Mobile Connect...Mobile Connect Driving Global Economic Growth Through Secure Mobile Identity Marta...

Mobile Connect Driving Global Economic Growth Through Secure

Mobile Identity

Marta Ienco, Regulatory and Policy Director

21st April 2016

UNCITRAL Colloquium on Legal issue Related to Identity

Management and Trust Services

Copyright © 2016 GSMA. The Mobile Connect logo is a trade mark registered and owned by the GSMA.

About the GSMA

Personal Data – Mobile Connect2

UNLOCKING THE VALUE OF THE DIGITAL ECONOMY GLOBALLY

Today, digital identity is seen as an opportunity to drive transformational change for citizens, businesses and public administrations

The adoption of mobile technology for digital identity solutions across governments support and enhance government performance and delivery and promote a more connected society both at national and cross-border level

annual savings in 2014-15 in the UK

$2.5bnSources: BSG and SIA Study on Digital Identity; UK Cabinet Office 2015

Global annual savings by 2020

Enabled by trusted digital identity

Through digital and technology transformation

$50bn $522bn Wider economic benefits by 2020

Sources: GSMA Consumer Research 2015. EC Special Eurobarometer 359

EMPOWERCITIZENS,BUILD TRUST AND AWARENESS Worldwide consumers expectations to exercise choiceand control over their data when accessing digital services are raising continuously

69% of consumers worldwide are interested in seeing ads based on information they control and willingly share

82%of consumers

worldwide would like to know

when personal information, and

what type of information, is being collected

74%of EU consumers want to give their specific approval before any kind of personal data is collected and

processed

18%feel in control of the information

shared

A user-centric approach that places the individual at the heart of digital identity and puts them in control of when, how and if they wish to assert their identities online, is paramount

Digital identity is becoming a priority also of low income developing countries both as a primary source of identification and an opportunity to foster digital inclusion through authentication and other trust services

BRIDGING THE IDENTITY GAP AND ENABLE DIGITAL INCLUSION

Unregistered people who lack access to formal identification and are socially, economically and politically excluded1.5bn births in Africa and Asia

that are unregistered 40%

“The widespread lack of ID in developing countries is a critical stumbling block to national growth. Digital ID combined with the already extensive use of mobile devices in the developing world, offers a transformative solution to the problem.

ID4D, World Bank Group

“

”

$20bnEstimated savings realised by electronic welfare payments equivalent to 1% of GDP a year in India

Need of alignment between public and private sector to ensure proportionality between cost efficiency, scale and adoption


Mobile Connect for Commerce:

• Easy to use, reduces login friction to encourage online and

mobile shopping

• Reduce threat of data breach and identity theft

• Protects privacy and puts users in control (operator confirm

credentials, user gives consent for sharing)

• Drives repeat business, cost effective and technology neutral

Introducing Mobile Connect

Mobile Connect is a global open standard supported by GSMA that

enables consumers to authenticate themselves, authorise

transactions and share their data via the mobile when accessing

websites, payment accounts or when initiating payments

It combines the user’s unique mobile number and an optional PIN for

added security, to verify and authenticate the user everywhere they

see Mobile Connect


Secure digital identity is now in

consumers’ hands


The transformation towards Multifactor Authentication


Risk-based authentication

Something I have +

Something I know

orSomething

I knowSomething

I have

Something I have +

Something I am

Mobile Connect

starting line

Something I have + Something I am + Something the network knows

SIM Applet and

cloud-based W-PKI

solutions can also

provide digital

legally binding

solutions

SIM W-PKI


Mobile Connect portfolio


High-value

services

Freemium model

to build habitual

usage & scale

Mobile Connect

The portfolio starts

with the Mobile

Connect

Authenticate

product and can

then be expanded

in a number of

directions by the

operator based on

individual market

needs

Authenticate

(LoA2)

ɑHigher security

authentication

(LoA3 & 4)

Authorise Identity ɑAttributes ɑPayment

Authenticate: authentication of an individual

Authorise: authorisation of an action

Identity: assertion of customer identity

Attributes: provision of customer information

Payment: integration with payment services


The global growth of Mobile Connect


Apr May Jun Jul Sep Oct Nov Dec Jan Feb MarAug

42m

Australia

70m

Bangladesh

85m

Spain

178m

Peru Turkey

Argentina

Mexico

622m

Indonesia

SpainChina

France

Italy

2Billion

Malaysia

Bangladesh

Indonesia

Myanmar

Switzerland

Thailand

Philippines

Finland

China

Morocco

Egypt

Mexico

Pakistan

2.5Billion

Thailand

India

Sri Lanka

26m

Mobile Connect has grown at an exceptionally

rapid pace, and is available today to more than

2.5bn mobile users


Existing International models to digital identity

Personal Data – Mobile Connect

Mobile Operators have the reach, flexibility and security to integrate into all existing digital identity systems, but

mainly focuses on models 2, 3 and 410


Digital Identity Assurance A roadmap to unlock the potential of the digital economy

Personal Data – Mobile Connect

The challenge is to create secure, reliable and trustworthy digital identity credentials that can be used across

different ecosystems and entities

11


Mobile Connect European cross-border authentication pilot

(high-level description)

Personal Data – Mobile Connect12 2016


Mobile Connect brings strong benefits

for both the public and private sector


• Mobile operators work with digital service providers are the ideal partners to create a

trustworthy ecosystem

• Drives scale and ensures national and international inter-operability

• Enables new digital public and private services improving citizens’ daily life

• Easy-to-use digital identity is a key enabler to build a more connected society and enhance

digital inclusion

• Simple user experience, on a device that citizens already carry with them

• Frictionless login encourages citizens to access public and private sector services more often.

• Flexible security helps protect citizens’ accounts and personal details.

• Compliant with regulatory requirements on authentication, aligned with the International

security standards.

• Outspoken privacy focus, preserves citizens’ trust and aligned with government priorities

• Cost effective, no need for additional devices or readers

• Efficient and ubiquitous solution, working across public and private sector

Copyright © 2016 GSMA. The Mobile Connect logo is a trade mark registered and owned by the GSMA

If you would like more information, please contact

GSMA via [email protected]

GSMA London Office

T +44 (0) 20 7356 0600

www.gsma.com/personaldata

Follow the GSMA on Twitter: @GSMA

Copyright © 2016 GSMA. The Mobile Connect logo is a trade mark registered and owned by the GSMA

mailto:[email protected]

http://www.gsma.com/personaldata

Mobile Connect...Mobile Connect Driving Global Economic Growth Through Secure Mobile Identity Marta...

Documents

Transcript of Mobile Connect...Mobile Connect Driving Global Economic Growth Through Secure Mobile Identity Marta...