Livestock insurance
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Transcript of Livestock insurance
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 1
LIVESTOCK INSURANCE
DR AKHILESH KUMAR&
DR DIGE MAHESH S
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 2
WHY –LIVESTOCK INSURANCE ??????????
The livestock insurance scheme has emerged as a saviour over the years for landless, small and marginal farmers, and for those whose major occupation is dairying
Security if death of the animals due to HS, FMD, BQ or even by drought
Return of money in the event of permanent total disability
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 3
Facts of Livestock insurance Scheme
Centrally sponsored
Implemented on a pilot basis during 2005-06 and 2006-07 (10th & 11th Five Year Plan in 100 districts
Extended to 300 districts from 10.12.2009
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 4
The premium is subsidized to the tune of 50%.
The entire cost of the subsidy is being borne by the Central Government
In 2011-12 total Rs. 40 crores was allocated
Only 6% of livestock is insured
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 5
Implementing agency• State Livestock Development Boards/ State Animal
Husbandry DepartmentsChief Executive Officer of the State Livestock Development Board
(Executive authority) Principal Secretary (A.H) of State /Director (A.H.D)
(Facilitator)
District Officer in charge appointed by CEO
Veterinary Officer
Selection of insurance company will be done by CEO
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 6
Insurance companies
The New India Assurance Company Limited Head Office: 87, M G Road, Fort, Mumbai-400001
HDFC ERGO General Insurance Company Limited. 6th Floor, Leela Business Park,Andheri Kurla Road,Andheri(East), Mumbai 400 059.Phone: +91 22 6638 3600 ;Fax:+91 22 6638 3699
National Insurance company,Mumbai Regional Office I Royal Insurance Building, 12 J Tata Road, Churchgate Mumbai Maharashtra Pincode : 400020 Telephone : 22821963/22821844 Fax : 22842745 Email : [email protected]
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 7
Where to go ?????
• Veterinary doctorIn association with insurance representative he will fix price of animal and identification is established by ear tagging
Tag must be produced without temper while making claim
Owner have to pay 50% of premium only
2 animals per beneficiary for a policy of maximum of three years.
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 8
Claim
• In event of loss due to disease or permanent disability
Sub: Livestock Claim Intimation.Policy No.....Date from...... to .......(period) S. Nos................. belonging to Shri/Smt.............of ......... died on.........or suffering from Permanent Total Disablement. This paper is submitted fulfilling all formalities of above claim, please make necessary arrangements for the settlement of claim. The tags of the above animals are submitted herewith.Thanking you,Date:
I hereby certify that the above mentioned animal belonging to Shri/Smt.................... of village...............died on .......... .......... due to accident/disease as confirmed by Post-Mortem &/or symptoms prior to death and Observation of carcass. Date: Signature of Vet. Doctor Name: Qualification: Registration No:
DEATH CERTIFICATE
Dr AKHILESH KUMAR AND DR DIGE MAHESH S, 97th FOCARS
03/24/2013 9
Acknowledgement
• Dr V.K.G. Rao
• Dr Sandhya shenoy