MEMBERS FIRST CREDIT UNION · If the dispute is not resolved to your satisfaction, you may file a...
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OCTOBER - DECEMBER 2015 MEMBERS FIRST CREDIT UNION $100 Winner June: Amanda Gomez $100 Winner July: Nathan Zamora $100 Winner August: Leonardo Gonzales GO GREEN TO MAKE SOME GREEN! S l oo ll Sloo ll E ~ StatementWINNERS We asked you to sign up for E-Statements over the summer to earn an entry to win $100, and you did! With over 265 entries, it was a success! Congratulations to the winning members! SKIP TRIP z SKIP TRIP OUR SKIP THE TRIP PROMOTION FOR MOBILE DEPOSITS WAS DEFINITELY A SUCCESS AS WELL! ALL TOGETHER OUR MEMBERS DEPOSITED 1 , 126 CHECKS THROUGH OUR MOBILE APP DURING THIS PROMOTION! THE $500 MOBILE DEPOSIT PROMOTION WINNER IS: CHELSEA TOWER CONGRATULATIONS CHELSEA, AND THANK YOU FOR CHOOSING TO MAKE MOBILE DEPOSITS THROUGH OUR MOBILE APP!
Transcript of MEMBERS FIRST CREDIT UNION · If the dispute is not resolved to your satisfaction, you may file a...
OCTOBER - DECEMBER 2015
MEMBERS FIRSTCREDIT UNION
$100 Winner June: Amanda Gomez$100 Winner July: Nathan Zamora
$100 Winner August: Leonardo Gonzales
GO GREEN TO MAKE SOME GREEN!
SloollSlooll E~Statement WINNERSWe asked you to sign up for E-Statements over the summer to earn an entry to win $100, and you did! With over 265 entries, it was a success! Congratulations to the winning members!
SKIP TRIPzSKIP TRIPOUR SKIP THE TRIP PROMOTION FOR MOBILE DEPOSITS WAS DEFINITELY A SUCCESS AS WELL! ALL TOGETHER OUR MEMBERS DEPOSITED 1,126
CHECKS THROUGH OUR MOBILE APP DURING THIS PROMOTION! THE $500 MOBILE DEPOSIT PROMOTION WINNER IS:
CHELSEA TOWER CONGRATULATIONS CHELSEA, AND THANK YOU FOR CHOOSING TO
MAKE MOBILE DEPOSITS THROUGH OUR MOBILE APP!
Any applicant that the nominating committee does not approve will be referred for review by the Board of Directors. These mem-bers may be selected as candidates upon approval by the Board of Directors. Any applicant not selected will receive a written expla-nation describing the reason for disapproval. This information will also be communicated to the Credit Union Department of the State of Texas.Interested parties must submit their application no later than December 15, 2015 prior to the Annual Meeting to be held Thurs-day March 3, 2016 at our main office on 5444 S. Staples. Nomina-tions will not be accepted after this deadline and nominations may not be placed from the floor of the Annual Meeting. If you wish to serve or would like to suggest a fellow member, please contact one of the committee members below at 361-991-6178:
Manuel Esquivel III Ray AlmaguerYolanda Lozano
A three member committee was appointed to receive nominations from interested volunteers to serve as credit union directors. Members First election rules adhere to guidelines and require-ments imposed by the Credit Union Department of the State of Texas. These rules ensure that credit union directors are in good standing with Members First Credit Union, are insurable for bond-ing purposes, and will receive approval to serve by the Credit Union Department. Election rule guidelines for interested director applicants are as follows:
Members interested in running for a position on the Board of Directors must submit the following as part of their application:1. Resume of applicant for background information.2. Completed Director Application and Agreement to Serve form.A credit history of the applicant and current standing with the credit union will also be reviewed as part of the approval process. All interested parties that receive approval by the nominating committee based on these criteria will be included as candidates for upcoming vacancies on the Board of Directors.
NOMINATING COMMITTEE APPOINTED
ANNUAL MEETING CHANGEWith much consideration, it was decided that starting in 2016, it is more appropriate that the annual meeting will be a business meeting with elections only (held the first Thursday in March). In conjunction with this move, International Credit Union Day is being set aside as a better time to celebrate our appreciation of members and the uniqueness of credit unions. Please refer
to the International Credit Union Day article above for more details on this upcoming event.
International Credit Union (ICU) Day® has been celebrated on the third Thursday in October since 1948. The day is recognized to reflect upon the credit union movement's history and to pro-mote its achievements. It is a day to honor those who have dedicated their lives to the movement, recognize the hard work of those working in the credit union industry and show members our appreciation. In honor of our members we will be highly celebrating ICU Day at each location on October 15, 2015 with refreshments, fun, and good old fashioned conversation! Please join us
on this special day to celebrate!
NOTICE TO ALL CREDIT UNION MEMBERSThis credit union is incorporated under the laws of the State of Texas and under state law is subject to regulation oversight by the Texas Credit Union Department. If you have a dispute with Members First Credit Union, you should first contact the credit union. If the dispute is not resolved to your satisfaction, you may file a complaint against the credit union by contacting the
Texas Credit Union Department through one of the means indicated below:By U.S. Mail: 914 East Anderson Lane Austin, TX 78752-1699 - Phone (512) 837-9236 - Website - www.tcud.state.tx.us
Please note that the Department does not have authority to resolve contractual disputes or undocumented factual disputes between a member and this credit union. If your dispute is of this nature, you may want to consult with legal counsel regarding
your rights to resolve the situation.
Join us on Friday October 30th for some Halloween fun! All of
our Kids Klub members can enjoy a drink, chips, and some candy
while decorating mini pumpkins.
HALLOWEEN FUNCalling all Kids
Klub Members
Kids Klub Holiday Coloring ContestHey Kids Klub members! Its almost time for our holiday coloring contest, so keep your eyes open for a Holiday coloring sheet in your mailbox! We will mail out and judge coloring pages by age group (0-4 years, 5-8 years, and 9-12 years old). There will be one winner from each age group that will win a $25 Gift Card, and one grand prize winner for a $50 Gift card! So follow the directions, color your best, then drop it off or mail it back to us by the due date on your letter, and you could win!
BOARD OF DIRECTORS
MANAGEMENT
HOLIDAY SCHEDULE
Greg Fair- CEOWanda Muessel- COORachael Storr- Marketing DirectorAdriana Crisp- HR/OfficePaul Besse- AccountingChris Vega- CollectionsDebbie Garza- Mortgage LoansEric Flores- Consumer LoansSherry Hernandez- Financial ServicesBelinda Reeves- Member ServicesBrenda Collins- Harlingen Branch ManagerBlake Kemmis- IT
Members First will be closed to observe the following holidays:Thanksgiving: November 26 & 27 Christmas Eve: December 24 @ 1 pmChristmas Day: December 25New Years Day: January 1
LOAN RATES
Rate determined by credit rating, amount �nanced, and terms of the loan. Rates are as of September 30, 2015 but subject to change anytime without notice. Loans subject to usual credit standards.
Loan Type APRDEPOSIT RATES
Share Account APY
Rates for Share Savings and Kids Klub are set at the end of each quarter for the previous quarter. The rates stated are for the quarter ending September 30, 2015. All other rates are subject to change. Contact Financial Services at 361-991-6178 for up-to-date rates and for information on fees and other conditions which
could change the dividends/interest on these accounts.
Share SavingsKids Klub
Money Market Gold
Certi�cates of Deposit
IRA Savings
0.25%0.25%
0.401% - 0.602%
Set Daily
1.005% - 1.005%
New / Used VehiclesOther Secured
Personal
Credit Cards
Unimproved Property
First Mortgage
Home Equity
Share Secured
CD Secured
3.20 - 14.95%
4.20 - 12.95%
7.90 - 17.90%
9.90 - 17.90%
5.95 - 8.95%
3.45 - 9.45%
3.70 - 9.95%
Last Share Rate + 3%
Last CD Rate + 2% We match or beat other financial institutions Auto Loan Rates!
Lobby Hours Monday - Friday 9 AM - 5 PM
Saturday 9 AM - 1 PM
Drive Thru HoursMonday - Friday 7:30 AM - 6 PM
Saturday 9 AM - 1 PM
Main Branch5444 S. Staples St., Corpus Christi, TX. 78411
PH: 361-991-6178 I Fax: 361-993-1704E-mail: [email protected]
SPID Branch 1430 SPID, Corpus Christi, TX. 78416
PH: 361-991-6178 I Fax: 361-882-4060E-mail: [email protected]
Violet Branch11166 Up River Rd. Corpus Christi, TX. 78410
PH: 361-991-6178 I Fax: 361-241-3997E-mail: [email protected]
Harlingen Branch 722 S. Loop 499, Harlingen, TX. 78550
PH: 361-991-6178 I Fax: 956-428-3520E-mail: [email protected]
Mailing Address 5444 S. Staples St. Corpus Christi, TX. 78411
Toll Free Phone 1-800-242-3037
Hector Garcia - ChairmanYolanda Lozano - Vice ChairmanRay Almaguer - Secretary/TreasurerLarry Dreyer - DirectorMark Kulwicki - DirectorManuel Esquivell lll - DirectorSam Shores - Director
VEHICLES FOR SALEPlease visit us Online at m1st.org to view our current vehicles for sale. Our website will provide the make, model, year, mileage and price. If interested, please apply with our simple Online loan application!
For further information about our vehicles for sale, please call the
Collection department.
Credit Union documents available for review are our most recent statement of financial condition, annual audit summary, IRS form 990, and credit union bylaws.
OFFICE LOCATIONS
ALL OFFICE HOURS
