LANDBANKCash Management Solutions

INSTITUTIONAL INTERNET INSTITUTIONAL INTERNET BANKING SOLUTIONSBANKING SOLUTIONS

These provide the online banking platform for clients to manage their financial needs anytime,

anywhere.

weAccess Internet Banking FacilityweAccess Internet Banking Facility

Serves as the avenue for clients to easily manage all their banking needs and optimize financial interaction with LANDBANK online.

Balance InquiryBalance Inquiry

Enables clients to view the balance of each enrolled peso deposit account.

Account Transaction HistoryAccount Transaction History

Enables clients to view their current and previous transactions for the past 6 months based on a selected transaction type, amount and date range.

Account Transaction HistoryAccount Transaction History

Allows clients to print details of transactions and download statement of accounts in the following formats:Microsoft Excel Sheet (XLS)Spreadsheet (CSV)MS Money/Quicken (QIF)XML Data (XML)Swift MT940

Fund TransferFund Transfer

Allows clients to make a real-time or a future-dated fund transfer from one enrolled deposit account to another enrolled own account/s immediately or on a future date.

Account SweepingAccount Sweeping

Allows clients to transfer balances from a mother account to various enrolled satellite accounts or vice-versa.

Auto CreditingAuto Crediting

Allows clients to upload an Auto Crediting File containing the account numbers and amount to be credited using the Credit Debit Memo Data Entry System (CDMDES).

Auto DebitingAuto Debiting

Allows clients to upload an Auto Debiting File containing the account numbers and amount to be debited using the CDMDES.

Bills PaymentBills Payment

Allows clients to pay bills to enrolled merchants such as:HDMF (Pag-IBIG Fund)Manila WaterMayniladSky CableGlobe/InnoveDavao City Water DistrictGSIS

Institutional Payroll ServicesInstitutional Payroll Services

Allows clients to upload a payroll file and credit the payroll accounts of their employees using the Financial Data Entry System (FINDES).

wePayAccesswePayAccess

Provides a web-based collection facility developed specifically for LANDBANK government and private institutional clients, intending to pay their bills to LANDBANK’s accredited merchants.

Balance InquiryBalance Inquiry

Enables clients to view the balance of each enrolled peso deposit account.

Account Transaction HistoryAccount Transaction History

Enables clients to view, print and download their current and previous transactions for the past 6 months based on a selected transaction type, amount and date range.

Bills PaymentBills Payment

Allows clients to pay bills to enrolled merchants such as:HDMF (Pag-IBIG Fund)Manila WaterMayniladSky CableGlobe/InnoveDavao City Water District

COLLECTION SOLUTIONSCOLLECTION SOLUTIONS

Branch Online CollectionsBranch Online Collections(OnColl Facility)(OnColl Facility)

Facilitates over-the-counter collection of receivables or payments made by customers or members in 345 LANDBANK branches nationwide. Proceeds are credited to the LANDBANK account opened and maintained in the preferred LANDBANK Branch.

Deposit Pick-up ServiceDeposit Pick-up Service

Provides the convenient way of depositing the voluminous cash / check collections via LANDBANK’s deposit pick-up service.

Point of Sale Terminal (POS)Point of Sale Terminal (POS)

Facilitates the verification and processing of payments for the purchase of goods and services, using either international / local debit or cash cards.

Debit Memo Validation FacilityDebit Memo Validation Facility

Provides the clients a convenient way of collecting payments from their clients via direct debit from the individual LANDBANK accounts of their clients subject to the following:P1.0M Minimum ADBTransaction fee of P10.00 – 25.00 per successful debit

Bills Payment FacilityBills Payment Facility

Serves as a collection facility for accredited merchants where payments made through the following LANDBANK payment channels shall be directly credited to their LANDBANK accounts:

LBP Phone Access(LPA) Internet Banking channels – weAccess,

wePayAccess and iAccess

ePAYMENT SOLUTIONSePAYMENT SOLUTIONS

A seamless electronic payment gateway for institutions where LANDBANK accountholders can pay for products and services offered by these institutions at their website in a real-time manner.

ePayment SystemePayment System

Real-time debit from payor’s LBP Peso Account

Batch credit to client’s nominated LBP Peso Account

Online confirmation receipts for successful and unsuccessful transactions

Daily Transaction Report and flat file provided to the client

eShopping FacilityeShopping Facility

Enables businesses (eMerchants) to accept payments on their websites using Bancnet ATM cards.

DISBURSEMENT SOLUTIONSDISBURSEMENT SOLUTIONS

Auto-Credit Facility (weAccess)Auto-Credit Facility (weAccess)

Enhances the payment process in the settlement of recurring expenses/billing. Clients can simply pay their obligations real-time by crediting their obligor/suppliers’ enrolled LANDBANK accounts using the internet banking channel.

Easy Check PlusEasy Check Plus(Corporate Check Printing System)(Corporate Check Printing System)

Provides clients the ease of printing their voluminous check disbursements by installing a stand-alone Corporate Check Printing System in their PCs.

Easy Check Plus Easy Check Plus (Corporate Check Printing System) Features(Corporate Check Printing System) Features

CCPS Features

a) 4-in-1 CheckP24.00 each

Two-form Options

b) Special Check with Voucher P11.75 each

CCPS Features

LANDBANK Visa LANDBANK Visa Corporate Credit CardCorporate Credit Card

Serves as an institutional incentive for selected officers/ personnel with arranged transaction-level limits per individual. This allows the company to keep track of all business-related spending.

Bills Payment FacilityBills Payment Facility

Provides clients an online facility where they could pay their bills to LANDBANK accredited merchants via internet banking channels.

PAYROLL SOLUTIONSPAYROLL SOLUTIONS

Payroll Delivery ServicePayroll Delivery Service

Provides a timely and secure delivery of the client’s total payroll to its place of business via an armored car or an authorized bank vehicle.

Payroll Service through LANDBANK Payroll Service through LANDBANK VISA Debit / ATM / Cash CardVISA Debit / ATM / Cash Card

Release of employees’ payroll by either debiting the clients’ account or through the issuance of check payable to LANDBANK for the total payroll amount and crediting the individual ATM accounts of their employees on payroll date.

Financial Data Entry SystemFinancial Data Entry System(FinDES)(FinDES)

A windows-based system that provides a more secure encoding facility that caters to both ATM and Cash Card requirements. The system produces an encrypted text file that can be stored directly to all types of storage media such as USB flash drives and CD/DVDs.

iAccess Internet Banking FacilityiAccess Internet Banking Facility

Retail internet banking facility which allows individual accountholders to perform banking transactions and avail of other banking services online.

iAccess FunctionalitiesiAccess Functionalities Balance Inquiry Account Transaction History Bills Payment Fund Transfer Check Status Inquiry Returned Check Inquiry Checkbook Requisition Report of Lost/Stolen Card Housing Loan Calculator Downloading of Forms and Requirements

Phone AccessPhone Access Inquire account balance Transfer funds to another

LANDBANK account Pay bills Request for month-to-date

statement by fax Request for check book Inquire status of issued checks Inquire returned checks Report lost or stolen ATM Card Talk to a Phone banker Request information on other

LANDBANK products and services

LANDBANK Mobile Loan-SaverLANDBANK Mobile Loan-Saver

LOANS

LoanableAmount

Php 20,000.00 – PhP1,000,000.00• Rank and File - Up to 8 months gross pay but not to

exceed P500,000.00• Officers - Up to 8 months gross pay but not to exceed

P1,000,000.00• LGU Elected Officials and Co-terminus appointees -

Up to 8 months gross pay but not to exceed P1,000,000.00

Term of Loan 12, 24 or 36 months

Interest Rate 10% per annum payable in arrears based on monthly diminishing balance

SOLUTIONS FOR COOPERATIVESSOLUTIONS FOR COOPERATIVESand CFIsand CFIs

eKoop Savings Account

Cash Disbursement Channels

Collection Channels

eKoop Savings AccounteKoop Savings Account

Issuance of LBP’s Regular ATM or VISA Debit Cards to

the loan borrowers for crediting of loan proceeds with

the following features:

FeaturesLANDBANK VISA Debit

Card – eKoop LANDBANK ATM Savings

Account – eKoop

Required ADB to Earn Interest

P500.00 P500.00

Opening and Maintaining Balance

P100.00 P100.00

Dormancy Fee P100.00 P100.00

eKoop Cash Disbursement SolutionseKoop Cash Disbursement Solutions

Installation of ATMs and Point-of-Sale

Terminals at the Coop/CFIs Offices and

Branches

CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE FINANCIAL INSTITUTIONS AND COOPERATIVESFINANCIAL INSTITUTIONS AND COOPERATIVES

ATM Direct Connect

LBP ATMs driven by BancNet outsourcing switch

CFI/Coop logo to appear on the ATM screen

Cash loading and First Level Maintenance (FLM) to be performed by the partner CFI/Coop

Withdrawal limit of P10,000.00 per transaction

Convenience fees on top of regular ATM fees:

- P25.00 to P50.00 for withdrawals

CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE FINANCIAL INSTITUTIONS AND COOPERATIVESFINANCIAL INSTITUTIONS AND COOPERATIVES

Point-of-Sale (POS) Cash Out

Balance inquiry and debiting of accounts are done thru the POS terminals and cash is disbursed by the CFIs and Coops

Withdrawal limit of P50,000.00 per day and 10,000.00 per single transaction.

Minimum transactions per month or Minimum Guaranteed Fee(MGF) a. Basic Model - 300 transactions or P 2,250.00 MGF

b. Verifone Model – 400 transactions or P 3,000.00 MGF

Convenience fees on top of regular ATM fees:- P20.00 for withdrawal transactions

- P5.00 for balance inquiry

eKoop Collection ChannelseKoop Collection Channels

POS FOR DEBIT/SALE TRANSACTIONS

Installment of POS terminals at the Coop/CFI

office/branch to be used for payment of

purchases of goods and services or POS

collection for loan payment/amortizations.

eKoop Collection ChannelseKoop Collection Channels

AUTO DEBIT OF ACCOUNTS

Automatic debit of loan amortizations from

eKoop Savings Accounts of the members via

weAccess or DMVal Facility.

OTHEROTHERLANDBANK

SERVICESSERVICES

LANDBANK MOBILE ATMLANDBANK MOBILE ATM

LANDBANK Cash Deposit MachineLANDBANK Cash Deposit Machine

An ATM designed for cash acceptance and balance inquiry. This machine can accept up to 200 bills per deposit transaction and is capable of detecting counterfeit notes.

LANDBANK Express Access MachineLANDBANK Express Access Machine

An alternative payment channel designed to allow clients to pay their BIR taxes and PhilHealth premium contributions via an envelope chute or drop box provided for cash or check payments and tax returns.

LANDBANKPROJECTS IN THE PIPELINEPROJECTS IN THE PIPELINE

Electronic Payment Portal (ePP)Electronic Payment Portal (ePP)

An internet-based payment system that allows clients to pay for products/services of both government and private institutions using their LBP ATM Cards/Cash Cards, ATM Cards of BancNet-Member Banks, and BPI SecurePay Credit Card in real-time manner.

LANDBANK Mobile Banking AppLANDBANK Mobile Banking App

An alternative banking service to enable clients to access the Bank’s services through their smartphones anytime, anywhere at their own convenience.

The LANDBANK Mobile Banking App can be downloaded from either Google Play for Android phones or Apple App Store for iOS phones for free.

Thank you!Thank you!