Loan Application Checklist
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First Step Buyer Homework You are taking your first step necessary in your home buying process. Please complete and return your Buyer Interview Questionnaire as soon as possible I look forward to working with you as we look to find your home. Happy house hunting and buying, Tammy Buyer naire Interview Question Complete and Return Financing Lender Questionnaire (For your Lender) Loan Approval Letter Yes No Appointment. Dat Loan Application Process Started Yes No Application Date _________ e _________ Provide Copies Drivers Licenses Rental Agreement If Applicable Current Contract if selling a home (for Contingent Offer) If Applicable Check the box for professional service information and recommendations will be provided. Professional Services Lender Mortgage Attorney Home Inspector Owners Insurance Home Roof HVAC bing Plum Pool Irrigation Security/Sound Environmental se Paint Lead Ba Radon Survey arch Title Se Zoning Clue Report arranty Repairs Home W Termite Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: [email protected] Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277 www.TammyRoten.com 5/29/2011 __________Initial __________ Date __________Initial _________ Date
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Loan Application Checklist
Transcript of Loan Application Checklist
First Step Buyer Homework
You are taking your first step necessary in your home buying process. Please complete and return your Buyer Interview Questionnaire as soon as possible I look forward to working with you as we look to find your home.
Happy house hunting and buying,
Tammy Buyer naire Interview Question
Complete and Return
Financing Lender Questionnaire (For your Lender) Loan Approval Letter Yes No Appointment. Dat
Loan Application Process Started Yes No Application Date _________ e _________
Provide Copies Drivers Licenses
Rental Agreement If Applicable
Current Contract if selling a home (for Contingent Offer) If Applicable
Check the box for professional service information and recommendations will be provided.
Professional Services Lender Mortgage
Attorney
Home Inspector
Owners Insurance Home
Roof
HVAC
bing Plum
Pool
Irrigation
Security/Sound
Environmental
se Paint Lead Ba
Radon
Survey
arch Title Se
Zoning
Clue Report
arranty Repairs Home W
Termite
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: [email protected] Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com 5/29/2011
__________Initial __________ Date __________Initial _________ Date
Loan Application Checklist
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: [email protected] Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com 5/29/2011
*This list is a guideline only. Ask your lender if there is additional information required before you meet.
• Three most recent monthly bank statements
• Three most recent paychecks
• Past Year’s W-2s
• Copy of SS Cards, Borrower and Co Borrower
• Copy of NC Drivers Licenses, Borrower and Co Borrower
• List All Checking Account Information
• List All Saving Account Information
• Credit Card Account Information
• Identify Past or Present Credit Concerns
• Example any large deposits or withdrawals within the past 3 months
• Identify any deposits or withdrawals expected during the buying process
Lending Questionnaire
Phone: 704‐236‐2239 | Fax: 704‐749‐2391 | Email: [email protected] Helen Adams Realty‐Ballantyne | 15235 John J. Delaney Drive | Charlotte, N.C. 28277
www.TammyRoten.com 5/29/2011
Lender Information: The intended of this document is to help you start your loan application process. Consult your lender for additional documents required. Be prepared to pay for a credit check report an application fee.
ESTIMATED CLOSING DATE: ______________ REAL ESTATE AGENT ________________________________
Borrower ________________________________ Social Security Number ________________________________
Address _________________________________ Email address _____________________________
City ________________________________State _________Zip _________Date of Birth ____________
Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( )
Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________
Home Phone _____________________ Work Phone _________________________
Borrower ________________________________ Social Security Number ________________________________
Address _________________________________ Email address _____________________________
City __________________________________________State _________Zip _________Date of Birth ____________
Employer _______________________________________ Years _____ Self-employed Yes ( ) No ( )
Gross Monthly Income _____________ Overtime ___________ Commissions __________ Bonus ____________
Home Phone _____________________ Work Phone _________________________
Loan Amount__________________ Loan Type__________________ Term __________________ Rate_____
Approximate Sales Price__________ Down Payment Amount Saved__________________
Assets: Savings $__________Checking $____________401k $____________Money Market $_______________
Payroll deducted loans_____________ Child support or alimony____________W-2’s_____ Rent Pmt_____________
Rent History_____ 3 Months Bank Statements_____3 Mth Payroll Stub_____ Copy of Divorce Decree_____
Provide Copies of each Checking and Savings Account. Explain any current deposits or withdrawals. Consult your lender
before making a large purchase or deposit. Do not move money from your individual accounts without consulting your
lender.
Do You Have a Home to Sell? Yes ( ) No ( ) Actively Listed Yes ( ) No ( ) Under Contract Yes ( ) No ( )
List Price of Current Residence ________________Under Contract Price of Current Resident________________
Projected Closing Date_______________ Closing Attorney_________________________
Selling Agent_________________________
Borrower_____________________________________ Co-Borrower_________________________________ Signature_________________________________ Signature_________________________________
Date________________ Date________________
UtilitiesDuke Power: www.Duke-energy.com
PieDmont natural gas: www.PieDmontng.com
city of charlotte(water/sewer): www.charmeck.org
at&t: www.bellsouth.com
winDstream communications: www.winDstream.com
Psnc energy: www.Psncenergy.com
concorD nc utilities: www.ci.concorD.nc.us
huntersville nc utilities: www.huntersville.org
york county, sc utilities: www.yorkcountygov.com
electricities Power cooP: www.electricities.com
gaston county utilities: www.gaston.org
rock hill, sc utilities: www.ci.rock-hill.sc.us
CommUnitycharlotte visitors bureau: www.charlottesgotalot.com
charlotte chamber: www.charlottechamber.com
charlotte nc news(char observer): www.charlotteobserver.com
charlotte business Journal: www.charlotte.bizJournals.com
local charlotte tv & events: www.wsoctv.com
charlotte’s historic Districts: www.historiccharlotte.org
Discovery Place: www.DiscoveryPlace.org
imaginon chilDren’s museum: www.imaginon.org
mint museum of art: www.mintmuseums.org
charlotte symPhony: www.charlottesymPhony.org
nascar hall of fame: www.nascarhall.com
arts & science council: www.artsanDscience.org
north carolina tourism: www.nccommerce.com
charlotte crime statistics maP: www.cmPDweb.org
charlotte area restaurants: www.urbansPoon.com
sportsnfl carolina Panthers: www.Panthers.com
charlotte motor sPeeDway: www.charlottemotorsPeeDway.com
nba charlotte bobcats: www.nba.com
Quail hollow Pga golf chamPionshiP: www.QuailhollowchamPionshiP.com
nascar hall of fame: www.nascarhall.com
charlotte checkers hockey: www.gocheckers.com
charlotte knights aaa baseball: www.charlotteknights.com
us national whitewater center: www.usnwc.org
Childrencharlotte youth sPorts: www.charlotteyouthsPorts.com
chilDren’s sPorts anD camPs: www.chamPsPortsinfo.com
after school Programs & summer camP(aseP): www.cms.k12.nc.us
search for Day care facilities in nc: www.ncchilDcaresearch.Dhhs.state.nc.us
website for charlotte area Parents: www.momscharlotte.com
kiDs in charlotte - website for Parents: www.kiDsincharlotte.com
charlotte, nc area chilDren’s PlaygrouPs: www.meetuP.com - toPic of interest: “charlotte chilDren”
Parks anD PlaygrounDs - interactive maP: www.charmeck.org
charlotte Public libraries: www.Plcmc.lib.nc.us
Dan nicholas Park: www.Dannicholas.net
animal Park zoo - lazy five ranch: www.lazy5ranch.com
imaginon chilDren’s museum: www.imaginon.org
Discovery Place museum: www.DiscoveryPlace.org
charlotte nature museum: www.charlottenaturemuseum.org
inDoor Play center near charlotte, nc: www.Plazafiestacarolinas.com
charlotte trolley anD museum: www.charlottetrolley.org
carowinDs amusement Park: www.carowinDs.com
healthCarecarolinas meDical center: www.carolinashealthcare.org
Presbyterian hosPital: www.novanthealth.org
carolinas meDical center - mercy: www.cmc-mercy.org
lake norman regional meDical center: www.lnrmc.com
Presbyterian orthoPaeDic hosPital: www.Presbyterian.org/health_services/orthoPaeDics
carolinas meDical center - university: www.cmc-university.org
carolinas meDical center - northeast: www.cmc-northeast.org
Presbyterian hosPital huntersville: www.Presbyterian.org/about_us/Presbyterian_huntersville
Presbyterian hosPital matthews: www.Presbyterian.org
carolinas meDical center - Pineville: www.cmc-Pineville.org
carolinas meDical center - union: www.cmc-union.org
gaston memorial hosPital: www.gastonhealthcare.org
carolinas meDical center - lincoln: www.lincolnmeDical.org
PieDmont meDical center (rock hill): www.PieDmontmeDicalcenter.com
Banksbank of america: www.bankofamerica.com
bb&t: www.bbt.com
wells fargo: www.wellsfargo.com
rbc centura: www.rbcbankusa.com
fifth thirD bank: www.53.com
Park sterling: www.Parksterlingbank.com
taxes & Governmentmecklenburg county taxes: www.charmeck.org
charlotte ProPerty tax info: www.charmeck.org
city of charlotte info: www.charmeck.org
charlotte government: www.meckboe.org
community crime information & maPs: www.cmPDweb.org
flooD insurance: www.fema.gov
environmental concerns: www.ePa.gov
feDeral housing information: www.huD.gov
census Data: www.census.gov
fair housing information: www.huD.gov
fannie mae: www.fanniemae.com
va loan information: www.benefits.va.gov
Driver’s license/nc Dmv: www.ncDot.org
Charlotte area Websites
