MOBILE BANKING - FCCU and Disclos… · MOBILE BANKING Online Banking uDeposit Mobile Banking...
Transcript of MOBILE BANKING - FCCU and Disclos… · MOBILE BANKING Online Banking uDeposit Mobile Banking...
MOBILE BANKING
Online Banking
uDepositMobile Banking
55,000+ Free ATMs Nationwide at:
-FCCU ATMs
-Allpoint ATMs
Free Visa® Debit Card
Free BillPay1
1BillPay is free as long as one bill is paid each month; otherwise, fee of $3.95 will be assessed.Allpoint ATMs available in Walgreens, CVS, Target and a few other well known retailers. Visit fccu.org/locations for a map of all Allpoint locations.
PLUS...
Free eStatements
Text Banking:
Unlimited Teller Transactions
Free Automated Phone Services (PAT)
Open Your Account Today!FCCU.org/CheckingNCUA
Your savings federally insured to at least $250,000and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Making a FIRST RATE financialdifference in our members’ lives!
FCCU.org281.856.5300
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PERSONAL CHECKING
CHOOSE THE ACCOUNT THAT FITS YOU
Houston, TX 77066
Houston, TX 77066First Community Credit Union
Certain credit criteria and restrictions may apply to qualify for checking account products. Allpoint ATMs are free with the use of your Visa® Debit Card. Prime Time Members receive one box of checks free per calendar year (custom style only). 1 Annual Percentage Yield (APY) effective January 1, 2016 for all First Rewards Checking Accounts. The APY (Annual Percentage Yield) for balances up to $10,000 will be 2.25% APY when the qualifications for the First Reward Checking are met and .35% APY for balances over $10,000. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 2.25% APY - 0.35% APY. If qualifications are not met, a monthly fee of $4.95 will be assessed.
2 Overdraft Privilege is available at account opening. To have debit and ATM transactions covered, you must Opt-In to ODP. Thereafter, account must remain active and you must maintain your account in good standing. Payment by First Community is a discretionary courtesy and not a right of the account holder or an obligation of First Community Credit Union. 3 Texans Checking is free for the first 3 months. Fee will be waived as long as a total of at least $500 is received each month through one or more Direct Deposit(s). If Direct Deposit is not received, fee of $4.95 will be assessed. 4 Account holders will be entered to win weekly drawings for Texans home game tickets with parking pass or autographed Texans merchandise, as well as, Texans trips. Trips include tickets, airfare, and hotel. Any prize won and accepted with a value of$600 or more will be subject to 1099-MISC reporting.
5APR = Annual Percentage Rate. Rates and terms are subject to change. Not available for FCCU refinances.
FREE
SECONDCHANCE
Free Checking
What you need if you are looking for an account to meet basic needs without a monthly fee.
• $25 minimum opening deposit
• No minimum balance required
• Overdraft Privilege2
Fresh Start Checking
When you need a second chance to establish a checking account.
• $25 minimum opening deposit
• $10 monthly fee
• No minimum balance required
With 12 months of good history, account can be converted to another account type.
Made for you if you are looking for a checking account that earns dividends.
• $25 minimum opening deposit
• No monthly minimum balance required
• Earns dividends monthly1
• Earn 2.25% APY1
• Overdraft Privilege2
First Rewards1
Money Management
• $2,500 minimum opening deposit
• $10 monthly fee (if balance falls below $2,500)
• Earns dividends monthly (with minimum balance of $2,500)
First Money Market Fund
• $25,000 minimum opening deposit
• $25 monthly fee (if balance falls below $25,000)
• Earns dividends monthly (with minimum balance of $25,000)
2.25% APY1
3 Texans Debit Cards tochoose from!
High Yield Checking Accounts HIGHINTEREST
Made for Houston Texans fans out there. Show your Houston Texans pride with a customized Texans Debit Card!
• $25 minimum opening deposit
• No minimum balance required
• Overdraft Privilege2
• Free with Direct Deposit3
• Free customized Texans debit card
• Win Tickets to the BIG Game4
• Win autographed Texans merchandise4
• .15% APR loan discounts5 for personal and auto loans
Texans Checking