Mar. 4, 2013 Issue 66

P R E S E N T E D B Y T H E G O L F I T E A M

March 4, 2013 - Vol 49

Rob GolfiSales Representative

HOME EVALUATION NO COST • NO OBLIGATION

905-575-7700 • 905-945-0188

253 Ridge Road, Grimsby See page 5 for details.

WHAT’S INSIDE:

EasterColouringContestPAGE 12

Grimsby,Lincoln West Lincoln &Niagara ListingsPAGE 5

Hamilton, StoneyCreek, Ancaster,Dundas &Glanbrook ListingsPAGE 9

Crossword& SudokuPAGE 11

Read more on www.GolfiTeam.com

The Golfi Team Real Estate Market Watch March 4, 2013

www.GolfiTeam.com

About Rob Golfi WHAT’S ONLINE

Since the inception of his career in 1997, Rob Golfi has

recognized that understanding his clients’ needs is essential to

providing excellent service. Married 25 year with four children,

Rob understands a family’s wants and needs.

As business grew, Rob assembled the Golfi Team in an effort to

maintain the same level of professionalism clients have come to

expect. Shortly thereafter in 2003, the team received the

prestigious honour of being among the top 100 Real Estate

Teams for RE/MAX Canada, and this status continues to date.

Rob’s experience and aggressive negotiating skills have earned

him every major honour awarded by RE/MAX, including

President’s Club, 100% Club, Platinum Club, Chairman’s Club,

Hall of Fame in 2003, the Lifetime Achieve ment Award in 2006,

his SRES® designation in 2009 and the Diamond Club Award in

2010. Having worked with many of the industry’s professionals

over the years, he has the necessary edge to best negotiate the

sale of your home.

Any agent can list your house, but Rob’s knowledge, extensive

marketing background and dedication gives clients peace of mind

when dealing with the single most important investment in their

lives. With years of combined experience, the Golfi Team can

provide your home with a level of exposure that most agents

cannot. Utilizing a team approach also means that they will likely

find a purchaser to buy your home sooner, rather than waiting

for other agents to approach you with potential buyers.

Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-

Burlington and Niagara areas, listing with Rob and the Golfi Team is

the right choice when choosing someone to represent your best

interest.

Rob and Sue Golfi

See what’s on our blog this week!Visit www.golfiteam.com andclick on the BLOG tab.

Real Estate Home Inspection:

Buyer Beware

Home building sideswipedby Canada’s cooling housingmarket

The latest listings in Hamilton,Stoney Creek and Grimsby area

ALSO:

KEEP IN TOUCH

Get daily updates on Real Estate locally and across Canada.

www.facebook.com/gol!team/The Rob Gol! Team Remaxwww.twitter.com/robgol!The Rob Gol! Team REMAXwww.youtube.com/gol!teamGol!Team

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March 4, 2013 The Golfi Team Real Estate Market Watch

Call Today 905-575-7700

Sharon StaffordSales Representative


Heather ReidSales Representative

Hans MarcellissenSales Representative

Wendy Murray-NicholsonSales Representative

Mike McNeilSales Representative

Kristina KingSales Representative

Margaret BerloSales Representative

Dan GolfiSales Representative

John HellicarSales Representative

Rosemarie FournierListing Co-ordinator

Melissa DavidsonOffice Manager

*#1 Brokerage in the Realtors Association of Hamilton Burlington MLS from 1994 to 2010 consecutively. **Year End Standings for 2010, based on residential commissions paid. Rankings are compiled from figures submitted by regional offices.

3 Over $75 Million in Sales Annually**

3 #1 Real Estate Office in Hamilton-Burlington*

3 Amongst the Top Sales Reps in Ontario**

3 Ranked Top 50 Teams in Canada for **

3 Ranked Top 100 Teams world wide**


OVER $500 MILLION IN REAL ESTATE SALES

100%ClubAward Chairman’s

ClubAward Hall of FameAward LifetimeAchievementAward Diamond

ClubAward1998-2012 2003-2012 2003-2012 2006-2012 2010-2012

Outstanding Agents. Exceptional Results.

“Dear Rob,

We interviewed several agents and picked Rob on his reputation plus high visibility in themarket. This is why we choose Rob and the Golfi Team and this is exactly why we gotresults! We chose to list with you because we wanted market exposure and wegot it and we could not have been happier with the result.When people arelooking for homes, they automatically think of Rob Golfi. People looking to move into thearea can watch his website and can see what’s available immediately.

Sincerely, Jonathan

WHAT OUR CLIENTS SAY...

81 Aspen Drive, Grimsby

Baby boomers may wellbe on the move over thenext five years, but

don’t expect them to be downsiz-ing to condos — they love theirgarages and their yards.

In fact, they love them so muchthat 40.6 per cent of 1,011 boomerssurveyed for the study said theyplan to move out of the familyhome to another house — some25.9 per cent into one of a similarsize and almost 18 per cent of theminto something even bigger.

While 54 per cent of boomerssurveyed said they do intend todownsize, less than a quarter (22.9per cent) are looking to condo-miniums or apartments, the reportnotes.

That could mean lights out inmore than a few of those glass-and-steel units over the next

decade, given that Generation Ykids born between 1980 and 1994were also part of the survey andmade it clear they don’t plan to beliving the high life in the bustlingdowntown forever.

Expect a rush to the suburbsover the next few years as they hittheir child-bearing years: Almost77 per cent of the Gen Ys surveyedsaid they will be looking for town-houses, bungalows or single fami-ly homes and less than 25 per centof them close to downtown.

Like their parents, they dreamof owning a lovely house in thesuburbs, which provides value aswell as access to parkland for chil-dren to play and the perception ofgreater family safety.

Less than 20 per cent of theboomers surveyed said they arelooking to buy multi-storey homes.

Instead, almost half — about 40per cent — are looking to buy abungalow, a housing type that’squickly headed for extinctionbecause of escalating land valuesand intensification efforts that aredriving houses up rather than out.

Relatively few boomers, itturns out, are being wooed by thecall of the wild and the romance ofliving on a lake: Just 5.9 per centsay they plan to buy a cottage, skichalet or other recreational proper-ty as their primary residence, thesurvey shows.

Most boomers simply can’tfathom downsizing yet — theyneed the space in their oftenmortgage-free homes for grownchildren trying to get on their feet,or aging parents too frail to live ontheir own.

www.golfiteam.com


Crossword Solution

Study shows Boomers may be Planning

to Move, but NOT into Condos

The NextGeneration Is Starting Early!16 month old WilliamCurry (left) searchescarefully through theMarket Watch with hisproud grandparents,Denise & Jerry Oltean.

Maximum ExposureSells Your Home

Call Today 905-945-0188


Rob Golfi*

Grimsby, Lincoln West Lincoln & Niagara

grimSby $459,900

23 Tunbridge Crescent9 year old One Floor Beauty. Open concept home featureshrdwd, cer & carptd bed. Main flr family room withwalkout to fenced in back yard with spacious deck.Basement is professionally finished with oversized recroom,bathroom, bedrooms & office space

1836.92 per/mth P&i / o.a.C.

grimSby $309,900

683 Ridge Road WestBeautifully decorated 3+1 bedroom bungalow. Updatesinclude granite kitchen counters, newer roof, furnace 07,updated windows, entry doors, and patio door. Large 16 x28ft. deck off kitchen. Rec room with wood burningfireplace, office area, great room, laundry, and storage.

$1237.79 per/mth P&i / o.a.C.

grimSby $649,900

253 Ridge Rd Spectacular Stately home sitting on 1.26 acres minutes todowntown Grimsby. Features 3+2 bedrooms, 3 bathrooms,gorgeous, updated, new designer kitchen, all seasonsunroom, professionally finished basement. Nothing hasbeen spared. A must see.

$2595.81 per/mth P&i / o.a.C.

jordaN $547,000

2869 Prince William StreetBeautifully restored circa 1908 craftsman home which once was a post office,general store and train station in the Village of Jordan. Currently used as a twofamily home & is a legal triplex. The exterior of the home has beenrefurbished in the last 10 yrs including furnace, roofs, hot water heater, allplumbing & electrical. New sewer & water lines installed in 2012. Antiquehardwood pine plank flooring throughout the main level w/the master suiteoffering a field stone wood-burning fireplace.

$2184.81 per/mth P&i / o.a.C.

grimSby $799,900

2 Shoreline CrescentLAVISH TOP TO BOTTOM - Elegant home on LakesideCrescent. The new owner will reap the benefits of this overimproved custom reno’d home w/waterfront views. Featuresentrance w/marble floors, designer kitchen w/oak cabinets,granite counters, stone backsplash, cherry hardwood floors.

$3194.93 per/mth P&i / o.a.C.

grimSby $429,900

81 Aspen DriveHOUSE & GARDEN! 2565 sqft executive home only 2.5yrs new, thousands in upgrades, large stylish maple kitchenwith granite counters, separate formal dining room, crownmoulding, oak staircase, large walk in closet off or mastersuite including ensuite bath.

$1717.09 per/mth P&i / o.a.C.

beamSviLLe $599,000

4130 St. George’s DriveNew Hampton Model home! 3000 sq.ft. of pure luxury,loaded w/upgrades. Open concept w/hardwood, ceramic &porcelain flrs. Kitchen w/granite counters, glass backsplash& island. DR boasts coffered ceilings & wainscoting.Master bdrm w/double walk in closets & spa bathroom.

$2392.50 per/mth P&i / o.a.C.

St. CathariNeS $424,900

8 Westport AvenuePrestigious area, walking distance to Port Dalhousie. Impressiveopen concept layout. Main level has hardwood flooring, livingroom with a wood burning fireplace, large family room surroundseat-in kitchen w/plenty of countertops, cabinets, pot drawers &pantry storage. 2 patio doors lead to deck and private backyard.

$1697.12 per/mth P&i / o.a.C.

WeSt LiNCoLN $379,900

8530 Silver StreetCHARACTER HOME Circa 1865 – Sitting on 1.22 Acres,4 bedrm, 2 bathrms, over $200,000 in updates, beautifulpine plank flrs, large country size kitchen, updated vinylwindows, newer furnace & C/air, inground pool, 20x32 fthobby barn + dble car garage 15 min drive to Hamilton.

$1517.38 per/mth P&i / o.a.C.

beamSviLLe $779,900

5109 Leonard Crescent9.2 acres on Escarpment bench, surrounded by trees is minutes fromtown. Secluded 1900 sq.ft. bungalow features stained oak hrdwd flrs,large liv. rm with showcase fireplace. Flr to ceiling sliding doors leadto backyard oasis overlooking Lake Ontario. C/A, vinyl windows &shingles in the last 10 yrs, & oversized 23x23 ft. double garage.

$3115.05 per/mth P&i / o.a.C.

SmithviLLe $349,900

114 Golden Acres DriveA MUST SEE! 2 storey, 3 bedroom, former model homeinimmaculate condition. Features hardwood andceramicfloors on main floor. Stunning eat-in kitchen, withgardendoors to lovely back yard. Double car garage andcovered.

$1317.67 per/mth P&i / o.a.C.

grimSby $649,900

643 Ridge Road WestCountry living at its best! 1.3 acres and featuresbeautifulhardwd flrs, oak staircase, professionally finishedbasement,master bedrm with large ensuite, double garagewith directaccess to basement, updated vinyl windows,furnace 2010,shingles 2006, 9000 gal cistern under garage.

$2595.81 per/mth P&i / o.a.C.

viNeLaNd $254,900

3927 Durban Lane Beautiful open concept bungalow features hardwood&ceramics on main floor, oak staircase, Californiashutters,garden doors to large deck & a sunny main floorden. Landlease 2013 /mth $372.84 and maintenance fee$164 or $107/mth.

$1018.11 per/mth P&i / o.a.C.

beamSviLLe $454,900

4024 Bush CrescentOutstanding and immaculate! This Hillside Estate homeshows beautifully. Featuring maple kitchen with breakfastisland and butler’s pantry to dining room. 9 ft ceilings, 8 ftwide sliding doors to fenced and landscaped yard with large12 x 34 ft deck.

$1816.94 per/mth P&i / o.a.C.

SOLD ANOTHER ONE

SOLD ANOTHER ONE

beamSviLLe $374,900

4406 Garden Gate TerraceFAMILY FRIENDLY NEIGHBORHOOD–Beautiful 2 storey,3 bedroom home built by Mountainview homes, featuresgorgeous hardwood floors, oak staircase, maple kitchen withbreakfast island, upper floor family room, bedroom levellaundry, close to schools, parks and quick access to QEW.

$1497.41 per/mth P&i / o.a.C.

beamSviLLe $429,900

4359 Tamarac AvenueQUIET COURT LOCATION – This 4 bedrm 2 storey homehas everything you’re looking for, open concept, gorgeoushardwood floors in living/ dining room & family room, gasfireplace, 3 tier patio deck in landscaped back yard, newshingles in 2011, updated vinyl windows, & oversized lot.

$1717.09 per/mth P&i / o.a.C.

WeSt LiNCoLN $599,900

8729 Twenty RoadCUSTOM BUILT–Backs onto Twenty Mile Creek. Kitchenw/granite & large island, HW floors, pot lights, living roomwith cathedral ceilings & stone fireplace, large master bdrmwith hotel style ensuite. Thousands of dollars spent onexterior landscaping. Truly a dream come true.

$2396.10 per/mth P&i / o.a.C.

grimSby $334,000

5 Hazelwood AvenueRARE FIND! Beautiful 2+1 BR on a 50x207 ft. lot, infamily neighbourhood. Updates: roof ‘11, soffits & eaves,patio, gas bbq hook up, 2 baths redone, kitchen, & freshlypainted. Fin. basement with new rec room, 3rd bdrm/gamesroom. Laundry, large workshop & detached single garage.

$1334.05 per/mth P&i / o.a.C.

St. CathariNeS $264,900

13 Leonard DriveBeautiful 2 storey family home features 3 BRs, 1.5 baths,solid maple hardwood floors, gas fireplace in LR, large DR,patio door to private large yard complete w/oversized shed& hot tub. New roof in 2011, Beam Central Vac., CustomBlinds, & California Shutters.

$1058.05 per/mth P&i / o.a.C.

Niagara-oN-the-Lake $259,900

104 Young CrescentBeautifully decorated 3 bdrm, townhouse in desirableNiagara on the Green. Main floor offers HW floors, largeliving room with gas fireplace, open concept kitchen, diningroom. Large 2 tiered deck off patio doors. Centrally locatedw/QEW access, close to Niagara Falls & Niagara College.

$1038.08 per/mth P&i / o.a.C.

www.golfiteam.com


On Saturday, February 16th the Superstore in Grimsby

hosted a BBQ & Bake Sale Fundraiser to help raise

money for "The Golfi Playroom of Dreams." A cam-

paign headed by Rob Golfi Re/Max and Golfi Concrete& Drain Limited to build an indoor playroom on the 3rd

floor of McMaster Children's Hospital (Hamilton) for

patients 12 and under. It was a great success raising$8,400 that day from BBQ, bake goods and raffle sales.

Rob Golfi of Re/Max and John and Sabrina Melo of Golfi Concrete & Drain

Limited would like to give a big thank you to Jamie Moffat manager of

Superstore for donating all the food, beverages, space and

the 50" television that was raffled off. To the following

Superstore employees who went the extra mile, Anna

Bifano organizer of the fundraiser, Elvira Tristaino who

assisted and brought this to the store's attention, Frances

Nicolaides who made all the posters and promoted the

event, Antoinette Angelopoulos who collected donations

for the raffle, Mary Spagnuolo for the delicious chili and

all Superstore employees who took time out of their day to vol-

unteer at the Bake Sale.

A big thank you to all the people who baked the delicious bake

goods. There had been so many! We could not go with out men-

tioning the many volunteers, you had all been so wonderful.

Especially Don Green who dressed up as our lady bug and

parade around the store selling bake goods. Special mention to

Starbucks area manager Tina Bozzo for the coffee and to the

many customer's who really showed that the town of Grimsby

has a HEART.

What a Great Day!

THANK YOU from Rob GolfiRe/Max and Golfi Concrete

& Drain Ltd.

What a Great Day!


Call Today 905-575-7700

RECEIVE A STAINLESS STEEL UNDER MOUNT SINK &

A FREE UPGRADED EDGE!*Minimum of 40 square feet, no cash value, 1 gift certificate per household.

Must present this post card at time of ordering. Contract must be signed before January 31, 2013, in order to redeem certificate.

Some restrictions may apply.

BEST PRICE

GUARANTEED!

VISIT OUR SHOWROOM TO MEET WITH A MEMBER OF OUR FRIENDLY AND KNOWLEDGEABLE SALES TEAM

Seniors Real Estate Specialist is adesignation for REALTORS® toaddress the needs of home buyers andsellers, age 50-plus. If you are buying orselling a home, contact Rob Golfi today.


905-575-7700

Senior Living

Memory loss, confusion anddementia are NOT a normalpart of aging. Although we

often hear people joke that they have“Old-Timer’s Disease”, it can be a veryserious condition. Dementia is a generalterm that refers to the progressive loss ofcognitive and social brain function. It isan umbrella term that refers to a group ofillnesses that involve behaviour, memory,communication and learning. Dementia

often starts slowly and progresses gradu-ally.

Alzheimer’s disease is the most com-mon form of dementia. The disease wasfirst diagnosed by Alois Alzheimer in1906. The disease is gradual in onset andthe signs and symptoms can vary fromperson to person.

Sometimes a person may becomewithdrawn from family and friends as away of ‘hiding’ their memory loss.

The first step is to see your familydoctor to discuss your symptoms so thathe or she can rule out any other causes.Urinary tract infections; alcohol use;fluid and electrolyte imbalances; medica-tions; low blood sugar; low oxygen lev-els; lack of sleep are only some of thecauses of confusion or memory loss. Athorough assessment and blood work byyour doctor will be the first step in theassessment process.

Top 10 signs of dementiaChanges in behaviour and personali-

ty can also indicate the beginnings of thedisease. Recognizing these signs isimportant for getting a diagnosis and tomake the most of the available supportand treatments:• Memory loss - forgetting recent

events or difficulty retaining newinformation

• Difficulty performing familiar tasks- preparing a meal or shopping

• Language problems - finding theright words or using inappropriatewords

• Disorientation - getting lost or beingconfused about the time of day

• Poor or decreased judgment -neglecting personal hygiene or safetyissues such as leaving the stove on;improper food handling

• Problems with abstract thinking -difficulty balancing a cheque book

• Misplacing things - putting things inodd places

• Behavioural changes - mood swings,from calm to tears to depression thatare hard to explain

• Personality changes - becomingunusually withdrawn, suspicious oranxious

• Loss of initiative - withdrawing fromfriends and family and losing interestin activities

Often, a change in a person’s hygieneand household management is affectedand noticed by family and friends. Theloss of cognitive function can affect alldimensions of a person’s life.

If you're concerned about dementiafor yourself or someone you care about,there are many people who can help you,including your family, friends and yourfamily doctor. Your local AlzheimerSociety offers free support and counsel-ing and many other services to help youlive well with dementia now and through-out its progression.

By Joanne De Rubeis RN BScNOwner, Director of Care

Gold Cross Home Care Inc.www.goldcrosshomecare.com

Naomi and Jordan Bannisterput their home up for sale inMoncton, N.B. this spring

and in late April a woman made an offerfor the $229,000 asking price and agreedto pay separately for the appliances. Shegave the Bannisters her lawyer’s nameand the name of the company that wouldbe financing the deal, adding that sheneeded to move into the house within acouple of days.

According to an article in theMoncton Times & Transcript two weeksago, here's what happened next:

The Bannisters agreed to vacate andrent the house to the buyers for a monthto allow the purchase details to be final-ized. They also made arrangements tomove to Ontario where they stayed withNaomi's parents pending Jordan's newjob in Tennessee.

When the Bannisters tried to cashthe rent cheque, it bounced. TheBannisters then learned the couple did-n’t have the financing to buy the houseand the lawyer who was supposed to behandling the deal had not been retained.

They made immediate efforts to get

the people out of their house, but thecouple resisted, saying they had the rightto stay there. Then Naomi’s father-in-law visited the home with an RCMPofficer and the couple was warned that ifthey took possession using fraudulentmeans, they could be charged.

After a lot of anguish, a threat thatutilities would be cut off and an evictionnotice, the couple finally moved out, thenewspaper reported.

The Bannisters lost thousands,related to moving expenses, the storageof their belongings and lost wages.Because of that, Naomi told the paperthey plan to file criminal chargesagainst the couple.

The Bannisters were fortunate to getthe tenants evicted so quickly. InOntario, landlords do not have the rightto cut off utilities and the police willusually not get involved. That leaves thelandlord with no alternative but to go tothe provincial Landlord and TenantBoard to evict the tenants, which cantake months.

Whenever you are selling or rentinga home, do not give the keys to the buyer

or seller before you have the purchasemoney in your hands. If it is not a moneyorder or certified funds, do not give outthe keys until the cheque clears.

Be very careful to properly qualifyany buyer or tenant in advance. Here theBannisters should have called the lawyergiven to them by the buyer immediately,before doing anything further.

To avoid this ever happening to you,remember the following:

Never guarantee a loan or add yourname to a mortgage unless you fullyintend to purchase the property.

Always know who you are doingbusiness with, if you are buying, sellingor renting a home. Conduct proper back-ground checks in advance.

Never sign anything until you know

exactly what you are signing.Find out who actually owns any

property you are thinking about buyingor renting. You either can go to the gov-ernment registry offices to do a searchfor a fee, or you can ask a real estateagent or lawyer to assist you, as theyhave access to the government Teranetcomputerized search system. If anydeposit is required, make sure the fundsare paid to the actual owners.

Never give out keys until the chequeclears.

Remember, if it sounds too good tobe true, it is.

Mark Weisleder is a Toronto real estatelawyer. Contact him at [email protected]@markweisleder.com


www.golfiteam.com

Maximum Exposure SellsYour Home

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905-575-7700

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Rob Golfi*

Hamilton, Stoney Creek,Ancaster, Dundas & Glanbrook

hamiLtoN WeSt $274,900

163 Caroline Street SouthFirst time on the market, ever!!! Very unique layoutfeaturing an updated kitchen, boiler, roof, wiring, flooring,electrical panel, windows, doors, bathroom, main floorlaundry & beautiful den/sun room with updated skylightsoverlooking private yard!! Bonus double width driveway.

$1098.00 per/mth P&i / o.a.C.

StoNey Creek $339,900

39 Kilbourn AvenueOUTSTANDING IMMACULATE HOME! Completelyredone top to bottom gorgeous new kitchen w/granitecounters & tumble marble backsplash, updated bathrooms,new trim, pot lights, new gleaming hardwood floors,updated vinyl windows, fin. basement w/new Berber carpet.

$1357.62 per/mth P&i / o.a.C.

hamiLtoN Ctr $289,900

673 King St. EastLOCATION LOCATION! This incredibly maintained 2200sq.ft. corner property with commercial frontage and 2 add’tlapts features fantastic income, close to Cathedral highschool, new roof 4yrs new, 14 ft ceilings, hardwd flrs, fullbasement with newer wiring & parking space in the back.

$1157.91 per/mth P&i / o.a.C.


92 Greenstem Crescent3 BR Desantis “Lakeshores” model in Lakepointe Community.Main floor has 9 ft. ceilings, open concept Living Rm w/gasFP, hdwd flrs, sep dining room, eat-in kitchen with bkfst bar,& fenced yard. BR level laundry, master w/walk in closet &ensuite. Framed in & prewired basement.

$1393.56 per/mth P&i / o.a.C.


20 Spartan CourtTUCKED AWAY ON QUIET CUL-DE-SAC! 2-storeyhome backing onto forestry w/complete privacy, featuresincredible open floor plan, lrg family rm w/showcase gasfireplace, hardwd flrs on main level, master bedrm w/luxuryensuite & walk in closet, fenced yard, & main flr laundry.

$1836.92 per/mth P&i / o.a.C.

hamiLtoN eaSt $169,900

117 Fairfield AvenueBUNGALOW WITH FAMILY ROOM ADDITION. Twogood sized bedrooms w/a large family room, lots of parking,updated windows, shingles, furnace, C/A, kitchen & wiring.Needs TLC in decorating & cleaning. Great Value. Close tohighway access & shopping.

$678.61 per/mth P&i / o.a.C.


107 Garfield Avenue SouthUSED AS A TWO FAMILY! 1 bedroom on main floor,porch & laundry room, $850/mth w/1yr lease from Oct2012. 2nd/3rd floor two bedrm w/ensuite, granite, gas FP,ldry room $875/mth(vacant). New H/E boiler (gas on equalbill $106/mth). Steel roof, windows & doors 2008.

$1078.02 per/mth P&i / o.a.C.


262 Ottawa Street SouthCharming updated 3 BR family home w/a detached garage.Home features hardwd flrs, updated bathrms, open conceptLR/DR, new entry doors & a completely finished basement.Home has been renovated from top to bottom w/high qualitymaterials. All finishing touches have been done.

$1129.95 per/mth P&i / o.a.C.

hamiLtoN mtN $159,900

36 Poplar Avenue LOCATION, LOCATION! Walk to Juravinski, steps tomountain brow and shopping. Loads of character andperfect for a young couple! This property features beamedceilings, private back yard, front and back porch, updated100 amp panel, and kitchen. Great rental location!

$638.67 per/mth P&i / o.a.C.


485 Green Road Unit#68BEAUTIFUL TOWNHOME! Steps from the Lake & Waterfronttrail, features bright & sunny foyer, hardwood floors on mainlevel plus oak open tread stair case, maple kitchen, masterbedroom with ensuite & walk in closet, 9 feet ceilings inbasement w/2 piece roughed in bath, bedroom level laundry.

$1038.08 per/mth P&i / o.a.C.

hamiLtoN $227,900

398 Crocket StreetUpdated bungalow w/large lot & garage! Amazing kitchw/granite counters, SS appliances (Mar ‘11), & newer HWflrs (‘12) the main floor. Updated furnace (‘07), windows(‘08), natural gas BBQ hookup, deck (16x10), double drive& pkg for 6 cars! Unfin. basement perfect summer project!

$910.27 per/mth P&i / o.a.C.


109 Royal AvenueVery close to McMaster University. Features 10’ ceilings onmain level, full height basement. Bus stop located at the endof the street. All amenities in close proximity. Currentlyused as a student residence for Ω12 months expires April30th, 2013. 24hr notice required for showings.

$1098.39 per/mth P&i / o.a.C.


1 Mountain AvenueAwesome duplex – Circa 1903 with thousands spent on newmaple kitchen with ceramic backsplash, sparkling updatedbathroom, new & refinished hardwood floors, furnace,C/air, shingles, fascia, eaves & vinyl windows 2012, 4 carparking, separate hydro meters, steps from trendy Lock St.

$1876.86 per/mth P&i / o.a.C.


723 Templemead DriveCHARM WITH A CAPITAL “SEE”! 2 storey home withfully finished basement in fantastic condition, hardwood andnew carpeting on stair case and upper level, large kitchen,separate dining room, most windows updated 2011,shingles 6 years new, fenced yard, and close to all amenities.

$1237.79 per/mth P&i / o.a.C.


157 Province Street NorthSUPER BUY STARTER HOME! 3 bedrm home located closeto schools, major shopping & bus routes. Open conceptkitchen w/breakfast bar, cozy sep. dining rm, updated laminateflooring, fin. basement w/3 pc bath, fenced yard w/coveredback porch. Home needs paint brush & elbow grease.

$518.84 per/mth P&i / o.a.C.


39 Sasha CourtTRENDY AND STYLISH! This move in ready 6 yrs. new,2 storey, 4 bedroom home boasts maple kitchen with granitecounters & breakfast bar, 9ft ceilings, hardwood floors,show case fireplace in family room, fully landscaped withcoloured concrete drive. Shows like a dream.

$2196.39 per/mth P&i / o.a.C.

SOLD ANOTHER ONE

SOLD ANOTHER ONE

SOLD ANOTHER ONE

SOLD ANOTHER ONE


177 Silverlace CircleBEAUTY, WARMTH & VALUE – All brick, w/top qualityfinishes, maple kitchen cabinets w/granite counters &breakfast bar, hardwd flrs, fin. basement great for in-law,master bedrm suite w/additional rm - great for dressing rm,den, TV rm or nursery, & grand foyer w/spiral maple staircase.

$2068.58 per/mth P&i / o.a.C.


2607-150 Charlton Avenue EastCozy 1 BR condo w/escarp.views. Updates incl. toilet &soaker tub & all flooring. Amenities incl. indoor salt-waterpool, games rm, exercise rm, ldry facility w/14 washers &dryers (updated w/swipe card payment equipment), steamsauna & party rm. Underground parking avail. $40/mth.

$379.05 per/mth P&i / o.a.C.


20 Blue Mountain DriveJUST AMAZING! Prev. model home, features stylish kitchw/granite counters,HWflrs, oakplankstairswithwrought ironspindles, showcase fireplace w/built-in TV screen, masterbedrm w/ensuite, speaker system through-out, undergroundsprinkler system, & a professionally finished basement.

$1477.44 per/mth P&i / o.a.C.


447 DiCenzo DriveTRENDY, STYLISH & LUXURIOUS! Maple kit. cabinets,island & granite counters, HW flrs, oak staircase w/wrghtiron spindles, family rm w/showcase fireplace, 6” baseboards,crown moulding, 62 pot lights, surr. sound system, energystar windows, & finished basement w/custom cabinet bar.

$2068.58 per/mth P&i / o.a.C.

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Across

5 Italian political phil osopher, pro ponent ofunscrupulous government, d. 1527 (11)

7 Experts (in their field) (4)

8 Doggedness (8)

9 Sources of opium (7)

11 Boring tool (5)

13 Extremely intense (5)

14 Popular pantomime (7)

16 Move away without warning (2,6)

17 Look for (4)

18 Psychic (11)

Down

1 Deeds (4)

2 Liverpool racecourse (7)

3 Something that happens — part of aprogramme? (5)

4 Usher to the House of Lords (5,3)

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Crossword Puzzle(Solution on Page 4)

The Solution

Fill in the grid above, so that each row of

9 squares, each column of nine and each

section of nine (three squares by three)

contains the numbers 1 through 9 in any

order. There is only one solution for the

puzzle and the numbers shown can

NOT be changed.

8 7 12 9 8

52 9 3 463 7

8 1 4 3 99

1 3 5

5 7 2 6

SUDOKUSUDOKU

492856 371

673295 148

581463 792

729384 615

134528 967

865172 439

246719 853

918637 52

357941 286

4

9

Real estate home inspection: Buyer beware

Advertise HereFor information on advertising in the

market Watch, contact

Rose Magroemail: [email protected]

cell: 905-745-0122

FREE Market EvaluationYour home could be worth more

than you think!

905-575-7700

Home defects: Even if problem is hid-den, like a stain under the bed, you mayfail if you sue. The answer is a carefulinspection.

Buyers must be very careful tocheck for minor defects in ahome by themselves, as they

may not be protected if they find out aboutit later.

One reader complained that afterclosing, they learned that one of the mir-rored closet doors was cracked. Whenthey had first inspected the home, thecloset doors were open, such that thecracked one was behind one that was notcracked. The buyer says that they werefooled by the seller.

Another reader complained that theydid not want to disturb anything on thekitchen counter when they visited thehome, only to find after closing a crack inthe countertop under the spot where thecoffeemaker was sitting.

This highlights the legal subject ofpatent or obvious defects. The generalprincipal is that a seller does not have theobligation to disclose defects that are vis-ible to any buyer. However, a seller can-

not try to conceal obvious defects either.The following case demonstrates that thisis not always easy to figure out:

Randall and Catharine Reiss bought ahome from Dr. Emil and Maria Grigore inWest Lorne, Ontario in January 2005. Thesellers had been in the home 14 years.

The buyers had two opportunities tovisit the home before making the offer.The second visit took at least two hours.As Mr. Reiss was an electrician, he did notbother with a home inspection. He hadasked the sellers whether they had experi-enced problems with the air conditioning,furnace or plumbing systems and theanswer was no.

He asked whether all the windowsopened and the answer was yes. He onlytested one of the windows himself. Healso checked under many of the rugs inthe home.

After closing the buyers discoverednumerous problems with the home andsued. Some of the complaints were as fol-lows:

There was soapy water and dishes inthe kitchen sink at the time of the visits.After closing the buyers noticed that the

entire sink was rusted and had to bereplaced.

Some of the window cranks did notwork so the windows would not open.

There was a large stain under the bedin the master bedroom, which resulted inthe buyer having to replace the entire bed-room broadloom.

There were 50 cracked tiles aroundthe bathtub and on the bathroom floor thatwere concealed by a combination of a rugon the floor, a vase and a stack of towels.

According to the buyers, even thoughthese were minor defects, they wereactively concealed by the sellers.

According to the sellers, they did notsay anything untruthful and did not con-ceal anything. They permitted the buyersas long as they needed to inspect theirhome before putting in an offer. They didnot have a dishwasher so it was notunusual for dishes to be piled up in thesink.

The dog slept under the bed and musthave had some accidents that they werenot aware of. They tried to remove thestain when they moved out and noticed itfor the first time but were not able to get

the stain out.The case was decided on June 30,

2010. Justice Lynne Leitch noted that thesellers were long-standing members of thecommunity, who had family in the areaand were not trying to move away andunload a home with problems. Sheaccepted the sellers’ explanations anddenied the buyers any damages.

As to the readers who discovered thecracks in the mirrored closet door orunder the coffee machine on the kitchencounter, in my opinion they would proba-bly lose their cases as well.

The lesson is that buyers must bevery careful to do their own due diligencewhen visiting a property, before makingany offer. This includes testing all win-dows, looking behind pictures, under rugsand lifting anything off the counters.

Test the appliances, electrical outletsand faucets as well. Being prepared beforeyou make an offer will prevent unwantedsurprises after closing.

Mark Weisleder is a Toronto realestate lawyer. Contact him [email protected]

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Mar. 4, 2013 Issue 66

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