THE ASSOCIATED CHAMBERS OF COMMERCE AND INDUSTRY OF INDIA

19th July, 2016 – Hotel Taj Krishna, Banjara Hills, Hyderabad

“Building Bridges For An Inclusive Growth”

National Summit on

MICROFINANCE

*In

vit

ed

Shri Etela RajenderMinistry of Finance

Government of Telangana

Shri K. K. JalanSecretary, Ministry of Micro,

Small and Medium Enterprises (MSME), GoI

Key Note Address*

Shri Kalvakuntla Chandrashekar RaoHon'ble Chief Minister of Telengana

Guest of Honour*

Shri E. S. L. NarasimhanHon'ble Governor

Government of Andhra Pradesh & Telangana

Chief Guest

Overview

ost poor people manage to mobilize resources to develop their enterprises and their dwellings slowly Mover time. Financial services could enable the poor to leverage their initiative, accelerating the process

of building incomes, assets and economic security. However, conventional finance institutions seldom lend

down-market to serve the needs of low-income families and women-headed households. They are very often

denied access to credit for any purpose, making the discussion of the level of interest rate and other terms of

finance irrelevant. Therefore the fundamental problem is not so much of unaffordable terms of loan as the lack

of access to credit itself. The lack of access to credit for the poor is attributable to practical difficulties arising

from the discrepancy between the modes of operation followed by financial institutions and the economic

characteristics and financing needs of low-income households.

More than subsidies poor need access to credit. Absence of formal employment make them non bankable.

This forces them to borrow from local moneylenders at exhorbitant interest rates. Many innovative

institutional mechanisms have been developed across the world to enhance credit to poor even in the absence

of formal mortgage. The present paper discusses conceptual framework of a microfinance institution in India.

The successes and failures of various microfinance institutions around the world have been evaluated and

lessons learnt have been incorporated in a model microfinance institutional mechanism for India.

Microfinance has been acknowledged as an effective tool for rural upliftment and reduces the poverty and

spread economic opportunity by giving poor people much-needed finance, which goes a long way towards the

betterment of their lives and development the world over.

The potential size of the micro finance market– (MFIs, Self Help Groups, NBFCs and other micro finance units)

is as large as Rs.1.40 - Rs.2.50 Lakhs Cr. at penetration levels of 50-70 percent and average ticket sizes from

Rs.35, 000 to Rs.45, 000 per house hold. At 100% penetration level and ticket size per household of 50,000, the potential market for microfinance is estimated to be 2.69 Lakhs Cr. Government of India is committed to help

small entrepreneurs through MUDRA. Under the MUDRA scheme, Government of India has already disbursed

Rs 71,000 Cr. The loans amounting to Rs 71,312 Cr. have been disbursed to 1.73 Cr. borrowers as on 1st January,

2016. A closer look at these numbers reveals the government refinanced loans of only Rs 2,000 Cr. under the

MUDRA Scheme, the rest Rs 69,312 Cr. are loans disbursed by Microfinance Institutions (MFI).

19th July, 2016 – Hotel Taj Krishna, Banjara Hills, Hyderabad

Key Strategic Issues•

finance?

• Are there clearly visible pattern across the

country?

• Is there a clearly defined foundation

building blocks such as organizing

principles, gender preferences and

operational imperetives?

• What are methodological issues?

Is there a prevailing paradigm for micro-

“Building Bridges For An Inclusive Growth”

National Summit on

MICROFINANCE

People should wake in the morning and say, I am not a job seeker,

I am a job creator.

– Muhammad YunusNobel Laureate for Peace on Founding the Grameen Bank and Pioneering the

Concepts of Microcredit and Microfinance

Focus Areas• Role of MFIs in Financial Inclusion

• Ensuring Financial Discipline In Administering Micro Finance Products

• Taking Microfinance To Un-Served/ Under-Served Areas

Target Audience•

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Emerging Entrepreneurs

Women Entrepreneurs

Joint Lending Firms

Self Help Group

Start-Ups

Practitioners

Commercial Banks

Insurance Companies

Promoters

Experts From The Field of Microfinance

Experts Of Development Agencies & NGO

Economists & Academicians

Benefits of Attending the Summit

As the summit will attract who is who from Microfinance Sector, RBI officials and other stakeholders there

is great opportunity for brand promotion and there will be an opportunity to interact with policy makers

and regulators. The captains of business community from across the country shall be actively participating.

The deliberations in the Inaugural/ Technical sessions will serve as a game changer and help authorities in

addressing the issues which may be raised by different stakeholders. Your organization being an upcoming

brand of our Indian financial industry, we seek your august presence and also invite your esteem

organization for sponsorship/Logo support. The benefits of association with this flagship annual summit as

sponsor are enclosed.

THE ASSOCIATED CHAMBERS OF COMMERCE AND INDUSTRY OF INDIAASSOCHAM Corporate Office, 5, Sardar Patel Marg, Chanakyapuri, New Delhi - 110021

Phone: 011- 46550555 (Hunting Line) • Fax: 011-23017008/9 E-mail: assocham@nic.in

The Summit provides an excellent opportunity for NBFC sectors/ companies to promote their product & services to the focused audience besides networking during tea/ coffee and lunch intervals. The sponsorship details are as under:-

1. Status of 'Summit Partner' the Sponsor name and logo will be prominently displayed at the Summit venue.

2. Branding of company's logo on the main backdrop and thank you panel at the Summit.

3. Company Logo and Speaker Details in the newspaper advertisement.

4. Speaker slot to a company representative

5. Insertion of Company's brochure and publicity material into the documentation pack.

6. Complimentary exhibition space of 2X2 sq. meters at the venue of the Summit.

7. 10 Delegate Passes to attend the Summit.

8. Screening of a Corporate Video during the Break

9. Display of 2 Company banners inside the Summit hall and Lunch area.

10. 5 Delegate passes to attend the Summit.

Sponsorship Opportunities

10 Lakhs All Benefits as stated below 1-9

Platinum Partner 9 Lakhs From 2 to 9

Gold Partner 8 Lakhs 2, 3, 4, 5, 6, 7, & 9

Silver partner 7 Lakhs 2, 3, 4, 5, 7, 9

Lunch Partner 5 Lakhs 2, 3, 5, 7 & 9

Associate Partner 4 Lakhs 2, 3, 5, 9 & 10

Kit Sponsor 3 Lakhs 2, 3, 5 & 10

Logo Sponsor 2 Lakhs 2, 3 & 10

Category Amount Benefits

Summit Partner

For Further Details Please Contact

Rajesh Kr. SinghAssistant Director

+91-9871204880; 011-46550568rajesh.singh@assocham.com

Kushagra JoshiExecutive

+91-9411922291kushagra.joshi@assocham.com

DELEGATE FEES: Rs. 2,000/- PER DELEGATES

Department of Banking and Financial Services