EMERGE & RISE (002737504-M)

COMPANY PROFILE

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EMERIZE is an international trade & financial service company that provides solutions for both established and upcoming businesses whose growth is constrained by financial limitations. We assist in providing customised global trade solutions to traders who do not have the credibility to obtain the financial assistance from their conventional local banks, and also enhance the credibility of the client in obtaining his supplier's confidence on capability to perform. We offer competitive choice for our clients when aiming to fulfil their trade finance needs. Our services are dynamic and efficient.

STAND BY LETTER OF CREDIT

A Standby Letter of Credit is a financial document that ensures your client’s obligation to act in accordance with the terms of an agreed-upon contract. It can only be used as collateral for payment in the event of default. As a performance bond or for repayment of money borrowed or advanced.

EMERIZE acts as a principle agent in Malaysia for financial instrument providers (collateral providers) that supply Standby Letter of Credit to enhance the client’s trading activities.

EMERIZE facilitates and manages the process of the opening of Standby Letter of Credit on behalf of EMERIZE’s client, and continues the ongoing management of the letter of credit process throughout the period the period for which a transaction may occur.

As a leading provider of alternative global trade solutions, we can help you optimize your cash flow and simplify the trade process, thus helping you facilitate your import business effectively and strengthening the way you do business globally.

EMERIZE uses the services of several American and European banks, because of the company’s firm banking relationships; it is positioned to provide flexible and expedited services to its client.

Due to the flexibility of the company, a specific collateral deposit is not required, and EMERIZE does not necessarily become a creditor to its client companies.

EMERIZE provides an alternative to the banking or lending facilities, which may be currently provided by other institutions.

The services offered have facilitated excellent relationships between EMERIZE’s clients and their overseas suppliers, thus allowing the growth of certain business segments which companies would otherwise not have the ability to pursue.

When EMERIZE issues an for your account, as per the agreed draft format, which you confirm with your supplier, you get the highest level of support and assurance that your goods will be shipped as you intended before you, pay.

Back your obligations to your business partners with a Financial Instrument issued by us. Whether your company conducts business domestically or globally, a Financial Instruments can help to optimize your cash flow, improve your credit position, and allow you to take advantage of opportunities that otherwise might be out of reach.

TRADE FINANCEExpand your global business

With us.

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LETTER OF CREDIT FACILITIES

An Understanding of How to Begin

Our services provide an excellent support for importers and import distributors for the following reasons:

EMERIZE supplements current facilities.EMERIZE does NOT become an additional creditor to

your current supplier. We will work with your supplier to effect successful import transactions.

EMERIZE offers cost effective alternatives to your current trade finance availability from your lender

All letters of credit comply strictly to UCP 600 (current edition).

A "draft" of each Letter of credit is provided to our clients for final approval prior to all Letter of Credit transactions.

The staff at EMERIZE manages the entire Letter of Credit process on behalf of the client.

How to start:The easiest transition for a new client, is to open a single Letter of Credit to a current supplier. In so doing, a new client can use the experience to critique the process, and build on it.To enroll please contact one of the EMERIZE Staff.

Understanding the Basics

Letters of Credit: The Basics

Definition:A documentary credit is a (conditional) bank undertaking of payment. It is a written undertaking by a bank (issuing bank) given to the seller (beneficiary) at the request, and on the instructions of the buyer (applicant) to pay at sight or at a determinable future date up to a stated sum of money, within a prescribed time limit and against stipulated documents or other conditions. The issuing bank is putting out its credit and good name for the sake of the buyer.Buyer:Because the documentary credit is a conditional undertaking, payment is made on behalf of the buyer against documents, which may represent the goods and give the buyer rights to them.

Seller:Because the documentary credit is a bank undertaking, the seller can look to the bank for payment, instead of relying upon the ability or willingness of the buyer to pay.

However, because the undertaking is conditional, the seller only has the right to demand payment if he meets all the requirements of the credit. It is, therefore, unwise for the seller to proceed with shipment until he is aware of these requirements and is satisfied he can meet them.

Summary:Documentary credits therefore:Are arrangements by banks for settling international commercial transactions.Provide a form of security for the parties involved. Ensure payment, provided that the terms and conditions of the letter of credit have been fulfilled. Mean that payment by such means is based on documents only, and not on merchandise or services involved.

EMERIZE | Our company offer full suite of international trade finance solutions to help your business go global.

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COMPANY PROFILE: A SUMMARY

EMERIZE is a non-institutional provider of certain types of Financial Instruments. Our organization opens financial Instruments on behalf of our client’s businesses to facilitate their trade requirements.EMERIZE manages the process of the opening of Financial Instruments on behalf of its clients, and continues the ongoing management of the financial Instruments process throughout the period for which a transaction may occur.

EMERIZE is an international trade & financial service company that provides solutions for both established and upcoming businesses whose growth is constrained by financial limitations. We assist in providing customised global trade solutions to traders who do not have the credibility to obtain the financial assistance from their conventional local banks, and also enhance the credibility of the client in obtaining his supplier's confidence on capability to perform. We offer competitive choice for our clients when aiming to fulfil their trade finance needs. Our services are dynamic and efficient.

EMERIZE’s clients import items ranging from commodity goods to apparel and textiles, and electronic components to consumer appliances and specialty products. The financial Instruments are opened to suppliers in South East Asia, Africa, Middle East, and other points in the world.

Our expert staff can work with clients to arrange their transfer letters of credit, performance guarantee requirements, cash against document requests and other such trade instruments by using our extensive global banking facilities.

EMERIZE maintains a balanced relationship with certain American and European banks, and is a representative for two special purpose banks. Because of the company's firm banking relationships, it is positioned to provide flexible and expedited services to its clients.

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ABOUT OUR SERVICES

If you are trading on an international level, you ‘re aware of the risks involved with your transactions.

EMERIZE offers many solutions which is: Documentary Letters of Credit Standby Letters of credit Bank Guarantees Performance Bond Letter of Credit at Sight Usance Letter of Credit Demand Guarantee Pre- Advice Ready willing & able (RWA) SBLC & BG Monetization

.

A financial Instruments ensures your credit worthiness to a foreign supplier. Your supplier receives a level of transaction protection that may result in a more favorable purchase priceto you.

EMERIZE issues these letters for your account, verifies that your supplier’s documents follow the letter of credit, and allows you time to ensure that your suppliers have performed so that you allocate your funds appropriately for the shipment for payment to the supplier directly, where after the issuing Bank pays your supplier.

EMERIZE’s role is to establish relationships with all clients requiring credit enhancements, providing all consultation to the clients and finally making representative to our collateral providers.

The Business success attributed to maintaining the required standards of services, experienced management, structured logical solutions and foremost as a rule-service delivery on time.

When in doubt, consult one of our experienced EMERIZE trade finance representatives who will help you structure your international trade transactions to minimize risk and cost.

Let us help you select what’s most appropriate for your international and domestic trade needs.

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ABOUT US

EMERIZE | International arranges Financial Instruments to client Business.

EMERIZE facilitates and manages the process of the opening of Financial Instrument on behalf of its clients, and continues the ongoing management of the letter of credit process throughout the period for which a transaction may occur.

EMERIZE international uses the services of several Financial institutions and is a representative for two special purpose. Because of the company’s firm banking relationships, it is positioned to provide flexible and expedited services to its clients. Due to the flexibility of the company, a specific collateral deposit is not required, and FCPA does not necessarily become a creditor to its client companies. EMERIZE provides an augment to the banking or lending facilities which may be currently provided by other institutions.

Through its strong banking relationships in which world banking institutions work in conjunction with EMERIZE’s expert staff, the company avails itself of the foremost experts in the World of Trade Finance and criteria set forth in UCP600 for documentary LC’s and ISP98 for standby Letters of Credit. There alliances help to create opportunities for growth and profitability the client companies.

If your company is looking for a strategy to finance goods to fill your orders, or simply to support growth, contact our Global Representatives.

No. 13A-1, Mutiara Avenue, Jalan Mutiara 1, Tel: +03 8740 4660Mutiara Heights, 43000, Kajang, Mob: +6017 802 8055Sekangor, Malaysia. Email: emerize.info@gmail.comSouth Africa Website: www.EMERIZEfrica.com