SECURITIES BASED LENDING A simple alternative strategy to obtain liquidity

MJM Capital Group Securities Based Lending Group Phoenix, AZ 866-931-9414 866-636-2424

www.mjmcaptialgroup.com info@mjmcapitalgroup.com

O V E R V I E W Securities Based Lending is a program designed to provide leverage in the form of a Line of Credit (“LOC”). The LOC is collateralized by a security or portfolio of securi-ties held by a borrower. Securities can be in the form of bonds, stocks, or treasur-ies. The borrower keeps all dividends and capital appreciation of their portfolios while obtaining leverage at a historically low cost of funds. It’s a simple program designed to offer a simple solution to capital needs. There is minimal underwriting and no credit checks. Further, the borrower can use the LOC for almost any purpose they choose. I.E. buy a yacht, refinance debt, invest in real estate, lend it back out at higher rates..etc. Interest can be paid monthly/quarterly or simply allow it to accrue and pay it down the road The application is easy, often closing within a week. The rate can be locked for up to 5 years and drawing from the line is as simple as accessing funds through credit line checks and/or Fed Funds wires.

R E A L E S T A T E F I N A N C I N G RE financing has become an arduous process. Most lenders are restraining new credit into the RE markets leaving investors, owners and developers unable to refi-nance existing properties or obtain funds to capitalize on new opportunities. Secu-rities Based Lending is a great avenue to obtain fast financing at historically low rates to be used for real estate opportunities. Use the LOC to finance a construction project and allow interest to accrue until project completion, then pay it off or service the debt. It is a demand loan so there is no fixed term or payback period.

B U S I N E S S F I N A N C I N G Financing is imperative to the success of business owners. In a world of credit re-straints, it can be difficult to obtain the liquidity needed. Business owners know how important it is to have the funds available to be able to act on growth opportu-nities, cover operating expenses or pay capital expenditures. Securities Based Lending provides capital quickly while keeping investments in tact. It offers capital at a lower cost compared to receivables financing, asset based fi-nancing or purchase order financing.

M J M C A P I T A L G R O U P MJM will walk each client from start to finish. We have created a simple process and will show each client how to effectuate a transaction with ease.

A

FRESH STRInterest Payments Interest payments due monthly; Client may choose to have interest added to principal so long

as there is sufficient collateral.

ATEGY

NO CREDIT CHECK LOW INTEREST 2 WEEK CLOSE 70—90% LTV**

FINALLY A

LIQUIDITY

SOLUTION FIND OUT HOW MJM CAPITAL CAN SHOW YOU THE WAY

* All rates and terms subject to change. MJM Capital Group is not a registered securities dealer and does not affect the sale of securities. ** Depending on type of security

MJM CAPTIAL GROUP

SECURITIES BASED LENDING

A

FRESH STRInterest Payments Interest payments due monthly; Client may choose to have interest added to principal so long

as there is sufficient collateral.

ATEGY

Fees Traditional Lender MJM

Origination Fee

Appraisal Fee

Environmental Inspection Fee

Title Insurance

Minimum Approval: $100,000

Reference Rate: Daily 30 Day LIBOR

Interest Rates: Based on approval amount

Access to Funds: Credit Line Checks or Fed Fund Wire

Origination Fee None

Term: No fixed Term; Demand Loan

Minimum Draws: Initial draw of $25,001; increments of $2,500 thereafter

Interest Payments Interest payments due monthly; Client may choose to have interest added to principal so long as there is sufficient collateral.

Variable Line (fixed rate available up to 5 yrs)*

$100k—$249k $250-$499k 500k—$999 $1 M—$2,499,999 $2.5 M—$4,999,999 $5 M +

L + 5% L + 3% L + 2% L + 1.75% L + 1.5% L + 1.25%

GAIN LIQUIDITY FINANCE BUSINESS FINANCE REAL ESTATE MJM SHOWS YOU THE WAY

FINALLY A

LIQUIDITY

SOLUTION FIND OUT HOW MJM CAPITAL CAN SHOW YOU THE WAY

MJM CAPTIAL GROUP

SECURITIES BASED LENDING

MJM Capital Group Securities Based Lending Group Phoenix, AZ 866-931-9414 866-636-2424 www.mjmcaptialgroup.com info@mjmcapitalgroup.com

MJM CAPTIAL GROUP

SECURITIES BASED LENDING