NJ India Invest
Transcript of NJ India Invest
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A
PRESENTATION
ON
MUTUAL FUND AS AN INVESTMENT AVENUE AT
NJ INDIAINVEST
PRESENTED TO
S.V.INSTITUTE OF MANAGEMENT
PRESENTED BY
MRUNAL VAZA & SACHIN NANDHA
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Research methodology Research objective (Primary) To know investor’s behavior regarding mutual fund as an
investment avenue.
Research objectives (Secondary)Research objectives (Secondary) • To identify the objectives of the investors for investing in a
mutual fund.
• To identify the investment patterns of investors.
• To find out which scheme is better according to investors.
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Research planData source : Primary and Secondary.Research instrument : Questionnaire (open ended &close ended
questions)
Sampling planSample unit : All the investors who are occasionally or regularly investing in financial assets.Sample size : 100 investorsArea of sampling : Maninagar, satellite, navrangpura, S.G.highwayContact method : personal interview Sampling method : Non-probability, convenient sampling method
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Analysis
Gender
Male 84
Female 16
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Q-1 What is your age?
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Q-2 What is your profession?
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Q-3 Do you invest in mutual fund ?
investment in MF(%)
80%
20%
YES
NO
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Q-4 If you are not investing in mutual fund then
where do you invest (in proportion)? Portfolio of 20% investors not investing in MF
35%
32%
21%
9%0%3%
mutual fund
Insurance
Equity market
Government schemes
Real estate
Commodities
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Portfolio of 80% investors who are investing in mutual fund
Portfolio of 80% investors of MF
48%
17%
24%
8%1%2%
mutual fund
Insurance
Equity market
Government schemes
Real estate
Commodities
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Q-5 Rank the company according to your preference
from top (1) to bottom (11)?
Sum of rank
745
648644605
583395
394359
353
200
342
0
100
200
300
400
500
600
700
800
Reliance Tata Hdfc Birla Sbi Icici FranklinTempleton
Uti Lotus Sundaram Benchmark
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Q-7 If you are investing in mutual fund then you
invest in?
invest in MF
52,5
33,75
13,75
0 10 20 30 40 50 60
OPEN ENDEDSCHEME
CLOSE ENDEDSCHEME
BOTH
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Q-8 Do you take any reference while investing in
mutual fund schemes if yes then from whom?
financial advisor
76%
6%
1%0%
1%
16%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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Broker
24%
28%1%
0%6%
41%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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RELATIVES OR FRIEND
35%31%
8%
1%
5%
20%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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NEWSPAPER & MAGAZINE
35%
16%
5%
1%
9%
34%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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CO. WEBSITE4%
57%
5%
6%
15%
13% EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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AMFI website
3%
63%
5%
4%
19%
6% EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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Mean
Financial advisor
Broker Relatives an friends
News paper & magazine
Company websites
AMFI website
3.55 5.1 4.78 4.99 6.49 6.84
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Q-9 Do you compare the returns or other benefits of
MF schemes before investing?
compare the return
94%
6%
YES
NO
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Q-10 which factors do you consider while investing
in mutual fund?
SAFETY
69%
13%
4%
1%
0%
13%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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TAX SAVING
44%
21%
5%
0%
1%
29%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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RETURN
69%
6%1%0%
0%
24%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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LIQUIDITY
66%
6%4%0%
0%
24%
EXT. IMPORTANT
IMPORTANT
NEUTRAL
UNIMPORTANT
EXT.UNIMPORTANT
NOT. RESPONDED
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Mean
safety Tax saving
Return Liquidity
3.36 4.125 3.2 5.0125
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Q-11 How do you monitor the following.
NAV
45%
3%13%
22%
3%
14%MONTHLY
QUARTELY
HALF YEARLY
YEARLY
NEVER
NOTRESPONDED
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RISK FACTOR
20%
9%
13%47%
0%
11% MONTHLY
QUARTELY
HALF YEARLY
YEARLY
NEVER
NOTRESPONDED
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PORTFOLIO OF SECURITIES
13%
3%
13%
52%
6%
13% MONTHLY
QUARTELY
HALF YEARLY
YEARLY
NEVER
NOTRESPONDED
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PROFILE OF FUND MANAGER
21%
41%
30%
0%5%
3% MONTHLY
QUARTELY
HALF YEARLY
YEARLY
NEVER
NOTRESPONDED
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Q-12 Are the following information relevant to
analyze the performance of your investment?
MONTHLY RESULT
20%
10%
14%
21%
9%
26%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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QUARTELY RESULT
10%
10%
24%
16%
13%
27%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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HALF YEARLY RESULT
13%
11%
32%8%
8%
28%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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ANNUALY
89%
3%
5% 0%0%3%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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NEWSPAPER
62%
0%4%
15%
8%
11%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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AMFI WEBSITE8%
3%13%
37%
10%
29%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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COMPANY WEBSITE
9%
1%
13%
29%
8%
40%
EXT. RELEVANT
RELEVANT
NEUTRAL
IRREVENT
EXT.IRRELEVANT
NOTRESPONDED
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Mean
Monthly result
Quarterly result
Half yearly result
Annual report
News paper
Co’s website
Amfi website
5.3 5.55 5.33 2.95 3.78 5.57 5.16
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Q-13 Do you check out the annual reports of your
scheme to evaluate the performance of your scheme?
ANNUAL REPORT CHECKING
87%
13%
YES
NO
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Q-14 Objectives for investment in mutual fund schemes (rank them from 1most preferred to 4 least preferred).
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Mean chart
151 152
231266
0
100
200
300
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Q-15 In which MF scheme are you interested to
invest or investing? investing in different schemes
20.0013.33
10.778.21
16.921.03
6.153.59
11.796.15
2.05
sch
emes
investment in %
Asian equity
Gold ETF
ELSS
gilt funds
income funds
bond funds
balance fund
sectorial
small cap
midcap
Large cap
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HYPOTHESIS TEST
Ho: Objectives of the investors investing in mutual fund are not depending on profession
H1: Objectives of the investors investing in mutual fund are depending on profession
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Findings and Suggestions
Findings Reliance most preferable
fund house. Reference of financial
advisor. Analyze the annual report. Investors invest in
growth,balanced & elss schemes.
College going student invest in mutual fund
SuggestionsReturn-growth scheme,
safety-balanced scheme.
Gold etf-hedge against inflation.
Advisor committee.Maintain database.
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Investment in Mutual fund is
subject to market risk please
read offer document carefully
before investing.