NITPatna-Digitalbanking app
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Transcript of NITPatna-Digitalbanking app
Digital BankingPaperless Banking for Gentleman.
Digital banking is the wave of the future.
improves customer
relationship and provide
better management.
People don’t
want to get panic in queue.
Cash less and Corruption less Economy
ObjectiveTo provide a
complete digital paperless banking
solution to customers.
Paperless account
activation to deactivation.
There is hardly any bank in country which provides
online activation and deactivation of account along with online facility.
Company is targeting the growing smart phone market to grow its customer.
TARGET
Connect to 10,000 customers in six months and 25,000 in 1 year.
Customer will get account
facility along with e-wallet facility and all through there smart phone and on there own click.
Initially we need a bunch of people for a set of cities who provide as a local agent for one time on site verification from company.
We need this mediums to connect with more consumers.
Competitors
Additional security feature can be implemented using device registration
Along with traditional banking mode
money can also be simply
transfer using payee mobile
number if he/she is already registered.
We are putting a banking model through a mobile app which provide all the necessary online features to consumers along with online activation and deactivation of account.
People can open bank account on zero balance.7.5% interest rate on fixed deposits/savings.
Point of Parity
Provide online access to account.Provide e-wallet facility.
Point of difference
Online account opening to closing.Fund transfer through mobile number.
Disclaimer
Created by Manish Kumar , NIT Patna , during a Marketing Internship under the guidance of Prof. Sameer Mathur , IIM Lucknow.