s

Presented By:Jalil Nawaz

(4425)

Waqas Hamid

(4434)

Waseem Yaseen

(4422)

M.Ihtisham

(4442)

DEDICATION

We Dedicated this project to our Parents who always care usand most formative teacher,Sir Bashir Ahmadfor their unwavering support and guidance.

Board of DirectorsSyed Ali Raza Chairman & President, Chief executive officer

Officer

M. Ayuub Khan Tarin Director

Ibrar A. Mumtaz Director and SEVP and Group Chief, Human Resources Management & Administration Group

Tariq Kimrani Director

M. Arshad Chaudhry Director

Sikandar Hayat Jamali Director

Mian Kausar Hameed Director

INTRODUCTION

National Bank of Pakistan is the largest commercial bank operating in Pakistan.

National Bank of Pakistan was incorporated in Pakistan under the National Bank Ordinance, 1949 and is listed on all the stock exchanges in Pakistan.

It's registered and head office is situated in Karachi.

The bank is engaged in providing commercial banking and related services in Pakistan and overseas.

The Bank's services are available to individuals, corporate entities and government.

it continues to act as trustee of public funds and as the agent to the State Bank of Pakistan.

Accepting of deposits of money on current, fixed, saving, term deposit and profit and loss sharing accounts.

Borrowing money and arranging finance from other banks and advancing and lending money to its clients.

Executive SummaryType Government

KSE:LSE

Established 1949

Headquarter Principal Office, Karachi Pakistan

Key People S. Ali Raza (President & Chairman)

Industry Banking, capital Market

Products Loans, Credit Card, Savings, Consumer Banking etc

Deposit 624938 Million

Net income 15459 Million

Total Assets 817758 Million

Number of Employees 15204

Number of Branches 1276

Home page www.nbp.com.pk

Milestone of NBP• 1949 National Bank of Pakistan (NBP) was established under the National Bank of Pakistan Ordinance of 1949 and was government-owned.

• 1950 NBP established a branch in Jeddah, Saudi Arabia.

• 1955 By this time NBP had branches in London and Calcutta.

• 1957 NBP established a branch in Baghdad, Iraq.

• 1962 NBP established a branch in Dar-es-Salaam, Tanganyika.

• 1964 The Iraqi government nationalized NBP's Baghdad branch.

• 1965 The Indian government seized the Calcutta branch.

• 1967 The Tanzanian government nationalized the Dar-Es-Salaam branch.

• 1974 The government of Pakistan nationalized NBP.

• 1994 NBP amalgamated Mehran Bank.

• 1997 NBP branch in Ashgabat, Turkmenistan commenced operations.

• 2000 NBP opened a representative office in Almaty, Kazakhstan.

• 2001 State Bank of Pakistan and Bank of England agree to allow only 2 Pakistani banks to operate in the UK.

• 2002 Pakistan International Bank renamed itself United National Bank Limited (UNB).

• 2003 NBP received permission to open a branch in Afghanistan.

• 2005 NBP closed its offshore branch in Cairo.

• 2010 NBP opened its branch in Karaganda (Kazakhstan.

SHARE CAPITAL

• Issued Capital• The bank was setup with an issued capital of Rs.1.5

million.• Authorized Capital• Authorized capital of National Bank of Pakistan in

2000 was Rs.2.5 Billion.• Issued, Subscribed, and Paid-up Capital• Issued, subscribed and paid-up capital in year 2000

was Rs.1.46 Billion.

Excellence in Direction

To be recognized as a leader. A brand synonymous with trust. Highest standards of service quality. International best practices. Social responsibilities.

Excellence in Value

NBP will aspire to the values that make NBP truly the Nation’s Bank, by:

Institutionalizing a merit and performance culture. Creating a distinctive brand identity by providing the highest

standards of services. Adopting the best international management practices. Maximizing stakeholder’s value. Discharging our responsibility as a good corporate citizen of

Pakistan and in countries where we operate.

Excellence in Growth

To enhance profitability. Maximization of NBP share through increasing leverage of

existing customer base. Diversified range of products.

Sixty Years of Excellence

NBP was awarded in 2008: Bank of the Year (2008). World’s best Foreign Exchange

Bank (2008).

Private Sector

COMPETITORS OF NBP (Cont.)

ORGANIZATIONAL HIERARCHY CHART Sutructure

PRESIDENT

BOARD OF DIRECTOR

MEMBER EXECUTIVE BOARD

REGIONAL CHIEF

ZONAL CHIEF

BRANCH MANAGER

SERVICES OFFERED OF NBP

SERVICES OFFERED OF NBP

PLS Saving Account

Minimum saving balance of Rs. 20,001 and a maximum balance of Rs. 300,000

Free NBP Cash Card (ATM + Deabit) Two debit withdrawals allowed in a month and no limit

on number of deposit transactions Profit calculated monthly and paid on half yearly basis

SERVICES OFFERED OF NBP Shop to your heart's desire!

NBP CashCard is an 24-hour direct access ATM/Debit card to your bank account.

Advantages You won't need to carry a lot of cash with you every

time you go out. Secure and Safe transaction. Account Information on tips (like: Mini Statement,

Balance Inquiry, Utility Bill Payment etc.) Enable To Withdraw Cash From 1-Link ATMs / MNET

ATMs. Enable To Make Purchases From Around 4000 POS

(Merchants) Countrywide including 2500+ POS in Karachi.

No Card Issuance Fee for first 12 Months

DEPOSITS SCHEMESTypes Of Deposit schemes or

Accounts:Following types of accounts are open in NBP.1. Current or demand account 2. Saving account 3. Fixed account4. Call Deposit Accounts 5. Foreign Currency Accounts

FINANCIAL HIGHLIGHTS:

GRAPHICAL REPRESENTATION OF FINANCIAL ANALYSIS

SWOT ANALYSIS STRENGTHS: LARGEST FINANCIAL INSTITUTION GOVERNMENT BANK AGENT OF CENTRAL BANK OLDEST INSTITUTION ALTERNATE DUTIES IN SBP ABSENCE MORE DEPOSITS THAN OTHER BANKS BROAD NETWORK STRICTLY FOLLOWED RULES & REGULATION WESTERN UNION FACILITY

WEAKNESSES NBP UNDER POLITICAL PRESSURE LACK OF FINACIAL PRODUCT INEFFICIENT COUNTER SERVICES IN THE RUSH HOURS UNEVEN WORK DISTIBUTION. PUBLIC DEALING IS NOT EFFECTIVE STAFF SHORTAGE

OPPORTUNITIES MICRO FINANCING INCREASE ECONOMIC ACTITIVESGROWING BANKING SYSTEMTRAINING MERIT BASE CULTURE PROMOTE

THREATS

EMERGENCE OF NEW COMPETITORS CUSTOMERS COMPLAINTS MODERN TYPE OF BANKING WHOLE STRUCTURE CHANGE TO ONLINE

THANK YOU