In-Depth Look at EldercareIssues on May 20

MAY 2011

From 2011 President Lance Jones, CFP®

“You Make a Life by What You Give”

Continued On Page 2

Our next meeting on Friday, May 20 in-cludes a wealth of timely information relatedto eldercare issues. Note: This is NOT along-term care insurance seminar! Rather,you will learn things that will help you inany and all interactions you have with theaging and elderly.

And, you will have the opportunity toearn up to five hours of continuing educa-tion credits. Following is a quick overviewof what’s in store:

MORNING SESSION9:30 a.m. – 12:30 p.m.(NOTE SPECIAL START TIME)The Great Discovery – A Lesson in Self:Part IPresented by Marlene Lund, CLTC, CSA –Speaking of Aging, Inc.; Cathy Wyatt, CSA –Financial Visions, LLC; Cheri Mundt, CSA– Immanuel Pathways; and Julie Masters,Ph.D., – University of Nebraska-Omaha

The morning program will cover thefollowing:• Why thinking about individual aging

is important• The latest research on physical aging —

including living environments and whatwe can do to make homes safer

• The importance of friendship in aging,relationships, and caregiving

• Suggestions for improving our connec-tions with our aging family, friends, andclients

• The impact of memory loss — and howlearning can and does happen with age

• Ways to enhance overall well-being intothe fourth hill of life

This program is designed to provide youwith strategies and insight that will help youto better work with your clients in ensuringthat they don’t outlive their retirement in-come.

The morning session has been approvedfor three hours of CFP® certification re-newal. It also will provide three hours ofNebraska and Iowa insurance credits,pending approvals — and three hours ofCPE credits, pending approval by theNebraska State Board of Public Accoun-tancy.

12:30 – 1 p.m.FPA of Nebraska Luncheon

AFTERNOON SESSION1 – 3 p.m.The Great Discovery – A Lesson in Self:Part IIPresented by Marlene Lund, CLTC, CSA –Speaking of Aging, Inc.; Cathy Wyatt, CSA –Financial Visions, LLC; Cheri Mundt, CSA– Immanuel Pathways; and Julie Masters,Ph.D., – University of Nebraska-Omaha

The afternoon session will build on in-formation presented during the morningsession. Included will be a review of PACE— The Program of All-Inclusive Care forthe Elderly (PACE). The PACE model wasdeveloped to address the needs of long-termcare clients, providers, and payers. This ses-sion will help you understand PACE’scomprehensive care programming and theimpact on clients and their families.

This program also will provide informa-tion on what is happening with LTCIcarriers today and why carriers raise rates.

You’ll get ideas and suggestions on howto best handle this situation with your ex-isting clients and also discussing theconcerns for new clients. You also will havea better understanding of the underwritingprocess with these products.

This session also will provide an updateon the rules and regulations of Medicare andMedicaid and how these programs work

I wasn’t a history major,nor do I claim to be a his-tory buff. I don’t know muchabout Winston Churchill(other than that he was theBritish Prime Minister dur-ing World War II). But the guy had somegreat quotes.

One quote was, “A pessimist sees the dif-ficulty in every opportunity; an optimist seesthe opportunity in every difficulty.” Withthe seemingly never-ending difficulties fac-ing our world — from deficits to healthcarecosts to natural disasters — I wanted to re-mind everyone that you might be providingthe only optimism your client hears today.Don’t ever give that up. Optimism is theonly realism, and our clients can’t live suc-cessful financial lives without it.

Another well-known saying of Churchill’sis, “You make a living by what you get. Youmake a life by what you give.” How simple,yet incredibly poignant. And how meaning-ful to our line of work. I’m sure many ofyour favorite clients would agree with Mr.Churchill. And I’m certain most of you havegiven and received a lot during your careers.

Here’s another opportunity for you to givein a very simple, yet meaningful way. OnSaturday, Oct. 15 — a Husker bye week —FPA of Nebraska will be hosting our An-nual Financial Planning Day at the FortOmaha Campus of Metropolitan Commu-nity College. As chapter president, I havetargeted this event as our single most im-portant initiative for 2011. It’s anopportunity to help people who desperatelyneed it. It is also an opportunity for ourchapter to build community awareness likewe have never had before — awareness thatwill strengthen the relationships we havewith our clients and the belief they have inus.

Please make an effort to contact us andlet us know what you are willing to do tohelp. Thanks!

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2011 FPA of NebraskaOfficers and Directors

CFP® and Certified Financial PlannerTM

are certification marks owned by the Certi-fied Financial Planner Board of Standards,Inc. These marks are awarded to individu-als who successfully complete the CFP®Board’s initial and ongoing certification re-quirements.

For change of address, please contact theFPA of Nebraska office, managed by Cre-ative Association Management, at (402)397-0280 or via e-mail at fpa@cam-omaha.com.

Note: The Financial Planning Associationis the owner of the trademark (and registra-tion), service mark and collectivemembership mark rights in, and variousU.S. registrations/applications for: FPA,FPA/Logo, and FINANCIAL PLANNINGASSOCIATION. These marks may not beused without written permission from theFinancial Planning Association.

PresidentLance Jones CFP®

Immediate Past PresidentRhonda Heineman, CFP®

President-ElectJason Christo CFP®

Secretary/TreasurerMaria E. Sinley CFP®

DirectorsMark Allen CFP®Jeff Arnold, CFP®

Scott Darrah, CFP®Patrick Doyle, J.D.

Joe HearnDennis King, CFP®

Dan Kline, MBANick Niemann, J.D.

Lori Lothringer Ph.D., AFCTrevor Smith

Kevin Thompson

Executive DirectorJoe Pittman

Continued From Page 1

May 20 Eldercare CFP® Program

Our mission is to advance the value of thefinancial planning profession by providingquality education for our members, increasingpublic awareness of the benefits of financialplanning, and promoting the highest ethicalstandards within the profession.

Mission StatementFPA of Nebraska

within the LTC industry.Participants will have an overview of what

the CLASS Act is and how it will affect theneed for traditional LTCI and the effect itwill have on group LTCI.

The afternoon session has been ap-proved for two hours of CFP®certification renewal. It also will providetwo hours of Nebraska and Iowa insur-ance credits, pending approvals — andtwo hours of CPE credits, pending ap-proval by the Nebraska State Board ofPublic Accountancy.

To register, please seethe Registration Form

on page 3.

About Our Presenters:Marlene Lund, CLTC, CSA, a profes-

sional speaker, trainer, and consultant, hasspoken nationally to thousands of profes-sionals — financial planners, attorneys,CPA’s, insurance agents, geriatric managers,physicians, etc., helping them understandthe great options that are available to theirclients and themselves as they age. Her pro-grams address the impact of Medicare,Medicaid, Social Security, and what long-term care options are available.

Her presentations expand the knowledgeand understanding of the issues and impor-tance concerning aging today and the impacton their loved ones.

Marlene is an original member of theMidlands Eldercare Network, made up ofprofessionals who deal with all aspects ofsenior issues. She is an active volunteer inher senior community, and serves on nu-merous organizations with Alzheimer’sdisease being her primary focus.

Cheri Mundt is Executive Director forImmanuel Pathways in Council Bluffs,Iowa. She is a Licensed LTC Administrator,CSA with 35+ years in the Senior Carearena, including 23 years as a LTC admin-istrator. She oversaw the start-up andopening of two Medicare-certified facilitiesand an adult day center. She also spent fiveyears as executive director of a campus of in-dependent, assisted and affordable Housing.

Cathy A. Wyatt, CSA has worked in thesenior care profession for more than sevenyears. A Certified Senior Advisor, shefounded a company called “The Art of Ag-ing, Inc,” an organization dedicated to thepromotion of successful aging. Cathy servesas Director of Educational Outreach for Fi-nancial Visions, LLC.

Cathy also produces and co-hosts aweekly, one-hour radio program geared to-ward older adults on KCRO 660 AM. Sheserves as a leader in several collaborative ef-forts, including UNO’s Conference onAging, The Women’s Fund of GreaterOmaha’s “Talk of the Town,” MidlandsEldercare Network, and Wealth ProtectionProfessionals. Prior to joining Financial Vi-sions, Cathy worked as Director of PublicRelations for Midwest Geriatrics, as a seniordevelopment consultant for The SteierGroup, and as a television news producerfor KETV Channel 7.

Julie L. Masters, Ph.D., currently serves asChairperson, Department of Gerontology,University of Nebraska at Omaha.

Her previous Non-Academic Experienceincludes service as program coordinator forNew Covenant Center, and program coor-dinator of the Senior Companion Programfor the Eastern Nebraska Office on Aging.

Page 3

MEETING NOTICE AND REGISTRATION FORMFriday, May 20, 2011 • Quarry Oaks Golf Club • Near Ashland, Nebraska

Note: Online registration is available at www.fpanebraska.comDirections — http://www.quarryoaks.com/sites/courses/view.asp?id=706&page=39163

Quarry Oaks is located just two miles southeast of Interstate 80 and Mahoney State Park in Ashland, Nebraska.Adjacent to the Platte River, and situated between Lincoln and Omaha, Quarry Oaks is easily accessible fromanywhere in the Heartland.

AGENDA9:00 a.m. ............................... Sign-In (coffee and juice available)

MORNING SESSION (Please note special start time)9:30 a.m. to 12:30 p.m. ......... “The Great Discovery – A Lesson in Self: Part I”

Presented by Marlene Lund, CLTC, CSA – Speaking of Aging, Inc.; Cathy Wyatt, CSA – Financial Visions,LLC; Cheri Mundt, CSA – Immanuel Pathways; Julie Masters, Ph.D., – University of Nebraska-Omaha

The morning session has been approved for three hours of CFP® certification renewal. It also will provide three hours of Nebraska and Iowainsurance credits, pending approvals – and three hours of CPE credits, pending approval by the Nebraska State Board of Public Accountancy.

12:30 to 1 p.m. ...................... FPA of Nebraska Luncheon

1 to 3 p.m. ............................. “The Great Discovery – A Lesson in Self: Part II”Presented by Marlene Lund, CLTC, CSA – Speaking of Aging, Inc.; Cathy Wyatt, CSA – Financial Visions,LLC; Cheri Mundt, CSA – Immanuel Pathways; Julie Masters, Ph.D., – University of Nebraska-Omaha

The afternoon session has been approved for two hours of CFP® certification renewal. It also will provide two hours of Nebraska and Iowainsurance credits, pending approvals – and two hours of CPE credits, pending approval by the Nebraska State Board of Public Accountancy.

Send Registration Forms to: FPA of Nebraska • P.O. Box 24133 • Omaha, NE 68124 • FAX TO: (402) 397-0283

REGISTRATION FORM

Name (as it should appear on your nametag) _____________________________________________________________________

Designation(s) ____________________________________________________________________________________________

Company ________________________________________________________________________________________________

Address _________________________________________________________________________________________________

City ____________________________________________ State __________________ Zip _________________________

Phone __________________________________________ Fax __________________________________________________

E-mail __________________________________________

Neb. Ins. License # or National Producer # (needed for Insurance CE Certificates): _______________________________________

CFP ID Number (needed for CFP credit): _______________________________________________________________________

Questions? Contact the FPA of NE office (managed by Creative Association Management) at (402) 397-0280 or via e-mail at fpa@cam-omaha.com

If paying by credit card � � VISA � � Mastercard �� AmEx

Name as it appears on card___________________________Card # __________________________________________

Expiration Date ___________________________________

Zip Code for Card _________________________________

Signature ________________________________________

Make checks payable to “FPA of Nebraska” • Refunds can be requested up to May 17, 2011.After May 17, registration fees are non-refundable; however, fees can be applied toward a future FPA of Nebraska meeting.

Please clearly mark your attendance choices and enclose a check/credit card information for that amount.For Earlybird Discounts, your registration form must be postmarked by Tuesday, May 17, 2011.

ALL-DAY: FPA of Nebraska Members: �� $60 Earlybird � � $90 Regular � � $0 2011 Season PassNon-Members: � � $90 Earlybird � � $120 Regular

A.M. ONLY FPA of Nebraska Members: �� $30 Earlybird � � $45 Regular � � $0 Season Pass Will Stay for Lunch: � � Yes � � NoNon-Members: � � $45 Earlybird � � $60 Regular Will Stay for Lunch: � � Yes � � No

P.M. ONLY FPA of Nebraska Members: �� $30 Earlybird � � $45 Regular � � $0 Season Pass Will Come Early for Lunch: � � Yes � � NoNon-Members: � � $45 Earlybird � � $60 Regular Will Come Early for Lunch: � � Yes � � No

Page 4

May 20FPA of Nebraska General Meeting

June 18FPA of Nebraska Membership Social

July 29FPA of Nebraska General Meeting

Sept. 15 – 18*FPA Annual Conference & Expo

Sept. 30FPA of Nebraska General Meeting

Oct. 15Financial Planning Day in Omaha

Nov. 18FPA of Nebraska General Meeting(2012 Officer & Board Elections)

All FPA of Nebraska Board meetings areopen to members. Contact FPA of Ne-braska executive director Joe Pittman at(402) 397-0280 or fpa@cam-omaha.comfor more information.

All General Membership meetings arescheduled to be held at Quarry Oaks GolfClub. Most meetings will start at 10 a.m.

*For more information National FPA-sponsored events visit www.fpanet.org.

FPA Events on the Horizon

What: Financial of Nebraska MembershipSocial

When: Saturday, June 18 starting at 4 p.m.

Where: Jay Birds Food & Spirits, 96th &Giles, LaVista, NE

More: An FPA social event for members,guests, and those interested in FPA. Mem-

FPA Membership Social Set for June 18bers are encouraged to bring guest(s) whohave an interest in FPA. The special guestfor the event will be Nebraska football re-ceivers coach, Rich Fisher.

Mark your calendars and plan to attend— and watch for more information com-ing soon!

The Financial Planning Association® (FPA®) is excited to announce we have recentlypartnered with capturengoTM to offer our members a free app for their iPhone or Black-berry. FPA members will enjoy the benefit of never losing a receipt or business card again.With this app you will be able to:• Capture receipts and business cards from your iPhone or Blackberry• Send HTML or PDF e-mails of your receipts to the capturengo™ server for easy and

convenient storage• Capture information from business cards and have it e-mailed back to you to down-

load into your phone or your contact management software• Extract information on the receipt and have it keyed in to allow for an easy search

online• View your images online• Access the entire capturengoTM website• Create expense reports with a simple drag-and-drop feature

To take advantage of this offer, please visit the capturengoTM site at www.capturengo.com,click on the ‘It’s Free’ button, fill out the registration form and enter the promo codeFPAMEMBER. This will enable you to access the unlimited plan for FREE!

Member Benefit – Free App for Your iPhone or Blackberry

Page 5

Due to the recent financial crisis, manyAmericans are continuing to suffer from aloss of financial resources, uncertainty, anda diminished quality of life. In these diffi-cult times, many are searching for emotionaland financial advice to help them plan fortheir futures and achieve financial stability.

Toward that end, The Financial PlanningAssociation ® (FPA®), Certified FinancialPlanner Board of Standards, Inc. (CFPBoard), Foundation for Financial Planning,and The U.S. Conference of Mayors areagain partnering to assist those most in needof financial guidance through a ground-breaking program called Financial PlanningDay. For the second year, Omaha has beeninvited to participate and FPA of Nebraskahas been asked to organize volunteers to ei-ther speak at the event or meet individuallywith attendees.

All materials will be provided by FPA, sono extensive preparation is required. Volun-

teers must either be a member of FPA or aCFP Certificant.

The event will be held on Saturday, Oct.15, 2011. Mark this date on your calendar

Financial Planning Day Set for Oct. 15and watch for more information coming inthe weeks and months ahead about how youcan volunteer to help with this importantinitiative.

The Financial Planning Association of Nebraskacare of Creative Association Management

P.O. Box 24133Omaha, NE 68124

RETURN SERVICE REQUESTED

May 2011 FPA of Nebraska Membership Update

“Thank you” to these members who have recentlyreached a membership milestone:

Happy Anniversary

Thank you very much for your continued support of FPA!

Many thanks to the following member who recently joined:Name Firm CityMark Guilliatt Guilliatt & Assoc. FremontMark Lookabill Carson Wealth Mgmt. Group Omaha

Also, thank you to the following members who renewed:Name Firm CityMark Allen Allen Capital Group Grand IslandLynda Anderson LincolnJeff Bainbridge JB Financial Services OmahaTony Cerone Lutz Financial OmahaThomas Cherry Wells Fargo Advisors LincolnLyle Dostal OmahaRon Eckloff Securities America KearneyMike Guilliatt Guilliatt & Assoc. FremontPaul Johnson First Heartland FremontVic LaPuma Boys Town Boys TownRobert Lynn OmahaNick Niemann McGrath North Law Firm OmahaDoug Pfeifer Pinnacle Wealth Mgmt. LincolnRob Randels Northwestern Mutual OmahaJeff Sharp SilverStone Group OmahaAaron Sipherd Sipherd & Associates LincolnRichard Van Demark Sioux Falls

Reminder — if you have a March 1 renewal date and have not yetrenewed, your membership renewal is now past due and your mem-bership officially lapsed as of May 1. If you have any questions orconcerns about your membership status, please contact the FPAMember Services Center at 800-322-4237. You can join or renewyour membership — update your member contact information— locate fellow FPA members — or refer a colleague for mem-bership — via the FPA web site at www.fpanet.org.

Thank you very much for your continued support of the FPAof Nebraska!

Five YearsTony Cerone, Omaha

Ten YearsJim Boulay, Omaha