Murray School DistrictEmployee Benefits Furnished through EMI Health

Employer Paid Benefits

Basic Term Life InsuranceEmployee Coverage $50,000Spouse Coverage $ 2,000Dependent Children Coverage $ 2,000(Birth to age 23)

Employer Paid Benefits

Long Term Disability Insurance (LTD)Disability income protectionBenefit Amount--66.67% of covered earnings to a maximum of $10,000 per monthElimination Period—180 consecutive days of total disability

Employer Voluntary Benefits

Group Dental InsurancePremier PPO—Monthly Rates Single Coverage $39.40 Couple Coverage $89.40 Family Coverage $128.50Premier Co-Pay*—Monthly Rates Single Coverage $23.70 Couple Coverage $53.60 Family Coverage $77.20Providers can be found at emihealth.com

*Co-Pay Schedule included in benefit booklet

Employer Voluntary Benefits

Group Term Life InsuranceChoose from a minimum of $10,000 to a maximum of $500,000 (in $10,000

increments) for both yourself and/or spouse. Rates based on age.

Dependent Child(ren): Age 14 days to 6 months: $1,000 Age 6 months to 20 years: ($2,500, $5,000, $7,500, $10,000)

(Refer to plan summary for benefit design and rates)

Employer Voluntary Benefits

Group Accidental Death & Dismemberment Insurance

Choose from a minimum of $25,000 to amaximum of $500,000 in $25,000increments. (Not to exceed 10 times earnings for amounts over $150,000)

Employee must be insured in order forDependents to be covered.

(Refer to Plan Summary for plan design and rates)