Kerala Chit Funds Rules 2012.

7/30/2019 Kerala Chit Funds Rules 2012.

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Prepared by :

RAJITH DAVIS ATTATHARA

ADVOCATEPublished by All Kerala Chitty Foremans Association, Thrissur


2/32

I

(1) Cu Ns tIcf Nnn ^vkv dqkv, 2012 Fv t]]dbpp.(2) Cu N- DSs\ {]m_-ey-n hcp--Xm-Wv.

(1) N-n ap hn[-n Bh-iy-s-Sm-n-S-tmfw

(a) \nbaw Fm Nnv ^v \nb-aw, 1982 (1982 se 40-mwtI{ \nbaw)

(b) A\p_w -Fm A\p-_w IAs-n Nnek` fn Cu N-n-se A\p-_w II

(c) Akn-v cPnkv{Sm Fm Cu \nb-a-nse 61-mwhIpp {]Imcw \nb-an-p Nnn Akn-v cPn- kv{Sm


3/32

(d) A[n-Im-c-s GPv Fm cPn-kvt{S-j BIvSv,1908 se \n_--\-I-\p-k-cnv cPn-kv{Sm-nbtXm AwKo-I-cn--s-tXm Bb

apym \ma-{]-Imcw A[n-Im-c-s-Sp-nb hyn As-n Cu N-nseA\p-_w I ]d-bp t^mw XXA {]Im-c-ap t^mdw

{]Imcw A[n-Im-c-s-Sp-nb hyn.

(e) sU]yqn cPn-kv{Sm Fm Pn-bnse Nnn sU]yqncPnkv{Sm IqSmsX cPnkv{Sm^o-knse Nnn sU]yqn

cPn-kv{Smdsdbpw CXn Ds-Sp--Xm-Wv.

(f) t^mw Fm N-nse A\p-_w I ]d-bpt^map-I

(g) hIp-s-m Cu \nb-a-nse hIp-p-I

(2) N--fnse hmp-Ifpw hmN-I-fpw {]tXyIw A- Cu N--fnAh-bpsS Aw BIvSn {]Xn-]m-Zn {]Im-c-am-bn- cnpw. \nh-Nn-n-n-s-n Ahbvv \nb-a-nseAtX Aw Xs-bm-bn-cn-pw.

I


4/32

II

(a) 1908 se cPn-kvt{S-j \nba (1908 se tI{-\n-bawXVI) {]Imcw \nb-an Nnn Ckvs]-IvS P\-d BWv Nnn cPn-

kv{Sm.

(b) Nnn cPn-kv{Smsd klm-bn-p--Xn-\mbn AUo-j-\Nnn cPn-kv{Sm-sdbpw tPmbnv Nnn cPnkv{Smsdbpw

sU]yqn cPnkv{Smsdbpw \nb-an-p-p.(c) cPnkvt{Sj hn`m-K-nse Pnm cPn-kv{Sm (P-\-d)B Pn-bnse HutZym-Kn-I-ambnEx-officio sU]yqn

Nnn cPn-kv{Sm-dm-bn-cn-pw. IqSmsX 4mw hIpp {]Im-c- ap \S-]-Sn-I-fpsS A[n-Im-c-s-Sp-nb sU]yqn cPn- kv{Sm Hm^o-k IqSn-bm-bn-cnpw.

(d) 1908 se cPnkvt{Sj \nb-a-{]-Imcw \nb-an-X-amb Fmkv cPnkv{Smamcpw HutZym-Kn-I-ambn B A[n-Im-c-]-

cn-[n-p-nse Ex-officio Akn-v NnncPnkv{Smam-cm-bn-cn-pw.

(e) Hmtcm Pn-bnsebpw Nnn Ckvs]-IvSam-scbpw NnnHmUn-am-scbpw kwm\ km \nb-an-p-p.


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III

(1) 19, 20 hIp-p-I-fn ]dbpw {]Im-c-ap \S-]-Sn-I-f-\p-k-cnv 4mwhIpp {]Im-c-ap apIq A\p-a-Xn-m-bp At] t^mdw 1 Pn-bnse sU]yqn

Nnn cPnkv{Smdns t]cn 3 ]Iv klnXw Akn-v cPn-kv{Sm Hm^o-kn \tI--Xm-Ip-p.C{]-Imcw \Ip At]--tbm-sSmw Nnn DS--Sn-bpsS ]Ipw Ah-km-\-

ambn BUnv sNbvX _mekv jons BUn- kmy-s-Sp-n-b-Xns 3 tImnbpw \nnX ^okpw\tI-- Xm-Wv.

Explanation: BUnv sNm Ime-b-f-hns Auv tvsav lmP-cm--Ww.

(2) At] e`n-m Akn-v Nnn cPn-kv{Sm Hmtcm At]--bp- sSbpw cv]Ipw _mekvjopw Au-ns tvsapw sU]yqn Nnn cPn-kv{Smv At-l-ns A`n-{]mbw tcJ-s-Sp- n \IWw.

(3) sU]yqn cPn-kv{Sm At]--bp-sS-bpw A\p-_ tcJ-I-fp-sSbpw Hcp ]Iv

Nnn Ckvs]-IvSv kqva- -]-cn-tim-[-\bvmbn \I-Ww.


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III

(4) Nnn Ckvs]-IvS Bh-iy-amb At\zjW \Sn Bh-iy-amb\nt-i--tfmsS sU]yqn Nnn cPnkv{Smv \I-Ww.

(5) Nnn Ckvs]-IvS-dpsS dntmv e`n--Xn-\p-tijw AXnse hni-Zmw-i- ]cnKWnv kwXr-]vX-\m-bm

(i) A\p-aXn \Ip-Itbm Xnc-kvI-cn-p-Itbm sNmw.

(ii) As-n Hcp Xocp-am-\-n Fn-tN-cm IqSp-X-embnFs-nepw hnh-c-- Bh-iy-am-sW-n AXv Bh-iy- sv At]

kzoI-cnpItbm, Xnc-kvI-cn-p-Itbm sNmw.(6) Xnc-kvI-cn At] Akn-v cPn-kv{Smv ssIam-d-Ww.


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(1) Nnn Bcw-`n-p-Xn\pw \S-n-n-\p-am-bp A\p-aXn \ncm-I-cn-m AXv At]--ta tcJ-s-Sp-t-Xpw BbXv At]-- Is\ tcJm-aqew Adn-bn-t--Xp-am-Ip-

p.(2) A\p-aXn \ncm-I-cn-p--Xn-\p-ap]v sU]yqn cPn-kv{Sm A\p-aXn

\ncm-I-cn-mXn-cn-p--Xn-\p ImcWw ImWnv 30 Znh-k- Imem-h- [n-bnImcWw ImWn- t\mokv Xe-bm-fn\v \tI--Xm-Wv.

(3) Cu \nb-a-a-\p-k-cnv AS-t ôkv AS-m--Xn-\mtem Bh- iy-amb^b kan-m--Xn-\mtem BWv A\p-aXn \ncm-I-cn-- sX-n ôkv ASm-Xv Xe-bm-fns\ncp--c-hm-ZnXzw sIm Fv Is-n-bm cPn-kv{Sm ôkv AS-phm\pw

tcJ ^b sNp-hm\pw Dmb Ime-hn-fw-_cw ammn At] kzoI-cn-m-hp--Xm-Wv. kabw

\on \Im-hp--Xm-Wv. Fm CXv hy-am-p--Xn\v hnfn-n-p Xn-Xnp ap]vôkv AS-t-Xpw As-n Bh-iy-amb tcJ-I ^b sNt--Xp-am-Ip-p.

III


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II

III

III


9/32

1) Fs-nepw Imc-W-h-im Nnn cPn-kvt{S-j-\p At] \ncm-I-cn-

p ]w AXns ImcWw Akn-v cPnkv{Sm Imcy ImcW klnXw tcJ-s-Sp-t-XpwBb- Xns Hcp ]Iv klnXw At]--It\bpw Nnn sU]yqn cPn-kv{Sm-sdbpw Adn-bn-t--Xm-Wv.

(2) cPn-kvt{S-j \ncm-I-cn-p-Xn\v ap]v cPn-kvt{S-j \ncm- I-cn-mXn-cn-p--Xn-\p Imcy-Im-cWw t_m[n-n-m Bh-iy-sv 30 Znh-ks ka-b-]-cn[n hvXe-bmv Hcp ImcWw ImWn- t\mokv \IWw.

(3) ta{]-Imcw At] \nc-kn-m-\p Imc-W- \nnX ^okv AS-m-Xn-cn-p-Itbm GsX-nepw tvsa-tm, tcJ- Itfm lmP-cm-m-Xn-cn-p-Itbm BsW-n Akn-v cPn-

kv{Smv Xe-bm-fpsS hni-Zo-I-cWw tIv Xe-bm hnNm-cW Xn-Xnv ap]v A{]-Imcw AS-p-hm hop t]mb ^otkm, ^b-em-m

hnp-t]mb tcJ-Itfm hnNm-cW Xn- Xnv ^b-em-p ]w Xe-bmv h hogvN a\x-]qw Dm-b-X-m-sbv Iv Akn-v cPn-kv{Smv

A{]-Imcw tcJ-I ^b-em-m h Ime-Xm-akw ammn \Im-hp--Xm-Wv.

III


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IV

V

VIII

VI

III


11/32

(1) Nnn DS--Sn-bpsS kmy-s-Sp-nb ]Iv Fm hcn-mv \Inb-Xm-

bn-p kn-^n-v Xe-bm Akn-v cPn- kv{Smv t^mw VII \tI--XmIpp.(2) BZy \dp-s-Sp-n\p ap]mbn Xe-bm Akn-v cPn-kv{Sm-dpsS kotem-Sp-

IqSn ]mkv_pv Fm hcn-mpw \tIXm-Ip-p. ]mkv_p-n cPn- \, Nnn cPn- sNbvXHm^okv, t]cv. apgp-h A{U-v, hcn-m-cs \dp-ns \, \dp-ns Fw

Fnh hy-am-t--Xm-Ip-p. Hmtcm Xh-W-bp-sSbpw \dpw Xn-Xnbpw Hcp \dp-ns XpI, \Ip Unkvu-v, hkq-em- p Io-j, XpI tiJ-cn-p XnXnapXem-b-hbpw Hmtcm Xh-Wbpw km-\-pI \Ip--Xns hni-Zmw-i- ]mkv_p-

n tcJ-s-Sp--Ww.

VIII

III


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(1) cPnkv{Smm--Xmb Nnn DS--Sn-bnse amw hcp-tem Iqn- t,Hgn-hm- Fn-hbvv bmsXm-cp-hn[ {]m_-eyhpw Dm-bn-cn-p--X-. Nnn DS--Sn-bnse hyh--bn Fs-nepw amw hcp--W-sa-n Xe-bm hcp-t amw, Iqn-t

As-n Hgn-hm- Fnh cv kmn-I-fpsS Htm-Sp-IqSn Nnn DS--Sn-bnhcp-t--Xmb amw, Iqn-t As-n Hgn-hm- Fnh cPn-kv{Sm-m-\p- At]--tbm-sSmw Nnn cPn-kv{Smv \tI--Xm-Ip-p.

(2) Nnn DS--Sn-bnse hyh--bn Fs-nepw Xc-n-epamtfm Iqn-t-tem, Hgnhm-tem \S--W-sa-n Nnn DS- Sn cPn-kv{Sm-p--

Xn-\p AtX \S-]-Sn-I Xs ]nXp-S-tc-- Xm-Ipp. . 17 (2) hIpp {]Im-c-

III

III


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Nnn cPn-kv{Sm {]tXyIw \njvIjn-m--tm-sgmwNnn DS--Sn-bn hcp- nb amwIqn-t As-n Hgn-hm- Fnh cPn-kv{Sm-nsm- p cPn-kv{S-dpsS D-chn\v ap]v {]m_-ey-n hcp--X-. Fm, Nnn DS--Sn-bnse hyh--I-fn hcp-t amw Iqn-t As-n Hgn-hm-Fnh cPn-kv{Sm-p--Xn-\p At] \Ip Xn-Xnp ap]v cPn-kv{Smv AXv {]m_-ey-n hcp-m]mSn-m--Xm-Ip-p.

Xe-bm Fm hcn-mpw \tI--Xmb t\mo-kns t^mw IX {]Im-c- am-bn-cn--Ww. t\mokvHmtcm hcn-m-c\pw t]m-embn AbtXpw Xe- bm AXv Hm^o-knse t\mokv t_mUn {]Zin-n-t--Xm-Ip-p.

\S-]-Sn-bpsS an\nvkv t^mw XX {]Im-c-am-bn-cn--Ww. 17 (2) hIpp {]Im-c-ap tcJ-I IqSmsX Xmsg-]-d-bph IqSn Dm-bn-cn--Ww.

III

III


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(a) ap \dp-s-Spp XnXn apX-ep 22 (1), (2) hIpp{]Im-c-ap Fm sUtm-kn-n-sbpw hni-Zmw-i--fp- s-n AXv.

(b) ap \dp-s-Spv XnXn apX 30 (1), 33 (4) hIp-p-I{]Im-c-ap ]Ww sUtm-knv sNbvX-Xns hni-Zmw-i-

.

(c) ap \dp-s-Sp-n\p ap]mbn AwKo-IrX _mn\npw (_mns t]cv hy-am--Ww) ]Ww ]nh-en-- Xns Dt-iyw.

(d) Nnn DS-Sn {]Imcw km-\l-amb hcn-m-cs\ kw_-

n-p--hbpw \dp-s-Sp-n-s\bpw km-\-p-I-sbbpwkw_-n-p hnh-c-.

(e) Xe-bmv \Inb Io-js apgp-h hnh-c-fpwHmtcm hcn-m-c\pw \Inb Ingn-hns hnh-c--fpw.

(f) \dp-s-Sp-n-\p-m-bn-cp hcn-m-cs t]cv As-nA[n-Im-c-s-Spn GPv AhcpsS Snv \, Hv Fnh

Ipdnv : \dpv Innb hcn-m-c\v \dpp Innb Sn-n hoXm-h-Im-i-am-WpsXn Cu hoXm-h-Im-i-s-p-dn-p

hni-Zmw-i- {]Xn-]m-Zn-t--Xm-Wv.

III


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IV

(1) 20 (1) (a) hIpp {]Imcw AwKo-IrX _mn Akn-v cPn- kv{Sm-dpsS t]cn \nt-]n--Xns cko-Xntbm Nnn DS-Sn {]Imcw _mp \Ip ]mv _ptm Akn-v cPn-kv{Smv ssIam-d-Ww.

(2) 20 (1) (b) hIpp {]Imcw km skIyq-cnn cPn-kv{Sm-dpsS t]cn\In-bm BbXv Akn-v cPn-kv{Sm At-l-ns \nb-{-W-n km {Sj-dn-bn kqn--Ww.

(3) Pmay-ambn \Ip-Xv _mv sUtm-kntm Khsav skIyq-cn- otkmAm PwKa hkvXp-tfm BsW-n Xe-bm Cu PwK-a-h-kvXp- Akn-v cPnkv{SmdpsS t]cnsUtm-knv sNp--Xnt\m As-n ap CXc GPkn-I-fntem sUtm-knv sNp--Xn-\p kuIcyw Hcp-t--Xm-Wv.

IV


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(4) Xe-bm \Ip Pmayw {Sn skIyq-cn-n-I-fm-sW-n 20 (1) (c) hIpp{]Imcw cPn-kv{Sm-dpsS t]cn t]cp amn \tI--Xm-Wv.

(i) mhc hkvXp--f-m ap skIyq-cn-n-I \Ipkml-N-cy-n skIyq-cnn \Ip hkvXp-hns hne Nnn-p-I-bpsS

11/2 Cc-n-tb-m Ipd-b-cp-Xv.

(ii) Pmay-ambn \Ip-Xv mhc hkvXp-h-l-I-fm-sW-nPmay-ambn \Ip hkvXp-hns hne Nnn-p-I-bpsS 2

Cc-n-tb-m Ipd-bp-hm ]mSn-m--Xm-Wv.

(5)

IV

IV


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X

(2) \Im-\p-t-in-p Pmayw: mhc hkvXp-hm-sW-n hkvXp- hns\ kw_-

n-p apgp-h hnh-c-fpw At]--bn hy- am--Ww. hkvXp-hns DS-a-m-h-Im-iw ImWn-p tcJ-I-fpsS Aepw 30 hjs _myX kn-^n-v klnXw At] \evI-Ww.

(3) Nnn Akn. cPn-kv{Sm At] e`n-m hkvXp ]cn-tim[np-- Xn-\pkuI-cy-{]-Z-amb Xn-Xn-bpw, ka-bhpw \n-bnv Cu hnhcw At]--Is\ Adn-bn-p-p.

(4) At]--I hkvXp ]cn-tim-[n-p--Xn\v Akn-v cPn-kv{Smp bm{X _bpw ap A\p-_ Nne-hp-Ifpw N- {]Imcw sIn-sh-bvt--

Xm-Wv.

IV

IV


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(5) Akn-v cPn-kv{Sm t\cnv At]--bn ]d-bp hkvXp t\mo- kn ]d-bp Xn-Xnpw ka-bpw ]cn-tim-[n-p-Ibpw Bh-iy- amb At\z-j-W- \S-p-Ibpw tcJ-I ]cn-tim-[n-p-I-bpw, `qan-bpsS hne \n-bn-p-Ibpw sNt--Xm-Wv.

(6) tIcf Nnn dqkv 19 (4) (ii) {]Im-c-ap hne-\nb am\-Z-- ]men-p-Ibpw hkvXp DS-a-\v hI-I-fn hy-amb DS-a- m-h-Imiw D hkvXp- am{Xsa Pmay-ambn]cn-K-Wn-p-I- bpw, kzoI-cn-p-Ibpw sNp-I-bp-q.

(7) (a) Xe-bm Pmay-ambn \Ip-hm Dt-in-p mhchkvXp Nnn Akn-v cPn-kv{Sm-dpsS ]cn-[nv ]pd-m- sW-n,

hkvXp-hns\ kw_-n-p At\z-j-Whpw ]cn-tim-[-\bpw hkvXp nXn sNpA[n-Imc ]cn-[n- bn-ep Akn-v cPn-kv{Sm \nh-ln-t--Xm-Wv.

Bb-Xn-\p-thn Xe-bm Nnn cPnkv{Sm aptJ\ CuSv\Ip hkvXp-hns hnhcw ImWn-p ]n-I-bpsS 3 ]Iv klnXw At]

kan-t-Xpw Nnn Akn- v cPn-kv{Sm At]--bpsS ]Iv dnmUn-tevkqn-t--Xm-Wv.

IV

IV


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(b) Akn-v cPn-kv{Sm cPn-kv{Sm-dpsS D-chv {]ImcwhkvXp-hns ]cn-tim-[-\bpw hne \n-bhpw ]qn- bm-n-

bm Nnn-bpsS A[n-Im-c-]-cn-[n-bn-ep Akn-v cPn-kv{Smv hne-\nb kn-^n--ns ]Iv klnXw dntmv kan-t--Xm-Wv.

(8) mhc hkvXp-hns At\z-j-W-hpw, ]cn-tim-[-\bpw aqey-\n- bhpw \S-nb DtZym-K- aqey \nb kn-^n--ns ]Iv klnXw Nnn sU]yqn cPn-kv{Smvdntmv kan-t- -Xm-Wv.

(9) Akn-v cPn-kv{Sm-dpsS ]cn-tim[ dntmpw, aqey-\n-bhpwXr]vXn-I-c-a-m-sb-n Cu hnhcw Nnn Akn-v cPn-kv{Sm Xe- bmsf hnh-

c-a-dn-bn-p-p.(10) Akn-v cPn-kv{Sm-dpsS dntmp {]Imcw mhc hkvXp CuSmbn

kzoI-cn-m-sa-n Xe-bm Bh-iy-amb t_mp-I Akn-v cPn-kv{Sm-dpsS t]cn 20 (1) hIpp{]Imcw Nmmn cPn-kvt{S-j BIvSv 1908 (tI{ \nbaw XVI of 1908)

{]Imcw cPn-kv{Smn \tI--Xm-Wv.

IV

IV


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(11) Xe-bm cPn- sNbvXv skIyq-cnn t_mns IqsS `qan-bpsS \ne-hn-ep ssIh-im-h-Imiw sXfn-bn-p tcJ ssIh-i-{]-Imcw tcJ dh\yq AtXm-dn-n-bn \npw, skIyq-cnnt_mv cPn-kv{Sv sNbvXp \Inb XnXn Ds-sS-bp IpSn-S kn-^n-v

klnXw lmP-cm-t--Xm-Wv.

(12) (a) Akn-v cPn-kv{Smv skIyq-cnn aXn-bm-b-Xmbnt_my-s-m t^mdw XI {]Imcw aXn-bmb Pmay kmy-

]{Xw \Ip--Xm-bn-cn-pw.

(b) Akn-v cPn-kv{Smv aXn-bmb Pmay-ambn t_my-s-n-s-n Atlw At] Imcy-Im-cW klnXw \nc- knv Cu

hnhcw tcJm-aqew Xe-bmsf Adn-p--Xm-bn-cn- pw.

(c) Pmay kmy-]-{X-ns ]Iv sU]yqn cPn-kv{SmvAb-t--Xm-Wv.

IV

IV


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[m\y-Nn-n-I-fn Akn-v cPn-kv{Sm 20-mw hIpp {]Im-c-ap Pmay-p-I- bpsS aqeyw IW-m-p-Xv C{]-Im-c-am-bn-cn-pw.

(a) Hcp Xh-W-bvmbn Fm hcn-m-cn \npw kam-l-cn-p [m\y-ns Afhv IW-m-p-I.

(b) A{]-Imcw IW-p-Iq-nb samw [m\y-ns \ne-hn-

ep amv hne IW-m-p-I.(c) A{]-Imcw amv hne IW-m-p--Xn\v cPn-kv{Sm\ne-hn sXm-Sp-p Xmeqv tI{w As-n ]- W-n

\np hne-\n-e-hmcw B A[n-Im-c-]-cn-[n-bn- ep Xl-knZm-dn \npw hne-\n-e-hmcw B A[n-Im- c-]-cn-[n-bn-ep Xl-knZm-dn \npw tiJ-cn-t--Xm-

Wv.

(d) samw Nnn-p-I-bpsS 1 1/4 Ccn amv hmeyp D[m\yw 20 (1) hIpp {]Imcw skIyq-cn-n-bmbn \tI-- Xm-Wv.

IV

IV


22/32

(1) Hcp Nnn \S-np Imem-h-[n-bn \ne-hn-ep Pmay-n\v ]Icw Pmayw

\Ip--Xn\v Xe-bm t^mw XII {]Imcw Akn-v cPnkv{Sm ap]msI kan-t-Xm-Wv.(2) Akn-v cPnkv{Sm Xmsg ]d-bp kwXr-]vX-\m-Ip ]w Bb-Xn\v

A\p-hmZw \Im-hp--Xm-Wv.

(i) Xe-bm ]Icw Pmay-n\v \Ip At]--bn ]-d-

bp Imcy- kXy-nXn Dsm-p--Xm-sW-n(ii) ]pXnb Pmayw ]cym-]vX-am-b-sX-n

(3) 19, 20 N--fn ]dbpw {]Im-c-ap \S-]-Sn-{I-a- Ahn-Sp-s- tmse XsChn-sSbpw {]tbmKn-m-hp--Xm-Wv.

IV

IV


23/32

(1) 22-mw N{]Im-c-ap Pmayw ]Icw hbvp--Xn-\mbn Xe-bmfnsNne-hn bYm Pmayw XncnsI hnp \Ip-Xn-\p cPn- kvt{SUv tcJ sNbvXp

\tI--Xm-Wv.(2) XncnsI \Ip Pmayw Kh-sav Pmay-ambn Khsav {Sj-dn- bn \nt-

]n-n-p--Xm-sW-n Akn-v cPn-kv{Sm Acw Pmay- Hgn-hmn \Ip--Xn\v Bh-iy-amb \S-]-

Sn-{I-a-fpw ]pd-s-gppw ]men-t--Xm-Wv.(3) bYm Pmayw km Pmay-a-m PwKa hkvXp-hm-sW-n AXv

XncnsI \Ip--Xmbn Bh-iy-amb Icm Akn-v cPn- kv{Sm Xm-dm-t--Xm-Ip-p.

IV

IV


24/32

Nnn kam-]-\-n-\p-tijw Xe-bm Pmayw XncnsI e`n-p--Xn-\mbn Akn-v cPn-kv{Smv At] kan-t--Xm-Ip-p.

20 (5) hIp-p-{]-Imcw Pmayw XncnsI e`n-p--Xn-\m-bp At]--tbm- sSmw hcn-mv \Im-\p Fm tXbpw \In-sbpw Akn-v cPn-kv{Smtm av Hm^o-kamtm \tI--Xmb FmXpIbpw \In- -gnp Fv {]Jym-]n-p-sIm-p Xe-bmfns Htm-Sp-IqSn At] kan-t--Xm-Wv.

IV

IV


25/32

(1) 24-mw N-{]-Imcw Pmayw XncnsI \Ip--Xn-\m-bp At] ssI]-n-b-Xn-\p-tijw Akn-v cPn-kv{Sm AXns ]Iv Nnn- bp-amtbm Pmayw XncnsI \Ip--Xns\ kw_-ntm Fs- nepw XSw Dtm Fv ]cn-tim-[n-m-\mbn Nnn Ckvs]- IvSv \I-

Ww.(2) dntmv Bh-iy-sv Hcp amk-n-\p-n Nnn Ckvs]-IvS Bh-iy-amb

At\z-j-W-n-\p-tijw Akn-v cPn-kv{Smv adp- ]Sn \I-Ww.(3) Nnn Ckvs]-IvS-dpsS dntmv Inn-b-Xn-\p-tijw Akn-v cPn- kv{Sm

Auv _ptm cPn-tdm as-s -nepw sdtm-Up- Itfm t_m[y-s-Sp--Xn-\mbn Xebmfn-t\mSv Bh-iy-s-Smw. Ch- sbmw t_m[y-sv bmsXm-cp-hn[ XS--fpw C Fv t_m[y- s-Sp ]wXe-bm-fns Nne-hn dntmpw Pmayw XncnsI \Ip--Xn Bs-nepw Fs-nepw ]cmXn Ds-n

t\mokv hnm-]\w sNbvXv Hcp amk-n-\p-n \I-W-sav hy-amn

hnm-]\w sNt--Xm-Ip-p. t\mn-^n-t-js Hcp ]Iv Akn-v cPn-kv{Sm-dpsS t\mokvt_mUn {]kn-- s-Sp--Ww. b

IV

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(4) t\mo-kn hy-am-n-bn-cn-p Xn-Xn-p-n bmsXm-cp-hn[Bt-]hpw e`n-n-n-s-n Akn-v cPn-kv{Sm Pmayw XncnsI \Ipw.

(5) Fs-nepw Bt]w e`n-m Akn-v cPn-kv{Sm AXn-s\- p-dnv3mw D]N-{]-Imcap t\mov \In 14 Znh-k-n-\p- n Xons Hcp ]I v Xe-bmf\pwasmv Bt]w D- bn hynpw \I-Ww.

IV

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17-mw hIpp {]Im-c-ap \dp-s-Sp-ns \S-]-Sn-{I-a--f-S-nb _pn-t\m- sSmw Xe-bmf\pw Xmsg]dbpw {]Im-c-ap Fm cPn-dpw Auv _ppw kqn--Ww.

(1) t^mw XIII {]Im-c-ap hcn-m-cpsS t]cp hnh-c-a-S-nb cPn-(2) t^mw XIV {]Im-c-ap eUvP(3) t^mw XV {]Im-c-ap tU _pv(4) t]Pv \ kmy-s-Sp-n-bn-p t^mw XVI {]Im-c-ap ckoXn _pns

]Iv(5) hcn-m-c\v Xe-bm \Inb Fm t\mo-kn-sbpw ]Iv.(6) Nnn DS--Sn-bn t] tNp--Xn\pw tee-n ]s-Sp-p-- Xn\pw

A[n-Im-c-s-Sp-n-sImv hcn-m-c \Inb k-X-]-{Xw.(7) Xe-bm hcn-m-c\v ]Ww \InbXns hu AS-nb ^b.(8) Ipdn kwJy Innb hcn-m \Inb Pmay hnh-c- ImWn- p tcJ-I-f-

S-nb ^b

IV

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(1) {Iam-\p-K-X-ambn 27-mw N-n ]dbpw {]Im-c-ap IW-p-Ifpwhni-Zmw-i-fpw hcn-m-cpsS cPnkvdn-epw, seUvP-dnepw tU _pnepw tcJ-s-Sp--Ww.

(2) ]Ww kzoI-cn-p-tm t^mw XVI {]Im-c-ap ckoXn ]Ww AS- -bmvssIam-d-Ww.

(3) Xe-bm ]pd-s-Sp-hn-p Fm t\mo-kp-I-fp-sSbpw ]Iv icn- bmb]Im-sWv t\mokv \Inb XnXn tcJ-s-Spn Nw 27 (5) {]Imcw kmy-s-Spn kqn-t--Xm-Ip-p.

(4) ]Ww \In-bXv Inn t_m[np Fv e`n--bm-fpsS kmyw hudntcJ-s-Spn Nw 29 {]Imcw ^b sNt--Xm-Ipp

(5) km-\l-cmb hcn-m \Inb ]W-n\v \evInb Pmayw Nw 27 (8){]Imcw tcJ-s-Spn kqn-t--Xm-Ip-p. B ^b-en \Inb Pmay-ns kqNItcJ-I ]cn-tim-[n-t--Xn

kqn-t--Xm-Ip-p.

IV

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]Ww \In-bm \Inb hyn-bn \nv Xebmfn\v Hcp hu e`npw. hu-dn ]Ww e`n--XnsDtiyw hy-am-n-bn-ptm Fpw AXv IrXy-ambn ]Ww kzoI-cn hyn kuy-s-Sp-n-bn-ptm FpwXe-bm ]cn-tim-[n-t-Xpw {Ia-\- \In ^b-emn Nw 27 (7) {]Imcw AXv ^b sNt--Xm-Ip-p.

(1) 24- mw hIpp {]Imcw _mekv jov Xm-dm-n AXv Xm-dm- nb XnXnapX aqv amk-n\pn ap]mbn cPn-kv{Sm ap]msI ^b sNt--Xm-Ip-p.

(2) hchv Nnehv IW-p-Ifpw BkvXnbpw _m[y-Xbpw kw_-n- p{]kvXm-h-\bpw Nnn Ah-km-\nv cv amk-n-\p-n cPn- kv{Sm ap]msI t^mw XXVIII{]Imcw ^b sNt--Xm-Ip-p. Nnn-bpsS Imem-h[n Hcp hj-n IqSp-X-em-sW-n Hmtcm

12 amk-Im-e-b-f-hnepw Nnn Xocp-tmgpw ^b sNt--Xm-Ip-p.

IV

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(1) 61-mw hIpv 2mw D]-h-Ip-p-{]-Im-c-ap Nnn HmUn-_mekvjopw em-`-\-jvS-I-Wpw HmUnv sN-W-sa-p-s-n Ah Xm-dm-nb tijw Xe-bm GXv cPn-kv{Sm-dpsS A[n-Im-c-]- cn-[n-bns]-Sp--XmtWm At-l-n\p

ap]msI At] \I- Ww. A\p-_w II {]Im-c-ap XpI At]--tbm-sSmw \IWw.

(2) Akn-v cPn-kv{Sm At]-, _mekv jopw em`-\jvS IWpw ]cn-

tim-[n-t Pnm Nnn HmUn-v Ab-p-sIm-Sp-t- -Xm-Ip-p. At] e`n--Xn-\p-tijw Xn-Xnbpw ka-bhpw \n- bnv _mekvjopw hchpNnehp IWpw \Im-\mbn

Ah ]cn- tim-[n-m-\m-h-iy-amb kuI-cy-fpw Xm-dm-m-\mbn Xe-bm-fns\Adn-bn-t--Xm-Ip-p.(3) _mekv jopw em`-\-jvS-I-Wpw hc-hp-Nn-ehp IWpw Nnn-bp-ambn _-s ap IWpw HmUnv sNm-\mbn kan-t Xn-Xnv 7

Znhkw aps]-nepw Xe-bmsf Adn-bn-tXm-Ip-p.

IV

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Nnn HmUn--dpsS ] dntmn-sbpw kn-^n--n-sbpw 4 tImn Dm- bn-cn-tXpw AhHmtcmpw Xe-bmf\pw Akn-v cPn-kv{Smpw Nnn Ckvs]-IvSpw \tI-Xpw Hv Nnn HmUn-ssIhiw kqn-t-- Xp-am-Ip--p.

(1) Nnn HmUn- Nnn HmUnv sNbvX-Xn-\p-tijw _mekv jon-sbpwem`-\-jvS-I-W-n-s HmUnv kn-^n--n-sbpw HmUnv dntmn-sbpw Hmtcm tImn HmUnv kn-^n-pw HmUnv dntmv InnHcp amk-n-\p-ntem As-n _mekvjo-ns ka-b-]-cn[n Ign-bp

Znhkw apX aqv amk-n-\p-ntem GXmtWm BZyw Av kan-t--Xm-Ip-p.

IV


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Kerala Chit Funds Rules 2012.

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Transcript of Kerala Chit Funds Rules 2012.