Jump in to Pet Insurance

7/29/2019 Jump in to Pet Insurance

1/11

A Hw-T Gide y

Eae Pet Iae

jump into pet insurance


2/11

EmbrAcE PET InsurAncE | JumP In To PET InsurAncE

1 id

Each year,

38% of the petsinsured by Embrace

Pet Insurance have

a claim.

We wte thi gide t help y lea at ad

he a pet health iae pla that ight f y

ad y pet. Pet iae it a way t ave ey veteiay ill, it atal iae, jt like f

y a he. Thi ea that it wk et whe it

ptet y agait the expeted, expeive thig

that a happe.

Thee ae lt f pet iae pla availale t they

aet all the ae. Thee ae diffeee i what they

ve, what they exlde, what they t, thei level f

te evie, ad hw they pay lai. I the

wd, dt jt pik a pla eae it the heapet!

Ad eee, pet iae i the e thig y

at get whe y eed it the t. Plaig ahead

ad dig y hewk pet iae w ae

eetial t gettig the et, t peheive

veage f y pet before ethig happe.

PAGE 2


3/11


If y have a peed dg h a a Laad

retieve, bxe, Pg chihaha, y dg i

epeially pe t etai geeti diti.

Thee ae liteally hded f thee diti,

e f whih ilde hip dyplaia, lxatig

patella, ad adiypathy. Y ay t eve

kw y dg ha a geeti diti til

ig ypt eveal theelve th

yea afte y aqie y dg.

The ae ad teatet f a geeti diti

a e vey, vey expeive. F exaple,

etive gey f ilateal hip dyplaia

a eaily t ve $5,000. Eae pla

will pay f the teatet f thee dieae

pvided y dg i healthy at ellet. Ak

y veteiaia t explai

the ik f geeti

dieae t y.

Beware!The ajity pet

iae pla d

ve geeti diti.

che a pla that

ve the f

peae f id.

p i f pbd Dg

EmbrAcE PET InsurAncE | JumP In To PET InsurAncE PAGE 3

2 Why shld i G p i?

Evey yea e tha 1 i 3 pet fall ill i ijed.

Ad while it aazig what veteiaia a d f

pet thee day, a viit t the eegey a p t hded eve thad f dlla i a

vey ht pae f tie.

may f ae t pepaed aially t affd the

level f ae that de veteiay ediie a

pvide ad etie we pie y givig

pet a level f ae that i fa f the et.

With pet iae, y eve have t he etwee

a expeive teatet ad y pet life. Jt

eae y pet i happy ad healthy tday, det

ea thig will alway e that way. Pet iae

help y pepae f ay evetality.

The average claim

amount at EmbracePet Insurance

is $858.
http://www.embracepetinsurance.com/coverage/genetic-conditions.aspxhttp://www.embracepetinsurance.com/Health/Breeds/dog-breeds.aspxhttp://www.embracepetinsurance.com/Health/Breeds/dog-breeds.aspxhttp://www.embracepetinsurance.com/coverage/genetic-conditions.aspx


4/11


3 Wh D p Hlh i cv?


p l v:

Teatet f aidet, illee ad dieae

Teatet f allegie cae ad hetheapy

sgey, hpitalizati ad ig ae

Laaty ad diagti tet ildig X-ay ad mrI a

mediati

s l, ldg eb, l v:

Teatet f geeti diti

Alteative theapie h a apte, hydtheapy, hliti ad

hepathi veteiay ediie

chi ad eig diti that lat e tha e pliy peid, h a

allegie, diaete ad hypethyidi

rtie welle ae h a vaiati ad detal leaig

Wh vd?

Pet iae pla ally will t pay f:

ceti, eletive pevetative pede h a de-wig, tail dkig,

ea ppig, ad delawig (exept whee edially eeay) Veteiay fee elated t pegay, eedig whelpig

othdti eddti

pede h a t aal

w

behavial ple

Peipti diet fd

Pe-exitig diti

(e if ext page)
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5/11

Pet Insurance is the

one thing you cant

get when you need it

the most; insure your

pet as soon as you

can.


a -xg d vd?

oe f the t diflt ie that pet paet

fae whe hppig f pet iae i pe-exitigditi. A pe-exitig diti i e that y

pet had, wa diaged with, hwed ypt f

efe ellig dig the waitig peid.

uftately, pet iae de t ve pe-

exitig diti t y ay till e ale t get

veage f y pet the diti. It alway

et t ell y pet efe he develp ay kid f

aj diti ille, thi way thee ae ally pe-exitig diti ad y a axiize

y veage.

se paie ffe veage f ate pe-exitig

diti if y g a etai peid f tie witht

eqiig teatet f, havig ypt f

eig diaged with that diti agai.

4 p-exg cd exld
http://www.embracepetinsurance.com/coverage/pre-ex-conditions.aspxhttp://www.embracepetinsurance.com/coverage/pre-ex-conditions.aspx


6/11


5 Hw D i ch a p i pl?

Thee ae lt f paie ffeig pet iae tday ad thee ae ay

diffeee. Y wat t pik a pliy that ight f y eed ad y dget.

The et way t d t i t all the pay g lie t thei weite tawe the fllwig iptat qeti:

1. Wh d vd?

I it lealy tated the pay weite ve the phe? The lat thig y

wat i t ake a lai ad ly late d t that the pay wt ve y

pet diti f e ea athe.

2. D h l v g d bd- d?

Y wat thee veed, eve f ixed eed, eae etie it t lea

what i ad it heeditay eed-pei. se exaple f thee diti

ae hip dyplaia, lxatig patella ad adiypathy. Eae Pet Iae

ve geeti ad eed-pei diti pvided y pet did t hw ig

ypt f the pi t ellet.

3. D h l v h d g ll?

Wath t! A few pla ide thig that happeed i y t yea f veage

t e pe-exitig i the ed yea. All Eae

Pet Iae pliie e with ctiig

cae veage t give y pet a

lifetie f ae.
http://www.embracepetinsurance.com/coverage.aspxhttp://www.embracepetinsurance.com/coverage/genetic-conditions.aspxhttp://www.embracepetinsurance.com/coverage/continuing-care.aspxhttp://www.embracepetinsurance.com/coverage/continuing-care.aspxhttp://www.embracepetinsurance.com/coverage/genetic-conditions.aspxhttp://www.embracepetinsurance.com/coverage.aspx


7/11


4. a h -d l h h y ld v bk?

F exaple, e pla have a $3,000 pe-iidet liit. If y had a lai f

$5,000 with e f thee pla the the t y wld get ak wld e $3,000.Eae pla d t have pe-iidet liit.

5. D h l b l bd b hdl h l

vy bll?

If y he a pla with a eet hedle y hld detad that y

ay t get vey h ey ak a the eet hedle a liit y

eieet f etai diage at at le tha yll ly d,

epeially i et aea. Ty t d a pla that eie y aed y

atal veteiay ill, like Eae Pet Iae de.

Atal clai Exaple
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8/11


6. Hw Wll l hdld?

Eae Welle rewad ae pletely epaate f Aidet & Ille pla

thee dedtile ad pay. Y a get 100% eieet f geealfe viit, vaiati, ea/tik/heatw ed, pay/ete, ihippig,

detal leaig ad tie diagti tet. Thee pe ite axi

y a e the aal alltet a y he. All at ad dg ae eligile f

Welle.

7. a h h h ly?

se pla ay t aept pet ve a etai age , if they d, they ay ly

ffe veage f aidet. se pla hage y igp fee thly illig

fee, ewae! othe pla ay have a lifetie axi whih a etaily e etwell efe yd expet t. Y ay al e pealized f viitig a Er, peialit

efeal lii; exatly what y dontwat. be e t ak at dit t!

8. Wh h yg b h y?

Viit www.PetIaereview. ad ead te eview f all the pet

iae pla. PetIaereview. i t afliated with ay pet iae

pay.
http://www.embracepetinsurance.com/coverage/Wellness-Plan.aspxhttp://www.petinsurancereview.com/http://www.petinsurancereview.com/http://www.embracepetinsurance.com/coverage/Wellness-Plan.aspx


9/11


Pet iae pie vay widely t aveage y

a expet t pay ad $30 pe th f dg ad

$20 pe th f at. Addig a welle platypially t a little e. Y hldt pae

pet iae pla aed pie ale. I geeal,

pla that t e al ve e ad eie

y e whe y lai.

Pet Iae paie al ay

ffe dit f thig like:

Ellig ltiple pet

Payig aally f y pliyitead f thly

Ellig a ihipped pet

beig fll-tie i the ilitay

Ellig a evie pet (like a gide dg f

the ight ipaied)

Ellig thgh y pay with a

eplyee dit

befe y ell, ak the pet iaepay whih dit y ad y pet

ight e eligile f.


6 Hw mh D p i c?
http://www.embracepetinsurance.com/plan-pricing/discounts.aspxhttp://www.embracepetinsurance.com/plan-pricing/discounts.aspx


10/11


7 Hw D i G sd?

sg u v i by ph

It eve ee eaie t phae a pet iae pliy. Y a get a qte

ad ig p ve the iteet phe. Whe y ig p with Eae PetIae y will eeive y pliy det via e-ail taight away.

mthly ad aal payet ae availale.

G hgh h Wg pd

All pet iae pla have waitig peid f ew pet. Eae Pet

Iae ha a 14-day waitig peid f aidet ad illee. othpedi

ijie f dg have a 6-th waitig peid t thi a e waived if y

veteiaia give y pet the thpedi all lea.

V Y V f t

Viit ay geeal, peialit eegey veteiaia i the ty. Thee

ae etwk ad y d t eed appval t. big alg a lai f

ad get the veteiay taff t plete it. Eae Pet Iae ake thi

pe hale-fee y pvidig y with lai f that ae iple t ll

t ad it eae they e pe-pplated with y pet ifati

y dt have t ll h t.

sb cl

Fax ail y lai f ad ivie. F qiket tad, Eae

Pet Iae ha a tll-fee fax e t it y lai dietly f

y veteiaia fe.

rv rb chk D D

clai peig tie a vay y the type f lai ad hw lg yve

ee a te. Eae Pet Iae get y a hek ailed t withi

10-15 ie day e weve eeived all eeay det, eve fatef welle lai ad if ye a exitig te. Eae a al

depit y lai hek dietly it y ak at.
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11/11


8 cl

We hpe thi gide ha ee helpfl i detadig the wld f pet iae.

reee, t all pet iae

paie ae the ae. be et take the tie t d e

that ight f y.

Pleae tat Eae tday f a qte!

www.ebpi.

o all tll fee: 800.511.9172

o cte cae Eae ae happy t help ypik the pefet pla f y pet.

PAGE 11
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