Mobile phone payment for e- commerce Supervisor Dr Robert Goodwin.
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Transcript of Mobile phone payment for e- commerce Supervisor Dr Robert Goodwin.
![Page 1: Mobile phone payment for e- commerce Supervisor Dr Robert Goodwin.](https://reader035.fdocuments.us/reader035/viewer/2022070412/56649e4e5503460f94b44bef/html5/thumbnails/1.jpg)
Mobile phone payment for e-commerce
SupervisorDr Robert Goodwin
![Page 2: Mobile phone payment for e- commerce Supervisor Dr Robert Goodwin.](https://reader035.fdocuments.us/reader035/viewer/2022070412/56649e4e5503460f94b44bef/html5/thumbnails/2.jpg)
Overview
Traditional payment methods Mobile paymentLiterature review Connection technologies The current payment system Security SurveyEmulation
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Payment
Traditional payment methods:•Payment by cash •Payment by debit/credit card •Payment by cheque
What is mobile payment , e-commerce?--POSWhy do we go for mobile payment?Easy purchase anywhere-no wallet-alternative
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Literature reviewHow can mobile phones be used for electronic payments?Research Questions:1.Will the mobile phone have stored cash in it or linked to a credit card or bank account?2.What are the factors of traditional payment system that slows down the expansion of mobile payment services?3.Security is an important consideration.4. Infrastructure of shops
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Connection Technology• SMS-Text messagingWAP/GPRS-Secure connectionBluetooth-Wireless technology-exchanging data –short
distanceIR-point to pointRFID-microSD-NFC
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Comparison of Connection Technology
Connection technology
Cost Security Data transfer rate
Data Storage
GSM No extra cost Less secure Slow SIM memory
SMS Extra cost No complete encryption-less secure
Slow SIM/phone memory
WAP/GPRS Minimal extra cost
265 bit encrypted SSL Fast No memory used
Bluetooth No extra cost More security threat Fast No memory used
IR No extra cost secure Fast SIM/phone memory
RFID No extra cost Less secure Fast SIM memory used.
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Current payment System
• PRSMS-digital content• Telstra Pay for Parking’, ‘dial a coke ‘• PayBox –Germany• CasPad-Bluetooth • Smart card solutions- PayPass and Felica• South Korea’s SK Telecom
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Security
Factors:
•Authentication•Authorization•Confidential•Integrity•Non-repudiation
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Survey
Survey Questions:•Current mode of payment at POS•Secure??•Have u made payments before?•Like to use mobile?•Other purposes?
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Survey Results
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Emulation
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THANK UQueries invited…….