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Transcript of NoBSHomeDefense
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No BS Home Defense I will never forget the phone call I received from my daughter who had just come
home on spring break from college for a few days. My wife and I were out of town on
business for the weekend and she had agreed to take care of the dogs, cats, and
horses we owned. It was about 11:30 pm when the phone rang, and like all parents
when a phone rings at that time of night, my heart immediately jumped into my
throat.
However, it wasn’t the hospital or the sheriff’s department calling, but an overly irate
young woman, 20‐years‐old, chewing her father a new one.
“Why is it, with the hundreds of guns that we’ve got in this house, that not only are
none of them loaded, I can’t find one single damn bullet for ANY of them?” she
yelled. You have to understand, my daughter just barely brushes the five‐foot mark.
She’s feminine, petite, and the biggest clothes horse I’ve seen in my lifetime. Being
the subject of such unfamiliar rage coming from this sweet little girl put me at a loss
for words.
“I think there’s a box of bullets in my closet for the .38,” I finally stammered when
she inhaled to catch a breath.
“Fine,” she snarled and slammed the phone down.
We laugh about this phone call today, but it was the catalyst that made me really
start thinking about home defense. Sure, I’d covered the basics with my daughter. I’d
taught her how to shoot a gun, helped her formulate her defense strategy and
helped her determine her safe place in the event of a break‐in. But I had been
severely lax in maintaining that standard, and had circumstances that night gotten
serious, I had left my daughter vulnerable and alone.
I was determined that would never happen again with my family. By extension, I
want to help you make sure your family never finds itself in the situation that my
daughter did. We should never be blasé about the safety of our loved ones. Now let’s
start with a few offensive ways to take control of our home defense system.
#1: GUN CONTROL WILL NEVER STOP CRIMINALS If you don’t believe this, stop reading now. This eBook has been written with
firearms as the principle means of protecting yourself from a home invasion. It’s
been said that when guns are outlawed, only outlaws will have guns. Our society is
full of touchy‐feely types that will try to convince you otherwise, but the statistics
and empirical evidence clearly shows that gun ownership deters crime.
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Criminals are not these innocent little people that just took a wrong path and if we
all hold hands in a moment, all will be well with the world.
Criminals make a conscious choice each and every time they break the law. They
weigh the consequences, and if the odds are in their favor, they act. No one forces
them to do it. Society is not to blame. Our country offers the greatest opportunities
to make something of your life if you want it. The cold hard truth is that there are
people out there that would rather take what you have, whether its property or your
life, than to struggle and succeed on their own.
Many break‐ins are perpetrated by people under
the influence of drugs. These people are usually too
stoned or in too much need for a fix to consider the
odds or consequences of their actions, and they’re
actually the ones, next to a serial killer, you should
probably fear the most. People under the influence
do not act or think in a logical or sane manner. They
react according to the drugs in their system.
Sometimes these drugs turn off the switches that
control reasoning ability and pain thresholds.
Sometimes the drugs they’re on gives them
strength beyond imagination and a sadistic streak
that would make Hannibal Lector proud. Not having
a gun to protect yourself against these people is
sheer lunacy.
The first thing that law enforcement or the military is taught is that force must be
met with equal or greater force. Even the laws of the universe operate along this
principle. For example, take the law of inertia – a body in motion tends to stay in
motion until acted on by a greater force. Likewise, criminal activity will continue or
escalate unless met with resistance greater than its own determination. Anything
less gives the enemy a greater strategic force against you.
This book is going to teach you about survival. This book is NOT going to show you
how not to get shot. Understand that once the trigger is pulled, you may get hit, but
if you follow the strategies outlined in this book, the likelihood of being shot fatally
will be drastically reduced if not almost totally eliminated. The intruder is going to be
at a definite disadvantage, and statistically speaking, you will have ALL the odds and
numbers in your favor!
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Remember, you must either operate from the premise that you’re going to win the
battle, or don’t start the war in the first place. If you refuse to use a gun to defend
yourself, just open your doors and let the hoodlums have their way with you.
No amount of hand‐to‐hand combat techniques will give you the advantage or the
odds a gun will. This is real life, not a Hollywood movie with grandiose and unrealistic
special effects.
#2: LEARN TO THINK LIKE A CRIMINAL Take a good look at the outside of your home. Look at it from the perspective that
you’re trying to hide your activities so as not to alert the neighbors. First of all, see all
those beautiful bushes that cover every window and create hidey holes and shadows
any lawless person would love?
They have to go. Trim them
back, cut them down…get them
away from the house. The
landscaping of your home
should not be a haven for
criminals. If you want bushes,
trees, and towering plants,
build an arboretum or a back‐
yard paradise away from the
house. Secure all the ground
floor windows, and make sure
all locks and latches are
operational.
Sliding glass doors are especially vulnerable, and usually they’re not installed in a way
that would limit access. Any stout, two‐hundred pound man can lift a door off its
tracks and gain access to the home, especially if it’s one of the older models. And
while the newer doors make lifting the door off its tracks more difficult, the locks and
latches are still as flimsy as ever. Invest in a security bar or wedge a broom handle in
the track as an added security measure.
A security light is an excellent deterrent. If you don’t want the added cost on your
electric bill each month, buy solar lights and light up the yard with them.
Anything a criminal can use for a safe spot while he gains entrance to your house has
to be dealt with. That means that the attic access door that’s in your carport or
garage has to be neutralized. Gaining access to your attic is the easiest way to gain
entry to the house.
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All someone has to do is stomp a hole through the attic floor (which is, most of the
time, the sheetrock ceiling in your house since most attics are not floored in), and
they’re in your home. Remove the string that you use to pull the access door down
and instead put a handle on the door. Then rig up a pole with a hook to grab the
handle and keep the pole tucked away in a closet inside your house.
Any exterior storage rooms that are adjacent to the house should be fitted with a
lockable doorknob. Punching through sheetrock walls is easy, and storage rooms
afford privacy for the crook while he does this. In this same vein, lock up any ladders
that can be used to gain access through a second story window. Remove tools from
sight that can be used to break a window or dismantle a door. If someone has to
work to get in your home, his chances of detection increase dramatically. His
willingness to take the risk also decreases dramatically.
Look at all the exterior doors in your home that have windows in them. Do these
doors have the thumb‐latch style deadbolts? Safety rules say thumb‐latch deadbolts
should be used on the inside of the door so that egress isn’t restricted in the event of
a fire. Safety experts don’t want you fumbling around looking for a key to unlock the
door with a fire raging at your heels. However, with a windowed door, all a criminal
has to do is knock out the window, turn the deadbolt, and he’s in. Either replace the
door with a solid door and a peephole, and keep your thumb‐latch deadbolt, or
figure out a system to take care of all the issues facing you with a keyed deadbolt in a
windowed door. You can have the key hanging near the door (but out of the reach of
an arm through a broken window) or in a drawer located near the doorway. However
you do it, figure out a system to strengthen this weakness in your home’s security.
If you’d like, you can invest in a home security system with a monitoring service that
will call the police or sheriff’s department in the event a sensor is tripped by
someone breaking into the house. But understand that this will NOT take the place of
your own defense strategies. The Supreme Court has ruled that the police are not
responsible for saving your life. Their only job is to capture criminals, not keep you
safe or out of harm’s way. Like everything in life, YOU are responsible for the welfare
and well‐being of you and your family. Any home security system is just another
offensive strategy, not the primary method you use to defend yourself.
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#3: KEEP YOUR MOUTH SHUT Sailors in World War II that lived on aircraft carriers, battleships or submarines never knew
when or where they would dock. They were not
allowed to disclose their whereabouts in any
letters they mailed to their mothers, fathers,
wives or sweethearts. They were not allowed to
discuss their deployment activities in the
telephone calls they made home. Enemy
interception of any information of this sort could
endanger the lives of everyone on board a ship.
From this came the saying, “loose lips might sink
ships,” a phrase coined as a slogan by the U.S.
Office of War Information in an attempt to limit
the possibility of people inadvertently giving
useful information to the enemy. It was a massive
national effort to impress on people that careless
talk could cost lives.
It’s a message that you need to hear and implement. Keep your business to yourself.
A buddy of mine got robbed three times—every time he left out of town to visit
relatives. Somebody that knew him, knew his schedule, and knew his comings and
goings was breaking into his house. He was sure it was someone from work, but he
could never prove a thing. The problem was that he ran his mouth. He told people,
that didn’t need to know,
where he would be. He told
people, that didn’t need to
know, about the valuables in
his house.
Men want to brag about their
toys. If you’re one of those,
you might as well have a
neon sign taped to your back
saying, “I’m stupid! Rob me!”
Women want to complain
about their husbands or
boyfriends and the time they spend away from the house. They might as well have
“I’m going to be home alone tonight!” stamped on their forehead.
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Your friends may not be the ones that would steal from you, but what about their
crack‐head son who overhears them talking about you? Do you think he gives a hoot
about you?
People talk. People have conversations. Don’t let those conversations involve
anything that could possibly put you on the radar screen of anyone else. The book of
Proverbs in the Bible says that idle talk only leads to poverty. One way of looking at
that is that running your mouth may make you lose everything you own, including
your life! Learn to shut up and keep your business to yourself.
Now that we’ve explored some offensive ways of securing your home, let’s get into
the defensive ways of protecting you and your loved ones from the drug addict, the
thief, or the person bent on murder.
#1: HAVE YOUR SAFETY AND DEFENSE AREA MAPPED OUT The first rule of thumb in any home invasion scenario is that you NEVER go looking
for whoever has broken into the house. You let him come to you. Of course if young
children are in another section of the home and in danger, that is a whole different
ballgame. You should have a strategy mapped out with the rest of the family that
takes all the variables into consideration.
You want to put as much distance and bullet‐stopping material between you and
whatever weapon the intruder may have with him. Understand, contrary to
Hollywood feature films, criminals are not coming into your home with an armory.
For the most part, they’ll carry small, concealed weapons with less fire power. These
would be like the old “Saturday Night Specials” or what’s now called “pocket
rockets”.
Think of yourself as a still‐hunter or a spider setting a trap. You’re going to be
somewhere you can sit and wait for the intruder. You want a place that hides you
while having him silhouetted and framed in a doorway with the light behind him.
This light source can be anything, but a three‐watt nightlight in the hallway is a good
start. Another option is a lamp with a swivel head that you can point down the hall
and turn on. The intruder will be blinded by the light and he won’t be able to see
you. You, on the other hand, will have a clear view of everything. You must learn to
use light and darkness to your advantage.
If your bed is perpendicular to the hallway where you can sit behind it and see down
the hall, then that’s the best position you can be in. You can use the mattress for an
arm rest and have your gun aimed at the intruder as he comes down the hall. If that’s
not feasible, you can get behind a doorjamb where the extra framing material
around the door frame offers protection.
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You’ll have only your weapon and enough of your eye visible so you can aim. The
other option is to sit on your butt at the end of the hallway or against a wall in the
bedroom, with your legs pulled up to you and your arms resting on your knees as you
aim.
The object of finding the right spot is to maximize your options while protecting vital
body parts. With the option of sitting with your legs drawn up to you, your thighs and
calves are providing the mass to protect fragile organs in the torso and abdomen.
Again, you may get shot in the process of defending yourself, but if you follow these
hints, you shouldn’t get shot fatally.
#2: WHAT ARE THE LAWS IN YOUR JURISDICTION AND STATE ON FIREARM OWNERSHIP?
If you live in certain areas of the country, the gun you might consider the best home
defense weapon may very well be illegal. For example, Illinois has some of the most
restrictive firearms laws of any of the states in the Union. While recent Supreme
Court decisions (most notably ) have caused the repeal
of some of these restrictive laws in many areas of the country, other municipalities
are still in court over their weapons laws. Giving you a comprehensive listing of local
and state laws regarding firearms is impossible within the scope of this report, so
you’ll have to do the research about the laws that govern your particular jurisdiction
and state.
#3: HANDGUN, SHOTGUN OR RIFLE? The right to keep and bear arms comes with a heavy burden of responsibility to learn
about them before you step into the sporting goods section of any store looking for a
gun. Reading this report is a first step in the direction of educating yourself on gun
ownership and home defense methods.
You will need to know what your application is. How will the weapon be used?
Where will the weapon be used? You don’t buy a .30‐30 lever action rifle for use in
home defense when you live in an apartment. You don’t need a .9 mm handgun with
ten buttons and a clip that holds twenty‐five rounds to fend off a burglar if you rarely
take the gun out and shoot it.
If you’re not a police officer or soldier that lives with his weapon twenty‐four hours a
day and possibly involved in protracted firefights, you need a simpler firearm that
won’t get you hurt when you pull it out.
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First of all, take a look at where you live. Are you out in the country where there’s
not another house for miles? Are you living in an apartment with neighbors on all
sides of you that you could probably reach out and touch were it not for those paper‐
thin walls? Do you live in a subdivision where your neighbors aren’t within touching
distance but still pretty close and lot sizes are less than an acre? David Markowitz, an
attorney and second amendment advocate from Pennsylvania, calls this the “social
environment.” You don’t want to be guilty of over‐penetration, where the load you
shoot goes through the criminal, then through the wall behind him and possibly kills
an innocent bystander in another apartment or room. You must factor in safety
when choosing your weapon.
Handguns can be a difficult weapon to shoot well. And while they are easily
concealed and have the advantage of portability, they are inherently underpowered
for self ‐defense purposes in the home.
If you’re dealing with someone who is on drugs, someone hyped up on adrenaline
and emotion, or just a crazy son‐of ‐a‐gun that gets a thrill out of pain, you better
have something with knock‐down power.
A short‐barreled shotgun is an excellent alternative choice. A 12‐ or 20‐guage
weapon loaded with #4 or #5 birdshot is more than effective at close or medium
range. Within the confines of the home, the shot will not have the distance to spread
out, making a solid hit likely. The number of pellets in the wad will deliver a blast to
the intruder that he will probably not recover from in enough time to come after you
again. The sheer volume of pellets entering his body should put him in total shock
and shut him down.
In addition, the pellets will not go through the intruder, the sheetrock wall, and into
a person in the next room the way a bullet from a handgun or rifle will. And if you
choose a pump‐action model of shotgun, there’s no discounting the intimidation
factor when your intruder hears the slide of the action being worked when you
chamber a round. It might be enough to make him leave the premises right then.
#4: WHICH HANDGUN SHOULD YOU CHOOSE? If you have to choose just one weapon, then a shotgun would be the better choice.
However, if you can afford to have a backup, then a handgun can serve multiple
purposes. It can be not only your home defense backup weapon, but your carry
weapon as well if you choose to tote one around with you in public. Check applicable
laws and carry permit requirements before strapping one on however.
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Once again, unless you’re in the military or a law enforcement officer and live with
your weapon 24‐hours a day, then all you need is a double action, medium or large
frame revolver. Pass up the snazzy .9mm with the 20‐round clip. There are too many
buttons on this gun and you’ll wind up getting tangled in confusion when you need
your wits about you the most.
Smith and Wesson, Taurus,
Colt or Ruger are all good
weapons of choice. The
chamber size (and thus, size
of the bullet) can be
anywhere from a .357
magnum, to a .38 Special, a
.44 Special, .45 Colt, or a .45
automatic Colt pistol. While
a shorter length barrel may
make the gun easier to
carry on your person, the shorter barrel is harder to shoot accurately, has increased
muzzle blast and flash, and kicks up after each shot. You’d do best not to purchase
anything with less than a 4‐inch barrel. For a home defense backup weapon, a four‐
to‐six inch barrel is ideal.
If you feel you must have a semi‐automatic handgun, then stick with the .9mm
Parabellum (also known as the .9mm Luger). This is the most common type and
ammunition is readily available. Manufacturers such as Glock, Kahr, SIG, Browning,
Colt, Springfield Armory, Beretta, and Smith and Wesson all make this gun.
If you’re on a very tight budget, then you might consider purchasing a .9mm
Markarov—for decades, the standard service pistol of the Eastern Bloc. It has a
reliable, totally proven design, but some target shooters find that the cartridge it
uses, the .9mm Markarov, is less powerful than a .38 Special or .9mm Parabellum.
All semi‐auto guns require a break‐in period before they’re considered reliable. You
need to shoot four to five hundred rounds through the gun before depending on it to
save your life. It’s also essential that you test a semi‐auto with the same loads that
you’re going to use for home defense. You should make sure the gun reliably feeds
and extracts two hundred rounds of ammunition before depending on it in a critical
situation.
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#5: LONG GUNS—SHOTGUN OR RIFLE? The ideal shotgun would be a short barreled model—18 to 22 inches barrel length—chambered for 12 or 20 gauge, and either an auto‐load or pump model. The shorter
barrel length will maneuver better in confined spaces such as hallways. 18 inches is
the legal minimum barrel length as long as it doesn’t result in a gun that is less than
26 inches in overall length. An improved‐cylinder or modified choke, if available, is
also preferred. However, forgo the pistol‐grip stock if offered. You need a buttstock
to aim and shoot the gun as intended.
A 12‐gauge has the largest selection of ammunition available and according to an
article on the Guns & Ammo website from September 1, 2005, America’s
ammunition industry has responded to law enforcement’s request for shotgun loads
with less recoil. As a result, these shells also shoot tighter patterns.
High quality pump shotguns have a bit of an advantage over the auto‐loaders. They
tend to be mechanically reliable, even under the worst of conditions. They can be
stored or carried safely with the magazine loaded, chamber empty, safety on, and
the hammer down. There’s also no sound quite as intimidating as the sound of the
pump slide racking a shell into the chamber.
It’s a toss‐up whether the better gun is a Remington 870 or a Mossberg 500 series.
The 870 has been manufactured for nearly sixty years. There are millions of them in
circulation. They take a lot of abuse and are not likely to wear out. The Mossberg 500
series guns have been manufactured for nearly fifty years and were designed to be
easy to clean and maintain.
Unless you live out in the country with nary a house for miles around, a rifle is not
the best weapon for a tightly enclosed space. Even if you do live in the country, the
chances of hitting another family member from a powerful bullet that can punch
through walls is not worth the risk. There really is no such thing as a do‐all weapon
choice.
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#6: AMMUNITION CHOICES In choosing the ammunition for your home defense weapon, you must take into
consideration not only the stopping power needed for the intruder but over‐
penetration of adjoining walls as well. Let’s take a look at shotgun ammunition first.
Many people recommend 000 buckshot loads for the home defense shotgun, but you
might as well be shooting a rifle with that caliber of shot. 000 buckshot pellets are
.36” in diameter, larger than the bullet coming from a .30‐30 rifle. 30 caliber balls,
those found in #1 buckshot, will kill neighbors and shoot stud walls in two.
From the ballistics and stats available, it appears that #4 buckshot is the best shell for
your shotgun. #4 buckshot in a 3‐inch magnum shell contains approximately 40
pellets .24” in diameter. A
shell that’s made for a 2 ¾
inch barrel contains
approximately 30 pellets of
this size. Don’t get #4
buckshot and #4 birdshot
confused. #4 birdshot shells
contain a little over 220
pellets that are only .13” in
diameter, nearly half the
size of the #4 buckshot
pellets.
For your handgun, regardless of the caliber of pistol and unless your jurisdiction
prohibits them, use a hollow‐point bullet. Not only do hollow‐points increase the
likelihood that an assailant will be stopped with as few shots as possible, it decreases
the possibility of over‐penetration. The main thing you’re interested in is the
stopping power of the bullet. Despite what Hollywood depicts, over 80% of the
people
shot
with
a
handgun
survive.
What
you
want
to
do
is
make
sure
that
once
your attacker is down, he stays down.
Hollow‐points expand upon impact and usually stay within the body, making the
assailant absorb more of the kinetic energy of the bullet. Regular bullets can just zip
through the body, leaving nothing more than a small entry and exit wound.
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The following bullets are recommended for revolvers:
• .38
Special:
158
grain
lead
semi‐
wadcutter
hollow‐
point
(the
“FBI
Load”)
• .357 Magnum: Either a 110 grain jacketed hollow‐point or a medium-velocity
125 grain jacketed hollow‐point. These loads are more controllable and
produce less blast and flash than the full‐blown, high velocity 125 grain
jacketed hollow‐points.
• .44 Special: 200 grain lead semi‐wadcutter hollow‐point. These can also be
used as a defense load in the .44 Magnum revolver.
• .45 Colt: 225 grain lead semi‐wadcutter hollow‐point or a jacketed hollow-
point from Cor‐Bon.
• .45 ACP: The heavy 200+ grain jacketed hollow‐points are the best loads for
this gun.
The following bullets are recommended for semi‐auto pistols:
.9mm
Parabellum: 115 or 124 grain jacketed hollow‐point. The 147 grain bullet is
more likely to over‐penetrate and may not expand due to low velocity. The 147 grain
bullet is more prone to malfunctioning, causing the pistol to jam. Most of the .9mm
Parabellums probably function best with the 124 grain bullet since that is what the
gun was originally designed for and loaded with.
.9mm Markarov: Cor‐Bon makes the only hollow‐point .9mm bullet for the
Markarov, a 95 grain hollow‐point that works great in these pistols. If you can’t find it
locally, you can order it on‐line.
.40
Smith
&
Wesson: 155, 165, or 180 grain jacketed hollow-point.
.45 ACP: As with the revolvers, the best loads for this gun are the heavy jacketed
hollow‐points.
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#7: A WEAPON FOR THE ELDERLY AND DISABLED? The elderly and the disabled
now have an additional choice
when it comes to a weapon for
home or self defense. The Palm
Pistol® is a single shot .38
Special caliber ambidextrous
firearm that can be fired
without regard to the
orientation of the stock. It’s
ideal for those with limited
strength or manual dexterity. It uses the thumb instead of the index finger for firing,
thereby reducing muzzle drift.
The Palm Pistol® is manufactured by Constitution Arms out of Maplewood, New
Jersey. For more information, pricing and ordering information, go to the
manufacturer’s website at www.palmpistol.com.
TIPS FOR HANDLING A CONFRONTATION When you confront an intruder, there are a few hints you need to remember in order
to maintain control of the situation and to avoid injury to yourself and your family.
• Use one‐word commands. Don’t have a conversation with your home invader.
Instead of saying, “Halt, or I’ll shoot!” you need to simply say, “Halt!” Studies
have shown that your brain insists on following through with the entire
sentence before pulling the trigger. Your burglar may not be the sort that’s
polite enough to let you finish your thought.
• Don’t
startle
them.
Don’t
yell
or
holler
at
the
thief
or
burglar.
If
he
has
a
gun
and flinches, he’s going to pull the trigger. Speak in a normal and reasonable
tone of voice.
• 20‐foot safety zone. According to policemen I’ve talked to, if you’re
committed to deadly force, you must shoot before the intruder gets within 20
feet of you. If you allow him to get any closer, studies have shown that he can
kill you before you can respond with your weapon. You must be firm in your
decision to use whatever means necessary to protect yourself and your family
and then follow through with that decision. Hesitation will get you injured or
killed.
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THE LEGAL RAMIFICATIONS OF SHOOTING IN SELF‐DEFENSE Each
state
has
different
laws
on
the
parameters
of
self ‐
defense.
For
instance,
in
Mississippi you’re allowed to defend life AND property without retreat. In Illinois and
many other states, you can only defend life. In some states you’re only allowed to
defend yourself against harm. In other states you’re allowed to not only defend
yourself but others against deadly intent. You’ll have to research the laws in your
state in order to determine what they are.
GUN SAFETY IN THE HOME If you have children, it’s up to you to
teach them about gun safety. I’m a firm
believer in teaching children from an early
age about the dangers of mishandling
guns. I also feel they should be taught the
proper way of handling weapons as soon
as possible. Hiding the guns from your
children only increases their fascination
with the weapons and almost certainly
guarantees that they’ll attempt to gain
access to them when you’re gone.
If they ask you to see the guns, then use
that as an opportunity to reinforce the safety rules. The National Rifle Association
has a great program for children that teaches them gun safety. It’s called the “Eddie
Eagle” program.
One disturbing trend I’ve noticed the past several years is the move by gun
manufacturers to offer “designer” colors in guns. This is the stupidest move I believe
they’ve ever made. A gun is a weapon—a lethal weapon. It shouldn’t look like a toy.
Your child looks at a pink gun and laughs, giving it no respect. Heck, I don’t even offer
it the respect it deserves just looking at it!
Ladies, if you need designer colors for things, stick to bathroom accessories, lipstick,
and coordinating shoes. Guns should look ugly and mean because they are ugly and
mean. We should never think any differently.
The most important thing to successful home defense is your efficiency and
familiarity with your weapon of choice.
You need to know your weapon inside and out. You need to be able to operate your
weapon in the dark by feel alone. (You can tie your shoes in the dark, can’t you?) You
must practice with your weapon on a regular basis.
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Putting together “what if?” scenarios will help you plan for any and all contingencies.
You must think about all the ways a home invasion could occur and plan accordingly.
If you’re meticulous about your defense methods, you should be able to come out on
top in any situation you may encounter.
Remember, you are the one ultimately responsible for the safety and well‐being of
yourself and your family.