Lesson Plans

Personal Finance with

Mrs Schoene

C 1034th & 5th Period

Agenda1. Index Cards 2. Seating Chart

1. AE files

3. Class Expectations (inside cover)1. Anatomy of a journal

4. Pictorial Descriptions-HC (pg 1)

5. Get all supplies for this class & syllabus signed!!!!

1/6-7

Journal :

Tell me Everything

about you!!!

OBJ: Students will identify the purpose

of this class

Name: Grade:

Age: Couns.:

1. Do you have a job, if so where?

1. If not, what is your dream job?

2. What do you want to be ‘when you grow up’?

3. Where would you go to college for that career?

1. Have you looked into potential colleges yet?

4. What is 1 question you want answered in this class?

TEXT in your answers on the ACTIVExpressions

Name: Grade:

Birthdate: Counselor :

1. Parent/Guardian Name

2. Parent Guardian e-mail

3. Parent Guardian Phone number

4. Your e-mail

CH1 thing that describes you

1 thing that describes you

1 thing that is unique about you

If you could have 1 wish what would it

be?

What is your favorite class?

If you were a fruit what would you be?

NAME HERE

Pictures only!Lots of color!

Pg 1

Change agenda’s due to snow

• SKIP THE MI agenda & Review for the test• Try to get back on track with AML days

1/8-9

pg 2What are your post-high school

plans?(use the ActiExpression-AE-Wait for Schoene’s

instructions)

AGENDACollect hw - Expectations Sheet, WOD

• HC(pg 1) pair share, b day calendar

• Notes: Interactive Notebook 101 (back inside cover)

• M.I. –Where are your Smarts?(pg 3)

• Homework: IN PARAGRAPH FORMAT:Based on this data create a logical argument for how the teacher can effectively meet your needs in this class. (pg 2)

OBJ: Students will Develop a learning plan

for this class

Obj; Students will understand The importance of goal settingAnd set their current financial

goals

1/15-16 pg 2

Number your

notebook pages 1-

100Even numbers on the left, odd numbers on

the right

AgendaCollect expectations & WOD.Set up notebook

• Notes: Interactive Notebook 101 (back inside cover)

• Unit 1 Vocabulary (pg 3)• Vocab Quiz next class

• NEFE Unit 1 • Read and Highlight pgs. 1-5• Complete Activity 1A• Needs and Wants Quiz* (AE)

• HW: Create a picture for each of the steps in the Financial Planning Process(pg 2)

Vocabulary mini test

AE(study)

1/17-21 pg 4AGENDACheck HW (pictures) WOD

• 2 column Notes: Financial Plan steps (pg 5)

• Discuss SMART Goals• Complete 1-C • Create 3 SMART Goals

using 1-1 in NEFE

• HW:Read & highlight pgs. 8-13 in your NEFE reading

• Notebooks due Next week

Obj; Students will understand The importance of goal settingAnd set their current financial

goals

Do you use goal setting in your life?

If NOT why not

1/22-23 pg 6WOD• Peer edit SMART goals• Unit 1 Assessment(test)• SMART Flipchart (pg 7)

• reflection question in paragraph form based on your SMART Goals. “Reflect on the goals you just set and tell me (in paragraph form) how likely you are to achieve these goals” (Pg. 6)

HW: Make sure your notebook is ready to turn inFYI: Notebook due Next Class! Test NEXT WEEK!!!TURN IN TODAY FOR E.C.

Obj; Students will investigate Personal choices to create a

Financial plan

The Master Plan• Make 3 sections detailing 1 Short Term, 1 Intermediate and

1 Long Term goal.• Title each section with your basic goal- S• On the inside include

• M-measurable strategies for attaining your goal• A- the financial estimate for to attain this goal• R- realistic strategies for attaining your goal• T- Time in which you wish to complete your goal by

• Include 1 graphic for each goal and include lots of• COLOR!!!!

Reflection: pg 6 in your notebook

Reflect on the goals you just set and tell me (in paragraph form) how likely you are to achieve these goals.

1-24-27 Pg 8• WODFlip charts DUE TODAY!!!!

•My Life (a progressive timeline, part I) pg 13

•Money 101, lesson 1 (pg 9)• ( use Schoene’s website)

•Due by the end of the hour

• FYI: UNIT 1 TEST NEXT CLASS

Obj; Students will expand Their knowledge about goal setting

Through online resources

No journal, you have 5 min to work on your

notebook

1-23/24 Pg 12

What do you want to

be when you grow

up? Obj; Students will prepare

To demonstrate that they have learned goal setting

And financial planning

• GET YOUR NOTEBOOK FROM THE CRATE. They are graded & I will return the grades after class begins

•My Life (a progressive timeline, part I) pg 13

•Complete Notecards for TEST Next Class.

• HW: STUDY!!!!

FYI- 3rd quarter progress reports are due next week.

My life pg 13 !You will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class. At the end of the semester you will complete a culminating project for a TEST grade based on your answers each unit.Part I• Create a title for your timeline.• Add a year marker for every 10 years (1994, 2004, 2014,

2024, 2034, 2044)• Create a time line of your life from Birth to age 50.• Include on the time line

• 1 short/intermediate term goal(explained) and how you will achieve it

• 1 long term goal (with explanation) and 1 step you will achieve to reach that goal.

DO NOT LOSE THIS PAPER!!!!

Money 101Use this for question 6.

Putting your goals in order

Use this for vocabulary

for the WHOLE

SEMESTER!!

Use this for question 7. If you score below a 70% TAKE IT

AGAIN.

1/28-29 pg 10

What did you list as your short term

goal?

How are you doing ?

Collect HW(index cards)

• Cover page Notes

• UNIT 1 TEST: Goal setting and financial planning.

• Create 1st Cover page-Careers (pg 11-Yellow paper)

• Complete Unit 2 vocabulary and pictures pg 12 (just might be a quiz next class)-What ever your don’t complete is homework.

• You will need a jump drive for the next unit(February)

Obj. Students will evaluateTheir knowledge of

Financial planning and Goal setting

1/30-31 pg 14

What is the one career you would HATE

to have?

Test/progress reports

Check/discuss HW (cover

page/vocabulary)

• Similarities and Differences: Career V Job (pg 15)

• NEFE pgs 96-106 read & highlight

• Complete 7B,7D &7E

• HW: Identifying your Job Skills W.S. & response (pg 16 )

• FYI- progress reports are due next Friday! Obj; Students will investigate

Their preconceived notionsOf a career

The Future

Career Job

7-G

Ranking Order of Key Employee Skills

1

5

9

10

6

2

7

12

11

8

4

13

3

Click Here to Find Out What Employers Want

Source: Job Outlook 2006, National Association of Colleges and Employers

2/3-4 Pg 16

Of all the benefits you get from a

career, what do you think is the most

important and why?

• My skills due next class. • GRADE REFLECTION!!!!!

•Money 101, Job Benefits (pg 17)• Due by the end of the hour

• Research projects start next week!

Bring your jump drive!

Obj; Students will expand Their knowledge about goal setting

Through online resources

12/5-6 Pg 18

Compare the 3

responses to your

homework

• Discuss homework( Identifying your Job Skills W.S. & response (pg 18)

• Complete personal plan of study(pg 19)

• Complete Rating your abilities packet(pg 18)

• Explore Missouri Connections• Complete online tests

•MAKE YOUR CHOICE!!!- Using the information from multiple self evaluations & you personal preferences ,list 3 careers you are interested in. (pg 18)

•FYI- progress reports are due next Friday!Research projects

start next class! Bring your jump drive!

Obj; Students use the informationFrom their personal analysis To further investigate career

Options

Personal Plan of studyPg 19

1. My dream career is…..2. To achieve this I will have to…3. I hope to earn this much …….4. the benefits I think this career includes are….

5. My hobbies are

6. My most valuable skills are(use hw for this)

7. My current responsibilities are:(chores, work, school…)

8. The classes I take at school that are connected to my future goals are

9. Work experience and community service I have include

www.missouriconnections.org

User name:

your student id#

Password:

Hawks1 or

birthday

IF you can not log on, log on as a guest and create an account.

User Name: Hazelwoodhs

Password: 2viewmoc

www.missouriConnections.org

Assessment list

1. Work Importance

Locator

2. Career Cluster

Inventory

3. Occupation Sort

Record the Top 3 from each survey in your notebook on pg 18

2-11/12 Pg 20

What do you want to

be when you grow

up? After doing the interest surveys, is this answer

different from pg 12.

Obj; Students will researchPossible careers and narrow their

College choices

CAREER RESEARCH DAY

• (on pg 21) Research 3 possible careers using www.Missouriconnections.org .• Choose 1 to write culminating paper at the end of the unit .

HW: MAKE YOUR CHOICE!!!(2) Using the information from your research & you personal preferences ,select 3 colleges that you are interested in.

• Research 3 possible careers. AT LEAST 1 MUST BE FROM YOUR INTEREST SURVEY RESULTS• Create a spreadsheet/table to compare the 3

careers you selected. You must include • Title• 5 categories: Education/training required,

Average salary, Nature of the work (hours/ responsibilities /conditions)

• You may choose the remaining 2 examples: (Job prospect, opportunities for advancement, Licensing, high school courses…..)

• From this information select your #1 career choice & explain why it is your choice.

Career Research

career Education Required

(Preparation)

Average Salary

(wages-yearly in MO)

Nature of the Work (Task List,

Common work activities, Working

conditions, )

You pick the

category here

You pick the

category here

career #1

career #2

career #3

Career Research

Summary question: pg 20 Which of these careers is your choice for the paper and WHY!!!!!

Pg 21

2-13/14 pg 22

Is College worth

the Money??

Check/discuss homeworkCOLLEGE RESEARCH DAY

• Research 3 possible colleges using www.missouriconnections.org . & the school websites (pg 23)• Choose 1 to write

that fits your career plan the best to be used for the culminating paper at the end of the unit .

• HW : write a rough draft for your culminating paper using the assignment sheet.

• FYI : BRING YOUR FLASH DRIVE!!!!!you will be writing your research paper during the next class period!!!!

Obj; Students will researchPossible colleges and narrow their

Career choices

• Research 3 possible Colleges.• Create a spreadsheet/table to compare the 3 colleges you selected. You must include • Title• 5 categories: Tuition, Admission requirements, & Major• You may choose the remaining 2 examples: activities offered, room and board cost, location, ..

• Your number 1 Choice with explanation.

College Search

College Tuition, books and feesIncluding

room & board

My Major- if I attended this school would

be

Admission Requirements

You pick the

category here

You pick the

category here

College #1

College #2

College #3

College Search

Summary question, pg 24: Which of these colleges is your choice for the paper and WHY!!!!!

Pg 23

2-18/19 pg. 24

What can you do at Hazelwood

Central to prepare you for your

college/career choice?

AGENDA• Introduce

www. turnitin.com• Write, Revise and

turn in your Culminating Project

• Using the information you collected from this week write a research paper (including a title & bibliography)

•Due at the end of the day!

• Review for test is available

Test next week!Bring your index cards

Next class!!!!

Now that you are finished ….To submit your research paper you need to

1. Save your paper to your computer or your flash drive. *see below for file name instructions

2. Log on to www.turnitin.com & create an account

1. Enroll in your classi. Personal Financeii. Class ID:

7650059iii. Password:

schoene

YES it is case sensitiveName your paper as ‘your name period’

Example: Risa Schoene 1 career paper

Now that you are finished ….To submit your research paper you need to

1. Save your paper to your computer or your flash drive. *see below for file name instructions

2. Log on to www.turnitin.com & create an account

1. Enroll in your classi. Personal Financeii. Section ID:

7650061iii. Password:

schoene

YES it is case sensitiveName your paper as ‘your name period’

Example: Risa Schoene 1 career paper

2/20-21 pg 26

List 3 things

you learned about your

career or college

•My life, timeline project part II (pg 13)

Finish career research paper

•Review for Career Unit Test!

•FYI: • Test & notebook due NEXT

CLASS!!!

My life pg 13You will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class.Part I• Create a title for your timeline.• Create a time line of your life from Birth to age 50.• Include on the time line

• 1 short/intermediate term goal(explained) and how you will achieve it• 1 long term goal (with explanation) and 1 step you will achieve to reach

that goal.Part II• Include on your timeline

• Your post high school plans(when, where you will go to college, and what you will study)

• When you will graduate• Your career plans

• 2 points on the timeline should be career orientated and detailed.

• DO NOT LOSE THIS PAPER!!!!

2/24-25 pg 27

After completing

the research, are your

college/career plans the

same as before the research?

Explain

Collect Review Cards

• Career Unit TEST

• Turn in Notebook #2• Complete Unit 3 Cover

Page: pink Budgeting (NEFE ch 2) and turn in by the end of the class

•Career/College Research Re-doWe are going to the library next class MAKE SURE YOU HAVE YOUR ID & all library book returned.

Obj. Students will evaluateTheir knowledge of

The Career Unit

2/26-27 pg 28

List 3 parts of this class that interest

you.

• ***5th period time line****• Critical Book Review

introduction (pg 29 )

• TO THE LIBRARY!!!

• Reading and Journal (pg 28)

• Due Date: April 3rd/4th • Junior Achievement Field Trip.

• Date: April 11(no fines & $10)

Obj; Students will investigateTheir preconceived notions

Of a career

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 17th –Final Draft due -90 pt.

test grade.

You need your book critique book

today!AGENDA• Discuss KWL• Budget Cover Page

from Ch 2 (Pink, on pg 31)

• Budget Vocabulary-(pg 30 mini quiz next class)

• Reading Time(20 min) !!!!!

• HW: Read and Highlight NEFE pages 15-18

2/28 3/3 Pg 30

Complete a KWL on

Budgeting

CBR –1 page summary due next class

K W L

Senior expenses $

• School supplies-$ 40• Senior Portraits-$300• Parking pass- $ 40• Senior Sweats- $100• Announcements -$140 • Cap and Gown- $30• Homecoming Spirit week-

$20• Homecoming game- $15• Homecoming dance $ 150

• ACT- $40 • Senior Dance- $ 40• College trip-$ 150• College Application fee-

$150• Spring Break -$300• Prom- $350• Activity Day- $30• Graduation- $50• After party- $40

1985

Agenda

• Mini Quiz

• Movie: Your Life, Your Money!(pg 33)

• HW: Read and Highlight NEFE pages 19-21

Obj; Students will prepare for Life simulation

¾-5 Pg 32

Do you BUDGET? Why

or why not?

CBR –1 page summary due today!!!

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 17th –Final Draft due -90 pt.

test grade.

3/6-7 pg 34AGENDA

• Notes: How to build a budget (pg34)

• Dissect a Paycheck w.s (pg 35)

• Positives & Negatives T charts for the types of Budget tracking (pg 36)•Write an opinion paragraph in your notebook pg 37

Obj; Students will examine and evaluate their values in relation

to their spending habits

Do you think you will enjoy reading your CBR book? Why or

why not?

CBR –project proposal due next class

How to Build a Budget1. Decide on a time frame for tracking

expenses (week, two weeks, month).2. List all money you have coming in (income).3. Make categories for all expenses.4. Subtract total expenses from income.5. Study your budget and your financial plan to

make sure it fits with your plans and goals.

2-F 54321

What is the BEST budget?• Create 2 t-charts comparing the

positive and negatives of 2 types of budgeting (pg 36)

• After researching and completing at least 3 statements on each section,

• Write a paragraph to inform me of which you would use and why it is the BEST style of budgeting for you. (pg 37)

Agenda• Budget Web (pg 39)• NEFE unit 2(read & highlight pgs 19-24)

• Do assignment 2C Fixed V Variable

• A Case Study (pg 38)

• HW: Read and highlight pg 25 in your NEFE book

• FYI CBR ROUGH DRAFT DUE IN 1 WEEK!

• Unit TEST 3/18

Obj; Students will investigate the benefits of having a

spending plan

3/10 Pg 38

Complete the

values survey

(wait for Schoene’s

instructions)

List the top 5 spending values you had from the Values

Survey.Do these match the

way you feel you spend your money?

How or how not?

CBR –project proposal due today

Using the information from your reading and Unit 3(starting on pg 39), Draw the spoke diagram below in your notebook(pg 39). Fill in each circle with a category for budgeting and connect 2 examples of what will be included in that category.

MY BUDGET

Car

Food

entertainment

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 17th –Final Draft due -90 pt.

test grade.

Agenda-check HW• Money 101-Budgeting (pg 41- when I return it to you)

•Due at the end of the hour

• Review for unit test!

• Test and Notebook due next week

Obj; Students will investigate the benefits of having a

spending plan

3/11-12 pg 40

CBR –Outline due Next class

How to write an outline

Paper…..• An outline should be

brief statements about each paragraph you plan to write.

Poster…..• An outline should be a

sketch of the layout and what topics will be covered in each section

Magazine…..• An outline should be brief

a layout of each page and the information you plan to write about on that page

Video …..• An outline should be brief

statements about each segment you tape and what topics you will cover in that segment.

Power Point…..• An outline should be a story

board of each slide and what information will be covered in that slide.

Agenda • Practice Budget II (pg 43)

• My life time line (pg 13)

• Review for unit test!

• Test and Notebook due next class

• Extra credit for notebooks turned in today.

Obj; Students will investigate the benefits of having a

spending plan

3/17 pg 42

Critique what you

have learned in

this class 3rd quarter.

CBR –outline due

My lifeYou will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class.Part I• Create a title for your timeline.• Create a time line of your life from Birth to age 50.• Include on the time line

• Your long term goal (with explanation) and 1 step you will achieve to reach that goal.

Part II• Include on your timeline

• Your post high school plans(when, where you will go to college, and what you will study)• When you will graduate

• Your career plans• 2 points on the timeline should be career orientated and detailed.

Part III• Include on your timeline

• The date you will start budgeting &why you think this will be a good time in your like to start

• What you think your top 5 budget categories will be at this point in your life

• DO NOT LOSE THIS PAPER!!!!

3-19 pg 44

No journal

Study for your test 10

min.

•Review for TEST!•Budget TEST•Cover Page- Banking ch 3 (turn in before the end of

the period on blue)•Grade goals•Notebook due today!

CBR –Rough draft due Next class

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 17th –Final Draft due -90 pt.

test grade.

3/12-13 pg 44

Turn back to page 32

and complete

the L section of your KWL

• Complete part III of ‘my life – Time Line’

•Review for TEST!- extra credit due NOW- TEST NEXT CLASS

Notebook schedule- extra credit if you turn it in today! DUE NEXT CLASS!!!

CBR- ROUGH draft due

TODAY!!!!!

Spring break

3-31 pg 46

YOU NEED YOUR CBR

BOOK!

•Grade goals•Cover Page- Banking ch 3 (turn in before the end of the period on

blue)pg 47•Unit 3 vocab. (quiz next class)(pg 48)

•Return CBR assignments-Time to work on your rough draft CBR –Rough draft due

Next class

4/2 5th period only

Do not copy this into

your Notebook

•Grade goals (pg 45)

•HW CHECK: Cover Page- Banking ch 3 pg 47

•Return CBR assignments- Any extra Time to work on your rough draft

•Depository Institutions Packet (turn in at the end of the period)

•Unit 3 vocab. QUIZ LAST 5 MIN OF CLASS

CBR –Rough draft due TODAY!

Evaluate your current 3rd Q. grade. Make a Goal for your 2nd semester grade and list 3 actions you will take to achieve this

goal.

On page 45, include your grade equation

and

this

Quarter Grade Equation

• Semester Goal –3rd quarter Grade = X

• 92-88=4• Semester Goal+ X=

• 92+4=96the grade you need 4th quarter to

meet your goal

Tips: Your goal may be unrealistic…….

*if your 4th Q grade is over 100

*if your 4th Q grade is more than 20 points higher than your 1st Q grade

Jr. Act: plan for 3/31 & 4/1

4/11. CBR due next class2. Review Credit Union V

Banks3. Movie Critic

1. Freakonomics2. Breaking the Bank3. In Debt we trust.

3/31• Show a

movie to B day

• CBR due 4/3

AGENDA- Check HW: JA forms

• Cover Page- Banking ch 3 (pg. 47, blue)

• Money 101- Banking and Saving Web search (pg 49, when I return it to you)

• Due at the end of the hour!

4th period only• Unit 3 vocab. (quiz next class)(pg 48)

4/3 pg 48

JA, check

and ?’s

Obj; Students will use CNN.com To research Banking SystemsCBR –Rough draft due

TODAY!

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 16th –Final Draft due -90 pt.

test grade.

4/4 Pg 50

List 5 things you know

about: credit unions

AGENDA Collect Money 101, JA forms & $- fines list!

• Notes: Banks V Credit unions (pg 51)• Using your NEFE book, Ch. 5, create notes

comparing Credit Unions v Banks

• A write persuasive letter on which financial institution is better (pg 50)

• read and highlight NEFE pgs. 60-66*

• MAKE SURE YOU HAVE YOUR NEFE packet & a calculator NEXT CLASS

Obj; Students will evaluate Banking Systems and select

The best for them

4/7-8 pg 52

Have you ever written

a check?

JA trip NEXT class!!!!

Agenda JA forms & $

•Notes: How to… fill out deposit slips, write checks and record in your check register (pg 59 & NEFE book, 5C, 5D)

• Check register W.S.

• How to Balance a Check book.

•H.W. Review Ch 5 for Test next class

(performance evaluation next class-that means TEST )

• BRING A CALCULATOR & a pencil!!

Obj; Students will understands howOperate a savings and checking

account

Balance your check register1. Total the deposit

2. Leave blank

3. Total the withdraws & checks written

4. Leave blank

5. Subtract line 1 from 3 This should be your present balance

4/9-10 pg 54

List 3 questions you have about writing a check/ deposit slip or a check register

AGENDA -JA forms & $

• Review HW• Banking Simulation-

TEST GRADE!!!• JA TRIP

TOMORROW!!!!• REMINDERS:• Be in the commons at

7:45• Bring a lunch!

DO YOU HAVE A CALCULATOR???

Welcome to the

Bank of Schoene

4/11

Do not copy this into your notebook

AGENDAJA fieldtrip day

• Complete A.G. Edwards JA Finance Park Budget

• Select Life Situation card

• Use Life Situation card to Complete JA Packet

• Net Monthly Income

• Guidelines & Actual Budget

• Actual Budget

• Use Stock market Sheet to complete

• Personal Investment Report

OBJ: Students will Be able to formulate a budget

If you have a calculator- GO GET IT!!!!

Remem

ber-

this is a test

grade!

4/14-15 pg 56

Write your Personal

Opinion of the

fieldtrip

AGENDA

• Debrief Field Trip

• Complete reflection paper

• Organize and turn in your JA folder!!!

• Wasn’t that an easy test grade?????

• Finish banking Simulation if needed

Obj; Students will examine and evaluate their values in relation

to their spending habits

CBR –FINAL COPY due NEXT CLASS!*

Left Side• Budget Review

You MUST have all bills paid and a 0 balance• Option sheets (in order!!!)

Right Side• Scoring Guide• Reflective Writing Assignment• Life Scenario folder

• Net Monthly Income • Guidelines and Budget

You MUST have all bills paid and a 0 balance• Edward Jones

Personal investment Report

• Extra Credit- • My Checkbook Register• Letter for JAYES!!!!

THIS IS A TEST

GRADE!!!

J.A. FOLDER REQUIRMENTS

Staple together• Reflective Writing Assignment• Net Monthly Income • Guidelines and Actual Budget

• You MUST have all bills paid and a 0 balance

• Edward Jones Personal Investment Report

• Extra Credit- • My Checkbook Register• Letter for JA

YES!!!! THIS IS A TEST

GRADE!!!

Non- FieldtrippersREQUIRMENTS

Critical Book ReviewDue Dates

• March 3rd -1 pg summary due (what you have read to this date, not the whole book)-25pts

• March 10th –Project proposal due- 25 pts

• March 17th – Outline due- 25 pts

• April 1st - Rough draft due- 25pts • April 16th –Final Draft due -90 pt.

test grade.

Make sure your Critical Book Review includes

• Your Name• Your class period• The title of your book & the author

• If you wrote a paper you must submit your

assignment to www.turnitin.com

4/3-4 pg 58

Write a critique of the Critical Book Review

project. What was good?

What was bad?

AgendaTardies, CBR tweets, extra credit turn in

• BOOK CRITIQUE DAY• You have 10 to put your

finishing touches on before presentations

• Presentations are 1st come 1st serve!!!!

• The Fed, movie & ws questions (pg 59)• make a graphic

organizer that show the structure of the Federal Reserve(pg 58) Obj; Students will examine

Their preconceived ideas about banks

The Federal Reserve

FOMCReserve Banks

Board of Governors

7 people Appointed by the President for 14 yr terms.Write policy to make our banks financially soundFormulate policies to make our nation economically strong.

There are 12 districts with 1 main bank and 1 or 2 branches(one is in

St. Louis)

Federal Open Market Committee

Combines the 7 members of the Board of Governors and the presidents of the Federal Reserve Bank of

New York a& 4 other banks on a rotating basis

Their purpose is to supervise commercial

banks, be the bank of the u.S.

Treasury and research national and regional economies.

Purpose: Chief $ policy making group

4/22-23 pg 60 Name all of the

Banks and Credit unions you can

think of in 1 min.

Wait for Schoene to begin the timer!!!!

• ‘MY F.I.” Research project• Step 1:Select 10 questions you will

use to research them (pg 61)• Step 2: Select 2 financial institutions

to research• Step 3: Create a t-chart to organize

information (pg 63)• (You will do these next class )• Step 4: RESEARCH using your t-chart to organize

your data• Step 5: Select the F.I. that is right for You and explain

why in paragraph form.(pg 65)

• FYI Test & notebook due next week..ask schoene about extra credit

Obj; Students will examine Different offerings that F.I. have

And how to select their F.I.

4/24-25 pg 62

Need a journal here

• Finish MY F.I.” Research project• Step 1:Select 10 questions you will use to

research them (pg 61)• Step 2: Select 2 financial institutions to

research

• Step 3: Create a t-chart to organize information (pg 63)

• Step 4: RESEARCH using your t-chart to organize your data

• Step 5: Select the F.I. that is right for You and explain why in paragraph form.(pg 65)

• FYI Test & notebook due next week..ask schoene about extra credit

4/23-5/4

EOC’s

4/28-29 pg 64

Compare your progress report to your 4TH quarter

grade goal(pg 45). How are you

doing? What can you do to meet

your goal? Should you change your

goal?

• Complete part IV of ‘my life – Time Line’

•Notebook schedule- extra credit if you turn it in today! DUE NEXT CLASS!!!

•Review for TEST!

Test & Notebook due NEXT CLASS!

My life – pg 13You will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class.Part I• Create a title for your timeline.• Create a time line of your life from Birth to age 50.• Include on the time line

• Your long term goal (with explanation) and 1 step you will achieve to reach that goal.Part II• Include on your timeline

• Your post high school plans(when, where you will go to college, and what you will study)• When you will graduate

• Your career plans• 2 points on the timeline should be career orientated and detailed.

Part III• Include on your timeline

• The date you will start budgeting &why you think this will be a good time in your like to start• What you think your top 5 budget categories will be at this point in your life

Part IV• Include on your timeline

• The date you will open your first checking account• Where you plan to open the account and why you chose a

Bank or Credit Union

• DO NOT LOSE THIS PAPER!!!!

4/27

prom

4/30-5/1 pg 66

You have 5 min to study for your test.

Agenda

• Banking TEST

• Notebooks Due in ALL CLASSES!!!

• Credit Cover page (pg 67) pink. Ch 4.

• Credit Vocab.(last one )- pg 68

• Be ready to share Credit Cover page(pg

67) & Vocab. next class.

Obj; Students will examine Their knowledge of the Banking

System

Start here

5/2-5 pg 68 Agenda• Discuss Cover Page(pg 67).

• Credit Vocab (pg 68)• Notes: Basic’s of

Credit (pg 69-70) walkabout & top 10 (pg 71)

• HW; Read & Highlight pgs 41-46, complete 4C.

List all of the Credit cards

you can think of.

Obj; Students will understandThe terms that are associated

With credit.

Credit news• Using the notes you took in class, create a

‘top 10 things you should know about credit list”

• Complete this on pg . 71

5/6-7 pg72

Can Credit ever be Good?

Personal Finance•Application due•Money 101(pg73, when I return it to you)

Obj; Students will examine the Positive and negative effects

Of credit

5/8-9 pg 74

What is your

personal opinion of

credit?

Personal Finance• APPLICATION REVEAL

•What the FICO(pg 74, when I return it to you)

•Debit & Credit Venn (pg 75)

• FYI: make sure you have your notebook & booklet next class for

• credit Test• 5/20-21

Obj; Students will examine the Positive and negative effects

Of credit

5/12-13 pg 76

What is your plan for using

Credit responsibl

y

Personal Finance• FICO w.s.(pg 74)• Credit Scenarios

W.S.(pg 76)• Credit Decisions

Packet (pg 77)

• Notebook due 5/16-19• FYI: make sure you have

your notebook & booklet next class for credit Test

Obj; Students will examine the Positive and negative effects

Of credit

5/14-15 pg 76

Complete the credit applicatio

n

Personal Finance•Movie: Maxed out•Write a letter of advice to one of the characters. (pg 77)

• HW: Your application.

• Will you get approved?

Obj; Students will examine the Positive and negative effects

Of credit

5/14

• Cassie’s b day• sub

5/16-19 pg 78• Complete part V of ‘my life – Time Line’

•FYI: make sure you have your notebook & booklet next class for credit TestTest NEXT CLASS!

My lifeYou will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class.Part I• Create a title for your timeline.• Create a time line of your life from Birth to age 50.• Include on the time line

• Your long term goal (with explanation) and 1 step you will achieve to reach that goal.Part II• Include on your timeline

• Your post high school plans(when, where you will go to college, and what you will study)• When you will graduate

• Your career plans• 2 points on the timeline should be career orientated and detailed.

Part III• Include on your timeline

• The date you will start budgeting &why you think this will be a good time in your like to start• What you think your top 5 budget categories will be at this point in your life

Part IV• Include on your timeline

• The date you will open your first checking account• Where you plan to open the account and why you chose a Bank or Credit Union

Part V• Include on your timeline

• The date you will first use Installment credit(car, house, school) & what it will be for• The date you will first use Revolving credit(credit card: visa/ store specific) & what

kind it will be.• A PLAN ON HOW YOU WILL STAY SMART ABOUT CREDIT

5/20

Senior activity day

5/20-21 pg 80

Are you ready for finals?

Discuss your feeling and concerns about 2014 Finals week.

After School Final Review

Session:

Agenda •TEST TODAY!•Create a public service brochure about CREDIT!

Now that you are finished ….To submit your brochure you need to

1. Save your paper to your computer or your flash drive. *see below for file name instructions

2. Log on to www.turnitin.com & create an account * you should already have an account from your career paper

1. Enroll in your classi. Personal Financeii. Section ID:

5754789iii. Password:

Money

YES it is case sensitive

Name your paper as ‘your name period’Example: Risa Schoene 2 credit brochure

*5/22-23* Pg 82

What do you want to be when you grow up?

And how will/has Hazelwood Central prepared you for this?(last journal)

AGENDA

•Turn in Brochures & E.C. final review cards

•My life-Time line!!!• Due by the end of the hour

• Test Grade!

•Review for the FINAL!!!

My lifeYou will create a progressive time line of your life. This time line will be added to every time you complete a unit in this class.Part I• Create a title for your timeline.• Create a time line of your life from Birth to age 50.• Include on the time line

• Your long term goal (with explanation) and 1 step you will achieve to reach that goal.Part II• Include on your timeline

• Your post high school plans(when, where you will go to college, and what you will study)• When you will graduate

• Your career plans• 2 points on the timeline should be career orientated and detailed.

Part III• Include on your timeline

• The date you will start budgeting &why you think this will be a good time in your like to start• What you think your top 5 budget categories will be at this point in your life

Part IV• Include on your timeline

• The date you will open your first checking account• Where you plan to open the account and why you chose a Bank or Credit Union

Part V• Include on your timeline

• The date you will first use Installment credit(car, house, school) & what it will be for• The date you will first use Revolving credit(credit card: visa/ store specific) & what

kind it will be.• A PLAN ON HOW YOU WILL STAY SMART ABOUT CREDIT

Timeline Scoring Guide

Total 30 Test points– Title(5pts)– Color/neatness(5pts)– Time line points(14pts)

• Required Dates (14pts):

– Min. of 7 dates including Each of the units we have covered

• Explanations (14pts):

– Each unit date must have the explanation originally assigned to that date.

– Realism Reflection paragraph (6pts)• Graded for Content and Grammar

Timeline Reflection

In paragraph format, analyze the information and realism of your timeline. Will you be able to use it to design a ‘life plan’?

On a separate piece of paper attached to your timeline

5/27-28 ???•Movie: Finance movie

•FYI: Next class make sure you bring ALL of the flashcards you have made for this class.

Obj; Students will examine the Positive and negative effects

Of credit

5/29-

Class evaluation

Agenda

Student teacher bonus

•Class eval (your opinion counts)

Review for final

Final Jeopardy• for bonus points

• HW STUDY FOR FINAL!

End of the semester questionsComplete and turn in.

1. What is the best part of this class and why?

2. What study technique helped you learn the best? And why?

3. What was the worst part of this class?Why?

4. What would you change about this class?

5. Grade this class, support your answer

6. Anything else you want to say...

FINALS

Fri./May 24th - 1st & 2nd period

Mon. /May 28th - 8th period

*Tue./May 29th -3rd & 4thperiod

*Wed./May 30th - 5th & 7th period

Happy Summer!!!!

5/19 pg 82

Do you think the

government uses our taxes wisely? What is 1 spending change you would make,

and why?

Personal Finance• Notebooks NEXT CLASS !

•TAXes•Go to Schoene’s web site for the link to the IRS

•Notes on pg 83•You will need 100 index cards for Monday!!!

• Finals review is ready- E.C. for any notecards that are finished by the beginning of class Monday!

Obj; Students will examine TAXES

Irs.gov

• Understanding taxes– Student Site– Tax Tutorials

• Module 1– Take notes and complete the assessment

• Module 12– Take notes and complete the assessment

• Module 13– Take notes and complete the assessment

Irs.gov

• Understanding taxes– Student Site– The WHYS of taxes

• Theme 3( lessons 1-5)– Take notes and complete activity 1-3 & the assessment

• Theme 4 (lessons 1-4)– Take notes and complete activity 1-3 & the assessment

5/23 Pg

R

U

READY

4

FINALS?

AGENDA• Collect E.C. FINALS CARDS• Notebooks due today!

• Make up any IRS assessments you need

• Make flash cards to study for the final!

• Final Jeopardy on Wednesday for E.C. points

• Final on FRIDAY!!!! Obj; Students will evaluate

Knowledge of personal finance.