May 31, 2020 - Citibank India · Kotak Balanced Advantage Fund Balanced Advantage 19 ... Kotak PSU...
Transcript of May 31, 2020 - Citibank India · Kotak Balanced Advantage Fund Balanced Advantage 19 ... Kotak PSU...
Past performance of the Sponsor/AMC/Fund does not indicate the schemes future performance. Risk Factors on page 63.
May 31, 2020
It's for the
First Timer
It's for the
Market Timer
It's for the Long-
Term Investor
May 31, 2020Expert Speak
Dear Friends,
India continues to witness a Perfect storm. A once in century Medical crisis has disrupted economic activities which in turn is reflected in financial market stress. Sectors catering to necessity are doing better than those catering to luxury. Hospitality, Entertainment and Aviation have been hit badly. Major sectors such as auto, real estate, BFSI are also feeling the stress. Sectors like FMCG, Telecom, Agri industries are less affected. However every sector and every company is impacted by covid 19 crisis.
FY 21 will witness negative GDP growth first time after 1980. In April, steel production was down 87% YOY & power generation was down 22% YOY. Overall business outlook, as measured by PMI Index, was down to life time low.
Currently, major industrial states and cities are under red zone which is likely to delay recovery. The risk of second wave continues to exist as we do calibrated opening. Other countries are also in the same boat. As per IMF, US is likely to see -5.9% and EU zone is likely to see -7.5% growth in GDP despite high fiscal and monetary stimulus.
In this dark could there is are few silver linings like Fertilizer sales nearly doubling in May over last year. Its sign of boom in agri sector. Britannia Inds posted 20 % + revenue growth in April and May. Power demand has begun to inch up again - A sign of economic activity recovering from bottom. 'Fastag' & E way bill generation of May shows some recovery from bottom.
There is also demand for good quality Indian papers as reflected in successful offerings by RIL / HUL / HDFC Life / Bharti Airtel and KMB. MSCI & FTSE has proposed to increase India's weight in EM indices over next quarter. This can bring anywhere between $ 3-7 billion FPI flows in Indian equities.
Nifty has rallied significantly from the April bottom. At current level of ~ 10,000, NIFTY is discounting many positives. Lower Oil Import bill of ~ $ 40 billion, Lower trade deficit with China due to boycott of chinese goods, lower gold import bill, smooth implementation of economic package announced by the Government, execution of monetary package in terms of improved credit flow & reduced borrowing cost. The market is also discounting an early medical solution in form of drugs or vaccine to tackle covid 19.
In our opinion if the actual events and news flow is better than what is discounted by the market than prices can rise further from here. In case the actual events and news flow is worse than what is priced by the market than prices will fall from current level.
It will be inappropriate to say that bottom of the market is made till such time medical solution is discovered.
At current level of valuation it is time to be overweight on equities. While market looks expensive on PE Ratio as earnings have declined significantly. Market cap to GDP ratio at 64 % is below historical average of 75 %. Forward P/B at 2.2x is below historical average of 2.6x.
We believe that investors can upgrade their risk appetite by one level, to capture below average valuation.
Investor may invest half of their incremental investment in a staggered manner in a falling market. The other half can be invested when the medical solution emerges for business normalcy to return on a permanent basis.
Extremely Conservative investors can look at the hybrid funds like equity savings or debt hybrid for participation in equity markets at current valuations. An investor requiring regular income can activate SWP option in these funds. This will give them higher tax efficiency. Conservative Investors can look to invest in balance funds to large cap funds. Aggressive Investors can look to add small and mid cap funds.
While we always recommend STP and SIP for investment, one can look at Balance advantage fund for lump sum investment. Investors who panicked in April 20 from credit risk funds have lost between 2-3 % absolute return in the month of May.
It is important to hear advise of a good financial advisor rather than follow what's app gurus or social media warriors. Short term investors may consider ultra-short term debt for their investing needs. Likewise, for long term investors, dynamic bond and credit risk fund still provide good opportunities. Prudent asset allocation also calls for some weightage to gilt funds.
We continue with our recommendation on overweight Gold and offshore funds like before.
Stay safe and stay invested
Regards,
Nilesh Shah
Managing Director
INDEX
Contents Page no.
Market Overview 1
Equity Market Snapshot 2
Debt Market Snapshot 3
How to read Fact Sheet 4
Fund Name/Scheme Name New SEBI scheme category
Equity Funds Kotak Standard Multicap Fund Multi Cap Fund 5
Kotak Emerging Equity Fund Mid Cap Fund 6
Kotak Equity Opportunities Fund Large & Mid Cap Fund 7
Kotak Focused Equity Fund Focused Fund 8
Kotak Bluechip Fund Large Cap Fund 9
Kotak Small Cap Fund Small Cap Fund 10
Kotak Tax Saver Fund ELSS 11
Kotak India EQ Contra Fund Contra Fund 12
Kotak Pioneer Fund Thematic 13
Kotak India Growth Fund Series 4 14
Kotak India Growth Fund Series 5 15
Kotak Infrastructure & Economic Reform Fund Sectoral/Thematic 16
Kotak India Growth Fund Series 7 17
Hybrid FundsKotak Equity Arbitrage Fund Arbitrage Fund 18
Kotak Balanced Advantage Fund Balanced Advantage 19
Kotak Equity Hybrid Fund Aggressive Hybrid Fund 20
Kotak Equity Savings Fund Equity Savings 21
Kotak Debt Hybrid Fund Conservative Hybrid Fund 22
Debt FundsKotak Overnight Fund Overnight Fund 23
Kotak Liquid Fund Liquid Fund 24
Kotak Money Market Fund Money Market Fund 25
Kotak Savings Fund Ultra Short Duration Fund 26
Kotak Low Duration Fund Low Duration Fund 27
Kotak Floating Rate Fund Floater Fund 29
Kotak Corporate Bond Fund Corporate Bond Fund 30
Kotak Banking & PSU Debt Fund Banking & PSU Fund 31
Kotak Bond Short Term Fund Short Duration Fund 32
Kotak Credit Risk Fund Credit Risk Fund 34
Kotak Medium Term Fund Medium Duration Fund 36
Kotak Dynamic Bond Fund Dynamic Bond 38
Kotak Bond Fund Medium to Long Duration Fund 39
Kotak Gilt Fund Gilt Fund 40
Exposure 41
Fund of Funds SchemeKotak Asset Allocator Fund FOF (Domestic) 43
Kotak Global Emerging Market Fund FOF (Overseas) 44
ETF FundsKotak Gold ETF ETF 45
Kotak Nifty ETF ETF 46
Kotak Sensex ETF ETF 47
Kotak Banking ETF ETF 48
Kotak PSU Bank ETF ETF 49
Scheme Performance 50
About Our Fund Managers 57
Dividend History 60
Risk Factors 63
1
Stretched
Bubble
Cheap Over Invest80% - 90%
Attractive Neutral +65% - 75%
Fair Neutral50%
Fair ValuePlus
Neutral -35% - 45%
Under Invest15%- 25%
Exit5% - 10%
Market Equity Allocaion
Market Valuation Indicators
Suggested equity allocation
(Assuming 50% equity
allocation as neutral)
Strategy for Investments in the Current Scenario
Key Events for the Month of May 2020:
Market Overview
India�s Market Cap to GDP%
12-month forward Sensex P/E (x)
May could be dissected into two halves � Nifty (-2.8%) falling in the first half on disappointment on fiscal stimulus front and gaining in the second half on improving global sentiment as economies across the world emerged out of lockdowns.
Border tensions between India-China too escalated as Chinese troops moved into sensitive areas along the Himalayan frontier. Tensions between US-China escalating with US's threat to delist Chinese companies and China's signing of HK security
legislation In the second consecutive inter-meeting action, the MPC cut the repo rate further by 40bps to 4% while maintaining an
accommodative stance. RBI also extended the moratorium period by 3 months to 31st August factoring in the lockdown extension. PM Modi announced a larger than expected Rs20trn (~10% of GDP) economic package in response to the economic
fallout from Covid induced lockdown. Finer details, however, disappointed the street for the lack of direct stimulus measures and limited fiscal impact (~1.3% of GDP).
India entered the list of top 10 countries hit by coronavirus as confirmed cases rose 5 fold to 170k but death rates still remained much lower than average.
FIIs and DIIs were net buyers during the month. Capital Market activity gained pace with 4 deals worth $12.5bn during May
India's service sector witnessed its largest month-to-month contractions in business activity since data collection began over 14 years ago in April. The IHS Markit India Services Business Activity Index fell to at 5.4 in April, a steep decline from 49.3 in March, the most severe contraction in services output since records began in December 2005.
Source: Motilal Oswal
NIFTY P/B (x) - 1 Year Forward
Source: Motilal Oswal
Sensex In 'Fair Value' Range in P/BV Terms
Source: Axis Capital Internal Estimates
STP/Short Term
STP/Long Term
At 2.2x, the Nifty 12-month forward P/B is also well below the historicalaverage of 2.6x
2.2
1.5
2.3
3.0
3.8
4.5
May
-05
May
-06
May
-07
May
-08
May
-09
May
-10
May
-11
May
-12
May
-13
May
-14
May
-15
May
-16
May
-17
May
-18
May
-19
May
-20
Average: 2.6x
42
52
82 83
103
55
9588
71
64 66
81
6979
8379
56
FY0
4
FY0
5
FY0
6
FY0
7
FY0
8
FY0
9
FY1
0
FY1
1
FY1
2
FY1
3
FY1
4
FY1
5
FY1
6
FY1
7
FY1
8
FY1
9
FY2
0
Average of 75% for the periodLowestsince
the GFC
No. of traded companies was
just 2,640 in 2004 v/s 3,861
in Mar’20
GFC: Peak of 149% in Dec�07
10000
14000
18000
22000
26000
30000
34000
38000
42000
Jun-
17
Jul-1
7
Aug
-17
Sep-
17
Oct
-17
Nov
-17
Dec
-17
Jan-
18
Feb-
18
Mar
-18
Apr
-18
May
-18
Jun-
18
Jul-1
8
Aug
-18
Sep-
18
Nov
-18
Dec
-18
Jan-
19
Feb-
19
Mar
-19
Apr
-19
May
-19
Jun-
19
Jul-1
9
Aug
-19
Sep-
19
Oct
-19
Dec
-19
Jan-
20
Feb-
20
Mar
-20
Apr
-20
May
-20
Stretched 20x 24x
Fair Value Plus 17x 20x
Fair 13x 17x
Attractive 10x 13x
Cheap 8x 10x
2
Near-term growth might get impacted due to Coronavirus scare, but many reforms like IBC, GST, RERA to improve longer term growth trajectory
Strong medium term earning growth trajectory, as previous cycle of NPA ends and capacity utilization improves. Will also be aided by recent tax cuts
India stands out among global asset classes with prospects of strong long term growth given favorable demographics
Long runaway of growth in financialization of savings
Higher disinvestment target and repair of leveraged balance sheet to create supply in markets
Now that elections are over, expect improved reform momentum
Economy
Corporate Earnings
FII Flow
DII Flow
Supply of paper
Policy/Reform Initiative
Key Variables Short - term Medium - term Remarks
Signifies growth
Key Variables & their Impact On Equities
Equity Market Snapshot
India's Q4 GDP Growth Falls To 3.1% - Worst Since 2009 Global Financial Crisis
Power Demand Up As Restrictions Ease
Source: Motilal Oswal
-3.5% YoY
-26.4% YoY
-22.4% YoY
-17.6% YoY-11.8% YoY
-45%
-30%
-15%
0%
15%
01-M
ar
08-M
ar
15-M
ar
22-M
ar
29-M
ar
05-A
pr
12-A
pr
19-A
pr
26-A
pr
03-M
ay
10-M
ay
17-M
ay
24-M
ay
31-M
ay
YoY change PRE-LOCKDOWN LOCKDOWN 1.0 LOCKDOWN2.0 LOCKDOWN 3.0 LOCKDOWN 4.0
Source: Motilal Oswal
Fy20 GDP growth worst in 11 Years. Impact of the lockdown and COVID would be felt prominently in 1QFY21
4.2
7.2
-10.0
-5.0
0.0
5.0
10.0
15.0
20.0
25.0
FY7
2
FY7
4
FY7
6
FY7
8
FY8
0
FY8
2
FY8
4
FY8
6
FY8
8
FY9
0
FY9
2
FY9
4
FY9
6
FY9
8
FY0
0
FY0
2
FY0
4
FY0
6
FY0
8
FY1
0
FY1
2
FY1
4
FY1
6
FY1
8
FY2
0
India GDP growth YoY (%)Real GDP Nominal GDP Post Liberalization
Pre-Liberalization
Dot com bubble
GFC crisis
Slowdown postdemonetization
and GST
Asian Financial Crisis
Fy20 Nominal GDP lowest in 48 years; FY21 heading toward contraction
10Y G-Sec Yield & 91D T-Bill Yield MovementThe corporate yield curve has fallen more at short end,
resulting in a steeper curve
(%)
8.58.27.97.67.37.06.76.46.15.85.5
May-20 Apr-20 May-19
May-19, 7.78.2
7.5
7.2
Apr-20, 6.1May-20, 5.7
AAA corporate bond yields8.0
7.0
6.0
5.0
4.0
3.0May-17 Nov-17 May-18 Nov-18 May-19 Nov-19 May-20
1Y 10Y
10Y G-sec Yield91D T-Bill Yield
43
Items May-20 Apr-20 1 Month Change May-19 1 yr Change
Reverse repo 3.35% 3.75% -40 bps 5.75% -240 bps
Repo 4.00% 4.40% -40 bps 6.00% -200 bps
CRR 3.00% 3.00% NIL 4.00% -100 bps
SLR 18.00% 18.00% NIL 19.00% -100 bps
Mibor Overnight 4.04% 4.41% -37 bps 6.00% -196 bps
Call ON 3.62% 4.19% -57 bps 5.92% -230 bps
CBLO 3.14% 3.50% -36 bps 5.94% -280 bps
1 yr TBILL 3.41% 3.67% -26 bps 6.22% -281 bps
10 Gsec 5.76% 6.11% -35 bps 7.03% -127 bps
5 Year AAA 6.00% 7.22% -12 bps 7.50% -150 bps
USD/INR `75.64 `75.11 -54 paise `69.81 -5.83 rupees
Source: RBI; Bloomberg.
Key Variables & their Impact On Interest Rates
Denotes fall in interest rates
Medium � term(6months � 2 years)Key Variables
Inflation
Rupee
Credit Demand
Government Borrowing
RBI Policy
Global Event Risk
Corporate bond Spread
Debt FII flow
Liquidity
Short - term(3-6 months)
Debt Market Snapshot
Super Surplus Liquidity In The System To Support The Economy
Remarks
Due to covid full data on headline CPI/WPI was not available hence the RBI has decided to look towards the inflation trajectory vs near term numbers. We continue to believe that inflation is likely to remain benign from MPC perspective.Near term INR likely to be under pressure due to global pressures as EM witnesses outflows. Moody's has downgraded India and now they are in line with other rating agencies. As FPI have been sellers of bonds and RBI has good FX reserves we not vulnerable to this action. Credit growth has slowed down significantly and Covid 19- lock down all over has added to it a lot. Globally situation is similar and this may accentuate the situation further however easy rates may help some demand pickup post the lock down is lifted till then credit growth will not impact rates negatively.Government has decided to increase the Govt Borrowing programme by ~4 lac cr. The was a very large number by any means. However as the Market is a flush liquidity and there is an expectation of RBI to step in some form or the other hence bond market is performing orderly. There may be volatility but directional move is down.RBI preponed the MPC came stronger than expectations, we may not get more cuts immediately but measures such as OMO and operation twist will continue and stance is expected to remain soft for the remaining part of the year. The global lockdown and most aggressive action in terms of cut in rates and other measures to contain rates lower will help India too. GDP is expected to contract this year and this an un presented phenomena. This will lead to demand for relatively safer assets hence spreads compression is likely to happen over and above this the RBI announced additional measures such as incremental TLTRO will keep increasing demand for assets from from the market. Too many moving parts are making diff for any one to take a call outside the own country. We believe we will have to wait till the index inclusion happens for sustainable flows. With Cut in CRR, LTRO and TLTRO Liquidity has been flushed in the banking system is expected to remain in SUPER surplus zone. It is therefore likely to have a positive impact on Interest rates
Steepening of The Yield Curve
Source: RBI. As on 29 May 2020
Source: Bloomberg, CLSA
The Yield Curve has steepened and probably is one of the steepest recent history. We believe the term premia is quite highand expected the same to flatten over the year.
INR Bn
6,328.82
(4,000.00)
(2,000.00)
-
2,000.00
4,000.00
6,000.00
8,000.00
10,000.00
Aug
-18
Sep-
18
Oct
-18
Nov
-18
Dec
-18
Jan-
19
Feb-
19
Mar
-19
Apr
-19
May
-19
Jun-
19
Jul-1
9
Aug
-19
Sep-
19
Oct
-19
Nov
-19
Dec
-19
Jan-
20
Feb-
20
Mar
-20
Apr
-20
May
-20
Banking Liquidity
Liquidity Surplus is here to stay for longer than what market is pricing
Source: RBI, Bloomberg, Morgan Stanley Research
How to read Fact Sheet
Fund ManagerAn employee of the asset management company such as mutual fund or life insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts.
Application amount for fresh subscriptionThis is the minimum investment amount for a new investor in a mutual fund scheme
Minimum Additional AmountThis is the minimum investment amount for an existing investor in a mutual fund scheme
Yield to MaturityThe yield to maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond�s current market price, par value, couple interest rate and time to maturity
SIPSIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAVThe NAV or net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which investors enter or exit the mutual fund
BenchmarkA group of securities , usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmark include the Nifty, Sensex, BSE 200, BSE 500, 10-year Gsec
Entry LoadA mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor /agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit loadExit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is RS 100and an exit load is 1%, the redemption price would be Rs. 99 per unit
Modified DurationModified duration is the price sensitivity and the percentage change in price for a unit change in yield.
Standard deviationStandard deviation is statistical measure of the range of an investment�s performance. When a mutual fund has a high standard deviation, it means its range of performance is wide, implying greater volatility.Sharp RatioThe Sharpe Ratio, named after its founder the Noble laureate William Sharpe, is measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
BetaBeta is a measure of an investment�s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security�s price will be more volatile than the market.
AUMAUM or assets under management refers to the recent / updated cumulative market value of investments managed by Mutual fund or any investment firm.
HoldingsThe holdings or the portfolio is a mutual fund�s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of SchemeThe investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating ProfileMutual funds invest in securities after evaluating their credit worthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their rating becomes the rating profile of the fund. Typically, this is a feature of debt funds.
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Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, generally focused on a few selected sectors. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) B) Direct Plan Regular Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.64%; Direct: 0.72%
19.56%
0.96
-0.12
20.29%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Term Deposit as provided above is towards margin for derivatives transactions Equity Derivative Exposuer is 2.16%
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 7.61ICICI Bank Ltd. Banks 5.56HDFC Bank Ltd. Banks 5.27Ultratech Cement Ltd. Cement 4.55Hindustan Unilever Ltd. Consumer Non Durables 4.11Larsen And Toubro Ltd. Construction Project 4.09Infosys Ltd. Software 3.65Tata ConsultancyServices Ltd. Software 3.34Axis Bank Ltd Banks 3.02Petronet LNG Ltd. Gas 2.95Indraprastha Gas Ltd. Gas 2.66SRF Ltd. Industrial Products 2.55Shree Cement Ltd. Cement 2.41ICICI Lombard GeneralInsurance Company Ltd Finance 2.15Kotak Mahindra Bank Ltd. Banks 1.95The Ramco Cements Ltd Cement 1.95Britannia Industries Ltd. Consumer Non Durables 1.85Jubilant Foodworks Limited Consumer Non Durables 1.74Cadila Healthcare Ltd. Pharmaceuticals 1.66Bharat Electronics Ltd Industrial Capital Goods 1.44Inter Globe Aviation Ltd Transportation 1.41Hero MotoCorp Ltd. Auto 1.36Container Corporationof India Ltd. Transportation 1.32Godrej ConsumerProducts Ltd. Consumer Non Durables 1.29Bharat PetroleumCorporation Ltd. Petroleum Products 1.18State Bank Of India Banks 1.18AU Small Finance Bank Ltd. Banks 1.09MRF Limited Auto Ancillaries 1.09HDFC Standard LifeInsurance Company Ltd. Finance 1.07SBI Life InsuranceCompany Ltd Finance 1.06Jindal Steel & Power Ltd. Ferrous Metals 1.03United Breweries Ltd. Consumer Non Durables 1.03Lupin Ltd. Pharmaceuticals 1.00Bata India Ltd. Consumer Durables 0.95Balkrishna Industries Ltd Auto Ancillaries 0.89GAIL (India) Ltd. Gas 0.89Thermax Ltd. Industrial Capital Goods 0.86Mahindra & Mahindra Ltd. Auto 0.81HDFC Ltd. Finance 0.79AIA Engineering Limited Industrial Products 0.66Kec International Ltd. Construction Project 0.62
This product is suitable for investors who are seeking*:� Long term capital growth� Investment Portfolio of predominantly equity & equity
related securities generally focused on a few selected sectors across market capitalisation.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Multi cap fund - An open-ended equity scheme investing across large cap, mid cap, small cap stocks
KOTAK STANDARD MULTICAP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - September 11, 2009. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Standard Multicap Fund NAV as on May 29, 2020: `18.887 (Dividend Option), `20.538 (Direct Dividend Option), `29.994 (Growth Option), `32.249 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
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Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `25,005.74 crs
AUM: `25,984.19 crs
Benchmark: Nifty 200 TRI
Allotment date: September 11, 2009
Folio count: 14,78,373
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on May 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Bajaj Finserv Ltd. Finance 0.59Max Financial Services Ltd. Finance 0.58Page Industries Ltd Textile Products 0.58Bayer Cropscience Ltd. Pesticides 0.53RBL Bank Ltd Banks 0.47SBI Cards & PaymentServices Pvt. Ltd. Finance 0.40Solar Industries India Limited Chemicals 0.37BEML Ltd Industrial Capital Goods 0.21Whirlpool of India Ltd. Consumer Durables 0.21Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.19Bajaj Finance Limited Finance 0.15Techno Electric & EngineeringCompany Limited Construction Project 0.13Century Textiles &Industries Ltd. Paper 0.11Arvind Fashion Ltd. Retailing 0.05Arvind Ltd Textile Products 0.02Equity & EquityRelated - Total 90.68Futures CNX NIFTY-JUN2020 1.70HDFC Ltd.-JUN2020 0.10Indraprastha Gas Ltd.-JUN2020 0.10Page Industries Ltd-JUN2020 0.09HDFC Bank Ltd.-JUN2020 0.08Britannia Industries Ltd.-JUN2020 0.05Jubilant Foodworks Limited-JUN2020 0.04Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Britannia Industries Ltd. ( ) CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 0.01Reverse Repo 8.07TERM DEPOSITS HDFC Bank Ltd. 0.86Term Deposits - Total 0.86Triparty Repo 0.14Net Current Assets/(Liabilities) 0.24Grand Total 100.00
Monthly SIP of ) 10000(`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty 200 (TRI) Returns (%)
Alpha
Nifty 200 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
12,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
22,51,185 19,89,924 10,61,057 6,19,707 3,24,099 1,05,408
9.96 9.78 6.58 1.28 -6.73 -22.00
6.81 6.64 4.11 0.42 -7.48 -21.98
3.15 3.14 2.47 0.86 0.75 -0.02
18,80,866 16,87,134 9,71,751 6,06,406 3,20,274 1,05,419
18,72,583 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
6.73 6.53 4.23 1.33 -6.03 -22.34
31.17
25.48
14.64
15.56
15.67
11.29
2.59
9.00 7.24
12.26
6.98
0.89
5.71
2.78
4.83
5.83
4.15
0.99
2.73
Benchmark
Scheme
Financial Services Energy Consumer Goods Cement & Cement Products Cash & Cash Equivalent
Information Technology Industrial Manufacturing Construction Automobile Services
7
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid companies. The scheme may also invest in debt and money market instruments, as per the asset allocation table. There is no assurance that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.93%; Direct: 0.63%
14.55%
0.86
-0.19
23.34%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related Supreme Industries Limited Industrial Products 5.10Coromandel International Ltd. Fertilisers 4.37The Ramco Cements Ltd Cement 3.94P I Industries Ltd Pesticides 3.81Cadila Healthcare Ltd. Pharmaceuticals 3.17Schaeffler India Ltd Industrial Products 2.95Sheela Foam Ltd Consumer Durables 2.88Tata Consumer Products Ltd Consumer Non Durables 2.80Thermax Ltd. Industrial Capital Goods 2.70Shree Cement Ltd. Cement 2.34Torrent Pharmaceuticals Ltd. Pharmaceuticals 2.26SRF Ltd. Industrial Products 2.16Atul Ltd. Chemicals 2.10Page Industries Ltd Textile Products 2.02Exide Industries Ltd Auto Ancillaries 1.98Solar Industries India Limited Chemicals 1.94Kajaria Ceramics Ltd. Construction 1.89Max Financial Services Ltd. Finance 1.83Cummins India Ltd. Industrial Products 1.69Apollo HospitalsEnterprises Ltd. Healthcare Services 1.59Indraprastha Gas Ltd. Gas 1.53APL Apollo Tubes Limited Ferrous Metals 1.47Bharat Electronics Ltd Industrial Capital Goods 1.44AU Small Finance Bank Ltd. Banks 1.43Ratnamani Metals &Tubes Ltd. Ferrous Metals 1.43Larsen And Toubro Ltd. Construction Project 1.38Balkrishna Industries Ltd Auto Ancillaries 1.37Voltas Ltd. Consumer Durables 1.35Hindustan PetroleumCorporation Ltd Petroleum Products 1.30Amara Raja Batteries Ltd. Auto Ancillaries 1.26V-Guard Industries Ltd. Consumer Durables 1.25Mahindra & MahindraFinancial Services Ltd. Finance 1.22Eris Lifesciences Ltd Pharmaceuticals 1.20Motherson Sumi Systems Ltd. Auto Ancillaries 1.20Oberoi Realty Ltd Construction 1.19Lux Industries Limited Textile Products 1.18Sundaram Finance Ltd. Finance 1.18Persistent Systems Limited Software 1.15Hawkins Cooker Ltd Household Appliances 1.12Axis Bank Ltd Banks 1.11
Jindal Steel & Power Ltd. Ferrous Metals 1.08SKF India Ltd Industrial Products 1.07Godrej Agrovet Ltd Consumer Non Durables 1.04Alkem Laboratories Ltd Pharmaceuticals 0.97ICICI Bank Ltd. Banks 0.96Federal Bank Ltd. Banks 0.89State Bank Of India Banks 0.82Bata India Ltd. Consumer Durables 0.81Laurus Labs Ltd Pharmaceuticals 0.78Finolex Cables Ltd. Industrial Products 0.75MRF Limited Auto Ancillaries 0.70City Union Bank Ltd. Banks 0.69Shriram City UnionFinance Ltd. Finance 0.69RBL Bank Ltd Banks 0.67Gujarat State Petronet Ltd. Gas 0.64Kalpataru PowerTransmission Ltd. Power 0.58Emami Ltd. Consumer Non Durables 0.56Amber Enterprises India Ltd Consumer Durables 0.52BEML Ltd Industrial Capital Goods 0.48Kewal KiranClothing Limited. Textile Products 0.43Cholamandalam FinancialHoldings Limited Finance 0.40PNC Infratech Ltd Construction 0.37Navneet Education Ltd. Media and Entertainment 0.35Blue Star Ltd. Consumer Durables 0.22Kirloskar Oil Engines Ltd. Industrial Products 0.22SBI Cards & PaymentServices Pvt. Ltd. Finance 0.22JK Cement Ltd. Cement 0.17Ramkrishna Forgings Ltd. Industrial Products 0.10Future Retail Ltd. Retailing 0.09WPIL Ltd Industrial Products 0.04Equity & EquityRelated - Total 96.59TERM DEPOSITS HDFC Bank Ltd. 0.08Term Deposits - Total 0.08Triparty Repo 3.42Net Current Assets/(Liabilities) -0.09Grand Total 100.00
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 0.55%Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 11.37%, 69.73% & 15.49%.
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
predominantly in mid cap companies.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Mid cap fund - An open-ended equity scheme predominantly investing in mid cap stocks
KOTAK EMERGING EQUITY FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - March 30, 2007. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Emerging Equity Fund NAV as on May 29, 2020: `17.923 (Dividend Option), `21.187 (Direct Dividend Option), `32.634 (Growth Option), `35.56 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
6
Investment style
Value Blend Growth Size
Large
Medium
Small
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Mr. Pankaj Tibrewal*
AAUM: `5,682.11 crs
AUM: `5,871.45 crs
Benchmark: Nifty Midcap 100 TRI
Allotment date: March 30, 2007
Folio count: 4,02,658
Data as on May 31, 2020
Since Inception 10 years 7 years 5 years 3 years 1 year
15,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
35,13,550 21,01,549 10,88,033 5,86,764 3,10,672 1,05,246
11.26 10.81 7.29 -0.88 -9.38 -22.23
7.37 5.13 1.30 -6.15 -16.34 -27.59
3.89 5.67 5.99 5.27 6.96 5.35
26,48,399 15,60,281 8,79,427 5,12,985 2,77,108 1,01,499
26,91,046 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
7.59 6.53 4.23 1.33 -6.03 -22.34
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Midcap 100 (TRI) Returns (%)
Alpha
Nifty Midcap 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
6.80
18.70
19.10
12.11
17.43
11.53
11.06
8.38
3.25
8.18
9.88
6.51
2.44
6.45
3.56
4.83
10.56
4.06 4.04
Benchmark
Scheme
Industrial Manufacturing Financial Services Consumer Goods Pharma Fertilisers & Pesticides
Automobile Cement & Cement Products Construction Energy Chemicals
7
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity &
equity related securities of large & midcap companies.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Term Deposit as provided above is towards margin for derivatives transactions.Equity Derivative Exposuer is 0.82%Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 49.01%, 41.94% & 3.65%.
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 5.84HDFC Bank Ltd. Banks 4.53ICICI Bank Ltd. Banks 4.52CoromandelInternational Ltd. Fertilisers 3.91Hindustan Unilever Ltd. Consumer Non Durables 3.78SRF Ltd. Industrial Products 3.59Infosys Ltd. Software 3.44Dr Reddys Laboratories Ltd Pharmaceuticals 3.38Indraprastha Gas Ltd. Gas 3.14Gujarat State Petronet Ltd. Gas 2.95Larsen And Toubro Ltd. Construction Project 2.94Tata ConsultancyServices Ltd. Software 2.79Ultratech Cement Ltd. Cement 2.72ICICI Lombard GeneralInsurance Company Ltd Finance 2.59Petronet LNG Ltd. Gas 2.52AIA Engineering Limited Industrial Products 2.43Shree Cement Ltd. Cement 2.43DR.Lal Pathlabs Ltd Healthcare Services 2.16Max Financial Services Ltd. Finance 2.07Jindal Steel & Power Ltd. Ferrous Metals 2.02The Ramco Cements Ltd Cement 2.01Axis Bank Ltd Banks 1.99Page Industries Ltd Textile Products 1.88Bata India Ltd. Consumer Durables 1.87Thermax Ltd. Industrial Capital Goods 1.83Bharat Electronics Ltd Industrial Capital Goods 1.56Balkrishna Industries Ltd Auto Ancillaries 1.43Cummins India Ltd. Industrial Products 1.25United Breweries Ltd. Consumer Non Durables 1.19Britannia Industries Ltd. Consumer Non Durables 1.12Supreme Industries Limited Industrial Products 1.10JK Cement Ltd. Cement 1.07Schaeffler India Ltd Industrial Products 1.06Jubilant Foodworks Limited Consumer Non Durables 1.05Godrej Agrovet Ltd Consumer Non Durables 1.00
ABB Ltd. Industrial Capital Goods 0.99AU Small Finance Bank Ltd. Banks 0.98Linde India Ltd. Chemicals 0.92Kotak Mahindra Bank Ltd. Banks 0.81Blue Star Ltd. Consumer Durables 0.76GAIL (India) Ltd. Gas 0.72Kalpataru PowerTransmission Ltd. Power 0.61BEML Ltd Industrial Capital Goods 0.53Cholamandalam FinancialHoldings Limited Finance 0.51Dalmia Bharat Limited Cement 0.48State Bank Of India Banks 0.48Techno Electric & EngineeringCompany Limited Construction Project 0.27Heritage Foods Ltd Consumer Non Durables 0.26Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.14ABB Power Products andSystem India Limited Industrial Capital Goods 0.11Arvind Fashion Ltd. Retailing 0.05Equity & EquityRelated - Total 93.78Preference Shares 6% Redm Preference Sh ZeeEntertainment Enterprises Ltd. Media and Entertainment 0.01Preference Share - Total 0.01Futures Jubilant Foodworks Limited-JUN2020 0.59HDFC Bank Ltd.-JUN2020 0.21Petronet LNG Ltd.-JUN2020 0.02TERM DEPOSITS HDFC Bank Ltd. 1.00Term Deposits - Total 1.00Triparty Repo 6.41Net Current Assets/(Liabilities) -1.20Grand Total 100.00
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. The scheme will invest predominantly in a mix of large and mid cap stocks from various sectors, which look promising, based on the growth pattern in the economy. There is no assurance that the investment objective of the scheme will be achieved.Available Plans/OptionsA) B) Direct Plan Regular Plan Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
$Source: ICRA MFI Explorer. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.10%; Direct: 0.90%
46.33%
0.95
-0.12
20.20%
Portfolio Turnover
$Beta
$Sharpe ##
$Standard Deviation
Large & mid cap fund - An open-ended equity scheme investing in both large cap and mid cap stocks
KOTAK EQUITY OPPORTUNITIES FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - September 09, 2004. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Opportunities Fund NAV as on May 29, 2020: ̀ 19.656 (Dividend Option), ̀ 21.499 (Direct Dividend Option), ̀ 106.206 (Growth Option), ̀ 114.848 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
7
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `2,885.54 crs
AUM: `3,009.46 crs
Benchmark: Nifty 200 TRI
Allotment date: September 9, 2004
Folio count: 1,70,510
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on May 31, 2020
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty 200 (TRI) Returns (%)
Alpha
Nifty 200 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
18,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
50,03,594 18,99,314 10,52,658 6,28,392 3,32,861 1,08,972
11.42 8.89 6.36 1.83 -5.05 -16.79
8.97 6.64 4.11 0.42 -7.48 -21.98
2.45 2.26 2.25 1.41 2.43 5.20
40,20,131 16,87,134 9,71,751 6,06,406 3,20,274 1,05,419
40,42,396 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
9.03 6.53 4.23 1.33 -6.03 -22.34
31.17
18.71
14.64
15.95
0.89
14.47
15.67
11.63
2.59
8.71
12.26
6.235.30
0.77
3.91
5.60
3.38
2.78
3.21
Benchmark
Scheme
Financial Services Energy Industrial Manufacturing Consumer Goods Cement & Cement Products
Information Technology Cash & Cash Equivalent Fertilisers & Pesticides Pharma Construction
7
An open ended equity scheme investing in maximum 30 stocksin large-cap, mid-cap and small-cap category
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 8.25
HDFC Bank Ltd. Banks 6.56
ICICI Bank Ltd. Banks 6.09
Infosys Ltd. Software 5.54
Bharti Airtel Ltd. Telecom - Services 5.35
Hindustan Unilever Ltd. Consumer Non Durables 5.21
Shree Cement Ltd. Cement 4.51
Larsen And Toubro Ltd. Construction Project 4.19
Tata Consultancy
Services Ltd. Software 4.08
Maruti Suzuki
India Limited Auto 3.74
Britannia Industries Ltd. Consumer Non Durables 3.32
Alkem Laboratories Ltd Pharmaceuticals 2.93
ICICI Lombard General
Insurance Company Ltd Finance 2.72
HDFC Standard Life
Insurance Company Ltd. Finance 2.58
Supreme Industries Limited Industrial Products 2.56
Gujarat Gas Ltd Gas 2.54
The Ramco Cements Ltd Cement 2.46
Kotak Mahindra Bank Ltd. Banks 2.43
Gujarat State Petronet Ltd. Gas 2.38
Axis Bank Ltd Banks 2.36
Max Financial Services Ltd. Finance 2.26
P I Industries Ltd Pesticides 2.22
Hindustan Petroleum
Corporation Ltd Petroleum Products 2.19
Page Industries Ltd Textile Products 2.17
SRF Ltd. Industrial Products 2.16
Kajaria Ceramics Ltd. Construction 1.39
Aavas Financiers Ltd Finance 1.33
Kalpataru Power
Transmission Ltd. Power 1.27
AU Small Finance Bank Ltd. Banks 1.25
Reliance Industries Ltd -
Partly Paid Shares Petroleum Products 0.20
Equity & Equity
Related - Total 96.24
Triparty Repo 4.07
Net Current Assets/
(Liabilities) -0.31
Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
8
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.11%; Direct: 0.39%
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities across market capitalisation in maximum 30 stocks* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
33.18%Portfolio Turnover
Fund Manager: Ms. Shibani Kurian & Mr. Harish Krishnan*
AAUM: ` crs 1,414.97
AUM: ` crs1,454.04
Benchmark: Nifty 200 TRI
Allotment date: July 16, 2019
Folio count: 73,398
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak Focused Equity Fund NAV as on May 29, 2020: ̀ 8.739 (Growth Option), ̀ 8.875 (Direct Growth Option), ̀ 8.739 (Dividend Option), ̀ 8.876 (Direct Dividend Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on May 31, 2020
KOTAK FOCUSED EQUITY FUND
18.69
10.64
9.62
8.89
8.53
6.97
5.35
4.92
4.72
4.19
17.48
Banks Petroleum Products Software Finance Consumer Non Durables Cement
Telecom - Services Gas Industrial Products Construction Project REST
33.33
29.61
16.49
13.68
13.41
12.95
14.66
12.08
5.54
5.19
2.41
4.61
2.89
4.28
3.59
3.91
3.35
3.502.82
Benchmark
Scheme
Financial Services Energy Consumer Goods Information Technology Automobile
Cement & Cement Products Construction Telecom Pharma Cash & Cash Equivalent
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 0.21%Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 81.36%, 12.95% & 3.25%.
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity & equity
related securities of large cap companies* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Investment ObjectiveTo generate capital appreciation from a portfolio of predominantly equity and equity related securities falling under the category of large cap companies. There is no assurance that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `1000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.24%; Direct: 1.14%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
34.77%
0.95
-0.13
19.85%
Scheme Inception : - December 29, 1998. The returns are calculated by XIRR approach assuming investment of ̀ 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).As TRI data is not available since inception of the scheme, benchmark SIP Performance is calculated by taking S&P BSE Sensex PRI values from 29th Dec 1998 to 31st May 2007 and TRI Values since 31st May 2007.Alpha is difference of scheme return with benchmark returnKotak Bluechip Fund NAV as on May 29, 2020: ̀ 27.265 (Dividend Option), ̀ 30.206 (Direct Dividend Option), ̀ 202.936 (Growth Option), ̀ 219.441 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Large cap fund - An open-ended equity scheme predominantly investing in large cap stocks
KOTAK BLUECHIP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
9
Fund Manager: Mr. Harish Krishnan*
AAUM: `1,356.21 crs
AUM: `1,406.16 crs
Benchmark: NIFTY 50 TRI
Allotment date: December 29, 1998
Folio count: 1,12,661
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on May 31, 2020
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 8.54HDFC Bank Ltd. Banks 7.55Infosys Ltd. Software 6.34ICICI Bank Ltd. Banks 5.69Tata ConsultancyServices Ltd. Software 4.57Bharti Airtel Ltd. Telecom - Services 3.93Hindustan Unilever Ltd. Consumer Non Durables 3.89Larsen And Toubro Ltd. Construction Project 3.55HDFC Ltd. Finance 3.36Axis Bank Ltd Banks 3.04Kotak Mahindra Bank Ltd. Banks 3.00Titan Company Ltd. Consumer Durables 2.02Hero MotoCorp Ltd. Auto 1.94Ultratech Cement Ltd. Cement 1.92Bharat PetroleumCorporation Ltd. Petroleum Products 1.84ICICI Lombard GeneralInsurance Company Ltd Finance 1.73Shree Cement Ltd. Cement 1.71ITC Ltd. Consumer Non Durables 1.68HDFC Standard LifeInsurance Company Ltd. Finance 1.64Cadila Healthcare Ltd. Pharmaceuticals 1.47Nestle India Ltd. Consumer Non Durables 1.25Maruti Suzuki India Limited Auto 1.23Persistent Systems Limited Software 1.22Asian Paints Ltd. Consumer Non Durables 1.20CoromandelInternational Ltd. Fertilisers 1.19Indraprastha Gas Ltd. Gas 1.18Container Corporationof India Ltd. Transportation 1.15Eicher Motors Ltd Auto 1.08SBI Cards & PaymentServices Pvt. Ltd. Finance 1.07Max Financial Services Ltd. Finance 1.02Britannia Industries Ltd. Consumer Non Durables 1.00The Ramco Cements Ltd Cement 1.00
Motherson SumiSystems Ltd. Auto Ancillaries 0.96Solar IndustriesIndia Limited Chemicals 0.95State Bank Of India Banks 0.92Pfizer Ltd. Pharmaceuticals 0.88National Thermal PowerCorporation Limited Power 0.78Tata ConsumerProducts Ltd Consumer Non Durables 0.78Bharat Electronics Ltd Industrial Capital Goods 0.74DR.Lal Pathlabs Ltd Healthcare Services 0.74Bajaj Finance Limited Finance 0.71Tata Steel Limited. Ferrous Metals 0.70United Breweries Ltd. Consumer Non Durables 0.70Inter Globe Aviation Ltd Transportation 0.69Gujarat State Petronet Ltd. Gas 0.67Page Industries Ltd Textile Products 0.67Dr Reddys Laboratories Ltd Pharmaceuticals 0.58Ipca Laboratories Ltd. Pharmaceuticals 0.58Schaeffler India Ltd Industrial Products 0.57Gujarat Gas Ltd Gas 0.51Rail Vikas Nigam Limited. Construction 0.46Mahindra LifespaceDevelopers Ltd Construction 0.29Havells India Ltd. Consumer Durables 0.26Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.21Equity & EquityRelated - Total 97.35Futures Britannia Industries Ltd.-JUN2020 0.21TERM DEPOSITS HDFC Bank Ltd. 0.37Term Deposits - Total 0.37Triparty Repo 3.42Net Current Assets/(Liabilities) -1.14Grand Total 100.00
Since Inception 10 years 7 years 5 years 3 years 1 year
20,80,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
64,32,463 16,98,291 9,75,641 6,03,184 3,27,678 1,06,855
11.87 6.76 4.22 0.21 -6.04 -19.90
10.70 6.53 4.23 1.33 -6.03 -22.34
1.16 0.24 -0.01 -1.12 -0.01 2.44
57,20,069 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
58,86,328 17,22,888 9,97,918 6,36,947 3,34,394 1,05,015
10.99 7.04 4.86 2.36 -4.75 -22.57
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty 50 (TRI) Returns (%)
Alpha
Nifty 50 (TRI) ( )#`
S&P BSE SENSEX (TRI) ( )^`
S&P BSE SENSEX (TRI) Returns (%)
7
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities by investing predominantly in small cap companies.There is no assurance that the investment objective of the Scheme will be achieved
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.22%; Direct: 0.80%
14.46%
0.77
-0.34
25.16%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related JK Cement Ltd. Cement 3.80Sheela Foam Ltd Consumer Durables 3.74Dixon Technologies India Ltd Consumer Durables 3.51Alkyl Amines Chemicals Ltd. Chemicals 3.45Amber Enterprises India Ltd Consumer Durables 3.15Galaxy Surfactants Ltd Chemicals 3.12Hawkins Cooker Ltd Household Appliances 3.10Century Plyboards (India) Ltd. Consumer Durables 2.96Techno Electric & EngineeringCompany Limited Construction Project 2.96Nilkamal Ltd Industrial Products 2.74Ratnamani Metals &Tubes Ltd. Ferrous Metals 2.59Prataap Snacks Ltd Consumer Non Durables 2.46APL Apollo Tubes Limited Ferrous Metals 2.40Blue Star Ltd. Consumer Durables 2.38P I Industries Ltd Pesticides 2.37The Ramco Cements Ltd Cement 2.33ICICI Bank Ltd. Banks 2.25Carborundum Universal Ltd. Industrial Products 2.15V.S.T Tillers Tractors Ltd Auto 2.15Solar IndustriesIndia Limited Chemicals 2.14Great Eastern ShippingCompany Ltd Transportation 2.12Lux Industries Limited Textile Products 2.06Supreme Industries Limited Industrial Products 1.92Dhanuka Agritech Ltd Pesticides 1.79Security and IntelligenceServices India Ltd Commercial Services 1.76Persistent Systems Limited Software 1.67Laurus Labs Ltd Pharmaceuticals 1.57JMC Projects (India) Ltd Construction 1.51Cadila Healthcare Ltd. Pharmaceuticals 1.48Heritage Foods Ltd Consumer Non Durables 1.47V-Guard Industries Ltd. Consumer Durables 1.43Atul Ltd. Chemicals 1.41
Apollo Pipes Ltd Industrial Products 1.40Blue Dart Express Ltd. Transportation 1.40AU Small Finance Bank Ltd. Banks 1.31Kajaria Ceramics Ltd. Construction 1.29Cyient Ltd. Software 1.18CoromandelInternational Ltd. Fertilisers 1.17Aavas Financiers Ltd Finance 0.98Shoppers Stop Ltd. Retailing 0.98Schaeffler India Ltd Industrial Products 0.97Thermax Ltd. Industrial Capital Goods 0.96Mahindra LifespaceDevelopers Ltd Construction 0.94WPIL Ltd Industrial Products 0.92Hindustan Oil ExplorationCompany Ltd. Oil 0.91Kewal KiranClothing Limited. Textile Products 0.83BEML Ltd Industrial Capital Goods 0.78Finolex Cables Ltd. Industrial Products 0.74Varroc Engineering Ltd. Auto Ancillaries 0.71Mahindra & MahindraFinancial Services Ltd. Finance 0.67Sandhar Technologies Ltd. Auto Ancillaries 0.57Hindustan PetroleumCorporation Ltd Petroleum Products 0.56Motherson SumiSystems Ltd. Auto Ancillaries 0.50RBL Bank Ltd Banks 0.50Shriram City UnionFinance Ltd. Finance 0.48Torrent Pharmaceuticals Ltd. Pharmaceuticals 0.36Equity & EquityRelated - Total 97.05Triparty Repo 2.77Net Current Assets/(Liabilities) 0.18Grand Total 100.00
Note: Large Cap, Midcap and Small cap stocks as a % age of Net Assets: 3.67%, 25.21% & 68.17%.Equity Derivative Exposuer is 0.11%
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
predominantly in small cap Stocks.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Small cap fund - An open-ended equity scheme predominantly investing in small cap stocks
KOTAK SMALL CAP FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - February 24,2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Small Cap Fund as on May 29, 2020: ̀ 26.049 (Dividend Option), ̀ 28.766 (Direct Dividend Option), ̀ 56.804 (Growth Option), ̀ 62.307 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56. $ With Effect from 1st November 2019, the Benchmark is changed to Nifty Small Cap 100 TRI from Nifty Small Cap 50 TRI.
10
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Pankaj Tibrewal*AAUM: `1,228.79 crs
AUM: `1,242.41 crsBenchmark: NIFTY Smallcap 100 TRI $ Allotment date: February 24, 2005Folio count: 73,104
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on May 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Smallcap 100 (TRI) Returns (%)
Alpha
Nifty Smallcap 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
18,40,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
39,72,454 17,40,472 9,31,611 5,25,414 2,85,695 1,00,961
9.39 7.23 2.92 -5.22 -14.51 -28.35
2.83 -1.37 -6.61 -15.51 -28.08 -41.79
6.57 8.60 9.54 10.30 13.57 13.44
22,98,626 11,20,157 6,65,844 4,03,118 2,26,126 91,081
37,26,862 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
8.65 6.53 4.23 1.33 -6.03 -22.34
13.83
22.11
5.46
12.61
6.57
10.14
3.81
8.40
9.66
6.71
17.82
6.20
5.35
6.13
5.20
5.35
1.59
5.00
2.58
3.93
Benchmark
Scheme
Consumer Goods Industrial Manufacturing Chemicals Services Construction Financial Services
Cement & Cement Products Fertilisers & Pesticides Metals Automobile
29.68
18.99
15.70
13.72
13.84
13.65
1.98
10.31
2.59
7.44
5.98
5.84
11.61
5.56
2.98
5.404.11
5.69
3.29
Benchmark
Scheme
Financial Services Consumer Goods Energy Industrial Manufacturing Cement & Cement Products
Pharma Information Technology Construction Cash & Cash Equivalent Automobile
7
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time however, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `500 and in multiple of `500Additional Investment: `500 & in multiples of ̀ 500Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Exit Load is not applicable for Kotak Tax Saver Fund. (applicable for all plans)
Total Expense Ratio**Regular: 2.28%; Direct: 1.03%
9.25%
0.95
-0.15
20.52%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Linde India Ltd. Chemicals 1.10Whirlpool of India Ltd. Consumer Durables 1.04ABB Ltd. Industrial Capital Goods 1.03Container Corporationof India Ltd. Transportation 1.00AIA Engineering Limited Industrial Products 0.97Bata India Ltd. Consumer Durables 0.97Blue Dart Express Ltd. Transportation 0.97Oil & Natural GasCorporation Ltd. Oil 0.97Blue Star Ltd. Consumer Durables 0.84Hindalco Industries Ltd Non - Ferrous Metals 0.81Kalpataru PowerTransmission Ltd. Power 0.80Max Financial Services Ltd. Finance 0.75APL Apollo Tubes Limited Ferrous Metals 0.74Dalmia Bharat Limited Cement 0.70Hawkins Cooker Ltd Household Appliances 0.61GAIL (India) Ltd. Gas 0.54Techno Electric & EngineeringCompany Limited Construction Project 0.50JMC Projects (India) Ltd Construction 0.49ABB Power Products andSystem India Limited Industrial Capital Goods 0.16Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.16Ksb Ltd Industrial Products 0.15Equity & EquityRelated - Total 95.87Preference Shares 6% Redm Preference Sh ZeeEntertainment Enterprises Ltd. Media and Entertainment 0.03Preference Share - Total 0.03Triparty Repo 4.13Net Current Assets/(Liabilities) -0.03Grand Total 100.00
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 6.76ICICI Bank Ltd. Banks 5.48Hindustan Unilever Ltd. Consumer Non Durables 5.34HDFC Bank Ltd. Banks 4.44SRF Ltd. Industrial Products 3.56Larsen And Toubro Ltd. Construction Project 3.17Dr ReddysLaboratories Ltd Pharmaceuticals 3.16Axis Bank Ltd Banks 2.91Tata ConsultancyServices Ltd. Software 2.87Ultratech Cement Ltd. Cement 2.84Cadila Healthcare Ltd. Pharmaceuticals 2.68Infosys Ltd. Software 2.68Nestle India Ltd. Consumer Non Durables 2.56CoromandelInternational Ltd. Fertilisers 2.55Shree Cement Ltd. Cement 2.43Kotak Mahindra Bank Ltd. Banks 2.38Gujarat Gas Ltd Gas 1.99Bajaj Auto Ltd. Auto 1.97Thermax Ltd. Industrial Capital Goods 1.90United Breweries Ltd. Consumer Non Durables 1.63Jindal Steel & Power Ltd. Ferrous Metals 1.59AU Small Finance Bank Ltd. Banks 1.52ICICI Lombard GeneralInsurance Company Ltd Finance 1.52The Ramco Cements Ltd Cement 1.47Britannia Industries Ltd. Consumer Non Durables 1.35Balkrishna Industries Ltd Auto Ancillaries 1.31Cummins India Ltd. Industrial Products 1.28SKF India Ltd Industrial Products 1.26Gujarat State Petronet Ltd. Gas 1.25Rail Vikas Nigam Limited. Construction 1.24Hindustan PetroleumCorporation Ltd Petroleum Products 1.18Page Industries Ltd Textile Products 1.15Solar IndustriesIndia Limited Chemicals 1.15
This product is suitable for investors who are seeking*:� long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity &
equity related securities.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
KOTAK TAX SAVER FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - November 23, 2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial `and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Tax Saver Fund NAV as on May 29, 2020: ̀ 14.92 (Dividend Option), ̀ 18.321 (Direct Dividend Option), ̀ 37.921 (Growth Option) ̀ 41.604 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
11
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harsha
Upadhyaya*
AAUM: `994.26 crs
AUM: `1,029.52 crs
Benchmark: Nifty 500 TRI
Allotment date: November 23, 2005
Folio count: 2,03,518
Riskometer
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on May 31, 2020
Since Inception 10 years 7 years 5 years 3 years 1 year
17,50,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
33,43,358 17,84,824 10,25,662 6,11,417 3,26,261 1,05,907
8.39 7.71 5.63 0.74 -6.31 -21.28
7.95 6.47 3.86 -0.20 -8.42 -22.51
0.44 1.24 1.77 0.94 2.10 1.23
32,27,074 16,73,029 9,63,142 5,96,998 3,15,503 1,05,059
32,46,168 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
8.02 6.53 4.23 1.33 -6.03 -22.34
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty 500 (TRI) Returns (%)
Alpha
Nifty 500 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Riskometer
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in portfolio of predominantly equity & equity
related securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 8.63HDFC Bank Ltd. Banks 5.89Infosys Ltd. Software 5.79ICICI Bank Ltd. Banks 5.76Larsen And Toubro Ltd. Construction Project 3.80Bharti Airtel Ltd. Telecom - Services 3.62Ultratech Cement Ltd. Cement 3.48Hindustan Unilever Ltd. Consumer Non Durables 3.34Tata ConsultancyServices Ltd. Software 3.01Shree Cement Ltd. Cement 2.50Torrent Pharmaceuticals Ltd. Pharmaceuticals 2.50Kotak Mahindra Bank Ltd. Banks 2.49Maruti Suzuki India Limited Auto 2.29Axis Bank Ltd Banks 2.27Cadila Healthcare Ltd. Pharmaceuticals 2.09HDFC Standard LifeInsurance Company Ltd. Finance 1.78Supreme Industries Limited Industrial Products 1.78Max Financial Services Ltd. Finance 1.76Gujarat State Petronet Ltd. Gas 1.65Gujarat Gas Ltd Gas 1.59Britannia Industries Ltd. Consumer Non Durables 1.44Mahindra & Mahindra Ltd. Auto 1.41ICICI Lombard GeneralInsurance Company Ltd Finance 1.38Titan Company Ltd. Consumer Durables 1.33Page Industries Ltd Textile Products 1.30Hindustan PetroleumCorporation Ltd Petroleum Products 1.26HCL Technologies Ltd. Software 1.22Petronet LNG Ltd. Gas 1.21SRF Ltd. Industrial Products 1.21Colgate Palmolive(India) Ltd. Consumer Non Durables 1.20Hero MotoCorp Ltd. Auto 1.18CoromandelInternational Ltd. Fertilisers 1.13Container Corporationof India Ltd. Transportation 1.12National Thermal PowerCorporation Limited Power 1.11
AU Small FinanceBank Ltd. Banks 1.08Bharat PetroleumCorporation Ltd. Petroleum Products 1.05Bharat Electronics Ltd Industrial Capital Goods 0.97Voltas Ltd. Consumer Durables 0.97Kalpataru PowerTransmission Ltd. Power 0.85Jindal Steel & Power Ltd. Ferrous Metals 0.84ITC Ltd. Consumer Non Durables 0.81Kajaria Ceramics Ltd. Construction 0.79JubilantFoodworks Limited Consumer Non Durables 0.71Aavas Financiers Ltd Finance 0.62Exide Industries Ltd Auto Ancillaries 0.62SBI Life InsuranceCompany Ltd Finance 0.61Bajaj Finance Limited Finance 0.57State Bank Of India Banks 0.57HDFC Ltd. Finance 0.49The Ramco Cements Ltd Cement 0.47Alkem Laboratories Ltd Pharmaceuticals 0.45Dr Reddys Laboratories Ltd Pharmaceuticals 0.36Inter Globe Aviation Ltd Transportation 0.33Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.21Cummins India Ltd. Industrial Products 0.20Sun PharmaceuticalsIndustries Ltd. Pharmaceuticals 0.10Equity & EquityRelated - Total 97.19Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Britannia Industries Ltd. ( ) CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 0.01Triparty Repo 2.86Net Current Assets/(Liabilities) -0.06Grand Total 100.00
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity and equity related instruments. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) B) Direct Plan Regular Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load:a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.44%; Direct: 1.08%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
49.12%
1.00
-0.03
20.73%
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
An open-ended equity scheme following contrarian investment strategy
KOTAK INDIA EQ CONTRA FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
SECTOR ALLOCATION (%)
12
Product Label
Fund Manager: Ms. Shibani Kurian*
AAUM: `690.20 crs
AUM: `708.81 crs
Benchmark: NIFTY 100 TRI
Allotment date: July 27, 2005
Folio count: 55,375
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on May 31, 2020
Scheme Inception : - July 27,2005. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final `value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak India EQ Contra Fund NAV as on May 29, 2020: ̀ 16.032 (Dividend Option), ̀ 18.21 (Direct Dividend Option), ̀ 43.811 (Growth Option), ̀ 48.206 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Monthly SIP of 10000(`)
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty 100 (TRI) Returns (%)
Alpha
Nifty 100 (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
17,90,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
35,69,390 17,39,261 9,88,483 6,15,312 3,21,271 1,04,534
8.71 7.22 4.59 1.00 -7.28 -23.26
8.77 6.96 4.52 1.22 -6.32 -21.29
-0.06 0.25 0.07 -0.22 -0.96 -1.97
35,86,272 17,16,289 9,85,951 6,18,775 3,26,204 1,05,896
34,40,177 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
8.27 6.53 4.23 1.33 -6.03 -22.34
32.57
25.24
15.11
17.56
12.73
10.01
15.47
9.79
2.61
6.44
5.36
5.49
4.97
5.49
2.69
4.59
0.21
4.16
3.19
3.62
Benchmark
Scheme
Financial Services Energy Information Technology Consumer Goods Cement & Cement Products
Automobile Pharma Construction Industrial Manufacturing Telecom
For viewing detailed portfolio of CI Signature Global Technology Corporate Class on desktop please visit: Kotak MF website>> Forms & Essentials>>Portfolios>> CI Signature Global Technology Corporate Class. Also you can scan the QR code for CI Signature Global Technology Corporate Class portfolio.
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity, equity related instruments and units of global mutual funds which invests into such companies that utilize new forms of production, technology, distribution or processes which are likely to challenge existing markets or value networks, or displace established market leaders, or bring in novel products and/or business models.However, there can be no assurance that the investment objective of the Scheme will be realized.Available Plans/OptionsA) B) Direct Plan Regular PlanOptions: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.27%; Direct: 0.55%
Equity & Equity relatedReliance Industries Ltd. Petroleum Products 9.46HDFC Bank Ltd. Banks 7.22
Titan Company Ltd. Consumer Durables 4.81Maruti Suzuki India Limited Auto 3.83Cadila Healthcare Ltd. Pharmaceuticals 2.89
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 2.88Mahindra & Mahindra Ltd. Auto 2.58
Tata ConsumerProducts Ltd Consumer Non Durables 2.41Bajaj Finance Limited Finance 2.30
HDFC Standard LifeInsurance Company Ltd. Finance 2.23
Bharat Forge Ltd. Industrial Products 2.20
Container Corporation
of India Ltd. Transportation 2.17
AIA Engineering Limited Industrial Products 2.08
Inter Globe Aviation Ltd Transportation 1.90Motherson SumiSystems Ltd. Auto Ancillaries 1.88
Lupin Ltd. Pharmaceuticals 1.66P I Industries Ltd Pesticides 1.64
Indiamart intermesh ltd. Retailing 1.63
Divi s Laboratories Limited Pharmaceuticals 1.57SBI Cards & Payment
Services Pvt. Ltd. Finance 1.50Solar IndustriesIndia Limited Chemicals 1.47
Trent Ltd Retailing 1.45Thermax Ltd. Industrial Capital Goods 1.44
Thematic - An open ended equity scheme investing in pioneering innovations theme.
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Kotak Pioneer Fund NAV as on May 29, 2020: ̀ 8.751 (Dividend Option), ̀ 8.842 (Direct Dividend Option), ̀ 8.751 (Growth Option), ̀ 8.842 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
13
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harish Krishnan & Mr. Arjun Khanna*AAUM: `592.71 crs AUM: `608.54 crsBenchmark: 85% IISL Kotak India Pioneering Innovations + 15% MSCI ACWI Information Technology Index TRI.Allotment date: October 31, 2019Folio count: 30,672
Product Label
Data as on May 31, 2020
Gujarat State Petronet Ltd. Gas 1.30Tata Motors Ltd. Auto 1.25
Persistent Systems Limited Software 1.15ABB Ltd. Industrial Capital Goods 1.10APL Apollo Tubes Limited Ferrous Metals 1.09
ICICI Lombard GeneralInsurance Company Ltd Finance 1.07Schaeffler India Ltd Industrial Products 1.05
Ratnamani Metals &
Tubes Ltd. Ferrous Metals 0.94Page Industries Ltd Textile Products 0.93
GE Power India Limited Industrial Capital Goods 0.81Igarashi Motors India Ltd. Auto Ancillaries 0.74
Mahindra Lifespace
Developers Ltd Construction 0.61Affle (India) Ltd. Software 0.48
Reliance Industries Ltd -
Partly Paid Shares Petroleum Products 0.23ABB Power Products and
System India Limited Industrial Capital Goods 0.20
Equity & EquityRelated - Total 76.15Mutual Fund Units
Signature Global Technology
Corporate Class Fund - 994 Overseas Mutual Fund 21.15
Mutual Fund Units - Total 21.15Triparty Repo 2.89Net Current Assets/(Liabilities) -0.19Grand Total 100.00
KOTAK PIONEER FUND
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities of
companies operating with pioneering innovations theme without any market capitalisation and sector bias.
* Investors should consult their financial advisors if in doubtabout whether the product is suitable for them.
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Riskometer
7.90%Portfolio Turnover
SECTOR ALLOCATION (%)
21.159.69
9.007.66
7.227.10
5.334.81
4.073.55
20.42
Overseas Mutual Fund Petroleum Products Pharmaceuticals Auto Banks Finance
Industrial Products Consumer Durables Transportation Industrial Capital Goods REST
15.67
20.01
31.17
17.04
14.64
15.44
5.83
10.84
5.60
8.49
2.59
6.48
2.78
6.22
0.89
4.58
2.89
3.77
12.26
2.58
Benchmark
Scheme
Consumer Goods Financial Services Energy Automobile Pharma Cement & Cement Products
Construction Industrial Manufacturing Telecom Information Technology
7
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity & equity related instruments across market ........capitalisation and sectors.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth ......(applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular:1.28%; Direct: 0.34%
86.01%Portfolio Turnover
Equity & Equity related ITC Ltd. Consumer Non Durables 7.47ICICI Bank Ltd. Banks 6.94Reliance Industries Ltd. Petroleum Products 5.33Mahindra & Mahindra Ltd. Auto 4.24Hero MotoCorp Ltd. Auto 4.11National Thermal PowerCorporation Limited Power 3.91Bharti Airtel Ltd. Telecom - Services 3.77Britannia Industries Ltd. Consumer Non Durables 3.46Kotak Mahindra Bank Ltd. Banks 2.84The Ramco Cements Ltd Cement 2.61Infosys Ltd. Software 2.58SRF Ltd. Industrial Products 2.56Axis Bank Ltd Banks 2.34State Bank Of India Banks 2.03Indiamart intermesh ltd. Retailing 1.99FDC LTD Pharmaceuticals 1.97Solara Active PharmaSciences Ltd. Pharmaceuticals 1.97Larsen And Toubro Ltd. Construction Project 1.96CESC Ltd. Power 1.92Emami Ltd. Consumer Non Durables 1.92Bharat PetroleumCorporation Ltd. Petroleum Products 1.87Hindustan Unilever Ltd. Consumer Non Durables 1.86Ultratech Cement Ltd. Cement 1.63Maruti Suzuki India Limited Auto 1.53JMC Projects (India) Ltd Construction 1.51Cadila Healthcare Ltd. Pharmaceuticals 1.50Hindustan PetroleumCorporation Ltd Petroleum Products 1.48Century Plyboards(India) Ltd. Consumer Durables 1.26Dr Reddys Laboratories Ltd Pharmaceuticals 1.25JK Cement Ltd. Cement 1.12Shree Cement Ltd. Cement 1.12Thermax Ltd. Industrial Capital Goods 1.05
Sun TV Network Ltd. Media and Entertainment 1.02Laurus Labs Ltd Pharmaceuticals 1.00Rail Vikas Nigam Limited. Construction 0.93Prataap Snacks Ltd Consumer Non Durables 0.92HDFC Standard LifeInsurance Company Ltd. Finance 0.88PNC Infratech Ltd Construction 0.85Kalpataru PowerTransmission Ltd. Power 0.80Alkem Laboratories Ltd Pharmaceuticals 0.79Bharat Electronics Ltd Industrial Capital Goods 0.76Dhanuka Agritech Ltd Pesticides 0.67Saregama India Ltd. Media and Entertainment 0.57Tata Motors Ltd. Auto 0.51KNR Constructions Ltd. Construction 0.49Mahindra LifespaceDevelopers Ltd Construction 0.48CESC Ventures Ltd. Software 0.40Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.13Eris Lifesciences Ltd Pharmaceuticals 0.02Equity & EquityRelated - Total 94.32Futures HDFC Bank Ltd.-JUN2020 2.01Jubilant Foodworks Limited-JUN2020 1.13Tata Motors Ltd.-JUN2020 0.45Bharat Electronics Ltd-JUN2020 0.21TERM DEPOSITS HDFC Bank Ltd. 1.80Term Deposits - Total 1.80Triparty Repo 4.03Net Current Assets/(Liabilities) -0.15Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities
without any market capitalisation and sector bias.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Multicap fund - A 36 months close ended equity scheme investing across large cap,midcap and small cap stocks
KOTAK INDIA GROWTH FUND SERIES 4
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 4 NAV as on May 29, 2020: ̀ 8.736 (Dividend Option), ̀ 8.914 (Direct Dividend Option), ̀ 8.735 (Growth Option), ̀ 8.922 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Devender Singhal* (w.e.f. January 24, 2019)
AAUM: `360.18 crs
AUM: `374.09 crs
Benchmark: Nifty 200 TRI
Allotment date: February 20, 2018
Folio count: 15,133
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Data as on May 31, 2020
14
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 3.80%
Investment ObjectiveTo generate capital appreciation from a diversified portfolio of equity & equity related instruments across market .........capitalisation and sectors.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 1.45%; Direct: 1.26%
40.20%Portfolio Turnover
Equity & Equity related Reliance Industries Ltd. Petroleum Products 9.54HDFC Bank Ltd. Banks 7.85Titan Company Ltd. Consumer Durables 5.72Maruti Suzuki India Limited Auto 4.83Sun PharmaceuticalsIndustries Ltd. Pharmaceuticals 3.55P I Industries Ltd Pesticides 3.39SRF Ltd. Industrial Products 3.30APL Apollo Tubes Limited Ferrous Metals 3.21Motherson SumiSystems Ltd. Auto Ancillaries 2.79Cadila Healthcare Ltd. Pharmaceuticals 2.77Solar IndustriesIndia Limited Chemicals 2.60Indiamart intermesh ltd. Retailing 2.58Ratnamani Metals &Tubes Ltd. Ferrous Metals 2.51CoromandelInternational Ltd. Fertilisers 2.42Tata Motors Ltd. Auto 2.40Persistent Systems Limited Software 2.39SBI Cards & PaymentServices Pvt. Ltd. Finance 2.32Bajaj Finance Limited Finance 2.21Inter Globe Aviation Ltd Transportation 2.12AIA Engineering Limited Industrial Products 2.01Schaeffler India Ltd Industrial Products 1.93Amara Raja Batteries Ltd. Auto Ancillaries 1.90Container Corporationof India Ltd. Transportation 1.88
Gujarat Gas Ltd Gas 1.88Bharat Forge Ltd. Industrial Products 1.72HDFC Standard LifeInsurance Company Ltd. Finance 1.70GE Power India Limited Industrial Capital Goods 1.65Lupin Ltd. Pharmaceuticals 1.59Affle (India) Ltd. Software 1.51ABB Ltd. Industrial Capital Goods 1.42Rail Vikas Nigam Limited. Construction 1.42Mahindra LifespaceDevelopers Ltd Construction 1.31CRISIL Ltd. Finance 1.13ICICI Lombard GeneralInsurance Company Ltd Finance 1.08Hindustan Oil ExplorationCompany Ltd. Oil 0.99Saregama India Ltd. Media and Entertainment 0.76Vinati Organics Ltd Chemicals 0.62Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.26Indian Railway Catering AndTourism Corporation Ltd Services 0.19ABB Power Products andSystem India Limited Industrial Capital Goods 0.16Equity & EquityRelated - Total 95.61Triparty Repo 4.46Net Current Assets/(Liabilities) -0.07Grand Total 100.00
Multicap fund - A 1099 days close ended equity scheme investing across large cap,midcap and small cap stocks
KOTAK INDIA GROWTH FUND SERIES 5
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 5 NAV as on May 29, 2020: ̀ 8.229 (Dividend Option), ̀ 8.274 (Direct Dividend Option), ̀ 8.229 (Growth Option), ̀ 8.274 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity and equity related securities
without any market capitalisation and sector bias.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Mr. Harish Krishnan* (w.e.f. January 24, 2019)
AAUM: `298.35 crs
AUM: `306.87 crs
Benchmark: Nifty 200 TRI
Allotment date: May 15, 2018
Folio count: 4,604
Data as on May 31, 2020
15
18.42
16.28
12.59
12.67
5.12
12.18
17.94
11.92
17.98
8.30
14.56
7.91
1.19
5.81 5.72 4.40
3.17
4.20
Benchmark
Scheme
Financial Services Energy Industrial Manufacturing Automobile Consumer Goods
Pharma Fertilisers & Pesticides Metals Cash & Cash Equivalent Services
Investment ObjectiveThe investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of .........predominantly equity and equity-related securities of companies involved in ........economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. However, there is no assurance that the objective of the scheme will be realized.Available Plans/OptionsA) Regular Plan B) Direct Plan Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans) Dividend FrequencyTrustee�s DiscretionRatios
Source: $ICRA MFI Explorer. Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in ........multiples of ̀ 1Ideal Investments Horizon: 3 years & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020Total Expense Ratio**Regular: 2.49%; Direct: 1.34%
7
6.25%
1.01
-0.43
24.14%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Equity & Equity related
Larsen And Toubro Ltd. Construction Project 6.60
Shree Cement Ltd. Cement 6.46
Ultratech Cement Ltd. Cement 6.31
Solar Industries
India Limited Chemicals 5.68
Reliance Industries Ltd. Petroleum Products 4.54
AIA Engineering Limited Industrial Products 4.46
Thermax Ltd. Industrial Capital Goods 4.22
Supreme Industries Limited Industrial Products 3.73
Indraprastha Gas Ltd. Gas 3.45
Schaeffler India Ltd Industrial Products 3.40
Container Corporation
of India Ltd. Transportation 3.33
Gujarat Gas Ltd Gas 3.20
National Thermal Power
Corporation Limited Power 3.03
Bharti Airtel Ltd. Telecom - Services 2.95
H G Infra Engineering Ltd. Construction Project 2.94
The Ramco Cements Ltd Cement 2.67
GE Power India Limited Industrial Capital Goods 2.55
APL Apollo Tubes Limited Ferrous Metals 2.35
Ratnamani Metals &
Tubes Ltd. Ferrous Metals 2.33
Rail Vikas Nigam Limited. Construction 2.26
PNC Infratech Ltd Construction 2.22
Bharat Electronics Ltd Industrial Capital Goods 2.14
JMC Projects (India) Ltd Construction 2.13
SKF India Ltd Industrial Products 1.92
Kajaria Ceramics Ltd. Construction 1.77
BEML Ltd Industrial Capital Goods 1.67
Cummins India Ltd. Industrial Products 1.67
Hindustan Oil Exploration
Company Ltd. Oil 1.64
GAIL (India) Ltd. Gas 1.23
Kalpataru Power
Transmission Ltd. Power 1.18
Mahindra Lifespace
Developers Ltd Construction 1.03
ABB Ltd. Industrial Capital Goods 0.99
WPIL Ltd Industrial Products 0.93
Techno Electric & Engineering
Company Limited Construction Project 0.84
Sadbhav Engineering Ltd. Construction Project 0.42
ABB Power Products and
System India Limited Industrial Capital Goods 0.22
Reliance Industries Ltd -
Partly Paid Shares Petroleum Products 0.11
Equity & Equity
Related - Total 98.57
Triparty Repo 0.80
Net Current Assets/
(Liabilities) 0.63
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Long term capital appreciation by investing in equity and
equity related instruments of companies contributing to infrastructure and economic development of India
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
An open ended equity scheme following infrastructure & Economic Reform theme
KOTAK INFRASTRUCTURE &ECONOMIC REFORM FUND
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
SYSTEMATIC INVESTMENT PLAN (SIP)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
Scheme Inception : - February 25, 2008. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and `final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Infrastructure & Economic Reform Fund NAV as on May 29, 2020: ̀ 12.039 (Dividend Option), ̀ 16.372 (Direct Dividend Option), ̀ 15.053 (Growth Option), ̀ 16.56 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
16
Investment style
Value Blend Growth Size
Large
Medium
Small
Fund Manager: Mr. Harish Krishnan*
AAUM: `220.35 crs
AUM: `225.84 crs
Benchmark: India Infrastructure
Index (Customised
Index by IISL)
Allotment date: February 25, 2008
Folio count: 20,709
Riskometer
Product Label
Data as on May 31, 2020
Monthly SIP of ) 10000(`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
India Infrastructure Index (Customised Index by IISL)(TRI) Returns (%)
Alpha
India Infrastructure Index (Customised Index by IISL) (TRI) ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
14,80,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
21,03,377 14,70,469 8,52,495 4,98,586 2,74,586 97,634
5.52 3.99 0.42 -7.26 -16.89 -32.98
-0.54 -1.49 -3.66 -7.59 -15.09 -26.63
6.06 5.48 4.08 0.33 -1.80 -6.35
14,31,049 11,13,699 7,38,286 4,94,438 2,82,947 1,02,179
24,24,458 16,77,504 9,75,953 6,20,547 3,27,748 1,05,176
7.68 6.53 4.23 1.33 -6.03 -22.34
8.78
27.85
8.36
20.18
26.30
18.35
14.58
15.435.67
4.41
4.68
6.03
3.33
16.71
2.951.56
3.35
Benchmark
Scheme
Industrial Manufacturing Construction Energy Cement & Cement Products Chemicals
Metals Services Telecom Cash & Cash Equivalent Consumer Goods
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity & equity related instruments across market capitalisation and sectors. It also endeavors to manage risks through equity derivatives.
There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B) Direct Plan
Options: Dividend Payout & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Ratios
Minimum Investment AmountThe scheme is a close ended scheme. The units of the scheme can be traded on the stock exchange.
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 1.26%; Direct: 0.18%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 8.97
HDFC Bank Ltd. Banks 7.55
ICICI Bank Ltd. Banks 6.39
Infosys Ltd. Software 5.76
Hindustan Unilever Ltd. Consumer Non Durables 4.16
Larsen And Toubro Ltd. Construction Project 3.48
Tata Consultancy
Services Ltd. Software 3.18
Kotak Mahindra Bank Ltd. Banks 3.12
Bharti Airtel Ltd. Telecom - Services 2.87
Maruti Suzuki India Limited Auto 2.72
Shree Cement Ltd. Cement 2.68
Axis Bank Ltd Banks 2.54
Ultratech Cement Ltd. Cement 2.52
Coromandel
International Ltd. Fertilisers 2.45
SRF Ltd. Industrial Products 2.37
Torrent Pharmaceuticals Ltd. Pharmaceuticals 2.36
Supreme Industries Limited Industrial Products 2.29
HDFC Standard Life
Insurance Company Ltd. Finance 2.26
Gujarat State Petronet Ltd. Gas 1.99
Bharat Petroleum
Corporation Ltd. Petroleum Products 1.77
Britannia Industries Ltd. Consumer Non Durables 1.76
HDFC Ltd. Finance 1.36
Colgate Palmolive
(India) Ltd. Consumer Non Durables 1.33
AU Small Finance
Bank Ltd. Banks 1.22
Kalpataru Power
Transmission Ltd. Power 1.22
ICICI Lombard General
Insurance Company Ltd Finance 1.18
Aavas Financiers Ltd Finance 1.04
Container Corporation
of India Ltd. Transportation 1.03
Dr Reddys Laboratories Ltd Pharmaceuticals 0.88
Bajaj Finance Limited Finance 0.77
Reliance Industries Ltd -
Partly Paid Shares Petroleum Products 0.22
Equity & Equity
Related - Total 83.44
Options
CNX NIFTY - 11400.000 -
Put Option - June 2021 12.12
CNX NIFTY - 11200.000 -
Put Option - June 2021 3.65
Options - Total 15.77
Net Current Assets/
(Liabilities) 0.79
Grand Total 100.00
Multicap Fund - A 36 months close ended equity scheme investing across large cap,midcap and small cap stocks.
KOTAK INDIA GROWTH FUND SERIES 7
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak India Growth Fund Series 7 NAV as on May 29, 2020: ̀ 10.028 (Dividend Option), ̀ 10.218 (Direct Dividend Option), ̀ 10.028 (Growth Option), ̀ 10.218 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment style
Value Blend Growth Size
Large
Medium
Small
This product is suitable for investors who are seeking*:� Long term capital growth.� Investment in equity and equity related securities
without any market capitalisation and sector bias.*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Fund Manager: Ms. Shibani Kurian*
AAUM: `32.13 crs
AUM: `32.40 crs
Benchmark: Nifty 50 TRI
Allotment date: August 31, 2018
Folio count: 561
Data as on May 31, 2020
17
36.84%Portfolio Turnover
Term Deposit as provided above is towards margin for derivatives transactionsEquity Derivative Exposuer is 15.77%
33.33
27.4215.76
16.49
14.16
14.66
8.947.25
2.41
5.214.65
3.48
3.35
3.24
3.59
2.87
Benchmark
Scheme
Financial Services Others Energy Information Technology Consumer Goods
Cement & Cement Products Industrial Manufacturing Construction Pharma Telecom
13.41 2.89
For detailed portfolio log on to
www.kotakmf.com/funds/equity-funds/Kotak-Equity-Arbitrage-Fund/Reg-G
Also you can scan the QR code for detailed portfolio.
Maturity
Short Medium Long Volatility
Low
Medium
High
7
An open-ended scheme investing in arbitrage opportunities
KOTAK EQUITY ARBITRAGE FUND
Fund Manager: Mr. Hiten Shah*
AAUM: `13,414.50 crs
AUM: `14,663.37 crs
Benchmark: Nifty 50 Arbitrage Index
Allotment date: September 29, 2005
Folio count: 37,103
Investors understand that their principal will be at moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Income from arbitrage opportunities in the equity market� Investment in arbitrage opportunities in the cash &
derivatives segment of the equity market.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Riskometer
Product Label
*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Data as on May 31, 2020
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Equity & Equity related
HDFC Ltd. Finance 6.26 -6.22
Bharti Airtel Ltd. Telecom - Services 4.62 -4.61
Hindustan Unilever Ltd. Consumer Non Durables 4.34 -3.04
ICICI Bank Ltd. Banks 3.92 -3.88
Axis Bank Ltd Banks 2.68 -2.66
Infosys Ltd. Software 2.38 -2.36
Reliance Industries Ltd. Petroleum Products 2.14 -2.13
Tata Consultancy Services Ltd. Software 2.09 -2.08
State Bank Of India Banks 1.80 -1.78
Dr Reddys Laboratories Ltd Pharmaceuticals 1.17 -1.16
Others 35.20 -34.64
Equity & Equity Related - Total 66.60 -64.56
Mutual Fund Units 7.07
Reverse Repo 6.82
TERM DEPOSITS 18.81
Triparty Repo 4.28
Net Current Assets/(Liabilities) -3.58
Grand Total 100.00
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and by investing the balance in debt and money market instruments.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyFortnightly (Every alternate Monday from the 1st record date), Monthly (Monday preceding the last Thursday of the month), Bimonthly (Monday preceding the last Thursday of the following months - January, March, May, July, September, November)
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 months & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemptions/switch outs (including SIP/STP) within 30 days from the date of allotment of units: 0.25%b) For redemptions/switch outs (including SIP/STP) after 30 days from the date of allotment of units: Nil
Total Expense Ratio**Regular: 0.98%; Direct: 0.44%
342.09%
0.39
3.91
0.54%
Portfolio Turnover
$Beta
$Sharpe##
$Standard Deviation
Top 10 Holdings
Kotak Equity Arbitrage Fund NAV as on May 29, 2020: ̀ 10.7545 (Monthly Dividend Option), ̀ 11.2367 (Direct Monthly Dividend Option), ̀ 28.427 (Growth Option), `29.4879 (Direct Growth Option), `20.0643 (Bimonthly Dividend), `20.2577 (Direct Bimonthly Dividend), ̀ 23.1909 (Fortnightly Dividend), ̀ 23.6735 (Direct Fortnightly Dividend)
SECTOR ALLOCATION (%)
Term Deposit as provided above is towards margin for derivatives transactions
18
29.9110.36
9.488.11
7.77.07
5.684.62
4.052.64
10.38
TREP & Term Deposits & Rev.Repo Finance Banks Consumer Non Durables Software
Unrated Pharmaceuticals Telecom - Services Petroleum Products Auto REST
For detailed portfolio log on to
www.kotakmf.com/funds/hybrid-funds/Kotak-Balanced-Advantage-Fund/Reg-%20G
Also you can scan the QR code for detailed portfolio.
7
An open ended dynamic asset allocation fund
KOTAK BALANCEDADVANTAGE FUND
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Wealth creation over a long period of time.� Investment in equity, equity related securities &
debt, money market instruments while managing risk through active allocation.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
Fund Manager: Mr. Harish Krishnan
Mr. Hiten Shah
Mr. Abhishek Bisen*
AAUM: `3,483.66 crs
AUM: `3,583.57 crs
Benchmark: NIFTY 50 Hybrid Composite Debt
50:50 Index
Allotment date: August 3, 2018
Folio count: 89,262
Data as on May 31, 2020
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation by investing in a dynamically balanced portfolio of equity & equity related securities and debt & money market securities.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee's Discretion
Ratios
Minimum Investment AmountInitial Investment: `1000 and in multiple of `1 for purchase and of ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.01%; Direct: 0.81%
81.47%Portfolio Turnover
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Equity & Equity related Reliance Industries Ltd. Petroleum Products 5.09 HDFC Bank Ltd. Banks 3.92 ICICI Bank Ltd. Banks 3.09 Infosys Ltd. Software 3.00 Bharti Airtel Ltd. Telecom - Services 2.59 Tata Consultancy Services Ltd. Software 2.38 Reliance Industries Ltd - Partly Paid Shares Petroleum Products 2.25 Hindustan Unilever Ltd. Consumer Non Durables 2.07 Larsen And Toubro Ltd. Construction Project 1.98 Axis Bank Ltd Banks 1.98 Others 46.08 -1.98Equity & Equity Related - Total 74.43 -1.98Mutual Fund Units 1.87 Debt Instruments Debentures and Bonds 12.37 Government Dated Securities 6.08 TERM DEPOSITS 2.03 Triparty Repo 2.36 Net Current Assets/(Liabilities) 0.86 Grand Total 100.00
Top 10 Holdings
Kotak Balanced Advantage Fund � Asset Allocation
Source: Internal Analysis. As on 31st May 2020. Automatic: A fund that gives you freedom from managingequity and debt allocation manually during the market ups and down, giving you a balanced growth.Mutual fund investment are subject to market risk, read all scheme related documents carefully
Term Deposit as provided above is towards margin for derivatives transactions
19
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Scheme Inception : - August 03,2018. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). The debt component of the index is TRI since inception.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.Kotak Balanced Advantage Fund NAV as on : ̀ 10.119 (Dividend Option), ̀ 10.317 (Direct Dividend Option), ̀ 10.119 (Growth Option) ̀ 10.318 (Direct Growth Option)May 29, 2020*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. **Total Expense Ratio includes applicable B30 fee and GST. For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
SECTOR ALLOCATION (%)
Since Inception 1 year 2,20,000 1,20,000 2,15,386 1,14,781
-2.22 -8.07 0.86 -3.81 -3.08 -4.26
2,21,800 1,17,551
1,92,907 1,05,176 -13.18 -22.34
Monthly SIP of ( ) 10000`
Total amount invested ( )`Total Value as on May 29, 2020 ( )`
Scheme Returns (%)NIFTY 50 Hybrid Composite Debt 50:50 Index Returns (%) AlphaNIFTY 50 Hybrid Composite Debt 50:50 Index ( )# `
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
12.3712.05
9.807.08
6.966.48
6.084.71
4.393.81
26.27
Debentures and Bonds Banks Petroleum Products Consumer Non Durables Software Finance
Government Dated Securities Cement TREP & Term Deposits & Rev.Repo Auto REST
10930
10030
10604
11157
1094612025
7610.25
9580.3
25.5
51.8
35.835.2
43.538.1
79.0 74.3
20.0
30.0
40.0
50.0
60.0
70.0
80.0
90.0
7000
8000
9000
10000
11000
12000
Au
g-18
Oct-18
No
v-18
Jan-19
Feb-19
Ap
r-19
May-19
Jul-19
Au
g-19
Oct-19
No
v-19
Jan-20
Feb-20
Ap
r-20
May-20
Nifty 50 KBAF Net Equity
Nifty 50 IndexValue (LHS)
K-BAF Net Equity (RHS)
KBAF – It’s Automatic
Portfolio Details % of Net AssetsNet Equity 72.45Arbitrage 2.18
Debt and Cash 25.37
7
An open-ended hybrid scheme investing predominantly in equityand equity related instruments
KOTAK EQUITY HYBRID FUND
Term Deposit as provided above is towards margin for derivatives transactions
Equity & Equity related HDFC Bank Ltd. Banks 5.89ICICI Bank Ltd. Banks 5.57Reliance Industries Ltd. Petroleum Products 3.44Kotak Mahindra Bank Ltd. Banks 3.16Infosys Ltd. Software 3.11Larsen And Toubro Ltd. Construction Project 3.04Dr Reddys Laboratories Ltd Pharmaceuticals 2.56JK Cement Ltd. Cement 2.51State Bank Of India Banks 2.18Axis Bank Ltd Banks 2.17Tata ConsultancyServices Ltd. Software 2.05HDFC Ltd. Finance 2.02The Ramco Cements Ltd Cement 1.97Sun PharmaceuticalsIndustries Ltd. Pharmaceuticals 1.84Thermax Ltd. Industrial Capital Goods 1.80Bharat PetroleumCorporation Ltd. Petroleum Products 1.65Solar Industries India Limited Chemicals 1.55Shree Cement Ltd. Cement 1.50ITC Ltd. Consumer Non Durables 1.38Cadila Healthcare Ltd. Pharmaceuticals 1.31Techno Electric & EngineeringCompany Limited Construction Project 1.27P I Industries Ltd Pesticides 1.26Schaeffler India Ltd Industrial Products 1.26ICICI Lombard GeneralInsurance Company Ltd Finance 1.22Supreme Industries Limited Industrial Products 1.19Galaxy Surfactants Ltd Chemicals 1.14Mahindra & Mahindra Ltd. Auto 1.13V.S.T Tillers Tractors Ltd Auto 1.09APL Apollo Tubes Limited Ferrous Metals 1.04Maruti Suzuki India Limited Auto 1.03Gujarat Gas Ltd Gas 1.02GAIL (India) Ltd. Gas 1.00Century Plyboards (India) Ltd. Consumer Durables 0.97National Thermal PowerCorporation Limited Power 0.93Eicher Motors Ltd Auto 0.88Coromandel International Ltd. Fertilisers 0.86HDFC Standard LifeInsurance Company Ltd. Finance 0.81Lupin Ltd. Pharmaceuticals 0.77Hindustan Unilever Ltd. Consumer Non Durables 0.71Kajaria Ceramics Ltd. Construction 0.71AU Small Finance Bank Ltd. Banks 0.69Bajaj Auto Ltd. Auto 0.65Oil & Natural GasCorporation Ltd. Oil 0.64Emami Ltd. Consumer Non Durables 0.63Motherson Sumi Systems Ltd. Auto Ancillaries 0.59Mahindra LifespaceDevelopers Ltd Construction 0.54MRF Limited Auto Ancillaries 0.53
Dixon Technologies India Ltd Consumer Durables 0.46JMC Projects (India) Ltd Construction 0.43Kirloskar Oil Engines Ltd. Industrial Products 0.31Finolex Cables Ltd. Industrial Products 0.29Exide Industries Ltd Auto Ancillaries 0.28SBI Cards & PaymentServices Pvt. Ltd. Finance 0.25Mahindra & MahindraFinancial Services Ltd. Finance 0.11Reliance Industries Ltd -Partly Paid Shares Petroleum Products 0.08Equity & EquityRelated - Total 77.47Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Tata Steel Ltd. CARE AA- 1.88Bahadur Chand InvestmentsPrivate Limited ICRA AA 0.88Shriram TransportFinance Co Ltd. CRISIL AA+ 0.21Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 0.14LIC Housing Finance Ltd. CRISIL AAA 0.05Corporate Debt/FinancialInstitutions - Total 3.16Public SectorUndertakings National HighwaysAuthority Of India CRISIL AAA 3.86Rural ElectrificationCorporation Ltd. CRISIL AAA 1.91Canara Bank FITCH IND AAA 1.33U P Power Corporation Ltd( Guaranteed By UPState Government ) CRISIL A+(CE) 1.31Power FinanceCorporation Ltd. CRISIL AAA 0.44National Bank for Agriculture& Rural Development CRISIL AAA 0.07Public SectorUndertakings - Total 8.92GovernmentDated Securities 6.19% Central Government SOV 5.687.57% Central Government SOV 1.477.26% Central Government SOV 1.43Government DatedSecurities - Total 8.58Triparty Repo 4.96Net Current Assets/(Liabilities) -3.09Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
20
Investment ObjectiveInvestment objective of the scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyHalf Yearly (25th of Mar/Sep)
Ratios
$Source: ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.23%; Direct: 0.95%
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in equity & equity related securities
balanced with income generation by investing in debt & money.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Product Label
-0.22
17.55%
$Sharpe##
$Standard Deviation
15.82%
1.25
Portfolio Turnover
$Beta
Fund Manager: Mr. Pankaj Tibrewal & Mr. Abhishek Bisen*
AAUM: `1,108.82 crs
AUM: `1,132.20 crs
Benchmark: NIFTY 50 Hybrid Composite Debt
65:35 Index $
Allotment date: November 25, 1999
Folio count: 38,726
PORTFOLIO
SECTOR ALLOCATION (%)
Scheme Inception : - November 03, 2014. The returns are calculated by XIRR approach assuming investment of ̀ 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Hybrid Fund NAV as on May 29, 2020: ̀ 13.171 (Dividend Option), ̀ 14.974 (Direct Dividend Option), ̀ 22.078 (Growth Option) ̀ 24.184 (Direct Growth Option)For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56. $ With Effect from 1st November 2019, the Benchmark is changed to Nifty 50 Hybrid Composite Debt 65:35 Index from Nifty 50 Hybrid Composite Debt 70:30 Index.
Investment style
Value Blend Growth Size
Large
Medium
Small
Data as on May 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Maturity
Short Medium Long Volatility
Low
Medium
High
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
NIFTY 50 Hybrid Composite Debt 65:35 Index Returns (%)
Alpha
NIFTY 50 Hybrid Composite Debt 65:35 Index ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 5 years 3 year 1 year
6,70,000 6,00,000 3,60,000 1,20,000
6,86,395 6,02,511 3,30,406 1,07,824
0.86 0.16 -5.52 -18.48
5.60 5.46 1.60 -7.03
-4.74 -5.30 -7.12 -11.45
7,81,175 6,85,720 3,68,478 1,16,066
7,04,555 6,20,547 3,27,748 1,05,176
1.78 1.33 -6.03 -22.34
19.6612.08
8.586.48
5.985.17
5.164.96
4.784.41
22.74
Banks Debentures and Bonds Government Dated Securities Pharmaceuticals Cement
Petroleum Products Software TREP & Term Deposits & Rev.Repo Auto Finance REST
For detailed portfolio log on to
www.kotakmf.com/funds/hybrid-funds/Kotak-Equity-Savings-Fund/Reg-%20G
Also you can scan the QR code for detailed portfolio.
7
An open-ended scheme investing in equity, arbitrage and debt
KOTAK EQUITY SAVINGS FUND
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Fund Manager: Mr. Harish Krishnan
Mr. Hiten Shah
Mr. Abhishek Bisen*
AAUM: `1,415.77 crs
AUM: `1,409.47 crs
Benchmark: 75% NIFTY 50 ARBITRAGE + 25% Nifty 50 TRI
Allotment date: October 13, 2014
Folio count: 15,758
Investors understand that their principal will be at moderately high risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
This product is suitable for investors who are seeking*:� Income from arbitrage opportunities in the equity
market & long term capital growth� Investment predominantly in arbitrage opportunities in
the cash & derivatives segment of the equity market and equity & equity related securities
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Data as on May 31, 2020
Equity & Equity related
Grasim Industries Ltd. Cement 6.30 -6.30
Reliance Industries Ltd. Petroleum Products 4.49
HDFC Bank Ltd. Banks 3.53
ICICI Bank Ltd. Banks 2.98
Reliance Industries Ltd. Petroleum Products 2.94 -2.94
HDFC Ltd. Finance 2.81 -2.81
Infosys Ltd. Software 2.55
Tata Consultancy Services Ltd. Software 2.07
Bharti Airtel Ltd. Telecom - Services 1.96 -1.96
Bharti Airtel Ltd. Telecom - Services 1.96
Others 36.87 -8.77
Equity & Equity Related - Total 68.46 -22.78
Mutual Fund Units 9.76
Debt Instruments
Debentures and Bonds 7.07
TERM DEPOSITS 9.44
Triparty Repo 3.31
Net Current Assets/(Liabilities) 1.96
Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets % to Net Assets Derivatives
Top 10 Holdings
Investment ObjectiveThe investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every month) Quarterly (20th of March, June, September and December of every year)
Ratios
Source: $ICRA MFI Explorer.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in .......multiples of `1 for purchase and for `0.01 for switchesIdeal Investments Horizon: 3 years & above
Load StructureEntry Load: Nil.Exit Load:a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.16%; Direct: 1.21%
84.76%Portfolio Turnover
0.08
7.97%
$Sharpe##
$Standard Deviation
1.49$Beta
Term Deposit as provided above is towards margin for derivatives transactions
Scheme Inception : - October 13, 2014. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR `helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional BenchmarkTRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).Alpha is difference of scheme return with benchmark return.Kotak Equity Savings Fund NAV as on May 29, 2020: `14.1981 (Growth Option), `10.7337 (Monthly Dividend Option), `10.7586 (Quarterly Dividend Option), `14.7853 (Direct Growth Option), ̀ 11.1895 (Direct Monthly Dividend Option), ̀ 10.7975 (Direct Quarterly Dividend Option)*For Fund Manager experience, please refer page 57-59, Mr. Hiten Shah has been managing the fund since 03/10/2019. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST.For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
SECTOR ALLOCATION (%)
21
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
75% NIFTY 50 ARBITRAGE + 25% Nifty 50 Returns (%)
Alpha
75% NIFTY 50 ARBITRAGE + 25% Nifty 50 ( )#`
Nifty 50 (TRI) ( )^`
Nifty 50 (TRI) Returns (%)
Since Inception 5 years 3 year 1 year
6,80,000 6,00,000 3,60,000 1,20,000
7,83,190 6,73,991 3,72,359 1,18,455
4.94 4.61 2.21 -2.41
4.92 4.73 3.07 -1.83
0.02 -0.12 -0.85 -0.58
7,82,803 6,76,006 3,77,194 1,18,828
7,17,578 6,20,547 3,27,748 1,05,176
1.88 1.33 -6.03 -22.34
12.7511.76
8.468.20
7.597.22
7.075.70
5.653.92
21.68
TREP & Term Deposits & Rev.Repo Banks Cement Petroleum Products Unrated Finance
Debentures and Bonds Consumer Non Durables Software Telecom - Services REST
Fund Manager: Mr. Devender Singhal & Mr. Abhishek Bisen*
AAUM: `233.87 crs
AUM: `236.30 crs
Benchmark: CRISIL Hybrid 85+15 -
Conservative Index
Allotment date: December 02, 2003
Folio count: 5,147
Investment ObjectiveThe investment objective of the scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the schemes will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ............Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every Month) Quarterly (20th of Mar/Jun/Sep/Dec)
Ratios
$Source: ICRAMFI Explorer.
Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth and Dividend Payout (Quarterly) - `5000 & above (ii) Dividend Payout (Monthly) - `50,000 & above Additional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon - 1 year & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 2.22%; Direct: 1.15%
This product is suitable for investors who are seeking*:� Income & capital growth over a long term horizon� Investment in a portfolio of debt instruments with a
moderate exposure in equity & equity related instruments
* Investors should consult their financial advisors if in doubtabout whether the product is suitable for them.
Riskometer
Investors understand that their principal will be at moderate risk
$Standard Deviation
Modified Duration
Portfolio Yield
8.73%
3.82 yrs
6.43%
Equity & Equity relatedITC Ltd. Consumer Non Durables 2.14ICICI Bank Ltd. Banks 1.71Mahindra & Mahindra Ltd. Auto 1.02Britannia Industries Ltd. Consumer Non Durables 1.00Bharti Airtel Ltd. Telecom - Services 0.92National Thermal PowerCorporation Limited Power 0.92Hero MotoCorp Ltd. Auto 0.87HDFC Bank Ltd. Banks 0.81Larsen And Toubro Ltd. Construction Project 0.79State Bank Of India Banks 0.78Axis Bank Ltd Banks 0.75Hindustan Unilever Ltd. Consumer Non Durables 0.75Indiamart intermesh ltd. Retailing 0.75SRF Ltd. Industrial Products 0.74CESC Ltd. Power 0.70Emami Ltd. Consumer Non Durables 0.68The Ramco Cements Ltd Cement 0.66Bharat PetroleumCorporation Ltd. Petroleum Products 0.53FDC LTD Pharmaceuticals 0.52Kotak Mahindra Bank Ltd. Banks 0.47Rail Vikas Nigam Limited. Construction 0.47Godfrey Phillips India Ltd. Consumer Non Durables 0.46Solara Active PharmaSciences Ltd. Pharmaceuticals 0.46Infosys Ltd. Software 0.42Dhanuka Agritech Ltd Pesticides 0.38Laurus Labs Ltd Pharmaceuticals 0.38Sun TV Network Ltd. Media and Entertainment 0.37Alkem Laboratories Ltd Pharmaceuticals 0.34Huhtamaki PPL Ltd Industrial Products 0.34Century Plyboards(India) Ltd. Consumer Durables 0.32Hindustan PetroleumCorporation Ltd Petroleum Products 0.31Prataap Snacks Ltd Consumer Non Durables 0.31Castrol (India ) Ltd. Petroleum Products 0.30Saregama India Ltd. Media and Entertainment 0.29Tata Motors Ltd. Auto 0.27Thermax Ltd. Industrial Capital Goods 0.26Ultratech Cement Ltd. Cement 0.25Maruti Suzuki India Limited Auto 0.24KNR Constructions Ltd. Construction 0.22Eris Lifesciences Ltd Pharmaceuticals 0.21JMC Projects (India) Ltd Construction 0.19V.S.T Tillers Tractors Ltd Auto 0.17Heritage Foods Ltd Consumer Non Durables 0.16CESC Ventures Ltd. Software 0.11
Mahindra LifespaceDevelopers Ltd Construction 0.11Equity & EquityRelated - Total 24.85Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Bahadur Chand InvestmentsPrivate Limited ICRA AA 4.23Hindalco Industries Ltd. CRISIL AA 0.31Corporate Debt/FinancialInstitutions - Total 4.54Public SectorUndertakings Power FinanceCorporation Ltd. CRISIL AAA 6.54Rural ElectrificationCorporation Ltd. CRISIL AAA 5.10Canara Bank FITCH IND AAA 4.24Indian Railway FinanceCorporation Ltd. CRISIL AAA 3.89U P Power Corporation Ltd( Guaranteed By UPState Government ) CRISIL A+(CE) 3.38NHPC Ltd. FITCH IND AAA 2.26NHPC Ltd. ICRA AAA 0.31Public SectorUndertakings - Total 25.72GovernmentDated Securities 7.26% Central Government SOV 11.386.19% Central Government SOV 8.517.27% Central Government SOV 4.577.16% Central Government SOV 4.557.57% Central Government SOV 2.358.27% StateGovernment-Rajasthan SOV 2.298.42% StateGovernment-Tamil Nadu SOV 1.62Government DatedSecurities - Total 35.27TERM DEPOSITS HDFC Bank Ltd. 0.17Term Deposits - Total 0.17Triparty Repo 9.28Net Current Assets/(Liabilities) 0.17Grand Total 100.00
yletaredo
M
Moderate
Low
Low
High
LOW HIGH
ModeratelyH
igh
An open-ended hybrid scheme investing predominantly indebt instruments
KOTAK DEBT HYBRID FUND
22
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Scheme Inception : - December 02, 2003. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Average Maturity of the portfolio based on Security's original maturity date: 5.98 years.Kotak Debt Hybrid Fund NAV as on May 29, 2020: `32.6314 (Growth Option), `35.2774 (Direct Growth Option), `11.2818 (Monthly Dividend), `11.8315 (Direct Monthly Dividend), ̀ 12.8907 (Quarterly Dividend), ̀ 13.6489 (Direct Quarterly Dividend)*For Fund Manager experience, please refer page 57-59. ## Risk rate assumed to be 4.04% (FBIL Overnight MIBOR rate as on 29th May 2020).**Total Expense Ratio includes applicable B30 fee and GST. For last three dividends, please refer page no 60-62. For scheme performance, please refer page no 50-56.
Product Label
Data as on May 31, 2020
Investment style
Value Blend Growth Size
Large
Medium
Small
Maturity
Short Medium Long Volatility
Low
Medium
High
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
CRISIL Hybrid 85+15 - Conservative Index Returns (%)
Alpha
CRISIL Hybrid 85+15 - Conservative Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
19,80,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
38,45,594 18,00,149 10,80,795 6,95,286 3,86,213 1,21,860
7.56 7.88 7.10 5.85 4.64 2.93
8.70 9.13 9.10 8.63 8.68 8.92
-1.14 -1.25 -2.00 -2.78 -4.04 -5.99
42,73,247 19,22,808 11,60,443 7,45,243 4,10,033 1,25,618
37,39,102 18,30,253 11,46,740 7,50,122 4,22,669 1,28,014
7.26 8.19 8.76 8.89 10.75 12.80
ALLOCATION (%)
RATING PROFILE (%)
Term Deposit as provided above is towards margin for derivatives transactions
35.27 30.26 24.85 9.45 0.17
Government Dated Securities Debentures and Bonds Equities TREP & Term Deposits & Rev.Repo Net Current Assets
57.61 24.859.45
4.543.38
0.17
AAA, IND AAA, SOV Equities TREP & Term Deposits & Rev.Repo AA A+(CE) Net Current Assets
23
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities having
maturity of one business day.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B)Direct Plan
Dividend FrequencyDaily, Weekly (Every Monday) (applicable for all plans)
Minimum Investment AmountInitial Investment: ̀ 5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of `1 for purchase and for 0.01 for switches
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 0.20%; Direct:0.10%
0.00 yrs
KOTAK OVERNIGHT FUND
An open ended debt scheme investing in overnight securities
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `6,692.75 crs
AUM: `6,584.94 crs
Benchmark: NIFTY 1D Rate index
Allotment date: January 15, 2019
Folio count: 7,075
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Average Maturity of the portfolio based on Security's original maturity date: 0.00 yearsKotak Overnight Fund NAV as on : ̀ 1069.923 (Growth Option), ̀ 1070.734 (Direct Growth Option), ̀ 1004.757 (Regular Daily Dividend), ̀ 1003.606 (Direct Daily Dividend), ̀ 1067.01 ( )May 29, 2020 Weekly Dividend*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Data as on May 31, 2020
MaturityShort Medium Long Volatility
Low
Medium
High
Reverse Repo 62.01
Triparty Repo 37.54
Grand Total 100.00
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
Portfolio Yield 3.18%
Modified Duration
99.55 0.45
TREP & Term Deposits & Rev.Repo Net Current Assets
0.29%$Standard Deviation
99.55 0.45
TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures & Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth(applicable for all plans)
Dividend FrequencyDaily, Weekly (Every Monday) (applicable for all plans)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: ̀ 500 and in multiple of ̀ 1 for purchases and of ̀ 0.01 for switchesAdditional Investment: `500 and in multiples of `1 for purchases and of ̀ 0.01 for switchesIdeal Investment Horizon: 1 - 15 days
Total Expense Ratio**Regular: 0.25%; Direct: 0.20%
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions HDFC Ltd. CRISIL AAA 1.20Tata Sons Private Ltd. CRISIL AAA 0.52Bajaj Finance Ltd. CRISIL AAA 0.43HDB Financial Services Ltd. CRISIL AAA 0.31Corporate Debt/FinancialInstitutions - Total 2.46Public SectorUndertakings Rural ElectrificationCorporation Ltd. CRISIL AAA 3.20Power FinanceCorporation Ltd. CRISIL AAA 0.91Public SectorUndertakings - Total 4.11GovernmentDated Securities 8.27% Central Government SOV 6.39Government DatedSecurities - Total 6.39Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions Reliance Industries Ltd. CRISIL A1+ 5.10Reliance Jio Infocomm Ltd. CRISIL A1+ 3.92Bharti Airtel Ltd. CRISIL A1+ 2.46Bajaj Finance Ltd. CRISIL A1+ 1.68AXIS Bank Ltd. CRISIL A1+ 1.63Muthoot Finance Ltd. CRISIL A1+ 1.54LIC Housing Finance Ltd. CRISIL A1+ 1.53Mahindra & MahindraFinancial Services Ltd. CRISIL A1+ 1.53Tata Steel Ltd. ICRA A1+ 1.38Tata Capital HousingFinance Ltd. CRISIL A1+ 0.92Tata Capital FinancialServices Limited CRISIL A1+ 0.77Tata Motors Finance Ltd. ICRA A1+ 0.77Tata Motors Finance Ltd. CRISIL A1+ 0.77Tata Motors FinanceSolutions Ltd. ICRA A1+ 0.77Tata Power Company Ltd. FITCH IND A1+ 0.76Sundaram Finance Ltd. CRISIL A1+ 0.62
HDFC Ltd. CRISIL A1+ 0.46Reliance Retail Limited CRISIL A1+ 0.31Corporate Debt/FinancialInstitutions - Total 26.92Public Sector Undertakings National Bank for Agriculture& Rural Development ICRA A1+ 4.85National Housing Bank CRISIL A1+ 4.30Canara Bank FITCH IND A1+ 4.17National Thermal PowerCorporation Ltd. CRISIL A1+ 3.07Power FinanceCorporation Ltd. CRISIL A1+ 3.07Small IndustriesDevelopment Bank Of India CARE AAA 2.50Export-Import Bank of India CRISIL A1+ 2.00Bank Of Baroda FITCH IND A1+ 1.69National Bank for Agriculture& Rural Development CRISIL A1+ 1.68Indian Oil Corporation Ltd. ICRA A1+ 1.54Bank of India CRISIL A1+ 1.39Oriental Bank of Commerce CRISIL A1+ 0.93Rural ElectrificationCorporation Ltd. CRISIL A1+ 0.93Andhra Bank CARE A1+ 0.15Small Industries DevelopmentBank Of India CRISIL A1+ 0.11Public SectorUndertakings - Total 32.38Treasury Bills 91 Days TreasuryBill 13/08/2020 SOV 11.0584 Days Cash ManagementBill 20/08/2020 SOV 6.1477 Days Cash ManagementBill 16/06/2020 SOV 5.0984 Days Cash ManagementBill 23/06/2020 SOV 3.3991 Days TreasuryBill 16/07/2020 SOV 1.54364 Days TreasuryBill 25/06/2020 SOV 1.0091 Days TreasuryBill 23/07/2020 SOV 0.92Treasury Bills - Total 29.13Net Current Assets/(Liabilities) -1.39Grand Total 100.00
KOTAK LIQUID FUNDMaturityShort Medium Long Volatility
Low
Medium
High
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Average Maturity of the portfolio based on Security's original maturity date: 0.12 yearsKotak Liquid Fund NAV as on May 29, 2020: ̀ 4031.849 (Growth Option), ̀ 4046.697 (Direct Growth Option), ̀ 1000.257 (Weekly Dividend), ̀ 1005.223 (Direct Weekly Dividend), ̀ 1222.81 Daily Dividend), ̀ 1222.81 (Direct Daily Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
An open-ended liquid scheme
Data as on May 31, 2020
24
Load StructureEntry Load: Nil. (applicable for all plans)
Exit Load Structurewith effect from October 20, 2019.1. Exit load shall applicable be as per the graded basis asspecified below:
Any exit load charged (net off Goods and Services tax, if any)shall be credited back to the Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load.
2. The revised exit load shall be effective for all fresh investments (i.e. units allotted on purchases or switch-ins (including through systematic investments under existing enrolments/registrations) on or after October 20, 2019.
3. The revised load structure will be applicable for Insta Redemption facility as per the applicable circular.
4. Applicability of revised exit load on redemption /switch-out of units would be done on First in First out Basis (�FIFO�).
Investor exit uponsubscription
Exit load as a % of redemptionproceeds
Day 1 0.0070%Day 2 0.0065%Day 3 0.0060%Day 4 0.0055%Day 5 0.0050%Day 6 0.0045%Day 7 onwards 0.0000%
Fund Manager: Mr. Deepak Agrawal*
Benchmark: Nifty Liquid Index
November 4, 2003Allotment date:
46,624Folio count:
AAUM: `30,634.22 crs
AUM: `31,322.97 crs
$Standard Deviation
Modified Duration
Portfolio Yield
0.21%
0.12 yrs
3.64%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at low risk
Riskometer
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
59.3 29.13 6.57 6.39-1.39
Commercial Paper (CP)/Certificate of Deposits (CD) Treasury Bills Debentures and Bonds
Government Dated Securities Net Current Assets
101.39- 1.39
A1+, AAA, IND A1+, SOV Net Current Assets
Investment ObjectiveThe investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year. There is no assurance that the investment objective of the Scheme will be realised.
Available Plans/OptionsA) Regular Plan B) Direct PlanOptions: Dividend Payout (w.e.f May 15, 2017, Under Monthly Dividned option only), Dividend Reinvestment & Growth (applicable for all plans
Dividend FrequencyDaily, Weekly (Every Monday) and Monthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 Under growth, weekly dividend and monthly dividend option & `1,00,000 under Daily Dividend Reinvestment option,Additional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 1-15 days
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.26%; Direct: 0.17%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in money market securities* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at low Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
$Standard Deviation
Modified Duration
Portfolio Yield
0.49%
0.37 yrs
4.26%
Government Dated Securities 8.12% Central Government SOV 10.097.8% Central Government SOV 5.208.36% State Government-Madhya Pradesh SOV 1.95Government DatedSecurities - Total 17.24Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions IndusInd Bank Ltd. CRISIL A1+ 9.72LIC Housing Finance Ltd. CRISIL A1+ 8.61HDFC Ltd. CRISIL A1+ 8.21HDB Financial Services Ltd. CRISIL A1+ 4.37AXIS Bank Ltd. ICRA A1+ 4.35AXIS Bank Ltd. CRISIL A1+ 4.30Hero FinCorp Ltd. CRISIL A1+ 3.07Aditya Birla Finance Ltd. ICRA A1+ 2.50Reliance Industries Ltd. CRISIL A1+ 2.44Tata Capital HousingFinance Ltd. CRISIL A1+ 2.18Kotak MahindraInvestments Ltd. CRISIL A1+ 1.82Sundaram BNP ParibasHome Finance Ltd CRISIL A1+ 1.23Manappuram Finance Ltd. CRISIL A1+ 1.22Sundaram Finance Ltd. CRISIL A1+ 1.22Godrej Properties Limited CRISIL A1+ 0.92HSBC InvestDirect FinancialServices (India) Ltd. CRISIL A1+ 0.63ICICI Bank Ltd. ICRA A1+ 0.62
Fullerton IndiaCredit Co. Ltd. ICRA A1+ 0.50Corporate Debt/FinancialInstitutions - Total 57.91Public SectorUndertakings Small Industries DevelopmentBank Of India CRISIL A1+ 3.95Small Industries DevelopmentBank Of India CARE A1+ 3.66Oriental Bank of Commerce CRISIL A1+ 2.84Andhra Bank CARE A1+ 2.20Small Industries DevelopmentBank Of India CARE AAA 1.88Rural ElectrificationCorporation Ltd. CRISIL A1+ 1.26Export-Import Bank of India CRISIL AAA 1.21National Bank for Agriculture& Rural Development FITCH IND A1+ 0.94Bank of India CRISIL A1+ 0.63Indian Oil Corporation Ltd. ICRA A1+ 0.63National Bank for Agriculture& Rural Development ICRA A1+ 0.63Public SectorUndertakings - Total 19.83Treasury Bills 91 Days TreasuryBill 23/07/2020 SOV 1.88Treasury Bills - Total 1.88Triparty Repo 2.25Net Current Assets/(Liabilities) 0.89Grand Total 100.00
25
RATING PROFILE (%)
Fund Manager: Mr. Deepak Agrawal*
AAUM: `7,854.88 crs
AUM: `7,845.57 crs
Benchmark: Nifty Money Market
Index
Allotment date: July 14, 2003
Folio count: 9,894
KOTAK MONEY MARKET FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme investing in money market instruments
Product LabelRiskometer
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Average Maturity of the portfolio based on Security's original maturity date: 0.37 years. Kotak Money Market Fund NAV as on May 29, 2020: ̀ 3346.546 (Growth Option), ̀ 3359.996 (Direct Growth Option), ̀ 1020.581 (Weekly Dividend), ̀ 1021.872 (Direct Weekly Dividend), ̀ 1018.069 (Monthly Dividend), `1013.64 (Direct Monthly Dividend), ̀ 1018.356 (Daily Dividend), ̀ 1019.891 (Direct Daily Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
ALLOCATION (%)
77.74 17.242.25
1.880.89
Commercial Paper (CP)/Certificate of Deposits (CD) Government Dated Securities TREP & Term Deposits & Rev.Repo
Treasury Bills Net Current Assets
96.86 2.25 0.89
A1+, AAA, IND A1+, SOV TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyDaily, Monthly (12th of every Month) and Weekly (Every Monday)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth- `5000 & above (ii) Dividend Payout (Weekly) - ̀ 1,00,00,000 & aboveAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.78%; Direct: 0.34%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities with
portfolio Macaulay duration between 3 months & 6 months
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions Reliance Industries Ltd. CRISIL AAA 7.97Rent A Device Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 3.88Mahindra & MahindraFinancial Services Ltd. FITCH IND AAA 3.85Muthoot Finance Ltd. CRISIL AA 3.56Bharti Telecom Ltd. CRISIL AA+ 3.32Aditya Birla Finance Ltd. ICRA AAA 2.50LIC Housing Finance Ltd. CRISIL AAA 2.43Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 2.05Nabha Power Ltd. ( backedby unconditional andirrevocable guarantee byLarsen & Toubro Ltd ) ICRA AAA(CE) 1.39Kotak MahindraInvestments Ltd. CRISIL AAA 1.12First Business ReceivablesTrust ( Originator RelianceIndustries Ltd ) CRISIL AAA(SO) 0.77Tata Motors Ltd. CARE AA- 0.66Tata Sons Private Ltd. CRISIL AAA 0.66Godrej Properties Limited ICRA AA 0.55HDFC Ltd. CRISIL AAA 0.55ICICI Home FinanceCompany Limited CRISIL AAA 0.28Manappuram Finance Ltd. CRISIL AA 0.22Corporate Debt/FinancialInstitutions - Total 35.76Public SectorUndertakings Power FinanceCorporation Ltd. CRISIL AAA 9.44Rural ElectrificationCorporation Ltd. CRISIL AAA 9.15Food Corporation of India CRISIL AAA(CE) 1.34U P Power Corporation Ltd( Guaranteed By UP StateGovernment ) FITCH IND AA(CE) 0.67National Bank for Agriculture& Rural Development CRISIL AAA 0.24Public SectorUndertakings - Total 20.84
GovernmentDated Securities 7.8% Central Government SOV 6.798.04% StateGovernment-Chattisgarh SOV 3.668.55% StateGovernment-Uttar Pradesh SOV 3.358.36% StateGovernment-Madhya Pradesh SOV 2.275.15% Central Government SOV 0.36Government DatedSecurities - Total 16.43Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions LIC Housing Finance Ltd. CRISIL A1+ 6.70HDFC Ltd. CRISIL A1+ 5.57AXIS Bank Ltd. CRISIL A1+ 4.03Bharti Telecom Ltd. CRISIL A1+ 2.15Corporate Debt/FinancialInstitutions - Total 18.45Public SectorUndertakings Oriental Bank of Commerce CRISIL A1+ 2.66National Bank for Agriculture& Rural Development FITCH IND A1+ 0.54Small Industries DevelopmentBank Of India CARE AAA 0.16National Bank for Agriculture& Rural Development ICRA A1+ 0.05Public SectorUndertakings - Total 3.41Reverse Repo 2.70Treasury Bills 84 Days Cash ManagementBill 23/06/2020 SOV 0.9391 Days TreasuryBill 13/08/2020 SOV 0.5491 Days TreasuryBill 23/07/2020 SOV 0.3391 Days TreasuryBill 04/06/2020 SOV 0.01Treasury Bills - Total 1.81Triparty Repo 3.40Net Current Assets/(Liabilities) -2.80Grand Total 100.00
$Standard Deviation
Modified Duration
Portfolio Yield
0.60%
0.50 yrs
4.78%
26
KOTAK SAVINGS FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended ultra-short term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 3 months and 6 months
Fund Manager: Mr. Deepak Agrawal*
AAUM: `9,137.55 crs
AUM: `9,128.10 crs
Benchmark: NIFTY Ultra Short Duration Debt Index
Allotment date: August 13, 2004
Folio count: 32,440
Investors understand that their principal will be at low Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 29 Feb 2020 is 0.02% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 0.53 years.Kotak Savings Fund NAV as on May 29, 2020: ̀ 10.0796 (Daily Dividend Option), ̀ 10.2373 (Daily Dividend - Direct), ̀ 32.5563 (Growth Option), ̀ 10.4581 (Monthly Dividend Option), ̀ 10.2899 (Weekly Dividend Option), `15.0764 (Monthly Dividend - Direct), ̀ 10.3496 (Weekly Dividend - Direct), ̀ 33.3521 (Growth - Direct Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020 56.60 21.86 16.43 6.10 1.81-2.80
Debentures and Bonds Commercial Paper (CP)/Certificate of Deposits (CD) Government Dated Securities
TREP & Term Deposits & Rev.Repo Treasury Bills Net Current Assets
87.72 8.98 6.10- 2.80
A1+, AAA, AAA(CE), AAA(SO), IND A1+, IND AAA, SOV AA+, AA, IND AA(CE), AA- TREP & Term Deposits & Rev.Repo
Net Current Assets
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/Options
A) Regular B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (dividend payout is available under monthly dividend only) (applicable for all plans)
Dividend FrequencyWeekly (every Monday), Monthly (12th of every month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of `1 for purchase and for `0.01 for switches.Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. Exit Load: Nil.Any exit load charged (net off Service Tax, if any) shall be credited back to the Scheme;
Total Expense Ratio**Regular: 1.07%; Direct: 0.33%
$Standard Deviation
Modified Duration
Portfolio Yield
1.88%
0.90 yrs
7.92%
This product is suitable for investors who are seeking*:� Regular Income over short term� Income by focussing on low duration securities with
portfolio Macaulay duration between 6 months and 12 months
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions
Tata Steel Ltd. CARE AA- 8.53
LIC Housing Finance Ltd. CRISIL AAA 5.54
Reliance Industries Ltd. CRISIL AAA 4.58
Embassy Office Parks Reit CRISIL AAA 4.49
Manappuram Finance Ltd. CRISIL AA 4.40
Mobil Trust Series-07 Ptc
20-06-2022 - (B) (Mobil Trust
Series - 07) CRISIL AAA(SO) 3.30
HDFC Ltd. CRISIL AAA 2.90
L & T Infrastructure Finance
Company Ltd. CRISIL AAA 2.51
Nabha Power Ltd. ( backed by
unconditional and irrevocable
guarantee by Larsen & Toubro Ltd ) ICRA AAA(CE) 2.48
Indostar Capital Finance Limited ( ) CARE AA- 2.42
Muthoot Finance Ltd. CRISIL AA 1.97
First Business Receivables Trust
( Originator Reliance Industries Ltd ) CRISIL AAA(SO) 1.92
Sundaram BNP Paribas
Home Finance Ltd ICRA AA+ 1.88
Avendus Finance Pvt Ltd. CRISIL A+ 1.86
Jyothy Fbricare Services Ltd.
( Guaranteed By Jyothy
Laboratories Ltd ) CARE AA(CE) 1.86
Coastal Gujarat Power Ltd.
( Guarenteed by TATA
Power Co. Ltd ) CARE AA(CE) 1.27
Bharti Telecom Ltd. CRISIL AA+ 1.25
Bahadur Chand Investments
Private Limited(^) ICRA AA 1.23
Mobil Trust Series-08 Ptc
20-06-2022 (A) (Mobil Trust
Series - 08) CRISIL AAA(SO) 0.83
Aditya Birla Finance Ltd. ICRA AAA 0.38
Shriram Transport
Finance Co Ltd. CRISIL AA+ 0.37
Jamnagar Utilities & Power Private
Limited ( Mukesh Ambani Group ) CRISIL AAA 0.25
Corporate Debt/Financial
Institutions - Total 56.22
Public Sector Undertakings
Power Finance Corporation Ltd.(^) CRISIL AAA 10.38
U P Power Corporation Ltd
( Guaranteed By UP State
Government ) FITCH IND AA(CE) 6.98
Punjab & Sind Bank (AT1 bonds) ICRA A- 1.67
U P Power Corporation Ltd
( Guaranteed By UP State
Government ) CRISIL A+(CE) 1.37
Union Bank of India (AT1 bonds) CARE A+ 1.05
Rural Electrification
Corporation Ltd. CRISIL AAA 0.87
PNB Housing Finance Ltd. FITCH IND AA 0.57
Small Industries Development
Bank Of India CARE AAA 0.18
Public Sector
Undertakings - Total 23.07
Government Dated Securities
8.36% State
Government-Madhya Pradesh SOV 1.28
Government Dated
Securities - Total 1.28
Money Market Instruments
Commercial Paper(CP)/
Certificate of Deposits(CD)
Corporate Debt/
Financial Institutions
IndusInd Bank Ltd. CRISIL A1+ 10.02
Vedanta Ltd. CRISIL A1+ 4.93
ICICI Bank Ltd. ICRA A1+ 0.12
Corporate Debt/Financial
Institutions - Total 15.07
Public Sector Undertakings
Oriental Bank of Commerce CRISIL A1+ 1.68
Public Sector
Undertakings - Total 1.68
Triparty Repo 0.32
Net Current Assets/
(Liabilities)^^ 2.36
Grand Total 100.00
27
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK LOW DURATION FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `4,144.95 crs
AUM: `4,050.82 crs
Benchmark: NIFTY Low Duration Debt Index
Allotment date: March 6, 2008
Folio count: 67,783
An open ended low duration debt scheme investing in instruments such thatthe Macaulay duration of the portfolio is between 6 months and 12 months
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Data as on May 31, 2020
^^Includes Securities Below Investment grade or Default
ISIN Name of the Security Value Recognised inNAV(Rs. In Lacs)
% toNet Assets
Total Security Value(Rs. In Lacs)
INE202B07IK19.10% Dewan Housing Fin Co.Ltd.(Tranche I Series IB)-09/09/2019 (L) 400.15 0.10 1,636.50
INE202B07HQ0 9.10% Dewan Housing Fin Co.Ltd.- (Tranche - I Series IVA)-16/08/2019 (L) 268.32 0.07 1,091.00
INE202B07IJ309.05% Dewan Housing Fin Co.Ltd.- ( Tranche I Series IA)-09/09/2019 (L) 400.01 0.10 1635.75
1,068.48 0.26 4,363.25Total -
79.2916.75
2.361.28
0.32
Debentures and Bonds Commercial Paper (CP)/Certificate of Deposits (CD) Net Current Assets
Government Dated Securities TREP & Term Deposits & Rev.Repo
Scheme Inception : - March 06, 2008. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 2.37% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 1.08 years Kotak Low Duration Fund NAV as on `2500.997 (Regular Plan-Growth Option), `1014.757 (Regular Plan-Weekly Dividend), `1032.617 (Regular Plan-Monthly Dividend), `2622.774 (Direct Plan- Growth May 29, 2020: Option), ̀ 1199.3 (Direct Plan- Weekly Dividend), ̀ 1130.973 (Direct Plan- Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
ALLOCATION (%)
RATING PROFILE (%)
KOTAK LOW DURATION FUND
An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Low Duration Debt Index Returns (%)
Alpha
Nifty Low Duration Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
14,70,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
24,82,826 18,40,561 11,20,726 7,31,682 4,05,715 1,25,220
8.20 8.30 8.12 7.89 7.96 8.28
8.15 8.06 7.71 7.45 7.45 6.53
0.05 0.24 0.41 0.44 0.51 1.75
24,59,229 18,06,591 10,98,148 7,19,651 4,00,469 1,23,557
23,06,056 17,48,606 10,91,313 7,21,542 4,04,727 1,25,365
7.08 7.32 7.37 7.33 7.79 8.52
28
58.64 32.73 5.952.36
0.32
A1+, AAA, AAA(CE), AAA(SO), SOV AA+, AA, AA(CE), IND AA, IND AA(CE), AA- A+, A+(CE), A-
Net Current Assets TREP & Term Deposits & Rev.Repo
Investment ObjectiveThe primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Available Plans/Options
A) Regular B) Direct Plan
Options: Growth, Dividend Payout and Dividend Reinvestment.
Dividend FrequencyWeekly Dividend Option-Every MondayMonthly Dividend Option-12th of every month
Ratios
$Source: KMIS & ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Purchase: ̀ 5000 and in multiple of ̀ 1 for purchase and for ̀ 0.01 for switchesAdditional Purchase: `1000 & in multiples of `1 for purchase and for `0.01 for switches.
Load StructureEntry Load: Nil (Applicable for All Plans) Exit Load: Nil (Applicable for All Plans)
Total Expense Ratio**Regular: 0.63%; Direct: 0.23%
Modified Duration
Portfolio Yield
2.68 yrs
7.17%
This product is suitable for investors who are seeking*:� Income over a short term investment horizon� Investment in debt & money market securities having
maturity of one business day* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions ICICI Bank Ltd.(^) (AT1 bonds) CRISIL AA+ 9.52Coastal Gujarat Power Ltd.( Guarenteed by TATAPower Co. Ltd ) (^) CARE AA(CE) 9.40Reliance Industries Ltd. CRISIL AAA 8.78LIC Housing Finance Ltd.(^) CRISIL AAA 8.59Sikka Ports & Terminals Ltd.( Mukesh Ambani Group ) CRISIL AAA 5.96Jamnagar Utilities & Power PrivateLimited ( Mukesh Ambani Group ) CRISIL AAA 3.71HDFC Ltd. CRISIL AAA 2.33HDB Financial Services Ltd. CRISIL AAA 1.14Corporate Debt/FinancialInstitutions - Total 49.43
Public Sector Undertakings National Bank for Agriculture &Rural Development(^) CRISIL AAA 9.95Power FinanceCorporation Ltd. CRISIL AAA 9.88State Bank Of India.(AT1 bonds) CRISIL AA+ 8.40Bank Of Baroda FITCH AAA(IND) 3.57Public SectorUndertakings - Total 31.80Government Dated Securities 5.15% Central Government SOV 9.845.18% Central Government SOV 4.52Government DatedSecurities - Total 14.36Net Current Assets/(Liabilities) 4.41Grand Total 100.00
29
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK FLOATING RATE FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `85.57 crs
AUM: `86.38 crs
Benchmark: NIFTY Ultra Short Duration Debt Index
Allotment date: May 14, 2019
Folio count: 233
An open ended debt scheme predominantly investing in floating rate instruments.
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 28.82% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 3.28 years Kotak Floating Rate Fund NAV as on ̀ 1078.74 (Growth Option), ̀ 1016.651 (Weekly Dividend), ̀ 1049.506 (Dividend Option), ̀ 1081.863 (Direct Growth Option),`1035.041 (Direct dividend)May 29, 2020: *For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST.
Data as on May 31, 2020
$Standard Deviation 2.14%
81.23 14.36 4.41
Debentures and Bonds Government Dated Securities Net Current Assets
68.27 27.32 4.41
AAA, AAA(IND), SOV AA+, AA(CE) Net Current Assets
0.77
N/A: Field not applicable to the scheme owing to its investment theme. Risk Factor: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Continuous offer of units of all schemes available at NAV based prices.
DEBT + CASH
LARGECAP
SMALLCAP
MIDCAP
thDetails provided are as on May 29 , 2020. Ratio Source: ICRA MFI Explorer. Risk free rate assumed to be 4.04% . Alpha = Difference between Scheme returns & Benchmark Index TRI of the scheme. In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). * The given market cap data is on the basis of new AMFI guidelines wherein Stocks are categorised as per given AMFI list "For Tax Saver Fund : Minimum Initial Investment: 500. Additional Investment: 500 & inmultiples of 500. For all other Equity Schemes : Minimum Initial Investment: 5000. Additional Investment: 1000 & inmultiples of 1" ^Total Expense Ratio is of Regular Plan
Equity Funds Ready Reckoner
Key FeaturesInvestment Theme
a. Identifies ""flow related"" companies - These benefit from spending from government, private and household (in terms of properties). They are not asset owners.b. Focus on high quality companies exhibiting superior ROE, positive cash flow, low leverage in an otherwise challenging environment
Fund Manager
Mr. Abhishek
Bisen,Mr. HarishKrishnan
&Mr.Hiten
Shah
Scheme Name
AUM
(Rs. Crs)thas on 29
May 2020
BenchmarkMcap (%) /
Asset Allocation(%)
Underweight Beta
Nifty 200 TRI
Overweight Standard Deviation
(%)
Sharpe
5,871.45
49.2041.98
3.525.30
-0.431.01 24.14 3.48
Kotak Small Cap Fund
3.6625.2568.282.80
Mr. Harish Krishnan
India Infrastructure
Index (Customised
Index by IISL)
225.84
35.5238.2524.67 1.56
1. Industrial Manufacturing2. Construction3. Chemicals
1. Telecom2. Financial Services3. Energy
Product Positioning
Kotak Equity Opportunities Fund
Large and Midcap
Identifies investment opportunities across market capitalisation and sectors Mr. Harsha Upadhyaya
Nifty 200 TRI 3,009.46Spotting the hidden gems
Kotak Standard Multicap Fund Multi Cap
a. Invests in a few sectors as the various sectors of the economy tend to perform differently at different points of timeb. Flexibility to move across market caps depending on their attractiveness during the economic phase
Mr. Harsha Upadhyaya Nifty 200 TRI 25,984.19
Focus on few selected sectors
Kotak Tax SaverFund
ELSSa. Portfolio is diversified across sectors and market capitalization segments b. Offers dual benefits of growth and tax savings
Mr. Harsha Upadhyaya Nifty 500 TRI 1,029.52
Tax advantage with potential equity growth
KotakInfrastructure & Economic Reform Fund
Thematic: Infrastructure
True to label
Balanced Advantage
Conservative portfolio with a blend of:a. A fund that gives you freedom from managing equity and debt allocation manually during market ups and downs, giving you a balanced growth.b. Emphasis on back tested P/E* based model d. Better volatility managemente. Better tax efficiency by leveraging arbitrage opportunitiesf. Immunity from market timing to ensure disciplined investing
Takes care of Asset Allocation
1,242.41Small Cap
a. Identifies the hidden growth potential of small cap sized companiesb. Portfolio exhibits higher volatility than large caps and Midcaps however tends to have a higher return potential in the long runc. Buy and hold strategy
Mr. Pankaj Tibrewal
Nifty Smallcap 100
TRI
Spot them young, watch them grow
a. Stands for winning investment ideas across the mid & small cap range offering decent growth trajectory over the medium to long term horizonb. Buy and hold strategyc. Riskier than a large cap fund but offers faster growth rate since it has a smaller based. 0%-35% allocation to large cap or small cap opportunities as tactical plays
Mr. Pankaj Tibrewal
Nifty Midcap 100
TRI
11.6169.7215.283.40
59.2329.06
7.614.11
70.1221.50
1.147.24
5 yearsAlpha (%)
-0.340.77 25.16 7.271. Consumer Goods2. Industrial Manufacturing3. Services
1. Financial Services2. Information Technology3. Media & Entertainment
2.22
2.49
EquitySavings
Conservative portfolio with a blend of:a. Income generation - through arbitrage opportunities & debt investment.b. Growth potential - through moderate participation in equity marketsc. Tax efficiency - through equity orientation
75% of Nifty 50 Arbitrage
Index + 25% of Nifty 50
1,409.47 N/A
N/A
N/A
N/A
0.081.49 7.97 0.35 2.16
608.54
1,454.04
Nifty 50 Hybrid
Composite Debt 50:50
Index
3,583.57 N/AN/A N/A N/A 2.01
Kotak Equity Hybrid Fund
Kotak Equity Arbitrage Fund
Aggresive Hybrid
EquityArbitrage
a. Equity portion: Multi cap strategy to identify outstanding companies having well managed and durable businesses with predictable earnings powerb. Debt portion: Actively managed with medium to long term maturityc. Lower volatility than a pure equity or debt fund
a. Discovers arbitrage opportunities by simultaneously entering transactions of long position in cash and exactly off-setting short position in futuresb. Equity position is completely hedged
Mr. Pankaj Tibrewal
& Mr. Abhishek
Bisen
Mr.Hiten ShahNifty 50
Arbitrage Index
1,132.20
14,663.37 N/A N/A N/A
-0.22
3.91
1.25
0.39
17.55
0.54
-2.68
0.84
Best of both worlds: equity
& debt
Arbitrage opportunities
Nifty 50 Hybrid
Composite Debt
65:35 Index
2.23
0.98
Total Expense Ratio
(TER %)^
Kotak BluechipFund
82.3112.91
1.962.82
a. Favours industry leaders in cost, innovation, brand, competence, etc. with a proven execution track record across cyclesb. High conviction and long term calls taken
Large cap Mr. Harish Krishnan
Nifty 50 TRI 1,406.16Invest with industry leaders
1. Cement & Cement Products2. Construction3. Industrial Manufacturing
1. Financial Services2. Energy3. Information Technology
-0.130.95 19.85 -0.74 2.24
76.0720.21
0.852.88
Kotak India EQ Contra Fund
Contra/Value Fund
a. Focus on sustainable large cap stories which can withstand market shocksb. These are companies with pricing power for their competitive advantage or entry barriers
Ms. Shibani Kurian Nifty 100 TRI 708.81
Long term wealth creators
1. Industrial Manufacturing 2. Cement & Cement Products3. Energy
1. Financial Services2. Consumer Goods3. Information Technology
-0.031.00 20.73 -0.11 2.44
1. Industrial Manufacturing2. Cement & Cement Products3. Fertilisers & Pesticides
1. Financial Services2. Information Technology3. Automobile
-0.120.95 20.20 1.40 2.10
1. Cement & Cement Products2. Industrial Manufacturing3. Construction
1. Financial Services2. Information Technology3. Consumer Goods
-0.120.96 20.29 1.73 1.64
1. Industrial Manufacturing2. Cement & Cement Products3. Construction
1. Financial Services2. Information Technology3. Telecom
-0.150.95 20.52 0.37 2.28
Kotak Pioneer Fund
Kotak Focused Equity Fund
It's Future Ready
Performance Through Core
Conviction
Sectoral - Thematic
Focused
N/AN/A N/A 2.27N/A
Kotak Emerging Equity Fund Mid Cap Emerging leaders -0.190.86 23.34 3.51
1. Industrial Manufacturing2. Fertilisers & Pesticides3. Chemicals
1. Information Technology2. Financial Services3. Energy
1.93
Kotak Equity Savings Fund
Kotak Balanced Advantage Fund
Mr. Harish Krishnan
Mr. Harish Krishnan
& Ms. Shibani
Kurian
85% IISL Kotak India Pioneering
Innovations +15% MSCI ACWI Information
Technology Index TRI
N/AN/A N/A 2.11N/A
67.4519.5812.97
a. Concentrated Portfolio:25-30 high growth and good quality businesses with sustainable and scalable earnings potential over the long termb. Leveraging On Research CapabilitiesStock picking through the BMV model- �Business, Management and Valuation� c. Suitable For Long Term InvestorsThose looking to benefit from the structural growth opportunity in Indian equitiesd. Bottom Up Approach To Stock Picking : With a top down thematic overlay.
Conservative portfolio with a blend of:a. 80-100% in pioneering innovations theme Upto 20% in other than pioneering innovations theme Focus on growth oriented / High impact companiesb. Upto 35% may be invested in overseas funds/etfs/securities investingin similar theme access to global techs c. The fund is from the Kotak Mutual Fund stable and has structured investment processes
Net Equity
Arbitrage
Debt & Cash
72.45
2.18
25.37
Net Equity
Arbitrage
Debt & Cash
45.62
22.98
31.40
1. Cement & Cement Products2. Industrial Manufacturing3. Construction
1. Industrial Manufacturing2. Metals3. Services
1. Industrial Manufacturing2. Cement & Cement Products3. Pharma
1. Consumer Goods2. Financial Services3. Pharma
1. Consumer Goods2. Automobile3. Pharma
1. Consumer Goods2. Information Technology3. Energy
68.3521.6010.05
69.2725.63 1.27 3.83
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Kotak Bluechip
Kotak Standard Multicap
Kotak Tax Saver
Kotak Emerging Equity Scheme
Equity Scheme
Kotak Equity Hybrid Fund
Kotak Equity Savings Fund
Kotak Equity Arbitrage Fund
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities generally focused on a few selected sectors
� Long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in equity & equity related securities predominantly in mid & small cap companies.
� Long term capital growth� Investment in equity & equity related securities balanced with income generation by investing in debt & money market instruments
� Income from arbitrage opportunities in the equity market & long term capital growth� Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities
� Income from arbitrage opportunities in the equity market
� Investment in arbitrage opportunities in the cash & derivatives segment of the equity market.
� Long term capital growth� Long term capital appreciation by investing in equity and equity related instruments of companies contributing to infrastructure and economic development of India
Kotak Infrastructure &
Economic Reform Fund
Debt Scheme
This product is suitable for investors who are seeking*
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at High risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately High risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately low risk
Low High
Kotak Bond
Kotak Medium Term Fund
Kotak LowDuration
Kotak Mahindra Liquid Scheme
Kotak Floating Rate
Kotak Overnight Fund
Kotak Money Market Scheme
Kotak Savings Fund
Kotak Dynamic Bond
Kotak CorporateBond Fund
Kotak Banking andPSU Debt Fund
Kotak Bond Short Term
Kotak Credit Risk
� Income over a short term investment horizon� Investment in money market securities
� Income over a short term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 3 months and 6 months
� Income over a medium term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 1 year and 3 years
� Income over a medium term investment horizon� Investment in debt & money market securities across duration
� Regular Income over short term� Income by investing in fixed income securities of varying maturities and predominantly in AA+ and above rated corporate bonds
� Income over a medium term investment horizon� Investment predominantly in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds )
� Income over a short to medium term investment horizon� Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, Government Securities & Municipal Bonds
� Income over a short term investment horizon� Investment in debt & money market securities
� Income over a short term investment horizon.� Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments.
� Income over a short term investment horizon� Investment in debt & money market securities having maturity of one business day.
� Regular Income over short term� Income by focusing on low duration securities with portfolio Macaulay duration between 6 months and 12 months
� Income over a medium term investment horizon� Investment in debt, government securities & money market instruments with portfolio Macaulay duration between 3 years and 4 years
� Income over a long investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 4 years and 7 years
� Income over a long investment horizon� Investments in sovereign securities issued by the Central and/or State Government(s) and / or reverse repos in such securities.
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderately low risk
Low High
Riskometer
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at low risk
Low High
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderate risk
Low High
RiskometerName of the Scheme
Kotak Mahindra Gilt Unit Scheme 98 - Investment plan
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Kotak Bluechip Fund
Kotak Small Cap Fund
Kotak Equity Opportunities FundKotak India EQ Contra Fund
Kotak Standard Multicap Fund
Kotak Tax Saver FundKotak Emerging Equity Fund
Equity Scheme
Kotak Equity Hybrid Fund
Kotak Equity Savings Fund
Kotak Balanced AdvantageFund Kotak Focused Equity Fund
Kotak Equity Arbitrage Fund
� Long term capital growth� Investment in equity & equity related securities predominantly in mid cap stocks
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in portfolio of predominantly equity & equity related securities generally focused on a few selected sectors
� Long term capital growth with a 3 year lock in� Investment in portfolio of predominantly equity & equity related securities
� Long term capital growth� Investment in equity & equity related securities predominantly in mid & small cap companies.
� Long term capital growth� Investment in equity & equity related securities across market capitalisation in maximum 30 stocks
� Long term capital growth� Investment in equity & equity related securities balanced with income generation by investing in debt & money market instruments
� Income from arbitrage opportunities in the equity market & long term capital growth� Investment predominantly in arbitrage opportunities in the cash & derivatives segment of the equity market and equity & equity related securities
� Wealth creation over a long period of time� Investment in equity, equity related securities & debt, money market instruments while managing risk through active allocation.
� Income from arbitrage opportunities in the equity market
� Investment in arbitrage opportunities in the cash & derivatives segment of the equity market.
� Long term capital growth� Long term capital appreciation by investing in equity and equity related instruments of companies contributing to infrastructure and economic development of India
� Long term capital growth� Investment in equity and equity related Securities of companies operating with Pioneering innovations theme Without any market Capitalisation and Sector bias
Kotak Infrastructure & Economic Reform Fund
Kotak Pioneer Fund
Debt Scheme
This product is suitable for investors who are seeking*
Riskometer
Investors understand that their principal will be at High risk
Low
Moderatel
y
Low
Moderate ModeratelyHigh
High
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately High risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at Moderately low risk
Low High
Kotak Bond Fund
Kotak Medium Term Fund
Kotak Low Duration Fund
Kotak Liquid Fund
Kotak Floating Rate Fund
Kotak Overnight Fund
Kotak Money Market Fund
Kotak Savings Fund
Kotak Dynamic Bond Fund
Kotak CorporateBond Fund
Kotak Banking andPSU Debt Fund
Kotak Bond Short Term
Kotak Credit Risk Fund
� Income over a short term investment horizon� Investment in money market securities
� Income over a short term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 3 months and 6 months
� Income over a medium term investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 1 year and 3 years
� Income over a medium term investment horizon� Investment in debt & money market securities across duration
� Regular Income over short term� Income by investing in fixed income securities of varying maturities and predominantly in AA+ and above rated corporate bonds
� Income over a medium term investment horizon� Investment predominantly in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds )
� Income over a short to medium term investment horizon� Investment in debt & money market securities of PSUs, Banks, Public Financial Institutions, Government Securities & Municipal Bonds
� Income over a short term investment horizon� Investment in debt & money market securities
� Income over a short term investment horizon.� Investment in floating & fixed rate debt instruments swapped for floating rate returns and money market instruments.
� Income over a short term investment horizon� Investment in debt & money market securities having maturity of one business day.
� Regular Income over short term� Income by focusing on low duration securities with portfolio Macaulay duration between 6 months and 12 months
� Income over a medium term investment horizon� Investment in debt, government securities & money market instruments with portfolio Macaulay duration between 3 years and 4 years
� Income over a long investment horizon� Investment in debt & money market securities with portfolio Macaulay duration between 4 years and 7 years
� Income over a long investment horizon� Investments in sovereign securities issued by the Central and/or State Government(s) and / or reverse repos in such securities.
Riskometer
Low
Modera
tely
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderately low risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at low risk
Low High
Riskometer
Low
Moderately
Low
Moderate ModeratelyHigh
High
Investors understand that their principal will be at moderate risk
Low High
RiskometerName of the Scheme
Kotak Gilt Fund
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4.26
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7.92
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Nil
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, Aft
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**
2.88
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5D
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nwar
ds
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0.00
65%
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Deb
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AA
Investment ObjectiveThe investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA+ and above rated corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend .........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of `1for purchase and for `0.01 for switches.Ideal Investment Horizon: 1 Year & Above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 0.60%; Direct: 0.31%
$Standard Deviation
Modified Duration
Portfolio Yield
1.52%
1.46 yrs
5.75%
This product is suitable for investors who are seeking*:� Regular Income over short term� Income by investing in fixed income securities of
varying maturities and predominantly investing in AA+ and above rated corporate bonds.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions
HDFC Ltd. CRISIL AAA 10.78
Reliance Industries Ltd. CRISIL AAA 10.62
Nabha Power Ltd. (backed by
unconditional and irrevocable
guarantee by Larsen & Toubro Ltd) ICRA AAA(CE) 6.69
HDB Financial Services Ltd. CRISIL AAA 5.47
LIC Housing Finance Ltd.(^) CRISIL AAA 4.09
Bajaj Finance Ltd. CRISIL AAA 2.77
LIC Housing Finance Ltd. CARE AAA 2.36
L & T Infrastructure Finance
Company Ltd. CRISIL AAA 2.33
First Business Receivables Trust
( Originator Reliance
Industries Ltd ) CRISIL AAA(SO) 1.21
ICICI Bank Ltd.(^) ICRA AAA 1.15
Jamnagar Utilities & Power Private
Limited (Mukesh Ambani Group) CRISIL AAA 0.92
L & T Housing Finance Ltd. CARE AAA 0.55
Mahindra & Mahindra
Financial Services Ltd. FITCH IND AAA 0.34
Tata Sons Private Ltd. CRISIL AAA 0.30
Bhopal Dhule Transmission
Company Ltd. ( Operational
power transmission project ) CRISIL AAA 0.09
Bajaj Finance Ltd. FITCH IND AAA 0.06
Grasim Industries Ltd. CRISIL AAA 0.02
Corporate Debt/Financial
Institutions - Total 49.75
Public Sector Undertakings
Power Finance
Corporation Ltd.(^) CRISIL AAA 10.16
Rural Electrification
Corporation Ltd. CRISIL AAA 8.30
National Bank for Agriculture
& Rural Development CRISIL AAA 5.00
Small Industries Development
Bank Of India CARE AAA 3.79
State Bank Of India.(^) CRISIL AAA 0.63
Food Corporation of India CRISIL AAA(CE) 0.62
Indian Railway Finance
Corporation Ltd.(^) CRISIL AAA 0.38
Small Industries Development
Bank Of India ICRA AAA 0.36
Powergrid Vizag Transminssion
Ltd. ( backed by unconditional
and irrevocable guarantee by
Powergrid Corp ) CRISIL AAA 0.16
Public Sector
Undertakings - Total 29.40
Government
Dated Securities
7.32% Central Government SOV 5.19
7.68% Central Government SOV 3.74
7.27% Central Government(^) SOV 3.22
6.84% Central Government SOV 2.43
8.45% State
Government-Punjab SOV 0.16
Government Dated
Securities - Total 14.74
Money Market Instruments
Commercial Paper(CP)/
Certificate of Deposits(CD)
Corporate Debt/
Financial Institutions
AXIS Bank Ltd. ICRA A1+ 1.70
LIC Housing Finance Ltd. CRISIL A1+ 0.57
AXIS Bank Ltd. CRISIL A1+ 0.23
Corporate Debt/Financial
Institutions - Total 2.50
Triparty Repo 0.63
Net Current Assets/
(Liabilities) 2.98
Grand Total 100.00
30
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme predominantly investing in AA+ and above rated corporate bonds
KOTAK CORPORATE BOND FUND
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: 4,248.38 crs`
AUM: `4,359.20 crs
Benchmark: CRISIL Corporate Bond Composite Index
Allotment date: September 21, 2007
Folio count: 29,895
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 3.32% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 1.68 years Kotak Corporate Bond Fund NAV as on May 29, 2020: `2742.512 (Regular Plan-Growth Option), `1052.105 (Regular Plan-Monthly Dividend), `2814.477 (Direct Plan- Growth Option), `1105.998 Direct Plan- Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020 79.15 14.742.98
2.500.63
Debentures and Bonds Government Dated Securities Net Current Assets
Commercial Paper (CP)/Certificate of Deposits (CD) TREP & Term Deposits & Rev.Repo
96.39 2.98 0.63
A1+, AAA, AAA(CE), AAA(SO), IND AAA, SOV Net Current Assets TREP & Term Deposits & Rev.Repo
Investment ObjectiveTo generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally .........guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyMonthly (12th of every Month)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: Dividend Payout, Dividend Re-investment & Growth ̀ 5000 & above.Additional Investment: ̀ 1000 & in multiples of ̀ 1.Ideal Investment Horizon: 1-3 months
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.61%; Direct: 0.29%
$Standard Deviation
Modified Duration
Portfolio Yield
2.55%
3.14 yrs
6.40%
This product is suitable for investors who are seeking*:� Income over a short to medium term investment
horizon.� Investment in debt & money market securities of
PSUs, Banks, Public Financial Institutions, government securities, and Municipal Bonds.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions ICICI Bank Ltd. (AT1 bonds) CRISIL AA+ 2.15ICICI Bank Ltd.(^) (AT1 bonds) ICRA AA+ 1.22ICICI Bank Ltd. (AT1 bonds) CARE AA+ 0.32Corporate Debt/FinancialInstitutions - Total 3.69Public Sector Undertakings Power FinanceCorporation Ltd. CRISIL AAA 7.96Rural ElectrificationCorporation Ltd. CRISIL AAA 6.56Food Corporation of India CRISIL AAA(CE) 4.87National Bank for Agriculture &Rural Development(^) CRISIL AAA 4.44Union Bank of India (AT1 bonds) FITCH IND AA 3.97Bank Of Baroda FITCH IND AAA 3.68Bank Of Baroda (AT1 bonds) ICRA AA 3.11Indian Railway FinanceCorporation Ltd. CRISIL AAA 3.06Indian Bank CRISIL AA- 3.02National HighwaysAuthority Of India(^) CRISIL AAA 2.56Union Bank of India (AT1 bonds) CARE AA- 2.11National Bank for Agriculture &Rural Development ICRA AAA 1.67Canara Bank(^) FITCH IND AAA 1.63Indian Oil Corporation Ltd. ICRA AAA 1.62State Bank Of India. CRISIL AAA 1.45U P Power Corporation Ltd( Guaranteed By UP StateGovernment ) FITCH IND AA(CE) 1.37State Bank Of India. (AT1 bonds) CRISIL AA+ 1.01National Thermal PowerCorporation Ltd. CRISIL AAA 0.85Bank Of Baroda FITCH AAA(IND) 0.84Hindustan PetroleumCorporation Ltd. CRISIL AAA 0.84Small Industries DevelopmentBank Of India ICRA AAA 0.56Small Industries DevelopmentBank Of India CARE AAA 0.42Bank Of Baroda (AT1 bonds) CARE AA 0.39Powergrid Vizag TransminssionLtd. ( backed by unconditionaland irrevocable guarantee byPowergrid Corp ) CRISIL AAA 0.21Power Grid Corporationof India Ltd. CRISIL AAA 0.08Public SectorUndertakings - Total 58.28
Government Dated Securities 7.68% Central Government SOV 5.737.27% Central Government SOV 4.556.79% Central Government SOV 4.515.79% Central Government SOV 2.767.35% Central Government SOV 1.757.32% Central Government SOV 1.576.9% Central Government SOV 0.847.69% StateGovernment-Assam SOV 0.788.88% StateGovernment-Haryana SOV 0.547.26% Central Government SOV 0.527.82% StateGovernment-Assam SOV 0.448.39% StateGovernment-Rajasthan SOV 0.446.45% Central Government SOV 0.427.59% Central Government SOV 0.358.71% StateGovernment-Uttar Pradesh SOV 0.228.74% StateGovernment-Rajasthan SOV 0.17Government DatedSecurities - Total 25.59Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions IndusInd Bank Ltd. CRISIL A1+ 2.39AXIS Bank Ltd. CRISIL A1+ 1.59AXIS Bank Ltd. ICRA A1+ 0.80ICICI Bank Ltd. ICRA A1+ 0.72Corporate Debt/FinancialInstitutions - Total 5.50Public Sector Undertakings Export-Import Bank of India CRISIL AAA 3.13Oriental Bank of Commerce CRISIL A1+ 0.80Small Industries DevelopmentBank Of India CARE AAA 0.80Canara Bank FITCH IND A1+ 0.49Public SectorUndertakings - Total 5.22Treasury Bills 91 Days TreasuryBill 04/06/2020 SOV 0.06Treasury Bills - Total 0.06Triparty Repo 0.22Net Current Assets/(Liabilities) 1.44Grand Total 100.00
31
MaturityShort Medium Long Volatility
Low
Medium
High
KOTAK BANKING AND PSU DEBT FUND
Investors understand that their principal will be at low Moderately low risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `5,887.58 crs
AUM: `6,163.15 crs
Benchmark: CRISIL Banking and PSU Debt Index
Allotment date: December 29,1998
Folio count: 10,995
An open-ended debt scheme predominantly investing in debt instruments of banks,public sector undertakings, public financial institutions and municipal bonds
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 4.67% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 4.12 years.Kotak Banking And PSU Debt Fund NAV as on May 29, 2020: ̀ 47.7537 (Growth Option), ̀ 48.7299 (Direct Growth Option), ̀ 10.554 (Monthly Dividend), ̀ 10.6137 (Direct Monthly Dividend) *For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
ALLOCATION (%)
RATING PROFILE (%)
61.97 25.59 10.72 1.440.22
0.06
Debentures and Bonds Government Dated Securities Commercial Paper (CP)/Certificate of Deposits (CD)
Net Current Assets TREP & Term Deposits & Rev.Repo Treasury Bills
79.67 18.671.44
0.22
A1+, AAA, AAA(CE), AAA(IND), IND A1+, IND AAA, SOV AA+, AA, IND AA, IND AA(CE), AA-
Net Current Assets TREP & Term Deposits & Rev.Repo
Investment ObjectiveThe investment objective of the Scheme is to provide reasonable returns and .............reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans)
Dividend Frequency
Monthly (12th of every Month), Half Yearly (20th of Mar/Sept) and normal (as decided by Trustees)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: (i) Dividend Re-investment & Growth - `5000 & above (ii) Dividend Payout (Monthly Dividend) - `50,000 & aboveAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 6 months & aboveLoad StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil.
Total Expense Ratio**Regular: 1.13%; Direct: 0.31%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt & money market securities with
portfolio Macaulay duration between 1 year & 3 years* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments Debentures and Bonds Corporate Debt/Financial Institutions HDFC Ltd. CRISIL AAA 5.83Reliable Devices Trust( Underlying customerReliance Retail ) ICRA AAA(SO) 4.35Jamnagar Utilities &Power Private Limited( Mukesh Ambani Group ) (^) CRISIL AAA 3.81LIC Housing Finance Ltd. CARE AAA 3.08Mahindra & MahindraFinancial Services Ltd. FITCH IND AAA 2.98Rent A Device Trust(Underlying customerReliance Retail) ICRA AAA(SO) 2.78Aditya Birla Finance Ltd. ICRA AAA 2.66Fullerton India Credit Co. Ltd. CRISIL AAA 1.94First Business ReceivablesTrust ( Originator RelianceIndustries Ltd ) CRISIL AAA(SO) 1.85Bajaj Finance Ltd. CRISIL AAA 1.49Tata Capital FinancialServices Limited CRISIL AAA 1.48Tata Capital HousingFinance Ltd. CRISIL AAA 0.96Bhopal Dhule TransmissionCompany Ltd. ( Operationalpower transmission project ) CRISIL AAA 0.95Reliance Industries Ltd. CRISIL AAA 0.90L & T Infrastructure FinanceCompany Ltd. CARE AAA 0.78Tata Capital FinancialServices Limited ICRA AAA 0.68Sikka Ports & Terminals Ltd.( Mukesh Ambani Group ) CRISIL AAA 0.62Nabha Power Ltd. ( backed byunconditional and irrevocableguarantee by Larsen &Toubro Ltd ) ICRA AAA(CE) 0.51LIC Housing Finance Ltd. CRISIL AAA 0.43ICICI Bank Ltd. ICRA AAA 0.24Jamnagar Utilities &Power Private Limited( Mukesh Ambani Group) CRISIL AAA 0.24HDB Financial Services Ltd. CRISIL AAA 0.08IOT Utkal Energy Services Ltd. CRISIL AAA 0.07Tata Sons Private Ltd. CRISIL AAA 0.03Bajaj Housing Finance Ltd. CRISIL AAA 0.01Corporate Debt/FinancialInstitutions - Total 38.75Public Sector Undertakings Rural ElectrificationCorporation Ltd. CRISIL AAA 7.21Power FinanceCorporation Ltd. CRISIL AAA 6.92National Bank for Agriculture& Rural Development CRISIL AAA 3.93State Bank Of India.(^) CRISIL AAA 1.50Bank Of Baroda FITCH IND AAA 1.01Canara Bank FITCH IND AAA 0.95Indian Oil Corporation Ltd. ICRA AAA 0.95ONGC Petro Additions Ltd. ICRA AAA(CE) 0.95Small Industries DevelopmentBank Of India CARE AAA 0.54Bank Of Baroda FITCH AAA(IND) 0.46Rural ElectrificationCorporation Ltd. FITCH IND AAA 0.42Power Grid Corporationof India Ltd. CRISIL AAA 0.10National Thermal PowerCorporation Ltd. CRISIL AAA 0.05
Small Industries DevelopmentBank Of India ICRA AAA 0.03Public SectorUndertakings - Total 25.02GovernmentDated Securities 7.59% Central Government SOV 4.547.27% Central Government SOV 4.107.32% Central Government SOV 3.077.82% StateGovernment(^)-Assam SOV 3.036.79% Central Government SOV 2.298.59% StateGovernment-Andhra Pradesh SOV 2.066.97% Central Government SOV 2.027.68% Central Government SOV 1.815.79% Central Government SOV 1.767.93% StateGovernment(^)-Chattisgarh SOV 1.677.35% Central Government SOV 1.286.45% Central Government SOV 0.738.45% StateGovernment-Punjab SOV 0.566.9% Central Government SOV 0.548.26% StateGovernment-Uttar Pradesh SOV 0.518.72% StateGovernment-Bihar SOV 0.507.69% StateGovernment-Assam SOV 0.468.45% StateGovernment-Jammu & Kashmir SOV 0.318.5% StateGovernment-Jammu & Kashmir SOV 0.318.21% StateGovernment-Haryana SOV 0.258.39% StateGovernment-Rajasthan SOV 0.258.27% StateGovernment-Rajasthan SOV 0.215.15% Central Government SOV 0.201.44% Central Government SOV 0.119.36% StateGovernment-West Bengal SOV 0.118.45% StateGovernment-Bihar SOV 0.108.69% StateGovernment-Kerala SOV 0.078.21% StateGovernment-Rajasthan SOV 0.068.66% StateGovernment-Tamil Nadu SOV 0.067.26% Central Government SOV 0.055.18% Central Government SOV 0.01Government DatedSecurities - Total 33.03Money Market Instruments Commercial Paper(CP)/Certificate of Deposits(CD) Corporate Debt/Financial Institutions AXIS Bank Ltd. ICRA A1+ 0.23Corporate Debt/FinancialInstitutions - Total 0.23Public SectorUndertakings Oriental Bank of Commerce CRISIL A1+ 0.51Public SectorUndertakings - Total 0.51Triparty Repo 0.72Net Current Assets/(Liabilities) 1.74Grand Total 100.00
$Standard Deviation
Modified Duration
Portfolio Yield
1.66%
2.51 yrs
6.20%
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended short term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 1 year and 3 years
KOTAK BOND SHORT TERM FUND
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `10,158.87 crs
AUM: `10,534.43 crs
Benchmark: NIFTY Short Duration Debt Index
Allotment date: May 2, 2002
Folio count: 13,478
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Data as on May 31, 2020
32
63.77 33.03 1.740.74
0.72
Debentures and Bonds Government Dated Securities Net Current Assets
Commercial Paper (CP)/Certificate of Deposits (CD) TREP & Term Deposits & Rev.Repo
Scheme Inception : - May 02,2002. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 5.01% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 3.10 years.Kotak Bond Short Term Fund NAV as on May 29, 2020: ̀ 38.8263 (Growth Option), ̀ 41.0398 (Direct Growth Option), ̀ 10.2665 (Monthly Dividend), ̀ 12.8599 (Direct Monthly Dividend), ̀ 14.1474 (Half Yearly Dividend), `14.5488 (Direct Half Yearly Dividend), ̀ 12.1892 (Direct Normal Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
ALLOCATION (%)
RATING PROFILE (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
An open-ended short term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 1 year and 3 years
KOTAK BOND SHORT TERM FUND
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Short Duration Index Returns (%)
Alpha
Nifty Short Duration Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
21,70,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
47,57,353 18,36,661 11,24,041 7,36,946 4,11,287 1,26,345
8.06 8.26 8.20 8.18 8.88 10.10
8.23 8.56 8.42 8.36 8.94 10.26
-0.17 -0.30 -0.22 -0.18 -0.06 -0.16
48,41,789 18,65,793 11,32,830 7,40,316 4,11,666 1,26,451
40,98,969 17,48,606 10,91,313 7,21,542 4,04,727 1,25,365
6.61 7.32 7.37 7.33 7.79 8.52
33
97.54 1.74 0.72
A1+, AAA, AAA(CE), AAA(IND), AAA(SO), IND AAA, SOV Net Current Assets TREP & Term Deposits & Rev.Repo
Investment ObjectiveThe investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyWeekly (Every Monday), Monthly (12th of every Month), Quarterly (20th of Mar, Jun, Sep and Dec of every Year), Annual (12th of March).
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 6% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%c) If units are redeemed or switched out on or after 1 year from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.80%; Direct: 0.76%
$Standard Deviation
Modified Duration
Portfolio Yield
4.20%
1.92 yrs
9.95%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment predominantly in AA and below rated
corporate bonds (Excluding AA+ rated corporate bonds)
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
34
KOTAK CREDIT RISK FUND
An open-ended debt scheme predominantly investing in aa and below ratedcorporate bonds (excluding AA+ rated corporate bonds)
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product Label
Riskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `2,199.38 crs
AUM: `2,051.99 crs
Benchmark: Nifty Credit Risk
Bond Index $
Allotment date: May 11, 2010
Folio count: 18,425
Data as on May 31, 2020
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
Talwandi Sabo Power Ltd.
( Unconditional and Irrevocable Corporate Guarantee of Vedanta Ltd.) CRISIL AA(CE) 9.11
Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) CARE AA(CE) 4.81
Future Lifestyle Fashions Ltd. CRISIL A+ 4.77
L & T Infrastructure Finance Company Ltd. CRISIL AAA 3.96
Bahadur Chand Investments Private Limited ICRA AA 3.65
Shriram Transport Finance Co Ltd. CRISIL AA+ 3.06
Vizag General Cargo Berth Pvt. Ltd.
( backed by unconditional and irrevocable guarantee of Vedanta Ltd ) CRISIL AA(CE) 2.41
Reliance Industries Ltd. CRISIL AAA 2.38
Muthoot Finance Ltd. CRISIL AA 2.04
Nayara Energy Limited CARE AA 1.99
Aarish Solar Power Ltd. # CARE AA-(CE) 0.61
Aashman Energy Pvt. Ltd. # CARE AA-(CE) 0.61
Divyesh Power Pvt. Ltd. # CARE AA-(CE) 0.61
Elena Renewable Energy Pvt. Ltd. # CARE AA-(CE) 0.61
Pratyash Renewable Pvt. Ltd. # CARE AA-(CE) 0.61
SEI Baskara Power Pvt. Ltd. # CARE AA-(CE) 0.61
SEI Enerstar Renewable Energy Pvt. Ltd. # CARE AA-(CE) 0.61
SEI Mihir Energy Pvt. Ltd. # CARE AA-(CE) 0.61
Shreyas Renwable Energy Pvt. Ltd. # CARE AA-(CE) 0.61
Zuvan Energy Pvt. Ltd. # CARE AA-(CE) 0.61
Jamnagar Utilities & Power Private Limited ( Mukesh Ambani Group ) CRISIL AAA 0.50
Fullerton India Credit Co. Ltd. CRISIL AAA 0.17
HDFC Ltd. CRISIL AAA 0.07
Shriram City Union Finance Ltd. CARE AA+ 0.05
LIC Housing Finance Ltd. CRISIL AAA 0.04
JM Financial Credit Solutions Ltd. ICRA AA 0.01
Corporate Debt/Financial Institutions - Total 45.12
Public Sector Undertakings
U P Power Corporation Ltd ( Guaranteed By UP State Government ) CRISIL A+(CE) 11.88
Power Finance Corporation Ltd.(^) CRISIL AAA 11.66
Union Bank of India (AT1 bonds) CARE A+ 9.89
Punjab & Sind Bank (AT1 bonds) ICRA A- 6.67
Rural Electrification Corporation Ltd. CRISIL AAA 1.26
National Highways Authority Of India CRISIL AAA 0.25
Punjab National Bank CRISIL A+ 0.25
Small Industries Development Bank Of India CARE AAA 0.25
National Bank for Agriculture & Rural Development CRISIL AAA 0.14
PNB Housing Finance Ltd. FITCH IND AA 0.10
Public Sector Undertakings - Total 42.35
Government Dated Securities
8.36% State Government-Madhya Pradesh SOV 5.04
Government Dated Securities - Total 5.04
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
MaturityShort Medium Long Volatility
Low
Medium
High
33.46 33.33 25.72 4.87 2.62
A+, A+(CE), A- AA+, AA, AA(CE), IND AA, AA-(CE) AAA, SOV TREP & Term Deposits & Rev.Repo
Net Current Assets
35
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
KOTAK CREDIT RISK FUND
An open-ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Scheme Inception : - May 11, 2010. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 4.68% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 2.73 years.Kotak Credit Risk Fund NAV as on May 29, 2020: `21.7853 (Growth Option), `23.3196 (Direct Growth Option), ̀ 9.8217 (Weekly Dividend), `10.2629 (Direct Weekly Dividend), `10.1145 (Monthly Dividend), `10.3888 (Direct Monthly Dividend), ̀ 10.8426 (Quarterly Dividend), ̀ 10.2493 (Direct Quarterly Dividend), ̀ 10.0803 (Annual Dividend), ̀ 17.5153 (Direct Annual Dividend).$ With Effect from 1st November 2019, the Benchmark is changed to NIFTY Credit Risk Bond Index from CRISIL Composite AA Short Term Bond Index.*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Triparty Repo 4.87
Net Current Assets/(Liabilities)^^ 2.62
Grand Total 100.00
ALLOCATION (%)
RATING PROFILE (%)
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
NIFTY Credit Risk Bond Index Returns (%)
Alpha
NIFTY Credit Risk Bond Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
12,10,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
18,21,683 17,99,898 10,92,159 7,10,533 3,94,426 1,22,144
7.88 7.87 7.39 6.72 6.05 3.38
9.18 9.18 8.89 8.57 8.73 9.57
-1.31 NA -1.49 -1.86 -2.68 -6.19
19,52,698 19,28,395 11,51,961 7,44,283 4,10,369 1,26,023
17,68,272 17,48,606 10,91,313 7,21,542 4,04,727 1,25,365
7.31 7.32 7.37 7.33 7.79 8.52
# (Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee of Greenko Energies Pvt. Ltd.)
ISIN Name of the Security
INE528G0839409.00% Yes Bank Ltd. (Basel III Tier I)
Perpetual Call-18/10/2022 (L)
^^Includes Securities Below Investment grade or Default
Total
Value Recognised inNAV(Rs. In Lacs)
% toNet Assets
Total Security Value(Rs. In Lacs)
0.00 0.00 9040.89
0.00 0.00 9,040.89-
87.47 5.04 4.87 2.62
Debentures and Bonds Government Dated Securities TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or ...guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyQuarterly (20th of Mar, Jun, Sep and Dec of every Year), Annually (12th of March)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Purchase: ̀ 5,000/- and in multiples of 1 for purchases and for ̀ 0.01 for switches.Additional Purchase: `1000 & in multiples of `1.for purchases and for `0.01 for switches.Ideal Investment Horizon: 2.5 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemption / switch out of upto 9% of the initial investment amount (limit) purchased or switched in within 18 months from the date of allotment: Nil.b) If units redeemed or switched out are in excess of the limit within 18 months from the date of allotment: 2%c) If units are redeemed or switched out on or after 18 months from the date of allotment: NILRevised exit load structure effective from May 13, 2020
Total Expense Ratio**Regular: 1.90%; Direct: 0.87%
$Standard Deviation
Modified Duration
Portfolio Yield
5.90%
2.88 yrs
9.25%
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt, government securities & money
market instruments with portfolio Macaulay duration between 3 years & 4 years
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
36
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended medium term debt scheme investing in instrumentssuch that the macaulay duration of the portfolio is between 3 years and 4 years
KOTAK MEDIUM TERM FUND
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: crs`1,543.83
AUM: `1,464.55 crs
Benchmark: NIFTY Medium Duration Debt Index
Allotment date: March 21, 2014
Folio count: 10,106
Data as on May 31, 2020
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial Institutions
Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) CARE AA(CE) 9.09
Reliance Industries Ltd. CRISIL AAA 5.73
Shriram Transport Finance Co Ltd. CRISIL AA+ 4.29
Talwandi Sabo Power Ltd.
( Unconditional and Irrevocable Corporate Guarantee of Vedanta Ltd.) CRISIL AA(CE) 3.74
Embassy Office Parks Reit CRISIL AAA 3.62
Aarish Solar Power Ltd. # CARE AA-(CE) 0.28
Aashman Energy Pvt. Ltd. # CARE AA-(CE) 0.28
Divyesh Power Pvt. Ltd. # CARE AA-(CE) 0.28
Elena Renewable Energy Pvt. Ltd. # CARE AA-(CE) 0.28
Pratyash Renewable Pvt. Ltd. # CARE AA-(CE) 0.28
SEI Baskara Power Pvt. Ltd. # CARE AA-(CE) 0.28
SEI Enerstar Renewable Energy Pvt. Ltd. # CARE AA-(CE) 0.28
SEI Mihir Energy Pvt. Ltd. # CARE AA-(CE) 0.28
Shreyas Renwable Energy Pvt. Ltd. # CARE AA-(CE) 0.28
Zuvan Energy Pvt. Ltd. # CARE AA-(CE) 0.28
Tata Sons Private Ltd. CRISIL AAA 0.21
The Indian Hotels Company Ltd. CARE AA+ 0.20
Muthoot Finance Ltd. CRISIL AA 0.04
IOT Utkal Energy Services Ltd. CRISIL AAA 0.02
Corporate Debt/Financial Institutions - Total 29.74
Public Sector Undertakings
Punjab & Sind Bank (AT1 bonds) ICRA A- 10.32
Power Finance Corporation Ltd. CRISIL AAA 8.95
Punjab National Bank (AT1 bonds) FITCH IND A 7.98
ONGC Petro Additions Ltd. ICRA AAA(CE) 6.86
U P Power Corporation Ltd ( Guaranteed By UP State Government ) CRISIL A+(CE) 6.04
Rural Electrification Corporation Ltd. CRISIL AAA 5.34
National Highways Authority Of India CRISIL AAA 3.56
PNB Housing Finance Ltd. FITCH IND AA 3.19
Indian Railway Finance Corporation Ltd. CRISIL AAA 2.87
State Bank Of India. CRISIL AAA 0.77
Steel Authority of India Ltd. FITCH IND AA- 0.05
Public Sector Undertakings - Total 55.93
Government Dated Securities
1.44% Central Government SOV 1.21
Government Dated Securities - Total 1.21
Treasury Bills
91 Days Treasury Bill 13/08/2020 SOV 3.39
Treasury Bills - Total 3.39
Triparty Repo 5.05
Net Current Assets/(Liabilities)^^ 4.68
Grand Total 100.00
# (Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee of Greenko Energies Pvt. Ltd.)
37
An open-ended medium term debt scheme investing in instruments such that the macaulay duration of the portfolio is between 3 years and 4 years
KOTAK MEDIUM TERM FUND
Scheme Inception : - March 21, 2014. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Average Maturity of the portfolio based on Security's original maturity date: 4.02 yearsKotak Medium Term Fund NAV as on May 29, 2020: `16.1589 (Growth Option), `17.0734 (Direct Growth Option), `10.6575 (Quarterly Dividend), `10.7304 (Direct Quarterly Dividend), `10.2976 (Annual Dividend), `17.1146 (Direct Annual Dividend).*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
ALLOCATION (%)
RATING PROFILE (%)
ISIN Name of the Security Value Recognised inNAV(Rs. In Lacs)
% toNet Assets
Total Security Value(Rs. In Lacs)
INE202B07IK19.10% Dewan Housing Fin Co.Ltd.(Tranche I Series IB)-09/09/2019 (L) 666.92 0.46 2727.5
INE202B07IJ309.05% Dewan Housing Fin Co.Ltd.(Tranche I Series IA)-09/09/2019 (L)
2,000.06 1.37 8178.75
^^Includes Securities Below Investment grade or Default
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Medium Duration Index Returns (%)
Alpha
Nifty Medium Duration Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 5 years 3 years 1 year
7,50,000 6,00,000 3,60,000 1,20,000
9,29,791 7,02,009 3,90,879 1,22,575
6.80 6.23 5.44 4.06
8.99 9.03 10.09 12.81
-2.19 -2.80 -4.65 -8.75
9,96,389 7,52,791 4,18,635 1,28,029
9,92,186 7,50,061 4,22,608 1,28,014
8.86 8.89 10.74 12.80
2,666.97 1.82 15,333.59Total -
INE528G0839409.00% Yes Bank Ltd. (Basel III Tier I)
Perpetual Call-18/10/2022 (L)0.00 0.00 4427.34
85.67 5.05 4.68 3.39 1.21
Debentures and Bonds TREP & Term Deposits & Rev.Repo Net Current Assets
Treasury Bills Government Dated Securities
42.53 24.34 23.4 5.05 4.68
AAA, AAA(CE), SOV A+(CE), IND A, A- AA+, AA, AA(CE), IND AA, AA-(CE), IND AA-
TREP & Term Deposits & Rev.Repo Net Current Assets
38
Debt Instruments
Debentures and Bonds
Corporate Debt/
Financial Institutions
Sikka Ports & Terminals Ltd.
( Mukesh Ambani Group ) (^) CRISIL AAA 5.40
Coastal Gujarat Power Ltd.
( Guarenteed by TATA
Power Co. Ltd ) CARE AA(CE) 4.04
LIC Housing Finance Ltd. CRISIL AAA 3.48
ICICI Bank Ltd. (AT1 bonds) CRISIL AA+ 2.78
Jamnagar Utilities &
Power Private Limited
( Mukesh Ambani Group ) CRISIL AAA 2.12
AXIS Bank Ltd. (AT1 bonds) CRISIL AA+ 0.81
HDFC Ltd. CRISIL AAA 0.16
SP Jammu Udhampur Highway
Ltd. ( Operational road project
with annuity from NHAI ) ICRA AAA 0.11
Corporate Debt/Financial
Institutions - Total 18.90
Public Sector
Undertakings
Rural Electrification
Corporation Ltd.(^) CRISIL AAA 9.53
Indian Railway Finance
Corporation Ltd.(^) CRISIL AAA 8.74
Power Finance
Corporation Ltd. CRISIL AAA 7.73
Bank Of Baroda (AT1 bonds) CRISIL AA+ 3.68
National Bank for Agriculture
& Rural Development ICRA AAA 1.99
Union Bank of India
(AT1 bonds) FITCH IND AA 1.45
Public Sector
Undertakings - Total 33.12
Government
Dated Securities
7.26% Central Government SOV 23.19
6.45% Central Government SOV 12.68
8.27% State
Government-Rajasthan SOV 2.66
6.19% Central Government SOV 2.47
1.44% Central Government SOV 1.45
Government Dated
Securities - Total 42.45
Triparty Repo 5.12
Net Current Assets/
(Liabilities) 0.41
Grand Total 100.00
This product is suitable for investors who are seeking*:� Income over a medium term investment horizon� Investment in debt & money market securities across
durations.* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investment ObjectiveThe investment objective of the Scheme is to maximise returns through an active management of a portfolio of debt and money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA)Regular Plan B)Direct Plan
Options: Dividend Payout, Dividend ..........Reinvestment & Growth(applicable for all plans)
Dividend FrequencyMonthly Dividend Payout & Reinvestment (12th of every Month) (w.e.f June 1, 2017), Q u a r t e r l y D i v i d e n d P a y o u t a n d Reinvestment (20th of March, June, September and December of every year) (applicable for all plans)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: ̀ 5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: `1000 & in multiples of ̀ 1Ideal Investment Horizon: 6 months & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil
Total Expense Ratio**Regular: 1.08%; Direct: 0.45%
$Standard Deviation
Modified Duration
Portfolio Yield
2.95%
4.76 yrs
6.84%
KOTAK DYNAMIC BOND FUNDMaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended dynamic debt scheme investing across duration
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Investors understand that their principal will be at moderately low risk
Product LabelRiskometer
Fund Manager: Mr. Deepak Agrawal*
AAUM: `1,143.85 crs
AUM: `1,219.95 crs
Benchmark: Nifty Composite Debt Index
Allotment date: May 26, 2008
Folio count: 12,388
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - May 26, 2008. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.(^) Fully or Party blocked against Interest Rate Swap (IRS) Hedging Position through Interest Rate Swaps as on 31 May 2020 is 7.87% of the net assets.Average Maturity of the portfolio based on Security's original maturity date: 6.66 yearsKotak Dynamic Bond Fund NAV as on : `27.5222 (Growth Option), `28.804 (Direct Growth Option), `11.5175 (Quarterly Dividend), `11.3207 (Direct Quarterly Dividend), `22.072 (Regular Monthly May 29, 2020Dividend), ̀ 22.7158 (Direct Monthly Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Composite Debt Index Returns (%)
Alpha
Nifty Composite Debt Index ( )#`
CRISIL 1 Year T-Bill Index ( )^`
CRISIL 1 Year T-Bill Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
14,50,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
25,91,974 19,50,916 11,76,641 7,63,550 4,20,381 1,27,064
9.19 9.40 9.49 9.60 10.38 11.26
8.58 8.73 8.84 8.72 9.75 10.63
0.61 0.67 0.64 0.88 0.64 0.63
24,75,185 18,70,661 11,42,391 7,42,146 4,13,519 1,25,750
22,62,063 17,48,606 10,91,313 7,21,542 4,04,727 1,25,365
7.09 7.32 7.37 7.33 7.79 8.52
52.02 42.45 5.120.41
Debentures and Bonds Government Dated Securities TREP & Term Deposits & Rev.Repo Net Current Assets
81.71 12.76 5.120.41
AAA, SOV AA+, AA(CE), IND AA TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout, Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyQuarterly (20th of Mar/Jun/Sep/Dec), Half Yearly (20th of Mar/Sept), Annual (12th of Mar) (applicable for all plans)
Ratios
$Source: ICRAMFI Explorer. Standard
Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For redemptions/switch outs (including SIP/STP) within 3 months from the date of allotment of units: 0.20%b) For redemptions/switch outs (includingSIP/STP) after 3 months from the date ofallotment of units: Nil
Note: The aforesaid revised exit load structure will be applicable only on a prospective basis for Units purchased /SIP/STP registered on or after February 22, 2018.
Total Expense Ratio**Regular: 1.90%; Direct: 0.80%
$Standard Deviation
Modified Duration
Portfolio Yield
3.40%
6.61 yrs
6.58%
This product is suitable for investors who are seeking*:� Income over a long investment horizon� Investment in debt & money market securities with a
portfolio Macaulay duration between 4 years & 7 years.
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Debt Instruments
Debentures and Bonds
Corporate Debt/Financial
Institutions
Bahadur Chand Investments
Private Limited ICRA AA 2.29
Muthoot Finance Ltd. CRISIL AA 2.23
Tata Steel Ltd. CARE AA- 1.65
Aditya Birla Finance Ltd. ICRA AAA 1.43
Mobil Trust Series-07 Ptc
20-06-2022 - (B) (Mobil Trust
Series - 07) CRISIL AAA(SO) 1.02
HDFC Ltd. CRISIL AAA 0.15
Hindalco Industries Ltd. CRISIL AA 0.02
Corporate Debt/Financial
Institutions - Total 8.79
Public Sector
Undertakings
Canara Bank FITCH IND AAA 8.41
Rural Electrification
Corporation Ltd. CRISIL AAA 7.50
Power Finance
Corporation Ltd. CRISIL AAA 4.57
Punjab National Bank CRISIL A+ 1.96
National Highways Authority
Of India CRISIL AAA 1.69
Bank Of Baroda FITCH AAA(IND) 1.57
Union Bank of India
(At1 bonds) CARE AA- 1.25
U P Power Corporation Ltd
( Guaranteed By UP State
Government ) FITCH IND AA(CE) 1.03
U P Power Corporation Ltd
( Guaranteed By UP State
Government ) CRISIL A+(CE) 0.61
Public Sector
Undertakings - Total 28.59
Government
Dated Securities
7.26% Central Government SOV 18.45
7.57% Central Government SOV 18.20
6.19% Central Government SOV 12.49
7.16% Central Government SOV 9.02
1.44% Central Government SOV 0.90
Government Dated
Securities - Total 59.06
Triparty Repo 13.78
Net Current Assets/
(Liabilities) -10.22
Grand Total 100.00
39
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended medium term debt scheme investing in instruments such that themacaulay duration of the portfolio is between 4 years and 7 years
KOTAK BOND FUND
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Fund Manager: Mr. Abhishek Bisen*
AAUM: crs`1,302.89
AUM: `1,312.15 crs
Benchmark: NIFTY Medium to Long Duration Debt Index
Allotment date: November 25, 1999
Folio count: 4,137
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
Scheme Inception : - November 25,1999. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows and taking the time of investment into consideration. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. # Benchmark ; ̂ Additional Benchmark.Alpha is difference of scheme return with benchmark return.Average Maturity of the portfolio based on Security's original maturity date: 10.95 years.Kotak Bond Fund NAV as on May 29, 2020: ̀ 58.1984 (Growth Option), ̀ 61.8992 (Direct Growth Option), ̀ 12.4373 (Quarterly Dividend), ̀ 16.7528 (Direct Quarterly Dividend), ̀ 35.6562 (Annual Dividend), ̀ 22.2953 (Direct Annual Dividend)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
Systematic Investment Plan (SIP) If you had invested `10,000 every month
SYSTEMATIC INVESTMENT PLAN (SIP)
Monthly SIP of ( ) 10000`
Total amount invested ( )`
Total Value as on May 29, 2020 ( )`
Scheme Returns (%)
Nifty Medium to Long Duration Debt Index Returns (%)
Alpha
Nifty Medium to Long Duration Debt Index ( )#`
CRISIL 10 Year Gilt Index ( )^`
CRISIL 10 Year Gilt Index Returns (%)
Since Inception 10 years 7 years 5 years 3 years 1 year
24,70,000 12,00,000 8,40,000 6,00,000 3,60,000 1,20,000
63,24,830 18,42,658 11,31,653 7,42,937 4,18,921 1,28,367
8.36 8.32 8.39 8.50 10.14 13.37
NA 8.62 8.82 8.68 9.82 11.42
NA -0.30 -0.43 -0.18 0.32 1.95
NA 18,60,018 11,41,456 7,41,454 4,13,962 1,26,169
NA 18,30,192 11,46,680 7,50,061 4,22,608 1,28,014
NA 8.19 8.76 8.89 10.74 12.80
59.06 37.38 13.78- 10.22
Government Dated Securities Debentures and Bonds TREP & Term Deposits & Rev.Repo Net Current Assets
85.4 13.78 8.47 2.57- 10.22
AAA, AAA(IND), AAA(SO), IND AAA, SOV TREP & Term Deposits & Rev.Repo AA, IND AA(CE), AA-
A+, A+(CE) Net Current Assets
92.17 9.85- 2.02
SOV TREP & Term Deposits & Rev.Repo Net Current Assets
Investment ObjectiveThe objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government ...and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however ...........emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount.
Available Plans/OptionsA) Regular Non Direct Plan, B) PF & Trust Non Direct Plan, C) Regular Direct Plan,D) PF & Trust Direct Plan.Options: Dividend Payout, Dividend .........Reinvestment & Growth (applicable for all plans)
Dividend FrequencyQuarterly (20th of Mar/Jun/Sep/Dec)
Ratios
$Source: ICRAMFI Explorer. Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns.
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investments Horizon: 1 year & above
Load StructureEntry Load: (a) Regular Plan - Entry: Nil. (b) PF & Trust Plan - Entry: Nil. (applicable for all plans)Exit Load: (a) Regular Plan - Exit: Nil. (b) PF&Trust Plan-Exit: Nil. (applicable for all plans)
Total Expense Ratio**Regular: 1.45%; Direct: 0.45%
This product is suitable for investors who are seeking*:� Income over a long investment horizon� Investment in sovereign securities issued by the
Central and/or State Government(s) and/or reverse repos in such securities
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Investors understand that their principal will be at moderate risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Government Dated Securities 7.57% CentralGovernment SOV 36.337.16% CentralGovernment SOV 15.786.19% CentralGovernment SOV 12.207.27% CentralGovernment SOV 11.517.26% CentralGovernment SOV 8.18
5.79% CentralGovernment SOV 4.676.79% CentralGovernment SOV 3.50Government DatedSecurities - Total 92.17Triparty Repo 9.85Net Current Assets/(Liabilities) -2.02Grand Total 100.00
$Standard DeviationA)Regular PlanB) PF & Trust Plan
Modified Duration
Portfolio Yield
4.43%4.43%
7.76 yrs
5.98%
MaturityShort Medium Long Volatility
Low
Medium
HighAn open-ended debt scheme investing in government securities across maturity
KOTAK GILT FUND
Fund Manager: Mr. Abhishek Bisen*
AAUM: crs`683.26
AUM: `749.87 crs
Benchmark: Nifty All Duration G-Sec Index
Allotment date: Regular Plan - December 29, 1998;
PF & Trust Plan - November 11, 2003
Folio count: 2,970
Product Label
Riskometer
PORTFOLIOIssuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
ALLOCATION (%)
RATING PROFILE (%)
Average Maturity of the portfolio based on Security's original maturity date: 13.36 years.Kotak Gilt Fund NAV as on May 29, 2020: `73.7557 (Regular-Growth), `79.4046 (Regular-Growth-Direct), `15.4301 (Quarterly-Dividend), `17.9329 (Quarterly-Dividend Direct), ̀ 75.4566 (PF & Trust-Growth), ̀ 81.3217 (PF & Trust-Growth Direct), ̀ 12.6211 (PF & Trust-Quarterly Dividend )*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
40
92.17 9.85- 2.02
Government Dated Securities TREP & Term Deposits & Rev.Repo Net Current Assets
AU Small Finance Bank Ltd. 0.04AXIS Bank Ltd. 1.84AXIS Finance Ltd. 0.15Aarish Solar Power Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Aashman Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Aditya Birla Finance Ltd. 0.86Indian Bank 0.19Andhra Bank 0.22Avendus Finance Pvt Ltd. 0.07Bahadur Chand Investments Private Limited 0.17Bajaj Finance Ltd. 1.44Bajaj Housing Finance Ltd. 0.37Bank Of Baroda 1.33Bank of India 0.50Bharti Airtel Ltd. 0.79Bharti Telecom Ltd. 0.55Bhopal Dhule Transmission Company Ltd. ( Operational power transmission project ) 0.18Birla Corporation Ltd. 0.04Canara Bank 1.73Central Government 20.46Coastal Gujarat Power Ltd. ( Guarenteed by TATA Power Co. Ltd ) 0.34Dalmia Cement (Bharat) Ltd 0.06Divyesh Power Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Embassy Office Parks REIT 0.23Elena Renewable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Export-Import Bank of India 0.93First Business Receivables Trust ( Originator Reliance Industries Ltd ) 0.46Food Corporation of India (Guaranteed by Govt of India) 0.45Fullerton India Credit Co. Ltd. 0.27Future Lifestyle Fashions Ltd. 0.10Godrej Properties Limited 0.12Grasim Industries Ltd. 0.03HDB Financial Services Ltd. 1.19HDFC Bank Ltd. 0.06HDFC Ltd. 3.19HPCL Mittal Energy Ltd. 0.08HSBC InvestDirect Financial Services (India) Ltd. 0.05Hero FinCorp Ltd. 0.24Hindalco Industries Ltd. 0.00Hindustan Petroleum Corporation Ltd. 0.05ICICI Bank Ltd. 0.44ICICI Home Finance Company Limited 0.03IIFL Home Finance Ltd. 0.11IOT Utkal Energy Services Ltd. 0.01Indian Oil Corporation Ltd. 0.74Indian Railway Finance Corporation Ltd. 0.36Indostar Capital Finance Limited 0.14IndusInd Bank Ltd. 1.32JM Financial Credit Solutions Ltd. 0.02JM Financial Products Limited 0.07Jamnagar Utilities & Power Private Limited ( Mukesh Ambani Group ) 0.51Jyothy Fbricare Services Ltd. ( Guaranteed By Jyothy Laboratories Ltd ) 0.08Kotak Mahindra Investments Ltd. 0.25Kotak Mahindra Prime Ltd. 0.24L & T Finance Ltd. 0.02L & T Housing Finance Ltd. 0.12L & T Infrastructure Finance Company Ltd. 0.38LIC Housing Finance Ltd. 3.30Mahindra & Mahindra Financial Services Ltd. 1.18Manappuram Finance Ltd. 0.29Mobil Trust Series - 07 ( Originator Shriram City Union Finance Ltd ) 0.15Mobil Trust Series - 08 ( Originator Shriram City Union Finance Ltd ) 0.03Muthoot Finance Ltd. 1.00NHPC Ltd. 0.01Nabha Power Ltd. ( Guaranteed by Larsen & Toubro Ltd ) 0.60National Bank for Agriculture & Rural Development 3.48National Highways Authority Of India 0.33National Housing Bank 1.39National Thermal Power Corporation Ltd. 1.05Nayara Energy Limited 0.05
41
Details of exposure across all Debt Funds of Kotak Mahindra Mutual Fund as on May 31, 2020
Issuer Name %age of Exposure to Debt AUM $
Issuer Name
Industry / Sector %age of Exposure to Debt AUM $BANK 10.10CASH (TREP/REVERSE REPO) 8.29CORPORATES 16.93FINANCIAL SERVICES 27.73GOI/TBILLS 27.21NBFC 9.74Total 100.00
42
%age of Exposure to Debt AUM $
Nuvoco Vistas Corporation Ltd. 0.09ONGC Petro Additions Ltd. (Letter of Comfort from ONGC) 0.20Oriental Bank of Commerce 0.94PNB Housing Finance Ltd. 0.14Power Finance Corporation Ltd. 5.16Power Grid Corporation of India Ltd. 0.05Powergrid Vizag Transminssion Ltd. (Guaranteed by Powergrid Corp ) 0.02Pratyash Renewable Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Punjab & Sind Bank 0.35Punjab National Bank 0.15Reliable Devices Trust ( Underlying customer Reliance Retail ) 0.64Reliance Industries Ltd. 3.84Reliance Jio Infocomm Ltd. 1.26Reliance Retail Limited 0.10Rent A Device Trust ( Underlying customer Reliance Retail ) 0.64Rural Electrification Corporation Ltd. 5.10SEI Baskara Power Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SEI Enerstar Renewable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SEI Mihir Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02SP Jammu Udhampur Highway Ltd. ( Operational road project with annuity from NHAI) 0.07Shreyas Renwable Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Shriram City Union Finance Ltd. 0.07Shriram Transport Finance Co Ltd. 0.14Sikka Ports & Terminals Ltd. ( Mukesh Ambani Group ) 0.15Small Industries Development Bank Of India 2.13State Bank Of India. 0.35State Government 6.75Steel Authority of India Ltd. 0.00Sundaram BNP Paribas Home Finance Ltd 0.17Sundaram Finance Ltd. 0.63TREP/REVERSE REPO 8.29Talwandi Sabo Power Ltd. (Guaranteed by Vedanta Ltd.) 0.34Tata Capital Financial Services Limited 0.54Tata Capital Housing Finance Ltd. 0.63Tata Motors Finance Ltd. 0.50Tata Motors Finance Solutions Ltd. 0.25Tata Motors Ltd. 0.13Tata Power Company Ltd. 0.25Tata Projects Ltd. 0.05Tata Sons Private Ltd. 0.51Tata Steel Ltd. 0.83The Indian Hotels Company Ltd. 0.05U P Power Corporation Ltd ( Guaranteed By UP State Government ) 0.91Union Bank of India 0.65Vedanta Ltd. 0.20Vizag General Cargo Berth Pvt. Ltd. (Guaranteed by Vedanta Ltd ) 0.05YES Bank Ltd. 0.00Zuvan Energy Pvt. Ltd.( Solar power generating SPV of Greenko Group with offtaker as NTPC & secured by corporate guarantee ofGreenko Energies Pvt. Ltd. ) 0.02Total 100.00
Key Credit Brief provides the Key Highlights for select counterparties in our portfolio.Please for the updated Key Credit Brief.click hereFor viewing this on the desktop please visit: Kotak MF website>> Market & Funds >> Fund Updates >> Key Credit Brief. Also you can scan the QR code for Key Credit Brief.
Investment ObjectiveTo generate long-term capital appreciation from a portfolio created by investing in specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s DiscretionMinimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) 1% if exit before 1 year from date of allotment. b) Nil if exit after 1 year from the date of allotment.Exit Load shall be applicable incase of switch from Regular Plan (where broker code is mentioned) to Direct PlanExit Load shall not be applicable: Incase of switch from Regular Plan (where no broker code is mentioned) to Direct Plan In case of switch from Direct Plan to Regular Plan.
Total Expense Ratio**Regular:0.75%; Direct: 0.34%
Equity & Equity related
Mutual Fund Units
Kotak Equity Opportunities
Fund Direct Growth Equity Scheme 42.42
Kotak Emerging Equity Fund
Direct Growth Equity Scheme 24.00
Kotak Standard Multicap Fund
Direct Growth Equity Scheme 19.88
Kotak Small Cap Fund
Direct Growth Equity Scheme 7.04
Kotak Mahindra Liquid Fund
Direct Plan Growth Debt Scheme 3.99
Kotak Infrastructure & Economic
Reform Fund Direct Growth Equity Scheme 2.55
Mutual Fund Units - Total 99.88
Net Current Assets/
(Liabilities) 0.12
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in open-ended diversified equity schemes
and debt schemes of Kotak Mahindra Mutual Fund* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended fund of fund scheme investing in specifiedopen-ended equity, and debt schemes of Kotak Mahindra Mutual Fund
KOTAK ASSET ALLOCATORFUND
Investment style For Equity:
Value Blend Growth Size
Large
Medium
Small
Maturity For Debt:
Short Medium Long Volatility
Low
Medium
High
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal Mr. Arjun Khanna*AAUM: `48.80 crsAUM: `49.79 crsBenchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index Allotment date: August 9, 2004Folio count: 3,354
Kotak Asset Allocator Fund NAV as on May 29, 2020: ̀ 80.255 (Dividend Option), ̀ 83.936 (Direct Dividend Option), ̀ 82.448 (Growth Option), ̀ 85.475 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Data as on May 31, 2020
43
99.88 0.12
Unrated Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plans/OptionsA) Regular Plan B) Direct Plan
Options: Dividend Payout,Dividend Reinvestment & Growth (applicable for all plans)
Dividend FrequencyTrustee�s Discretion
Minimum Investment AmountInitial Investment: `5000 and in multiple of `1 for purchase and for ̀ 0.01 for switchesAdditional Investment: ̀ 1000 & in multiples of ̀ 1Ideal Investment Horizon: 3 years & above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: a) For exit within 1 year from the date of allotment of units: 1%.b) For exit after 1 year from the date of Allotment of units: Nil
Total Expense Ratio**Regular:1.64%; Direct: 1.16%
Equity & Equity related
Mutual Fund Units
Signature Emerging
Markets Fund - 974 Overseas Mutual Fund 98.33
Mutual Fund Units - Total 98.33
Triparty Repo 2.08
Net Current Assets/
(Liabilities) -0.41
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in overseas mutual fund schemes that invest
in a diversified portfolio of securities in global emerging markets
* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
An open-ended fund of fund scheme investing in overseas mutual fundschemes investing in global emerging markets
KOTAK GLOBAL EMERGING MARKET FUNDInvestment style
Value Blend Growth Size
Large
Medium
Small
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Kotak Global Emerging Market Fund NAV as on May 29, 2020: ̀ 15.722 (Dividend Option), ̀ 16.677 (Direct Dividend Option), ̀ 15.72 (Growth Option), ̀ 16.607 (Direct Growth Option)*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Fund Manager: Mr. Arjun Khanna* (w.e.f. May 09, 2019)AAUM: `75.96 crsAUM: `77.55 crsBenchmark: MSCI Emerging Market indexAllotment date: September 26, 2007Folio count: 20,226
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Riskometer
Data as on May 31, 2020
44
98.33 2.08-0.41
Overseas Mutual Fund TREP & Term Deposits & Rev.Repo Net Current Assets
Kotak Gold ETF NAV as on May 29, 2020: `414.5462*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Investment ObjectiveThe investment objective of the scheme is to generate returns that are in line with the returns on investment in physical gold, subject to tracking errors.
Available PlanRegular Plan
Minimum Investment AmountThrough Exchange:10 Units,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and....... above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.55%
7
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Equity & Equity related
Gold 1 Kg Fineness 0.995 GOVERNMENT 98.69
Equity & Equity
Related - Total 98.69
Net Current Assets/
(Liabilities) 1.31
Grand Total 100.00
This product is suitable for investors who are seeking*:� Returns in line with physical gold over medium to long
term, subject to tracking error� Investment in physical gold* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK GOLD ETF
An open-ended scheme replicating/ tracking physical gold prices
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Tracking Error: 0.07%
Fund Manager: Mr. Abhishek Bisen & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `970.65 crs AUM: `1,026.06 crsBenchmark: Price of GoldAllotment date: July 27, 2007Folio count: 38,563
Product LabelRiskometer
Data as on May 31, 2020
45
98.69 1.31
Gold Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of the Nifty 50 subject to tracking errors. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 50000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.14%
7
Portfolio Turnover:
Tracking Error:
17.19%
0.09%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 11.86
HDFC Bank Ltd. Banks 10.33
HDFC Ltd. Finance 7.19
Infosys Ltd. Software 6.34
ICICI Bank Ltd. Banks 5.38
Tata Consultancy
Services Ltd. Software 5.19
ITC Ltd. Consumer Non Durables 4.32
Kotak Mahindra Bank Ltd. Banks 4.11
Hindustan Unilever Ltd. Consumer Non Durables 3.68
Bharti Airtel Ltd. Telecom - Services 3.10
Larsen And Toubro Ltd. Construction Project 2.89
Axis Bank Ltd Banks 2.18
Asian Paints Ltd. Consumer Non Durables 1.90
Maruti Suzuki India Limited Auto 1.87
Nestle India Ltd. Consumer Non Durables 1.57
State Bank Of India Banks 1.55
HCL Technologies Ltd. Software 1.50
Bajaj Finance Limited Finance 1.30
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 1.28
Dr Reddys Laboratories Ltd Pharmaceuticals 1.24
National Thermal Power
Corporation Limited Power 1.19
Ultratech Cement Ltd. Cement 1.13
Mahindra & Mahindra Ltd. Auto 1.05
Power Grid Corporation
Of India Ltd Power 1.01
Britannia Industries Ltd. Consumer Non Durables 1.00
Titan Company Ltd. Consumer Durables 0.93
Bajaj Auto Ltd. Auto 0.88
Cipla Ltd. Pharmaceuticals 0.82
Tech Mahindra Ltd. Software 0.82
Wipro Ltd. Software 0.79
Hero MotoCorp Ltd. Auto 0.77
Oil & Natural Gas
Corporation Ltd. Oil 0.76
Coal India Ltd. Minerals/Mining 0.74
Shree Cement Ltd. Cement 0.70
Bharat Petroleum
Corporation Ltd. Petroleum Products 0.69
Bajaj Finserv Ltd. Finance 0.67
Adani Port and Special
Economic Zone Limited Transportation 0.63
IndusInd Bank Ltd. Banks 0.60
Eicher Motors Ltd Auto 0.58
Grasim Industries Ltd. Cement 0.58
Tata Steel Limited. Ferrous Metals 0.56
UPL Ltd Pesticides 0.56
Indian Oil Corporation Ltd Petroleum Products 0.53
Hindalco Industries Ltd Non - Ferrous Metals 0.51
Bharti Infratel Ltd. Telecom - Equipment & Accessories 0.49
JSW Steel Ltd. Ferrous Metals 0.47
GAIL (India) Ltd. Gas 0.43
Vedanta Ltd. Non - Ferrous Metals 0.42
Zee Entertainment
Enterprises Ltd Media and Entertainment 0.42
Tata Motors Ltd. Auto 0.39
Equity & Equity
Related - Total 99.90
Net Current Assets/
(Liabilities) 0.10
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK NIFTY ETF
An open-ended scheme replicating/ tracking nifty 50 index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `939.10 crs AUM: `976.30 crsBenchmark: Nifty 50 TRIAllotment date: February 2, 2010Folio count: 13,163
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Kotak Nifty ETF NAV as on May 29, 2020: ̀ 99.4305*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
46
24.1514.64
13.0812.47
9.165.54
3.343.10
2.892.41
9.22
Banks Software Petroleum Products Consumer Non Durables Finance Auto
Pharmaceuticals Telecom - Services Construction Project Cement REST
7
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of the BSE SENSEX subject to tracking errors. However, there is no assurance or ..........guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.28%
Portfolio Turnover:
Tracking Error:
15.59%
0.11%
Equity & Equity related
Reliance Industries Ltd. Petroleum Products 13.32
HDFC Bank Ltd. Banks 11.58
HDFC Ltd. Finance 8.18
Infosys Ltd. Software 7.42
ICICI Bank Ltd. Banks 6.12
Tata Consultancy
Services Ltd. Software 5.95
Hindustan Unilever Ltd. Consumer Non Durables 5.27
ITC Ltd. Consumer Non Durables 4.83
Kotak Mahindra Bank Ltd. Banks 4.15
Bharti Airtel Ltd. Telecom - Services 3.81
Larsen And Toubro Ltd. Construction Project 3.26
Axis Bank Ltd Banks 2.51
Asian Paints Ltd. Consumer Non Durables 2.18
Maruti Suzuki India Limited Auto 2.14
Nestle India Ltd. Consumer Non Durables 1.80
State Bank Of India Banks 1.73
HCL Technologies Ltd. Software 1.71
Sun Pharmaceuticals
Industries Ltd. Pharmaceuticals 1.47
Bajaj Finance Limited Finance 1.38
Ultratech Cement Ltd. Cement 1.26
Mahindra & Mahindra Ltd. Auto 1.20
National Thermal Power
Corporation Limited Power 1.19
Titan Company Ltd. Consumer Durables 1.07
Power Grid Corporation
Of India Ltd Power 1.06
Bajaj Auto Ltd. Auto 1.01
Tech Mahindra Ltd. Software 0.94
Hero MotoCorp Ltd. Auto 0.88
Oil & Natural Gas
Corporation Ltd. Oil 0.75
IndusInd Bank Ltd. Banks 0.68
Tata Steel Limited. Ferrous Metals 0.64
Equity & Equity
Related - Total 99.49
Net Current Assets/
(Liabilities) 0.51
Grand Total 100.00
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
KOTAK SENSEX ETF
An open-ended scheme replicating/ tracking S&P BSE sensex index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: ` crs 11.36AUM: `11.80 crsBenchmark: S&P BSE SENSEX TRIAllotment date: June 6, 2008Folio count: 1,291
Investors understand that their principal will be at moderately high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product LabelRiskometer
Kotak Sensex ETF NAV as on May 29, 2020: ̀ 335.1955*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
47
26.77 16.02 14.08 13.329.56
5.233.81
3.262.25
1.474.23
Banks Software Consumer Non Durables Petroleum Products Finance Auto
Telecom - Services Construction Project Power Pharmaceuticals REST
Investment ObjectiveThe investment objective of the scheme is to provide returns before expenses that closely correspond to the total returns of stocks as represented by the Nifty Bank Index subject to tracking errors. There is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available Plan/OptionsRegular Plan Option - Dividend Payout
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 15000 Units,Ideal Investment Horizon: 3 years and .......above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.18%
7
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Equity & Equity related
HDFC Bank Ltd. Banks 32.57
ICICI Bank Ltd. Banks 19.65
Kotak Mahindra Bank Ltd. Banks 14.99
Axis Bank Ltd Banks 12.71
State Bank Of India Banks 10.20
IndusInd Bank Ltd. Banks 3.91
Bandhan Bank Limited. Banks 1.50
Federal Bank Ltd. Banks 1.47
RBL Bank Ltd Banks 0.94
Bank Of Baroda Banks 0.77
IDFC First Bank Limited Banks 0.75
Punjab National Bank Banks 0.50
Equity & Equity
Related - Total 99.96
Net Current Assets/
(Liabilities) 0.04
Grand Total 100.00
Portfolio Turnover:
Tracking Error:
69.36%
0.37%
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
KOTAK BANKING ETF
An open-ended scheme replicating/ tracking nifty bank index
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Product Label
Riskometer
Kotak Banking ETF NAV as on May 29, 2020: ̀ 195.142*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56.
Data as on May 31, 2020
48
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `4,205.97 crs AUM: `3,795.81 crsBenchmark: Nifty Bank Index TRIAllotment date: December 04, 2014Folio count: 19,466
99.96 0.04
Banks Net Current Assets
Investment ObjectiveThe investment objective of the scheme is to provide returns that closely correspond to the total returns of Nifty PSU Bank Index, subject to tracking errors. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Available PlanRegular Plan
Ratios
Minimum Investment AmountThrough Exchange:1 Unit,Through AMC: 10000 Units,Ideal Investment Horizon: 3 years and above
Load StructureEntry Load: Nil. (applicable for all plans)Exit Load: Nil (applicable for all plans)
Total Expense Ratio**Regular: 0.49%
7
Portfolio Turnover:
Tracking Error:
58.83%
0.28%
This product is suitable for investors who are seeking*:� Long term capital growth� Investment in stocks comprising the underlying index
and endeavours to track the benchmark index* Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Equity & Equity related State Bank Of India Banks 26.20
Bank Of Baroda Banks 19.02
Canara Bank Banks 12.54
Punjab National Bank Banks 12.46
Bank of India Banks 6.74
Union Bank Of India Banks 6.47
Central Bank Of India Banks 3.33
Indian Bank Banks 2.90
UCO Bank Banks 2.74
Indian Overseas Bank Banks 2.67
Bank of Maharashtra Banks 2.17
The Jammu and Kashmir
Bank Ltd. Banks 1.94
Punjab & Sind Bank Banks 0.80
Equity & Equity
Related - Total 99.98
Net Current Assets/
(Liabilities) 0.02
Grand Total 100.00
KOTAK PSU BANK ETF
An open-ended scheme replicating/ tracking nifty PSU bank index
Fund Manager: Mr. Devender Singhal & Mr. Satish Dondapati* (w.e.f. May 09, 2019)AAUM: `18.01 crs AUM: `17.82 crsBenchmark: Nifty PSU Bank TRIAllotment date: November 8, 2007Folio count: 3,133
Issuer/Instrument Industry/Rating % to Net Assets
Issuer/Instrument Industry/Rating % to Net Assets
PORTFOLIO
SECTOR ALLOCATION (%)
Investors understand that their principal will be at high risk
yletaredo
M
Moderate
Low
High
Low
High
LOW HIGH
Moderately
Product Label
Riskometer
Kotak PSU Bank ETF NAV as on May 29, 2020: ̀ 111.5309*For Fund Manager experience, please refer page 57-59. **Total Expense Ratio includes applicable B30 fee and GST. For scheme performance, please refer page no 50-56. For last three dividends, please refer page no 60-62.
Data as on May 31, 2020
49
99.98 0.02
Banks Net Current Assets
4550
Scheme Performances as on May 29, 2020
Scheme Inception date is 09/09/2004. Mr. Harsha Upadhyaya has been managing the fund since 04/08/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Equity Opportunities Fund - Growth
Since Inception 16.21% 13.01% 3.20% 13.25% 1,06,206 68,479 70,792
Last 1 Year -13.81% -18.60% 4.78% -18.57% 8,619 8,140 8,143
Last 3 Years -0.51% -0.10% -0.40% 1.23% 9,849 9,969 10,372
Last 5 Years 5.18% 3.78% 1.40% 3.93% 12,875 12,040 12,126
Kotak Equity OpportunitiesFund - Growth Nifty 200 TRI# Nifty 50 TRI## Kotak Equity Opportunities
Fund - GrowthNifty 200 TRI# Nifty 50 TRI##ALPHA
Scheme Inception date is 11/09/2009. Mr. Harsha Upadhyaya has been managing the fund since 04/08/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Standard Multicap Fund - GrowthKotak Standard Multicap
Fund - GrowthNifty 200 TRI# Nifty 50 TRI## Kotak Standard Multicap
Fund - GrowthNifty 200 TRI# Nifty 50 TRI##
Since Inception 10.79% 7.97% 2.82% 7.88% 29,994 22,751 22,561
Last 1 Year -18.53% -18.60% 0.07% -18.57% 8,147 8,140 8,143
Last 3 Years -0.65% -0.10% -0.55% 1.23% 9,805 9,969 10,372
Last 5 Years 5.51% 3.78% 1.73% 3.93% 13,080 12,040 12,126
ALPHA
Scheme Inception date is 30/03/2007. Mr. Pankaj Tibrewal has been managing the fund since 27/05/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Emerging EquityFund - Growth
Nifty Midcap100 TRI#
Nifty 50 TRI## Kotak Emerging EquityFund - Growth
Nifty 50 TRI##Nifty Midcap 100 TRI#
Since Inception 9.39% 9.32% 0.08% 8.51% 32,634 32,339 29,318
Last 1 Year -16.76% -25.18% 8.42% -18.57% 8,324 7,482 8,143
Last 3 Years -3.25% -7.89% 4.64% 1.23% 9,056 7,817 10,372
Last 5 Years 4.79% 1.28% 3.51% 3.93% 12,641 10,657 12,126
Kotak Emerging Equity Fund - Growth
ALPHA
Kotak Bluechip Fund- Growth
Nifty 50 TRI# S&P BSE SENSEX TRI## Kotak Bluechip Fund- Growth
Nifty 50 TRI# S&P BSE SENSEX TRI##
Kotak Bluechip Fund - Growth
Since Inception 17.71% 15.17% 2.54% 15.33% 1,68,650 1,15,493 1,18,415
Last 1 Year -15.50% -18.57% 3.07% -17.36% 8,450 8,143 8,264
Last 3 Years -0.55% 1.23% -1.78% 2.64% 9,836 10,372 10,813
Last 5 Years 3.18% 3.93% -0.74% 4.48% 11,699 12,126 12,451
Since inception date of Kotak Bluechip Fund - Reg Growth is 4/02/2003. Mr. Harish Krishnan has been managing the fund since 01/01/2014.Different plans have different expense structure. The performance details provided herein are of regular plan^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR(Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead ofPrice Return Variant (PRI).As TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 29th Dec 1998 to 31st May 2007 and TRI Values since 31st May 2007.Since Inception date of Kotak Bluechip Fund- Dividend plan is 29/12/1998. Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Small Cap Fund - Growth
Kotak Small Cap Fund -Growth
Nifty SmallCap 100 TRI# Nifty 50 TRI## Kotak Small Cap Fund -
GrowthNifty Small
Cap 100 TRI# Nifty 50 TRI##
Since Inception 12.05% 8.28% 3.77% 12.00% 56,804 33,684 56,453
Last 1 Year -21.62% -37.97% 16.35% -18.57% 7,838 6,203 8,143
Last 3 Years -7.77% -16.80% 9.03% 1.23% 7,847 5,763 10,372
Last 5 Years 1.92% -5.34% 7.27% 3.93% 10,999 7,596 12,126
Scheme Inception date is 24/02/2005. Mr. Pankaj Tibrewal has been managing the fund since 21/01/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
51
Kotak Infrastructure and Economic Reform Fund - Growth
Kotak Infrastructure andEconomic Reform Fund - Growth
India Infrastructure Index(Customised Index by IISL)# Nifty 50 TRI## Kotak Infrastructure and
Economic Reform Fund - GrowthNifty 50 TRI##
India Infrastructure Index(Customised Index by IISL)#
Since Inception 3.39% -1.99% 5.38% 6.37% 15,053 7,815 21,335
Last 1 Year -29.01% -25.81% -3.20% -18.57% 7,099 7,419 8,143
Last 3 Years -9.18% -9.23% 0.05% 1.23% 7,494 7,481 10,372
Last 5 Years -0.33% -3.81% 3.48% 3.93% 9,837 8,234 12,126
Scheme Inception date is 25/02/2008. Mr. Harish Krishnan has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak India Growth Fund - Series 4 - Growth
Kotak India Growth Fund- Series 4 - Growth
Nifty 200 TRI# Nifty 50 TRI## Nifty 50 TRI##
Since Inception -5.78% -4.20% -1.58% -2.10% 8,735 9,071 9,530
Last 1 Year -7.92% -18.60% 10.68% -18.57% 9,208 8,140 8,143
Scheme Inception date is 20/02/2018. Mr. Devender Singhal has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 4 - Growth
Nifty 200 TRI#ALPHA
Kotak India Growth Fund - Series 5 - Growth
Kotak India Growth Fund- Series 5 - Growth
Nifty 200 TRI# Nifty 50 TRI## Nifty 50 TRI##
Since Inception -9.11% -6.17% -2.94% -4.43% 8,229 8,782 9,117
Last 1 Year -15.28% -18.60% 3.32% -18.57% 8,472 8,140 8,143
Scheme Inception date is 15/05/2018. Mr. Harish Krishnan has been managing the fund since 15/05/2018.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 5 - Growth
Nifty 200 TRI#ALPHA
Kotak Tax Saver Fund - GrowthKotak Tax SaverFund - Growth
Nifty 500 TRI# Nifty 50 TRI## Nifty 500 TRI# Nifty 50 TRI##
Since Inception 9.61% 10.27% -0.66% 10.72% 37,921 41,351 43,898
Last 1 Year -17.12% -19.17% 2.05% -18.57% 8,288 8,083 8,143
Last 3 Years -1.18% -0.93% -0.25% 1.23% 9,651 9,725 10,372
Last 5 Years 3.99% 3.62% 0.37% 3.93% 12,165 11,951 12,126Scheme Inception date is 23/11/2005. Mr. Harsha Upadhyaya has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 27/07/2005. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak India EQ Contra Fund - Growth
Nifty 100 TRI# Nifty 50 TRI## Kotak India EQ ContraFund - Growth
Nifty 100 TRI# Nifty 50 TRI##Kotak India EQ ContraFund - Growth
ALPHA
Since Inception 10.46% 11.67% -1.21% 11.40% 43,811 51,525 49,660
Last 1 Year -18.53% -17.78% -0.74% -18.57% 8,147 8,222 8,143
Last 3 Years 1.04% 0.82% 0.22% 1.23% 10,316 10,249 10,372
Last 5 Years 4.08% 4.18% -0.11% 3.93% 12,214 12,277 12,126
Kotak Tax SaverFund - Growth
Kotak India Growth Fund - Series 7 - Growth
Kotak India Growth Fund- Series 7 - Growth
Nifty 50 TRI# Nifty 200 TRI## Nifty 200 TRI##
Since Inception 0.16% -9.73% 9.89% -11.33% 10,028 8,365 8,107
Last 1 Year -4.28% -18.57% 14.30% -18.60% 9,572 8,143 8,140
Scheme Inception date is 31/08/2018. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak India Growth Fund- Series 7 - Growth
Nifty 50 TRI#ALPHA
Kotak Balanced Advantage Fund - Growth
Since Inception 0.65% 2.66% -2.01% -7.88% 10,119 10,490 8,612
Last 1 Year -4.97% -2.44% -2.53% -18.57% 9,503 9,756 8,143
Kotak BalancedAdvantage Fund - Growth
Nifty 50 TRI## Nifty 50 TRI##
Scheme Inception date is 03/08/2018. Mr. Harish Krishnan, Mr. Abhishek Bisen have been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHANIFTY 50 Hybrid
Composite Debt 50:50 Index#Kotak Balanced
Advantage Fund - GrowthNIFTY 50 Hybrid
Composite Debt 50:50 Index#
52
Kotak Equity Arbitrage Fund - Growth
Since Inception 7.38% NA NA 10.60% 28,427 NA 43,875
Last 1 Year 6.18% 5.04% 1.14% -18.57% 10,618 10,504 8,143
Last 3 Years 6.35% 5.26% 1.10% 1.23% 12,027 11,660 10,372
Last 5 Years 6.37% 5.53% 0.84% 3.93% 13,621 13,092 12,126
Kotak Equity ArbitrageFund - Growth
Nifty 50 ArbitrageIndex#
Nifty 50 TRI## Nifty 50 TRI##Kotak Equity ArbitrageFund - Growth
Nifty 50 ArbitrageIndex#
Scheme Inception date is 29/09/2005. Mr. Hiten Shah has been managing the fund since 03/10/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Liquid Fund - Growth
Kotak Liquid Fund- Growth NIFTY Liquid Index# CRISIL 1 Year TBill##
Kotak Liquid Fund- Growth
NIFTY Liquid Index# CRISIL 1Year TBill##
Since Inception 7.33% 7.35% -0.02% 6.18% 32,310 32,388 27,027
Last 1 Year 5.63% 5.64% -0.02% 8.01% 10,563 10,564 10,801
Last 3 Years 6.63% 6.59% 0.04% 7.24% 12,121 12,107 12,331
Last 5 Years 6.99% 6.89% 0.10% 7.21% 14,018 13,951 14,166Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Equity Savings Fund - Growth
Kotak Equity SavingsFund - Growth
75% NIFTY 50 ARBITRAGE+ 25% Nifty 50 TRI#
Nifty 50 TRI## Nifty 50 TRI##Kotak Equity SavingsFund - Growth
75% NIFTY 50 ARBITRAGE+ 25% Nifty 50 TRI#
Since Inception 6.42% 5.94% 0.48% 4.80% 14,198 13,841 13,023
Last 1 Year -1.23% -0.57% -0.67% -18.57% 9,877 9,943 8,143
Last 3 Years 4.47% 4.64% -0.17% 1.23% 11,401 11,457 10,372
Last 5 Years 5.80% 5.45% 0.35% 3.93% 13,260 13,045 12,126
Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
ALPHA
Kotak Equity Hybrid Fund - Growth
Kotak Equity HybridFund - Growth
NIFTY 50 Hybrid CompositeDebt 65:35 Index# Nifty 50 TRI##
Kotak Equity HybridFund - Growth Nifty 50 TRI##
Since Inception 4.05% 6.07% -2.02% 3.80% 12,473 13,883 12,305
Last 1 Year -13.82% -7.22% -6.60% -18.57% 8,618 9,278 8,143
Last 3 Years -1.50% 4.42% -5.92% 1.23% 9,556 11,383 10,372
Last 5 Years 3.43% 6.11% -2.68% 3.93% 11,836 13,453 12,126
NIFTY 50 Hybrid CompositeDebt 65:35 Index#
Kotak Equity Hybrid Fund � Direct plan Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund � Regular plan scheme inception date is 3rd November 2014. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI - Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
ALPHA
53
Kotak Banking and PSU Debt Fund - Growth
Kotak Banking and PSU DebtFund - Growth
CRISIL Banking andPSU Debt Index# CRISIL 1 Year TBill##
CRISIL Banking andPSU Debt Index# CRISIL 1 Year TBill##
Kotak Banking and PSU DebtFund - Growth
Since Inception 7.57% NA NA 6.73% 47,754 NA 40,419
Last 1 Year 10.91% 10.57% 0.34% 8.01% 11,091 11,057 10,801
Last 3 Years 8.57% 8.57% 0.00% 7.24% 12,794 12,794 12,331
Last 5 Years 8.66% 8.76% -0.10% 7.21% 15,157 15,227 14,172
Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 06/03/2008. Mr. Deepak Agrawal has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Low Duration Fund - Growth
Kotak Low Duration Fund -Growth
NIFTY Low DurationDebt Index# CRISIL 1 Year TBill##
NIFTY Low DurationDebt Index# CRISIL 1 Year TBill##
Kotak Low Duration Fund -Growth
Since Inception 7.78% 8.46% -0.68% 6.67% 25,010 27,018 22,043
Last 1 Year 7.88% 7.83% 0.05% 8.01% 10,788 10,783 10,801
Last 3 Years 7.63% 7.55% 0.08% 7.24% 12,466 12,440 12,331
Last 5 Years 8.08% 7.75% 0.33% 7.21% 14,754 14,530 14,172
ALPHA
Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Bond Short Term Fund - GrowthKotak Bond Short Term Fund -
GrowthNIFTY Short Duration
Debt Index#CRISIL 1 Year TBill## CRISIL 1 Year TBill##
Kotak Bond Short Term Fund -Growth
NIFTY Short DurationDebt Index#
Since Inception 7.79% 7.98% -0.19% 6.18% 38,826 40,080 29,570
Last 1 Year 9.81% 9.77% 0.04% 8.01% 10,981 10,977 10,801
Last 3 Years 7.74% 8.03% -0.29% 7.24% 12,503 12,604 12,331
Last 5 Years 7.99% 8.18% -0.19% 7.21% 14,693 14,823 14,172
ALPHA
Kotak Savings Fund - Growth
Kotak Savings Fund -Growth
NIFTY Ultra ShortDuration Debt Index# CRISIL 1 Year TBill## NIFTY Ultra Short
Duration Debt Index#CRISIL 1 Year TBill##
Kotak Savings Fund -Growth
Since Inception 7.76% 8.15% -0.39% 6.29% 32,556 34,490 26,207
Last 1 Year 7.27% 7.30% -0.03% 8.01% 10,727 10,730 10,801
Last 3 Years 7.32% 7.60% -0.28% 7.24% 12,360 12,457 12,331
Last 5 Years 7.60% 7.72% -0.12% 7.21% 14,426 14,507 14,172
Scheme Inception date is 13/08/2004. Mr. Deepak Agrawal has been managing the fund since 01/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
ALPHA
Scheme Inception date is 14/07/2003. Mr. Deepak Agrawal has been managing the fund since 01/11/2006.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Money Market Fund - Growth
Kotak Money MarketFund - Growth
NIFTY MoneyMarket Index# CRISIL 1 Year TBill##
NIFTY MoneyMarket Index# CRISIL 1 Year TBill##Kotak Money Market
Fund - GrowthSince Inception 7.41% 7.58% -0.17% 6.16% 33,465 34,358 27,462
Last 1 Year 7.33% 6.64% 0.69% 8.01% 10,733 10,664 10,801
Last 3 Years 7.52% 7.05% 0.47% 7.24% 12,428 12,265 12,331
Last 5 Years 7.56% 7.31% 0.25% 7.21% 14,402 14,238 14,172
ALPHA
54
Kotak Corporate Bond Fund - Growth
Scheme Inception date is 21/09/2007. Mr. Deepak Agrawal has been managing the fund since 01/02/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Corporate BondFund - Growth
CRISIL CorporateBond Composite Index#
CRISIL 1 Year TBill##
Since Inception 8.27% 9.50% -1.23% 6.63% 27,425 31,669 22,586
Last 1 Year 9.22% 11.58% -2.36% 8.01% 10,922 11,158 10,801
Last 3 Years 8.26% 8.18% 0.09% 7.24% 12,686 12,656 12,331
Last 5 Years 8.38% 8.90% -0.52% 7.21% 14,960 15,325 14,172
CRISIL 1 Year TBill##Kotak Corporate Bond
Fund - GrowthCRISIL Corporate
Bond Composite Index#ALPHA
Scheme Inception date is 21/03/2014. Mr. Deepak Agrawal has been managing the fund since 22/06/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Medium Term Fund - GrowthKotak Medium Term Fund
- GrowthNIFTY Medium Duration
Debt Index#CRISIL 10 Year Gilt## Kotak Medium Term Fund
- GrowthNIFTY Medium Duration
Debt Index#CRISIL 10 Year Gilt##
Since Inception 8.05% 9.24% -1.18% 9.18% 16,159 17,287 17,231
Last 1 Year 4.22% 12.03% -7.81% 13.02% 10,422 11,203 11,302
Last 3 Years 5.63% 8.39% -2.77% 7.38% 11,783 12,732 12,378
Last 5 Years 7.23% 8.64% -1.42% 8.29% 14,179 15,143 14,901
ALPHA
Scheme Inception date is 25/11/1999. Mr. Abhishek Bisen has been managing the fund since 01/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Bond Fund - Growth
Kotak Bond Fund- Growth
NIFTY Medium to LongDuration Debt Index# CRISIL 10 Year Gilt##
Kotak Bond Fund- Growth
NIFTY Medium to LongDuration Debt Index# CRISIL 10 Year Gilt##
Since Inception 8.96% NA NA NA 58,198 NA NA
Last 1 Year 12.36% 13.60% -1.24% 13.02% 11,236 11,360 11,302
Last 3 Years 7.42% 8.45% -1.03% 7.38% 12,394 12,752 12,378
Last 5 Years 7.84% 8.71% -0.87% 8.29% 14,592 15,190 14,901
ALPHA
Scheme Inception date is 11/05/2010. Mr. Deepak Agrawal has been managing the fund since 12/04/2010.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Credit Risk Fund - GrowthKotak Credit Risk Fund -
GrowthNifty Credit Risk
Bond Index# CRISIL 1 Year TBill## CRISIL 1 Year TBill##Kotak Credit Risk Fund -
GrowthNifty Credit Risk
Bond Index#
Since Inception 8.05% 9.23% -1.18% 6.96% 21,785 24,304 19,666
Last 1 Year 5.63% 9.42% -3.79% 8.01% 10,563 10,942 10,801
Last 3 Years 6.26% 8.11% -1.85% 7.24% 11,996 12,633 12,331
Last 5 Years 7.56% 8.74% -1.18% 7.21% 14,403 15,208 14,172
ALPHA
Kotak Dynamic Bond Fund - Growth
Kotak Dynamic BondFund - Growth
NIFTY CompositeDebt Index# CRISIL 1 Year TBill## CRISIL 1 Year TBill##
Kotak Dynamic BondFund - Growth
NIFTY CompositeDebt Index#
Since Inception 8.79% 8.65% 0.14% 6.67% 27,522 27,091 21,733
Last 1 Year 11.09% 12.86% -1.77% 8.01% 11,109 11,286 10,801
Last 3 Years 8.94% 8.50% 0.45% 7.24% 12,927 12,769 12,331
Last 5 Years 9.43% 8.76% 0.67% 7.21% 15,700 15,223 14,172
ALPHA
Scheme Inception date is 26/05/2008. Mr. Deepak Agrawal has been managing the fund since 25/11/2012.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Floating Rate Fund - Growth
Kotak Floating RateFund - Growth
NIFTY Ultra ShortDuration Debt Index
CRISIL 1 YearTBill
CRISIL 1 YearTBill
Since Inception 7.53% 7.45% 0.08% 8.21% 10,787 10,779 10,859
Last 1 Year 7.37% 7.30% 0.07% 8.01% 10,737 10,730 10,801
Scheme Inception date is 14/05/2019. Mr. Deepak Agrawal has been managing the fund since 14/05/2019. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Floating RateFund - Growth
NIFTY Ultra ShortDuration Debt Index
ALPHA
55
Kotak Debt Hybrid Fund - Growth
Scheme Inception date is 02/12/2003. Mr. Abhishek Bisen has been managing the fund since 01/04/2008. Mr. Devender Singhal has been managing the fund since 25/08/2015.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
Kotak Debt HybridFund - Growth
CRISIL Hybrid 85 +15 - Conservative Index# CRISIL 10 Year Gilt##
Since Inception 7.43% 8.32% -0.89% 6.05% 32,631 37,407 26,355
Last 1 Year 4.25% 8.66% -4.41% 13.02% 10,425 10,866 11,302
Last 3 Years 4.55% 7.71% -3.17% 7.38% 11,425 12,494 12,378
Last 5 Years 6.88% 8.65% -1.77% 8.29% 13,953 15,149 14,901
CRISIL 10 Year Gilt##CRISIL Hybrid 85 +
15 - Conservative Index#Kotak Debt Hybrid
Fund - GrowthALPHA
Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI).The debt component of the index is TRI since inception. For equity component of the index, as TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values series is used till 31st July 2006 and TRI values is used since 1st Aug 2006. Alpha is difference of scheme return with benchmark return.
Kotak Asset Allocator Fund - GrowthKotak Asset Allocator
Fund - GrowthNIFTY 50 Hybrid Composite
Debt 50:50 Index#S&P BSE SENSEX
TRI##Kotak Asset Allocator
Fund - GrowthNIFTY 50 Hybrid Composite
Debt 50:50 Index#S&P BSE SENSEX
TRI##Since Inception 14.27% 11.16% 3.11% 13.51% 82,448 53,260 74,176
Last 1 Year 0.91% -2.44% 3.35% -17.36% 10,091 9,756 8,264
Last 3 Years 3.84% 5.57% -1.73% 2.64% 11,194 11,763 10,813
Last 5 Years 6.82% 6.87% -0.05% 4.48% 13,914 13,949 12,451
ALPHA
Scheme Inception date is 26/09/2007. Mr. Arjun Khanna has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Global Emerging Market Fund - Growth
Kotak Global EmergingMarket Fund - Growth
MSCI Emerging Marketindex#
Nifty 50 TRI## Nifty 50 TRI##Kotak Global EmergingMarket Fund - Growth
MSCI Emerging Marketindex#
Since Inception 3.63% 3.25% 0.38% 6.61% 15,720 14,996 22,521
Last 1 Year 4.82% 1.25% 3.57% -18.57% 10,482 10,125 8,143
Last 3 Years 4.37% 2.73% 1.64% 1.23% 11,368 10,842 10,372
Last 5 Years 0.00% 1.91% -1.91% 3.93% 10,001 10,994 12,126
ALPHA
Kotak Overnight Fund - Growth
Kotak OvernightFund - Growth
NIFTY 1D RateIndex
CRISIL 1 YearTBill
CRISIL 1 YearTBill
Since Inception 5.06% 5.16% -0.10% 8.05% 10,699 10,713 11,119
Last 1 Year 4.62% 4.71% -0.10% 8.01% 10,462 10,471 10,801
Scheme Inception date is 15/01/2019. Mr. Deepak Agrawal has been managing the fund since 15/01/2019. Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak OvernightFund - Growth
NIFTY 1D RateIndex
ALPHA
Scheme Inception date is 11/11/2003. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Gilt Fund - PF and Trust - Growth
Kotak Gilt Fund - PF andTrust - Growth CRISIL 10 Year Gilt## CRISIL 10 Year Gilt##
Kotak Gilt Fund - PF andTrust - Growth
Since Inception 7.84% 6.27% 1.57% 5.98% 34,885 27,378 26,171
Last 1 Year 14.84% 13.80% 1.04% 13.02% 11,484 11,380 11,302
Last 3 Years 8.62% 8.95% -0.33% 7.38% 12,813 12,929 12,378
Last 5 Years 9.08% 9.00% 0.08% 8.29% 15,451 15,395 14,901
NIFTY All DurationG-Sec Index#
NIFTY All DurationG-Sec Index#ALPHA
Scheme Inception date is 29/12/1998. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.The performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark. Alpha is difference of scheme return with benchmark return.
Kotak Gilt Fund - GrowthKotak Gilt Fund
- GrowthNIFTY All Duration
G-Sec Index# CRISIL 10 Year Gilt## CRISIL 10 Year Gilt##Kotak Gilt Fund
- GrowthNIFTY All Duration
G-Sec Index#Since Inception 9.77% NA NA NA 73,756 NA NA
Last 1 Year 14.84% 13.80% 1.04% 13.02% 11,484 11,380 11,302
Last 3 Years 8.62% 8.95% -0.33% 7.38% 12,813 12,929 12,378
Last 5 Years 9.06% 9.00% 0.05% 8.29% 15,433 15,395 14,901
ALPHA
56
Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Gold ETF
Kotak Gold ETF Price of Gold# CRISIL 10 Year Gilt## Price of Gold# CRISIL 10 Year Gilt##
Since Inception 12.81% 13.97% -1.16% 7.22% 47,033 53,662 24,494
Last 1 Year 46.31% 47.46% -1.15% 13.02% 14,631 14,746 11,302
Last 3 Years 16.28% 17.34% -1.06% 7.38% 15,715 16,148 12,378
Last 5 Years 10.53% 11.63% -1.10% 8.29% 16,506 17,345 14,901
Kotak Gold ETFALPHA
Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Nifty ETF
Kotak Nifty ETF Nifty 50 TRI# S&P BSE SENSEX TRI## Kotak Nifty ETF Nifty 50 TRI# S&P BSE SENSEX TRI##
Since Inception 6.78% 8.18% -1.40% 8.50% 19,682 22,515 23,210
Last 1 Year -18.89% -18.57% -0.32% -17.36% 8,111 8,143 8,264
Last 3 Years 1.00% 1.23% -0.23% 2.64% 10,303 10,372 10,813
Last 5 Years 3.27% 3.93% -0.65% 4.48% 11,750 12,126 12,451
ALPHA
Scheme Inception date is 06/06/2008. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Sensex ETF
Kotak Sensex ETF S&P BSE SENSEX TRI# Nifty 50 TRI## Kotak Sensex ETF S&P BSE SENSEX TRI# Nifty 50 TRI##
Since Inception 6.64% 7.81% -1.17% 7.55% 21,615 24,630 23,932
Last 1 Year -17.60% -17.36% -0.23% -18.57% 8,240 8,264 8,143
Last 3 Years 2.37% 2.64% -0.27% 1.23% 10,728 10,813 10,372
Last 5 Years 3.66% 4.48% -0.81% 3.93% 11,974 12,451 12,126
ALPHA
Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak Banking ETF
Kotak Banking ETF Nifty Bank Index TRI# Nifty 50 TRI## Kotak Banking ETF Nifty Bank Index TRI# Nifty 50 TRI##
Since Inception 1.01% 1.42% -0.41% 3.82% 10,564 10,802 12,279
Last 1 Year -39.11% -38.22% -0.89% -18.57% 6,089 6,178 8,143
Last 3 Years -6.40% -5.83% -0.57% 1.23% 8,202 8,352 10,372
Last 5 Years 0.81% 1.24% -0.43% 3.93% 10,410 10,635 12,126
ALPHA
Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Different plans have different expense structure. The performance details provided herein are of regular plan ^Past performance may or may not be sustained in future.*All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Returns >= 1 year: CAGR (Compounded Annualised Growth Rate). N.A stands for data not available. Note: Point to Point (PTP) Returns in INR shows the value of 10,000/- investment made at inception. Source: ICRA MFI Explorer. # Name of Scheme Benchmark. ## Name of Additional Benchmark.TRI � Total Return Index, In terms of SEBI circular dated January 4, 2018, the performance of the scheme is benchmarked to the Total Return variant (TRI) of the Benchmark Index instead of Price Return Variant (PRI). Alpha is difference of scheme return with benchmark return.
Kotak PSU Bank ETF
Kotak PSU Bank ETF Nifty PSU Bank TRI# Nifty 50 TRI## Nifty 50 TRI##Kotak PSU Bank ETF Nifty PSU Bank TRI#
Since Inception -7.37% -5.93% -1.43% 5.47% 3,824 4,638 19,515
Last 1 Year -65.39% -65.21% -0.18% -18.57% 3,461 3,479 8,143
Last 3 Years -31.92% -31.50% -0.42% 1.23% 3,159 3,218 10,372
Last 5 Years -20.76% -19.99% -0.77% 3.93% 3,119 3,274 12,126
ALPHA
Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% NIFTY 50 ARBITRAGE + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak India Growth Fund Series 5- Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 15/05/2018. Mr. Harish Krishnan has been managing the fund since 15/05/2018.Kotak Bluechip Fund - Growth, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 04/02/2003. Mr. Harish Krishnan has been managing the fund since 15/11/2013.Kotak Infrastructure and Economic Reform Fund - Growth, *Name of the Benchmark - India Infrastructure Index (Customised Index by IISL), Scheme Inception date is 25/02/2008. Mr. Harish Krishnan has been managing the fund since 31/01/2015.
Scheme Names
Kotak Small Cap Fund - Growth
Kotak Equity Hybrid Fund - Growth
Kotak Emerging Equity Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
ABOUT OUR FUND MANAGERSName: Mr. Harsha UpadhyayaMr. Harsha Upadhyaya manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Equity Opportunities Fund (Sep 9, �04), Kotak Standard Multicap Fund (Sep 11, �09), Kotak Tax Saver Fund (Nov. 23,'05).Business ExperienceMr. Harsha has nearly two decades of rich experience spread over Equity Research and Fund Management. His prior stints have been with companies such as DSP BlackRock, UTI Asset Management, Reliance Group and SG Asia Securities. Mr. Harsha is a Bachelor of Engineering (Mechanical) from National Institute of Technology, Suratkal, a Post Graduate in Management (Finance) from Indian Institute of Management, Lucknow and Chartered Financial Analyst from the CFA Institute.
Name: Mr. Harish KrishnanMr. Harish Krishnan manages 7 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Bluechip Fund (Feb 04, �03), Kotak Infrastructure & Economic Reform Fund (Feb 25, '08), Kotak India Growth Fund Series 5 (May15,�18), Kotak Balanced Advantage Fund (Aug. 03,�18), Kotak Equity Savings Fund (Oct. 13' 14), Kotak Focused Equity fund (Jul 16, '19), Kotak Pioneer Fund (Oct 31, '19).Business ExperienceMr. Harish has a decade of experience spread over Equity Research and Fund Management. Prior to joining Kotak Mutual Fund, he was based out of Singapore and Dubai, managing Kotak's offshore funds. Mr. Harish has also worked at Infosys Technologies Ltd in his earlier stint. He is a Bachelor of Technology (Electronics & Communications) from Government Engineering College, Trichur, a post Graduate in Management from Indian Institute of Management, Kozhikode and a Chartered Financial Analyst from the CFA Institute.
Name: Mr. Pankaj TibrewalMr. Pankaj Tibrewal manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Small Cap Fund (Feb. 24,�05), Kotak Emerging Equity Fund (Mar 30,'07), Kotak Equity Hybrid Fund (Nov. 25,'99)Business ExperienceMr. Pankaj is a graduate in Commerce from St. Xavier's College, Kolkata and holds a Master's degree in Finance from Manchester University. He has been associated with the mutual fund industry since 2003 where he has managed several debt and equity schemes. He has been a part of the organization since January 2010. Mr. Pankaj's earlier stint was with Principal Mutual Fund.
Scheme Names
Kotak Equity Opportunities Fund - Growth
Kotak Standard Multicap Fund - Growth
Kotak Tax Saver Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Equity Opportunities Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 09/09/2004. Mr . Harsha Upadhyaya has been managing the fund since 04/08/2012.Kotak Tax Saver Fund - Growth, *Name of the Benchmark - Nifty 500 TRI, Scheme Inception date is 23/11/2005. Mr . Harsha Upadhyaya has been managing the fund since 25/08/2015.Kotak Standard Multicap Fund - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 11/09/2009. Mr . Harsha Upadhyaya has been managing the fund since 04/08/2012.
Kotak Equity Hybrid Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 65:35 Index, Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund - Regular plan scheme inception date is 3rd November 2014. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.Kotak Emerging Equity Fund - Growth, *Name of the Benchmark - Nifty Midcap 100 TRI, Scheme Inception date is 30/03/2007. Mr. Pankaj Tibrewal has been managing the fund since 27/05/2010.Kotak Smallcap Fund - Growth, *Name of the Benchmark - NIFTY Smallcap 100 TRI, Scheme Inception date is 24/02/2005. Mr. Pankaj Tibrewal has been managing the fund since 21/01/2010.
Scheme Names
Kotak Balanced Advantage Fund - Growth
Kotak Infrastructure and EconomicReform Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
-13.82 -7.22 -1.50 4.42 3.43 6.11 4.05 6.07
-16.76 -25.18 -3.25 -7.89 4.79 1.28 9.39 9.32
-21.62 -37.97 -7.77 -16.80 1.92 -5.34 12.05 8.28
57
Kotak India Growth Fund - Series 5 - Growth
-1.23 -0.57 4.47 4.64 5.80 5.45 6.42 5.94
-4.97 -2.44 NA NA NA NA 0.65 2.66
-15.28 -18.60 NA NA NA NA -9.11 -6.17
-15.50 -18.57 -0.55 1.23 3.18 3.93 17.71 15.17
-29.01 -25.81 -9.18 -9.23 -0.33 -3.81 3.39 -1.99
-13.81 -18.60 -0.51 -0.10 5.18 3.78 16.21 13.01
-17.12 -19.17 -1.18 -0.93 3.99 3.62 9.61 10.27
-18.53 -18.60 -0.65 -0.10 5.51 3.78 10.79 7.97
Kotak Equity Savings Fund - Growth
Scheme Names
Kotak Gold ETF
Kotak Gold Fund - Growth
Kotak Gilt Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Top 3
Bottom 3
Name: Mr. Abhishek BisenMr. Abhishek Bisen manages 9 funds and all Kotak Capital Protection Oriented Scheme series of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Equity Hybrid Fund (Nov. 05, 2014), Kotak Debt Hybrid Fund (Dec. 02, �03), Kotak Bond Fund (Regular Plan) (Apr. 15, �08), Kotak Gilt Fund (Regular & PF-Trust) (Dec. 29, �98), Kotak Equity Savings Fund (Oct. 13, '14), Kotak Gold ETF (Jul. 27, �07), Kotak Gold Fund (Mar. 25, '11), Kotak Balanced Advantage Fund (Aug. 03' 18)Business ExperienceMr. Abhishek has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes. Prior to joining Kotak AMC, Abhishek was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. He has been awarded twice as one of the Highly Commended Investors in Indian Rupees Bonds from the Asset magazine Hong Kong. His educational background is B.A (Management) and MBA (Finance).
46.31 47.46 16.28 17.34 10.53 11.63 12.81 13.97
46.16 47.46 16.86 17.34 10.47 11.63 7.53 9.20
14.84 13.80 8.62 8.95 9.06 9.00 9.77 NA
-1.23 -0.57 4.47 4.64 5.80 5.45 6.42 5.94
-4.97 -2.44 NA NA NA NA 0.65 2.66
-13.82 -7.22 -1.50 4.42 3.43 6.11 4.05 6.07Kotak Equity Hybrid - Growth
Kotak Balanced Advantage Fund - Growth
Kotak Equity Savings Fund - Growth
Kotak Bluechip Fund - Growth
Since Kotak Focused Equity Fund and Kotak Pioneer Fund has not yet completed 1 year from Inception,the performance of the scheme is not disclosed.
Kotak Focused Equity Fund andKotak Pioneer Fund
Name: Mr. Deepak AgrawalMr. Deepak Agrawal manages 12 funds & All FMPs of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.(Kotak Bond Short Term Fund (May. 02, �02), Kotak Dynamic Bond Fund (May. 26, �08), Kotak Money Market Fund (Nov. 25, �07), Kotak Liquid Fund (Nov. 04, �03), Kotak Banking and PSU Debt Fund (Dec. 29, �98), Kotak Savings Fund (Jul. 11, �07), Kotak Credit Risk Fund (May 11, '10), Kotak Medium Term Fund (Mar. 21, �14), Kotak Low Duration Fund (Jan. 31, �15), Kotak Corporate Bond Fund (Sep. 21, �07), Kotak Overnight Fund (Jan. 15, 19) All Fixed Maturity Plans in existence (Aug. 13,'15), Kotak Floating Fund (May. 14, 2019).Business ExperienceMr. Deepak's career has started from Kotak AMC when he joined the organization in December 2002 where he was initially in Research, Dealing and then moved into Fund Management from November 2006. Mr. Deepak is a Post Graduate in Commerce, Chartered Account and Company Secretary.
Scheme Names
Kotak Bond Short Term Fund - Growth
Kotak Dynamic Bond Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Overnight Fund - Growth
Kotak Liquid Fund - Growth
Kotak Medium Term Fund - Growth
Top 3
Bottom 3
Kotak Banking and PSU Debt Fund - Growth
Kotak Dynamic Bond Fund - Growth, *Name of the Benchmark - Nifty Composite Debt Index, Scheme Inception date is 26/05/2008. Mr. Deepak Agrawal has been managing the fund since 25/11/2012.Kotak Banking and PSU Debt Fund - Growth, *Name of the Benchmark - CRISIL Banking and PSU Debt Index, Scheme Inception date is 29/12/1998. Mr. Deepak Agrawal has been managing the fund since 01/08/2008.Kotak Bond Short Term Fund - Growth, *Name of the Benchmark - NIFTY Short Duration Debt Index, Scheme Inception date is 02/05/2002. Mr. Deepak Agrawal has been managing the fund since 11/07/2007.Kotak Liquid Fund - Growth, *Name of the Benchmark - NIFTY Liquid Index, Scheme Inception date is 04/11/2003. Mr. Deepak Agrawal has been managing the fund since 01/05/2007.Kotak Overnight Fund - Growth, *Name of the Benchmark - NIFTY 1D Rate Index, Scheme Inception date is 15/01/2019. Mr. Deepak Agrawal has been managing the fund since 15/01/2019.Kotak Medium Term Fund - Growth, *Name of the Benchmark - NIFTY Medium Duration Debt Index, Scheme Inception date is 21/03/2014. Mr. Deepak Agrawal has been managing the fund since 22/06/2015.
55
Kotak Debt Hybrid Fund - Growth, *Name of the Benchmark - CRISIL Hybrid 85+15 - Conservative Index, Scheme Inception date is 02/12/2003. Mr. Abhishek Bisen has been managing the fund since 01/04/2008. Mr. Devender Singhal has been managing the fund since 25/08/2015.Kotak Asset Allocator Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index, Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.Kotak India Growth Fund - Series 4 - Growth, *Name of the Benchmark - Nifty 200 TRI, Scheme Inception date is 14/02/2018. Mr. Devender Singhal has been managing the fund since 24/01/2019.Kotak Nifty ETF, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Banking ETF, *Name of the Benchmark - Nifty Bank TRI, Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak PSU Bank ETF - *Name of the Benchmark Nifty PSU Bank TRI, Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
Name: Mr. Devender SinghalMr. Devender Singhal manages 8 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Debt Hybrid Fund - Growth (Dec. 02, �03), Kotak India Growth Fund Series-4 (Feb. 14, '18), Kotak NV20 ETF (Dec. 01, '15), Kotak Banking ETF (Dec. 10, '14), Kotak Sensex ETF (Jun. 06, '08), Kotak Asset Allocator Fund (Aug,. 09, '04), Kotak PSU Bank ETF (Nov. 08, 07), Kotak Nifty ETF (Feb. 02, '10)Business ExperienceMr. Devender has been associated with the Kotak Group since July 2007. He is responsible for the research coverage of FMCG, Automobiles and Media sectors at Kotak AMC since Feb 2009. Devender has an overall working experience of 14 years in equity research and fund management. Prior to joining Kotak AMC, Devender worked with the PMS divisions of Kotak, Religare, Karvy and P N Vijay Financial Services.
11.09 12.86 8.94 8.50 9.43 8.76 8.79 8.65
10.91 10.57 8.57 8.57 8.66 8.76 7.57 NA
9.81 9.77 7.74 8.03 7.99 8.18 7.79 7.98
5.63 5.64 6.63 6.59 6.99 6.89 7.33 7.35
4.62 4.71 NA NA NA NA 5.06 5.16
4.22 12.03 5.63 8.39 7.23 8.64 8.05 9.24
Scheme Names
Kotak Debt Hybrid Fund - Growth
Kotak Nifty ETF
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak India Growth Fund -Series 4 - Growth
Kotak PSU Bank ETF
Top 3
Bottom 3
Kotak Asset Allocator Fund - Growth 4.25 8.66 4.55 7.71 6.88 8.65 7.43 8.32
0.91 -2.44 3.84 5.57 6.82 6.87 14.27 11.16
-7.92 -18.60 NA NA NA NA -5.78 -4.20
-18.89 -18.57 1.00 1.23 3.27 3.93 6.78 8.18
-39.11 -38.22 -6.40 -5.83 0.81 1.24 1.01 1.42
-65.39 -65.21 -31.92 -31.50 -20.76 -19.99 -7.37 -5.93
58
Kotak Gold ETF, *Name of the Benchmark - Price of Gold, Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
Kotak Gold Fund - Growth, *Name of the Benchmark - Price of Gold, Scheme Inception date is 25/03/2011. Mr. Abhishek Bisen has been managing the fund since 04/03/2011.
Kotak Gilt Fund - Growth, *Name of the Benchmark -NIFTY All Duration G-Sec Index, Scheme Inception date is 29/12/1998. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.
Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% NIFTY 50 Arbitrage + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019.
Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.
Kotak Equity Hybrid Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 65:35 Index, Scheme Inception date is 25/11/1999 and Kotak Equity Hybrid Fund - Regular plan scheme inception date is 3rd November 2014. Mr. Pankaj Tibrewal has been managing the fund since 25/08/2015. Mr. Abhishek Bisen has been managing the fund since 15/04/2008.
55
Kotak India Growth Fund - Series 7 - Growth, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 31/08/2018. Ms. Shibani Kurian has been managing the fund since 09/05/2019.Kotak India EQ Contra Fund - Growth, *Name of the Benchmark - Nifty 100 TRI, Scheme Inception date is 27/07/2005. Ms. Shibani Kurian has been managing the fund since 09/05/2019.
Name: Ms. Shibani KurianMs. Shibhani Kurian manages 3 funds of Kotak Mahindra Mutual Fund. Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak India EQ Contra Fund - Growth (July. 27, '05), Kotak India Growth Fund Series 7 (Aug. 31, 18), Kotak Focused Equity fund (Jul 16, '19).Business ExperienceMs. Shibani Sircar Kurian has a total experience of 19 years in the Indian equity markets of which almost more than 11 years have been with Kotak Mahindra Asset Management Company Limited. Her primary responsibilities include equity fund management and heading the equity research team.Prior to joining Kotak Mahindra Asset Management Company Limited, she worked for almost 6 years with UTI Asset Management Company Limited. and for 1 and half years with Dawnay Day AV Financial Services.She holds a PGDM (with a specialization in Finance) from T.A. Pai Management Institute, Manipal and a BSc (Hons) in Economics from St. Xavier�s College, Kolkata.
Scheme Names
Kotak India EQ Contra Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak India Growth Fund Series 7 - Growth -4.28 -18.57 NA NA NA NA 0.16 -9.73
-18.53 -17.78 1.04 0.82 4.08 4.18 10.46 11.67
Kotak Banking ETF
Since Kotak Focused Equity Fund has not yet completed 1 year from Inception,the performance of the scheme is not disclosed.
Kotak Focused Equity Fund
59
Name: Mr. Satish DondapatiMr. Satish Dondapati manages 6 funds Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak NV20 ETF (Dec. 1, '15), Kotak Banking ETF (Dec. 10, '14), Kotak Sensex ETF (Jun. 06, '08), Kotak Nifty ETF (Feb. 02, '10), Kotak PSU Bank ETF (Nov. 08, '07), Kotak Gold ETF (Jul. 27, '07).Business ExperienceMr. Satish Dondapati has been associated with the company since March 2008. He has over 15 years of experience in MF Product Development and Sales. Prior to joining Kotak Asset Management Company Limited, he was the part of MF Product Team of Centurion Bank Of Punjab.
Scheme Names
Kotak NV20 ETF
Kotak Gold ETF
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak PSU Bank ETF
Kotak Nifty ETF
Kotak Sensex ETF
Kotak Banking ETF
Kotak Gold ETF, *Name of the Benchmark - Price of Gold, Scheme Inception date is 27/07/2007. Mr. Abhishek Bisen has been managing the fund since 15/04/2008. & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak NV20 ETF - *Name of the Benchmark Nifty 50 Value 20 TRI, Scheme Inception date is 01/12/2015. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Sensex ETF, *Name of the Benchmark - S&P BSE SENSEX TRI, Scheme Inception date is 06/06/2008. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Nifty ETF, *Name of the Benchmark - Nifty 50 TRI, Scheme Inception date is 02/02/2010. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak Banking ETF, *Name of the Benchmark - Nifty Bank TRI, Scheme Inception date is 10/12/2014. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.Kotak PSU Bank ETF, *Name of the Benchmark - Nifty PSU Bank TRI, Scheme Inception date is 08/11/2007. Mr. Devender Singhal & Mr. Satish Dondapati has been managing the fund since 09/05/2019.
46.31 47.46 16.28 17.34 10.53 11.63 12.81 13.97
-13.61 -11.06 6.14 7.40 NA NA 9.22 8.89
-17.60 -17.36 2.37 2.64 3.66 4.48 6.64 7.81
-18.89 -18.57 1.00 1.23 3.27 3.93 6.78 8.18
-39.11 -38.22 -6.40 -5.83 0.81 1.24 1.01 1.42
-65.39 -65.21 -31.92 -31.50 -20.76 -19.99 -7.37 -5.93
Name: Mr. Hiten ShahMr. Hiten Shah manages 3 fund of Kotak Mahindra Mutual Fund Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Balanced Advantage Fund (Aug. 03, �18), Kotak Equity Savings Fund (Oct. 13, �2014), Kotak Equity Arbitrage Fund (Sep. 29, �05)Business ExperienceMr. Hiten Shah, is a MMS in Finance with over 11 years of work experience. Prior to joining Kotak Mahindra Mutual fund, he was associated with Edelweiss Asset Management for more than 8 years as a Co-Fund manager and Chief dealer in equities segment. Mr Hiten Shah was also associated with Edelweiss securities Ltd. as low risk arbitrage trader for more than 3 years.
Scheme Names
Kotak Balanced Advantage Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Equity Arbitrage Fund - Growth
Kotak Equity Savings Fund - Growth
Kotak Equity Arbitrage Fund - Growth, *Name of the Benchmark - Nifty 50 Arbitrage Index, Scheme Inception date is 29/09/2005. Mr. Hiten Shah has been managing the fund since 03/10/2019.Kotak Equity Savings Fund - Growth, *Name of the Benchmark - 75% NIFTY 50 Arbitrage + 25% Nifty 50 TRI, Scheme Inception date is 13/10/2014. Mr. Harish Krishnan has been managing the fund since 09/05/2019. Mr. Abhishek Bisen has been managing the fund since 17/09/2014. Mr. Hiten Shah has been managing the fund since 03/10/2019. Kotak Balanced Advantage Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index . Scheme Inception date is 03/08/2018. Mr. Abhishek Bisen & Mr. Harish Krishnan has been managing the fund since 03/08/2018. Mr. Hiten Shah has been managing the fund since 03/10/2019.
6.18 5.04 6.35 5.26 6.37 5.53 7.38 NA
-1.23 -0.57 4.47 4.64 5.80 5.45 6.42 5.94
-4.97 -2.44 NA NA NA NA 0.65 2.66
Name: Mr. Arjun KhannaMr. Arjun Khanna manages 2 funds Different plans shall have a different expense structure. The performance details provided herein are of regular plan.Kotak Asset Allocator Fund - Growth (Aug. 09, �04), Kotak Global Emerging Market Fund - Growth (Sep. 26, '07), Kotak Pioneer Fund (Oct 31, '19).Business ExperienceMr. Arjun Khanna has over 10 years of experience in banking and financial companies. Prior to joining Kotak Asset Management Company Limited, he worked in equity research in Principal PNB AMC. He has also worked at Citigroup NA in his earlier stint. He is a Bachelor of Engineering (Electronics) from Mumbai University and a post Graduate in Masters of Management Studies (Finance) from Jamnalal Bajaj Institute of Management Studies. He is a holder of the right to use the Chartered Financial Analyst® designation and is a Financial Risk Manager - Certified by the Global Association of Risk Professionals.
Scheme Names
Kotak Global Emerging Market Fund - Growth
Kotak Asset Allocator Fund - Growth
1 YEAR 3 YEAR 5 YEAR Since Inception
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
SchemeReturns(%)^
BenchmarkReturns (%)^*
Kotak Global Emerging Market Fund - Growth, *Name of the Benchmark - MSCI Emerging Market index, Scheme Inception date is 26/09/2007. Mr. Arjun Khanna has been managing the fund since 09/05/2019.Kotak Asset Allocator Fund - Growth, *Name of the Benchmark - NIFTY 50 Hybrid Composite Debt 50:50 Index, Scheme Inception date is 09/08/2004. Mr. Devender Singhal & Mr. Arjun Khanna has been managing the fund since 09/05/2019.
4.82 1.25 4.37 2.73 0.00 1.91 3.63 3.25
0.91 -2.44 3.84 5.57 6.82 6.87 14.27 11.16
Since Kotak Pioneer Fund has not yet completed 1 year from Inception,the performance of the scheme is not disclosed.Kotak Pioneer Fund Fund
DIVIDEND HISTORY
Equity Schemes
Record Date Cum Dividend NAV `/UnitMay-26-20 10.7468 0.0541Apr-27-20 10.7151 0.0275Mar-23-20 10.7522 0.0737Feb-24-20 10.7462 0.0416Jan-27-20 10.7453 0.0412Dec-23-19 10.7264 0.0338
Kotak Equity Arbitrage Fund - Monthly Dividend Option
60
Jun-01-20 23.0876 0.0577May-18-20 23.074 0.0441May-04-20 23.0991 0.0692Apr-20-20 23.1128 0.0829Apr-07-20 23.0299 0.01Mar-23-20 23.1034 0.0593
Kotak Equity Arbitrage Fund - Fortnightly Dividend Option
Record Date Cum Dividend NAV `/Unit
Kotak Equity Arbitrage Fund - Bimonthly Dividend
May-26-20 20.1008 0.152Mar-23-20 20.1478 0.2157Jan-27-20 20.1184 0.1401Nov-25-19 20.1331 0.1647Sep-23-19 20.1243 0.1643Jul-22-19 20.1521 0.1991
Record Date Cum Dividend NAV `/Unit
Dec-23-19 37.059 2.5606Dec-27-18 32.943 0.8677Mar-23-18 35.3566 3.604Dec-28-17 39.2181 1.52Jun-28-17 39.0457 1.5Mar-23-17 35.3566 3.604
Kotak Bluechip Fund - Dividend
Record Date Cum Dividend NAV `/Unit
Kotak India EQ Contra Fund
Jul-25-19 20.628 1.8797Mar-23-18 23.714 4.778Jul-28-17 23.4326 0.7Jul-15-16 19.6923 0.5Nov-20-15 18.54 0.5Jul-25-14 18.227 1
Record Date Cum Dividend NAV `/Unit
May-26-20 19.263 0.387Feb-26-20 25.006 0.4533Nov-26-19 24.65 0.4498Aug-23-19 22.548 0.4011May-27-19 25.209 0.4249Feb-26-19 23.43 0.6259
Kotak Equity Opportunities Fund
Record Date Cum Dividend NAV `/Unit
Kotak Small Cap Fund
Feb-27-20 38.797 2.8244Feb-20-19 33.152 0.8942Feb-28-18 45.3733 1.265Feb-27-17 36.4033 1.45Feb-23-16 26.77 1Feb-27-15 30.866 1
Record Date Cum Dividend NAV `/Unit
Kotak Asset Allocator Fund
Aug-30-10 37.774 Individual/ HUF: 0.8784 Others: 0.8186
Record Date Cum Dividend NAV `/Unit
Kotak Emerging Equity Fund
May-20-20 17.646 0.536May-24-19 23.623 1.6123Mar-23-18 26.1532 2.674May-26-17 26.01 1.59May-27-16 21.1956 1.3Apr-28-15 21.499 2.1
Record Date Cum Dividend NAV `/Unit
Record Date Cum Dividend NAV `/Unit
Kotak Standard Multicap Fund
Sep-24-19 24.035 1.2024
Sep-24-18 23.504 1.3281Sep-27-17 23.5921 1.5Sep-30-16 21.3488 1.25Oct-12-15 19.739 1.00Sep-26-14 17.791 1.00
Record Date Cum Dividend NAV `/Unit
Kotak Equity Saving Fund - Monthly Dividend Option
May-12-20 10.5888 0.0786Mar-12-20 10.6721 0.037Feb-12-20 11.6096 0.0386Jan-13-20 11.5748 0.0486Dec-12-19 11.4998 0.0428Nov-13-19 11.5041 0.044
Record Date Cum Dividend NAV `/Unit
Kotak Equity Saving Fund - Quarterly Dividend
Dec-20-19 11.3744 0.0329Sep-20-19 11.0934 0.1354Jun-20-19 11.2538 0.1576Mar-20-19 11.2372 0.1553Dec-20-18 11.1696 0.1341Sep-21-18 11.3014 0.1739
Record Date Cum Dividend NAV `/Unit
Kotak Infrastructure and Economic Reform Fund
Feb-21-19 16.252 0.4356
Feb-28-18 20.5821 0.625
Feb-23-17 17.5644 0.5
Jun-23-15 15.2601 0.5
Record Date Cum Dividend NAV `/Unit
Hybrid Schemes
Dec-26-19 15.994 0.139Sep-25-19 15.339 0.1301Jun-25-19 15.572 0.1398Mar-25-19 14.86 0.0858Feb-25-19 14.326 0.1053Jan-25-19 14.459 0.108
Kotak Equity Hybrid Fund
Kotak Tax Saver Fund
Mar-26-20 13.818 0.2878Dec-24-19 19.111 0.3346Sep-26-19 18.653 0.3108Jun-26-19 19.498 0.3488Mar-28-19 19.033 0.3276Dec-24-18 18.125 0.3276
Record Date Cum Dividend NAV `/Unit
Kotak Bond Short Term Fund - Half Yearly Dividend
Mar-20-19 12.6446 Individual/ HUF: 0.0039 Others: 0.0036Sep-21-18 12.0475 Individual/ HUF: 0.0042 Others: 0.0039Mar-20-18 11.799 Individual/ HUF: 0.0101 Others: 0.0093
Record Date Cum Dividend NAV `/Unit
61
Kotak PSU Bank ETF
Mar-10-17 334.3964 0.2Feb-21-13 358.8668 19.00
ETF Schemes
Record Date Cum Dividend NAV `/Unit
Kotak Nifty ETF
Mar-10-17 904.9522 10.00May-06-16 785.7880 11.00May-06-13 613.1266 11.00
Record Date Cum Dividend NAV `/Unit
Record Date Cum Dividend NAV `/UnitMay-12-20 11.1047 Individual/ HUF: 0.065 Others: 0.065Apr-13-20 10.9892 Individual/ HUF: 0.0736 Others: 0.0736Mar-12-20 11.269 Individual/ HUF: 0.0545 Others: 0.0504
Kotak Debt Hybrid Fund - Monthly Dividend
Kotak Debt Hybrid Fund - Quarterly Dividend
Mar-20-20 12.4907 Individual/ HUF: 0.1857 Others: 0.172Dec-20-19 13.5893 Individual/ HUF: 0.1823 Others: 0.1688Sep-20-19 13.3629 Individual/ HUF: 0.197 Others: 0.1824
Record Date Cum Dividend NAV `/Unit
Kotak Bond Fund Regular Plan - Annual Dividend
Mar-20-14 21.2977 Individual/ HUF: 0.2158 Others: 0.2067Mar-20-13 22.5941 Individual/ HUF: 1.4008 Others: 1.2006
Record Date Cum Dividend NAV `/Unit
Kotak Bond Short Term Fund - Monthly Dividend
May-12-20 10.2466 Individual/ HUF: 0.0719 Others: 0.0719Apr-13-20 10.0563 Individual/ HUF: 0.0044 Others: 0.0044Mar-12-20 10.0887 Individual/ HUF: 0.0079 Others: 0.0074
Record Date Cum Dividend NAV `/Unit
Kotak Bond Fund Regular Plan - Quarterly Dividend Option
Dec-20-19 12.139 Individual/ HUF: 0.3879 Others: 0.3592Sep-20-17 10.8936 Individual/ HUF: 0.1192 Others: 0.1104Jun-20-17 11.1699 Individual/ HUF: 0.1876 Others: 0.1738
Record Date Cum Dividend NAV `/Unit
Debt Schemes
Kotak SENSEX ETF
Mar-11-17 297.6072 7.50Mar-10-17 297.6072 7.50Jun-18-13 201.3164 7.00
Record Date Cum Dividend NAV `/Unit
Kotak Credit Risk Fund - Annual Dividend
Mar-12-20 11.0635 Individual/ HUF: 0.7027 Others: 0.6507Mar-12-19 10.8959 Individual/ HUF: 0.4539 Others: 0.4203Mar-12-18 10.8586 Individual/ HUF: 0.458 Others: 0.4243
Record Date Cum Dividend NAV `/Unit
Kotak Credit Risk Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
Apr-13-20 10.1341 Individual/ HUF: 0.0178 Others: 0.0178Mar-12-20 10.1452 Individual/ HUF: 0.0059 Others: 0.0054Feb-12-20 10.4454 Individual/ HUF: 0.1068
Others: 0.0989
Kotak Dynamic Bond Fund - Quarterly Dividend
Mar-20-20 11.2794 Individual/ HUF: 0.1803 Others: 0.167Dec-20-19 11.3558 Individual/ HUF: 0.1344 Others: 0.1244Sep-20-19 11.3224 Individual/ HUF: 0.1564 Others: 0.1448
Record Date Cum Dividend NAV `/Unit
Kotak Savings Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
May-12-20 10.4747 Individual/ HUF: 0.079 Others: 0.079Apr-13-20 10.4436 Individual/ HUF: 0.0479 Others: 0.0479Mar-12-20 10.4268 Individual/ HUF: 0.0224 Others: 0.0207
Kotak Dynamic Bond Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
May-12-20 22.1149 Individual/ HUF: 0.3445 Others: 0.3445Feb-12-20 22.1892 Individual/ HUF: 0.3016
Others: 0.2793Jan-13-20 21.9965 Individual/ HUF: 0.1628 Others: 0.1508
Kotak Credit Risk Fund - Quarterly Dividend
Mar-20-20 10.7613 Individual/ HUF: 0.0446 Others: 0.0413Dec-20-19 11.0843 Individual/ HUF: 0.1698 Others: 0.1572Sep-20-19 11.0638 Individual/ HUF: 0.181 Others: 0.1676
Record Date Cum Dividend NAV `/Unit
Kotak Medium Term Fund - Annual Dividend
Mar-12-20 11.2021 Individual/ HUF: 0.635 Others: 0.588Mar-12-19 11.1171 Individual/ HUF: 0.4473 Others: 0.4142Mar-12-18 11.0849 Individual/ HUF: 0.4674 Others: 0.433
Record Date Cum Dividend NAV `/Unit
62
Kotak Gilt Fund PF and Trust Plan - Quarterly Dividend
Mar-20-20 12.4248 Individual/ HUF: 0.3451 Others: 0.3195Dec-20-19 12.0215 Individual/ HUF: 0.0114 Others: 0.0106Sep-20-19 12.1027 Individual/ HUF: 0.1925 Others: 0.1782
Record Date Cum Dividend NAV `/Unit
Kotak Gilt Fund Regular Plan - Quarterly Dividend
Mar-20-20 15.1903 Individual/ HUF: 0.4219 Others: 0.3907Dec-20-19 14.6971 Individual/ HUF: 0.0139 Others: 0.0129Sep-20-19 14.7978 Individual/ HUF: 0.2364 Others: 0.2189
Record Date Cum Dividend NAV `/Unit
Kotak Money Market Fund - Monthly Dividend
Record Date Cum Dividend NAV `/Unit
May-12-20 1016.989 Individual/ HUF: 3.5733 Others: 3.5733Apr-13-20 1014.5918 Individual/ HUF: 5.057 Others: 5.057Mar-12-20 1013.619 Individual/ HUF: 2.9858 Others: 2.7648
Kotak Banking and PSU Debt Fund - Monthly Dividend
May-12-20 10.5991 Individual/ HUF: 0.1798 Others: 0.1798Mar-12-20 10.4276 Individual/ HUF: 0.0059 Others: 0.0055Feb-12-20 10.6162 Individual/ HUF: 0.1169 Others: 0.1082
Record Date Cum Dividend NAV `/Unit
Debt Schemes
Kotak Banking and PSU Debt Fund - Annual Dividend
Mar-15-17 16.8762 Individual/ HUF: 1.0169 Others: 0.9421 Mar-14-16 16.6687 Individual/ HUF: 0.884 Others: 0.819Mar-20-15 16.7914 Individual/ HUF: 0.9986 Others: 0.9261
Record Date Cum Dividend NAV `/Unit
Kotak Corporate Bond Fund - Regular Plan Monthly Dividend
Record Date Cum Dividend NAV `/UnitMay-12-20 1055.5773 Individual/ HUF: 13.4445 Others: 13.4445Apr-13-20 1043.8378 Individual/ HUF: 1.705 Others: 1.705Mar-12-20 1046.288 Individual/ HUF: 2.9932 Others: 2.7718
Record Date Cum Dividend NAV `/Unit
Kotak Corporate Bond Fund - Regular Quarterly Dividend
Jun-20-17 1070.4266 Individual/ HUF: 15.966 Others: 14.7922Mar-20-17 1062.9423 Individual/ HUF: 11.1398 Others: 10.3208Dec-20-16 1070.3117 Individual/ HUF: 17.6919 Others: 16.3912
Kotak Low Duration Fund - Regular Plan Monthly Dividend
Record Date Cum Dividend NAV `/Unit
May-12-20 1030.407 Individual/ HUF: 7.1245 Others: 7.1245Apr-13-20 1026.2929 Individual/ HUF: 3.0103 Others: 3.0103Mar-12-20 1025.455 Individual/ HUF: 1.5646 Others: 1.4489
Kotak Medium Term Fund - Quarterly Dividend
Record Date Cum Dividend NAV `/Unit
Mar-20-20 10.6318 Individual/ HUF: 0.1122 Others: 0.1039Dec-20-19 10.9297 Individual/ HUF: 0.1803 Others: 0.167Sep-20-19 10.867 Individual/ HUF: 0.158 Others: 0.1463
To know more kindly logon to- https://assetmanagement.kotak.com/dividend-history
There is no assurance or guarantee to Unit holders as to rate/quantum of dividend distribution nor that the dividends will be paid regularly. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy, if any.Dividend frequency is as per Trustee's discretion.
Kotak Floating Rate Fund
Apr-13-20 1025.252 Individual/ HUF: 0.4541 Others: 0.4541Mar-12-20 1026.844 Individual/ HUF: 0.3419 Others: 0.3166Feb-12-20 1039.4555 Individual/ HUF: 9.426 Others: 8.7285
Record Date Cum Dividend NAV `/Unit
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.*The rating indicates highest degree of safety regarding timely receipt of payments from the investments that the Scheme has made. The ratings
should, however, not be construed as an indication of expected returns, prospective performance of the Mutual Fund Scheme, NAV or of volatility in its
returns.Disclaimer on market outlooks:The outlook provided is only a subjective understanding of an uncertain market phenomena, which may or may not occur, and may also not have any
effect on the performance of the scheme, clement or otherwise. This outlook should not be construed as a reason for investment into the scheme based
on prospect of future performance, which may not accrue as anticipated by the statement.
RISK FACTORS
For details contact us at:KOTAK MAHINDRA ASSET MANAGEMENT COMPANY LIMITED: 6th Floor, Kotak Infiniti, Building No. 21, Infinity Park, Off Western Express Highway, Gen. A. K.
Vaidya Marg, Malad (East), Mumbai � 400 097. Tel.: 91-22-66056825 Fax: 91-22-6708 2213 E-mail: [email protected] www.kotakamc.com.Corporate Office Website:
of Asset Management Company: 2nd Floor, 12-BKC, Plot No C-12, G Block, BKC, Bandra (East),Mumbai - 400 051
Contact DetailsAgra: 0562-4009647 / 9721333365
Ahmedabad: 079-26779888/ 26766077
Ajmer: 0145-2628881
Aligarh: 0571-6453223
Allahabad: 0532-2260072
Ambala: 0171-4003033
Amritsar: 0183-5018777
Anand: 02692-650281
Aurangabad: 0240-6611189 / 90
Bangalore: 080-61874600 / 01 / 02 / 03
Belgaum- 0831-4089172
Bareilly: 0581-2510521
Bhavnagar: 0278-2519544 / 3003130 / 9909973263
Bhilai: 0788-2225385
Bhopal: 0755-6461018
Bhubaneshwar: 8114392770
Bhuj: 02832-221572
Borivali: 8879236208 / 8879236194
Calicut: 495-2701031
Chandigarh: 0172-4671885/ 5049476
Chennai: 044-28221333 / 7823911500
Cochin: 0484-4851170/ 9745005122
Coimbatore: 422-6572165
Cuttack: 91-8114392771/ 9776000093
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Goa: 0832-6650490
Gwalior: 0751-2347815
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Guwahati: 0361-2734784
Hubli: 0836-6450140
Hyderabad: 040-23314052 / 53 / 29
Indore: 0731-6453390
Jabalpur: 9713508228
Jaipur: 0141-2373879
Jalandhar: 0181-2233481/ 9988883566
Jalgaon: 0257-2237131/ 32
Jammu: 0191-2470779
Jamnagar: 0288-2555589
Jamshedpur: 0657-2317041/6543474/ 9570000685
Jodhpur: 0291-2630625
Kanpur: 0512-6454641/ 2541017
Kolhapur: 9823705031
Kolkata: 033- 46021037 / 46037141 /4603740
Kottayam: 0481-2577077
Kota: 9983324038
Lucknow: 522-4021168/ 4021169
Ludhiana: 0161-4646602/ 4646604
Mangalore: 0824-6452006
Meerut: 0121-2658105
Mumbai: 022-66056825
Mumbai: (Thane): 022- 25348353 / 54
Muradabad: 0591-6456667
Mysore: 0821-6541192
Nagpur: 0712-2425052/8577
Nashik: 253-6574255
New Delhi: 011-41100860/65
Panipat: 0180-2632062
Patiala: 0175-5015268
Patna: 0612-6451120
Pondicherry: 9962029229
Pune: 020- 29528111
Raipur: 0771-4270917
Rajkot: 0281-6620735
Ranchi: 0651-6454629/ 2332274/
9709001533
Rourkela: 0661-6450114/ 9776640098
Rohtak- 0180-4022062
Saharanpur - 0132-2724757
Salem: 0427- 4960766 / 9843060099
Shimla: 0177-6451211/ 2807911
Silliguri: 0353-2522012
Surat: 0261-4896767/ 4896768
Trichur: 0471-4470134 / 9745002032 / 9072402033
Trichy: 91 - 0431-4972437
Trivandrum: 0471-4470134/ 9745002032
Udaipur: 0294-6451094 / 09918525666
Vadodara: 0265-2334012 / 2354012 / 9909906370
Vapi: 0260-2400587
Varanasi: 0542-2220727
Vijayawada: 0866-2484895 / 7799978587 /9966400068
Vishakapatnam: 0891-2552145 / 9885714419
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