Mitch Garrett of Chapter 1610 has accepted the position of Vice President, District 3. Mitch currently chairs a Board that runs four health care facilities across KY. Once that term ends in November, he will assume all the DVP duties. A member of Chapter 1610 for 11 years, he has served as treasurer for six years. Chapter 262 enjoyed the opportunity to meet Mitch at their Sep 19 meeting and look forward to working with him on NARFE’s mission. Tom Miller will assume the position of Legisla-tive Chair for the KY Federation. He serves as the legislative chair for his Chapter 097 in Lexington.

Metro Louisville Chapter 262Forms in NARFE Magazine

DUES

W ITHHOL D

I NG

Forms in NARFE MagazineForms in NARFEMagazine & On-line

National Active and Retired Federal Employees National Active and Retired Federal Employees National Active and Retired Federal Employees National Active and Retired Federal Employees

OctOctOctOct----DecDecDecDec 20 20 20 2012121212 Volume XXIIVolume XXIIVolume XXIIVolume XXII No. No. No. No. 4 4 4 4 PRESIDENT’S MESSAGE PRESIDENT’S MESSAGE PRESIDENT’S MESSAGE PRESIDENT’S MESSAGE

With summer drawing to an end, it is time to think about 2013. I have appointed a nominating committee composed of Charlie Walter, Chair; Elinor Jeffcoat; and Joseph Scheuring. When one of these people contacts you about running for an office, I urge you to “raise your hand” and volunteer. Try it, you’ll like it—and the management of Chapter 262 will like having you on the team. Plan to attend October and November regular meetings. There are plans that must be made. I hope everyone had a very good summer. Sherman

LEADERSHIP CHANGES IN KYLEADERSHIP CHANGES IN KYLEADERSHIP CHANGES IN KYLEADERSHIP CHANGES IN KY

Wishing you Well, Judy FletcherWishing you Well, Judy FletcherWishing you Well, Judy FletcherWishing you Well, Judy Fletcher Judy Fletcher stepped down as District 3 Vice President due to health considerations.

What’s special about November? See p. 3.What’s special about November? See p. 3.What’s special about November? See p. 3.What’s special about November? See p. 3.

Recruiting an active Federal Recruiting an active Federal Recruiting an active Federal Recruiting an active Federal

Employee = $8 from National NARFE Employee = $8 from National NARFE Employee = $8 from National NARFE Employee = $8 from National NARFE

in your pocket in your pocket in your pocket in your pocket ———— not to not to not to not to

mention more NARFE muscle.mention more NARFE muscle.mention more NARFE muscle.mention more NARFE muscle.

$8

TREASURER RPT TREASURER RPT TREASURER RPT TREASURER RPT Sep 2012 Balance on Hand for Use—$4,685.50; CD’s $13,353.59.

Nathan Henderson

COMMENT BOX COMMENT BOX COMMENT BOX COMMENT BOX Comments and short articles of interest to our active and retired NARFE family are welcome. NED

AVAILABLE TO THE THOUSANDS OF CURRENT & RETIRED FEDERAL EMPLOYEES THROUGHOUT KY

President Joseph A. Beaudoin, Winchester, VA Vice President Paul H. Carew, Arlington, VA Secretary Elaine C. Hughes, Asheville, NC

Treasurer, Richard G. Thissen, Lake Ozark, MO Reg. X VP, William F. Martin, Bumpass, VA

Complete coverage of the Convention, including daily bulletins, Convention documents and photos, is available on the NARFE website at

http://www.narfe.org/convention2012

LEADERS RELEADERS RELEADERS RELEADERS RE----ELECTED IN RENOELECTED IN RENOELECTED IN RENOELECTED IN RENO

Lauren Fritz of Alzheimer’s Assn. spun the drum of raffle tickets at the NARFE National Convention. More than $5,000 was donated to NARFE’s Alzheimer’s Research Fund from the raffle and do-nations. NARFE’s new goal of $11 million by 2014 was approved at the Convention.

2014 ALZHEIMER’S GOAL2014 ALZHEIMER’S GOAL2014 ALZHEIMER’S GOAL2014 ALZHEIMER’S GOAL

Of the 5 federations in Region X, KY was the only one carrying 100% of our proxies to the National Convention. “Great Job” to all those who helped with this. Special thanks to all the chapter Presidents. Noreene Morgan, KY Federation President

KENTUCKY KUDOS KENTUCKY KUDOS KENTUCKY KUDOS KENTUCKY KUDOS

PresidentPresidentPresidentPresident / / / / Audit Chr.Audit Chr.Audit Chr.Audit Chr. Sherman S. Smith 502-425-8765 ssolvan@aol.com

1st Vice President/1st Vice President/1st Vice President/1st Vice President/ Judy G. Fletcher 502-253-0331 judy.fletcher@insightbb.com

2nd Vice President2nd Vice President2nd Vice President2nd Vice President / / / / LegislationLegislationLegislationLegislation Chairman Chairman Chairman Chairman Maurice W. Jeffries 502-327-0776 mjeffries0517@att.net SecretarySecretarySecretarySecretary Vacant TreasurerTreasurerTreasurerTreasurer Nathan W. Henderson, Sr. 502-451-0934 henderson.n@insightbb.com

Membership PanelMembership PanelMembership PanelMembership Panel Bob Burckle, 267-0123 Eugene Hack, 937-6016 Dave Harlow, 454-5666 Dorsey Kozarovich, 968-8048 Program ChairProgram ChairProgram ChairProgram Chair Charles L. Walter 502-225-6447 walter6447@insightbb.com

Service OfficerService OfficerService OfficerService Officer Richard G. Martin 502-239-2277 martin5092@att.net Newsletter EditorNewsletter EditorNewsletter EditorNewsletter Editor Marjorie L. Fair 502-426-2972 fairo@bellsouth.net

Newsletter Circulation,Newsletter Circulation,Newsletter Circulation,Newsletter Circulation, Chapter Network MessengerChapter Network MessengerChapter Network MessengerChapter Network Messenger Telephone Tree Admin.Telephone Tree Admin.Telephone Tree Admin.Telephone Tree Admin. Bobby Rex Payne 502-241-0293 rexpayne@insightbb.com

Public Relations ChairPublic Relations ChairPublic Relations ChairPublic Relations Chair Jerry Fletcher jerryf5878@aol.com 502-253-0331

Alzheimer’s ChairAlzheimer’s ChairAlzheimer’s ChairAlzheimer’s Chair Elinor Jeffcoat (270)320-3399 (Cell) elinorejeffcoat@gmail.com

Friendship ChairFriendship ChairFriendship ChairFriendship Chair Nona Preher 502-454-5456 Name Tags Name Tags Name Tags Name Tags Joseph Scheuring 502-231-4152 joe68@insightbb.com

NARFENARFENARFENARFE----PAC ChairPAC ChairPAC ChairPAC Chair NARFE Net CoordinatorNARFE Net CoordinatorNARFE Net CoordinatorNARFE Net Coordinator VacantVacantVacantVacant

C O M I N G A T T R A C T I O N S — SEE PAGE 6 FOR DETAILS.

DEC Annual Christmas Party — Date and Place to be announced

NOV Susan Horn, Anthem Federal Program on 2013 Benefits Changes

OCT Peggy DeKay, Author, on Self-Publishing

DEC Christmas Party — Dec 14, Kosair Shrine Temple, 812 S. 2nd St., Louisville

NOV Susan Horn, Anthem Federal Program, on 2013 Benefits Changes

OCT Peggy DeKay, Author, on Self-Publishing

Pres. Barack ObamaPres. Barack ObamaPres. Barack ObamaPres. Barack Obama 1600 Pennsylvania Avenue, Washington, DC 20500

Tel: 202-456-1414 www.whitehouse.gov/contact

Sen. Mitch McConnellSen. Mitch McConnellSen. Mitch McConnellSen. Mitch McConnell 361-A Russell Senate Office Building Washington DC 20510 Tel: 202-224-2541 and 601 W. Broadway, Rm 630 Louisville, KY 40202 Tel: 502-582-6304 http://mcconnell.senate.gov

Sen. Rand PaulSen. Rand PaulSen. Rand PaulSen. Rand Paul SRC-5 Russell Senate Office Building Washington DC 22204 Tel: 202-224-4343 and 600 Martin L King Jr Pl. Rm. 1072B Louisville, KY 40202 Tel: 502-582-5341 http://paul.senate.gov

Rep. John YarmuthRep. John YarmuthRep. John YarmuthRep. John Yarmuth 435 Cannon HOB* Washington, DC 20515 Tel: 202-225-5401 and 600 Martin Luther King Pl. Suite 216 Louisville, KY 40202 Tel: 502-582-5129, and SW Government Center 7219 Dixie Highway Louisville, KY 40258 Tel: 502-933-5863 www.yarmuth.house.gov

Rep. Brett GuthrieRep. Brett GuthrieRep. Brett GuthrieRep. Brett Guthrie 308 Cannon HOB* Washington, DC 20515 Tel: (202) 225-3501, and 411 W. Lincoln Trail Blvd. Radcliffe, KY 40160 Phone: (270) 842-9896 www.guthrie.house.gov Rep. Geoff DavisRep. Geoff DavisRep. Geoff DavisRep. Geoff Davis 1119 Longworth HOB* Washington, DC 20515 Tel: 202-225-3465 and 108 West Jefferson St. LaGrange, KY 40031 Tel: 502-222-2233 www.house.gov/geoffdavis *HOB=House Office Bldg.

IMPORTANTIMPORTANTIMPORTANTIMPORTANT CONTACTS CONTACTS CONTACTS CONTACTS

Keep them updated

on NARFE issues.

MORSELS fromMORSELS fromMORSELS fromMORSELS from MEETINGS MEETINGS MEETINGS MEETINGS ⇒⇒⇒⇒⇒⇒⇒⇒⇒⇒⇒⇒

2

CHAPTER 262 at ALZHEIMER’S WALKCHAPTER 262 at ALZHEIMER’S WALKCHAPTER 262 at ALZHEIMER’S WALKCHAPTER 262 at ALZHEIMER’S WALK

$9.9 million

On Sep 8, Alzheimer’s Chair, Eleanor Jeffcoat, and five other stalwarts braved a soggy lawn and chilly breeze to represent NARFE on Louisville’s Great Lawn at the Alzheimer’s Association-sponsored Walk to End Alzheimer’s. Their placards highlight NARFE’s great contribution over the years toward Alz-heimer’s research. To date, $120 has been donated for the “Walk.” Walkers appreciate members’ generosity and look forward to more “Walk” donations which will be accepted through Nov 19. Cash or checks accepted by Elinor. Address mailed checks to: 17305 Seven Green Ln, Louisville, KY 40245. Checks should be made to: NARFE Chapter 262 “For Alzheimer’s Walk” Receipts available on request.

Sherman Smith, Maurice Jeffries, Oscar & Marj Fair, Alice Wallingford, and Eleanor Jeffcoat

LEGISLATIVE REPORT EXCERPTSLEGISLATIVE REPORT EXCERPTSLEGISLATIVE REPORT EXCERPTSLEGISLATIVE REPORT EXCERPTS Even though a continuing resolution appears likely in order to avoid a government shutdown, there is still the sequester of $1.2 trillion set to take place on January 1 unless Congress and the White House agree on an alternative plan. Randy Forbes (R-VA), chairman of the House Armed Services Committee, stated that budget cuts at the Defense Department could cost 89,000 civilian jobs based on 11.3% across-the-board cuts & pos-sibly cause a recession in the Washington, DC, area which includes northern Virginia and Mary-land. The area receives 20% of payroll and pro-curement money. Sequestration could also affect 65,000 federal workers and 96,000 contractors in the area. In non-Defense areas, 100,000 children could be cut from the Head Start early education program, 12,150 patients from the Aids Drug Assistance Program and 169,000 people could be cut from substance abuse treatment programs. by Maruice Jeffries, Legislative Chair (Full report will be a part of Chapter Minutes)

PARTY PLATFORMS PARTY PLATFORMS PARTY PLATFORMS PARTY PLATFORMS During the Democratic and Republican National Conventions each party put together its official platform. The Republican platform is at: http://www.gop.com/2012-republican-platform_home/. The Democratic platform is at: http://www.democrats.org/democrat ic -nat ional -platform. The Modernizing the Federal Civil Ser-vice plank in the Republican platform recom-mends reductions in the federal workforce and adjustments to pay scales and benefits to reflect those of the private sector. Federal unions take issue with this plank in Washington Post’s Fed-eral Eye column of 8/29/12 (link below). “Cutting the federal workforce would undermine the ser-vices that the American people depend on and want,” according to Colleen M. Kelley, president of the National Treasury Employees Union. According to Washington Post’s Eric Yoder, pay mirroring the private sector would mean a 26 percent pay raise if Republicans based their pol-icy on government data. Instead, they prefer to cite a report from the Heritage Foundation, a conservative think tank that says federal workers are overpaid by at least 30 percent. http://www.washingtonpost.com/blogs/federal-eye/post/gop-platform-angers-federal- labor- leaders/2012/08/29/d 2 5 1 4 6 d 4 - f 1 f 5 - 1 1 e 1 - 8 9 2 d -b c 9 2 f e e 6 0 3 a 7 _ b l o g . h t m l ?wpisrc=nl_fedinsider

CONGRESSIONAL LIAISONCONGRESSIONAL LIAISONCONGRESSIONAL LIAISONCONGRESSIONAL LIAISON I am planning a meeting with Senator Rand Paul’s local staff person. Elinor Jeffcoat, Marion Pulliam, and Nathan Henderson have volunteered to attend with me. Anyone else interested, please let me know. I anticipate meeting in late Septem-ber or early October. Maruice Jeffries

LMPD Contact Numbers: Crime in Progress — 911; Suspicious Incidents — 574-2111 or 574-7111 (then hit O) Annonymous tip line — 574-LMPD NED Note: If you put these in your cell, they’ll be handy if needed !

July and August — No meetings. In September LMPD Chief Steve Conrad told about the little boy Steve who dreamed of being a police chief. He became just that and now he wants to make Louisville the safest city in America. He talked about ways and means to meet this admittedly difficult goal.

3

Resources for Federal & USPS Employees: Take a look at —- www.federaldaily.com/

Home.aspx

What’s special What’s special What’s special What’s special about November? about November? about November? about November? It’s National It’s National It’s National It’s National Alzheimer’s Alzheimer’s Alzheimer’s Alzheimer’s

Disease Awareness Disease Awareness Disease Awareness Disease Awareness Month. Month. Month. Month.

8 COLUMBUS DAY 8 COLUMBUS DAY 8 COLUMBUS DAY 8 COLUMBUS DAY

31 HALLOWEEN31 HALLOWEEN31 HALLOWEEN31 HALLOWEEN

6666 ELECTION

DAY 11 VETERANS

DAY

22 THANKS-

GIVING DAY

FEHBP Open Season Starts November 12—

See Savvy Sites

for rate charts.

OCTOBEROCTOBEROCTOBEROCTOBER

NOVEMBERNOVEMBERNOVEMBERNOVEMBER

DECEMBERDECEMBERDECEMBERDECEMBER

7 Pearl Harbor Day

8 Hanukkah

25 Christmas

FEHBP Open Season

Ends December 10

Jeffco Schools closed =

No NARFE Meeting

Learn how to avoid phishing scams at http://www.antiphishing.org/consumer_recs.html Do your bit to fight spam. Forward fraudulent email to the Anti-Phising Working Group

reportphishing@antiphishing.org. If you put this in your address book right now, you’ll have it when you need it.

Internet readers: double click on a blue underscored link to go there. Or copy/paste link into your browser.

The OPM website for 2013 health insurance premiums is http://www.opm.gov/insure/health/rates/index.asp

SALVATION ARMY TREESALVATION ARMY TREESALVATION ARMY TREESALVATION ARMY TREE Barbara Wahlen has volunteered to shop for items for our annual Angel Tree tradition. At the Oct.

meeting, individuals may donate to the Tree and vote on the Chapter’s donation amount.

More letters like above will help drive home the many ways in which federal em-ployees ‘grease the wheels’ each day. It’s not easy to

get published, but Kenneth Overhults did. One thing for sure, we won’t get published if we don’t write.

To the Editor

FEDERAL WORKER CONTRIBUTIONSFEDERAL WORKER CONTRIBUTIONSFEDERAL WORKER CONTRIBUTIONSFEDERAL WORKER CONTRIBUTIONS

Working the Holiday — As a former federal worker with 34 years of service at the Department of Agriculture, the Fourth of July is a special day for me. Since the dawn of our nation, federal workers have played a significant role in America's accomplish-ments. The contributions of federal workers will be very much in evidence this week as Americans prepare to celebrate our nation's birthday. Millions of Americans will check a weather report prepared by the National Weather Service, eat food inspected by the U.S. Department of Agriculture and fly the skies kept safe by the Federal Aviation Ad-ministration and the National Transportation Secu-rity Administration. Others will enjoy time outdoors in our national parks, travel with children protected in car seats inspected by the Consumer Product Safety Commission and visit post offices to mail packages to loved ones serving in the military. My fellow federal workers and I are proud of the jobs we've done for America for 236 years. We wish you, the nation we love, a happy Independence Day.

Kenneth Overhults, Lexington Chapter 97, Letter to Editor published in

Lexington Herald-Leader on June 29, 2012

AMERICA COUNTS ON USAMERICA COUNTS ON USAMERICA COUNTS ON USAMERICA COUNTS ON US On page 20, the August 2012 NARFE Maga-zine featured America Counts on Us (ACU), an advocacy campaign of The Federal-Postal Coalition. The goal of ACU is “to put a public face on federal workers and retirees and help our neighbors recognize the role that federal and postal employees play in their day-to-day lives, let alone the heroic acts that make head-lines.” Read the full article in your magazine or go to: http://www.narfe.org/pdf/nm_2012_aug.pdf You can “Like” America Counts on Us & learn more about the effort on their Facebook page: https://www.facebook.com/AmericaCountsonUs

The world has been a busy place for eons as evidenced by a tiny taste of its doings: October 1—Walt Disney World opened in Orlando,

FL— 1971 5—The World Series was broadcast on radio for first time.—1921

19—The Revolutionary War ended.—1781 2—France presented the U.S. with the Statue of Liberty.—1886 31—Indian Prime Minister Indira Ghandi was assassinated.—1984 November 3—Clarence Birdseye marketed frozen peas.—1952 7—.Thomas Nast depicts Republican party as an elephant in a Harper’s Weekly cartoon.—1874 10—Direct dial telephone service is first available coast to coast.—1951 . 14—The first streetcar went into operation—1832. 24—Charles Darwin publishes his theory on evolu-tion, sparking great controversy.—1859 28—The Grande Ole Opry debuts on radio.—1925 December 1—In Montgomery, Rosa Parks is arrested for refus-ing to give up her seat in front of bus.—1955. 7—Pearl Harbor was bombed in a surprise Japanese attack; US. entered WWII.—1941 15—Gone With the Wind premiered in Atlanta—1939 23—The transistor was invented by U.S. physicists John Bardeen, Walter Brittain & William Shockley—1947. (Probably the most important invention of the 20th Century.) 28—William Semple patented chewing gum.—1869

POLICE WK.

FAMILY DAY

HOSPICE

SIGNPOST TO OBSERVANCESSIGNPOST TO OBSERVANCESSIGNPOST TO OBSERVANCESSIGNPOST TO OBSERVANCES

CENSUS BUREAU APPCENSUS BUREAU APPCENSUS BUREAU APPCENSUS BUREAU APP

The new app “America's Economy” from the Census Bureau gives you real-time access to the pulse of the U.S. Economy. Sixteen key eco-nomic indicators, including employment, manu-facturing, international trade, retail sales, and residential construction and sales will be at your fingertips 24/7. For the data junkies among us, you can download the free app for iPhones, Android smartphones, and tablets at:: http://www.census.gov/#panel-2.

FREE CASH POT RESULTS

Names drawn from the “virtual” Hat: No names drawn during July and August when meetings not held. Sep 19 — Curtis Skelton of 40242-2306 — Not present

October’s FREE CASH POT will be $100. Pot starts at $20. Each meeting $10 is added until someone in attendance claims the Free Cash Pot or it reaches $100 where it will remain until a winner is present to collect. All names drawn, whether the member is present to win or not, will remain in the pot. Names come from the M-114 Membership List.

Join Dues Withholding so your name will always be in the Free Cash Pot raffle.

Software compliments of www.harmonyhollow.net/hat.shtml.

AUTOMATED TELEPHONE TREE

Bob Burckle keeps those phone calls coming in each month to remind us of upcoming meetings and special

events. Keep your tel. #, address and e-mail info up-to-date: > go to www.narfe.org (click Departments > Membership), > or send e-mail to memberrecords@narfe.org > or write NARFE, 606 N. Washington St., Alexandria, VA 22314, Attn: Member Records > or phone Membership Records 1-800-456-8410

Also promptly notify Bobby Payne of phone, address and/or e-mail changes

(Payne phone # & e-mail on p.1; address on final page)

ALZHEIMER’S 50/50 RAFFLE ALZHEIMER’S 50/50 RAFFLE ALZHEIMER’S 50/50 RAFFLE ALZHEIMER’S 50/50 RAFFLE September raffle — $22. Winning stub holder: Bob Burckle

by Eleanor Jeffcoat, Alzheimer’s Chair

DUES WITHHOLDING DRAWINGDUES WITHHOLDING DRAWINGDUES WITHHOLDING DRAWINGDUES WITHHOLDING DRAWING

YOU WIN/ NARFE WINS!YOU WIN/ NARFE WINS!YOU WIN/ NARFE WINS!YOU WIN/ NARFE WINS! $25

WE SUPPORT OUR SERVICE MEN &

WOMEN, VETERANS, & THEIR FAMILIES.

Bob Burckle’s Automated Telephone Tree is back! Please pardon the downtime necessary to get the telephone list up to date. Anyone not getting called, please let Bobby Payne know.

Many thanks to Bobby for his hours of perseverance and hard work in updating the telephone list.

Withholding Wizards Opting for Dues Withholding in the 2nd Quarter: W. Richard Brangers and Lynn Ellen Miller

Wizards motto:

Wise up and join the Wizards (Saves money, assures you

always remain in the Free Cash Pot Raffle, & you have an excellent chance of

winning $25!)

Voting records on Key NARFE Issues are at:

www.capwiz.com/narfe/dbq/officials.

A NARFE member who skips voting is akin to owning a

luxury car with no gas.

You’ve invested in super transporta-

tion, but you’re pow-erless

to get where

NOVEMBER 6

> ONE

>ONE

>ONE

ONE

In1845, vote brought Texas into the Union. In 1868,

vote saved President Andrew Johnson from being removed from office. In 1876,

vote gave Rutherford B. Hayes the U.S. Presidency. In 1923, vote gave Adolf Hitler leadership.

>

LLLL

EEEE

T’T’T’T’

S S S S

ALLALLALLALL

VVVV

OOOO

TTTT

EEEE

DISASTER DELUGEDISASTER DELUGEDISASTER DELUGEDISASTER DELUGE Thirty disasters have been declared so far this year throughout the nation for drought, fires, wind, storms,

tornados, flooding, mudslides, landslides, etc. Hopefully not, but by the time you read this, more may be declared. For most of us, these are simply disturbing news items. Unfortunately, many Americans (including members of our NARFE family) feel disas-ters acutely in their personal and work lives. We can help them through FEEA’s Disaster Fund. Donation forms appear in each NARFE Magazine. To donate by credit card, call 800-338-0755 or go to www.feea.org and click “Give Now” and select “NARFE-FEEA Relief Fund.”

An 8/24/2012 article in Federal Daily News, www.federaldaily.com/Home.aspx, states that some Thrift Sav-ings Plan (TSP) participants have been nervous about the secu-rity of their retirement funds since it was revealed earlier this year that the personal information of some participants had been compromised. Although TSP reported no fraudulent ac-cess to TSP funds, it now offers an online security education center on how to secure accounts and avoid online scams. The security center is available at https://www.tsp.gov/sitehelp/security/onlineSecurity.shtml. NARFE Magazine, August 2012, p. 27, also discusses this breach.

TSP SECURITY EDUCATIONTSP SECURITY EDUCATIONTSP SECURITY EDUCATIONTSP SECURITY EDUCATION

Our Membership Committee people (Bob Burckle, Gene Hack, Dave Harlow, and Dorsey Kozarovich) will promote the Dues Withholding contest when contacting lapsing members.

WITHHOLDING PROMOWITHHOLDING PROMOWITHHOLDING PROMOWITHHOLDING PROMO

Courtesy of Joe Wahlen

Retired Chapter 262 members signing up for Dues Withholding will be entered into quarterly $25 drawings based on National NARFE’s M-112 membership form. Treasurer Nathan Henderson will notify winners by mid-month following the drawing, i.e. by : mid-Apr, mid-Jul, mid –Oct, & mid-Jan.

Link to the withholding form for retirees: http://www.narfe.org/pdf/dw-2.pdf

Or find a form in each NARFE Magazine.

And the $25 drawing winner! — W. Richard Brangers

4

WELCOME NEW/WELCOME NEW/WELCOME NEW/WELCOME NEW/

RENEWED RENEWED RENEWED RENEWED

MEMBERSMEMBERSMEMBERSMEMBERS

$100 Winners in KY NARFE’s STATEWIDE ALZHEIMER’S RAFFLE

Jun — Ed Wooperer Cincinnati OH Jul — Jerry Ashcraft Lexington, KY Aug — Ron D. Lewis Bowling Green

KY NARFE WEBSITEKY NARFE WEBSITEKY NARFE WEBSITEKY NARFE WEBSITE

http://narfeky.org/

Statewide NARFE news & info, plus you’ll find current

and past issues of Chapter 262 MetroNEWS. In the yellow block at the top

of the page, click on “Newsletters”

(second link from the left in the bottom row).

NARFE NewsWatchNARFE NewsWatchNARFE NewsWatchNARFE NewsWatch

http://multibriefs.com/http://multibriefs.com/http://multibriefs.com/http://multibriefs.com/

briefs/narfe/index.php briefs/narfe/index.php briefs/narfe/index.php briefs/narfe/index.php

Keep up withKeep up withKeep up withKeep up with Federal governmentFederal governmentFederal governmentFederal government

goingsgoingsgoingsgoings----on hereon hereon hereon here www.federaltimes.com/www.federaltimes.com/www.federaltimes.com/www.federaltimes.com/

Voting records on Key NARFE issues are at: www.capwiz.com/narfe/

dbg/officials Click the “ Issues and

Legislation” tag and enter your ZIP to get the voting

records of your Senator or Representative.

NARFE HOTLINENARFE HOTLINENARFE HOTLINENARFE HOTLINE Weekly message: 1-877-217-8234 1-703-838-7780

Or go to: www.narfe.org

Additional Contacts:

Capitol Switchboard

1-866-220-0044

White House Comments

1-888-225-8418

(Prefixes 800, 888, 877 & 866 Are Toll Free!)

JUN — Eleanor Johnson — reinstatement. Shirley Calloway, Mary Frautz, Donna Hash — new members JUL — Vicki Grider — new member Sandra Burney, John Colombo, James Garr, Richard Watkins — reinstatements AUG — Nancy Abell — reinstatement 5

FRIENDSHIP CORNERFRIENDSHIP CORNERFRIENDSHIP CORNERFRIENDSHIP CORNER Your input is needed;

Please report to Nona Preher, 502-454-5456: >Illnesses, accidents or deaths

>Accomplishments or important milestones of fellow NARFE members or of yourself

All members confined to home, In nursing homes, or facing illness,

bereavement or difficulties are In our thoughts, well-wishes & prayers.

Care and concern to Jack Ostwalt who had melanoma cancer surgery on his face, to Bob Burckle who had a stent insertion, to O. J. Jennings who had open heart surgery, & to Barbara Wahlen who had gallbladder surgery.

One of the provisions of the Affordable Care Act (ACA) that has been followed closely by federal participants in the Federal Employees Health Benefits Program (FEHBP) could result in lower premiums for some plans next year. Known as the Medical Loss Ratio (MLR) require-ment, the law mandates all large group health insurers to use at least 85 percent of premiums to pay for either medical claims or activities that im-prove health care quality. For individual and small group insurers, the amount ranges from 75 per-cent to 80 percent. The provision restricts the insurers from spending large amounts of premium dollars for administrative expenses and profits. Under the law, health insurers exceeding the limit for 2011 can either rebate premiums to their cus-tomers or adjust premiums lower. Any plans par-ticipating in the FEHBP who have exceeded the MLR will rebate premiums to the Office of Person-nel Management, not to the individuals enrollees, and OPM will use the rebate to adjust future pre-miums for that plan. Health insurers who exceeded the MLR were required to notify enrollees by August 1.

NARFE Press Release of 8/8/2012

ACA+MLR = PREMIUM ADJUSTMENTACA+MLR = PREMIUM ADJUSTMENTACA+MLR = PREMIUM ADJUSTMENTACA+MLR = PREMIUM ADJUSTMENT

Wilda Mae Hutchcraft, 81, of Louis-ville, passed away July 2 at Ken-tuckiana Medical Center. She was a retired secretary for Postmaster

Bremer Ehler and with the federal government. She was a member of Chapter 262. George James, 96, died July 8 at the Episco-pal Church Home. He was a cartographer and Director of Louisville Office of Defense Mapping Agency for 20 years. He and his agency were responsible for mapping the moon. He was a charter member of Chapter 1447 (now Chapter 262), past KY NARFE Federation president and was in the Federation’s Hall of Fame, founder and past president of the American Society of Army Mapping Seniors, a KY Colonel, and for-mer chair of the Taxation Subcommittee of the KY Legislative Special Advisory Committee of Senior Citizens. Carolyn McNair, 67, passed away Sep 18. She was a long-time member of Chapters 1447 and 262, and served in several offices, doing a superior job in each. She was retired from HUD. Winifred Meredith, 95, passed away June 29. She was a member of Chapter 262. Rosalee Owen, 86, of Louisville, passed away May 2, 2012 at Baptist Hospital East. She started her long career with Louisville Office of Defense Mapping Agency, where she retired in February 1981 after 30 years of service. In ad-dition to her mapping duties, she served as an equal employment counselor. She was a mem-ber of Chapter 262 John E. Simon, No obituary published in C-J. Mr. Simon was a member of Chapter 262. Boyce Still, 87, died June 21. He was a retired maintenance man for VA Medical Center. He served in Patton’s 3rd Army in Europe in WWII. Edmond Venetianer, 87, died July 28 at Episcopal Church Home. He was a US Navy veteran of WWII, a retired deputy regional director of Job Corps for the Dept. of Labor, and a member of Chapter 262. His wife Julie sur-vives him and is a member of Chapter 262.

Metro Louisville Chapter members extend sympathy to family & friends.

Read full obituaries at: www.legacy.com/louisville/Obituaries.asp

“MY BENEFITS ARE WORTH WHAT?!!” You may be surprised at the size nest egg

you need in stocks, bonds, or income property to yield annual income equal to the cost of your cur-rent retirement and health benefits. Region IV VP Paul Johnson unscrambles this formula on p. 39 of the August 2012 NARFE Magazine. A nest egg of $509,662.50 with an 8% annual return* would “hatch” a yearly income of $40,773—enough to equal a $30,000 CSRS/FERS annuity & the gov’t.-paid portion of your FEHBP premiums.

The formula: My nest egg = (my total CSRS/FERS income +

my health benefit) divided by (.08). * To use a different return estimate, adjust the .08 up or down.

NARFEMOBILE

NED’s Notes (Newsletter EDitor) As a teenager, my Grandpa Lehl immigrated to the U.S. from Norka Russia around 1880 with his parents and siblilngs. He kept some sayings the family brought with them. One I recall that he used when

someone made a poor choice or decision was, “They laid their egg beside the nest.” For those who never raised chickens, an egg laid by the nest, instead of in it, rots and no chick is hatched. I think my Grandpa’s quip applies to the “nest egg” item on p. 5. To not join NARFE at a yearly cost of about $40 is akin to laying an egg beside the nest. NARFE works each day to protect and maintain the value of our retirement nest eggs — especially important now when foxes are eyeing the hen house. The NEWS is published quarterly for Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec. I look forward to your input by the 15th of the month prior to publication. Call, e-mail or drop me a note to 8900 Middle Pointe Rd., Louisville KY 40241. I respectfully reserve the right to edit for space and clarity. Commentaries should be non-partisan. Marj Fair

Chapter Mtgs. are 3rd Wednesdays monthly, except — No meeting in July

No meeting in August (unless otherwise announced) December Holiday Party (time/place announced yearly)

TIME: 11 a.m. – 2 p.m. (Buffet Line opens at 11 a.m.) Arrival at 11 a.m. & completion of lunch by Noon will allow for Program & Business Mtg. to end by 2 p.m.

*COST: $7.25 — Nathan Henderson will collect this amount at the meeting in cash (no checks or credit cards accepted; please have exact change). Reservations are not required, but you are expected to buy lunch.

If you have questions, contact: Nathan Henderson Tel: 451-0934 e-mail: henderson.n@insightbb.com

PLACE: Ryan’s Buffet Restaurant 5338 Bardstown Rd, Louisville

(corner S. Hurstbourne Pkwy. & Bardstown Road, Piccadilly Square Shopping Center)

Meeting rooms are to the right rear after entering Ryan’s. Members need to wear nametag to show the cashier.

* The $7.25 includes tax and gratuity and you get a choice of drink, salad, entrée(s) and dessert.

CHAPTERCHAPTERCHAPTERCHAPTER 262 262 262 262 OCTOCTOCTOCT————DEC 2012DEC 2012DEC 2012DEC 2012 CALENDA CALENDA CALENDA CALENDAR

11:30 AM, WEDNESDAY, OCTOBER 17 Program Peggy DeKay, Author “Become an Author: The New Reality of Self-Publishing”

11:30 AM, WEDNESDAY, NOVEMBER 21

Program Susan Horn, Account Consultant Anthem Federal Program, (See note below) “Health Benefit Changes for 2013” A District 3 Fall Roundup is not scheduled this fall—so the this November 21 Program with Susan Horn will be your chance to hear about health benefits this year. If you plan to attend this meeting, contact Nathan Henderson:

502-451-0934 or henderson.n@insightbb.com by October 16 so ample seating can be assured.

11:30 AM, FRIDAY, DEC 14— CHRISTMAS PARTY Kosair Shrine Temple, 812 S. 2nd St., Louisville

Turkey/Ham/All the Trimmings - $12 per person

Dick Martin has engaged the harpist enjoyed by all last year

Payment may be made day of party but let Nathan Henderson know by Dec 4 if you plan to attend.

Checks Payable to NARFE Chapter 262 Plenty of Free Parking ‘TAG ALONG’ Wear Name Tag to all Ryan’s Mtgs.

12th Annual Senior Day Out Tuesday, October 9, 2012 8:00 a.m. - 1:30 p.m. KYInternational Convention Center • Louisville, KY (4th & Market Street) Cascade Ballroom

Senior Day Out is the region’s largest senior gathering. Over 1600 seniors participate! The day of entertainment includes music, lunch, prizes, Bingo, health screenings, & information from over 75 exhibitors.

Sponsorship and exhibitor opportunities for Senior Day Out are available. FREE LUNCH requires registration by September 28, 2012. Forms are available at www.louisvilleky.gov/csr/oadc

Contact: Cindy Venable, Louisville Metro Office for Aging & Disabled Citizens, at 502-574-5092.

Need a ride down-town to the Christmas Party? Contact Jerry Fletcher. 502-253-0331