North Wales Group Insurance Scheme Enhanced cover and pricesguaranteed for 3 years*.The North Wales Group Insurance Scheme is arranged by Roland Smith and includes:

• Up to £110,000 of Life Insurance

• Up to £75,000 for Permanent Total Disablement

• Critical Illness

• Legal Expenses

• Family Worldwide Travel Insurance

• New for 2012 - RAC Family Motor Breakdown Cover

All for just £17.10 a month - price guaranteed for 3 years*

Enhanced Legal Cover, Travel Insurance, and

Personal Accident Cover.

*All prices except RAC Breakdown Cover guaranteed for 3 years subject to no increase in Insurance Premium Tax.

206657_North_Wales_Flyer_A4_1.indd 1 04/01/2012 10:25

Serving Officers/Police StaffBenefit Value

Life Insurance

• Terminal Prognosis Advance 20% of life cover £110,000

• Optional Partner Benefit £55,000

• Child Death Grant £2,500

Critical Illness £5,500

Personal Accident

• Permanent Total Disablement £75,000

• Reduced amounts payable for permanent partial disablement depending on the degree of disability

• Criminal Court Award Compensation £500 maximum

• Coma Benefit £25 per day/maximum 358 days

• Injury as a result of firearms or knives £1,500 firearms/£750 knives

• Quadriplegia Benefit (in addition to policy benefit) £50,000

• Paraplegia Benefit (in addition to policy benefit) £25,000

• New for 2012 - Occupational Aids £75,000

Annual Family Worldwide Travel Insurance

• New for 2012 – Airspace Closure Included

• New for 2012 – Kidnap and Ransom £100,000 for Consultant Costs

• Maximum trip duration increased to 60 days

Legal Expenses

• Telephone counselling helpline Included

• Legal Document Service

RAC Motor Breakdown

• New for 2012 - Covers family living at the same address in any vehicle, driving or not

Cost to Federation MembersServing Officer £17.10 per month

Partner of Serving Officer £5.75 per month

North Wales Police Federation Group Scheme:

Summary of CoverEffective 1 Jan 2012 - 31 Dec 2014

North Wales Police Federation is an Appointed Representative of Roland Smith Limited, registered address: 1st Floor, India Buildings, Brunswick Street, Liverpool L2 0XH. Registered in England & Wales No. 01073408. Roland Smith Limited is authorised and regulated by the Financial Services Authority and is a wholly owned subsidiary of Police Mutual Assurance Society Limited.

RSL00186 1211

This summary of benefits must be read in conjunction with the policy documents for full details of benefits and exclusions. These are available from the Federation Office.

206657_North_Wales_Flyer_A4_1.indd 2 04/01/2012 10:25