Manchester Retirement Show issue 2

68
Manchester Retirement Show 2011 INSIDE GARDEN YEAR ROUND COLOUR IN CONTAINERS LEISURE THE BEAUTY IN THE BALEARICS READER OFFERS HOLIDAY DISCOUNT VOUCHER FROM ROBINSONS HOLIDAYS WIN ONE OF TEN GLORIA HUNNIFORD'S GLORIOUS GRANDPARENTING BOOKS Retired ESTHER RANTZEN Broadcaster, Charity Campaigner and Strictly Come Dancing star now 70 shows little sign of slowing down THE LOCAL MAGAZINE FOR THE OVER 55S | WWW.RETIREDMAGAZINES.CO.UK RICK STEIN SHARES HIS FAVOURITE DISHES FROM AROUND THE WORLD

description

Local magazine for the over 55s

Transcript of Manchester Retirement Show issue 2

Page 1: Manchester Retirement Show issue 2

Manchester Retirement Show 2011

INSIDEGARDENYEAR ROUND COLOURIN CONTAINERS

LEISURETHE BEAUTY IN THE BALEARICS

READER OFFERSHOLIDAY DISCOUNT VOUCHER FROM ROBINSONS HOLIDAYS

WIN ONE OF TEN GLORIA HUNNIFORD'S GLORIOUS GRANDPARENTING BOOKS

RetiredESTHER

RANTZENBroadcaster, Charity

Campaigner and Strictly Come Dancing star now 70 shows little sign of slowing down

THE LOCAL MAGAZINE FOR THE OVER 55S | WWW.RETIREDMAGAZINES.CO.UK

RICK STEINSHARES HIS FAVOURITE DISHES FROM AROUND THE WORLD

Page 2: Manchester Retirement Show issue 2

New developments coming soonto Wigan and Atherton

Belong villages break the mould in creating environments actively chosen by older people.

0800 032 2266 or visit www.belong.org.uk

Indeed, this was the belief underpinning the creation of Belong villages; an ambitious project launched by CLS Care Services, specialists in dementia care and one of the largest providers of care homes in the North West.

Just over a year down the line and Belong villages in Macclesfield and Wigan are beginning to attract national attention for their success in delivering a radically different model of both housing and care. For one, they have been designed around the needs of the very frail 85 plus sector of the population.

A Home For LifeChief Executive, Nick Dykes, explains: “There are plenty of retirement villages out there for people over 55 who are able to lead reasonably active lives, but far fewer services designed for the growing population of very frail people over 85. We had successfully pioneered a new ‘household’ model of care in our traditional care homes, but could not take this as far as we wanted because of the limitations of older buildings. In Belong, we were given a blank sheet of paper and were able to create mixed village communities that, for the first time, are able to accommodate the full spectrum of people’s needs.”

Customers can choose to live independently in village apartments, or enjoy a high level of support in the households. Even then, the level of support varies according to customers’ needs, from residential through nursing to high dependency dementia care. The idea behind this is that villages should offer a home for life, with flexibility for customers to access different services should their needs change.

Bringing people inBeyond this, strong links to other organisations have seen the village bring together a wide cross-section of the community, from toddler and baby groups through school teachers to memory clinics, creating a true sense of village life and, with it, opportunities for interaction with people of different ages and backgrounds.

Nick Dykes affirms the importance of this aspect. “One of the criticisms commonly levelled at retirement village type communities is that they are very insular. What we have been able to achieve in Belong is a more outward looking facility that has succeeded in bringing people in from the local community, whether just for a coffee or to join in activities on offer. Residents are equally flexible in the extent they choose to join in village life. Indeed, privacy and dignity are frequently cited amongst the best aspects of life in one of our villages.”

Along with the ethos of Belong villages, the design of the building itself takes the lead from the needs of older people who live in them. Smaller households of around a dozen residents means a family atmosphere is achievable, and that residents are well understood and known to their carers.

In particular, the design and layout of these households supports easy orientation and ‘visibility’, as well as secure access to the outdoors. It was developed by architects, Pozzoni, world leaders in the creation of spaces for older people around a concept of ‘personal architecture’. More than a nice building and more than a luxurious retirement village, for the first time Belong has successfully created a village able to support an increasingly diverse population.

Communities with a difference

There is a groundswell of opinion that a person’s choice of housing should not label the person or their abilities.

Your life, your pace, your way.

New village opens in Atherton in spring 2011, and modern apartments to be completed at Belong Wigan.

Belong Atherton preview days will take place on 24th, 25th and 26th March. Book early to reserve your place.

To arrange a personal tour of a Belong village or to find out more about our domiciliary service, Belong at Home, call:

Belong Wigan show apartment available from 1st March

From stylish apartments to modern suites in family-sized households with 24-hour care, our award-winning villages have an option to suit your needs and preferences.

We even provide a home care service for people who wish to remain at home - but need that extra bit of help.

This spring, more people will have the opportunity to choose Belong as we open a new village in Atherton and a complex of modern apartments at Belong Wigan.

Our team of dedicated, enthusiastic and empathetic individuals are highly trained in person-centred approaches to care; and we are leaders in supporting people with dementia.

All customers, as well as members of the community, have access to our village facilities including a bistro, hair and beauty salon, exercise studio and community centre with licensed bar.

Belong Wigan, Millers Lane, Platt Bridge, Wigan WN2 5DD • Belong Atherton, Mealhouse Lane, Atherton, Greater Manchester M46 0EWBelong Crewe, Brookhouse Drive, Crewe, Cheshire CW2 6NA • Belong Macclesfield, Kennedy Avenue, Macclesfield, Cheshire SK10 3DE

Page 3: Manchester Retirement Show issue 2

New developments coming soonto Wigan and Atherton

Belong villages break the mould in creating environments actively chosen by older people.

0800 032 2266 or visit www.belong.org.uk

Indeed, this was the belief underpinning the creation of Belong villages; an ambitious project launched by CLS Care Services, specialists in dementia care and one of the largest providers of care homes in the North West.

Just over a year down the line and Belong villages in Macclesfield and Wigan are beginning to attract national attention for their success in delivering a radically different model of both housing and care. For one, they have been designed around the needs of the very frail 85 plus sector of the population.

A Home For LifeChief Executive, Nick Dykes, explains: “There are plenty of retirement villages out there for people over 55 who are able to lead reasonably active lives, but far fewer services designed for the growing population of very frail people over 85. We had successfully pioneered a new ‘household’ model of care in our traditional care homes, but could not take this as far as we wanted because of the limitations of older buildings. In Belong, we were given a blank sheet of paper and were able to create mixed village communities that, for the first time, are able to accommodate the full spectrum of people’s needs.”

Customers can choose to live independently in village apartments, or enjoy a high level of support in the households. Even then, the level of support varies according to customers’ needs, from residential through nursing to high dependency dementia care. The idea behind this is that villages should offer a home for life, with flexibility for customers to access different services should their needs change.

Bringing people inBeyond this, strong links to other organisations have seen the village bring together a wide cross-section of the community, from toddler and baby groups through school teachers to memory clinics, creating a true sense of village life and, with it, opportunities for interaction with people of different ages and backgrounds.

Nick Dykes affirms the importance of this aspect. “One of the criticisms commonly levelled at retirement village type communities is that they are very insular. What we have been able to achieve in Belong is a more outward looking facility that has succeeded in bringing people in from the local community, whether just for a coffee or to join in activities on offer. Residents are equally flexible in the extent they choose to join in village life. Indeed, privacy and dignity are frequently cited amongst the best aspects of life in one of our villages.”

Along with the ethos of Belong villages, the design of the building itself takes the lead from the needs of older people who live in them. Smaller households of around a dozen residents means a family atmosphere is achievable, and that residents are well understood and known to their carers.

In particular, the design and layout of these households supports easy orientation and ‘visibility’, as well as secure access to the outdoors. It was developed by architects, Pozzoni, world leaders in the creation of spaces for older people around a concept of ‘personal architecture’. More than a nice building and more than a luxurious retirement village, for the first time Belong has successfully created a village able to support an increasingly diverse population.

Communities with a difference

There is a groundswell of opinion that a person’s choice of housing should not label the person or their abilities.

Your life, your pace, your way.

New village opens in Atherton in spring 2011, and modern apartments to be completed at Belong Wigan.

Belong Atherton preview days will take place on 24th, 25th and 26th March. Book early to reserve your place.

To arrange a personal tour of a Belong village or to find out more about our domiciliary service, Belong at Home, call:

Belong Wigan show apartment available from 1st March

From stylish apartments to modern suites in family-sized households with 24-hour care, our award-winning villages have an option to suit your needs and preferences.

We even provide a home care service for people who wish to remain at home - but need that extra bit of help.

This spring, more people will have the opportunity to choose Belong as we open a new village in Atherton and a complex of modern apartments at Belong Wigan.

Our team of dedicated, enthusiastic and empathetic individuals are highly trained in person-centred approaches to care; and we are leaders in supporting people with dementia.

All customers, as well as members of the community, have access to our village facilities including a bistro, hair and beauty salon, exercise studio and community centre with licensed bar.

Belong Wigan, Millers Lane, Platt Bridge, Wigan WN2 5DD • Belong Atherton, Mealhouse Lane, Atherton, Greater Manchester M46 0EWBelong Crewe, Brookhouse Drive, Crewe, Cheshire CW2 6NA • Belong Macclesfield, Kennedy Avenue, Macclesfield, Cheshire SK10 3DE

Page 4: Manchester Retirement Show issue 2

4 NORTH WEST RETIREMENT SHOW 2011

Travel & Leisure

9-10 The Beauty in the Balearics16-17 Adventurous Gap Years for the Older Generation24-25 Peace of Mind Motoring with Motability

Regulars

8 Graham Smith Twittering on.20-21 Celebrity Interview That's Esther's life

Food & Drink

47-48 Rick Stein's Coast to Coast Recipes

Health

50 A Free Service to Help you live with a healthy heart

Home

26 Quality Windows and Doors with massive savings

28-29 Reduce your fuel bills with Thermseal

Finance

55 Ensure that you and your family enjoy a trouble free retirement

To subscribe to your local Retired Magazine visit uson-line atwww.retiredmagazines.co.uk

9-10

8 16-17

in this issue

At Homecare Support our mission is to make life a little easier by extending that helping hand when life does not run just quite to plan; being there for you for something as simple as helping you get over an operation, to being your companion and carer on a more sustained basis.

With our wide experience and local knowledge we can help carers and the cared-for with the vital advice and guidance on getting access to this much needed support. We know our way around the care system, what financial support and information is available and how to make it work for you.

At Homecare Support our mission is to make life a little easier by extending that helping hand when life does not run just quite to plan; being there for you for something as simple as helping you get over an operation, to being your companion and carer on a more sustained basis.

With our wide experience and local knowledge we can help carers and the cared-for with the vital advice and guidance on getting access to this much needed support. We know our way around the care system, what financial support and information is available and how to make it work for you.

At Homecare Support our mission is to make life a little easier by extending that helping hand when life does not run just quite to plan; being there for you for something as simple as helping you get over an operation, to being your companion and carer on a more

With our wide experience and local knowledge we can help carers and the cared-for with the vital advice and guidance on getting access to this much needed support. We know our way around the care system, what financial support and information is available and how to make it work for you.

Living life to the full

Here for you because...

We care

We can tailor-make a care package for you or your loved one that delivers what you want, when you want it. We cover all areas of personal and domestic care, specialist care and support following an operation or illness, urgent support at short notice and companionship and assistance during a vacation. Our team of experienced care professionals will be glad to adapt and tailor the support to suit you and your needs.

We operate throughout the North West region, including Trafford, Manchester, Stockport, Cheshire, Bolton, Bury, Oldham, Rochdale, Tameside, Liverpool and surrounding areas, Runcorn and Widnes.

Call us now FREE on 0800 1244150 for further information as to how Homecare Support can help you or your loved one or alternatively go to www.homecaresupport.co.uk

HUMAN SUPPORT.indd 1 23/2/11 11:15:30

Welcome to the second edition of Retired magazine which we have published specially for the North West Retirement show 2011.In this issue we are proud to include an interview with the ever busy Esther Rantzen who surprised us all last year when she stood for election in Luton South. We also have recipes from Rick Stein’s Coast To Coast cookery book for you to try out at home so please sit back and enjoy a good read, perhaps with a cup of tea and a slice of Rick’s treacle tart!

Graham Smith’s Twittering On is guaranteed to make you laugh out loud and brighten your day, he’s our regular columnist so don’t forget to pick up your local copy of Retired from a supermarket near you every 6 months to keep up to date with his accurate and hilarious observations on life.

To ensure that you obtain a copy why not subscribe yearly at a cost of only £3.40 - see details below.

Page 5: Manchester Retirement Show issue 2

Our experience makes yours better

0844 875 6200

Recent cases include backdated payments of up to

£165,000 where the family home was sold to help

pay for care. Others included a refund of £130,000

because the NHS deemed the problems ‘social’

rather than ‘health’ related.

If you feel that you have been incorrectly charged,

speak to one of our specialists on:

You could claim a refund for fees paid for care that should have been provided free!

Claims backdated to 2004Review current assessment Save £1000’s on care home feesWe fight your case for youStress free consultationSpecialists in care home refunds

CARE HOME NHS REFUNDS!

It is estimated that about two thirds of the 150,000 in nursing homes who pay for their own care should be funded by the NHS -

that's around 100,000 paying unnecessarily

We can also help you save on inheritance tax by

guiding you through the most tax efficient methods

of estate planning and the writing of a will which

ensures that your estate passes to those you intend

to receive it.

C

M

Y

CM

MY

CY

CMY

K

CLB CARE AD ARTWORK.pdf 10/11/10 15:10:22

Manchester Retirement ShowVisit us on stand A9

Page 6: Manchester Retirement Show issue 2

Far from the madding crowd!As soon as you turn off the lane that winds gently from Garstang towards Nateby, and head into Woodlands Country Park, you begin to experience the almost tangible sense of peace and tranquillity that has put this remarkable rural retreat into a class of its own.

Page 7: Manchester Retirement Show issue 2

Quietly situated amid 40 acres of rolling Lancashire countryside, yet within easy reach of local amenities, it’s easy to see why Woodlands has become one of the most sought-after locations in the county – as well as one of its best-kept secrets!

While it’s fair to say that Woodlands definitely started out with a natural advantage - occupying a truly idyllic setting with a beautiful rural outlook and scenic vistas in every direction - the park’s success is largely down to a well-thought-out design that cleverly makes the most of its best features.

The landscape provides the ideal backdrop for the lodges that populate it, the level grassland punctuated here and there by shady wooded copses, and criss-crossed by a meandering network of lakes and waterways – all of which, incidentally, make the perfect habitat for countless species of indigenous birds, animals and fish.

Woodlands is home to an established community of luxury lodges that have been chosen to perfectly complement their stunning environment. And, because the park is open throughout the year, lodge owners have plenty of opportunity to enjoy the pleasures of each season.

Imagine sunny summer days relaxing in the garden or cosying up in front of the fire after a brisk winter walk with friends and family!

The lodges are customised to suit purchasers’ individual requirements and purpose-built for comfortable occupancy, whatever the weather. Classic timber-clad exteriors are matched by imaginatively designed contemporary interiors, fully furnished and featuring elegant kitchens and bathrooms.

Parking is plentiful and landscaping completely bespoke. Each lodge has its own appeal – some include large gardens, others boast a magnificent waterfront position with expansive decking running right to the water’s edge – but all enjoy the year-round delights of Woodlands’ unique setting.

And, with nature all around and the delights of the Lake District and ancient Forest of Bowland within easy reach - not to mention the many quaint local market towns that offer unique shopping and dining experiences - it also makes the perfect base for exploring this wonderfully diverse region.

The only way to get a real feel for life here at Woodlands is by visiting and experiencing the environment in person. If you ring and let us know you’re coming, we can arrange a tour of the park, take you round one of our show homes and give you information on any available plots.

Woodlands Country Park Skitham Lane, Pilling, Lancashire PR3 6BD

T 01995 601100W www.woodlandscountrypark.comE [email protected]

Enjoy a slice of park life

at Woodlands’ open weekend

on April 16th & 17th, 10am–4pm

Page 8: Manchester Retirement Show issue 2

8 NORTH WEST RETIREMENT SHOW 2011

The drain brain

I should probably be grateful to have a house with a water feature but I don’t think mine is going to make the Sunday newspaper Ideal Home pages.

For some years now, when it rains, we have a beautiful fountain which cascades up from the pavement outside and then gushes musically down the grate. Trouble is half of it then gushes into our cellar before being chucked out again by the pump we had to install.

Bradford Council are perplexed. They once sent along a very senior offi cer for land drainage who produced form his pocket two modern, state of the art divining rods. After walking up and down the street like a demented American witch doctor he proudly announced that the water turned left at our house. We knew that!

They put coloured dye down the drains outside the chip shop 100 yards away and convinced us that the pavement fountain would turn yellow within the day. This would prove that the water was coming off the nearby moor’s water course. Four years later we’re still waiting for the dye to come through and plan to keep piranhas in the cellar before calling the offi cial back.

Recently our water feature became perfumed. A defi nite scent of eau de canal pervaded the living room at various times of day. Even the dog looked at us suspiciously from behind her gas mask so we decided it was time for the council again.

They sent a very pleasant man who thought next door’s waste pipe could be leaking into our cellar. Well why not, everything else was?

He introduced himself to the neighbours and put yellow dye down their loo and then red dye down ours. There was a fi rm promise that we would see the dye come up via the cellar pump within 24 hours. If it was yellow it was their smell, red and it was ours. Of course none appeared. The smell comes and goes now and the highly qualifi ed offi cials have decided it must be “ingressing” through the walls.

If you’re in Bradford and see a man walking down the street covered in yellow and red dye with a divining rod sticking out of his head you know the problem is ongoing.

Twittering on by Graham Smith

Rough deal for Afghans

A fl agship Tory Council referred a group of refugees from Afghanistan to a local club for advice. Trouble was the Southern Afghan Club in London turned out to be a dog club which ran shows for Afghan Hound enthusiasts!

A spokesman for Hammersmith and Fulham Council apologised for the gaffe. I bet he was in the dog house.

One in the eye for the idiots

Binge drinking on cheap supermarket booze has become one of the scourges of our society.

Now a brain dead minority has decided that pouring vodka into your eyes gets you drunk more quickly. If that isn’t enough a local BBC radio station insulted the majority of its listeners’ intelligence by bringing on an optician to explain why this was dangerous.

Do me a favour. “Here’s mud in your eye”, used to be a drinking salutation. Have these mentally challenged youths misunderstood? Just how daft can they get in dreaming up new ways of doing damage to themselves and others?

Page 9: Manchester Retirement Show issue 2

9NORTH WEST RETIREMENT SHOW 2011

The island of Majorca (or Mallorca) is the largest in Spain, and is one of the Balearic Islands located in the warm Mediterranean Sea. Since the package tourism boom of the 1950’s Majorca has been at the forefront of Spanish travel destinations and it’s easy to see why, with wonderful scenery and attractions and being a relatively small island, hiring a car is the perfect way to get around!

I stayed for part of my stay in Cala d’Or (meaning Golden Cove) located on the southern half of Majorca’s east coast. It has evolved from a relatively unknown local fishing village into one of the prettiest tourist resorts on the island. It boasts unmistakable charm and is the perfect place for a relaxing seaside holiday (or to invest in a holiday home).

The small village and harbour are located in one of the many rocky coves with sandy beaches (calas) that you’ll find all over the pretty east coast. You’ll find many smaller resorts and quaint little villages spread all along this coastline and there’s a very good bus service connecting them. Some places well worth a visit include; Cala Egos, Cala Santanyi, Cala Figuera, Cala Figuera, Cala Llombarts, Puerto Petro, Sa Colonia de Sant Jordi or the isle of Cabrera. Also the Cala d’Or marina is located in the heart of the town with some fine dining restaurants and wonderful yachts.

Alcudia:The remainder of my time was spent on the north coast in Alcudia; a destination to be treasured. With its old town, quaint harbour and wonderful beach (Alcudia boasts one of the longest beaches in Majorca) it’s the ideal place for a calming break in the sun. You’ve got the wonderful Roman ruins and enclosed streets lined with shops and markets. One of Alcudia’s other attractions is the port area. It has an array of restaurants, with traditional Spanish fare, or international, like Indian or Chinese. There are also a few restaurants that serve a taste of back home, like sausage and mash, or fish and chips.

Whilst the main resorts are vibrant and colourful with an amazing array of nightclubs, bars and restaurants, the capital Palma still retains some of its historical flavour, with grand mansions and a

magnificent Gothic cathedral in its bustling centre.

Spectacular rocky mountains and cliffs are the boast of the northwest of the island and I can concur that they do not disappoint!

Sóller:One of the most impressive sights in Sóller is the church designed by a student of the world famous Spanish architect Gaudí, located at the central plaza of the town. The church is open for the public but it is closed during the siesta hours in the afternoon. The central plaza of Sóller is a beautiful backdrop for having a break and enjoying some tapas. There are many nice restaurants and cafes around the plaza. Walking around the old and narrow streets of Sóller is also a great way to explore and experience the beauty of the town. There are lovely small gardens with lemon trees and flowers along the streets and the traffic is so quiet that you can just relax and enjoy the peaceful atmosphere for a while. If you enjoy longer walks in the nature, you can go for a hiking excursion to the Tramuntana mountains.

At the train station of Ferrocarril de Sóller there are free art exhibitions. Recently displaying art works of Joan Miro and Picasso.

The fastest driving route from Palma to Sóller is to drive through a tunnel!! Driving through the tunnel costs 6.50 Euro one way, and 11 Euro both ways but it saves a lot of time. The option I chose was to drive though the tunnel one way north from Palma and then to enjoy the scenic mountain coast roads on the way back, which are slower but have some stunning views!

Valldemossa:Sits on the slopes of the Tramuntana mountains. With its olive and almond trees lining cobbled streets it exudes genuine charm. Its popularity however comes from an unusual source.

In 1838, the pianist Frederic Chopin and his lover, the writer George Sand, rented a former monk’s cell at the Royal Carthusian Monastery. The couple and their illicit affair were the subject of intense gossip in Paris, so they decided to take refuge in Valldemossa to escape the 19th century equivalent of today’s

The Beauty in the Balearics

T R A V E L

Page 10: Manchester Retirement Show issue 2

10 NORTH WEST RETIREMENT SHOW 2011

paparazzi! Have your camera close to hand as many A-list stars still have homes here today; Catherine Zeta-Jones has bought a house near the village with husband Michael Douglas so keep your eyes peeled! (Douglas opened the village’s Costa Nord centre where you can hear his narration of an audiovisual history of Majorca).

Best for…EATINGThe local Majorcan dishes make full use of delicious local almonds, olives, walnuts, and the local tomato called Ramallet, which is native to the island. Breakfast often includes an ensaimada, a delicious spiral yeast bun dusted with icing sugar, yum! For lunch I can recommend the local grimalt cheeses, trampos - vegetable pizza slices, pa’amb oli - majorcan bread with garlic, tomato, olive oil and cured ham or cheese. Any real meat lovers may like to try sobrassada!

Another great Majorcan dish is obviously tapas, which are combinations of meats and vegetables in sauces, such as meatballs in a delicious spicy sauce, garlic mushrooms, battered squid rings known as Calamares, or if you would like a mixture of different Tapas, then just ask for a Tapas Variadas!!

SLEEPINGMajorca resorts are plenty, with a choice of superb family holiday resorts and favourite outdoor leisure resorts. Majorca has a long history of catering for visitors, especially British holidaymakers, and it does it well.

High energy nightlife is to be found in Palma de Mallorca, Magaluf and Palma Nova whilst more laid back resorts with a family friendly approach move north to Port de Pollenca, Port de Soller and Port d’Alcudia or along the east coast to the many beautiful Cala’s!

Don’t leave withoutTaking a ride on the Sóller Tram! A trip into the past is found on the Palma to Sóller railway on the wonderful wooden trams. The tram leaves from the Placa d’Espanya railway station in the centre of Palma and slowly winds its way through 28km of beautiful countryside into the town of Soller. The journey takes about 1 hour 20 minutes and is truly stunning!www.sollertrain.com

Fact fi le:

Driving in MajorcaCar hire agencies are easy to fi nd and car hire rates are by no means very expensive. Renting a car will allow you the freedom to witness the beauty of the island at your leisure.

Some Driving Rules in Majorca:Drive on the right-hand side of the road. It is obligatory for every passenger in the car, not only the driver to wear seat belts.

Helpful tip: I have noticed that the Spanish have been taught to drive on the outside of the roundabout even when they are taking the last turn off so take care!

Flights: Direct fl ights to Palma from London, Birmingham and Manchester and all the large airports operate several times a day. Palma, although a very large airport, is relatively central, and very fl at so will suit the elderly, children and wheelchair users easily.

Climate: The climate is typical of much of the Mediterranean. The summers are very hot, yet in the winter temperatures remain mild and considerably warmer than in Northern Europe. Rainfall is generally fairly low especially during the summer. With fewer tourists the winter is still a good time to visit with reduced rental rates on accommodation.

Currency: Euro (EUR)

Language:

The visitor will face no language problems in Majorca as most people speak English (of course, your attempts at a little Spanish will be most appreciated).

• Hello – Hola!• Goodbye – Adiós!• Please - Por favor• Thank you - Gracias

Time zone: GMT + 1 hour

Page 11: Manchester Retirement Show issue 2

*Full terms and conditions apply, please ask for full details. We reserve the right to withdraw these offers without notice. A 2.5% surcharge applies to all credit card transactions. Agents for ATOL protected tour operators.

More reasons to book with us:

Pop into your local branchBolton Superstore, Burnden Retail Park,Manchester Road, Bolton

Call 01204 559777

We search thousands of travel options for you. Be a tourist. Not a travel agent.

Guaranteed 10% off up to 28/02/2011*

Up to 15% off selected cruise holidays*

Double membership points on selected cruise holidays valid until 28/02/2011*

Up to 5% off holidays*

Fully ABTA and ATOL bonded so you’re in safe hands.

TOWNELEYHALL

Towneley Hall in Burnley was the home of the Towneley family for over 600 years. Set in over 42 acres of historic parkland and gardens, this stunning house tells the story of a powerful catholic family.

The hall is now the towns museum and art gallery and contains furnished period rooms, a fine art collection of 19th century oil and watercolours, Lancashire made oak furniture and ceramics. The family chapel containing the rare whalley abbey vestments is one of the highlights of any visit.

A varied program of exhibitions and events throughout the year.

Pre booked groups are welcome and refreshments can be organised in the Hall or at the stables cafe/restaurant situated within the formal gardens.

For further information or to book please ring - 01282 424213www.towneleyhall.org.uk

Choose either Eastbourne, Torquay or the Isle of Wight. Prize includes 7 nights half board

accommodation at chosen hotel in either a standard twin or double room, excursions as per tour itinerary, coach travel to/from standard pick-up point, and entertainment as per itinerary and

FREE INSURANCE.

Name:.. .... .... .... .... .... .... .... .... .... .... .... .... ....

Address: .... .... .... .... .... .... .... .... .... .... .... .... ....

.... .... .... .... .... .... .... .... .... .... .... .... .... .... .... ....

Postcode: . .... .... .... .... .... .... .... .... .... .... .... ....

Telephone: .... .... .... .... .... .... .... .... .... .... .... ....

Prize must be redeemed before 5th December 2011 and excludes Easter. Non-transferrale and non cash redeemable.

Send the completed for to:Robinsons Holidays Competition

McGrath Media, Unit 6 Moses Gate Workshops, Gladys Street, Farnworth, Bolton BL3 2QG.

!

WINAn 8 day coach holiday for 2 people to a

Robinsons Holidays own Hotel

Page 12: Manchester Retirement Show issue 2

Luxury holiday homes in the English Lake District

Local LifeAt Old Park Wood you become part of a rich rural experience. There’s so much to see and do right on your doorstep, whether your idea of heaven is outdoor adventures, gentle strolls, Lakeland hospitality or taking in a glorious view.

The Park is part of Lord and Lady Cavendish’s Holker Estate. Their home at Holker Hall and its award-winning gardens warmly welcomes visitors, andthefamousGardenFestivalisadefinite‘must-see’.

Old Park Wood owners also enjoy discounted prices at Holker Hall and Cartmel Racecourse.

In addition to horseracing on the Bank Holidays at the end of May and August, the medieval village of Cartmel boasts an ancient priory, fabulous shopping andfinedining.

Quad biking, the Eskdale cycle trail, parachuting, water sports, fairs and festivals, hot air ballooning, fishing-theoptionsarenothingifnotvaried!

There are also an array of special events in the nearby area from local producer fairs to the Westmorland County Show.

The Lake DistrictLakeland has been delighting visitors for generations. The natural beauty and its many attractions are still as compelling today, and owning your own Lakeland home means it’s all yours to enjoy, time and again.

“In the Lakes you fi nd your own kind of time. It’s quite simply a magical place.”Beautiful Eskdale, unspoilt villages like Broughton, the market town of Kendal, and Windermere are all nearby. Walking - wise it’s not all challenging peaks;

Owning a timber lodge or caravan at Old Park Wood means enjoying a haven of tranquility in beautiful surroundings. The quiet, spacious Park nestles in delightful woodland where you really feel ‘far from the madding crowd’, and facilities such as our indoor pool and sauna add an unmistakable touch of luxury. Perfectly placed to explore a stunning local area of beauty, you’ll soon discover, there’s no place like a home at Old Park Wood ...

Old Park Wood Holiday Park, Holker Estate, Holker, Cark-in-Cartmel, Cumbria, LA11 7PP. T: 01539 558266 E: [email protected]

www.oldparkwood.co.uk

Please quote Retired Magazine when calling...

Page 13: Manchester Retirement Show issue 2

Grizedale Forest for instance is perfect for a gentle family ramble.

And it’s not just about the great outdoors, there are plenty of ways to indulge yourself too.

Shopaholicswillfindahostofindependentshopsoffering everything from gourmet cheeses to haute couture. You’ll quickly discover marvelous local food anddrinktoo,incosyvillagepubs,bistrosandfinerestaurants.

Perhapsyourfirststopshouldbegolakes.co.uk,a great place to learn about Lakeland events and attractions.

Your ParkAt Old Park Wood, the accommodation you can choose from is of the very highest standard. Our luxury timber lodges are superbly designed and equipped, and the spacious static caravans offer everything you could want in a holiday home, from as little as £10,000.

Unlike many parks, we insist on plenty of space between each caravan, and superb facilities also help to make every stay a joy.

Kids love the chance to play and make friends in the Park, and don’t be surprised if they come back with tales of meeting the deer that roam the surrounding Park and woodland.

If you want to feel more than a passing visitor to the heart of the English countryside. Old Park Wood is precisely what you’re seeking.

l Park Shopl Laundrettel Table Tennis Rooml Indoor Heated Pooll Sauna Facilityl Playgrounds & Footballl Wi- Fil Fishing Permitsl Holker Privileges Passl Barrier Sitel Dogs Welcome

B527 8

A593

A59

2

A5084

A5074

A6

A508

7

A59

5

A590

A591 A6

A684

A5092

M6

Morecambe Bay

F lookburgh

A685

A65

A590

WINDERMER E

LANCASTER

ULVERSTON

KENDAL

BARROW-IN-FURNESS

Cartmel

M6

Cark-in-Cartme lA

595

A595

Millo m

Duddon Sands

37

A65

35

34

36

Grange-over-Sands

OLD PARKWOOD

HOLKER HALL

How to Find UsOld Park Wood is very easy to reach - we’re only a few minutes’ drive from the M6, and the main centres of South Lakeland such as Kendal and Windermere are equally close by.

By RoadFollow brown signs on A590 from J36, M6 (Lake District Peninsulas). Only a 20 minute drive from Lakeside and Lake Windermere.

Further Lovely LocationsWe also have two further superbly presented parks: Longlands in the Furness Peninsula and Three Lochs in border Scotland’s Galloway Forest.

By RailNearest station Cark-in-Cartmel (1 mile) with direct trains to Carnforth. Lancaster and Preston for connections to major cities and airports.

www.oldparkwood.co.uk

Page 14: Manchester Retirement Show issue 2

Isle Of WightThe Ocean View Hotel, Shanklin 3An elegant hotel commanding magnifi cent views across Sandown Bay, Golden Beaches and a quaint collection of shops.Facilities at the Ocean View Hotel includeIndoor Heated Pool, Spa, Indoor Bowling Green, Table Tennis, Snooker Room, Lifts, Porterage.

EastbourneThe Imperial Hotel, Eastbourne 3An impressive Victorian building set amidst a beautiful tree lined boulevard.Facilities at the Imperial Hotel includeTwo Residents’ Bars, Ballroom, TV & Complimentary Tea & Coffee in all Bedrooms, 2 x Lifts.

TorquayThe Abbey Lawn Hotel, Torquay 3Stylish hotel located in the grounds of the former Torre Abbey.Facilities at the Abbey Lawn Hotel includeIndoor Heated Pool/Outdoor Pool, Solarium, Sauna, Steam Room, Lounge, Gym, Large Conservatory & Sea View Rooms.

Robinsons Own Hotels 2011

Simply attach to your Robinsons Holidays booking request to claim your £20 discount. Only one voucher per holiday booking.

Name: .....................................................................................................................

Address: ..................................................................................................................

................................................... Poscode: ........................................................

Tel: ...........................................................................................................................

£20Discount is only valid on new bookings. Discount voucher can

not be redeemed against any existing bookings. Can not be used in conjunction with any other special offer or promotion.

DISCOUNTV0UCHER

Torquay Eastbourne Isle of Wight

ABBEYLAWNOCEANVIEWIMPERIALHOTEL

Saturday/Sunday Departures - 8 Day Tours - 7 Nights Half Board

2/3 April £279

9/10 April £289

16/17 April £299

2/3 April £279

9/10 April £289

16/17 April £299

2/3 April £279

9/10 April £289

16/17 April £299

23/24 April £325

30 Apr/1 May £345

7/8 May £355

23/24 April £325

30 Apr/1 May £345

7/8 May £355

23/24 April £325

30 Apr/1 May £345

7/8 May £355

14/15 May £365

21/22 May £375

28/29 May £385

14/15 May £365

21/22 May £375

28/29 May £385

14/15 May £365

21/22 May £375

28/29 May £385

4/5 Jun £389

11/12 Jun £399

18/19 Jun £399

4/5 Jun £389

11/12 Jun £399

18/19 Jun £399

4/5 Jun £389

11/12 Jun £399

18/19 Jun £399

Page 15: Manchester Retirement Show issue 2

Est.1923

Coach Holidays

To Book Or For More Details Call Freephone 0800 0839900

Our European Tours

Date Tour & No Hotel Duration Price Single Room

Supplement

07 May AUSTRIA & SWITZERLAND (76) Weisses Kreuz Hotel Feldkirch 9 Days £682 £130 Swiss Lakes, Feldkirch and St Moritz28 May GERMANY (65) Hotel Traube Aumuller Rudesheim 8 Days £515 £105 The Rhine Valley and Moselle29 May SWITZERLAND, FRANCE & ITALY (84) Hotel Forclaz Touring Martingy 9 Days £645 £189 Lakes and Mountains4 June GERMANY (71) Berghotel Wolfshagen Langelsheim 8 Days £599 £98 The Hartz Mountains and Berlin11 June AUSTRIAN TYROL (80) Hotel Zur Post Pfunds 9 Days £645 £141 Pfunds, the Bernina Express & the Brenner Pass

25 June AUSTRIA (77) Hotel Tannenhof Steeg 9 Days £651 £141 Tyrol and Bavaria

Includes 3 excursions and FREE insurance. See main 2011 brochure for full itinerary and applicable departure points.Prices taken from main 2011 brochure and do not apply to the Midlands. See Midlands’ brochure for relevant departures and prices.

25/26 Jun £399

2/3 July £409

9/10 July £409

25/26 Jun £399

2/3 July £409

9/10 July £409

25/26 Jun £399

2/3 July £409

9/10 July £409

16/17 July £409

23/24 July £409

30/31 July £409

16/17 July £409

23/24 July £409

30/31 July £409

16/17 July £409

23/24 July £409

30/31 July £409

6/7 Aug £409

13/14 Aug £409

20/21 Aug £409

6/7 Aug £409

13/14 Aug £409

20/21 Aug £409

6/7 Aug £409

13/14 Aug £409

20/21 Aug £409

27/28 Aug £399

3/4 Sept £399

10/11 Sept £389

27/28 Aug £399

3/4 Sept £399

10/11 Sept £389

27/28 Aug £399

3/4 Sept £399

10/11 Sept £389

17/18 Sept £379

24/25 Sept £359

1/2 Oct £319

17/18 Sept £379

24/25 Sept £359

1/2 Oct £319

17/18 Sept £379

24/25 Sept £359

1/2 Oct £319

8/9 Oct £309

15/16 Oct £299

22/23 Oct £279

8/9 Oct £309

15/16 Oct £299

22/23 Oct £279

8/9 Oct £309

15/16 Oct £299

22/23 Oct £279

Page 16: Manchester Retirement Show issue 2

16 NORTH WEST RETIREMENT SHOW 2011

At Projects Abroad, we have noticed a steady increase in the number of retired volunteers taking part in our projects overseas. Not just the recently retired but all ages. From care work to teaching and conservation, they’re really getting involved. It’s great for the projects because they bring lots of life experience and often more time too. The older generation are well-placed to offer a meaningful contribution to developing countries.

For many older gappers, the decision to travel and experience new cultures often stems from a need to take a break from the norm and see the world from a different perspective. For some it is more deep-rooted; they might be looking for a complete life-changing experience, and an adventure like this may help them to focus on what it is they really want to change. Visiting a developing country has the effect of making one forget about the routine of day-to-day life, and

events at home will start to seem quite distant. The responsibilities that most of us have at home will be temporarily lost in translation, and feedback from older volunteers tends to centre on feelings of freedom and youth.

If you are retired and interested in travelling overseas, care work is a relatively straightforward option for most volunteers because the only attributes needed are a good heart and a willingness to help. Working with needy children in poorly equipped facilities and orphanages

can be very rewarding and volunteers are able to see instant impact from direct actions, such as making a very sad child smile just by being there and comforting them. This wonderful sense of achievement also forges a more positive outlook, a sense that there is still a lot that they can contribute to society as a whole.

If care work isn’t something you’re interested in, then there is a whole host of other exciting and

adventurous projects that you could get involved in. It might be teaching teachers or children, animal or plant conservation, sports coaching, community-based projects like archaeology, building, medicine and healthcare (such as nursing or midwifery), journalism, law or even veterinary medicine. The list is endless and the project opportunities vast.

Living with a host-family is another important aspect for gap year volunteer placements. Based on

Adventurous gap yearsfor the older generationare on the rise

Dr. Peter Slowe, founder and director at leading international volunteering company Projects Abroad, explains how the elder generation are getting more clued-up on gap year opportunities…

Page 17: Manchester Retirement Show issue 2

17NORTH WEST RETIREMENT SHOW 2011

feedback, this unique situation of being welcomed into another family from a different country and being made to feel at home tends to touch the heart of the older volunteer. They are made to feel secure and are offered kindness from people who are essentially strangers to them. Staying with a host-family and experiencing their way of life means volunteers also get into a routine that is unimaginable back at home; they almost lead a ‘second life’. Older volunteers will often

find themselves working within a group of younger volunteers (gap year or university students) and this mix of generation forms part of the overall cultural experience. The volunteering experience may also trigger a life-style changing effect when gappers return home to normality.

Voluntary projects for the older generation are particularly useful for people who might have high levels of stress or worry because the pace

If you are interested in taking a gap year or going on a voluntary project overseas, even if it’s only for a few weeks, there are a few things you should do first:

• Thinkcarefullyaboutwhatyouwanttoachieve by volunteering abroad. • Takeadviceandresearchdifferentorganisations and look at the variety of projects to make sure you understand the opportunity and that it suits what you are looking for; Projects Abroad has its own directly employed and trained staff overseas, and this is a really important feature – it’s a matter of having people around you who understand what it is you want to achieve.• Ifyou’regoingonyourown,makesurethat you’ve got all the right visas and permits and that you really know what you’re letting yourself in for – spend plenty of time on the Internet and then make sure you speak to the people in your chosen destination on the telephone directly.• Researchthecountriesyouareinterestedin going to. Preconceptions can be misguided and it’s vital that you get the facts early on. The culture shock affects some people more strongly than others and it is important to be as prepared for this as you can be. If you’re going with an organisation, make sure they give you plenty of information.

• Investigatethebesttimestogoonyourtrip. The weather can make a difference. New Year (not always the same as ours) and other celebrations can be frustrating if you’ve got a rather short time and want to do things.• Talktothosewhohavevolunteeredabroadand ask them to share their experiences with you. If you’re with an organisation, they should be able to give you some names and contact details.• Consultyourdoctoraboutyourphysical condition and find out what countries should be avoided. Get professional advice about vaccinations and what medicine you need to take. On the other hand, don’t over-worry; chances are the worst you’ll get will be a slight upset tummy!• Makesureyouhaveappropriatetravelinsurance. With Project Abroad it’s included, but not with every organisation.• Keepanopenmind–volunteeringcanbevery rewarding if you are accepting of new cultures and willing to adapt to different lifestyles. This doesn’t mean you can’t take some English tea- bags, which I do, and it doesn’t mean that you have to eat guinea-pigs in Peru, which I don’t. I suppose it really means not being judgemental.

For more information onvolunteering overseas, please visit:www.projects-abroad.co.uk

Angela Pitt age 65 from Somerset is a great example of how a voluntary project can change your life; she explains,

“Last year I volunteered in the Amazon Rainforest at Projects Abroad’s Taricaya Centre to help specially with an animal rescue and release project. I was the oldest woman they had ever had but my age really didn’t matter. The dense jungle, the Taricaya Centre and the nearest town, three hours up-river, Puerto Maldonado, were amazing places to see. I experienced so many amazing things, such as the colourful fruit markets, vast jungle and beautiful wildlife such as toucans, caimans and the incredibly rare striped owl. I hope that people of all ages will be inspired to take on an adventure just as I did”.

in a developing country tends to be very relaxed, (although in some cases it can be so relaxed that you might go crazy thinking that nothing ever gets done). The point is that things which have importance at home often have little significance in the developing world. Volunteers will soon adapt to this way of life and it can have a very positive impact on their outlook and even their future lives.

Page 18: Manchester Retirement Show issue 2

18

HOLIDAYS & TRAVEL

BARGAIN BREAKS FOR 2011

All tours are door to door, and include Dinner Bed & Breakfast plus two day excursions on all 5 day breaks.

HEATH STREET, GOLBORNE,

WARRINGTON WA3 3AD.

Memory Lane is a well established coach company offering a high level of service. Our tour programme offers a wide range of UK and Continental Tours to many destinations and represent good value for money. All our Tour coaches are air conditioned for your comfort and most tours include admission with hot and cold drinks available.

Our Diner Coaches offer extra leg room as they are full size vehicles. The on board hostess will offer Morning Coffee and Lunch on touring days. All service and coaches are of the highest quality.

Destination .........................Date ................. Days ........Hotel/Theme ..................................................................PriceBlackpool .............................25 March ......... 4HB .........Park House Hotel ..........................................................£169Northumberland ................03 April ............ 6HB .........Victoria Hotel ................................................................£299Hereford ..............................04 April ............ 5HB .........Warners: Holmes Lacy House .....................................£359Snowdonia Llanberis .........11 April ............ 5HB .........Victoria Hotel ................................................................£299Tenby ....................................11 April ............ 5HB .........Park Hotel ........................................................................£299Bude .....................................21 April ............ 6HB .........Hartland Hotel ...............................................................£399Isle of Wight .......................26 April ............ 5HB .........Burlington Hotel.............................................................£249Llandudno ...........................29 April ............ 4HB .........Queens Hotel ..................................................................£195

NEW DAY EXCURSION

LEAFLETNOW OUT

Extra Tour

RHINE VALLEY

25th Sept £368

Ring for details

Page 19: Manchester Retirement Show issue 2

19

Visit our website for more holidays www.memorylanetravel.co.ukplease ring for new brochure

01942 728960

Looe ......................................01 May ............. 6HB .........Hannafore Point .............................................................£395Germany ..............................04 May .............. 7HB .........Hotel Carl Mullar ............................................................£535Market Bosworth ................09 May ............. 5HB .........Bosworth Hall Hotel ......................................................£259Ireland Bantry Bay ..............11 May .............. 8HB .........Westlodge Hotel ............................................................£499Oxford & Berkshire ...........16 May ............. 5HB .........Warners Littlecote House ............................................£399Jersey By Air .......................18 May ............. 7HB .........Mayfair Hotel ..................................................................£485Dunoon .................................22 May .............. 6HB ..........Esplanade Hotel ..............................................................£319Ostend at Anchor ...............22 May .............. 7HB ..........Royal Astor ......................................................................£355Torquay .................................23 May .............. 5HB ..........Kistor Hotel .....................................................................£249Torquay .................................29 May .............. 6HB ..........Corbyn Head Hotel ........................................................£389Torquay .................................29 May .............. 6HB ..........Livermead Cliff Hotel ....................................................£389Bournemouth ......................05 June ............. 6HB ..........Hinton Firs Hotel ............................................................£350Criccieth ...............................06 June ............. 5HB ..........Lion Hotel ........................................................................£299Arran & Ayrshire .................10 June ............. 7HB ..........Kinloch Hotel & Seamill Hydro ...................................£499Cumbria ................................12 June ............. 7HB ..........Gilsland Spa Hotel .........................................................£399Sidmouth ..............................16 June ............. 6HB ..........Bedford Hotel..................................................................£369Llandudno ............................25 June ............. 8HB ..........Queens Hotel ..................................................................£395Paignton ...............................25 June ............. 8HB ..........Marine Hotel ...................................................................£429Tenby .....................................25 June ............. 7HB ..........Park Hotel ........................................................................£429Isle of Mann .........................02 July............... 5HB ..........Rutland Hotel ..................................................................£369Hayling Island......................11 July............... 5HB ..........Warner: Sinah Hotel ......................................................£365Switzerland ..........................13 July............... 8HB ..........Hotel Freienhof Thun.....................................................£739Torquay .................................16 July............... 8HB ..........Kistor Hotel .....................................................................£399Northumberland .................17 July............... 6HB ..........Victoria Hotel Bamburgh ..............................................£389Isle of Scilly ..........................27 July............... 8HB ..........Bell Rock Hotel ...............................................................£795The Highlands .....................28 July............... 5HB ..........Carrbridge Hotel ............................................................£319Edinburgh Tattoo ................05 Aug ............... 3HB ..........Kings Manor ....................................................................£249St Agnes ................................26 Aug ............... 7HB ..........Rosemundy House .........................................................£439Llandrindrod Wells .............26 Aug ............... 4HB ..........Metropole Hotel .............................................................£249Glens of Perthshire ............28 Aug ............... 6HB ..........Angus Hotel Blairgowrie ...............................................£379Lake Garda Italy ..................07 Sept ............. 10HB ........Hotel De Lac Pu Pac .......................................................£869Leuchars Air Show ..............09 Sept ............. 3HB ..........Landmark Hotel ..............................................................£199Eastbourne ...........................10 Sept ............. 8HB ..........Haddon Hall Hotel .........................................................£399Bournemouth ......................11 Sept ............. 6HB ..........Hinton Firs Hotel ............................................................£359Isle of Wight ........................17 Sept ............. 8HB ..........Burlington Hotel.............................................................£409Mountains of Mourne ........25 Sept ............. 5HB ..........Four Seasons Hotel ........................................................£325Looe .......................................25 Sept ............. 6HB ..........Hannafore Point Hotel ..................................................£435Blackpool ..............................26 Sept ............. 5HB ..........Park House Hotel ...........................................................£249Jersey By Air.........................27 Sept ............. 7HB ..........Mayfair Hotel ..................................................................£465Bude ......................................30 Sept ............. 6HB ..........Hartland Hotel ................................................................£369Devon & Dorset ..................03 Oct ............... 5HB ..........Warner: Cricket St Thomas ...........................................£395Blackpool ..............................07 Oct ............... 4HB ..........Park House Hotel ...........................................................£189Torquay .................................11 Oct ............... 6HB ..........Livermead Cliff Hotel ....................................................£409

Page 20: Manchester Retirement Show issue 2

20 NORTH WEST RETIREMENT SHOW 2011

Broadcaster, charity campaigner and Strictly Come Dancing star Esther Rantzen turned 70 last June, but she shows little sign of slowing down, as James Pringle reportsLast year’s General Election was full of surprises, not the least of which was the Luton South candidates including Esther Rantzen CBE. Labour’s Gavin Shuker won the seat and Esther lost her deposit, but she has no regrets about entering the fray.

“I stood because I got so angry at the excesses of Margaret Moran, who was the MP at the time. It seemed to me that Luton deserved a choice, but when I started the campaign, I met the Conservative and Labour candidates and they were both really able, committed, hard-working, bright young men and that cheered me up.

“I had a fascinating time. Eighty people came to see me and asked if I could help them during the campaign and I was able to do some good. I shall always go to hustings in future. They’re the only way you can tell which candidates are the loonies. It’s really important if you’re not a tribal voter. I’ve always been a fl oating voter, making up my mind on issues and manifestoes in each election.”

Esther began her broadcasting career after Oxford University, as a studio manager in BBC radio, creating sound effects for dramas.

“My father had worked in engineering for Lord Reith at the BBC and I was fascinated by broadcasting. Being a studio manager was one of the few entry points one could fi nd. In the end, though, I realised that any creative work I’d done was getting further and further into the past. I wasn’t being asked for ideas. Besides which, I was made to fall down eight times to produce the sound of a distant skating accident. So I was bruised physically and psychologically!

“I stayed in that job for two and half years, then resigned and spent about six months on the dole, which I absolutely hated. But no experience is wasted and to have experienced unemployment is quite important. When I talk about it affecting others, I know what it feels like.”

TV documentary maker Desmond Wilcox hired Esther for a month’s work on Man Alive – and ended up marrying her. As they became a well-known media couple, there was never any professional jealousy.

“I’ve read Ann Robinson saying it’s diffi cult, particularly if the wife earns more than the husband – which at certain stages in our careers, I did – but we didn’t fi nd it diffi cult,” Esther recalls.

“There was a lot of mutual respect between Desmond and me. He always used to say I had fame and he had reputation, and that’s right. He won every award going and I always knew he was a superb television journalist. I learnt a huge amount from him.”

A big break for Esther was joining the team on consumer programme Braden’s Week. When Bernard Braden returned to his native Canada, Esther anchored the show’s British successor, That’s

Life. She is proud of its achievements, such as successful campaigns for safer surfaces in children’s playgrounds and legislation for children to wear seatbelts in the backs of cars.

“We were the fi rst television programme to talk about DNA testing. We did a major campaign about transplants, with the story of Ben Hardwick, and we famously launched ChildLine and continued the campaign for better treatment of abused children.”

That’s Esther’s life

Page 21: Manchester Retirement Show issue 2

21NORTH WEST RETIREMENT SHOW 2011

Nearly 25 years later, ChildLine now has 14 bases aroundtheUK.Estherisitspresident and a trustee of the NSPCC, with which it has merged.

“We launched a survey on That’s Life among adults who’d experienced cruelty as children, to see if there were patterns we could pick out that would make us better at detecting problems. We opened a children’s helpline because so many watched the show and loved seeing our talented pets and so on. For 48 hours the lines were jammed with children reporting abuse nobody else knew about. That made me realise we could do something about saving and protecting children, by creating a children’s helpline that would be open 24/7.”

Esther has worked with other charities and organisations, from hospices to special needs schools, helping prisoners’ families and providing accommodation for parents of children in hospital.

In the best That’s Life tradition, Esther introduced some light relief in 2004 when she partnered Anton du Beke in Strictly Come Dancing.

“I’m very frustrated that it never occurred to me to do the ambitious sort of things that Ann Widdecombe has been doing!” she says. “Anton never suggested that I could fly.

“It’s interesting how dragon politicians become national treasures when they leave. Look what happened to Tony Benn and Michael Portillo. And who could have predicted it when Ann Widdecombe was at the Home Office?

“Watching Strictly now, I’m lost in awe. The standards are amazingly high. I tipped Pamela Stephenson to win last time, because not only is she a wonderful dancer but she’s a fascinating woman – and I love the fact that’s she’s over 60. You expected Scott and Matt to be good, but muscular young men being able to turn cartwheels is not a surprise. Butyoudon’tnecessarilyexpectFelicityKendalltobe able to do the splits or Ann Widdecome to fly with such wonderful grace – and you certainly don’t

E X C L U S I V E

expect Pamela Stephenson to be such a brilliant dancer.”

Such dynamic over-60s epitomise the attitude Esther describes in her book on growing old gracefully, If Not Now, When? (Headline Springboard, 2008).

“If you’re lucky enough to keep your health and mental and physical strength, for once in your life you can be the person you would like to be,” she says. “One goes through life being a parent or breadwinner, and not since being a teenager can you be you and just follow your dreams.

“My tips would be to retain your sense of adventure and to stay in touch with people of every age – because it’s stimulating.”

Retirement doesn’t seem to be on Esther’s agenda. “I don’t suppose work was on my agenda! What was on my agenda was the particular challenge at any moment – be it That’s Life, a talk show or whatever. Today I was able to

have lunch with my daughter Rebecca, which was a wonderful luxury. So, to that extent, I’m retired, but I was working all over last weekend and I’m working all week and working this evening. Anybody who thinks retirement is the same as inactivity has never tried it.

“The great advantage is that you can pick and choose. You can decide what causes you to want to help. The voluntary sector would grind to a standstill if it weren’t for people of 60-plus.”

Daughter Rebecca Wilcox is a TV reporter, while son Joshua is studying for a degree in medicine and other daughter ‘Em’ is taking a psychology degree. Meanwhile, after a holiday relief stint on BBC Radio Berkshire at the beginning of November, “just for fun”, Esther is booked to give lectures and to appear in a celebrity version of TV’s Cash in the Attic, raising money for ChildLine. So she’s busy, but does her workload allow some breathing space for leisure?

“Every now and then,” she replies.

70th Birthday Picnic

Esther in the meadow behind here cottage in The New Forest

Page 22: Manchester Retirement Show issue 2

58 MILLION PEOPLE WORLDWIDE ALREADY KNOWdiscover the secretJOIN TODAY AND

Name :

Address :

Postcode :

Tel :

email :

Identification for eligibility required.Purchases may only be made once full membership is obtained.

Use this PREVIEW PASSto view your nearest Warehouse

COSTCO USE ONLY

Authorised by: Date :

Costco’s Operating StrategyOur goal is to provide our members with top quality goods and services at the lowestprices possible. We do this by operating large, no frills, low-cost facilities, in the mostefficient manner. By eliminating many of the operating costs inherent in traditionalforms of cash and carry distribution, we are able to flow these cost savings to ourmembers in the form of lower prices.

Costco currently operates over 582 Costco membership warehouses worldwide.Each one is filled with top quality, brand name merchandise at low warehouse prices.Our members include business owners and managers purchasing for resale andcommercial uses as well as certain qualifying individuals who are members ofspecified employee groups.

Page 23: Manchester Retirement Show issue 2

Please contact your nearest Membership Department for further details

Costco Liverpool - 0151 224 7670 Costco Manchester - 0161 749 4360Costco Haydock - 01942 868 600 Costco Oldham - 0161 684 2000

Costco Chester - 01244 852 070

Membership must be obtained before purchases can be made.

CASH & CARRY MEMBERSHIPWAREHOUSE CLUB

Name :Address :

Postcode :Tel :email :

Identification for eligibility required. Purchases may only be made once full membership is obtained.

Use this PREVIEW PASS to view your nearest Warehouse

COSTCO USE ONLY

Authorised by: Date :

Sign up for

Membership with

this advert and

receive a FREE bottle

of wine!

You may be eligible for

Costco MembershipYou qualify for Individual Membership if you receive a pension from specific employment groups

– please see below for details of qualifying categories. To join Costco and start saving pleaseprovide of qualifying pension, PLUS a current utility bill (gas, telephone, electricity) or a bank

statement addressed to your home.

The annual membership fee for Standard Individual Membership is £25 (plus VAT), whichincludes a complimentary card for your spouse or partner.

Individual Members Eligibility Criteria:RETIRED EMPLOYEE OF: Banking/Finance, Civil Servant, Education, Fire/Rescue, Insurance, Local

Government, Medical/Health Service, Police Force, Post Office, Airline.Other companes may also qualify; please call to enquire.

105_Mag Ad2 - Retirement_Feb11_A4:Layout 1 14/2/11 16:25 Page 1

Page 24: Manchester Retirement Show issue 2

FOCUS,FIESTA & FUSION

FROM NIL ADVANCEDPAYMENT*

ORDER YOUR NEW 2010 NOW.

• Cars available withNil Advance Rental*

• Home Visits Available• Part Exchange Welcome

Manchester Road, Werneth, Oldham Tel: 0161 287 4141ford Oldham

www.omcford.co.uk Opening Hours:Mon-Fri: 9am-7pm, Sat: 9am-5pm, Sun: 11am-5pm*Only available as part of a Motability contract hire scheme.

Manchester Road, Castleton, Rochdale Tel: 01706 654 424ford Rochdale

FOCUS, C-MAX, FIESTA & FUSION

FROM NIL ADVANCED PAYMENT*

ORDER YOUR NEW 2011 MODEL

Page 25: Manchester Retirement Show issue 2

Do you or someone you know getthe higher rate mobility allowanceof Disability Living Allowance?

If the answer is YES then you couldsimply swap your Higher rate mobilitycomponent of Disability LivingAllowance (currently £46.75 perweek) to lease a brand new carevery 3 years with insurance,servicing, RAC breakdown cover,tyres and road tax all included.Currently 493,000 people enjoypeace of mind motoring withMotability and this figure is growing rapidly.

Choose from our range of cars whichinclude the Ford Focus, C-Max,Fiesta, Fusion, S-Max, Galaxy, NewMondeo and the all New Fiesta andKuga from Autumn 2009, most

available in either petrol or diesel,manual or automatic.

Already got a car? No problem, wecan buy your car, so you could getmoney in the bank, a brand new carand most importantly peace of mindmotoring with Motability. Ourexperienced Motability specialists arewaiting to help you in a warm,friendly. non-pressurisedenvironment.

We look forward tohelping you get mobilewith Motability.

£100 CASHBACKON PRODUCTION OF THIS ADVERT**

Manchester Road, Werneth, Oldham Tel: 0161 287 4141ford Oldham

www.omcford.co.uk Opening Hours:Mon-Fri: 9am-7pm, Sat: 9am-5pm, Sun: 11am-5pm*Only available as part of a Motability contract hire scheme.

Manchester Road, Castleton, Rochdale Tel: 01706 654 424ford Rochdale

49.85

Summer 2010

Page 26: Manchester Retirement Show issue 2

At Faroncrown we are proud to be the North West's leading conservatory, door and window company. Over the years many satisfied customers have discovered the benefits of choosing us to supply and expertly install their luxury windows, conservatories and doors.Faroncrown is a FENSA registered company, and allourwindowsarenowinstalledwithPilkingtonKenergy glass as standard, helping you to save steadily against ever-rising fuel costs. And, for your added peace of mind, we offer a comprehensive, insurance-backed ten year guarantee on all products.

With over 35 years’ experience in the industry, Wayne and Malcolm are here to give you all the friendly help and advice you need when it comes to choosing the products to add warmth, security and value to your home.

Faroncrown PVCuBUY WITH CONFIDENCETAMESIDE TRADING STANDARDS APPROVED

FOR A NO OBLIGATION QUOTE, CALL US TODAYwww.faroncrown-pvcu.co.uk

MASSIVE SAVINGS!!! 0800 542 4 542

Faroncrown PVCu Conservatory & Window Centre Mary Street, Hyde

Full 10 year insurance backed guarantee SHOWROOM OPEN 7 DAYS A WEEK!

VISIT OUR WEBSITE TO SEE OUR WIDE SELECTION OF WINDOWS, CONSERVATORIES, DOORS, ROOFLINE SYSTEMS AND DECORATIVE GLASS.

QUALITY WINDOWS & DOORS

Page 27: Manchester Retirement Show issue 2

27NORTH WEST RETIREMENT SHOW 2011

Year Round Colour in ContainersWhen recently celebrating my 70th birthday I was presented with a very different set of cutlery – this reminded me of a phrase I often use – ‘Knife&ForkGardening’whenreferredto the use of containers. As I now find it difficult to bend and anything at floor level is out of bounds, I now use containers extensively and I thought I would pass on a few tips which you may find useful.

1. Seasonal UseIn order to have colour throughout the year, it is better to divide the containers into seasonal groups – Spring,Summer,Autumn&Winter.Ifan area of the garden can be screened off, it can be very useful to store the dormant containers. Ideally, some kind of bench or old table could be usedwhendoingtheactualknife&fork gardening – this saves you getting back ache! If some of the containers are heavy, grandchildren can be very useful!

Spring containers can be planted with many types of bulbs which should be assembled in the Autumn. Summer containers are usually planted with annuals,Autumn&Wintercontainerscan be planted successionally with heathers and pansies giving a spread of flowering periods. To give structure, dwarf conifers, cordylines and many other shrubs can be permanently planted and the seasonal plants changed appropriately. These may have to be changed every few years so that they don’t get too big.

2. Making up a ContainerThere is a vast range of containers available – some of these are extremely cheap whilst others vary tremendously in price with some disappearing beyond my budget! It is best to ensure that there is adequate drainage both inside and outside the container. A few handfuls of gravel will suffice inside and it is better to stand the container on gravel, not on a flat surface where the drainage holes could become sealed. If the container is relatively small (20 litres or less), a general purpose compost can be used to fill almost to the top. If the container is larger, than this a 50/50 mixture of soil and compost can be used to fill half to two-thirds, the remaining portion being all compost. In all containers, there should be sufficient space for

watering. There are many brands of controlled release fertilizers that can be incorporated at this time which, dependent on type, will feed the plants for up to 12 months. The manufacturer’s instructions will indicate

the amounts needed.

3. MovingA 2-wheel sack truck will move heavy containers fairly easily over most surfaces. Wheelbarrows are not very suitable as the containers need lifting in and out and are liable to fall over as the barrow is tilted. For larger plants, a range of wheeled saucers are available and are very useful.

4. WateringThis is best done by a long spout watering can or a hose pipe with a lance fitted to enable the water to be poured directly onto the compost and not onto the flowers or leaves. Containers should be checked regularly and watered as needed even after showers which may not penetrate the foliage. If regular watering proves difficult, additives can be incorporated into the compost which helps to hold moisture and reduces watering needs. It may be found advantageous to install a drip feed automatic watering system – this can be done simply and relatively cheaply and is very effective.

5. Cost Container growing can be done within a limited budget by using the cheaper

containers. The container of annuals illustrated cost no morethan£3.00–container£1.50,compost&fertilizer£1.00, plants £0.50!

In addition to the above where the intention is mainly for year round colour, many other plants can be grown in containers on a permanent basis. We grow Hostas, heucheras,acer&cotinustreesandevenavarietyofvegetables. For the vegetable growing, I use garden trugs, 30 – 40 litre size, which I find ideal as they have handles which assist in moving.

I hope you find this information useful and if you haven’t already used containers in this context, why not give it a try! I would suggest starting with 12 cheap identical containers – 3 for each season. By rotating these, you will amaze your friends when they see different flowers outside your door every few months and I am sure you will get pleasure from this ‘Knife & Fork Gardening’.

Good Luck! Tom Atherton

Knife & Fork Gardening

Page 28: Manchester Retirement Show issue 2

ROOF PROBLEMS SOLVED

THERMSEAL Spray Foam Roof InsulationIt has long been recognised that ventilated roof spaces are a major source of wasted energy, and wasted energy, as we all know, is wasted money.

0845 834004801978 660056

CALLTODAY

A single application of ThermSeal Spray

Foam Roof Insulation, applied directly onto the

underside of roof tiles or slates, gives you a

warmer, drier, cleaner roof-space, where the risk

of pipes and tanks freezing is eliminated and

fuel bills are reduced since less household heat

escapes.

You can upgrade the thermal performance of a

property without the need for expensive, disruptive

external cladding. This gives energy savings and

reduced Carbon Dioxide emissions.

The process

FREE NO OBLIGATION

survey and quotation

THERMSEAL.indd 2 17/2/11 15:57:30

Page 29: Manchester Retirement Show issue 2

Redwither Business Centre, Wrexham Industrial Estate, Wrexham LL13 9XR www.thermseal.com | [email protected]

Also, because ThermSeal spray foam roof

insulation moulds itself into the fabric of a building,

it seals out draughts and reduces air leakage.

An added bonus, due to the sealing qualities of

the foam, is a significant reduction in the airborne

sound able to penetrate the property (particularly

beneficial in those homes located within airport

flight-paths). Humidity levels and condensation

are also better controlled, providing improved air

quality throughout the entire home.

Retrofitting of un-insulated or poorly insulated

properties provides the biggest contribution to

carbon dioxide savings, with an impact both on

the local environment and globally. In the UK

alone, over 100,000 properties have been treated

with polyurethane foam insulation.

As standard, we will undertake remedial roof work

prior to spraying of the foam, we will also supply

and fit the full Velux range of windows if required.

An added bonus, due to the sealing qualities of

the foam, is a significant reduction in the airborne

sound able to penetrate the property (particularly

beneficial in those homes located within airport

flight-paths). Humidity levels and condensation

are also better controlled, providing improved air

quality throughout the entire home.

Retrofitting of un-insulated or poorly insulated

properties provides the biggest contribution to

carbon dioxide savings, with an impact both on

the local environment and globally. In the UK

alone, over 100,000 properties have been treated

with polyurethane foam insulation.

ThermSeal Supports Nightingale House Hospice & The Royal British Legion Poppy Appeal.

Work in Progress

The process

SAVE AN EXTRA 15% With Government Support

The UK Government's recognition of the

important role that suitable insulation plays in

reducing the UK's Carbon emissions is reflected

in the reduction of VAT on ThermSeal spray

foam roof insulation in the home.

THERMSEAL.indd 3 17/2/11 15:57:36

Page 30: Manchester Retirement Show issue 2
Page 31: Manchester Retirement Show issue 2

Gloria comments

I wrote Glorious Grandparenting for two reasons. Firstly, as I wanted to share the joy and happiness I have had from having grandchildren. But I realise that I have been extremely lucky at having such a close relationship with all my 9 grandchildren. I was at a reception last year in Downing Street for the Grandparents Association when I discovered that grandparents intheUKhaveabsolutelynolegal rights what so ever to see their grandchildren. As someone who sees hers all the time and is bereft when I don’t have them around, I wanted to pick up the gauntlet for the tens of thousands of grandparents who don’t get to see their grandchildren. And so the book addresses both sides – the pleasures of grandparenting, but also making people aware of the pitfalls.

When asked:

If you had one piece of advice for grandparents, what would it be?

I think it is impossible to give just one piece of advice, but one of my top tips would be simply to enjoy and relish having your grandkids. It really is a wonderful time of life to appreciate your growing family.

But I would say that you also need to be honest with your children or in-laws. In the current climate there are increasing numbers of children who are reliant on their parents to provide childcare so they can go back to work. Whilst you may love having your grandchildren around, you need to be frank about how much childcare you can realistically take on without being exhausted or losing the enjoyment of being a grandparent.

And fi nally, and as one whole chapter of my books says, sometimes you need to learn to ‘zip your lip’ as it is diffi cult to give advice about parenting to your children. And defi nitely avoid saying ‘We didn’t do it like that in my day”!

Having the time on your life with your Grandchildren

Following Gloria’s interview in the last edition of ‘RETIRED’ we are delightedto have 10 Glorious Grandparenting books to give away in our prize draw.

Name: ...........................................................................................................................

Address: ........................................................................................................................

................................... Poscode: ...............................................................................

Tel: .................................................................................................................................

Please send to:McGrath Media:Unit 6, Moses Gate Workshops,Manchester Road, Bolton BL3 2QG.

Gloria Hunniford - Glorious Grandparenting Prize DrawSimply complete your details to be entered into our prize draw for a chance

to win 1 of 10 Glorious Grandparenting books.

The draw will take place on 31.3.11 and the winner will be notifi ed by post.

Page 32: Manchester Retirement Show issue 2

32 NORTH WEST RETIREMENT SHOW 2011

Do you live in Trafford, are over 60 or have disability, and need repairs to your home? We are here to provide practical support and advice.

Here is what some of our clients say:

‘ A service like yours is a LIFELINE’

‘ A first class service for elderly and disabled

pensioners at a very reasonable cost’.

‘We were very impressed with the help that we

received and would like to thank you all.’

Support services.l Assistance planning major repair work oradaptations-drawings,specifications, sourcing quotations, building regulations etcl Advice and assistance with grant applications (as available)l Helpfindingreliablecontractorsl AdviceandhelpwithbenefitsapplicationsWe can visit you at home to discuss your needs in private. Advice is free. If you need to pay for technical support we will tell you in advance.

Handy Help Service for most small jobs around the home. You pay £15, plus the cost of materials.

Examples of work undertaken:

Minor repairs:brokengates,fixingcurtainrails,smallplumbingjobs,fittingshelving.

Home Safety:re-fixingcarpets,changinglightbulbs,making phone wires safe, moving furniture, installing smoke alarms, grab rails and extra stair rails.

Home security: locks, bolts, doorbells, door viewers and safety chains.

We don’t do any electrical or gas work, gardening or decorating but we can give you details of contractors.

Would you like to know more?We are open Monday to Friday 9am to 4pm

Tel: 0161 873 8666Fax: 0161 874 1696

Email: [email protected]: www.careandrepair-manchester.org.uk

Page 33: Manchester Retirement Show issue 2

Effi cient, economical, clean, green solar-energy for the home is no longer just a pipe-dream. Successive governments, with overwhelming support from all areas across the political spectrum, have been falling over themselves to endorse the spread of solar panels on our roofs. The bright sparks with solar panels are the new band of smarter energy consumers.

Why is solar energy in the home creating such a stir? It’s simple. It now makes total sense from a fi nancial point of view and not just to those who want to live a greener lifestyle. Last year, the government introduced what are known as FEED IN TARIFFS, a fi nancial gift horse sent to rescue consumers from ever-increasing fuel bills. Essentially, households producing electricity from their own solar panels will get paid for every Watt they produce. If their panels produce more electricity than they need, these homeowners will receive a further payment from

the government in return for the excess power being fed into the national grid. It’s that simple. And it’s tax free. What’s more, these fi nancial incentives are guaranteed to last for the next 25 years, with the Retail Price Index.

SoistheUKthefirsttoadoptthisreward scheme for homeowners with Solar PV? Not at all! The idea - and a hugely popular and successful idea it’s been - was introduced in Germany almost a decade ago, and is currently benefi tting enlightened energy consumers in about 40 other countries worldwide. And it’s a policy which is rapidly gaining momentum.

Solar Choice, the Bury company which has made it so easy for the people of Lancashire (and many otherparksoftheUK)totakeadvantage of the huge benefi ts of

Solar PV, predicts that the next couple of years will see exponential growth in its uptake. The cost of installation, which, over the lifetime of the equipment, will be recovered many times over, can be spread over a number of years. The company offers a number of highly attractive fi nancial packages which means there is no large initial investment required.

Does your roof face south? Or south west or south east? Then, more than likely, your home will be suitable for a Solar PV makeover! The next step is easy. Call Solar Choice on 0800 028 3241 and arrange for a free no-obligation consultation. Find out the real facts on Solar Electricity and fi nd out just how much you could benefi t.

Page 34: Manchester Retirement Show issue 2
Page 35: Manchester Retirement Show issue 2
Page 36: Manchester Retirement Show issue 2

36 NORTH WEST RETIREMENT SHOW 2011

Is yoga for you? That's something for you and your doctor to decide together. More and more doctors, however, are recommending yoga for a wide range of complaints and conditions. As you reach the age when the high-impact sports you may once have enjoyed are no longer the best option, and you look for alternatives to keep you fit and strong (and out of the GP's surgery), why not give yoga a go?

A number of yoga positions are gentle on the back, and work to strengthen the abdominal muscles as well as the back muscles. We often over-rely on our back muscles and on momentum to lift things or make certain movements; improving your core body strength will help prevent strain and injury.

Good posture and proper alignment, which practically every yoga position emphasises, also helps prevent pain in the back, shoulders and neck. Many of us habitually carry our heads too far forward rather than centring them over the shoulders. Compensating for this balancing act leads to lack of alignment and bad posture throughout the body. Yoga helps to undo this bad habit.

Yogic breathing exercises help you to breathe more deeply and efficiently. Many people breathe too shallowly, into their chests only, or too quickly. This means the body is not getting the oxygen it needs to perform movements easily and the brain is not receiving enough oxygen to function efficiently either. Quick and shallow breathing can also make you feel chronically anxious, whereas slow regular breathing helps you to maintain mental control and stay calm.

Here are three introductory exercises to give you a taste of what yoga is all about. Depending on your level of activity and fitness they may feel difficult at first. If a position causes you actual pain, stop. You may be aggravating an existing injury or condition (such as a herniated disc). But if it's just out-of-shape muscles complaining, keep at it. You will soon see an improvement in your strength, flexibility and general sense of well-being.

Cat/Cow Pose

Get down on all fours on a non-skid mat or carpet or, if you have a firm mattress, on top of your bed. Arms and thighs should be vertical. The arms should be extended directly down from the shoulders, with the fingers spread wide like stars. Separate the knees a little so that they are under the hips and place the tops of the feet on the mat. If your knees hurt, put a folded blanket under them.

Exhale deeply, arching your back like an angry cat. Tuck the chin to the chest and round the tailbone down towards the floor. As you inhale, allow the belly to fill with air and sag down, like a cow's. Tilt the head and the bottom up. Continue this movement, alternately arching your back up and curving it down, to the rhythm of your own breath. Repeat two to ten times. Cat/Cow Pose helps to keep your spine supple.

Yoga for Lower Back Painby Carolyn Jones

Disclaimer: As with any physical activity, yoga carries the risk of injury. Yoga is not a substitute for medical attention, examination, diagnosis or treatment, and is not recommended or safe for people with certain medical conditions. Seek your doctor's advice before you practise yoga.Photos by Meic Haines.

Cat/Cow Pose 1

Cat/Cow Pose 2

Little Boat Pose

H E A L T H

Page 37: Manchester Retirement Show issue 2

37NORTH WEST RETIREMENT SHOW 2011

Leg Lifts

Begin lying on your back on a mat or carpet. Bend the left knee and plant the left foot firmly on the mat. This will protect the lower back. Bring your arms down by your sides, palms down, for additional support. Point the toes of the right foot and, on an inhale, raise the right leg up to 90 degrees, or as close as you can. Keepthekneestraight.Whenyou'vereachedthetop,push the heel up towards the ceiling and flex the toes down towards your face. Exhaling, slowly lower the leg back down, leaving the heel pushed out. When your leg and foot touch the floor, point the toes again and repeat the movement, following your breath as you inhale up and exhale down. After you've done two to ten repetitions on the right leg, switch and do the same number of lifts on the left leg, remembering to plant your right foot on the mat first for support. Be careful not to rely on momentum to swing your legs up or down. Instead, use the abdominal muscles, which you are working to strengthen. Breathe smoothly and deeply to help yourself do the movements slowly and with control.

Little Boat Pose

Sit on a mat or carpet with your knees bent and the soles of the feet on the mat. Place the palms of the hands on the mat beside your hips, fingers pointed forward.Keepingyourbackstraightandyourshouldersdown, tilt the torso back to a 45-degree angle. Balance onthesittingbonesandkeepthebacklong.Keepthechest open and expanded. On an inhale, bring the legs and feet up so that the calves are parallel to the floor. You can keep your hands on the floor or clasp them under your thighs to support this pose. (If this feels too easy, you can make the position more challenging by extending your arms in front of you, parallel to the floor,palmsdown.)Keeptheabdomenveryfirmandbreathe regularly while holding the position. Don't hold Little Boat Pose for a long time, just for a few breaths. Then release the feet to the floor and rest. Try it again and see if it's easier the second time.

Yoga is everywhere these days: you can get books and DVDs from your local library and try it at home or join a class at your local leisure centre or community hall. Most yoga positions can be modified to suit your body's needs. Whatever your level of flexibility and strength and however long it's been since you exercised regularly, yoga can benefit you. With lower back problems, we're often reluctant to do any type of exercise because the pain is so debilitating. We now know, though, that not moving doesn't help back pain improve. Yoga is a tried and tested ancient technology designed to help your body be comfortable in stillness and in motion. Try it for yourself.

Live with a healthy heart We all know that we should enjoy healthy eating, be more active and avoid tobacco if we want to live with a healthy heart.

Try these top tips and live a heart healthy lifestyle:

l Cut down on saturated fat by using semi- skimmed or skimmed milk rather than full fat.

l For healthier fats, try cooking with olive, sunflower, corn or rapeseed oil instead of butter or ghee. But remember to use it sparingly!

l Aim to do at least 30 minutes of moderate activity on five days or more a week.

l Eat at least five portions of fruit and vegetables a day; in curries, salad or as a snack.

If you’d like some help sticking to a heart healthy lifestyle why not join Heart Matters? This FREE service from the British Heart Foundation offers a package of support and information for people with a heart condition or who are simply looking to improve their heart health.

You will receive a welcome pack including a quick guide to heart health, a ‘heart risk’ tape measure and a 5 a day food diary when you register. You can then choose to sign up for further supportive materials, including free copies of heart health, their free lifestyle magazine. You’ll also have access to a helpline staffed by friendly heart health advisers and cardiac nurses.

Sign up to receive access to this free service

Visit: www.bhf.org.uk/retiredheartsOr call: 0300 330 3300(Local rate. Lines openMonday–Friday 9 am–6 pm)

Page 38: Manchester Retirement Show issue 2

38 NORTH WEST RETIREMENT SHOW 2011

We are all aware of the benefits of private medical insurance:

However we may all also be aware of the escalating cost of private medical insurance as we get older and make a claim.

Medical insurance increases in three ways:

Age, Medical Inflation and Claims History.

Increasingly people turning 65 find just when they could do with private medical insurance to maintain their quality of life, it becomes unaffordable.

RJD Health are a specialist medical insurance broker dealing with all the major providers.

However we do not work for any one insurer, WE WORK FOR YOU!

If you are aged 55 or over and either have private medical insurance or are considering it, please contact us.

If you already have medical insurance we can check the level of cover is suitable for your needs and we could also see if we could reduce your renewal premium. We could also recommend a more competitive arrangement if this was available.

Considering private medical insurance?Give us a call, you may be pleasantly surprised what we offer you.

Either way there will be absolutely no obligation on your part.

l No waiting times to see a specialist, have diagnostic test, scans and then treatment.

l Stay with same specialist all the way through your treatment.

l Quality single rooms, normally with an en-suite.

l Drugs and medical treatment that may not be available on the NHS.

l Clean hospitals with no MRSA problems.

Page 39: Manchester Retirement Show issue 2

39NORTH WEST RETIREMENT SHOW 2011

Private Medical Insurance that will not increase for 5 years

regardless of age or claims!As we are all too aware, the cost of private medical insurance increases significantly as you get older. In many cases just when we really need the benefits of medical insurance, the cost becomes prohibitive. However, what if we could advise you of a scheme where premiums will not increase, regardless of your age or how many claims you make, for 5 years?

Comprehensive cover for Out-patient, In-patient and Day-patient care. CT, MRI, PET etc. scans.Access to every private hospital in the country. Specialist consultations. Diagnostic tests.

Frequently asked questions:

Q. If I already have private medical insurance, can I transfer cover?A. Yes. Apart from any heart or cancer claims in the last 3 years.

Q. If I do not have medical insurance, will any medical complaints I have had be excluded?A. No. Any medical complaints that happened 5 or more years ago would be covered. For any complaints that you have had in the last 5 years, you would have to go for a further 2 years free of treatment, advice, symptoms or medication, then they too be covered.

Q. Do I have to pay any excess? A. A maximum of £100 in any year.

Q. Is there a qualifying period? A. No, cover is immediate.

Sounds too good to be true?We can assure it is not and there are no catches.

Further details, totally without obligation, we can be contacted at:[email protected]

Office Phone 01253 779268 Mobile 07714 285143 or 0740 7459073Fax 0844 800 7708

Premiums Monthly59 year old ... £38 64 year old ... £48 70 year old ... £67.50

79 year old ... £72.50

Over 80? We can still offer you excellent rates and cover.

RJD Independent Healthcare Specialist is a trading style of Caprica Healthcare Limited. Caprica Healthcare Ltd is an appointed representative of Sage Financial Services Ltd,

which is authorised and regulated by the Financial Services Authority.

Page 40: Manchester Retirement Show issue 2

BowelCancerScreeningcan saveyour life.If you are 60+ don’t leaveyour health to chance.

Bowel Cancer is the third mostcommon cancer in the UK. The earlierit’s found, the more effectively it can be treated. If you are aged 60-69 and registered with a GP, you will automatically be sent a free kitthat can detect early signs ofbowel cancer. If you are 70 or over, you can request a kit by calling 0800 707 6060 or email [email protected]

0800 707 6060

Bowel Cancer is the third most

common cancer in the UK. The earlier

it’s found, the more effectively it can

be treated. If you are aged 60-69

and registered with a GP, you will

automatically be sent a free kit

that can detect early signs of

bowel cancer. If you are 70 or

over, you can request a kit by

calling 0800 707 6060 or email

[email protected]

If you are 60+ don’t leave your health to chance.

Bowel CancerScreeningcan save your life.

Bowel Cancer Screening Programme0800 707 6060

Page 41: Manchester Retirement Show issue 2

41NORTH WEST RETIREMENT SHOW 2011

What is a Clinical Dental Technician?

A Clinical Dental Technician or CDT is a registered

Dental Care Professional who is trained and qualified

to offer a range of Denture Services – services that

were previously only available through your Dentist.

What qualifies a CDT to work on my Dentures?

With many years experience working as Dental

Technicians, CDTs have the advanced technical and

clinical skills needed to carefully design and hand-

craft every denture to the individual requirements of

the patient.

Every Clinical Dental Technician has following

credentials:

l Graduated from the Royal College of

Surgeons

l Holds a Diploma in Clinical Dental

Technology

l Is registered with the General Dental Council

as a Dental Technician and CDT

l Has appropriate insurance to work with

patients

Never seek Denture advice or treatment from

someone who is not trained or qualified to practice

asaClinicalDentalTechnicianorDentistintheUK.

Complete Dentures

If you are experiencing the total loss of all your natural

teeth, a Clinical Dental Technician can help you.

Why choose Dentures from a Clinical Dental Technician?

www.thedenturepeople.com

www.thedenturepeople.com

AT BOLTON & LEYLAND DENTURE CENTREfor your next quality denture

Contact us at:

• Qualified Clinical Dental Technicians

• New Dentures and Relines

• Dental Repairs

• Home Visits Catered For

• Free Consultations

Registered with the GENERAL DENTAL COUNCIL

BOLTON: 01204 382244 | LEYLAND: 01204 38224444 Higher Bridge Street

Bolton BL1 2HA.Independence House,

Golden Hill Lane, Leyland PR25 3NP.

Page 42: Manchester Retirement Show issue 2

42 NORTH WEST RETIREMENT SHOW 2011

As well as taking its toll on daily activities like eating,

talking and even laughing, total tooth loss can impact

heavily on self-esteem and quality of life. A CDT will

create and fit the Complete Denture that replaces

your missing teeth and adjacent tissue in your lower

and upper jaws.

A CDT can help you find the Complete Dentures that

will:

l Help you to form sounds and bring new

clarity to your speech

l Feel more secure about eating the food you

want

l Countering sagging facial muscles and

sunken features that can make you appear

older (especially around your mouth, lips

and cheeks)

Partial Dentures

If one or several of your teeth are lost or missing, a

CDT can help you restore your smile with a Partial

Denture. By replacing your individual missing teeth,

Partial Dentures can give you back the look and

function of a full set of healthy, natural teeth.

As well as replacing any missing teeth, Partial

Dentures also look after the future health of your

mouth by preventing your remaining teeth from

rotating, tilting and moving into positions that prove

unsightly and awkward for eating and talking.

Depending upon your individual needs and

preferences, your CDT may recommend Chrome

Cobalt dentures.

Following your initial consultation, a Clinical Dental

Technician will assess your mouth and develop a

personal treatment plan. Working with a Dentist,

they will identify any possible problems. In this way,

your Denture will be designed correctly and for the

long-term, and ensure that you receive the highest

standards of care and the right treatment for you and

your teeth.

The Denture Studios

• Quality dentures at affordable prices• Denture repairs• Friendly and informal atmosphere • Latest techniques & materials available

(Inc. Valplast flexi dentures, BPS)

• Fully insured - GDC registered

CALL FOR FREE CONSULATION/ADVICE

08455 230 230

Milnthorpe The Old Hall, Beetham Road, Milnthorpe, Cumbria LA7 7QR

( Option 1

Blackpool17a Newton Drive,

Blackpool,

FY3 8BT

( Option 2

Formby40 Liverpool Road

Formby

L37 6BZ

( Option 3

All dentures made by an Experienced Denturist whose attention to detail creates outstanding natural results

www.thedenturestudios.co.uk | e:[email protected]

• Complete dentures are made direct to patients which ensures that patients are consulted throughout the manufacturing process and offers confidence of complete satisfaction.

No More Loose Dentures

Marcus Massey Clinical Dental Technician at Pendle Denture Centre, Nelson is now working in Partnership withDr. Phil Broughton at The Mall Advanced Dental Care to provide an excellent Denture Service.

DENTURE STABILITY If your current dentures are loose and move,mini implants could be a way of solvingyour problems.

Call now for a FREE CONSULTATION.

Pendle Denture Centre, 6 Market Square, Nelson BB9 7LP

Tel: 01282 692225

Page 43: Manchester Retirement Show issue 2

43NORTH WEST RETIREMENT SHOW 2011

How Good Are Your Dentures?

Rossford Dental Laboratory☎ 0161 794 992478 Chorley Road, Swinton, Manchester.

★ All denture problems solved

★ Quality emergency dental repairs

★ Copy dentures

★ FREE friendly adviceThe work is guaranteed and conforms with the MHRA.

Denture Relines

If your dentures tilt, wobble or rub, a Clinical Dental

Technician can reline your denture, making the small

alterations that make a big difference to the way they

fit and feel.

Please be aware that a Denture Reline will normally

require that you leave your dentures with your Clinical

Dental Technician so be prepared to be without them

for a short period of time.

Denture Repairs

If your Denture fractures or breaks, the CDT can mend

your dentures as follows, making them wearable

once more.

l Repairing cracks or multiple fractures

l Repairing chipped false teeth

l Repairing your Denture base

Over time, the shape of your mouth can change as

part of the natural ageing process, as a result of the

under use and lack of stimulus for your jawbone. If

your Dentures break while you are wearing them, it

is probably for one of the following reasons:

l Poor fit as a result of bone resorbtion

(shrinkage)

l Excessive force possibly due to tooth

grinding

A service that will makeyou smile!

Offering Denture Perfection

Tel: 0161 406 0400www.thedenturepeople.com

HILLSIDE DENTURE CENTRE, 2 DYE LANE, ROMILEY, STOCKPORT SK6 3AN.

l Emergency Denture Repairsl Free Consultationsl Friendly Personal Servicel Open Latel Ample Parking

GDC (REG) T.W. ELLWOOD Dip CDT RCS (ENG)

Page 44: Manchester Retirement Show issue 2

Smile and the world smiles with you!If you are embarrassed by your smile, or the lines and wrinkles on your face, it can severely affect your confidence. We can help.

In addition we have treatments to help smooth wrinkles and decrease lines around your mouth and face to help you look younger and feel more confident.

Call us for a consultation on 01706 632661Dr Pamela Coates is recognised as one of the country’s leading dental practitioners and has featured in “Harpers and Queen” magazine as one of 12 “A1” dentists in the country.

She is a member of the British Academy of Cosmetic Dentists, The International Academy of Advanced Facial Aesthetics and the British Dental Bleaching Society and has achieved a masters diploma in cosmetic dentistry after studying in New York.

Gentle Dental Care to HelpYou Smile with Confidence

WAT E R S I D E D E N TA L C A R EDr Pamela Coates BDS VU (Manc), LDSRCS (Eng), MGFGDP (UK)

330 Yorkshire Street, Rochdale, Gtr Manchester OL16 2DST 01706 632661 F 01706 869488 E [email protected]

www.waterside-dentalcare.co.uk

FACIAL TREATMENTSOPEN EVENINGCome & Learn More!Thursday 14th April6pm -9pm

Whether your teeth are discoloured, unsightly, stained, crooked or missing, let us discuss the latest techniques to give you a beaming smile. Please don’t let being nervous put you off as we can help with that too.

WATERSIDE.indd 2 17/2/11 11:32:57

Page 45: Manchester Retirement Show issue 2
Page 46: Manchester Retirement Show issue 2

As we head into the warmer months, Wiltshire Farm Foods has been busy developing a range of delicious recipes, including many exciting new dishes to tempt your taste buds.

We’re also delighted to be celebrating our 20th anniversary, and proud of the fact that we’ve been delivering quality meals to happy customers up and down the country for all that time. We could never have achieved this milestone without our superb staff and loyal customers, who remain at the heart of what we do.

We know that the work we do makes a real difference to the lives of all our customers. We’re dedicated to providing a caring, considerate service, and do our very best to deliver above and beyond what’s expected of us. From fi lling our customers’ freezers by hand, to offering round-the-clock phone support, we always go the extra mile.

So,what’sonthemenuthisSpring&Summer?Ourseasonal selection has something for everyone, from traditional classics like Chicken in Red Wine Gravy and Gammon with Pineapple to some exciting new recipes too. Our popular Hearty range – for those with bigger appetites – has been expanded to include some tasty new additions like Hearty Pork with Sage Stuffi ng and the sublime Hearty Lamb Grill Steaks in Mint Gravy.

Our Head Chef, Phil Rimmer says: I’m really excited about the dishes we’ve created for you this season. We have some fantastic new Mini and Hearty meals to try, and some great vegetarian meals too. We always strive to make our meals the best, continually improving them so that you receive the tastiest food at great value for money!

And of course, there’s nothing better to round-off the perfect meal than one of our tantalising desserts! How about our delicious Clotted Cream Ice Cream or zesty Lemon Meringue Pie?

We also have a range of meals designed for special dietary needs – offering lower fat, higher fi bre, moderate salt, diabetic and gluten free as well as other ‘free-from’ options.

There’s no commitment, so order as often or as little as you like, the choice is yours. Meals are delivered free of charge and direct to your door by our friendly CRB police-checked drivers and if you wish, they will even

pop the meals in the freezer for you.

Whenever you’re ready, you simply heat your meal from frozen in an oven or microwave and enjoy!

Ben Haynes, Wiltshire Farm Foods Director

comments: “We’re delighted to have such a great range of tasty meals and desserts for Spring & Summer 2011. If you can’t decide which of our delicious meals to choose, why not try one of our great value menu packs, offering a range of our most popular meals and desserts – it’s the perfect introduction to our range. Ordering is easy on the phone or online, and Wiltshire Farm Foods will deliver to your door free of charge. Take a look our website

www.wiltshirefarmfoods.com or give us a call on 0800 773 773 - we’re happy to take your order or answer any questions you may have.”

With 20 years experience, Wiltshire Farm Foods has earned a reputation for delivering a fi rst-class range of meals and outstanding customer service, so you can be confi dent in enjoying delicious, great value meals throughout the year.

The New Spring/Summer 2011 menu from Wiltshire Farm FoodsCelebrating 20 years of great service

• Fantastic range of dishes, easily cooked in the oven or microwave• Convenient service from our friendly delivery drivers• Quality and variety of delicious frozen meals• Helping you maintain a balanced diet and independent lifestyle

We deliver so much more than meals

Main Courses:Chicken Breast Chicken & Vegetable PieRoast Beef & Yorkshire PuddingSausage Hotpot

Shepherds Pie Fish Mornay Mini MealDesserts: Apple Pie & Custard Lemon Sponge, Lemon Sauce & Custard

Strawberry Flavoured Ice Cream

Try our

£19.95for onlytaster pack

Meals from only£1.95

For your FREE brochure, call us on

To shop online visit www.wiltshirefarmfoods.com

0800 773 773

Delicious meals,friendly delivery

Post to: Wiltshire Farm Foods, FREEPOST Admail 3619, Trowbridge, Wiltshire BA14 8ZY. (No stamp required)

NAME

ADDRESS

POSTCODE TEL

LP10

Please send me a FREE brochure

Please send me a Taster Pack (£19.95)

FREE Nationwide

Delivery

Please tick

WFF200_Delicious_A4_Portrait_col.indd 1 14/02/2011 16:28

F O O D

Page 47: Manchester Retirement Show issue 2

47NORTH WEST RETIREMENT SHOW 2011

Spike the skin of the pork with a fi ne skewer or a larding needle as many times as you can, going through into the fat but not so deep that you go into the fl esh. Then pour a kettle full of hot water over the skin, leave it to drain and then dry it off well.

Heat a dry, heavy-based frying pan over a high heat. Add the Sichuan and black peppercorns and shake them around for a few seconds until they darken slightly and start to smell aromatic. Transfer them to a spice grinder and grind to a fi ne powder. Tip them into a bowl and stir in the sea salt, fi ve-spice powder and sugar.

Turn the pork fl esh side up on a tray and rub the fl esh all over with the spice mixture. Set it aside somewhere cool for 8 hours or overnight.

Preheat the oven to 200°C/400°F/ Gas Mark 6. Turn the pork skin side up and place it on a rack resting on top of a roasting tin of water. Roast the pork for 15 minutes. Then lower the oven temperature to 180°C/350°F/ Gas Mark 4 and roast it for a further 2 hours, topping up the water in the roasting tin now and then when necessary.

Increase the oven temperature once more to 230°C/450°F/ Gas Mark 8 and continue to roast the pork for a further 15 minutes. Then remove it from the oven and leave it to cool. It is best served warm.

Cut the pork into bite-sized pieces and arrange them on a warmed platter. Serve with steamed Chinese greens in oyster sauce and steamed rice.

Rick Stein’s passion for fresh well-sourced food has taken him from continent to continent, across magnifi cent shorelines and to the very best produce the coast has to offer. Rick remarks “My greatest enthusiasm in life has been fi nding dishes that change my perception of cooking, that reveal a whole new vista of fl avour combination. I think we all enjoy that. I’m just someone with an enthusiasm for food and a curiosity that’s sent me sniffi ng around all over the place looking for lovely dishes in all corners of the globe”

Taken from his book ‘Coast to Coast’ (BBC Books, £20) here are two of Rick’s favourite recipes inspired by travels across the world.

Crisp Chinese roast pork

S E R V E S 4 - 6

1 ½kg (3-lb) piece of thick belly pork with skin, bones removed

1 tablespoon Sichuan peppercorns

1 teaspoon black peppercorns

2 tablespoons sea-salt flakes

2 teaspoons Chinese five-spice powder

2 teaspoons caster sugar

1 quanity of steamed rice, to serve

Rick Stein's Coast to Coast Recipes

Page 48: Manchester Retirement Show issue 2

48 NORTH WEST RETIREMENT SHOW 2011

For the ice cream, put the milk and clotted cream into a pan. Scrape out the seeds from the vanilla pod, add the pod and seeds to the milk and cream and almost bring to the boil. Set aside for 20 minutes.

Cream the egg yolks and sugar together in a bowl. Bring the milk and cream back to the boil, strain on to the egg yolks and whisk in. Strain the mixture once more back into a clean pan and cook over a gentle heat, stirring consistently, until the mixture has thickened and lightly coats the back of a spoon. Pour into a bowl and leave to cool; then chill in the fridge until quite cold (overnight if possible).Churn the mixture in an ice cream maker until smooth. Transfer to a plastic box, cover and freeze for 6 hours or until needed.

For the pastry, sift the flour and salt into a food processor or a mixing bowl. Add the pieces of butter and lard and work together, either in the food processor or with your fingertips, until the mixture looks like fine breadcrumbs. Stir in the water with a round-bladed knife (or process very briefly) until it comes together into a ball, then turn out on to a lightly floured surface and knead briefly until smooth. Roll out and use to line a loose-bottomed flan tin that measures 23cm (9 inches) across the base and is 4cm (1¾ inches) deep. Chill for 20 minutes.

Preheat the oven to 200°C/400°F/ Gas Mark 6. Line the pastry case with a crumpled sheet of greaseproof paper and a thin layer of baking beans and bake blind for 15 minutes. Remove the paper and beans and return to the oven for 5-6 minutes or until the edges are biscuit-coloured.Remove and lower the oven temperature to 180°C/350°F/ Gas Mark 4.

Stand the tin of golden syrup in a pan of hot water until it has gone liquid and then measure out your required amount into the dried-out pan.Stir in the lemon juice. Tip the breadcrumbs into the pastry case and spread them out evenly. Carefully spoon over the warm syrup and allow it to sink in and saturate the bread. Bake for 25-30 minutes, until set and golden brown. Leave to cool in the tin for 15 minutes. Transfer to a serving plate and serve, cut into wedges, with scoops of the clotted cream ice cream.

Treacle tart with clotted cream ice cream

S E R V E S 8 - 1 0

725g (1½ lb) golden syrup

Juice of ½ lemon

175g (6 oz) coarse fresh white breadcumbs

FOR THE PASTRY CASE:

225g (8oz) plain flour

½ teaspoon salt

65g (2½ oz) chilled unsalted butter, cut into pieces

65g (2½ oz) chilled lard, cut into pieces

1½ - 2 tablespoons cold water

FOR THE CLOTTED CREAM ICE CREAM:

600ml (1 pint) full-cream milk

225g (8 oz) clotted cream

1 vanilla pod, split open lengthways

6 egg yolks

75g (3 oz) caster sugar

Please contact our Marketing Team to find out if you qualify via aGold Card company or for further Membership details

You may be eligible for

Costco Membership

Call 0121 326 3502 (Birmingham)

Membership must be obtained before purchases can be made.

You qualify for Individual Membership if you belong to specific employment groups – please seebelow for details of qualifying categories. To join Costco and start saving please provide your

employee ID card or current payslip, PLUS a current utility bill (gas, telephone, electricity) or a bankstatement addressed to your home.

The annual membership fee for Standard Individual Membership is £25 (plus VAT), which includes acomplimentary card for your spouse or partner.

Individual Members Eligibility Criteria:RETIRED EMPLOYEE OF: Banking/Finance, Civil Servant, Education, Fire/Rescue, Insurance, Local

Government, Medical/Health Service, Police Force, Post Office, Airline.

Costco Birmingham, 100 Watson Road, Nechellsm, Birmingham, B7 5SACostco Coventry, 51 Torrington Avenue, Coventry, CV4 9AQ

www.costco.co.uk

or 02476 854 660 (Coventry)

Sign up forMembership withthis advert and

receive a FREE bottleof wine!

Enjoy a free bottle of WineCourtesy of Costco see page 23.

Page 49: Manchester Retirement Show issue 2
Page 50: Manchester Retirement Show issue 2

with a healthy heartto help you livea FREE service

• A Quick Guide to Heart Health and the facts you need

• A FREE online lifestyle check to help you improve your health

• Regular issues of heart matters magazine

• A Heart Matters ‘risk’ tape measure

• Email alerts to help you towards a healthier lifestyle

• A 5-A-Day Food Diary so you can check you’re eating well

• A HelpLine dedicated to heart matters

Join today!bhf.org.uk/retiredhearts0300 330 3300Local rate call. Lines open: 9am to 6pm Monday to Friday.

Are you, or is someone you know, worried about heart health? If so, help is at hand.

Heart Matters is a pioneering service from the British Heart Foundation, for peoplewho live with, or are at risk from, a heart condition and for those who care for them.

This free service provides invaluable information to help you live a healthier lifestyleand gives you access to a HelpLine staffed by cardiac nurses.

It costs absolutely nothing to join and you and your family will benefit from:

British Heart Foundation 2010, is a registered charity in England and Wales (225971) and in Scotland (SC039426).

BHF4752_HM Mag Ad_redo_aw3:BHF Mag Ad 5/5/10 16:23 Page 1

Page 51: Manchester Retirement Show issue 2

51NORTH WEST RETIREMENT SHOW 2011

with a healthy heartto help you livea FREE service

• A Quick Guide to Heart Health and the facts you need

• A FREE online lifestyle check to help you improve your health

• Regular issues of heart matters magazine

• A Heart Matters ‘risk’ tape measure

• Email alerts to help you towards a healthier lifestyle

• A 5-A-Day Food Diary so you can check you’re eating well

• A HelpLine dedicated to heart matters

Join today!bhf.org.uk/retiredhearts0300 330 3300Local rate call. Lines open: 9am to 6pm Monday to Friday.

Are you, or is someone you know, worried about heart health? If so, help is at hand.

Heart Matters is a pioneering service from the British Heart Foundation, for peoplewho live with, or are at risk from, a heart condition and for those who care for them.

This free service provides invaluable information to help you live a healthier lifestyleand gives you access to a HelpLine staffed by cardiac nurses.

It costs absolutely nothing to join and you and your family will benefit from:

British Heart Foundation 2010, is a registered charity in England and Wales (225971) and in Scotland (SC039426).

BHF4752_HM Mag Ad_redo_aw3:BHF Mag Ad 5/5/10 16:23 Page 1

F I N A N C E

Recent research reveals that overall parents leave 78% of their assets to their children, with 9% going to other family members and 6% to their grandchildren. Only 7% of the estate is left to charities, friends and religious organisations.

For most of the home owning population, their home is their greatest asset and their desire to pass their property or the value in their property to their children is paramount. Concerns over funding nursing care are leading to increasing numbers considering the option of a lifetime gift.

Your property is a valuable asset, and you may need to use the capital in the property for your own benefi t at some stage in the future. If you have made a gift of your property, you will not be able to release capital from it, should you need to do so.

If you make an outright gift of your home to your children, it will become an asset of theirs, and in the event one or more of your children divorce, it may be treated as part of their assets in a fi nancial settlement. A lifetime gift of your home may also give rise to a capital gain for your children in the future, if they already own their own home. You should also consider the position if one of your children where to fi le for bankruptcy.

It is important to be aware that a lifetime gift of your home, if you intend to continue to live in it, will not work to reduce the value of your estate for Inheritance tax purposes, as it is a gift with a reservation of benefi t.

If you are not concerned about Inheritance Tax, but wish to avoid paying for nursing care in the future, the value of your home may still be taken into account for funding purposes as there are anti-avoidance measures in place. It is possible your Local Authority may, if required to fund your care, seek to have the value of your home added back into your assets.

Lifetime gifts raise a whole host of issues, not least how you should protect your right to reside in the property, in the event it is your intention to continue to live in it. It is not unknown for a child to die before a parent, and you should consider what would happen in that situation.

It is vitally important to carefully consider all your options and take appropriate advice from your legal advisor as to how you may best protect yourself in your plans for the future. For further information contact Canter Levin and Berg Solicitors Dawn Joughin – 0844 335 2905.

Any questions and a chance to win a weekend for 2 to the Lake District, visit us at the Manchester Retirement Show, 11th and 12th March at stand A9.

ShouldI Make a Lifetime Gift Of My Home?

Page 52: Manchester Retirement Show issue 2

Travel Insurance designed especially for people with pre-existing medical conditions

We provide cover for many pre-existing medical conditions and

have made it easy for you to get a quick and comprehensive

quote; you can get an easy, instant online quote.

www.cancercaretravelinsurance.co.uk

Page 53: Manchester Retirement Show issue 2

Do you have Breast Cancer?

Bromley Insurance Services Ltd, an insurance intermediary in Lancashire, has launched an affordable holiday travel insurance policy for ladies who have breast cancer – something which has not been widely available until now. It is a cruel twist of fate that ladies who have been diagnosed with breast cancer and undergone subsequent treatment have found it is almost impossible to get insurance for a holiday which would help in their recovery.In the past insurance costs would have been restrictive – it has been known for some companies to charge over £2,000 just for insurance! That is until now. Phil Hall, who has worked tirelessly to formulate a practical working scheme for ladies who have undergone surgery and other treatments for breast cancer has been trialling the scheme for the past year. Phil explains: “It is terrible that these ladies, after everything they have gone through, cannot get insurance when they want to go on holiday for a break. There are 46,000 cases of breast cancer diagnosed every year – some inladies as young as 24.” Under the new scheme Bromley’s have been able to arrange competitive insurance rates for ladies who have had, or are being treated for breast cancer and for every policy issued under this scheme, Bromley’s will give a donation to a breast cancer charity. In the past policies aimed at insuring ladies with breast cancer have involved complex

procedures but the new Bromley’s scheme is simple and straightforward.

Cover is available within six months of departure so you can book your holiday six months or less in advance and be confi dent you have insurance in place.

Other Medical Conditions?

Bromley's travel insurance covers almost any pre-existing medical condition including; Diabetes, angina, arthritis, asthma, cancer, heart attack conditions, high blood pressure, high cholesterol, epilepsy and stroke. We understand that not everyone has a perfect medical record and that shouldn't prevent you from enjoying travel as much as anyone else. If you do fall into that category, you will doubtless need some fair priced travel insurance and some straight forward help in setting it up.

General Insurance

Bromley Insurance Services Ltd offer all general insurance products for car, home, business, RAC breakdown, pets, boats, caravans.

Our experienced staff pursue the highest quality service in dealing with all its clients and we are focused on providing comprehensive insurance programmes at competitive premium levels with safe and trusted insurance providers.

Wherever you choose to go on your much-needed holiday, you can be sure Bromley’s will be with you every step of the way. Just pick up the phone and speak to one of the team who will be able to give you all the advice you need.

For further details call 01282 416050Bromley Insurance Services Ltd is authorised and regualted by the Financial Services Authority No : 307055

Page 54: Manchester Retirement Show issue 2

HELP GIVE LADY THE BEST FINISH

OF HER LIFE

YES I WANT TO HELP RETIRED GREYHOUNDS I enclose a donation of £10 £20 £50 £..................... (Cheques payable to: RETIRED GREYHOUND TRUST)

I would like to know more about adopting a greyhound.

Please send me an information pack about leaving a legacy to the RETIRED GREYHOUND TRUST.

Name (Block capitals please) ...................................................................................................................................................

Address .................................................................................................................................................................................

............................................................................................... Post code ......................................

Retired Greyhound Trust, 2nd Floor, Park House, 1–4 Park Terrace, Worcester Park, Surrey, KT4 7JZ

We value your support and would like to keep you informed about our welfare work and fundraising activities. If you’re not interested in receiving further information tick this box.

Greyhounds love to run and, while they’re young enough to race, that’s great.Unfortunately their careers only last until they’re about three years old.With the help of dog lovers everywhere, we re-home many greyhounds every year.They’re ideal pets for all age groups, as they surprisingly need little exercise. What they arethough is very affectionate. The Retired Greyhound Trust is devoted to re-homing retiredgreyhounds and we need your help. Could you share your life with one of these adorable dogs? Could you spare asmall donation? No matter how big or small your donation may be, every little bit helps.

Call us on 0844 826 8424 with your donation, donate online at: [email protected] fill in the coupon and send it to:

Retired Greyhound Trust, 2nd Floor, Park House, 1–4 Park Terrace, Worcester Park, Surrey, KT4 7JZ

Reg

iste

red

char

ity N

o. 2

69668

297x210Retired9 8/2/11 11:00 Page 1

Page 55: Manchester Retirement Show issue 2

He may be able to offer informed comments upon global warming and world peace and possibly even put up the odd shelf, if you can drag him away from the television, but can you rely upon him to ensure that you and your family enjoy a secure and trouble free retirement. Probably not!

You have now reached an age when you should both be able to enjoy your retirement but eventually we all have to take responsibility for ensuring that we have done as much as we can to make life as easy as possible both for our spouse, partner and children.

It is hard enough getting him to write a birthday card or a christmas card what chance is there that he will ever get round to making or revising his Will!

In order to ensure as trouble free retirement as possible every person, and particularly every person over the retirement age should consider the following:

MAKING A WILL. If you do not have a Will why not? If you do have a Will did you make it years ago when family and financial circumstances were totally different and is it still relevant to your circumstances today?

There are many reasons to make or update your Will. For instance:-

• do either or both of you have children from a previous marriage or relationship? If you do and you wish to ensure that both families ultimately receive a fair share of your joint assets then a properly and professionally drawn Will should be able to achieve this.

• do either of you suffer from

a disability or chronic health condition that may mean at some time in the future there is a real possibility of one of you having to go into long term retirement care. If so, a properly drawn Will should enable you to ensure that a significant part of your assets go to your children or other family members and are not tied up funding retirement home fees indefinitely.

• do you have a son/daughter who

is presently undergoing a divorce or is thinking of getting a divorce. If they are presently named as a beneficiary under your Will would you wish to take the risk of you dying and your childs inheritance from you being taken into account in any matrimonial financial settlement - again steps can be taken to avoid this in your Will.

POWER OF ATTORNEYWere a husband or wife to lose the capacity to be able to deal with their own affairs for instance having suffered a stroke or dementia, the spouse has no automatic rights to be able to deal with and manage their affairs. You would not be able to access any funds in any Bank account in your spouse’s sole name nor to sell any jointly owned property if you

LADIES WOULD YOU LET YOUR MAN CHOOSE YOUR LIPSTICK?

wish to move house without first applying to the Court of Protection to be appointed as your spouse’s Deputy. This process can be both expensive and time consuming and it is highly advisable that every person considers making a Power of Attorney and you may wish to consider appointing your spouse/partner and/or one or more of your children to act jointly as your Attorney under a Lasting Power of Attorney rather than relying on the Court to make such an appointment. EQUITY RELEASEMany people whether as a couple or alone find themselves in a situation where they do own a house which has no mortgage on it but have little or no savings and only a modest income to live on. No one has an obligation to leave their family an inheritance, you can obtain an Equity Release Loan which releases part of the capital value of the house for you to spend on yourself whether it is to be able to afford holidays or just to make the house a more comfortable place for you to live and occupy for as long as possible during your retirement. Equity Release is not appropriate to everybody’s family/financial circumstances but we can ensure you receive independent professional financial advice on the suitability of Equity Release to your particular needs without any further obligation.

For further information please call Anna Perry or David Williams 0161 368 3434

Or email [email protected] OR [email protected]

CHRONNELL HIBBERTS O L I C I T O R S

Page 56: Manchester Retirement Show issue 2

56 NORTH WEST RETIREMENT SHOW 2011

Highly respected developers Jones Homes are proud to invite you to visit their two lovely seaside developments for the over 55’s. Ashton View in Lytham St. Annes (pictured above) and Regency Gardens in Southport (pictured below). Each managed development boasts beautifully planned1&2bedroomedapartmentscompleted tothe highest specifi cation. All of the apartments provide fully fi tted kitchens with integrated appliances, a comfortable lounge, beautifully fi tted tiled bathroom and many other exclusive features such as the security of a speak and see video entry system and a 24 hour emergency call system.

Both developments have the great advantage of carefully selected House Managers, laundry rooms, passenger lifts and guest suites for those occasions when friends and family visit, and if that wasn’t enough residents can enjoy the relaxed atmosphere of an elegantly decorated communal lounge and kitchen where new friends and acquaintances await.

Ashton View is in the perfect location on St. Georges Road, in Lytham St. Annes, allowing residents the independence of being only a moments walk away from all local shops, the train station with links to Preston and Blackpool and the promenade with all that has to offer. Residents also have the luxury of being surrounded by the peace and tranquillity of Ashton Gardens and overlooking the Bowling Green.

Alternatively Regency Gardens is located at the corner of Park Road West just a few minutes’ walk from

Southport’s famous Lord Street, giving residents the freedom of being within walking distance of all local shops, Southport Links Golf Course and of course the sea front.

Residents also benefi t from the money saving aspects of living in a maintenance free environment, all gardens and exterior maintenance is taken care of by professional service teams and with the many other benefi ts and facilities on offer at these developments you could be saving a lot more money than you think.

Initiatives are available to make purchasing your brand new home easier and more affordable with the shared ownership scheme and all apartments are now available to buy this way. This means that you could purchase a 1 bedroom home from as little as £106,250 and a 2 bedroom home from as little as £150,407. Please see our sales negotiators for full details of this exciting new way to buy.

To fi nd out more about these splendid developments come and visit the sales negotiators who will be pleased to show you around. There is no doubt that you will be pleasantly surprised about everything that AshtonView&RegencyGardenshavetooffer.

The show apartments are open 7 days a week from 11am – 5:30pm (closed Tuesday & Wednesday) or alternatively for more information please telephone the developments directly - Ashton View 01253 721272 / Regency Gardens 01704 530505 or visit the website www. Jones-homes.co.uk .

Ashton View / Regency Gardens

Page 57: Manchester Retirement Show issue 2

Prices correct at time of going to press.

Come and see us right now and get a great deal more!

ST ANNES - ON - SEA St Georges Road FY8 2AW

• Resident House Manager •Elegantly furnished residents lounge • Laundry facilities available

• Visitors guest suite • 2 passenger lifts • Video entry systems • 24 hour emergency call system

• Landscaped maintained gardensASHTON VIEW IS IDEALLY LOCATED IN THE CENTRE OF ST. ANNE’S, CLOSE TO LOCAL SHOPS AND THE

TRAIN STATION, WITH THE BENEFIT OF OVERLOOKING THE SUPERBLY REFURBISHED ASHTON GARDENS

AND BOWLING GREENS.

“Make savings if you’re downsizing and enjoy a whole new lease of life. Ashton View

is more than just a superb new home, it’s a way of life... Come and find out why.”

1 bedroom apartments from £106,250†

2 bedroom apartments from £150,407†

(Shared ownership prices. 85% of full price)

Ashton View

Show apartment open 7 days a week, 11am – 5.30pm

01253 721272

CORNER OF PARK RD WEST & ALBERT ROADSOUTHPORT – PR9 0JU

“Regency Gardens has proved to be so popularbecause of its superb location and luxurious

amenities that only 3 apartments now remain for sale”Regency Gardens

Show apartment open 7 days a week, 11am – 5.30pm

01704 530505†Only available as part of the shared ownership scheme. *Terms and conditions apply and full details will be provided on request from participating developments. This offer is subject to

status and only available on selected developments and properties. This offer is only available in conjunction with other promotions at the discretion of the participating development.**15% is to be repaid on sale or transfer of the apartment. Please remember that the value of your home can go down as well as up.

ENJOY SEA AIR, SHOPPING AND LEISURE ON YOURDOORSTEP AS REGENCY GARDENS IS JUST A SHORT

DISTANCE FROM LORD STREET IN SOUTHPORT.

1 bedroom apartments from £120,657†

2 bedroom apartments from £157,632†

(Shared ownership prices. 85% of full price)

• Resident House Manager •Elegantly furnished residents lounge • Laundry facilities available

• Visitors guest suite • 2 passenger lifts • Video entry systems • 24 hour emergency call system

• Landscaped maintained gardens

H O U S I N G

Page 58: Manchester Retirement Show issue 2

58 NORTH WEST RETIREMENT SHOW 2011

I fi rst visited the old holiday site Middleton Towers for the Press Launch of a new retirement complex in the Summer of 2006. The disused Pontins building still loomed large on the horizon and despite the glossy brochures and the carnival atmosphere, it required a vivid imagination to envisage the end result.

Four years on a village has emerged, - neat , substantial stone and rendered bungalows mingle with well planned apartment blocks. Further on to the bottom of Natterjack Lane right beside the sea is a luxurious swimming pool and gym complex built in the original barn. Next door, still in the barn conversion, is the plush cafe bar, with an outdoor seating area overlooking the beach.

I met Geoff and Jean Ellis who moved to Middleton just over two years ago, a short illness meant that the family home in Arnside was no longer fi t for purpose. After looking at many local bungalows Geoff came across Middleton Towers and realised the potential and value for money. Looking back Jean felt the sense of adventure moving into their fi rst new build and being involved in the colour planning and design of the interior.

Their apartment is stylish and spacious with two bedrooms and a guest bathroom making it ideal for visitors, a regular I found out is their granddaughter.

Enough about the bricks and mortar, what is it like to live at Middleton Towers? Well the residents have formed their own residents association, with the Ellis’s very much involved. Regular snooker and bowling competitions and coffee mornings together with a monthly dining club and quiz nights are some of the events on offer.

Village Lifeat Middleton Towers

On leaving Middleton Towers I sensed the holiday atmosphere that has made the area famous for so many years hadn’t quite left.

Geoff adds, “We are able to live life to the full, here mornings usually start with us both enjoying a swim followed by a visit to the gym or stroll along the beach. The near proximity of Lancaster with it's shops, restaurants and theatres, and the beauty spot of Sunderland Point just along the beach make the location of the village ideal” Asked if they had any regrets, both replied with a smile, “absolutely not.”

article written by John McGrath

Page 59: Manchester Retirement Show issue 2

SECURITY INDEPENDENCE CHOICE

Stunning propertiesat affordable prices

Fantastic Coastal LocationOverlooking Morecambe Bay, Middleton Towers is close to the Lake

District and the Lune Valley, boasting an enviable position in an area of

outstanding natural beauty.

A4 leaflet MARCH10.indd 2 12/03/2010 13:00

www.middletontowers.co.uk l Tel: 01524 855309

BUNGALOWS AND APARTMENTS FROM £135,000

ASK ABOUT OUR ‘TRY BEFORE YOU BUY’ OFFER

Pool & Spa•

Health Club•

Bowling Green•

Library•

Private Lounge•

Function Room•

Restaurant•

On-site Management•

Bus Service•

SECURITY INDEPENDENCE CHOICE

You’re never too young...to experience a new lifestyle!

Come and see what retirement should be at Middleton Towers Retirement Village

ASK ABOUT OUR ‘TRY BEFORE YOU BUY’ OFFER

www.middletontowers.co.uk Tel: 01524 855309

This stunning new development overlooking the Lancashire Coast

is designed specifically for the over 55’s. Enjoy an active,

independent lifestyle being safe in the knowledge that first class

care is available if required.

A4 leaflet MARCH10.indd 1 12/03/2010 13:00MIDDLETON TOWERS.indd 3 23/2/11 13:21:24

Page 60: Manchester Retirement Show issue 2

CAMPBELL'S PARK HOMES

Open WeekendSat/Sun 09/10 April

11am - 5pmSHOW HOMES, REFRESHMENTS, PRIZE DRAW

The detached bungalow-style homes are high quality, fully-furnished residential properties, with everything needed for a secure and convenient way of life . The park home lifestyle is pleasant and relaxed and very much aimed at independent living.

The homes can be purchased new, or pre-owned, with a choice of plots all offering garden areas and off-road parking.

The Cuerden and Penwortham Park show homes are available to view by appointment.

For further information on both parks and current properties for sale, please visit the

Campbell’s Park Homes website at www.campbellsparkhomes.co.uk

or call the sales office on 01772 624491.

For those over the age of 55 and considering semi-retirement or even full retirement, Campbell’s Park Homes offer an idyllic alternative to conventional home ownership. With properties on their award-winning parks starting from £52,950, a comfortable and secure lifestyle need not cost the earth.

Campbell’s Park Homes have two award-winning locations near Leyland and Preston.

Cuerden Park benefits from its rural location. It is a place in the country, scenic and pleasant, that has easy access to the local amenities and the region’s motorways and towns. It also boasts its own Post Office and Social Centre.

Penwortham Park is located about a mile outside Preston. It is within easy commuting distance of the city centre and all amenities. The park is quiet and secluded, shielded by trees on all sides.

A New Option For Retirement...

Page 61: Manchester Retirement Show issue 2

Are you thinking?"We're nearing retirement"

"The house is far too large now there's just the two of us"

"We would prefer not to move too far"

"We would like a move to somewhere quiet with a friendly community spirit"

Well...Campbell's Park Homes have the answer...

• Quiet and secure• Fully furnished homes• Low running costs

Cuerden Park has 180 homes and is on the outskirts of Leyland in a rural position, but with easy access to all motorway connections and local towns.

Penwortham Park has 80 homes and is located just outside the city of Preston within easy commuting distance of all amenities associated with a vibrant new city.

Both parks carry quality awards from the National Park Homes Council and also David Bellamy Awards for Conservation.

Cuerden Residential ParkWigan Road, Leyland, Preston PR25 5PB | Tel: 01772 624491

Penwortham Residential Parkoff Stricklands Lane, Penwortham, Preston PR1 9YD | Tel:01772 742698

All properties for sale are on view at www.campbellsparkhomes.co.uk

Page 62: Manchester Retirement Show issue 2

62 NORTH WEST RETIREMENT SHOW 2011

Girlings Retirement Rentals, which currently has properties available in Oxton, Kendal, Northenden, Blackpool,Blundellsands, Lancaster and Southport, is the leading private sector renting in retirement specialists. For the most part, tenancies are assured, which means you stay as long as you want and this provides great security and peace of mind. The added fl exibility of renting means residents don’t have the burdens of home ownership and are free to move wherever they like, whether it’s closer to family and friends or to another part of the country.

Mr & Mrs Carter, Girlings’ residents say:

A focus on renting in retirement in the North WestChoosing the ideal retirement location can be challenging, particularly

when trying to fi nd that perfect property in an interesting location,

which also offers long-term security, comfortable living and friendly

neighbours.

We feel very safe and secure here. The support services in place such as Careline are

fantastic and we feel confi dent because we know we speak to someone in seconds and get

help if we need it. We feel secure also because we have a lifelong tenancy so we know we can

stay here for as long as we choose...We live close to all the local amenities and have made

many great friends - at least once a month we all get together - whether it is fi sh and chip

suppers or a Barbecue in the Summer in the beautiful gardens. It was a great move for us.

Renting also allows homeowners to sell their property outright in order to release capital. Sellers are able to avoid equity release schemes and sell on the open market, to ensure they receive the best price.

Whilst the credit crunch has seen a dramatic slump in house sales, savvy retirees may consider letting out their larger, high-maintenance homes, either privately or through a social housing provider, to create an income which allows them to rent a manageable, purpose-built, maintenance-free and energy-effi cient retirement property, so they can get on and enjoy their lives.

Page 63: Manchester Retirement Show issue 2

63NORTH WEST RETIREMENT SHOW 2011

Girlings co-owner and CEO, Peter Girling said: “A Life long (assured) tenancy offers great security and long-term peace of mind. In the private rental sector, it is common for properties to be let on an assured shorthold tenancy basis which enables the landlord to regain possession of the property after the initial agreed fi xed term.

“Renting on a life long tenancy basis offers the same security of tenure as most social housing providers, only without the associated waiting lists. What’s more, service charges and maintenance are included in the monthly payments.”

From the undeniable natural beauty of the Lake District to the bustling streets of Manchester city centre, the North West has something to offer everyone. Its beautiful landscapes have inspired authors and artists, such as Wordsworth and Turner, for generations.

Steeped in sporting history, the North West plays host to the Grand National and is home to fi ve stunning race courses. Some of the country’s most challenging and naturally beautiful golf courses can also be found in the area; including three that regularly host the renowned Open Championship.

Boasting England’s largest National Park, three Areas of Outstanding Natural Beauty and miles of outstanding coastline, the North West is not only an attractive location for property buyers, it’s also a hotspot for a growing number of retired people who have decided to leave the burdens of home ownership behind and enjoy the freedom of renting in retirement.

Girlings Retirement Rentals has purpose built retirement developments across the North West region, all within easy walking distance of local amenities. Girlings has a range of one and two bedroom apartments which can be rented on life long tenancies. Rents are reviewed annually in line with the RPI (Retail Price Index) and capped at 6%, enabling easy fi nancial planning for residents, without the responsibility of home ownership. A typical apartment features a fi tted kitchen, a bathroom, a lounge/dining room, and a utility cupboard. Most Developments also feature a laundry room, communal lounge area, guest suite and a lift to all fl oors. All apartments benefi t from advanced security systems, including a 24-hour Careline service. A service team is responsible for window cleaning, gardening and all external maintenance, and a house-manager is present during weekdays to look after the running of the development.

Residents renting on an assured tenancy agree that it’s easier to budget according to their monthly payments, giving great peace of mind during their precious years of retirement. It is also comforting to know that should the property require any maintenance, from an unexpected leak to a broken shelf, a service team is on hand and this is all included in the monthly rental payments.

For more information, please visit www.girlings.co.uk or contact the lettings team on 0800 52 51 84.

0800 52 51 84 www.girlings.co.uk

Offering a wider choice in retirement housing

Are you 55+? Did you know you can rent private

retirement property on life long tenancies which gives you the right to remain living in

the property for as long as you wish?

Service charges and maintenance are included in the rent

Visit us at stand B1

Page 64: Manchester Retirement Show issue 2

St Vincent’s Retirement Living Creating Independence with Support

All of St vincent’s Sheltered Schemes are happy and safe environments, offering accommodation for people of retirement age who want independent living and support.

People under the age of 60 and in receipt of Disability Living Allowance can also apply.

So, what’s on offer?

Resident Scheme Managers•24 hour Central Control Service•Constant Heating and Hot •Water

Door Entry System•Communal Gardens•Communal Lounge•Repairs and Maintenance •ServiceLaundry•Lift•Social Events•

What our Scheme Managers offer

General support and advice to residents regarding benefitentitlement,propertymaintenance, rents and accessing outside agencies.

The Scheme Manager gives a morning call the 5 days they are on duty.

Weekend calls are provided by County Care-line Response, who also provide out-of-hours emergency cover during the week and at weekends.

Where are St Vincent’s Schemes?

Located across the North West, we have retirement schemes in Manchester, Rochdale, Bolton, Salford and Longridge.

Give us a ring today to get more information about St Vincent’s Retirement Living Schemes, or discuss you own circumstances.

Call 0845 606 6565or email [email protected]

www.svha.co.uk

St Vincent’s Retirement Living Creating Independence with Support

All of St vincent’s Sheltered Schemes are happy and safe environments, offering accommodation for people of retirement age who want independent living and support.

People under the age of 60 and in receipt of Disability Living Allowance can also apply.

So, what’s on offer?

Resident Scheme Managers•24 hour Central Control Service•Constant Heating and Hot •Water

Door Entry System•Communal Gardens•Communal Lounge•Repairs and Maintenance •ServiceLaundry•Lift•Social Events•

What our Scheme Managers offer

General support and advice to residents regarding benefitentitlement,propertymaintenance, rents and accessing outside agencies.

The Scheme Manager gives a morning call the 5 days they are on duty.

Weekend calls are provided by County Care-line Response, who also provide out-of-hours emergency cover during the week and at weekends.

Where are St Vincent’s Schemes?

Located across the North West, we have retirement schemes in Manchester, Rochdale, Bolton, Salford and Longridge.

Give us a ring today to get more information about St Vincent’s Retirement Living Schemes, or discuss you own circumstances.

Call 0845 606 6565or email [email protected]

www.svha.co.uk

Page 65: Manchester Retirement Show issue 2

St Vincent’s Retirement Living Creating Independence with Support

All of St vincent’s Sheltered Schemes are happy and safe environments, offering accommodation for people of retirement age who want independent living and support.

People under the age of 60 and in receipt of Disability Living Allowance can also apply.

So, what’s on offer?

Resident Scheme Managers•24 hour Central Control Service•Constant Heating and Hot •Water

Door Entry System•Communal Gardens•Communal Lounge•Repairs and Maintenance •ServiceLaundry•Lift•Social Events•

What our Scheme Managers offer

General support and advice to residents regarding benefitentitlement,propertymaintenance, rents and accessing outside agencies.

The Scheme Manager gives a morning call the 5 days they are on duty.

Weekend calls are provided by County Care-line Response, who also provide out-of-hours emergency cover during the week and at weekends.

Where are St Vincent’s Schemes?

Located across the North West, we have retirement schemes in Manchester, Rochdale, Bolton, Salford and Longridge.

Give us a ring today to get more information about St Vincent’s Retirement Living Schemes, or discuss you own circumstances.

Call 0845 606 6565or email [email protected]

www.svha.co.uk

St Vincent’s Retirement Living Creating Independence with Support

All of St vincent’s Sheltered Schemes are happy and safe environments, offering accommodation for people of retirement age who want independent living and support.

People under the age of 60 and in receipt of Disability Living Allowance can also apply.

So, what’s on offer?

Resident Scheme Managers•24 hour Central Control Service•Constant Heating and Hot •Water

Door Entry System•Communal Gardens•Communal Lounge•Repairs and Maintenance •ServiceLaundry•Lift•Social Events•

What our Scheme Managers offer

General support and advice to residents regarding benefitentitlement,propertymaintenance, rents and accessing outside agencies.

The Scheme Manager gives a morning call the 5 days they are on duty.

Weekend calls are provided by County Care-line Response, who also provide out-of-hours emergency cover during the week and at weekends.

Where are St Vincent’s Schemes?

Located across the North West, we have retirement schemes in Manchester, Rochdale, Bolton, Salford and Longridge.

Give us a ring today to get more information about St Vincent’s Retirement Living Schemes, or discuss you own circumstances.

Call 0845 606 6565or email [email protected]

www.svha.co.uk

Page 66: Manchester Retirement Show issue 2

Established in Leeds in 1996, Maria Mallaband Care Group was named after the grandmother of Chairman and founder Philip Burgan. The independent company has expanded organically and through acquisition, thanks to an outstanding reputation for providing quality care homes and services.

With over 27 elderly care homes across the UK, Maria Mallaband has the knowledge and insight to provide exceptional standards of care and expertise. We understand the needs and concerns of people looking into care homes for themselves or for their loved ones.

The group has more than 50 properties in its portfolio, offering a wide range of services from residential and nursing care for elderly people, to those with physical disabilities and adults with autism and learning disabilities.

We aim to:

• provide exceptional standards of care to all of our residents, whether they require respite or permanent care

• provide reassuring help for our residents and bring peace of mind to their relatives

• maintain an ongoing commitment to train and develop all of our staff to meet the individual needs of our residents, as we have always done and will continue to do as Investors in People

• ensure all residents have freedom of choice and their rights and dignity are respected at all times

• build confidence and promote independence to enable residents to lead a fulfilling life

• respect that the privacy and needs of our residents come first and foremost

• provide a safe, warm, clean and friendly environment.

MISSION STATEMENT: to be the best quality, most highlyregarded care provider in the United Kingdom.

Beechwood Close, Stapeley,Nantwich, Cheshire,CW5 [email protected]: 01270 621500Promo code:CLARM0311

Services available: Nursing - Nursing DementiaAdditional services (subject to vacancies): Day Care – Residential/Personal Care – Respite Care

Clarendon Court Care Home

London Road, Poynton, Macclesfield, Cheshire, SK10 [email protected]: 01625 871210Promo code:HOPRM0311

Services available: Residential/Personal CareAdditional services (subject to vacancies): Day Care – Respite Care

Hope Green Residential Home

3 Broadwood Close, Disley, Stockport, Cheshire, SK12 [email protected]: 01663 761430Promo code:BOWCRM0311

Services available: Care for the Physically DisabledAdditional services (subject to vacancies): Day Care – Nursing – Palliative Care - Residential/Personal Care – Respite Care

Bowerfield Court Care Home

The Belvedere Nursing Home Services available: Dementia NursingAdditional services (subject to vacancies): Day Care – Palliative Care - Residential/Personal Care – Respite Care

Horseshoe Lane, Alderley Edge, Stockport, Cheshire, SK9 [email protected]: 01625 865020Promo code:BELRM0311

Page 67: Manchester Retirement Show issue 2

3 Broadwood Close, Disley, Stockport, Cheshire, SK12 [email protected]: 01663 761430Promo code:BOWCRM0311

London Road, Poynton, Macclesfield, Cheshire, SK10 [email protected]: 01625 856790Promo code: CARRM0311

Services available: Dementia ResidentialAdditional services (subject to vacancies): Day Care – Respite Care

Carmel Lodge Care Home

Horseshoe Lane, Alderley Edge, Cheshire, SK9 [email protected]: 01625 592830Promo code:CAVCRM0311

Services available: Nursing – Residential/Personal CareAdditional services (subject to vacancies): Day Care – Palliative Care – Respite Care

Cavendish Court Care Home Bowerfield House Care Home

1 Broadwood Close, Disley, Stockport, Cheshire, SK12 [email protected]: 01663 764291Promo code:BOWHRM0311

Services available: Dementia NursingAdditional services (subject to vacancies): Day Care – Respite Care

Visit our website ...www.mmcgcaregroup.co.uk for further details and to view our latest short movie. We are very proud of our luxurious facilities and welcome a visit at any time.

The Westbourne, our superior care home development in Holmes Chapel will provide luxurious accommodation for 50 elderly people upon its completion in 2011. The home will offer a combination of nursing, residential and dementia care. For further information please email [email protected].

Adjacent to The Westbourne will be Westbourne Villas, a select development of 12 close-care 2 bedroom luxurious apartments. These will be available for private sale through the Holmes Chapel branch of Reeds Rains (telephone 01477 533575).

Please call to discuss your care needs or come along toview our high quality, luxury care facilities.

Birch Heath LodgeServices available: NursingAdditional services (subject to vacancies): Residential/Personal Care - Palliative - Respite Care - Day Care

Birch Heath LaneChristleton, Cheshire, CH3 [email protected]: 01244 335503Promo code:BIRRM0311

FIRST WEEK’S STAY FREE* *Subject to a minimum stay of four weeks and on production of this advert.

Promotional code must be quoted when making a booking to qualify for the offer.

The Westbourne Care Home & Apartments - NOW TAKING ENQUIRIES

Page 68: Manchester Retirement Show issue 2

• Fantastic range of dishes, easily cooked in the oven or microwave• Convenient service from our friendly delivery drivers• Quality and variety of delicious frozen meals• Helping you maintain a balanced diet and independent lifestyle

We deliver so much more than meals

Main Courses:Chicken Breast Chicken & Vegetable PieRoast Beef & Yorkshire PuddingSausage Hotpot

Shepherds Pie Fish Mornay Mini MealDesserts: Apple Pie & Custard Lemon Sponge, Lemon Sauce & Custard

Strawberry Flavoured Ice Cream

Try our

£19.95for onlytaster pack

Meals from only£1.95

For your FREE brochure, call us on

To shop online visit www.wiltshirefarmfoods.com

0800 773 773

Delicious meals,friendly delivery

Post to: Wiltshire Farm Foods, FREEPOST Admail 3619, Trowbridge, Wiltshire BA14 8ZY. (No stamp required)

NAME

ADDRESS

POSTCODE TEL

LP10

Please send me a FREE brochure

Please send me a Taster Pack (£19.95)

FREE Nationwide

Delivery

Please tick

WFF200_Delicious_A4_Portrait_col.indd 1 14/02/2011 16:28