I,.............................................................................................................................................. hereby apply for Millionaire Savings Schemefor BDT.. ......................................................................../- (In words..................................................................................................................................................................) with intial deposit (Please tick √) 25k 50k 100k as per Terms and Conditions written below :

Account Number

Date

To Head of Branch ............................................ BranchDear Sir,

Full Name....................................................................................................................................................................................................

Date of Birth

2. Tenure:

3. Standing Instruction :

3 years (36 monthly installments) 5 years (60 monthly installments) 7 years (84 monthly installments)

10 years (120 monthly installments)

Please debit my Account No.

for initial deposit (Please tick √) 25k 50k 100k & monthly installment BDT.................................. (In words ..........................................................................................................................) of Millionaire Savings Scheme.

12 years (144 monthly installments)

Signature of Applicant

Signature of Applicant

Product Tenure

Signature Verified by .....................................................................................

Input by........................................................................................................... Authorized by........................................................................................................

Product Code

Head of Branch

Date

Customer ID DST/RM Code

Deposit Code

Sector Code

MILLIONAIRE SAVINGS SCHEME APPLICATION FORM

MILLIONAIRE SAVINGS SCHEME -TERMS & CONDITIONS

As a depositor of Millionaire Savings Scheme, I will abide by the terms and conditions of NRB Bank Limited.

1. Personal Information :

Father's Name/ Husband's Name ..............................................................................................................................................................Mailing Address.........................................................................................................................................................................................City..................................................... Post code...................................... Tel ...........................................................................................Mobile .......................................... Fax ..................................E-mail .................................................. National ID....................................

1. The name of the scheme is “Millionaire Savings Scheme”2. Any Bangladeshi citizen can open this account. This account can be opened in the name of an individual only.3. Current/Savings Account at NRB Bank Limited is a pre-requisite to open this scheme.4. Under this scheme, account(s) can be opened for a period of 3 years (36 Monthly Installments)/ 5 years (60 Monthly Installments)/7 years (84 Monthly Installments)/10 years

(120 Monthly Installments)/12 years (144 monthly installments) and the maturity amount will be One Million/10 lac (subject to proper and timely payment of initial amount and prescribed monthly installments).

5. Depositors can choose from the different tenures available with the prescribed monthly installments at the time of opening the scheme, which cannot be changed later on.6. Monthly installments will be automatically realized from Accountholder’s CASA Account linked with the scheme. As per scheme nature, the initial deposit will be deducted

along with the first installment on the same day. 7. The deduction of the monthly installments will start from the day of opening Millionaire Savings Scheme and all subsequent installments will be deducted on the same date

of the following months. Sufficient fund must be kept in the linked account on or within next three days of due date to collect the deposits.8. If sufficient balance is not available in the linked account for realizing monthly installment, Accountholder will have to pay penalty @ 2% interest rate on the installments

amount for the due days.9. Maturity value will be paid after deducting of penalty charge @ 2% interest rate in case of installment failure. 10. If any monthly installment remains unpaid for 3(three) consecutive months, the scheme will be closed.11. In case of premature closure , interest will be paid as per following rules : (a) Less than 1 year: self deposited amount without interest (b) More than 1 year but less than 3 years :self deposited amount plus interest @ prevailing savings account

interest rate (c) More than 3 years but less than 5 years : matured value of 3 years plus interest@prevailing savings account interest rate on self deposited amount for fraction period(d) More than 5 years but less than 7 years: matured value of 5 years plus interest @ prevailing savings account interest rate on self deposited amount for fraction period (e) More than 7 years but less than 10 years: matured value of 7 years plus interest @ prevailing savings account interest rate on self deposited amount for fraction period. f) More than 10 years less than 12 years : matured value of 10 years plus interest @ prevailing savings account interest rate on self deposited amount for fraction period.

12. If there is any loan in the name of depositor with NRB Bank, then NRB Bank holds the right to adjust the loan amount from the deposit which has been deposited by the Millionaire Savings Scheme Accountholder for deposit under the scheme of Millionaire Savings Scheme.

13. Any benefit from Millionaire Savings Scheme may come under purview of Income Tax of any other levy as decided by the government of Bangladesh.14. These terms and conditions shall be governed by and construed in accordance with the laws of Bangladesh and the customer and the bank is hereby irrevocably submit to

the non-exclusive jurisdiction of the Courts of Bangladesh. 15. NRB Bank reserves the right to change/alter/ratify terms and conditions, fees/charges & interest rate without any prior notice at any time.

For Bank Use Only

Account Number

held with NRB Bank Limited

I (Full Name)....................................................................................................................................................................................................

have given my authority to..............................................................................................................................................................................

(a) That in the event of my death, the Nominee shall receive/draw the amount of deposits held by you in my account.

To Head of Branch ................................................... Branch

Name

Relationship with Applicant

---------------------------------------------------------------------------------------------------------------------------------------------------------------------------

-------------------------------------------------------------------------------------------------------- Gender: Male Female

Date of Birth:

Address : ----------------------------------------------------------------------------------------------------------------------------------------------------------------------

Tel : -------------------------------------------------------------

Signature of the Witness

Name :-------------------------------------------Address : ---------------------------------------------------------------------------------------------Tel : -----------------------------------------------

Signature of the Applicant

Name :-------------------------------------------Address : ---------------------------------------------------------------------------------------------Tel : -----------------------------------------------

NRB Bank LimitedCorporate Head Office : Simpletree Anarkali, 89 Gulshan Avenue, Gulshan-1, Dhaka, BangladeshCall Center : +8809666456000/16568, e-mail : callcenter@nrbbankbd.com,Web:www.nrbbankbd.com

Nominee Information :

I hereby declare that everything done by you in pursuance of this authority shall be binding upon me until you receive notice from me in writing to the contrary. Furthermore, I hereby declare that everything done you in pursuance of this authority shall be binding on my heirs, executors and administrators and all other persons claiming through or under me.

(c) That the nominee or the person so authorized under paragraph no. (b) as the case may be, shall be entitled to all my acounts to the exclusion of all persons and that payment made by you to them shall constitute a full discharge by you of your liability in respect of such deposits.

(b) That in the event, the Nominee who is so authorized above remains a minor at the time of my death,

Mr./Ms. ..................................................................................................................................................................................................... is authorized to receive/draw the amount of deposits held by you in my account.

1. Nomination will be cancelled if the nominee dies in the lifetime of the Accountholder. The Accountholder in such cases will advise in writing a new nominee.

2. The Accountholder, with written instruction, may change the nominee any time before the maturity of Millionaire Savings Scheme.3. In case where there is nominee, the Succession Certificate from the appropriate court will be required for releasing the payable

amount after the death of the Accountholder.

Authorized Signature Signature of Applicant

Customer Name .........................................................................................................................................................................

Mailing Address...........................................................................................................................................................................

....................................................................................................................................................................................................

Tel............................................................................................................. Intial deposit (Please tick √) 25k 50k 100k

Monthly Deposit BDT ......................................................... Start Date ................................ Maturity Date...............................

Account Number Customer ID

NRB Bank LimitedCorporate Head Office : Simpletree Anarkali, 89 Gulshan Avenue, Gulshan-1, Dhaka, BangladeshCall Center : +8809666456000/16568, e-mail : callcenter@nrbbankbd.com, Web: www.nrbbankbd.com

MILLIONAIRE SAVINGS SCHEME : MATURITY TABLE

MILLIONAIRE SAVINGS SCHEME

Tenure in Year

Initial deposit amount in BDTMaturity Amount (Befor Tax)

Monthly Installment in BDT

10,00,000

Note : Maturity value is subject to proper and regular payment of the prescribed monthly installment along with initial deposit amount.

25,000 50,000 100,000

3 23,505 22,710 21,120

5 12,740 12,221 11,183

7 8,187 7,785 6,981

10 4,851 4,535 3,901

12 3,596 3,312 2,743