Are You Covered?

Life is a contract between an individual and insurance company leaving detailed instructions on how the company should pay the policy’s holders when they pass away.

Who Needs It•You are married

•You have children

•You are a single parent

•You are a small-business owner

Types of Insurance

•Term InsuranceThe pay-out would be the same no matter when the policyholder died during the term.

•Whole-of-life Insurance

The proceeds of the policy will usually go to the policyholder’s family or beneficiaries of their estate.

What Influences Your Policy Price

•Your Lifestyle•Your age•Your medical history and current •Your habits•Your Job

Four out of ten UK mortgage holders have no life insurance protection for their mortgage, research reveals.

3 Things You Should Know About Life Insurance

•Determine whether or not you need life insurance

•Determine how much life insurance you need

• Determine the type of insurance you need

Sales

According to

Scottish Widows,

97% of people

understand the

potential

importance of life

insurance, but only

44% have life

cover in place.

When the insured dies, the policy will terminate. This termination will result in the policy's death benefit being paid out to the beneficiary or beneficiaries named in the policy.

Life Insurance Covers protect you and your family

Secure your future and that of your family

Find life insurance suitable for you