JWResume4

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Jennifer Wolfe Wayne, NJ 07470 Phone: (201) 704-6140 Email: [email protected] Summary Banking professional and Underwriter with 3 years of experience. Highly motivated, hardworking, analytical, detail oriented, adaptable and efficient individual with excellent problem solving, writing and communication skills who is also focused, rapidly acquires and implements new concepts and works well collaboratively or independently. Certified Notary Public. Work Experience Hudson City Savings Bank, a division of M&T Bank 2013 – Present Consumer Loan Department Underwriter, 2014 - Present Responsible for ensuring accuracy of all documentation, reviewing credit reports, analyzing various types of tax returns, income/Loan to Value/Debt to Income calculations. Analyzed Credit Reports, Income and Employment Analysis while being consistent with current lender guidelines and regulatory requirements compliant with ATR/QM rule Approved and validated applicable loan product with all acceptable property and income parameters Examined CPIII(Collateral Point) searches, inclusive of AVM, collateral value determination, as well as current title and lien data Demonstrated decision making and time management skills in approval/denial/counteroffering loans Investigated customer identity including OFAC analysis Executed customer service via phone and email Mortgage Document Review / Administration, 2013 – 2014 Responsible for preparing closing packages for 135 branches, security instrument(s) consistent with loan approval and commitment letters, verifying borrower is clear to close, reviewing all closing documentation for accuracy. Other duties as assigned. Coordinated lien removal of paid loans Confirmed checks for authenticity, manually posted unposted checks, accounting and payment posting/loan payoffs Pulled and reviewed OFAC searches Fulfilled archiving responsibilities Executed customer service via phone and email Received fast track promotion to Underwriter position Accountemps, 2013 – 2013 Hudson City Savings Bank - Mortgage Document Review / Administration Internship, William Paterson University 2013 – 2013 Selected to join an elite group of qualified students working both independently and together, to conduct research, create business plans, and present findings and ideas to a small mixed media business Computer Skills Microsoft Office Professional: Word, Excel, PowerPoint, Outlook, UniFi – loan processing system, Miser – general system, Synergy – reporting system, Nautilus – imaging system Education William Paterson University, Wayne, NJ Bachelor of Arts, Economics, May 2013 GPA: 3.589 / 4.0 Dean’s List - Cum Laude - Beta Gamma Sigma Member (International Business Honor Society)

Transcript of JWResume4

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Jennifer Wolfe

Wayne, NJ 07470 Phone: (201) 704-6140 Email: [email protected]

Summary

Banking professional and Underwriter with 3 years of experience. Highly motivated, hardworking, analytical, detail oriented, adaptable and efficient individual with excellent problem solving, writing and communication skills who is also focused, rapidly acquires and implements new concepts and works well collaboratively or

independently. Certified Notary Public.

Work Experience

Hudson City Savings Bank, a division of M&T Bank 2013 – Present Consumer Loan Department Underwriter, 2014 - Present Responsible for ensuring accuracy of all documentation, reviewing credit reports, analyzing various types of tax returns, income/Loan to Value/Debt to Income calculations.

Analyzed Credit Reports, Income and Employment Analysis while being consistent with current lender guidelines and regulatory requirements compliant with ATR/QM rule

Approved and validated applicable loan product with all acceptable property and income parameters Examined CPIII(Collateral Point) searches, inclusive of AVM, collateral value determination, as well as

current title and lien data Demonstrated decision making and time management skills in approval/denial/counteroffering loans Investigated customer identity including OFAC analysis Executed customer service via phone and email

Mortgage Document Review / Administration, 2013 – 2014 Responsible for preparing closing packages for 135 branches, security instrument(s) consistent with loan approval and commitment letters, verifying borrower is clear to close, reviewing all closing documentation for accuracy. Other duties as assigned.

Coordinated lien removal of paid loans Confirmed checks for authenticity, manually posted unposted checks, accounting and payment

posting/loan payoffs Pulled and reviewed OFAC searches Fulfilled archiving responsibilities Executed customer service via phone and email Received fast track promotion to Underwriter position

Accountemps, 2013 – 2013

Hudson City Savings Bank - Mortgage Document Review / Administration

Internship, William Paterson University 2013 – 2013 Selected to join an elite group of qualified students working both independently and together, to conduct research, create business plans, and present findings and ideas to a small mixed media business

Computer Skills

Microsoft Office Professional: Word, Excel, PowerPoint, Outlook, UniFi – loan processing system, Miser – general system, Synergy – reporting system, Nautilus – imaging system

Education William Paterson University, Wayne, NJ Bachelor of Arts, Economics, May 2013 GPA: 3.589 / 4.0 Dean’s List - Cum Laude - Beta Gamma Sigma Member (International Business Honor Society)