News review extra july 13, 2013
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The Government of Sask-atchewan has announced it is investing $10.2 million to con-tinue First Nations Commu-nity Police Services through the Royal Canadian Mounted Police (RCMP) First Nations Commu-nity Service Framework Agree-ment. Combined with Government of Canada funding of $11.4 mil-lion, the agreement will provide approximately 128 RCMP of-fi cers for Saskatchewan First Nations communities. “This agreement is very im-portant for Saskatchewan’s First Nations citizens,” the province’s Minister Responsible for Corrections and Policing Christine Tell comments. “Through this agreement,First Nations receive effective, professional and culturally ap-propriate policing services with offi cers to develop close working relationships with the First Na-tions community.” The agreement has been in place since 1994 and is support-ed by 34 separate Community Tripartite Agreements. The deal is regularly amended or re-newed to refl ect the actual cost for RCMP First Nations Com-munity Policing Service opera-tions throughout Saskatchewan says Tell.
– $10 million allocated for boosted First
Nations RCMP
Policing stepped up
PAINT PARTY – Colorful face painting work offered by the local Big Brothers Big Sisters Organization was among the highlights at Yorkton’s annual Summer fair held last week in the city. Pictured above, sisters Katie and Cassidy Johnson get a new look from Sarah Lavoie. Photo by Geoff Auckland.
VOLUME 21, NUMBER 39 18-1st Avenue North, Yorkton, SK S3N 1J4 Saturday, July 13, 2013
134 Broadway St. E.
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(306)-743-5430More listings @
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2012 FORD F150 CREW 4WD 2011 CAMARO COUPE5.0L Flex fuel, XTR package,
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After Hours:Randy McDonell - 306-743-5437
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This Weeks Feature Units
Page 2A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
(306) 783-8080 / (800) 565-0002Across from Superstore
Dealer License # is 323917
HOME PAGE: WWW.YORKTONHYUNDAI.COM
Robert Luzar 306-620-6864 Shane Reese 306-641-4399 Nolan Thompson 306-547-8685 Barry Litzenberger 306-728-7679
Jeff Koch 306-621-5882 Kimberly Hamilton 306-322-7573 Larry Kaban 306-621-6781
AUTOMOTIVEAUTOMOTIVE SUPERSTORESUPERSTORE
YORKTON’S #1 USEDYORKTON’S #1 USED
Offering Top Dollar For Trade-Ins!Offering Top Dollar For Trade-Ins!
SALES TEAM
CARS2012 Toyota Camry LE 4 Dr.33,331 km ........................................$20,9002012 Hyundai Sonata Hybridw/Premium Pkg. 4 Dr.9,312 km ..........................................$28,3902012 Hyundai Sonata Limited 4 Dr.21,082 km ........................................$24,9902012 Hyundai Sonata GLS 4 Dr.40,000 km ........................................$21,7902012 Hyundai Elantra GL 4 Dr.35,500 km ........................................$17,9002011 Hyundai Elantra Limited 4 Dr.51,360 km ........................................$20,4902011 Chevrolet Malibu LT 4 Dr.76,583 km ........................................$15,9902010 Toyota Matrix XR 4 Dr. Hatch37,705 km ........................................$16,4902010 Nissan Altima 2.5 S 4 Dr.99,345 km ........................................$12,9902010 Hyundai Elantra GL 4 Dr.45,700 km ............................... Just Arrived!2009 Pontiac Vibe Base 4 Dr. Hatch FWD18,300 km ........................................$14,9902009 Pontiac G3 Wave SE 4 Dr.78,925 km ..........................................$9,0002009 Nissan Versa SL 4 Dr. Hatch79,104 km ........................................$10,9902009 Buick Allure CX 4 Dr.35,000 km ........................................$15,9902008 Toyota Corolla CE 4 Dr.46,500 km ..........................................$8,0002008 Chevrolet Impala LS 4 Dr.76,000 km ........................................$11,4902008 Cadillac CTS 3.6L 4 Dr.55,344 km ........................................$21,5002007 Hyundai Sonata GLS 4 Dr.52,500 km ........................................$10,5502007 Hyundai Accent GL 3 Dr. Hatch91,019 km ..........................................$6,5002006 Ford Focus ZX4 Se 4 Dr.101,808 km ........................................$7,9902005 Hyundai Elantra VE w/Cruise 4 Dr.121,000 km ........................................$6,0002000 Chrysler Intrepid 4 Dr.263,600 km ........................................$1,000
VANS2012 Dodge Grand Caravan SE62,720 km ........................................$18,9902008 Kia Sedona EX Ext.Van86,359 km ........................................$12,4902008 Dodge Grand Caravan SE97,758 km ........................................$13,2002006 Pontiac Montana SV6 Van135,700 km ........................................$9,5002005 Dodge Caravan SE120,732 km ........................................$7,990
SUVS2013 Kia Sorento LX AWD2,476 km ..........................................$33,9902012 Hyundai Santa Fe GL 3.5L FWD16,411 km ........................................$24,4902011 Nissan Juke SV AWD16,518 km ........................................$24,9902011 Kia Sportage 2.0L Turbo SX AWD24,000 km ........................................$29,9902011 Hyundai Tucson GLS AWD79,621 km ........................................$23,9902011 Hyundai Santa Fe 3.5L Limited AWD18,687 km ........................................$29,990
2011 Hyundai Santa Fe GL 3.5Lw/Sport Pkg. AWD50,500 km ........................................$28,9902011 Hyundai Santa Fe Gl 3.5L AWD45,000 km ........................................$24,9002011 Honda CR-V EX-L AWD27,122 km ........................................$27,8992011 Chevrolet Equinox LT AWD52,630 km ........................................$25,1902010 Hyundai Tucson Limitedw/Navigation AWD67,293 km ........................................$23,9902010 Hyundai Tucson GL AWD50,000 km ........................................$21,4902010 Hyundai Santa Fe 3.5LLimited AWD104,000 km ............................. Just Arrived!2010 Hyundai Santa Fe 3.5LLimited AWD70,500 km ........................................$26,9902010 Hyundai Santa Fe 3.5LLimited AWD64,200 km ........................................$27,4902010 Hyundai Santa Fe 3.5LLimited AWD76,300 km ........................................$26,7902010 Hyundai Santa Fe 3.5LLimited AWD70,207 km ........................................$26,7902010 Hyundai Santa Fe 3.5LLimited AWD80,082 km ........................................$23,4902010 Hyundai Santa Fe GL 3.5Lw/Sport Pkg. AWD77,700 km ........................................$26,9902010 Hyundai Santa Fe GL 3.5Lw/Sport Pkg. AWD69,000 km ........................................$26,4902010 Hyundai Santa Fe GL 3.5Lw/Sport Pkg. AWD95,800 km ........................................$24,9902010 Hyundai Santa Fe GL 3.5Lw/Sport Pkg. AWD79,335 km ........................................$25,9902010 Hyundai Santa Fe 3.3L Limited AWD110,500 km ............................. Just Arrived!2010 Hyundai Santa Fe 3.3LLimited AWD92,700 km ........................................$20,9902009 Dodge Nitro RT 4WD71,000 km ........................................$19,9902007 Pontiac Torrent AWD91,678 km ........................................$14,4902007 Jeep Compass Sport 4WD185,063 km ........................................$9,450
LARGE TRUCKS2013 Chevrolet Silverado CheyenneExt. Cab 4WD868 km .............................................$33,9902013 Chevrolet Silverado 1500 LTCrew Cab 4WD15244 km .........................................$34,9002013 Chevrolet Silverado 1500 LTCrew Cab 4WD32,508 km ........................................$28,9902006 Ford F-150 XLT Supercab 4WD202,000 km ........................................$6,5002004 Ford F-150 XLT Supercab 4WD106,000 km ......................................$14,000
Visit our Website www.bulkbarn.ca
Every Wednesday, Seniors* & Students* save 10% on all regular priced products.* Must provide valid identifi cation. Excludes gift cards. Cannot be used in conjunction with any other
promotional offer. Product selection and availability may vary by location. All references to savings claims are incomparison to our regular retail prices. While supplies last. On advertised items, we reserve the right to limit quantities.
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ON YOUR TOTAL PURCHASE OF $10.00OR MORE BEFORE TAXES*
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Coupon valid only at this location:
sale
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275 Broadway Street East(306) 782-4490
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(306) 782-4490
Friday, July 12 to Thursday, July 18, 2013
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Large Prunespits removed
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SGI is advising the public to beware of purchasing fl ood-damaged vehicles. If you’re thinking about buying a ve-hicle from Alberta, be cautious of dam-aged vehicles coming from areas affect-ed by the recent fl ooding. Many fl ood-damaged vehicles are not eligible to be registered for use in Sas-katchewan or in any other Canadian province. However, due to the extent of the fl ooding in Alberta and the number of vehicles affected, there may be a delay in the identifi cation of fl ood-damaged vehicles by insurers. Also, in situations where the fl ood damage is not covered by insurance, the vehicle’s history may not show a claim to indicate the vehicle sustained fl ood damage. “Flooding can cause serious electrical and structural damage to a vehicle, put-ting you and your family at risk,” says Lyle Mosiondz, Assistant Vice Presi-dent, Auto Fund Vehicle and Support Services. “It’s really a case of buyer be-ware. Make sure any vehicle you’re con-sidering buying from Alberta is safe and eligible to be registered in Saskatch-
ewan by thoroughly researching its his-tory prior to completing the sale.” Flood damage to a vehicle’s electri-cal system can affect important vehicle safety systems, such as airbags, anti-lock braking (ABS) and electronic sta-bility control (ESC) systems. The vehi-cle’s structural components, specifi cally designed to protect the occupants and absorb collision energies in the event of a crash, can become corroded. Toxic con-tamination due to untreated waste and mold is also a concern. Though all vehicles purchased out-side of Saskatchewan must be inspect-ed prior to registration, you can’t rely solely on the inspection since the effects of fl ood damage may not be readily ap-parent or easily identifi ed. As a result, it’s important that you’re confi dent in the vehicle’s history before you consider buying it. One way to protect yourself is to buy from a licensed dealer. If you decide to purchase from a private seller, consider these tips:
Continued on Page 5.
Be cautious before you buy
THE NEWS REVIEW EXTRA - Saturday, July 13, 2013 - Page 3A
PRAIRIE DOMESTRAWBERRIES, RASPBERRIES
& SASKATOONS
MORNINGS:Monday thru Saturday
8 a.m. - 10 a.m.EVENINGS:
Sunday thru Friday6 p.m. - 8 p.m.
For Appointment phone
306-782-7297
6-1/2 Miles South of Yorktonon Highway #9
Ken Krawetz, MLACanora-Pelly Constituency
Constituency Office219 Main St.P.O. Box 838Canora, SK, S0A 0L0Telephone: (306) 563-4425Toll Free: 1-800-213-4279Facsimile: (306) 563-5752
Legislative Office312 Legislative Building
Regina, SK, S4S 0B3Telephone: (306) 787-6060
Facsimile: (306) 787-6055
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Dividend stocks have been on a roll for a few years now and the trend is unlikely to abate anytime soon. As economic uncer-tainty continues, inves-tors are expected to stick with the dividend theme to hedge portfo-lios against market volatility. According to Canaccord Genuity analysts, there are sev-eral reasons why divi-dend investing will continue to attract investors. From a tax perspec-tive, dividend investing makes sense. On an
after-tax basis, divi-dends are generally worth 1.31 to 1.45 times more than the earnings on interest income. In other words, a three per cent dividend yield provides approximately the same after-tax income as a four per cent bond yield. The risk/reward trade-off is more advan-tageous with dividend investing. The finan-cials, utilities, and tele-com sectors, as well as exhibiting lower vola-tility, have all generat-ed higher total returns versus the S&P/TSX Composite Index over
the last 10 years. This phenomenon is not restricted to Canada. According to data com-piled by J.P. Morgan Asset Management, 42 per cent of the total annualized returns earned in the S&P 500 Index can be attributed to dividends, making income as important as capital gains. Changing demo-graphics will be influ-ential. The proportion of baby boomers in the Canadian population will increase from 21 per cent today to 39 per cent over the next 15 years. As boomers age they are less inclined to assume risk, preferring low volatility invest-ments that provide income during retire-
ment. These invest-ments primarily take the form of balanced funds whose equity components are largely comprised of dividend-producing investments. Underfunded and maturing pension funds are another contributor to the continued suc-cess of dividend invest-ing. According to Canaccord Genuity data, most defined ben-efit pension plans in Canada are severely underfunded and many mature pension funds are facing a shortfall in cash flows. To make up for cash flow shortfalls, pension fund managers are likely to favor the regular and timely pay-ments of dividend investments.
The overall corporate landscape is also favor-able for dividend invest-ing. Many corporations are carrying high levels of cash, prompting senior management teams to enact share buybacks, takeovers, and dividend increases. Telus Corp (TSX: T) is one of a number of com-panies who have regu-larly raised dividends and have stated a com-mitment to increasing them. Not only is this a positive for dividend investors, but it is also good from a capital appreciation stand-point as favorable divi-dend policies tend to result in higher stock prices. When looking for div-idend investments, investors should do their homework and companies should be analyzed to determine the sustainability of the dividend. Payout ratios should be exam-ined to determine whether growth is pos-sible within the exist-ing business model. If companies are able to
fund their growth ini-tiatives internally, they are less likely to cut dividends. The strength of the balance sheet is another key ingredient. A company may be unable to deal with a cash shortfall or take advantage of a strate-gic acquisition if it is already facing high lev-els of debt. Given the current market volatility, a continued defensive approach is warranted. When assessing divi-dend investments look for quality and take advantage of market dips to add to posi-tions.
Kim Inglis, CIM, PFP, FCSI, AIFP is an Investment Advisor & Portfolio Manager with Canaccord Genuity Wealth Management, a division of Canaccord Genuity Corp., Member – Canadian Investor Protection Fund. www.reynoldsinglis.ca. The views in this column are solely those of the author.
www.reynoldsinglis.ca
Financial freedomby Kim Inglis
Dividend investing to continue: do your homework
SEND US YOUR PHOTO!SEND US YOUR PHOTO!Do you have a great local scene or human
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publication in upcoming issues. Photos must be clear and sharp to be considered. Please include a description, names of people and
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Page 4A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
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3535 Livestock*
3560 Pets*
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4025 Health Services4030 Home Care Available4035 Home Care Wanted4530 Hotels/Motels4545 Travel4550 Vacation Rentals5010 Business For Sale5015 Business Opportunities5020 Business Services5035 Financial Services
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9031 Certifi ed Seed for Sale9032 Pulse Crops/Grain/Feed Wanted9035 Steel Buildings/Granaries9115 Auto Miscellaneous*
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9140 Collectibles & Classic Cars*
9145 Domestic Cars*
9150 Sports & Imports*
9155 Sport Utilities & 4x4s*
9160 Trucks & Vans*
9165 Parts & Accessories*
9183 Utility Trailers*
9185 Boats*
9190 Boat Access/Parts*
9215 RVs/Camper Rentals9220 RVs/Campers/Trailers*
9225 Snowmobiles*
9226 Smowmobile Parts/Accessories*
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Awards were handed out and students recog-nized as St. Michael’s School wrapped up for another year. Taking home awards were the following stu-dents: • Female Athlete: Allison Berge • Religion: Stephanie Flaman • Male Athlete: Mathew Todos & Benjamin Koroluk • ELA: Tatiana Kyliuk Shining Star: Madison Butchko & Deborah Ojo • FLA: Alex GeddesFine Arts: Tatiana KyliukMath: Noah Clarke • Proficiency: Nathan Pidperyhora & Allison Berge • Social Studies: Mathew Todos • Health: Madison Butchko • Science: Erica Ford • PE: Nathan Cochrane • Arts Ed: Shaylee Valuck • ELA (French Class): Sydney ShieldsCore French: Deborah Ojo • Home Ec: Tessa Chornomud & Kyle Merkl • Technology: Colbie Sherring • Industrial Arts: Jacob Kustra & Kyle Schmidt • Intermural Plaque: Polar 778
Honour Roll
Grade Eight - Term 3 – • Honours With Distinction: Allison Berge, Madison Butchko,
Alex Geddes, Stephanie Flaman, Erica Ford, Tatiana Kyliuk, Deborah Ojo, Nathan Pidperyhora, Sydney Shields, Mathew Todos • Honours: Julian Abrametz, Shalysa Brown, Tessa Chornomud, Noah Clarke, Nathan Cochrane, Alexandra Cottenie, Zachary Goulden-Maddin, Kaeden Hanishewsky, Ben Koroluk, Jacob Kustra, Amy Liang, Dylan Lemcke, Kyle Merkl, Sydney Mrozowich, MacKenzie Muzyka, Shaylee Valuck
Grade Seven - Term 3 • Honours With Distinction: Trayton Dudar, Kaytia Kostersky, Kennedy Lutz, Janeen Pellatt, Megan Schmidt • Honours: Jacob Baker, Juannic Buckle, Von Castillo, Alexandria Hanishewsky, Grady Hawkins, Reese Kinaschuk, Bailey Melnychuk, Madison Neufeld, Taylor Petrowsky, Auston Roberts, Thomas Saganace, Zackary Shearer, McKenna Sherstabitoff, Louis Shin, Eliah Stephaniuk, Calic Tolentino, Rekha Whittaker
Final Accumulative Marks, Grade Eight:
• Honours with Distinction - Allison Berge, Madison Butchko, Stephanie Flaman, Erica Ford, Tatiana, Kyliuk, Deborah Ojo, Nathan Pidperyhora, Sydney Shields, Mathew Todos • Grade Eight Honors - Julian Abrametz, Shalysa Brown, Tessa Chornomud, Noah Clarke, Nathan Cochrane, Alexandra Cottenie, Alex Geddes, Zachary Goulden-Maddin, Kaeden Hanishewsky, Benjamin Koroluk, Jacob Kustra, Dylan Lemcke, Kyle Merkl, Sydney Mrozowich, Mackenzie Muzyka, Colbie Sherring Shaylee Valuck
Grade Seven Honors with Distinction - Trayton Dudar, Kaytia Kostersky, Kennedy Lutz, Janeen Pel-latt, Megan Schmidt
Grade Seven Honors - Von Castillo, Alexandria Hanishewsky, Auston Roberts, Jacob Baker, Calic To-lentino, Rekha Whittaker, Reese Kinaschuk, Braden Kitchen, Juannic Buckle, Bailey Melynchuk, Tia Ross, Thomas Saganace, Zackary Shearer, Eliah Stephaniuk, Grady Hawkins, Madison Neufeld, McKenna Sherstabitoff, Louis Shin.
PICTURED ABOVE are Grade eight students from St. Michael’s School in Yorkton who were recognized for their achievements over the year. Back Row (l-r): Laura Betker -- Health/Career Guidance Award, Jessica Rohatynsky -- Lang. Arts. French, Nicole Redl -- Lang. Arts. English, Kylan Shea -- Science Award, Nickolas Kerr -- Technology Award, Noah Jendrasheske -- Social Studies Award, Colton Roberts-- Mathematics Award. Mid-dle Row: Zachariah Kostersky -- ELA (French) Award, Kayla Schultz-- Religion Award, Lauren Maier -- Physical Education Award,Tatianna Ochitwa -- Core French Award; Cole Burkholder-- Industrial Arts Award, Darrien Enns and Kathryn Lohnes-- Home Eco-nomics Award. Front: Madison Kowlachuk -- Arts Ed. Award and St. Michael’s Shining Star Award, Chelsea Spilchuk, Profi ciency -- English, Delaney Depape -- Profi ciency -- French, Breanne Gelowitz -- Fine Arts Award, Hunter Arnold, Justine Zarowny, Kade Johnson -- Athletes of the Year.
Students recognized
Ed, my neighbor next door, accused me of smell-ing like old fashioned medicine. That left me confused as to whether my scent was good or bad. “Do I stink like a skunk or smell like aftershave?” I asked Ed. “Neither one – more like horse powder from the vet,” Ed said. “We used a powder for mange, a skin disease, when the horses were itchy and had patches of hair loss,” he explained. “You sure smell like the powder we used on the horses.” Then Ed asked, “Are you trying it for your baldness or do you have the mange?” “The fact is,” I explained, “sometimes, after I shower my skin is itchy. So, I bought some Gold Bond body powder. It says on the container that it will give triple
action relief with cooling, absorbing and itch-reliev-ing comfort. The most powerful thing about it is its pervasive smell: a combination of dirty socks and tooth-filling com-pound from a dentist office. Our cats think that it is a first cousin to cat-nip and sniff any dropped Gold Bond powder with glazed eyes and rapt attention.” “At least I don’t have to watch you scratching like a chicken in the yard because you have your itch powder. The smell should keep the mosqui-toes away,” Ed said. “I wish,” I answered. “They seem to be attract-ed to anyone, no matter how they look or smell. Mosquitoes pester every-one as they are just like sins,” I said. As soon as I mentioned sin, Ed made
his exit like I was an angry skunk in front of him. Any mention of sin can make some people scarce, while others stop listen-ing like they are hearing an unknown foreign lan-guage. Folks can get real vocal about the sins of others that offend them, but generally, talk of sin is as popular as hearing about an outbreak of lice in sheep herds in Australia.
Ed has told me often that sin happens and mostly it don’t matter unless you get caught in your sin. He added that when people are caught, they can usu-ally make excuses or find
a way to give their sin another name. I once asked Ed if he is indiffer-ent to sin when it bites him. He said, “I guess it depends on how bad it bites me and how often I get bit by it.” Our sin bites God as well as us. The Bible speaks of sin as stealing, defrauding and robbing your neighbor, holding back the wages of a hired man. It is a sin to seek revenge, bear a grudge, hate another in your heart, spread slander and share nothing of what
you have for the poor. Sin is to fail to love your neighbor as yourself. It is to fail to love God with all your heart and with all your soul and with all your mind. I say sin is like you and I in an area swarming with mosquitoes. In life, we will get bitten by sin. Our need is to try not to get bitten by what God warns us about. Thankfully, we can show our sin bites to God and get relief of their itch through the power of Christ.
www.accordingtoed.com
Neighborly Advice According to Edby Raymond Maher
You may miss the itch but not the smell
Con’t from Page 2.
• Research the vehicle’s history us-ing SGI’s Cross-Canada VIN search or a third-party site such as CarProof. • Ask the seller about damage and ensure that their response is docu-mented, in writing, prior to the sale. • Look for signs of water damage, such as moldy or damp odours, or any signs of rust or mud in the trunk, vents, or glove box, under the seats or dashboard, or on the carpet. Also check under the hood for signs of water or
silt. • Test the heater, air conditioner, lights, turn signals, gauges, radio, ciga-rette lighter and windshield wipers, to ensure water has not impacted electri-cal systems. • Have the vehicle inspected by a certifi ed technician prior to purchasing and specifi cally have them check for signs of fl ooding and water damage. To access SGI’s Cross Canada VIN search, or for more information about the vehicle inspection process, visit SGI’s website at www.sgi.sk.ca.
Beware of fl ood damages
THE NEWS REVIEW EXTRA - Saturday, July 13, 2013 - Page 5A
Book Now as Seatsare sold on a
First Come - First Served basis.
BLUE JAYS/TWINSBaseball Tour
September 5 to 9Trip Includes:• Deluxe motorcoach transportation• 4 nights hotel accommodation • Reserved seating for 3 Blue Jays/Twins baseball games in Minneapolis• Duty free shopping enroute• Transportation to The Mall of America
689$per person
double occupancy
Single, triple and quad accommodations also available. Call Ken at
783-7355 (Mon. - Fri. days) or 782-9584 (evenings weekends)
Only Only 4 seats 4 seats left!!left!!
BUFFALO BURGER BBQBUFFALO BURGER BBQFRI.,JULY 19 - 11:30 1:30 P.M.FRI., JULY 19 - 11:30 1:30 P.M.at Thoen's,Wynyard.Proceeds toat Thoen's, Wynyard. Proceeds to Wynyard CARRES Home.Wynyard CARRES Home.
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2012 Durango 4x42012 Durango 4x4
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Page 6A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
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On the Prairies, you need something you can count on. And with 80% of Corollas sold in Canada in the last 20 years still on the road today, you’ll know Corolla will safely get you where you want to go.
Lease, finance plans, cash incentives & promotions from Toyota Financial Services (TFS) OAC for qualified retail customers on select new unregistered Toyota models sold and delivered between July 3 & July 31, 2013. †Representative purchase finance example for 2013 Corolla (BU42EP BA): $17,460 at 0% APR for 84 months equals monthly payments of $208. Cost of borrowing is $0 for a total obligation $17,460 plus $2,370 down payment. MSRP includes a maximum of $1,840 for freight and delivery, block heater charge and air conditioning tax, and excludes license, insurance, PPSA, registration fees and all other taxes and levies. Down payment or equivalent trade, first month’s payment, lien registration fee and applicable taxes are due on delivery. Dealer may sell for less. See your participating Saskatchewan Toyota dealer for details. All offers subject to exclusions and may change without notice. *IIHS.org. S model shown.
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The growing number of retiring baby boomers has given rise to a significant demand for reverse mort-gages, which promise a way to unlock the equity they have built up in their homes to pay for travel, home upgrades, or to help out their children, without having to dip into their savings. Unlike a conventional mortgage, applying for a reverse mortgage does not require either a confirma-tion of income or a credit check. All that is neces-sary is that both spouses be age 55 or older and have clear title to their home. Once approved, a maximum of 50 per cent of the home’s appraised value may be received tax free as a lump sum, a series of regular payments, or a combination of the two. It is important to note that the actual amount approved can be signifi-cantly less than the maxi-mum, as it depends on the age of the applicants and the home itself. As reverse mortgage lenders cannot insure their mortgages and benefit from low-cost government-backed fund-ing, their interest rates are significantly higher than on a conventional mortgage or secured line of credit. A reverse mortgage must be repaid when the mortgage term ends, the home is sold, or upon the death of the homeowner. As there are no required payments, the interest payable is added to the loan balance. This causes the outstanding loan to quickly grow and the hom-eowner’s equity to (just as quickly) disappear. In the case of a secured line of credit, borrowers must pay the monthly interest charges. However, this is not the case with a reverse mortgage. It is actually a key selling point that “you do not have to make any payments – interest or principal – for as long as you or your spouse live in your home.” This is taken from the bro-chure issued by the Home Equity Bank, which administers the program.
The bank says less than five per cent of borrowers make interest payments. It appears they have no intention of paying down the balance. For instance, consider what happens if a home with an appraised value of $500,000 is used to secure a $250,000 reverse mort-gage. Assuming an inter-est rate of 8 per cent (com-pounded) on the reverse mortgage and a 3.5 per cent annual increase in the value of the home (the long term historical appre-ciation rate according to TD Bank), the projected value of the home in 12 years (the average time homeowners will continue to live in their homes) is $755,534, while the bal-ance owing on the reverse mortgage is $629,543. This leaves the homeown-er with equity of just $125,991. With higher interest rates and lower property appreciation rates expected in the future, homeowners with reverse mortgages out-standing can easily find themselves with little or no equity remaining in their home. As a result they may be unable to downsize to a smaller home or to borrow addi-tional money to pay bills when they need to. Owing the reverse mortgage lend-er an amount equal or greater than the home’s value also makes it impos-sible to pass the home to the intended beneficiaries or to even pay the expens-es of the estate (e.g. taxes outstanding) using the sale proceeds of the home. While the home’s equity can be preserved by pay-ing back the reverse mort-gage early, be aware that stiff pre-payment penal-ties may apply. While reverse mortgag-
es may be a viable option for those seniors who are “asset rich but cash poor,” they are not suitable for everyone. With interest rates at historic lows, seri-ous consideration should first be given to looking for cheaper funding options such as a home equity line of credit. Assuming an interest rate of 3.5 per cent and a $250,000 bal-ance, a monthly (interest only) payment of $729 will need to be made. While this will impact cash flow in retirement (particularly when interest rates begin to rise), after 12 years the homeowner will have $505,534 in equity left in their home (as compared with only $125,991with the reverse mortgage). This leaves sufficient equi-ty to downsize the home (and live off the differ-ence), to borrow additional funds if needed, or to pass the bulk of the home’s value to beneficiaries. For those who have spent decades paying off their mortgage, going right back into debt may seem unattractive. In this case alternatives such as reor-ganizing retirement finances, downsizing to a less expensive home now, tapping into RRIF accounts, or even working part-time, should be explored. Understanding how reverse mortgages work, the alternatives available, what they cost, and the dangers to avoid, is essen-tial for anyone considering this option. The use of legal and financial profes-sionals is recommended.
Darryl Prociuk CFP, R.F.P., CLU, TEP is a Registered Financial Planner and may be con-tacted at [email protected]
PLANNING FOR PROSPERITY
by Darryl Prociuk
Reverse mortgages 101
Kingdom Rock VBSSummer Camp
Aug. 19-23 @ Heritage Baptist Church
9 a.m. to noon for ages Kindergarten to Grade 5• games, crafts, snacks,
bible stories, songs and fun!
Preregistration is encouraged. Call 306-
783-7912 or email: [email protected] or
Free Outdoor Family Movie NightShowing: Big Miracle
July 19, 9:15 p.m. @ the Parkland Community
Church (across the tracks from the Co-op grocery store) Free chips & pop.
Call Rachel at 306-782-2890 for
more details.
Yorkton’s Sunrise Cycling Club
– a group of adults that want to share the joy of
cycling in a non competitive way with club rides and events.
Weekly rides on Wednesday night start at
7:00 p.m. from the Yorkton Public Library.
Depending on the partici-pating riders, the rides
are approx 1-2 hours and about 20-40 km in
distance. All are welcome but rid-ers are to wear a helmet and have a bike that is
good condition.Other events are planned as the weather permits. Contact Barry Rogers at
782-3147 or email sunrisecyclingclub@
gmail.com
Jewelry & Craft ItemsFrom Kenya
Available for sale at the Canora Library
July 19 & 20Proceeds for drilling
water wells andassisting orphans with
food, clothes, & educationPresented by Vic Hamer.
Art entries soughtIn recognition of the 35th
annual SUNFLOWER, the Yorkton Arts Council
is inviting creative expressions in any medi-um for HELIANTHUS XXXV, an exhibition at community pARTners gallery at the Yorkton
Public Library. Detailed guidelines can be found
online at www.york-tonarts.ca, as well as at
the library or arts council office. Register your
interest by July 21, with work to be submitted the week of August 21st, for display till the 21st of October. Collaborate,
experiment, recycle, com-memorate, reminisce, decorate, delight, cele-brate! ( Work must be ready to hang or stand alone, with some sun-
flower in it somewhere.)
Library Summer Programs
• Storycrafts – ages 3-7, Mon. & Thur., 10:30
-11:15 a.m.• Activity Days – ages
6-12, Tuesdays 2-3:30 p.m.
Must pre-register.• Movie Day –
Wednesdays @ 2 p.m.Free popcorn and juice,
all are welcome!• Game Day – Fridays @
2 p.m. Join in for boardgame fun! All are welcome!
“Stars For Saskatchewan” Early
Bird Subscriptions Early-Bird Subscriptions are now available for the
Yorkton Arts Council “Stars For
Saskatchewan” 2013-2014 concert series! Nine
great concerts, with an exciting varietyof performers!
Subscribers can enjoy substantial savings by
purchasing their tickets before July 31.
For more information visit the Yorkton Arts
Council office onSmith Street, or call
(306) 783-8722.
Community Events
THE NEWS REVIEW EXTRA - Saturday, July 13, 2013 - Page 7A
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SALES EVENT
MY NISSAN
0%FINANCING FOR UP TO 84 MONTHS±
ON SELECT MODELS
PLUS CHOOSE* FROM
or40¢
OFF GAS UNTIL 20151
/L 2PAYMENTS
ON US2
orNO
CHARGE5 YEAR/
100,000 KMEXTENDED WARRANTY3
• STANDARD 5.6 L DOHC V8 ENGINE WITH 317-HP AND 385 LB-FT TORQUE, 9,300 LBS
TOWING CAPACITY
AVAILABLE INTUITIVE ALL WHEEL DRIVE
BEST-IN-CLASS HIGHWAY FUEL ECONOMY∞
FINANCE A 2013 NISSAN TITAN AT
FINANCE A 2013 NISSAN ROGUE AT
FINANCE A 2013 NISSAN ALTIMA FROM ONLY
FREIGHT AND FEES INCLUDED$2,998 DOWN
$30,998STARTING FROM
$25,848STARTING FROM
$25,513STARTING FROM
SL AWD model shownCrew Cab SL model shown3.5 SL model shown
$5,000‡
MONTHS±0%APR
CASH PURCHASER’S DISCOUNTS ON OTHER SELECT ROGUE MODELS
FORUP TO 84
ON ROGUE S FWD
$12,000‡
MONTHS±0%APR
CASH PURCHASER’S DISCOUNTS ON OTHER SELECT TITAN MODELS
FORUP TO 84
ON TITAN KING CAB S
$132 AT 1.9%APR
BI-WEEKLY≠
PER MONTH FOR 84
MONTHS
CHOOSE QUICKLY. OFFERS END JULY 31ST
OR GETOR GET
FIND YOURS AT CHOOSENISSAN.CA OR YOUR LOCAL RETAILER
HAAS NISSAN386 Broadway East, Yorkton, SK
Tel: (306) 783-9461 www.haasnissan.com
Page 8A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
Painted Hand CasinoYorkton’s #1 Entertainment Hot Spot
Painted Painted Hand CasinoHand CasinoYorkton’s Yorkton’s #1 Entertainment Destination#1 Entertainment Destination
Yorkton’s #1 Entertainment Destination. Where the Winners Play!
510 Broadway St. W. Yorkton, SK S3N 0P3 Phone: (306) 786-6777 Fax: (306) 786-7774
www.paintedhandcasino.cawww.paintedhandcasino.ca
$820,000!
Shuttle Service AvailableWithin YorktonCall 786-6777
Wear your favorite football jerseyor t-shirt to receive free slot play!
SUNDAY BRUNCH ................................................................. $1300
10:00 AM - 1:30 PM
ALL DAY BREAKFAST SPECIAL ...................................................... $900
11:00 AM - 10:00 PM DAILY
USE YOUR PLAYER’S CLUB CARD FOR AN ADDITIONAL 10% OFF
Saturday, July 13, 2013 - THE NEWS REVIEW EXTRA - Page 9A
CAREER OPPORTUNITIES
FEDOROWICH CONSTRUCTION is a family owned paving compa-ny; we have been serving Yorkton and the surrounding area for over 100 years. Our quality of work and our commitment to our employees has made us one of the most sought after paving companies for both clients and workers. We are currently seeking the right people to join our Company as Experi-enced Paving personnel, Experi-enced Grader and Track-hoe op-erators. If you are dependable, like a new challenge every day and working outdoors, we may have place for you. Experience and a valid license are essential. Our po-sitions are full-time, 5-6 days per week and seasonal. Fedorowich Construction Ltd. is an equal op-portunity employer; we offer com-petitive wages, employee benefits as well as employee incentives.
GENERAL EMPLOYMENT
BROADWAY INVESTMENTS Co. Ltd. o/a A&W, 39 - 275 Broadway St. W., Yorkton. Food Counter At-tendants. Full Time/Shift Work. Days/Evenings/Mornings/Week-ends. $11.30/hr. Apply in person or email [email protected].
HELP WANTED!!! $28.00/hour. Undercover Shoppers Needed To Judge Retail And Dining Establish-ments. Genuine Opportunity. PT/FT. No Experience Required. If You Can Shop - You Are Quali-fied! www.MyShopperJobs.com.
HELP WANTED - LOCAL PEO-PLE NEEDED!!! Simple & Flexible Online Work. 100% Genuine Op-portunity. F/T & P/T. Internet Needed. Very Easy... No experi-ence Required. Income is Guaran-teed! www.ezComputerWork.com.
Help Wanted!!! Make $1000 weekly mailing brochures from home! No experience required. Start immediately! www.TheMai-lingHub.com.
CAREER OPPORTUNITIES
GENERAL EMPLOYMENT
CAREER OPPORTUNITIES
GENERAL EMPLOYMENT
CAREER OPPORTUNITIES
GENERAL EMPLOYMENT
FOR SALE - MISC
NORTHOMECOMFORT WINDOWS1-866-362-6525
JOHN & MABEL OLEYNIK, YORKTON
Windows installed October 29 & 30, 2012
“The reason we purchased from you was
from talking to other people who had gotten
your windows. The installation crew was nice, cleanup was good and got
the job done in time.”
ww
w.n
orth
omec
omfo
rtw
indo
ws.
com
HOT TUB (spa) covers. Best price, best quality. All shapes & colors available. Call 1-866-652-6837. www.thecover-guy.com/newspaper.
FOR SALE - MISC
PING RAPTURE V2 Irons (RH). Top of the line Ping Irons. 3 to PW plus U wedge and sand wedge. Originally sold for over $1,500.00 plus tax. Will sell for $500.00. Call Ken at 306-783-7355 (days) or 306-782-9584 (evenings & week-ends).
GENERAL EMPLOYMENT
WANTED
UNIVERSITY OF Regina. Re-search participants needed for study of experiences of foreign trained teachers. Teachers who got their teacher education outside Canada and are presently teach-ing in Saskatchewan schools for one hour interview. Receive $25 gift certificate. Please contact Jim Oloo, Faculty of Education (306) 653 0249, (306) 880 4722 (Text). Email: [email protected].
BUSINESS SERVICES
LAUREL’SMobile Hair Service
Tues., Wed., Thurs., & Fri.For Appointments
783-2558
BUSINESS SERVICES
391 Ball Road
782-9600
Autobody & Painting Ltd.Don’t Just Get “R” Done!Get “R” Done Rite!
HOUSES FOR SALE
HOUSE FOR SALE. Fully fur-nished, many extras. Open House July 14/13, 1 p.m. - 7 p.m. 34 McNeil Cres.
LOTS & ACREAGES FOR SALE
LAKE LOTS For Sale by Owner at Lake of the Prairies: Prairie Lake Lodge, Russell, Manitoba is offer-ing a good selection of treed, non treed lots and acreages with views and privacy adjacent to a 18 hole, par 3 golf course suitable for R.V. or cottage use. Contact: 204-773-0380 Gerald or 204-773-6819 Da-vid. [email protected].
SUN HILLS RESORT at Lake of the Prairies, SK has 12 prime lots in Phase 1 to offer. Priced $56,000 - $69,000. We are located 40 min. east of Yorkton near the Togo bridge. More info www.sunhillsre-sort.com. Call 306-597-4660.
TWO PRIME lots for sale, Lake of the Prairies. Sell as parcel, 200x200, 200x200, Lakeshore Drive. 204-937-2907.
REAL ESTATE SERVICES
CANCEL YOUR timeshare. NO RISK program. STOP Mortgage & Maintenance Payments Today. 100% Money Back Guarantee. Free Consultation. Call us NOW. We can Help! 1-888-356-5248.
OFFICE/RETAIL
SECOND FLOOR OFFICE SPACE
FOR RENTSIGN on Broadway St. W.
(formerly Travelodge)Call Marlene @
306-783-9425Meeting space and conference space
available
SPACE FOR LEASE
FOR LEASE: For commercial, of-fice or retail space available, downtown, 828 sq. ft. For more info call 306-621-1119 or 306-621-8007.
ADULT PERSONAL MESSAGES
TRUE PSYCHICS For Answers CALL NOW 24/7 Toll FREE 1-877-342-3032 Mobile: #4486 www.truepsychics.ca.
RENOS & HOME IMPROVEMENT
FINISHING CARPENTER: Will do floors, drywall, frame work, win-dows, doors, siding. Call Edward 306-647-2736.
“Committed to you and your community”M-F, 7 a.m. to 6 p.m.Sat., 9 a.m. to 4 p.m.PLENTY OF FREE PARKING
41 West Broadway, Yorkton
306-783-4477
YORKTON TIRE& AUTO CENTRE
131 PALLISER WAYYORKTON
PHONE 782-2431
Auto CentreCLASSIFIEDS
WE’RE HIRING DEPENDABLE PEOPLE.
AGRICULTURE EQUIPMENT SALES CONSULTANT
Primary responsibilities include:
• Expanding and maintaining sales territory• Providing customer service to new and existing customers• Negotiating deals and providing knowledgeable information to customers
The ideal candidate must have strong negotiation and relationship building skills, and have a proven track record of performance and meeting targets. Experience in equipment sales in a regional capacity would be an asset.
APPLY ONLINE AT WWW.ROCKYMTN.COM/CAREERSRME offers competitive wages, an employee share option plan, a comprehensive benefits package, and a caring and team oriented work environment. In other words, we’re dependable.
Rocky Mountain EquipmentDEPENDABLE IS WHAT WE DO.
WORK WITH US & GROW A CAREER
Glacier Media Group is growing. Check our job board regularly for the latest openings:www.glaciermedia.ca/careers
DELIV
ER
Call
783-7355
THE NEWS REVIEW
Earn up to
$100 per month or more of Extra Cash
Carriers Wanted• Logan Cres. W.• Bailey Dr., Barbour Ave., Lincoln Ave, Wallace Ave,
Green St.• Irwin Ave., MacFarline Ave., Reaman Ave.• Marquis Cres. S., Sunset Dr. S., Willow Cres.• Dalebrooke Dr., Clark Ave., Bradbrooke Dr.,
Alexandra Ave., Victor Place• Dalebrooke Dr., Deerwood Cres., Dogwood Cres.,
Northfield Bay• Dalewood Cres., Lakeview, Calwood Cres.• Canwood Cres., Circlebrooke Dr., Mossfield• Henderson Drive, Dunlop St.• Myrtle Ave., Betts Ave., 1st, 2nd, Collacot• 3rd N., 4th N., 5th N., 6th N., Smith St.,
York Rd.• Dunning Bay, Blackwell Cres., Morrison Dr.,
Caldwell Dr., Garry Place, Laird Bay• 2nd Ave. N., 3rd Ave N., 4th Ave. N., 5th Ave. N.,
7th Ave. N., Darlington, Smith St.• Switzer Bay, Spice Dr., Steele Bay, Spice Dr.,
Morrison Dr.
RELIEF CARRIERS NEEDEDIN ALL AREAS
Potzus Ltd. is looking for a
Truck DriverWe are a well-established construction company in Yorkton,Saskatchewan which has been in business for over 40 years and has continued growth throughout the province.Quali cations:The successful candidate must have a Class 1A license with at least three years of end dump experience.Compensation:We offer a competitive compensation package commensurate with experience, including full health coverage and a retirement plan. We provide employees with accommodations and meal allowance.
Quali ed applicants are invited to submit their resume byJuly 19, 2013 to:
Email: [email protected]: 306-786-6909
Only applicants under consideration will be contacted.
Page 10A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
LEGAL/PUBLIC NOTICES
FARMS / REAL ESTATE SERVICES
LEGAL/PUBLIC NOTICES
FARMS / REAL ESTATE SERVICES
STEEL BUILDINGS / GRANARIES
NOBODY SELLS ROOFING & SIDING CHEAPER
NOBODY!!!B GradeColoured . . . . . . . . . . 70¢ ft 2
B Grade Galvanized . . .67¢ ft 2
Multi-colour Millends .49¢ ft 2
Barnmaster 30G26"x12' sheetsB.GR. Galvanized . . . . . . . .57¢ ft 2
ALSO AVAILABLE - LOW RIB WHITE 29 GAUGE, IDEAL FOR
ARCH RIB BUILDINGSLARGE SELECTION OF TRIMS IN STOCK
Also Available CutTo Length Orders
FOUILLARD STEELSUPPLIES LTD.
St. Lazare, Man.204-683-2214 or1-800-510-3303
PRICED TO CLEAR
STEEL BUILDINGS/METAL BUILDINGS UP TO 60% OFF! 30x40, 40x60, 50x80, 60x100, 80x100 sell for balance owed! Call: 1-800-457-2206. www.crown-steelbuildings.ca.
DOMESTIC CARS
THOENSSALES & LEASING
75 Broadway St. E., YorktonPhone Brooks - 782-3456
Rentals by Day, Week or Month
AUCTIONS AUCTIONS AUCTIONS
AUCTIONS
TOWN OF WATROUS NOTICE OF PROPOSED LOCAL IMPROVEMENT TO BE PUBLISHED PURSUANT TO CLAUSE 15(1)(A) OF THE LOCAL IMPROVEMENTS
ACT, 1993
Notice is given that: 1. The Council of the Town of Watrous proposes to pass a bylaw to undertake the following as a Local Improvement:
Proposed Local Improvements
(north side only)
and proposes to specially assess a part of the cost against the lands benefi ted by this Local Improvement 2. The estimated cost, and rate of special assessment chargeable for, the proposed local improvement(s) are:
Estimated Cost and Rate of Local Improvements
The special assessment levied for the proposed local improvements may be based on the actual cost. The special assessment will be payable in ten equal annual installments commencing in2014. Prepayment may also be made, in whole or in part. 3. Owners of land to be specially assessed may petition against the proposed local improvement. The petition must be submitted to the Town Administrator no later than 4:00 PM on the 12th day of August 2013. To be successful the petition must be signed by a majority in number of owners of lands to be specially assessed for the proposed local improvement, representing at least one-half of the assessed value in the most recent assessment roll of these lands. Advice on preparing the petition, to ensure its validity, is available from the Town Administrator. 4. The Council proposes to meet to consider a bylaw respect-ing this matter on the 12th day of August 2013 at 6:00 PM in the Council Chambers at the Town Offi ce located at #404 Main Street, Watrous, SK. Dated at Watrous, Saskatchewan, this 11th day of July 2013. ORRIN REDDENTOWN ADMINISTRATOR
ProjectNumber
DescriptionOf Work
ProposedTiming
Location From To
ProjectNumber
Estimated Total Cost
Estimated Municipal
Share of Cost
Estimated Owners’ Share
of Cost
Estimated Rate and Ba-sis of Special Assessment
(1) Concrete Sidewalk
August 2013
3rd Avenue East
1st St. E 2nd St E
(1) $34,290.00 0.00 $34,290.00 $225.00 per front meter
LANE REALTY CORP.For the most VALUE & EXPOSURE that you deserve when selling your farm or ranch property, contact one of our Farm & Ranch Specialists today!
JASON BEUTLER: (306) 735-7811 ED BEUTLER: (306) 620-7260 DOUG JENSEN: (306) 621-9955
LANE REALTY CORP.
Saskatchewan’s Farm & Ranch SpecialistsPh: (306) 569-3380 email: [email protected]
www.lanerealtycorp.com
1-800-667-2075hodginsauctioneers.com SK
PL # 9
15407
AB PL
# 1808
27
ANTIQUE TRACTORS, FARM & CONSTRUCTION EQUIP.
THE ESTATE OF JIM HOLLANDWED. JULY 24 @ HUDSON BAY
9 AM SHARP!Directions: From Hudson Bay Go 3 Miles West, 3 Miles South & ½ Mile West
TRACTORS: -
2 SWAMP BUGGIES COLLECTABLES: 35 +/- BOMBARDIER Single Man Side-
COMPACTION:FARM EQUIPMENT:
-
CARS & TRUCKS: TRAILERS
& CAMPERS: BINS & BUILDINGS: SHOP EQUIP-
MENT LAWN & GARDEN:
PROPERTY & HOUSEHOLD AUCTIONKARL & LAURA WEIPPERT
WED., JULY 31 @ 5:00 P.M.81 Dalebrooke Drive, Yorkton, SK
to View call 306-783-0827FEATURING: House:964 sq ft 3 Bedroom Bungalow with Detached 12’ x 25’ Garage. Large Assortment of Carpentry Tools:Dewalt Reciprocating Saw, Freud Biscuit Joiner, 6” Delta Joiner,and more.Garage:1982 John Deere 317 Riding Lawn Mower, Cultivator & Belly Mower with new blades, and much more.Household:Fridge, Stove, Washer, Dryer, Deep Freeze, Glass coffee and end table, recliner chair, 2 apartment size Danby fridges, etc.
Sale Conducted By:
Karla's Auction HouseIn Conjunction with Ukrainetz Auctioneering
Auctioneer Karla Gervais - Yorkton, SK
Phone (306) 782-0787 Cell (306) 621-8051PL # 310056
www.ukrainetzauction.com
FOUR HOUSEHOLDS SALESATURDAY, JULY 20, 2013 @ 10:00 A.M.
Springside, SKSpringside Arena
FEATURING: 2005 Ford Focus SE ZX4, 4 door, auto, AC, Cruise, 59705 kms,excellent condition. Barbeque and cover (like new), Chesterfi eld & Loveseat (good con-dition), patio set, new garden seeder, new 10 x 10 gazebo, antiquedresser, dehumidifi er, garden tiller, sewing machine, washing ma-chine (excellent), dryer, comics, roll top oak desk (excellent), stereoand speakers, Chi Machine, 5 Pc Bedroom Suite (excellent), Apt Sizefreezer, Round Drop Leaf Table c/w four chairs( Excellent) plus muchmore.......Auctioneers Note: We are trying to run this sale in hopes to be anannual sale in Springside. This is for people that don’t have enoughstuff to run their own sale but would like to add it to others and sharethe costs. There are a variety of items something for everyone!! A lotof nice furniture!!!
Sale Conducted By:
Karla's Auction HouseIn Conjunction with Ukrainetz Auctioneering
Auctioneer Karla Gervais - Yorkton, SK
Phone (306) 782-0787 Cell (306) 621-8051PL # 310056
www.ukrainetzauction.com
Place Your Classifi ed Ads
Online atwww.yorktonnews.com
Visit us today for complete coverage of local news,
weather & sports.Like us on Facebook /yorkton.newsreview
www.yorktonnews.com
THE NEWS REVIEW EXTRA - Saturday, July 13, 2013 - Page 11A
2009 JOHN DEERE LA Series Lawn Tractors
ON 2009 MODEL CLEAROUT
"ONE DAY ONLY"
BALCARRES - Hwy #10 West (306) 334-2492 FOAM LAKE - Hwy #16 East (306) 272-3345 MOOSOMIN - Hwy #1&8 N (306) 435-3301 PREECEVILLE - Hwy #49 N (306) 547-2007 RUSSELL, MB - Hwy #16 East (204) 773-2149 WYNYARD - Hwy #16 East (306) 554-2536 YORKTON - Hwy #10 East (306) 783-9459
*Offer valid from May 1, 2013 until July 31, 2013. dDealers are free to set individual prices. Additional dealer fees may apply. Financing on approved John Deere Financial credit only. See dealer for details. Limited time offer which may not be combined with other offers. Discounts or other incentives may be available for cash purchases. By selecting the purchase fi nancing offer, consumers may be foregoing such discounts and incentives which may result in a higher effective interest rate. 1Get $500 off the agreed upon purchase price of new John Deere compact utility tractors with the purchase of two John Deere or Frontier implements AND 0% purchase fi nancing for 60 months. Down payment may be required. Taxes, set-up, delivery, freight, preparation charges and a $50 documentation fee will apply. Representative Amount Financed: $10,000, at 0% APR, monthly payment is $166.67 for 60 months, total obligation is $10,000, cost of borrowing is $0. Monthly payments/cost of borrowing will vary depending on amount borrowed/down payment. MSRP cash price based on highest priced product in series: $13,411 (includes $50 documentation fee). Cost of borrowing based on Representative Amount Financed not MSRP cash price. Minimum fi nance amount may be required; representative amount does not guarantee offer applies. The charge for amounts past due is 24% per annum.
D10517.5 hp,
5 speed trans., 42" Edge™ deck
$1619or
$20 /mo. oac
24 hp diesel, 4WD, hydro, diff. lock, mid & rear PTO, i-match, 200CX loader, 62D deck w/ind. lift, 655 tiller.
$25,250or $347 /mo. oac
Based on 25% down, 60 month term
25.5 hp Yanmar engine, 4 wheel drive, hydrostatic transmission, turf or industrial tires, mid mount PTO, with H120 loader,
with 647 rotary tiller, differential lock, 3 point hitch$19,390
or $266 /mo. oacBased on 25% down, 60 month term
38 hp diesel, 4WD, hydro,c/w 305 loader and 665 tiller.$25,475
or $350 /mo. oacBased on 25% down, 60 month term
2013JOHN DEERE X320
48" deck,22 hp Kawasaki eng.,
hydro, cruise,hour meter, 16" turning
radius, wash port,4 yr. or 300 hr. warranty.
$4600or
$53 /mo. oac
D13022 hp, V-twin, hydro
trans.,42" Edge™ deck
$2051or
$25 /mo. oac
Z44527 hp, V-twin engine, pump & wheel motor
drive system, high back seat w/arm rests, 54" Edge™ mower deck,
wash port$5375
or$62 /mo. oac
Z46527 hp Briggs V-twin, pump
& wheel motor drivesystem, 62" Edge™ mower deck, high back seat w/arm
rests, 2 yr. ltd. warranty, wash out port.
$5875or
$64 /mo. oac
D14022 hp, V-twin, hydro
trans.,48" Edge™ deck
$2159or
$25 /mo. oac
D16024 hp, V-twin,
hydro,48" Edge™ deck
$2807or
$32 /mo. oac
D17026 hp, V-twin,
hydro,54" Edge™ deck
$3023or
$34 /mo. oac
D11019.5 hp,
hydro trans.,42" Edge™ deck
$1785or
$21 /mo. oac
D12021 hp,
hydro trans.,42" Edge™ deck
$1943or
$23 /mo. oac
2013 JOHN DEERE D SERIES LAWN TRACTORS
2013 JOHN DEERE ZERO TURN MOWERS
JOHN DEERE COMPACT UTILITY TRACTORS
NEW
NEW
EZTRAK™SERIES
2013
MODEL
2320
COMMERCIALSERIES
Z-TRAK™Z930 MOWER29 hp, 60", 7 iron
mower deck,comfort &
convenience pkg.,2 yr. ltd. warranty
$11,375or
0%
Z-TRAK™Z915 MOWER
23.9 hpKohler engine,
7 iron 54" deck,2 yr.
ltd. warranty$7,975
or 0%
Z-TRAK™Z950 MOWER31 hp, 72", 7 iron
mower deck,comfort &
convenience pkg.,2 yr. ltd. warranty
$12,250or
0%
Z-TRAK™Z930 MOWER
With a60" Pro Mulch
on DemandMowerDeck
$11,925or
0%Financing for24 mo. OAC
Financing for24 mo. OAC
Financing for24 mo. OAC
Financing for24 mo. OAC
2013
MODEL
1026R
2013
MODEL
3038E
2013JOHN DEERE X540
26 hp JD V-twin, liquid cooled, twin touch
automatic trans., traction assist locks, power steering,
54" Edge™ mower deck,4 yr. ltd. warranty$8175
or$95 /mo. oac
View our full line of equipment at www.maplefarm.com
Z23520 hp B&S engine,
hydro-geartransmission,
42" Edge™ mower deck, 2 year
limited warranty.$2800
or$33 /mo. oac
Z25523 hp B&S V-twin engine, hydro-gear trans., 48" Edge™ mower deck, arm
rests, wash out port,2 yr. ltd. warranty.$3325
or$41 /mo. oac
D110 D120
Page 12A - THE NEWS REVIEW EXTRA - Saturday, July 13, 2013
2009 JOHN DEERE LA Series Lawn Tractors
ON 2009 MODEL CLEAROUT
"ONE DAY ONLY"
BALCARRES(306) 334-2492
FOAM LAKE(306) 272-3345
PREECEVILLE(306) 547-2007
WYNYARD(306) 554-2536
YORKTON(306) 783-9459
MOOSOMIN (306) 435-3301
RUSSELL, MB(204) 773-2149
View our full line of equipment at www.maplefarm.com
1994 CASE IH 8820
248 hrs,8820 hdr
$22,700
2003 HONEYBEE
WS3636'
$40,300
2011 JD 9870 STS
465 hrs, 334 sep, 615P hdr
$333,000
1998 MACDON 960
30'$22,500
2003 HONEYBEE WS36
36'
$40,300
2004 936D36'
$42,200
2008 JD 5681200 bales
$24,000
2010 JD 9870 STS
649 hrs, 463 sep., 615P hdr
$318,100
2011 JD A400339 hrs,
HB WS36,hdr
$140,000
2004 936D
36'$42,200
1993 JD 9600464 hrs.,3326 sep,914P, hdr
$52,800
2003 JD 914P
14'$14,400
2012 JD S680290 hrs,206 sep.,615P hdr
$421,700
2012 JD S690281 hrs,205 sep., 615P hdr
$445,000
2012 MACDON M155
199 hrs, 136 sep., 35' D60 hdr
$150,000
2009 JD635D
35'$61,100
2010 MACDON M150
389 hrs, 303 sep. 35' D60 hdr
$135,500
2010 JD635
35'$71,600
2010 JD 9770 STS
808 hrs, 539 sep., 615P hdr
$310,000
2009 ELMERS 1600
$83,400
2003 JD 914P,14'
$14,400
2004 JD 9760 STS
2361 hrs,1686 sep., 914P hdr$172,200
2008 JD 9870 STS
1121 hrs, 681 sep. PW7 hdr
$267,000
2010 JD 9870 STS
759 hrs,632 sep hdr
$319,000
2009 JD 9770 STS
563 hrs,615P hdr
$285,600
2004 BRENT 620
$19,500
2012 MACDON A30D
$37,200
2010 JD 9870 STS
685 hrs, 606 sep., 615 hdr
$339,000
2009 JD 635D35'
$61,100
2009 JD 9870 STS
869 sep,615P hdr
$274,500