Landlord Investor FEB 2016

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LANDLORD | PROPERTY | INVESTMENT

W R I T T E N B Y I N D U S T R Y E X P E R T S C O V E R I N G A L L A S P E C T S O F B U Y - T O - L E T

WHAT IS THE FUTURE OF

BUY TO LET?

WHY LANDLORDS SHOULDBUY IN EAST LONDON

- Tom Entwistle

- Peter Littlewood

- LandlordNews

TRENDS IN THE PROPERTY MARKET:WHAT IS THE FUTURE OF BUY TO LET?

WIGGLE AS MUCH AS YOU LIKE:STAMP DUTY

C O N TA C T S H A W B R O O K T O D A Y

T 01277 751 112

[email protected]

W W W . S H A W B R O O K . C O . U K

ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

S P E C I A L I S T

B U Y TO L E T

S H O RT T E R M LOA N S

& R E F U R B I S H M E N T S

C O M M E RC I A L

I N V E S T M E N T S

T R A D I N G

B U S I N E S S E S

T R A N S P A R E N T

L E N D I N G

Our commitment to sustainability and transparency has delivered over £1bn

in lending to property professionals, investors and SMEs.

Shawbrook helps property professionals succeed:

• Transparent finance underpinned by a responsible lending framework

• Personal, case-by-case approach to funding

• Clarity of fees and charges across all products, at all times

• Broad range of competitive short term and term products

• Lending available for individuals, LLPs and limited companies

MOST INNOVATIVE LENDER

2013 & 2014

BEST COMMERCIAL MORTGAGE PROVIDER

2015

Awards 2014

BEST SERVICE FROM A COMMERCIAL

MORTGAGE PROVIDER 2012, 2013 & 2014

COMMERCIAL LENDER OF THE YEAR

2013,2014 & 2015

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2015

210x297_SB_CM_Transparent_Q2.indd 1 22/06/2015 10:58

February 2016 LANDLORD INVESTOR

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WELCOME TO THE FEBRUARYISSUE OF LANDLORD INVESTOR!It seems January has flown by for another year and we find ourselves this month back into the usual routine with the second issue of 2016.

This month, Tom Entwistle is analysing the story of buy to let to potentially gain an insight into what the future holds for landlords and investors by assessing demographic trends from past to present.

Also looking towards the future is Peter Littlewood from the Southern Landlords Association. The up and coming laws on stamp tax puts a big question mark at the end of the buy-to-let story, and in this issue Peter examines the details within the law and explains how it could affect landlords throughout the country

Also this month, we take the Landlord Investment Show to East London for the first time and we also return to Colchester early next month for the second time.

East London has been highlighted as one of the most up and coming places to invest in property, and in this issue Rose Jinks from LandlordNews.co.uk discusses why you should invest in East London.

We hope you enjoy reading this months issue, and we look forward to seeing you at our East London show on 24th February as well as our Essex show on 2nd March. Enjoy!

C O N TA C T S H A W B R O O K T O D A Y

T 01277 751 112

[email protected]

W W W . S H A W B R O O K . C O . U K

ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

S P E C I A L I S T

B U Y TO L E T

S H O RT T E R M LOA N S

& R E F U R B I S H M E N T S

C O M M E RC I A L

I N V E S T M E N T S

T R A D I N G

B U S I N E S S E S

T R A N S P A R E N T

L E N D I N G

Our commitment to sustainability and transparency has delivered over £1bn

in lending to property professionals, investors and SMEs.

Shawbrook helps property professionals succeed:

• Transparent finance underpinned by a responsible lending framework

• Personal, case-by-case approach to funding

• Clarity of fees and charges across all products, at all times

• Broad range of competitive short term and term products

• Lending available for individuals, LLPs and limited companies

MOST INNOVATIVE LENDER

2013 & 2014

BEST COMMERCIAL MORTGAGE PROVIDER

2015

Awards 2014

BEST SERVICE FROM A COMMERCIAL

MORTGAGE PROVIDER 2012, 2013 & 2014

COMMERCIAL LENDER OF THE YEAR

2013,2014 & 2015

www

.bri

dg i

ngandcommercia

l.co.uk

2015

210x297_SB_CM_Transparent_Q2.indd 1 22/06/2015 10:58

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Expert AdviceTax Advice

Landlord AssociationLettings & Management

Investment OpportunitiesBuy to Let Analysis

InvestmentIndustry Update

Industry Spotlight

CONTENTS

Tenants History LTDSouthbridge HouseSouthbridge PlaceCroydon CR0 4HA

Statements and opinions expressed in articles, reviews and other mate-rials herein are those of the authors; the editors and publishers. While every care has been taken in the compilation of this information and every attempt made to present up-to-date and accurate information, we cannot guarantee that inaccuracies will not occur. Tenants History Limit-ed and our contributors will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through the promoted links.

EditorialEditor

Tracey [email protected]

Editorial Contributors

Art Dept.DesignCraig Edmonds

AdvertisingBeverley Meliniotis

Contact0208 656 5075

landlordinvestmentshow.co.uk

/LandlordInvestmentShow

@LandlordInShow

Dean JackamanKevin WrightNational Landlords AssociationPaul ShamplinaPeter LittlewoodRose JinksSimon ZutshiThe Property OmbudsmanTom Entwistle

Tracey Hanbury | EditorLandlord Investor

Tracey Hanbury


MEET THE TEAM SHOW LOCATIONS

IF YOU WOULD LIKE ANY INFORMATION ABOUT OUR 2015 SHOWS, PLEASE GET IN CONTACT WITH A MEMBER OF THE TEAMOR ALTERNATIVELY, VISIT OUR WEBSITE AT: WWW.LANDLORDINVESTMENTSHOW.CO.UK

TRACEY HANBURY EDITOR & SALES DIRECTORT: 0208 656 5075M: 07931 308 [email protected]

STEVE HANBURY DIRECTORT: 0208 656 5075M: 07429 683 [email protected]

LES HANBURY DIRECTOR

RYAN DENNINGTON SALES & EVENTS MANAGERT: 0208 656 5075M: 07931 308 [email protected]

BEVERLEY MELINIOTIS ADVERTISING SALES MANAGER

T: 0208 656 [email protected]

CRAIG EDMONDS CREATIVE DESIGNER

T: 0208 656 [email protected]

FRAN ROBINS SALES & EVENTS MANAGERT: 0208 656 5075M: 07950 284 [email protected]

NOVEMBER - LONDON OLYMPIA

FEBRUARY - EAST LONDON

MARCH - BRIGHTON

APRIL - DARTFORD

MAY - STEVENAGE

SEPTEMBER - NORWICH

JULY - EPSOM DOWNS

JANUARY - GUILDFORD

MARCH - COLCHESTER

APRIL - CROYDON

MAY - MAIDENHEAD

JUNE - LONDON OLYMPIA

SEPTEMBER - MIDLANDS

OCTOBER - MANCHESTER

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STUDYING THE DEMOGRAPHICS OF A COUNTRY GIVES US AN IMPORTANT INSIGHT INTO ALL ASPECTS OF LIFE IN THAT COUNTRY, AND ALSO AN IMPORTANT INDICATION OF ECONOMIC DEVELOPMENTS, PARTICULARLY IN OUR CASE, THE FUTURE DEMAND FOR HOUSING.But what are demographics? One definition is: "the number and characteristics of the people living in a particular location, especially their ages, how much money they have, and how they spend it or save it."

So, knowledge of demographic trends gives us a good indication of investment potential for the fu-ture: for example, the Baby Boomer generation born just after WW2, and now retired or retiring, is chang-ing the demographics of the UK; it has all sorts of implications for the property market.

Likewise, two other major factors are affecting the UK in a big way: migration and population growth, both of which are linked. Both immigration into and the population in the UK are expanding “like Topsy”, unlike many other European countries, particularly in the European Union (EU) eastern states. This has implications for UK housing, transport, education, the health service and much more.

Then there is the high UK divorce rate, a rise in the age of when people are getting married and starting a family, with more single men and women wanting to live alone while building their career. There are hundreds of thousands of pensioners and widows living alone in three-bed semis.

DEMOGRAPHIC TRENDS AND THE PROPERTY

MARKET

Tom Entwistle - LandlordZONE


EXPERT ADVICE

7

These factors are affecting the changing demand for all the different kinds of housing, and as a con-sequence of that, given a restricted supply situation, the price and rental values of all properties in their various locations. Lack of space, especially in cities, to build new homes, plus planning restrictions, all add to the mix of a massive UK housing problem.

Generation rent, a large cohort of young people who choose to, or have no other choice but to rent, is one of several reasons for the growth of renting. Buy-to-let and renting are the cause of a major shift in the ownership profile in UK housing over the last 20 years, one which is resulting in social, economic and political pressures; these housing issues carry a large amount of emotional baggage in the public psyche. So much so that the government now sees the need to react to media and public opinion and also eco-nomic uncertainties caused by heavy borrowing. They are making substantial regulation changes which will have an impact on landlords: tighter rules and regulations, taxation restrictions and mortgage controls.

UK DEMOGRAPHICSThe indigenous population is not reproducing at a high rate, but it is growing and people are living longer due to improving health care, better and less strenuous working conditions and a cleaner environ-ment. However, the fast-food trend is having a coun-tervailing effect with many people exercising less and becoming overweight. If this trend can be reversed

with more enlightened lifestyles, we can expect the population to grow even more.

Another important trend is immigration. Immigrant families tend to have more children and therefore add to population growth. This is something which is healthy for the economy when they are working, supporting higher GDP growth and preventing wage inflationary pressures building up.

These general demographic trends are well known, fairly predictable and will help support house prices and demand for UK property in the long-term. The UK population is projected to increase from some 55 million in 1975 to nearly 70 million by 2020, mainly through people living longer, net immigration and in-creasing birth rates.

Latest population estimates show that the popula-tion of the UK has increased from 60.0 million in 2004 to 64.6 million in 2014. A nearly 5 million growth in 10 years is one heck of a rate of expansion and this rate is likely to be even faster in the next few years.

According to the Office of National Statistics (ONS):

“Under the principal assumption of fertility, mortality and migration, the population is projected to reach 74.3 million people in the UK in 25 years’ time; this is 6.6 million or 9.8% higher than the zero-net-migra-tion (natural change) variant.”

Much of this population growth will be in the south-east of England, where London is set to become the largest city in Europe by 2025.

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T'WAS EVER THUS: WORLD MIGRATION PATTERNSMass migrations have been a feature of world his-tory. Population movements have been happening for hundreds of years including migrations from Eu-rope (including Britain and Ireland) to North Ameri-ca. Starting in the seventeenth century and continu-ing through the Californian “Gold Rush” years in the 1850's, and a major migration from Europe to North America from 1860-1940, populations have kept mi-grating.

Soon after WW2 there were mass migrations from the British Commonwealth countries in south Asia and the Caribbean to the UK and in the United States, a mass migration of southern African-Amer-ican workers going north to the factories and farms in New York, Chicago and Detroit. This was a move to industry and farms in the north from the cotton plantations of the south, after the abolition of slav-ery. Unfortunately, as factory and farm work became much more mechanised, there is far less work for those migrants and their offspring, which has led to major problems and tensions in cities like Detroit.

There was the enforced movements and pre-war deportation of Jews from Germany to the east and we now have the migration within the EU countries from the Eastern poorer states to the economical-ly advanced west. More recently, we are faced with mass migrations from Afghanistan, Iraq and Syria in the east and Africa in the south, all external migrants coming into EU countries.

The relatively poverty in countries from central and Eastern Europe, when they joined the EU, has meant a stream of young workers coming into the wealthier EU countries, Britain included, where they find they can earn up to 10 times more, simply by moving west.

Estimates on the number of migrants that have moved to the UK from Poland alone total well over one million, and the latest available 12-month figure shows net long-term immigration into the UK was a record 330,000 plus.

As a consequence of this migration, most eastern European countries are seeing their populations fall. The big difference between now and mass mi-grations in the past is that before, movement was usually to countries with plenty of land and relatively cheap housing. This is not the case anymore in Eu-rope and especially in the UK where land, especially building land, is in short supply, making housing ex-pensive. The net result is that mass migration adds to an already acute housing shortage, particularly in the capital.

One hundred years ago, the European population was 14% of the world's population. It is now thought to be down to 6%. By 2050 the United Nations has forecast it will be down to 4%. Consequently, the UN predict the population of the EU as a whole will con-tract by 7.5 million people over the next 45 years, assuming a net immigration of 6.8 million and the indigenous population declining by some 14 million. By contrast, in the USA the population is set to grow by 40% in the same period.

In Europe, people are getting married later, having fewer kids and many only have one or even no chil-dren. In Italy, if the fertility rate remains as now, with no significant rise in immigration, the UN predict a drop in population of 30%. This is a major problem for some EU nations, hence Germany’s welcoming of refugee migrants; but thankfully, for the UK and most of North West Europe, Scandinavia, Holland, Belgium and to some extent France, the population levels are much healthier. In most of these countries there are not expected to be significant declines in the population, and indeed, as shown above, the UK population is expected to grow significantly, albeit south-east biased.


AN AGING POPULATIONThe world is getting older. Over the next 25 years the number of people aged over 65 is set to double, and by 2025, around 13 per cent of the global pop-ulation will be over 65. As the baby boomers retire, many will move out of towns and cities, some to be closer to relatives and others close to the sea or in leisure areas such as national parks. Most will try and stay close to their families and friends and many will consider selling-up to raise some capital and rent; in retirement complexes and sheltered housing, or just simply renting a smaller home.

A strong and growing economy will attract the young to the major cities leading to increasing populations and wealth in and around the major economic ser-vice centres: London, Birmingham, Manchester, Leeds and Bristol. There will be, particularly in Lon-don, a continuous cycle of city living, followed by a migration out to commuter-ville, as couples marry and have families.

Many northern and rural areas not considered good retirement centres may continue to depopulate as large industries decline and farming becomes more difficult: northern Scotland, mid Wales and parts of northern England could be affected in this way.

However, there is likely to be a small but steady stream of wealthy city workers moving into some of these areas wanting a complete change of lifestyle, some working from home as high-speed broadband spreads to these more remote areas, while others simply to retire.

Many retiring baby-boomers and lifestyle changers will relocate to southern coastal areas, the West Country in England and to parts of Wales, where the climate is kind and the scenery un-spoilt. A contin-uation of long-term change that’s been in train for years is the moving of low income rural workers to the towns and city suburbs, while the wealthy earn-ers move to the countryside, buying farms and barn conversions, and leasing out the farmland to farming conglomerates.

Meanwhile, the demand for renting will continue to be strong. Most immigrants rent initially when they arrive, and most will occupy properties in cities and around major city hubs. London and the south east, and to some extend other major centres, continue to attract young professionals from all parts of the UK.

Record numbers in further and higher education liv-ing in university towns, and an increasingly mobile workforce, many on short-term contracts, at least initially, create a constant demand for renting.

These changes all have implications for property de-mand and the kinds of homes likely to be in most demand. Good quality medium sized homes on the south coast and south west England and south Wales, as well as good quality single rentals and multi-occupied (HMOs) in the large towns and cities are all likely to benefit.

Countries with ageing populations may struggle with lower levels of labour force participation and higher dependency ratios. This will place a higher burden on the shrinking working age population. Those in work may have to pay higher taxes, which can cause productivity and economic growth to fall.

As house prices have risen, affordability becomes a problem for first time buyers, and social housing sup-ply remains constrained, the number of households in the private rented sector has more than doubled since 2001, rising from 2.3 million to 5.4 million by 2014, around 20% of the total.

A recent Price Waterhouse Cooper (PWC) report is predicting that this trend will continue with possibly an additional 1.8 million households becoming pri-vate tenants by 2025. This would take the total UK renting households to nearly one in four (25%) of the total. The trend is particularly strong in the 20-39 age group, where more than half could be renting pri-vately by 2025.

EXPERT ADVICE

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According to PCW the rise of “Generation Rent” is set to continue, but fewer older households will have mortgages. The total number of households who own their home with a mortgage fell from around 10 million in 2001 to only around 8 million in 2014. This is set to decline even more to around 7.2 mil-lion by 2025 as limited housing supply, affordability and mortgage availability make it harder for first time buyers to get on the housing ladder.

Despite the government’s drive to make buying eas-ier, and the various help-to-buy and build-to-rent schemes, the younger generations who will be rent-ing privately becomes the norm; many of them will only become home owners quite late in their adult lives, if at all. A significant rise in the supply of afford-able housing might change this in the long run, but the rate of new-build investment would have to in-crease dramatically to make a dent in the problem. It would be very unlikely to occur fast enough to stem the rise in Generation Rent between now and 2025.

As the total value of UK landlord-owned housing has now overtaken that held by mortgaged owner-occu-piers, according to a recent survey carried out by in-ternational property consultants Savills, it shows the true scale of the problem facing government, with its home ownership policy.

Lucian Cook, head of residential research at Savills, has said that seeking to reverse this trend was like “turning a very heavy battleship”, questioning wheth-er a series of schemes aiming to promote home ownership — one of the Conservative government’s key priorities — could combat the structural shift. “I suspect [the government initiatives] will help parts of the market, but they are unlikely to reverse the trend wholesale…” Mr Cook said.

This long-running battle being played-out in the UK housing market is one of a limited supply of new-build which is constantly trying to play catch-up with these ever increasing demands, due to the UK's growing population and changing demographics.

Our own scenario is set against a different one in much of the rest of Europe which is experiencing falling populations. Examples are Germany or other parts where they have ample space to build well be-yond that demanded as a consequence of popula-tion decline, such as eastern Europe.

Ultimately, Britain's overcrowding ratio ensures that no matter what the media, the politicians and aca-demics may argue, many people just cannot and will not be able to afford to buy. Even if the number of new houses built per year were to double, which is unlikely, prices may stabilise, but they would be un-likely to fall by much at all, and would more likely con-tinue to rise in-line with inflation.

The more likely scenario is that the UK will not build anything like the 300,000 units per year needed to satisfy demand long-term, so the supply / demand pressures will continue to put upward pressure on prices and rents.

The biggest driver of property prices and rental growth is where demand is exceeding supply, so identifying these locations by doing your due dili-gence research before you buy is crucial. ⌂

Tom Entwistle is Editor of LandlordZONE®

®

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THIS TIME WE WILL LOOK AT THIS IN MORE DETAIL, AND FURTHER IMPLICATIONS.All properties will be affected. For example, anyone buying a £200,000 second home or buy to let before April pays stamp duty of £1,500.

This is based on paying zero per cent on the first £125,000 of the property value and 2 per cent on the portion between £125,001 and £250,000.

But from April, landlords will have to pay 3 per cent for the first £125,000 and 5 per cent instead of 2 per cent on the amount between £125,001 and £250,00.

This gives them a total bill of £7,500.

When the Chancellor announced this in the Autumn 2015 statement he was probably anticipating a ‘dou-ble whammy’; a cooling of a perceived hot market; and an increased source of tax revenue.

Unfortunately, a recent Land Registry report by Sav-ills shows an 18pc drop in receipts in the first eight months of 2015 against the previous year, meaning the Exchequer is set to receive £870m less from stamp duty last year. And whilst the market is unusu-ally buoyant at this time of the year, with landlords trying to get last minute purchases completed be-fore April 1st, it is likely to remain reduced in 2016.

A recent comment in the Daily Telegraph stated:

“It is clear that the Chancellor made a fundamental error in raising stamp duty to the current levels on residential property, reducing the national tax take and triggering off a chain reaction which he at the time cannot have fully understood.

But Osborne is nothing if not an accomplished poli-tician, and I expect that later this year he will reduce it to less damaging levels. I would suggest a 9pc rate between £2.5m and £6m. At the same time, do not be surprised if he increases duty on commercial prop-erty.”

WIGGLE AS MUCH AS YOU LIKE, BUT THE INLAND REVENUE

WILL CATCH YOU!

Peter LittlewoodSouthern Landlords Association

In the last issue I told you about the changes to Stamp Duty Tax (SDT) whereby anyone left with two properties in England, Wales or Northern Ireland after buying or selling is to be hit with extra 3 per cent stamp duty bill. Only houseboats, caravans, homes under £40,000 and some multiple

purchases are exempt.

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IS IT WORTH TRADING AS A COMPANY?The simple answer always given by tax experts is – “it depends on your personal circumstances”.

Frequently in the past it has been worth trading as a company, but surprise, surprise the Chancellor has been tweaking that as well.

In the last few years we have had the perfect tax storm in residential property, whether held by com-panies or not, from the introduction of an “annual tax on enveloped dwellings” to offshore capital gains tax; from clampdowns on corporate vehicles buying property to the reduction of buy-to-let interest relief.

ANNUAL TAX ON ENVELOPED DWELLINGS (ATED)Enveloped properties are those owned by a compa-ny, or partnership, rather than an individual. This has been used to provide a number of tax benefits.

From 1 April 2013, ATED has been charged on cer-tain high value UK residential properties owned by non-natural persons. A ‘non-natural’ person is a company or partnerships with company members belonging to certain collective investment schemes, generally (but not always) held off-shore – i.e. tax sav-ing schemes.

The amount of the ATED payable depends on the value of the property (calculated either according to its value on 1 April 2012, or its subsequent purchase price).

The ATED originally only applied to residential prop-erties valued at more than £2million and owned by non-natural persons. However, the Finance Act 2014 extended the scope of the ATED to apply to proper-ties valued at more than £1million from 1 April 2015 and to properties valued over £500,000 from 1 April 2016.

IS IT WORTH 'FLIPPING' YOUR PRINCIPAL RESIDENCE?Flipping was something that MP’s have done for some time, allowing them to nominate a property as their main residence, and then flipping to another ‘main’ residence, thus carrying over any allowances.

Therefore the Treasury are now very strict on this definition. If another property is bought with the in-tention of it becoming the main residence before the original is sold, the extra 3% will be payable. Howev-er, if the original property is sold within 18 months the extra 3% can be re-claimed. So no, it’s not worth flipping.

BUYING IN A HUSBANDS OR WIFE'S NAMEThe Treasury treat married couples, or civil partners living together as one unit. Therefore the situation above applies, i.e., no it’s not worth it.

MULTIPLE PURCHASES

The government is proposing to exempt companies already owning 15 properties from the extra stamp duty. These owners may be corporates, funds or significant investors boosting the nation's housing stock.

The government is also seeking views on whether in-dividuals making bulk purchases of 15 or more prop-erties should be excluded from the extra charge.

This is worth keeping an eye on in the next budget.

NEXT BUDGETThe next budget is scheduled for Wednesday March 16th and things are almost certain to change. Whilst no-one knows what will be in it, it is not anticipated to be a giveaway budget. So ‘gird your loins’, and take expert advice. ⌂

This article does not constitute legal advice but is intended as general guidance only. As I always say, it is critical that you get up to date information from a tax expert, specialising in rental matters, at the time you require it. Tax matters are very fluid, con-stantly changing.

TAX ADVICE

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Landlords’ confidence in the buy to let (BTL) sector has collapsed to an all-time low and is now ‘worse than levels witnessed during the financial crash’, the CEO of the UK’s largest landlord association recently told leading mortgage professionals.

Richard Lambert, Chief Executive Officer of the Na-tional Landlords Association (NLA), told delegates at the Building Societies Association’s (BSA) annual meet-up for mortgage on 2nd February that confi-dence in landlords’ business expectations had tum-bled by more than a third over the past year* – down from 67 per cent to an all-time low of 43 per cent.

The current level of confidence in the BTL sector is now five per cent lower than levels witnessed after the financial crash in 2007.

Mr Lambert outlined how the actions taken by the Chancellor in last year’s Summer Budget and Au-tumn Statements has led the NLA to reverse its previous prediction of the continued growth of the private rented sector (PRS) by another million more households over the next five years.

It now forecasts that, if landlords follow through on their intentions, there will be a dramatic sell-off of 500,000 properties in the next 12 months, followed by another 100,000 sold each year to 2021. The net effect will be that the PRS will be smaller by up to 136,000 properties.

He presented findings from the latest NLA Quarterly Landlord Panel survey, which showed:

• The proportion of landlords looking to sell in next 12 months has more than doubled since July 2015 (up from seven per cent to 19 per cent).

• Over the next few years - 28 per cent of landlords don’t plan to purchase any more properties, 10 per cent plan to reduce their portfolio, and five per cent plan to sell up completely.

Mr Lambert said:

“Two speeches from the Chancellor in 2015 have led to a crisis in confidence greater than when all but a few BTL products were immediately withdrawn from the market following the 2007 financial crash.

“Up to half a million properties could come onto the market as a result of the Summer Budget and Au-tumn Statement, which the Chancellor will no doubt deem a success.

“But there is no guarantee that these will be the one or two-bedroom flats or small houses that will ap-peal to first time buyers, especially as landlords are more likely to offload less desirable stock in less de-sirable areas.

“We’ve always said that Mr Osborne is blinded to the impact of his decisions by his commitment to home-ownership. He may have intended to focus on the small-scale part-time investor, but it’s the larger and more professional landlords who will be hit worst by cuts to mortgage tax relief and increases to stamp duty, and who appear most likely to leave the sector.

“What happens to the people these landlords house if they still can’t buy and there are fewer and fewer properties available to rent?”

LANDLORD CONFIDENCE WORSE THAN DURING FINANCIAL CRASH

National Landlords Association

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Jackson and Co have been the agent of choice in this area now for many years and they have successfully provided an unrivalled lettings service to profession-al tenants and students alike and the business has been growing, year on year.

Jackson and Co lettings Department, headed up and run by Maria Southgate and her team of dedicated staff, all of which have been in the business for many years, offer each landlord a comprehensive manage-ment package. Just some of many services which are available to landlords as part of a ‘invest with ease’ package, are detailed monthly property inspections followed by a full report and a seamless exit strategy, if required. It is paramount that each landlord has the option to use our full range of services, designed to make investing a positive process.

On top of the success of the Lettings Department: only very recently the Company invested in the de-velopment of their Residential Sales Division and ap-pointed Craig Ganderton as the new Sales Director for the Essex Region. Craig has brought with him, many many years of exceptional business acumen and a passion for the property market.

The Company, which is owned and run by Dean Jack-aman (a colourful character well known by many in the area), has recently moved offices and taken up residence in a swanky new and contemporary work space on the River Colne. With their growth and pop-ularity, the new offices will provide their clients with an open and bright space, where they can visit and spend time perusing through their portfolio of prop-erties, either lettings or sales.

The doors of Jackson and Co are open for clients to call in anytime.

Jackson and Co Property Services Sales Division, have an established professional and dedicated team of experienced staff who deliver an unrivalled service.

With Customer Care being their main priority, the needs of the client comes first. If you are either look-ing to sell your property or make a purchase, your needs will be the first consideration within the sales process.

We offer a range of services within the property sec-tor, from Land acquisitions to New Homes Sales, we have a portfolio of investors and offer a range of le-gal and financial support, all in addition to our exten-sive property portfolio of properties for sale.

Each registered buyer is fully authenticated and will receive weekly updates from our team and every property owner selling through us, will benefit from constant contact and feedback from our staff to en-sure that communication is paramount.

SWANKY, CONTEMPORARY AND FABULOUSLY INVITING.

CALL IN AND SAY HELLO

Dean Jackaman - Jackson & Co

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INVESTING IN ESSEXThere has never been a better time to embrace the lettings market in and around the Colchester area. With more and more international students taking up residence at Essex University and the Health Service investing in medical staff transfers. There is a shortage of properties to suit the demand, which is fantastic for the investor and challenging for the agents to keep up with demand.

January alone saw Jackson and Co reserve in ex-cess of 30 properties, which, for this time of year is a record. Going by the start of the year and pre-dictions, the lettings market is not only buoyant, it is soaring.

The area itself has seen much development over the years, the growth of the university has given the town a lease of life and has also driven a multi-cul-tural community and a vibrancy, and new homes developments are providing essential housing in both the private sector and the rental sector. More and more people are opting to move to the Essex coast and leave the city behind as commuter links improve year on year.

All in all, the oldest recorded town still draws in much interest and a desire for a better quality of life, this in turns is why the property market and capital growth in property is still very healthy.

This upturn in the market required Jackson and Co to expand their business to deal with higher volumes and this has resulted in a recruitment programme and a change of premises to provide more space and allow Jackson and Co the chance to be in the heart of the area.

Working hand in hand, the sales team and the lettings team complement each other, every step of the way. They hold a portfolio of properties for their ‘Investors Club’ and the lettings department offer an unrivalled service to investors, through full management packages to suit each landlords needs.

Property sales are at an all-time high and again, demand is driving these sales in the first quarter of 2016. With a record amount of completions al-ready and an unprecedented forecast for the 2nd quarter, Jackson and Co are now predicting further expansion to embrace this climate.

Jackson and Co are certainly winning the ‘new best friend’ status compared to the banks!!

LETTINGS & MANAGEM

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INVESTMENT OPPORTUNITIES

WOKING - WILLIAM BOOTH PLACE£315,000

Two bedroom apartmentEn-suite bathroomFull width balconyUnderground parkingNo Onward Chain

WEYBRIDGE - FERNIHOUGH CLOSE£369,950

Two bedroom houseClose to transport linksFitted wardrobesPretty rear gardenParking to front of property

WOKING - MIDHOPE CLOSE£299,950

First floor apartmentTwo double bedroomsClose to transport linksGas central heatingOver 900 years on Lease

MANCHESTER - CITY LOFT£197,000

Two bedroom apartmentClose to transport linksEn-suite bathroomCeiling to floor windows24hr concierge service

WEYBRIDGE - WEIR COURT£375,000

Two bedroom flatOpen plan lounge/dinerNo onward chainLift accessParking space

MANCHESTER - ALEXANDRA ROAD SOUTH£179,950

Duplex apartmentTwo double bedroomsSecure developmentExcellent finish through-outOverlooking Alexandra Park

Yield: 4.76%Number: 01483 762 626www.leaders.co.uk






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TASMAN ROAD£900,000

A large five bedroom terrace houseSuitably arranged over four floorsGood-sized double bedroomsLoft space and extra storageStylish shower room and separate bathroomEnormous Kitchen and Diner - open planSecluded rear terraceGreat location well served by local amenities

RIGBY CLOSE£260,000

Three BedroomsNo onward chainDouble glazingCul-de-sac locationGround floor flatInvestor friendly

EATON HOUSE£499,000

Two bedroomsFully fitted kitchenStylishly decorated bathroomGood storage spaceDoor entry system

GOMSHALL GARDENS£245,000

2 BedroomsOwn GardenNear Kenley BRQuiet locationCul-de-sacPriced for quick saleInvestor Friendly

FRANKLIN WAY£235,000

Two bedroomsPurpose built flatsCommunal gardenClose to local amenitiesClose to transportLarger than average flat

CANTERBURY ROAD£255,000

2 BedroomsOn-street Free ParkingRear GardenNew lease (optional)Close to local transport and amenities

Yield: 6.00%Number: 020 8683 0012www.top-moveuk.com






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WITH CHANGES TO BUY-TO-LET TAXES LOOMING, LANDLORDS ARE SEEKING THE MOST PROFITABLE INVESTMENTS BEFORE THEY ARE HIT BY MAJOR FINANCIAL CHANGES.Recently, we reported that buy-to-let investors are rushing to buy new rental properties ahead of the 3% Stamp Duty surcharge, which will be brought in on 1st April. Read more: https://landlordnews.co.uk/landlords-rushing-to-avoid-buy-to-let-tax-changes/

And opportunities are rife in east London, where the capital’s homebuyers and renters are moving.

The area has been experiencing a wave of activ-ity since Stratford was selected to host the 2012 Olympic Games back in 2005.

Over the past decade, house prices have surged by over 300%, and they continue to rise. Last year alone, property values rose by 22% in Newham – more than in any other part of the UK.

The change in the east of the capital is continuing. More Londoners now live east of Tower Bridge than in the west, and east London’s population is expected to grow by a further 600,000 in the next 15 years.

With so many Londoners heading east, this area is proving profitable for property investors. And while prices may have increased significantly, there are still good value homes to be found.

A new wave of professionals – think the digital/design community – is sitting alongside Canary Wharf’s bankers to form a sophisticated spot. East London is also becoming a cultural hub; the English National Ballet recently relocated from upmarket Kensington to Canning Town.

But all of this is unsurprising – over £13 billion was invested in the area over the Olympics period. New infrastructure projects, such as Crossrail, are bringing more and more people into this thriving, yet still affordable, zone.

WHY LANDLORDS SHOULD BUY IN EAST LONDON

Rose Jinks - LandlordNews.co.uk

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Boris Johnson has also revealed a City in the East master plan, suggesting how 203,500 homes and 283,300 jobs can be created over the next 20 years. With transport improvements such as an Overground extension to Barking Riverside, a new river crossing and train stations, the expansion seems likely.

The area in question stretches from London Bridge, through the Docklands, to Rainham Marsh-es in Essex and Dartford in Kent.

The Mayor of London’s document contains several maps that show how the city is moving eastwards. The individual areas’ growth can be seen here: http://www.london.gov.uk/press-releases/new-city-in-the-east

Alongside a change in residents, a building boom in east London is bringing better new homes.

New luxury high-rise housing at Canary Wharf is attracting wealthy buyers from Fulham, Putney and Chelsea. Meanwhile, modern lofts in Spital-fields and popular spots around Victoria Park are still affordable for young Londoners, especially due to shared ownership schemes.

While Whitechapel, Bethnal Green, Mile End and Bow might traditionally be known as rough-and-ready, they are now becoming cool places to be for the capital’s youngsters.

Additionally, inner-city quarters are being created through the release of disused public land. One example is a former postal depot in Stephenson Street, Hackney, where Berkeley Homes is building 3,500 new homes, a new school and shops.

The London Legacy Development Corporation, which owns most of the land, has taken control as the planning authority and is fast-tracking change.

Could you find a sparkling new investment with great promise of strong returns in east London? It seems so! ⌂

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BUY TO LET ANALYSIS


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I THINK IT'S A BIT LIKE TWITTER (WHICH IS ALSO A NETWORK), PEOPLE EITHER "GET IT" OR THEY DON'T.I know lots of people who think Twitter is an ideal way to make contacts – and I know quite a few who think it’s a massive waste of time! My social media expert friends tell me it’s an exercise in joining up the dots – it’s not who you know, it’s who they know.

I do believe that networking of any kind needs to be focused. I’ve always used networking for a whole host of purposes:

� I’ve built my business connections, not just of clients, but also of suppliers, referrers and advocates.

� I discover learning opportunities through my networking – both for myself and for my own network.

� I’ve made some really good friends I’ve met through networking – I think the right networks attract like-minded people who will willingly support, advise and act as cheer-leaders when needed.

These days I don’t attend random networking events, I choose carefully and pick networks that will tick the boxes for some or all of the above.

If you’re on my newsletter list you’ll know that I share lots of opportunities with my immedi-ate network (and if you’re not on my list – go to www.ninjainvestorprogramme.co.uk and sign up for the free Ninja Investor report – then you’ll get advance notice of all kinds of interesting events and opportunities). All these came about through net-working.

I’m known in the property business as an expert in Bridging Finance – and that’s all happened through networking.

In fact, I’m such a strong believer in networking that I’m launching my own Ninja Networking Blitz in April (find out more here www.ninjainvestorpro-gramme.co.uk/ninja-networking-blitz) with a two-part meeting, the first for 10 VIPs to help them brain-storm solutions to their property finance challenges, then an open networking event with a two-hour session including a presentation where I’ll share my Ninja investing tips and strategies. The proceeds of the meetings will be going to a locally based charity. You’d be welcome to join us if you’re in the area.

So what networks do you attend – and why? Do they help you to become the property investor you want to be?

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JOINING UPTHE DOTS

Kevin WrightNinja Investor Programme

I speak at many property networking events and they are generally well-attended, but from my time on the stand at exhibitions I know there are a huge number of property investors who don’t go to

networking meets.


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DOUBLE GUARANTEE

• If you’re not happy withthe course and tell us bylunchtime on day 1 - you’ll geta FULL REFUND; no quibbles.

• When you bring your first deal toour bridging brokerage; - you’llget the FULL COST OF YOURCOURSE REFUNDED at completion.

Property Mastery : Recycle Your Cash

Is your property investment giving you the results you want?

If you’re finding:

• The best deals slip through your fingers to cash buyers

• You want to recycle your cash but your portfolio isgrowing too slowly because all your cash is tied up

• Financial freedom is still not within your reach

The Ninja Investor Programme will reveal:The Fast Funding Formula™ Discover how to buy propertylike a cash buyer – without a 6 figure bank account

The Negotiation Transformer™ Find out how to makeridiculously low offers – and get accepted

The JV Profit Retainer™ Make sure you don’t give away anyof your profits that you don’t need to

The Rapid Cash Recycler™ Learn how to predict post-refurbvalue accurately, before purchase

And Ninja Investor Strategies™ Transform your mind-set toenable you to transform your property investment.

NEW for 2016 - 2 day format with even more hot tips and smart strategies.Join a Ninja Investor Programme in:

London 16/17 January 2016 Bristol 6/7 February 2016Leeds (new) 27/28 February 2016 Birmingham 19/20 March 2016

Find out more – and book your place07889 526979 • www.ninjainvestorprogramme.co.uk

YourNinja TrainerKevin Wright

28319 Ninja investor A4 ad 12/10/2015 10:22 Page 1

London 16/17 April 2016Leeds 27/28 February 2016 Birmingham 19/20 March 2016London 16/17 April 2016 Bristol 14/15 May 2016


A ONCE IN A LIFETIME OPPORTUNITY FOR YOU TO JOIN US ON THE 12 MONTH PROPERTY MASTERMIND PROGRAMME AT NO COST TO YOU.

One very lucky reader, will be awarded a full Scholarship on the Property Mastermind Programme. This life changing opportunity is awarded to someone who would not normally be able to participate in this programme and now the search for our 2016 Scholarship winner has begun.

This April will be the 9th Anniversary of the Property Mastermind Programme, which has become the most successful 12 month property investment mentoring programme in the UK, based on the results achieved by our participants.

In this article I am going to detail what is involved in the Property Mastermind Programme, and share with you how the participants are able to achieve incredible results in such a short amount of time, to demonstrate that you too could achieve all you want to in property, once you have the correct specialist knowledge, mindset and supportive environment.

COULD YOU BE OUR NEXT SCHOLARSHIP WINNER?

If you are interested in winning this scholarship, let me tell you the kind of person I am looking for and what it takes for you to be successful on the Property Mastermind Programme.

The most important thing you need is to have an open mind with a positive “Can Do” attitude. We will teach you how to make money by solving people’s property problems. Finding the ethical win/win solution that works for everyone involved. When you are on the Property Mastermind, you will start to think in a differentwayfromtheaverageinvestor.Youwillsee,and have the courage to seize opportunities, that most investors would miss.

Simon Zutshi property investors network

IT'S SCHOLARSHIP TIME!

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LANDLORD INVESTOR TVY O U R S O U R C E O F P R O P E R T Y I N F O R M A T I O N

Landlord Investor TV is a television show dedicated to the world of property, serving the commercial needs of those working in and around the property industry.

Airing monthly on Sky channel 238, LI TV is a show dedicated to education and up-to date information about the property market, investment and legislation covering:

The blend of informative content ensures a wide range of viewers, from the general public to landlords, investors and property industry professionals. This in turn creates brand

authority and offers a unique platform for our clients to showcase their services.

LI TV gives companies the opportunity to advertise and sponsor the show.

For further information and advertising rates please contact a member of the team:

0208 656 5075 www.landlordinvestmentshow.co.uk/LITV

FINANCEDEPOSIT SCHEMES

PROPERTYSOURCING

BUYING ATAUCTION

TAX ADVICE MORTGAGES REFERENCINGLEGALADVICE


HERE'S WHAT YOU DON'T NEED TO BE SUCCESSFUL ON THE PROPERTY MASTERMIND PROGRAMME! Now that we have looked at some of the personal attributes you need to be successful, let’s consider some of the things that you don’t need, which may well be a surprise to you:

You don’t need to be full time in property!

Some of our most successful delegates have had very busy jobs and so they have not had much free time to apply the numerous strategies that we teach on the Property Mastermind. This means that they have had to be very focused and make the most of the time they do have. Some of our top performers have been people with very busy lives who have only had 8 to 10 hours per week to dedicate to their property investing. So we know 8 to 10 hours is the minimum time commitment if you want to achieve the kind of results that we know are possible.

You don’t need to have £250k to buy £1M in property!

Some of the people who join the Property Mastermind do have substantial amounts of money to invest. However some have very little of their own resources, which is why they join the programme to learn how to safely use other people’s money. No matter how much money you have or don’t have, at some point you will run out of your own funds and so when you are on the Property Mastermind, we show you how to work with other people and use their money formutualbenefit,whether that is throughloans or joint venture investments. Some of our most successful graduates are people who had none of their own money and in fact some have had to borrow the money to fund their participation on the Programmeinthefirstplace.Youwillalsolearnhowto use momentum investing whereby you can rapidly build up a cash-generating portfolio of property by regularly recycling your deposit.

You don’t need to be able to get mortgages!

One of the potential challenges that some investors face, is their inability to get mortgages, for a variety of reasons. Of course it is better if you can get mortgages in your own name, but this is not essential. Many of our delegates have favoured the strategies that we teach such as Rent to Rent and Purchase Lease Options,whereyoucanbuildupsignificantcashflowfrom properties you don’t own without the need for a mortgage or a large deposit.

The second most important thing, you need is to be teachable and willing to follow the step-by-step instructions and blueprint we provide you with that will help you to achieve your property goals. You need to “Trust The Process” and just do what we tell you, when we tell you. You need to be able to get out of your own way. As human beings we often like to complicate things, but the reality is that having run the Property Mastermind successfully for so many years, we just know what works and what does not work. It’s quite simple really. You just need to do what “Simon Says”. Not because I am always right, or have all the answers, far from it as I am always learning myself, but it is interesting to hear that the top performers very often say they just did what they were told to do and kept going.

Next, you need to be committed and focused, prepared to do whatever it takes to achieve your goals.Youwillneedtoput inboth timeandeffort,because the results won’t happen on their own. The good news is that you don’t have to do this all on your own. All the support and help you need will be readily available to you. Instead of just working hard we will show you how to work smart and make the most of the resources available to you. Don’t be afraid to ask for assistance when you need it because that’s what we are here for.

And finally, you need to be persistent. This is veryimportant. There are many challenges in property and what happens all too often is that most people give up far too easily. With an environment where other people around you are achieving the results you want, it means that you can do it as well. All you need to do is keep going. The support and accountability that you will receive from your own personal one to one, success coach will certainly help, but ultimately you need the determination and a really strong reason why you are doing this to keep you motivated and on track.

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You don’t need to be an experienced investor.

Whilst many of our delegates are already very successful investors who join us in order to step up to the next level, the majority of people who join us on the Property Mastermind Programme don’t have much property investing experience. They decide to joinustomassivelyreducethetimeandeffortitwouldnormallytaketobuildaportfoliosufficienttoreplacetheir income. More important than experience, is the right positive attitude as mentioned above.

SO WHY ARE DELEGATES ON THE PROPERTY MASTERMIND PROGRAMME SO SUCCESSFUL? It can be a very lonely journey investing in property on your own, especially if the people around you, such as your family and friends, don’t understand property or what you are trying to achieve. For this reason, when I first launched the Property MastermindProgramme back in 2007, my goal was to provide the very best possible supportive environment, over a 12 month period to help support people until they had enoughmomentumandresultstobeselfsufficient.Iwas very conscious that in order to maintain this high level of support it was important to make sure that Property Mastermind was not dependent on just me, otherwise I would become too busy to help everyone as the programme grew. So we have developed a culture where the support comes from everyone involved in the Property Mastermind Programme. We have a unique abundant environment where everyone is prepared to share knowledge and help each other in the best interests of the group. It is ratherdifficulttodescribetopeopleoutsideofwhatfeels like a family, because there are not many other examples or comparisons we can make in today’s society of this kind of community spirit.

WHAT DO YOU ACTUALLY GET WHEN ON THE PROPERTY MASTERMIND PROGRAMME? There are now eight separate elements to the Property Mastermind Programme as detailed below:

1. Before you attend you get “The Brain Transplant Pack” which is a box full of DVDs, Audio CDs and books designed to bring everyone up to a certain level of knowledge before you start

2. 10 x one day advanced workshops (one day each month) at the Crowne Plaza Hotel by the Birmingham NEC which is very easy for you to access from anywhere in the UK (and overseas)

3. All of these advanced workshops are audio recorded so that you capture every single valuable minute to listen to again and again to build your property knowledge and confidence.

4. 24/7 support 365 days a year through the Property Mastermind private online forum which gives you access to a priceless source of property investing information with over 105,000 posts and growing.

5. Each month there is an exclusive webinar with me.

6. Your own personal one to one success coach who you speak to twice each month, to support you, guide you, act as a sounding board and hold you to account.

7. Two days of one to one mentoring in your area where the mentor will come and stay in a local hotel and work with you for two days, holding your hand and helping you with anything you need.

8. Annual membership to pin Academy which gives you access to all of the 51 pin meetings across the UK as well as some additional online resources and networking.

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INVESTMENT


HERE'S WHAT YOU NEED TO DO NOW! Does the Property Mastermind Programme sound like something that you would like to do?

This is your opportunity to be in with a chance of winning the full Scholarship to the April 2016 Property Mastermind Programme (MM21), or one of the 10 runner up prizes of a place on my brand new 2 day Strategy Implementation Workshop in April.

I am going to be hosting a webinar all about how you could win this life changing opportunity, this month. To secure your seat on this webinar register your details here now: http://tinyurl.com/mms2016

Good luck and I look forward to you joining me on this live Webinar this month.

Best wishes,

Simon Zutshi

Founder, property investors network Author of “Property Magic” Founder of the Property Mastermind Programme ⌂

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The Leading Independent Regional Auctioneers Covering Southern England

2015

STA

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Tel: 0345 8500333

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Next Auctions17-23 MarchCatalogue available 1st March

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View/download a copy of our latest catalogue comprising a wide range of property and

land. Alternatively call us on 0345 8500333 for a copy by post.

Come and see us at the Landlord Investor Show at Colchester Football Club on 2nd March. Our staff, including the Auctioneer from our ESSEX OFFICE, will be on hand to answer

all your queries.


INDU

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FOLLOWING THE SUCCESS OF ITS FIRST EVER INDUSTRY CONFERENCE LAST YEAR, THE PROPERTY OMBUDSMAN (TPO) SCHEME IS DELIGHTED TO OFFICIALLY ANNOUNCE THAT THERE WILL BE A 2016 CONFERENCE.This will take place on Wednesday 12th October at the same venue, The National Motorcycle Museum in Solihull.

Gerry Fitzjohn, newly appointed Chairman of TPO, said: “TPO’s 2015 Conference: ‘Raise Your Standards’ was a pleasure to organise. The positive feedback we received from both our member and non-member agents was overwhelming. We heard firsthand what a difference it made in helping to grow the indus-try’s knowledge and understanding of current legis-lation and best practice. Plans are already underway for TPO’s 2016 Conference and it will be bigger and better but with the same simple aim; to help raise standards and improve customer service within the property industry.

“One particular highlight of our first conference was the workshops where delegates were presented with real-life examples of both sales and lettings consum-er complaints, giving them the chance to ‘become the Ombudsman’ for an hour, which will run again this year with a new format.

“It’s set to be another great event so please save the date now; Wednesday 12th October.”

Tim Wakelin, Property Industry Trainer, Speaker and Consultant, will once again facilitate the conference, responsible for leading delegates through the course of the day.

Tim comments: “It was great to see so many influ-ential delegates from across the property industry together in one place. The whole event had a fantas-tic atmosphere and the speakers provided incisive up-to-date comment. It was a pleasure to play a part in such a great event, which I am sure will become a must attend fixture for property professionals throughout the UK and I am delighted to have been asked to facilitate the 2016 Conference.”

Last year’s event attracted nearly 400 profession-al delegates, along with many exhibitors from across the industry. To register your interest for tickets and find out more about the event’s exhib-itor and sponsorship opportunities, please email [email protected]. ⌂

SAVE THE DATE: TPO SCHEME CONFIRM THIS YEAR'S CONFERENCE

The Property Ombudsman

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ON THURSDAY 26TH MAY 2016, LANDLORD ACTION WILL ONCE AGAIN BE HOSTING A WHITE COLLAR CHARITY BOXING EVENT.They are looking for motivated participants from all sides of the property industry, men and women, to come together, try a new sport, get fit, and channel some of their competitive spirit.

It allows people with no previous boxing background to experience the exciting world of amateur boxing in a safe and professional environment, whilst raising money for this year’s chosen charity, Noah’s Ark Chil-dren’s Hospice. This is a community based hospice service providing support for children and young people with life-limiting or life-threatening conditions and their families in North London.

This year, Landlord Action is looking for a total of 12 participants willing to get in the ring for six minutes and help raise vital funds for a charity whose income is nearly entirely funded by private donations. Fully structured and supervised training will be provided at the world famous Peacock Gym in East London.

The evening itself will consist of six fights, a sit down three-course meal with unlimited drinks, an auction, raffle, special guests and a disco afterwards.

Mr Shamplina comments “Last year’s event was a sell-out success, we raised more than £17,000 for charity and everyone had a wonderful evening, so when I was asked if we would be running it again, I thought, why not? Often people are looking for a new challenge or a new way to get fit in the New Year and this is all for fun, but with a serious cause behind it. Safety comes first though, and we do expect partici-pants to commit to boxing training at their local gym for approximately three months prior to the event to ensure they have a good level of fitness, as well as attend the compulsory group sessions we arrange at Peacock Gym.”

The event is open to estate and letting agents, prop-erty professionals, suppliers and landlords. Those participating are asked to take a table of ten or twelve to represent their company at the event.

The Event will be on Thursday 26th May 2016, held at Holiday Inn, Avenue Banqueting, 58 Regents Park Road, London, N3 3JN.

To find out more about the event visit www.rumble-withtheagents.co.uk, email Rita Shamplina on [email protected] or call 07790569501. ⌂

"RUMBLE WITH THE AGENTS" IS BACK, ARE YOU UP FOR

THE CHALLENGE?

Paul Shamplina - Landlord Action

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Bishop & Sewell LLP59-60 Russell Square, London, WC1B 4HP

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ShowGuide:Layout 1 31/10/14 10:10 Page 1

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Contact Nick Forsyth to arrange a complimentary introduction meeting to discuss your property portfolio.

Making life simpler for you Nick Forsyth: 01376 326266 [email protected] www.lambert-chapman.co.uk Offices in Braintree, London and Maldon

Contact Chris Harman to arrange a complimentary introduction meeting to discuss your property portfolio

Chris Harman: 020 7148 [email protected]

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View our massive range online at: www.mattressman.co.uk/contract* Orders over £45 qualify for FREE NEXT DAY DELIVERY made before 4pm Monday to Thursday.

With FREE Next Day Delivery* no matter how many mattresses or beds you need!

Call Us NOW for our Best Offers on: 0800 5677625

One of the Leading Suppliers of Beds & Mattresses with FREE FAST DELIVERY ACROSS THE UKWe can supply you and your business with;• Mattresses • Bed Frames • Divans • Pillows & more

TRADE SALESTRADE SALES

Pillows & more

With our

Custom & Special Sizes,

we are con� dent

we can supply You with

the beds you need at a

price that can’t

be beaten!

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60 Caelum Drive, Colchester, Essex CO2 8FP

01206 [email protected] www.jacksonco.co.uk

*Subject to Jackson and Co ‘s terms and conditions and available to new clients only. Offers valid until 29th February 2016

special offers to new clients

SELLERS Free EPC, free floor plans and we will pay your VAT*

LANDLORDS 3 months free management and 50% off finder’s fees*

Nobody knows the Sales and Lettings market like

A uniquely placed agent

For more information about the shows and how to register your attendance, visit the website or call us on:

0208 656 5075 // WWW.LANDLORDINVESTMENTSHOW.CO.UK

“Connecting Landlords, Investors and Property Professionals”

LEGALSERVICES

TAX ADVICE INSURANCE MORTGAGES REFERENCINGINVESTMENT

OPPORTUNITIESSEMINARS DEPOSIT

SCHEMESLANDLORD

ASSOCIATIONSNETWORKING

OPPORTUNITIES

A FREE ONE DAY EVENT FOR LANDLORDS & INVESTORS COVERING:

SEMINARS DELIVERED BY

INDUSTRYEXPERTS

WE BRING OUR EVENTS TOBUY-TO-LETHOT SPOTS

ALL ASPECTS OF THE PROPERTY

SECTOR COVERED

WE HAVE ORGANISED 28+ SHOWS IN JUST

TWO YEARS

NETWORK WITH PROPERTY

PROFESSIONALS, LANDLORDS &

INVESTORS

THOUSANDSOF LANDLORDS & INVESTORS ATTENDING

BUY-TO-LETCOMPANIES

SHOWCASING THEIR SERVICES

T H E U. K ’ S F A S T E S T G R O W I N G P R O P E R T Y R O A D S H O W

REMAINING 2016 SHOW LOCATIONSFEBRUARY 24TH WEST HAM EAST LONDON

MARCH 2ND COLCHESTER ESSEXMARCH 16TH BRIGHTON SUSSEXAPRIL 13TH CROYDON SURREYAPRIL 27TH DARTFORD KENT

MAY 12TH MAIDENHEAD BERKSHIRE

MAY 25TH STEVENAGE HERTFORDSHIREJUNE 21ST LONDON OLYMPIA

JULY 7TH INVESTOR RACEDAY EPSOM DOWNSSEPTEMBER 21ST MIDLANDS

SEPTEMBER 28TH NORWICH EAST ANGLIAOCTOBER 13TH OLD TRAFFORD MANCHESTER

NOVEMBER 8TH LONDON OLYMPIA

Our shows are supported by:

Landlord Investor FEB 2016

Documents

Transcript of Landlord Investor FEB 2016