NC_007
1
CUADRO 7 CRÉDITO AL SECTOR PRIVADO DE LAS SOCIEDADES DE DEPÓSITO, POR TIPO DE CRÉDITO Y POR MONEDAS 1/ CREDIT TO THE PRIVATE SECTOR BY TYPE OF CREDIT AND CURRENCY SALDOS TASAS DE CRECIMIENTO ANUAL (%) STOCKS ANNUAL GROWTH RATES (%) MONEDA NACIONAL EN MILLONES DE SOLES MONEDA EXTRANJERA EN MILLONES DE US$ MONEDA NACIONAL MONEDA EXTRANJERA DOMESTIC CURRENCY IN MILLIONS OF SOLES FOREIGN CURRENCY IN MILLIONS OF US$ DOMESTIC CURRENCY FOREIGN CURRENCY A Empresas 2/ Consumo 3/ Hipotecario 3/ A Empresas 2/ Consumo 3/ Hipotecario 3/ A Empresas 2/ Consumo 3/ Hipotecario 3/ A Empresas 2/ Consumo 3/ Hipotecario 3/ 2012 2012 Dic. 49,774 32,910 13,662 22,211 1,380 4,347 12.8 14.8 33.2 15.8 19.6 18.2 Dec. 2013 2013 Ene. 49,283 32,964 13,967 22,068 1,394 4,357 11.9 14.2 34.0 13.4 20.2 16.7 Jan. Feb. 49,701 33,133 14,187 22,098 1,414 4,360 12.4 13.3 33.6 14.3 20.2 15.4 Feb. Mar. 51,019 33,205 14,544 22,105 1,406 4,373 14.1 12.2 33.7 12.2 18.4 13.2 Mar. Abr. 51,981 33,539 14,983 21,944 1,423 4,375 15.3 12.3 35.3 10.0 18.2 11.5 Apr. May. 52,428 33,998 15,441 22,069 1,444 4,370 16.4 11.6 36.6 8.4 17.0 9.0 May. Jun. 53,813 34,524 15,859 22,354 1,450 4,371 16.7 11.7 37.1 7.3 15.7 7.3 Jun. Jul. 55,340 34,569 16,225 22,561 1,444 4,338 17.7 11.6 37.0 6.8 13.3 4.7 Jul. Ago. 57,006 35,022 16,661 22,843 1,424 4,310 19.8 11.5 37.0 7.5 9.6 2.5 Aug. Sep. 58,730 35,485 17,159 22,680 1,424 4,265 21.7 11.6 | 5.0 8.4 0.1 Sep. Oct. 59,958 35,924 17,620 22,862 1,435 4,209 23.9 11.9 37.5 5.2 7.3 -1.6 Oct. Nov. 62,029 36,425 18,138 23,094 1,442 4,180 26.8 12.1 36.8 5.5 6.6 -3.3 Nov. Dic. 62,335 37,047 18,476 23,162 1,457 4,131 25.2 12.6 35.2 4.3 5.5 -5.0 Dec. 2014 2014 Ene. 62,812 37,225 18,836 23,215 1,442 4,098 27.5 12.9 34.9 5.2 3.4 -5.9 Jan. Feb. 64,309 37,540 19,255 23,052 1,451 4,071 29.4 13.3 35.7 4.3 2.6 -6.6 Feb. Mar. 66,116 37,873 19,734 23,022 1,441 4,045 29.6 14.1 35.7 4.1 2.5 -7.5 Mar. Abr. 66,664 38,166 20,046 23,345 1,444 4,015 28.2 13.8 33.8 6.4 1.5 -8.2 Apr. May. 67,272 38,782 20,446 23,770 1,459 4,000 28.3 14.1 32.4 7.7 1.1 -8.5 May. Jun. 67,410 39,293 20,857 24,298 1,461 4,009 25.3 13.8 31.5 8.7 0.8 -8.3 Jun. Jul. 67,948 39,239 21,059 24,577 1,453 3,987 22.8 13.5 29.8 8.9 0.6 -8.1 Jul. Ago. 68,734 39,545 21,366 24,323 1,454 3,982 20.6 12.9 28.2 6.5 2.2 -7.6 Aug. Sep. 69,940 40,061 21,754 24,043 1,444 3,988 19.1 12.9 26.8 6.0 1.4 -6.5 Sep. Oct. 71,859 40,564 22,132 23,808 1,448 3,970 19.8 12.9 25.6 4.1 0.9 -5.7 Oct. Nov. 73,404 41,147 22,555 23,601 1,452 3,969 18.3 13.0 24.4 2.2 0.7 -5.1 Nov. Dic. 74,622 41,718 22,871 23,422 1,474 3,937 19.7 12.6 23.8 1.1 1.2 -4.7 Dec. 2015 2015 Ene. 75,697 42,048 23,149 23,233 1,453 3,894 20.5 13.0 22.9 0.1 0.8 -5.0 Jan. 1/ La información de este cuadro se ha actualizado en la Nota Semanal N° 8 (27 de febrero de 2015). El calendario anual de estadísticas se presenta en la página vii de esta Nota. A partir de la Nota Semanal Nª 16 (27 de abril de 2012), los datos desde enero de 2001 no incluyen los saldos de activos y pasivos de las entidades del sistema bancario en liquidación. 2/ 3/ A partir de la Nota Semanal N° 32 (27 de agosto de 2010), la estructura de este cuadro ha sido modificada, debido a que la Superintendencia de Banca, Seguros y AFP (SBS), en aplicación de la Resolución SBS N° 11356-2008, ha variado la definición de crédito a la microempresa. Hasta junio de 2010, esta categoría incluía deudores cuyas deudas podían llegar hasta US$ 30 mil. A partir de julio de 2010, se ha excluido a aquellos deudores cuyo nivel de endeudamiento supere los S/. 20 mil. Por tanto, para facilitar la comparación estadística, todas las categorías distintas a créditos de A partir de diciembre de 2008, en aplicación de la Resolución SBS N° 11356-2008, se incluyen en la categoría de créditos hipotecarios a los créditos inmobiliarios carentes de hipoteca individualizada. Antes de dicha fecha, estos créditos estaban clasificados como créditos de consumo. Se estima que dicha reclasificación, en diciembre de 2008, fue equivalente a S/. 627 millones, para el crédito en moneda nacional, y US$ 168 millones, para el crédito en moneda extranjera, aproximadamente. Elaboración : Gerencia de Información y Análisis Económico - Subgerencia de Estadísticas Macroeconómicas.
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NC_007CUADRO 7CRDITO AL SECTOR PRIVADO DE LAS SOCIEDADES DE DEPSITO, POR TIPO DE CRDITO Y POR MONEDAS 1/CREDIT TO THE PRIVATE SECTOR BY TYPE OF CREDIT AND CURRENCYSALDOSTASAS DE CRECIMIENTO ANUAL (%)STOCKSANNUAL GROWTH RATES (%)MONEDA NACIONAL EN MILLONES DE SOLESMONEDA EXTRANJERA EN MILLONES DE US$MONEDA NACIONALMONEDA EXTRANJERADOMESTIC CURRENCY IN MILLIONS OF SOLESFOREIGN CURRENCY IN MILLIONS OF US$DOMESTIC CURRENCYFOREIGN CURRENCYA Empresas 2/Empresarial2/Micro empresaConsumo 3/Hipotecario 3/A Empresas 2/Empresarial2/Micro empresaConsumo 3/Hipotecario 3/A Empresas 2/Empresarial2/Micro empresaConsumo 3/Hipotecario 3/A Empresas 2/Empresarial2/Micro empresaConsumo 3/Hipotecario 3/20012001Ene.6,6916,0196722,3181648,6448,297348730892n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Jan.Feb.6,6225,9177062,3271668,6388,280358723889n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Feb.Mar.6,6605,9297312,3621708,7308,457273710889n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Mar.Abr.6,7015,9077952,2821788,7488,466282684889n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Apr.May.6,7155,8688472,2711818,8478,573274671889n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.May.Jun.6,6405,7868542,2871868,8438,575269667890n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Jun.Jul.6,6705,7868852,2711888,8018,576225614893n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Jul.Ago.6,7725,8868862,2981898,6518,425226604896n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Aug.Set.6,7625,8748882,3171928,5938,378215596900n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Sep.Oct.6,8255,9219032,3481968,5618,349213584900n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Oct.Nov.6,8325,8759572,4901988,5418,324217576905n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Nov.Dic.6,8465,8589882,6572158,6068,390217520986n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.n.a.Dec.20022002Ene.6,5915,6229692,7142158,4798,265214514984-1.5-6.644.317.130.8-1.9-0.4-38.3-29.610.3Jan.Feb.6,7305,7459852,7352148,6118,3972145089851.6-2.939.517.528.9-0.31.4-40.1-29.710.9Feb.Mar.6,9595,9411,0182,7802158,4828,2682145099894.50.239.217.726.1-2.8-2.2-21.6-28.211.3Mar.Abr.6,5245,4751,0492,8482178,5308,3112184791,017-2.6-7.332.024.822.0-2.5-1.8-22.5-30.014.4Apr.May.6,5525,4731,0792,9442208,5558,3332234761,032-2.4-6.727.429.621.2-3.3-2.8-18.7-29.016.1May.Jun.6,6715,5711,1003,0372228,5098,2832264741,0380.5-3.728.932.819.4-3.8-3.4-15.8-28.916.7Jun.Jul.6,6905,5731,1173,1082238,4678,2572104721,0450.3-3.726.236.818.3-3.8-3.7-6.6-23.117.0Jul.Ago.6,5945,4721,1223,1972258,3798,2161634711,054-2.6-7.026.639.119.3-3.1-2.5-28.0-22.017.6Aug.Set.6,6465,4811,1653,2952288,2728,1171554701,062-1.7-6.731.142.218.7-3.7-3.1-27.8-21.218.0Sep.Oct.6,7765,5511,2253,3642348,1748,0111634781,078-0.7-6.335.643.319.5-4.5-4.0-23.4-18.119.7Oct.Nov.6,9275,6131,3143,4172378,1908,0141764901,0931.4-4.537.337.219.3-4.1-3.7-19.0-15.020.8Nov.Dic.6,9605,6141,3463,6162398,1447,9791655081,1101.7-4.236.336.110.9-5.4-4.9-24.1-2.412.6Dec.20032003Ene.6,6025,2641,3383,6332407,8677,7001675051,1110.2-6.438.133.911.6-7.2-6.8-22.0-1.712.9Jan.Feb.6,9715,6011,3713,6612407,8207,6491725111,1213.6-2.539.233.912.3-9.2-8.9-20.00.413.7Feb.Mar.7,0525,6341,4183,7942417,7927,6171754991,1351.3-5.239.336.512.1-8.1-7.9-18.3-2.014.8Mar.Abr.7,3425,8981,4443,8552407,8597,6871725011,16312.57.737.735.310.8-7.9-7.5-21.24.714.4Apr.May.7,3315,8621,4683,9562417,7617,5861765051,17511.97.136.134.49.6-9.3-9.0-21.26.113.9May.Jun.7,1905,6931,4974,0272447,7377,5561805041,1987.82.236.132.610.2-9.1-8.8-20.36.315.4Jun.Jul.7,1825,6661,5164,0682457,6327,4481845051,2137.41.735.730.99.7-9.9-9.8-12.77.016.0Jul.Ago.7,1185,5821,5354,1522487,6077,4191895071,2327.92.036.829.910.0-9.2-9.716.17.616.8Aug.Set.7,0895,5361,5534,1982507,5167,3211955081,2456.71.033.427.49.7-9.1-9.825.78.117.2Sep.Oct.6,9955,4021,5934,2912517,5117,3082035141,2603.2-2.730.027.67.4-8.1-8.824.87.516.8Oct.Nov.7,2585,5881,6704,3632507,5157,2992165211,2824.8-0.427.127.75.8-8.2-8.922.66.217.3Nov.Dic.7,1175,4321,6854,6172487,4947,2822125211,2962.2-3.225.227.73.9-8.0-8.728.72.716.8Dec.20042004Ene.6,9605,3021,6584,6822487,3597,1462135231,3115.40.723.928.93.4-6.5-7.227.23.618.0Jan.Feb.6,8775,2021,6754,7742507,2447,0292155281,329-1.4-7.122.230.44.0-7.4-8.125.23.418.6Feb.Mar.6,8635,1861,6774,8862507,2637,0442205351,344-2.7-8.018.328.83.7-6.8-7.525.57.218.4Mar.Abr.6,8125,1161,6964,9512477,3547,1292255411,364-7.2-13.317.528.42.6-6.4-7.330.87.917.2Apr.May.6,7625,0411,7205,0682487,5087,2782305481,382-7.8-14.017.228.12.9-3.3-4.131.28.417.6May.Jun.6,7184,9781,7405,1902467,5627,3222405551,407-6.6-12.616.328.90.8-2.3-3.132.910.117.4Jun.Jul.6,7735,0151,7585,2252467,5937,3482455571,426-5.7-11.516.028.40.4-0.5-1.333.310.417.6Jul.Ago.6,7765,0061,7705,3382497,4547,2002535631,450-4.8-10.315.328.60.7-2.0-2.934.211.017.7Aug.Set.6,8455,0331,8125,4782557,3117,0472635661,476-3.4-9.116.730.51.8-2.7-3.734.811.418.6Sep.Oct.7,1685,2901,8775,5782577,2236,9502735751,5012.5-2.117.930.02.5-3.8-4.934.311.819.2Oct.Nov.7,1505,1502,0005,7292597,2967,0122835791,527-1.5-7.819.731.33.6-2.9-3.931.311.219.1Nov.Dic.7,1005,0372,0636,0092627,3847,0922925901,549-0.2-7.322.430.15.7-1.5-2.637.913.119.5Dec.20052005Ene.6,9994,9572,0426,0932617,4057,1152905861,5660.6-6.523.230.25.30.6-0.436.612.019.5Jan.Feb.7,0274,9292,0986,1902617,3667,0722945941,5892.2-5.225.329.64.31.70.636.812.519.6Feb.Mar.7,2745,1132,1616,3172617,3887,0932955971,6126.0-1.428.829.34.71.70.734.511.620.0Mar.Abr.7,3325,1132,2196,4502627,5697,2702996061,6377.6-0.130.830.36.42.92.033.112.020.1Apr.May.7,4555,1912,2646,6012647,7287,4243046201,66010.33.031.630.36.72.92.032.213.220.1May.Jun.7,5205,2122,3096,6692707,8487,5393096321,68511.94.732.628.59.53.83.029.113.919.8Jun.Jul.7,7035,3452,3576,7552767,8807,5643166261,72013.76.634.129.312.33.82.929.212.420.6Jul.Ago.8,0085,6092,4006,9632837,5997,2783216421,74618.212.035.630.413.41.91.126.814.020.5Aug.Set.8,1765,6852,4917,1522947,4237,0923306601,78319.412.937.530.615.51.50.625.416.620.8Sep.Oct.8,6926,0882,6047,2963047,3927,0553366721,81521.315.138.730.818.02.31.523.316.920.9Oct.Nov.9,2806,5072,7737,4703167,5417,1983436861,84529.826.338.730.421.73.42.621.218.620.8Nov.Dic.9,9777,1232,8537,8133347,4827,1353487001,87240.541.438.330.027.41.30.618.918.720.9Dec.20062006Ene.9,9297,0692,8607,9923557,0216,6803417011,89641.942.640.131.235.9-5.2-6.117.419.521.1Jan.Feb.10,2667,3122,9548,1533757,1046,7603457071,91846.148.440.831.743.7-3.6-4.417.219.020.7Feb.Mar.10,5877,5433,0448,3534027,1716,8233487021,95045.547.540.932.253.7-2.9-3.817.717.621.0Mar.Abr.10,6407,5583,0828,4844307,1406,7913497001,96545.147.838.931.563.7-5.7-6.616.615.720.0Apr.May.10,5737,4483,1258,7174827,3857,0293567071,97641.843.538.032.082.2-4.4-5.316.813.919.0May.Jun.10,6837,5143,1688,9105477,5577,1963617141,98642.144.237.233.6102.9-3.7-4.516.613.017.8Jun.Jul.10,8907,6743,2168,9665967,5727,2093637231,99141.443.636.432.7116.3-3.9-4.714.815.615.7Jul.Ago.11,0147,7583,2579,2036507,4927,1273657362,00237.538.335.732.2129.7-1.4-2.113.714.614.6Aug.Set.11,2817,9623,3199,3656997,7127,3423707722,00638.040.133.231.0137.53.93.512.017.012.5Sep.Oct.11,7478,3113,4369,5827617,6767,3003767882,02335.236.532.031.3150.53.93.511.817.211.4Oct.Nov.12,3248,7213,6049,7878237,8277,4383898032,04132.834.029.931.0160.63.83.313.317.010.6Nov.Dic.12,6628,9733,68910,1578897,5257,1293968302,05726.926.029.330.0165.70.6-0.113.918.69.9Dec.20072007Ene.12,5588,8663,69210,3209417,5157,1223938362,06626.525.429.129.1165.17.06.615.219.38.9Jan.Feb.12,7598,9613,79810,6371,0027,5477,1503988512,08124.322.628.630.5167.56.25.815.520.48.5Feb.Mar.13,1189,2363,88210,9931,0787,7167,3064108722,10023.922.427.531.6168.37.67.117.924.17.7Mar.Abr.13,5919,6323,95911,4121,1597,8257,4064198872,12027.727.428.534.5169.79.69.020.026.67.9Apr.May.13,6889,6384,05011,8931,2287,9417,5124299202,14429.529.429.636.4155.07.56.920.630.28.5May.Jun.14,1189,9694,14912,2351,3008,4598,0204389402,17232.232.730.937.3137.811.911.521.531.79.4Jun.Jul.14,59310,3214,27212,4501,3698,5748,1274479602,19534.034.532.838.9129.513.212.723.232.610.3Jul.Ago.14,78110,4354,34712,7851,4438,6658,2094569892,22334.234.533.538.9122.015.615.224.734.511.0Aug.Set.15,54411,0344,51013,0471,5208,9428,4754671,0102,24837.838.635.939.3117.515.915.426.130.812.1Sep.Oct.15,64510,9154,72913,3641,6159,1648,6944701,0322,26833.231.337.639.5112.319.419.124.931.112.1Oct.Nov.16,43811,4105,02813,7061,70110,0209,5504691,0512,29233.430.839.540.0106.828.028.420.630.912.3Nov.Dic.16,81711,6425,17514,2451,78610,4279,9634631,0512,29032.829.740.340.3100.938.639.817.026.611.3Dec.20082008Ene.17,21511,9655,25014,4901,87310,59510,1364591,0652,30437.135.042.240.499.141.042.316.827.411.5Jan.Feb.17,65812,2275,43114,7421,96610,65210,1944581,0832,32438.436.443.038.696.241.142.615.227.211.6Feb.Mar.18,16412,2615,90315,0692,06110,71810,2344841,1022,34238.532.852.137.191.238.940.118.126.411.5Mar.Abr.19,17612,9966,18115,4662,18210,78410,3154691,1182,36241.134.956.135.588.437.839.311.926.111.5Apr.May.19,82113,3746,44715,9282,30510,91210,4514611,1482,37744.838.859.233.987.637.439.17.624.810.9May.Jun.20,72213,9826,74016,3452,44911,08910,6394501,1482,39246.840.362.533.688.431.132.62.722.110.2Jun.Jul.21,43514,4027,03416,5622,60811,53911,1004401,1432,40846.939.564.733.090.534.636.6-1.719.29.7Jul.Ago.21,84914,5017,34816,9842,75711,67611,2374381,1502,42847.839.069.032.891.134.736.9-3.816.39.2Aug.Set.22,27514,6267,65017,3942,91411,97011,5384321,1552,43843.332.569.633.391.733.936.1-7.314.48.5Sep.Oct.24,16816,1218,04717,7573,07412,32511,8984271,1632,45454.547.770.132.990.334.536.9-9.112.68.2Oct.Nov.25,75417,2688,48618,0713,18712,55812,1334251,1712,46156.751.368.831.987.325.327.0-9.511.57.4Nov.Dic.26,43417,6948,73917,9353,89912,60912,1854231,0062,62457.252.068.925.9118.320.922.3-8.7-4.214.6Dec.20092009Ene.26,95818,1148,84418,0623,99312,47412,0564189932,62556.651.468.424.6113.217.718.9-8.9-6.813.9Jan.Feb.27,30218,2259,07718,2174,08212,40011,9874139882,62754.649.167.123.6107.716.417.6-9.9-8.813.0Feb.Mar.28,20818,9959,21318,2334,19312,15211,7464079722,62855.354.956.121.0103.413.414.8-15.9-11.812.2Mar.Abr.28,58419,2579,32718,3504,29312,03711,6314059662,62449.148.250.918.696.711.612.8-13.5-13.511.1Apr.May.28,76019,3269,43318,4844,42212,29511,8914049602,62745.144.546.316.091.912.713.8-12.5-16.410.5May.Jun.28,73819,2029,53618,7094,56212,31411,9114039592,62138.737.341.514.586.311.012.0-10.4-16.59.6Jun.Jul.29,21219,5719,64118,6754,71012,53112,1254069562,62136.335.937.112.880.68.69.2-7.7-16.48.8Jul.Ago.29,38119,6199,76218,8604,87112,38911,9784109552,62234.535.332.811.076.76.16.6-6.4-16.98.0Aug.Set.29,70019,7549,94719,1215,06112,10911,6934169522,62833.335.130.09.973.71.21.3-3.9-17.67.8Sep.Oct.30,42420,01710,40819,3805,24312,15011,7254249622,63625.924.229.39.170.6-1.4-1.5-0.7-17.37.4Oct.Nov.31,29020,33510,95519,6425,42412,48812,0584309572,65821.517.829.18.770.2-0.6-0.61.3-18.38.0Nov.Dic.31,38320,29011,09319,9685,57512,73912,3104299512,66418.714.726.911.343.01.01.01.3-5.51.5Dec.20102010Ene.31,48320,35711,12620,0435,71912,77312,3514239432,67216.812.425.811.043.22.42.41.1-5.01.8Jan.Feb.31,93320,58711,34520,2205,90313,00012,5774229412,65117.013.025.011.044.64.84.92.2-4.80.9Feb.Mar.32,45020,88511,56520,4446,12113,35112,9264259392,67015.010.025.512.146.09.910.04.5-3.41.6Mar.Abr.33,23021,44711,78320,8356,32013,50213,0744299392,69416.311.426.313.547.212.212.45.8-2.82.6Apr.May.33,58621,64211,94421,2346,53414,08413,6504339482,71516.812.026.614.947.714.514.87.3-1.33.4May.Jun.34,52422,40712,11821,6016,62314,19813,7604389582,73820.116.727.115.545.215.315.58.6-0.14.5Jun.Jul.35,630n.d.n.d.21,6126,79914,503n.d.n.d.9382,76422.0n.a.n.a.15.744.415.7n.a.n.a.-1.95.5Jul.Ago.35,647n.d.n.d.21,9716,99814,147n.d.n.d.9442,80621.3n.a.n.a.16.543.714.2n.a.n.a.-1.27.0Aug.Set.35,550n.d.n.d.22,2967,17813,989n.d.n.d.9432,84919.7n.a.n.a.16.641.815.5n.a.n.a.-0.98.4Sep.Oct.35,932n.d.n.d.22,5107,39214,115n.d.n.d.9502,89518.1n.a.n.a.16.241.016.2n.a.n.a.-1.29.8Oct.Nov.36,861n.d.n.d.23,0267,58014,396n.d.n.d.9772,95217.8n.a.n.a.17.239.715.3n.a.n.a.2.211.1Nov.Dic.37,579n.d.n.d.23,6727,73014,711n.d.n.d.1,0043,00619.7n.a.n.a.18.538.715.5n.a.n.a.5.612.8Dec.20112011Ene.37,683n.d.n.d.23,9427,91715,039n.d.n.d.9983,04119.7n.a.n.a.19.538.417.7n.a.n.a.5.813.8Jan.Feb.38,134n.d.n.d.24,2998,12515,406n.d.n.d.1,0093,08519.4n.a.n.a.20.237.618.5n.a.n.a.7.316.4Feb.Mar.38,650n.d.n.d.24,6758,40416,037n.d.n.d.1,0243,15919.1n.a.n.a.20.737.320.1n.a.n.a.9.118.3Mar.Abr.39,468n.d.n.d.25,0008,61816,787n.d.n.d.1,0413,21618.8n.a.n.a.20.036.424.3n.a.n.a.10.819.4Apr.May.40,123n.d.n.d.25,5938,86617,679n.d.n.d.1,0463,27019.5n.a.n.a.20.535.725.5n.a.n.a.10.420.4May.Jun.40,495n.d.n.d.26,1509,10817,903n.d.n.d.1,0603,31217.3n.a.n.a.21.137.526.1n.a.n.a.10.621.0Jun.Jul.41,136n.d.n.d.26,1899,27018,163n.d.n.d.1,0363,34615.5n.a.n.a.21.236.325.2n.a.n.a.10.521.1Jul.Ago.40,957n.d.n.d.26,7579,46118,444n.d.n.d.1,0733,39814.9n.a.n.a.21.835.230.4n.a.n.a.13.621.1Aug.Set.41,282n.d.n.d.27,1669,69518,415n.d.n.d.1,0933,45716.1n.a.n.a.21.835.131.6n.a.n.a.15.921.3Sep.Oct.42,326n.d.n.d.27,5189,86718,608n.d.n.d.1,1173,52417.8n.a.n.a.22.333.531.8n.a.n.a.17.521.7Oct.Nov.43,186n.d.n.d.28,10510,07418,668n.d.n.d.1,1413,60717.2n.a.n.a.22.132.929.7n.a.n.a.16.822.2Nov.Dic.44,116n.d.n.d.28,65610,26119,179n.d.n.d.1,1543,67717.4n.a.n.a.21.132.730.4n.a.n.a.15.022.3Dec.20122012Ene.44,034n.d.n.d.28,87410,42619,462n.d.n.d.1,1603,73516.9n.a.n.a.20.631.729.4n.a.n.a.16.222.8Jan.Feb.44,212n.d.n.d.29,24010,61619,337n.d.n.d.1,1763,77715.9n.a.n.a.20.330.725.5n.a.n.a.16.522.4Feb.Mar.44,720n.d.n.d.29,60010,87519,701n.d.n.d.1,1883,86315.7n.a.n.a.20.029.422.8n.a.n.a.16.022.3Mar.Abr.45,074n.d.n.d.29,86611,07719,953n.d.n.d.1,2043,92414.2n.a.n.a.19.528.518.9n.a.n.a.15.722.0Apr.May.45,057n.d.n.d.30,46311,30420,351n.d.n.d.1,2344,00812.3n.a.n.a.19.027.515.1n.a.n.a.17.922.6May.Jun.46,127n.d.n.d.30,92011,57020,827n.d.n.d.1,2534,07513.9n.a.n.a.18.227.016.3n.a.n.a.18.223.0Jun.Jul.47,008n.d.n.d.30,98611,84021,131n.d.n.d.1,2754,14314.3n.a.n.a.18.327.716.3n.a.n.a.23.023.8Jul.Ago.47,589n.d.n.d.31,42312,16521,247n.d.n.d.1,2994,20316.2n.a.n.a.17.428.615.2n.a.n.a.21.123.7Aug.Set.48,242n.d.n.d.31,78912,52121,606n.d.n.d.1,3134,26016.9n.a.n.a.17.029.117.3n.a.n.a.20.223.2Sep.Oct.48,404n.d.n.d.32,11312,81521,727n.d.n.d.1,3384,27514.4n.a.n.a.16.729.916.8n.a.n.a.19.821.3Oct.Nov.48,932n.d.n.d.32,49113,26221,884n.d.n.d.1,3524,32413.3n.a.n.a.15.631.717.2n.a.n.a.18.519.9Nov.Dic.49,774n.d.n.d.32,91013,66222,211n.d.n.d.1,3804,34712.8n.a.n.a.14.833.215.8n.a.n.a.19.618.2Dec.20132013Ene.49,283n.d.n.d.32,96413,96722,068n.d.n.d.1,3944,35711.9n.a.n.a.14.234.013.4n.a.n.a.20.216.7Jan.Feb.49,701n.d.n.d.33,13314,18722,098n.d.n.d.1,4144,36012.4n.a.n.a.13.333.614.3n.a.n.a.20.215.4Feb.Mar.51,019n.d.n.d.33,20514,54422,105n.d.n.d.1,4064,37314.1n.a.n.a.12.233.712.2n.a.n.a.18.413.2Mar.Abr.51,981n.d.n.d.33,53914,98321,944n.d.n.d.1,4234,37515.3n.a.n.a.12.335.310.0n.a.n.a.18.211.5Apr.May.52,428n.d.n.d.33,99815,44122,069n.d.n.d.1,4444,37016.4n.a.n.a.11.636.68.4n.a.n.a.17.09.0May.Jun.53,813n.d.n.d.34,52415,85922,354n.d.n.d.1,4504,37116.7n.a.n.a.11.737.17.3n.a.n.a.15.77.3Jun.Jul.55,340n.d.n.d.34,56916,22522,561n.d.n.d.1,4444,33817.7n.a.n.a.11.637.06.8n.a.n.a.13.34.7Jul.Ago.57,006n.d.n.d.35,02216,66122,843n.d.n.d.1,4244,31019.8n.a.n.a.11.537.07.5n.a.n.a.9.62.5Aug.Sep.58,730n.d.n.d.35,48517,15922,680n.d.n.d.1,4244,26521.7n.a.n.a.11.6|5.0n.a.n.a.8.40.1Sep.Oct.59,958n.d.n.d.35,92417,62022,862n.d.n.d.1,4354,20923.9n.a.n.a.11.937.55.2n.a.n.a.7.3-1.6Oct.Nov.62,029n.d.n.d.36,42518,13823,094n.d.n.d.1,4424,18026.8n.a.n.a.12.136.85.5n.a.n.a.6.6-3.3Nov.Dic.62,335n.d.n.d.37,04718,47623,162n.d.n.d.1,4574,13125.2n.a.n.a.12.635.24.3n.a.n.a.5.5-5.0Dec.20142014Ene.62,812n.d.n.d.37,22518,83623,215n.d.n.d.1,4424,09827.5n.a.n.a.12.934.95.2n.a.n.a.3.4-5.9Jan.Feb.64,309n.d.n.d.37,54019,25523,052n.d.n.d.1,4514,07129.4n.a.n.a.13.335.74.3n.a.n.a.2.6-6.6Feb.Mar.66,116n.d.n.d.37,87319,73423,022n.d.n.d.1,4414,04529.6n.a.n.a.14.135.74.1n.a.n.a.2.5-7.5Mar.Abr.66,664n.d.n.d.38,16620,04623,345n.d.n.d.1,4444,01528.2n.a.n.a.13.833.86.4n.a.n.a.1.5-8.2Apr.May.67,272n.d.n.d.38,78220,44623,770n.d.n.d.1,4594,00028.3n.a.n.a.14.132.47.7n.a.n.a.1.1-8.5May.Jun.67,410n.d.n.d.39,29320,85724,298n.d.n.d.1,4614,00925.3n.a.n.a.13.831.58.7n.a.n.a.0.8-8.3Jun.Jul.67,948n.d.n.d.39,23921,05924,577n.d.n.d.1,4533,98722.8n.a.n.a.13.529.88.9n.a.n.a.0.6-8.1Jul.Ago.68,734n.d.n.d.39,54521,36624,323n.d.n.d.1,4543,98220.6n.a.n.a.12.928.26.5n.a.n.a.2.2-7.6Aug.Sep.69,940n.d.n.d.40,06121,75424,043n.d.n.d.1,4443,98819.1n.a.n.a.12.926.86.0n.a.n.a.1.4-6.5Sep.Oct.71,859n.d.n.d.40,56422,13223,808n.d.n.d.1,4483,97019.8n.a.n.a.12.925.64.1n.a.n.a.0.9-5.7Oct.Nov.73,404n.d.n.d.41,14722,55523,601n.d.n.d.1,4523,96918.3n.a.n.a.13.024.42.2n.a.n.a.0.7-5.1Nov.Dic.74,622n.d.n.d.41,71822,87123,422n.d.n.d.1,4743,93719.7n.a.n.a.12.623.81.1n.a.n.a.1.2-4.7Dec.20152015Ene.75,697n.d.n.d.42,04823,14923,233n.d.n.d.1,4533,89420.5n.a.n.a.13.022.90.1n.a.n.a.0.8-5.0Jan.1/La informacin de este cuadro se ha actualizado en la Nota Semanal N 8 (27 de febrero de 2015). El calendario anual de estadsticas se presenta en la pgina vii de esta Nota.A partir de la Nota Semanal N 16 (27 de abril de 2012), los datos desde enero de 2001 no incluyen los saldos de activos y pasivos de las entidades del sistema bancario en liquidacin.2/A partir de la Nota Semanal N 32 (27 de agosto de 2010), la estructura de este cuadro ha sido modificada, debido a que la Superintendencia de Banca, Seguros y AFP (SBS), en aplicacin de la Resolucin SBS N 11356-2008, ha variado la definicin de crdito a la microempresa. Hasta junio de 2010, esta categora inclua deudores cuyas deudas podan llegar hasta US$ 30 mil. A partir de julio de 2010, se ha excluido a aquellos deudores cuyo nivel de endeudamiento supere los S/. 20 mil. Por tanto, para facilitar la comparacin estadstica, todas las categoras distintas a crditos de consumo y crditos hipotecarios han sido agrupadas bajo el rubro de "Creditos a empresas".3/A partir de diciembre de 2008, en aplicacin de la Resolucin SBS N 11356-2008, se incluyen en la categora de crditos hipotecarios a los crditos inmobiliarios carentes de hipoteca individualizada. Antes de dicha fecha, estos crditos estaban clasificados como crditos de consumo. Se estima que dicha reclasificacin, en diciembre de 2008, fue equivalente a S/. 627 millones, para el crdito en moneda nacional, y US$ 168 millones, para el crdito en moneda extranjera, aproximadamente.Elaboracin: Gerencia de Informacin y Anlisis Econmico - Subgerencia de Estadsticas Macroeconmicas.0.0
