I would be pleased to meet withyou to discuss how you and yourclient can benefit from arelationship with a ScotiabankHome Financing Advisor.

Background and Experience

Roshan D'SouzaHome Financing Advisor

Roshan is part of a specialized mortgage salesteam. He specializes in providing innovative home ownership solutions and delivering exceptional customer service. Roshan is committed to helping grow your business by providing your clients with advice to help them own a home, not a mortgage.

Call Roshan today.

Refer yourclients withconfidence.

SHFS - Ontario543 Steeles AveBrampton, ON

M:647-456-4644roshan.dsouza@scotiabank.com

® Registered trademarks of The Bank of Nova Scotia.* Limited time offer. Subject to change without notice

What I can dofor you

• Help you close more sales and supportyour clients throughout the home buyingprocess

• Help build your business by referringScotiabank customers looking to buy or sella home

• Pre-approve your buyers so they canhouse hunt with confidence

• Offer innovative mortgage solutions,and show you financing alternatives foryour clients' unique situation

• Co-host or assist you with presentationsto clients, such as Home Buyers Seminars

• Create joint marketing programs

• Reward you with points for every fundedmortgage referral that can be redeemed forover 6,000 exciting items

• Help you qualify for the Scotiabank KeyPartners National Event, an industry leadingannual incentive trip

What I can dofor your clients

• Simplify their home buying experiencewith sound advice providing peace of mind

• Provide fast reliable service and meetwith them in their home or office attheir convenience

• Examine their whole financial situationto address cash flow and downpayment needs

• Provide competitive rates and flexible,innovative financing programs that makeit easier for them to purchase a home

• Arrange for special financing optionsfor self-employed clients that makefinancing easier and more accessible

• Offer innovative mortgage solutions,and show you financing alternativesfor your clients' unique situation

• Provide financing options for vacationor investment properties

• Give 120-day Rate Guarantees* to protectfrom rate increases while they find the righthome or property

Scotiabank’s team of Home Financing Advisors is dedicated to helpingCanadians realize their home ownership dreams, whether buying a first

home, building a new home, or financing a recreational property. We havethe expertise to recommend the financing solution best suited to your

clients’ unique home financing needs.