Jul, 2019 INVESTOR JOURNAL KARVY’s€¦ · » Systematic investment plans (SIPs) flows slightly...

KARVY’s

Jul, 2019

INVESTOR JOURNAL

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KARVY’sINVESTOR JOURNAL

Fund of the MonthUTI Mastershare-Reg(G)The objective of the scheme is togenerate long term capital appreciation...Jul, 2019

Market ReviewPage 01

Karvy Investment InsightPage 03

Fund of The MonthPage 04

Readers CornerPage 05

Story of The MonthPage 06

SIP PerformancePage 07

Category Average ReturnsPage 08

Fixed Deposits SchemesPage 09

Equity Funds Performance0

Debt Funds PerformancePage 11

Global Markets at a GlancePage 12

Indices WatchPage 13

Highlights of the Month » According to the data released by the Association

of Mutual Funds in India, the Asset under management (AUM) of the mutual fund industry has grown by 4.6% from Rs. 24.79 lakh crore in April 2019 to Rs. 25.93 lakh crore in the month of May 2019.

» Systematic investment plans (SIPs) flows slightly decreased by 0.7% to Rs. 8,183 crore in May 2019 from Rs. 8,238 crore in April 2019.

» Liquid funds witnessed a net inflow of Rs. 68,582 crore during the month May 2019 against a net inflow of Rs. 89,778 crore in the month of April 2019.

» Balance Funds witnessed a net inflow of Rs. 1,265 crore in the month May 2019 compared to an outflow of Rs. 1,615 crore in the month of April 2019.

» In May, net inflows into equity mutual funds increased to Rs. 5,407 crore from Rs.4,608 crore in the month of April 2019.

» The mutual fund industry as a whole saw a net inflow of Rs. 76,990 crore in May 2019 compared with a net inflow of Rs. 1,00,460 crore in April 2019. This Inflow was mainly led by liquid funds.

Page 04

INVESTOR JOURNALJul, 2019

Market Review

Exports:

» Exports in May 2019 were USD 29.99 Billion, as compared to USD 28.86 Billion in May 2018, exhibiting a positive growth of 3.93%.

» Electric goods (50.97%); Organic & Inorganic chemicals (20.64%); Ready-made textiles (14.15%) and Drugs and Pharmaceuticals (10.98%) showed a high positive export growth during the month.

» Non-petroleum and Non Gems and Jewellery exports in May 2019 were USD 21.42 Billion, as compared to USD 19.94 Billion in May 2018, exhibiting a positive growth of 7.42%.

Imports:

» Imports in May 2019 were USD 45.35 Billion, which was 4.31% higher in Dollar terms over imports of USD 43.48 Billion in May 2018.

» Transport equipments (-3.04%); Vegetable oil (-11.94%); Pearls, Precious & Semi-precious stones (-24.70%) showed a negative Import growth during the month.

Crude Oil and Non-Oil Imports:

» Oil imports in May 2019 were USD 12.44 Billion, which was 8.23% higher in Dollar terms, compared to USD 11.5 Billion in May 2018.

» Non-oil imports in May 2019 were estimated at USD 32.91 Billion which was 2.90% higher in Dollar terms, compared to USD 31.98 Billion in May 2018.

Trade Balance:The trade deficit for May 2019 was increased to USD 15.36 Billion as against the deficit of USD 14.62 Billion in May 2018.

CPI Inflation:CPI inflation in India inched upward by 3.05% in May of 2019 from 2.99% rise in April 2019. It is the highest inflation rate since October last year, mainly led by higher food prices.

WPI Inflation:Wholesale prices in India rose by 2.45%% in May 2019 from 3.07% rise in the prior month. It is the lowest inflation rate since July 2017, mainly supported by slowdown in cost of food, fuel and manufacturing products.

IIP:India’s industrial production increased by 3.4% from a year earlier in April 2019, following an upwardly revised 0.4 percent gain in the previous month.

Apart from FII and MF activity, Key domestic data released in the month of Jun were:

1

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Indian indices Sensex and Nifty 50 ended with negative returns, gave a return of -0.80% and -1.12% respectively during the June month. Among the BSE sectoral indices, S&P BSE Consumer Durables was the top performers with 5.78%. CPI inflation in India inched upward by 3.05% in May of 2019 from 2.99% rise in April 2019. It is the highest inflation rate since October last year, mainly led by higher food prices. The mutual fund industry as a whole saw a net inflow of Rs. 76,990 crore in May 2019 compared with a net inflow of Rs. 1,00,460 crore in April 2019. This Inflow was mainly led by liquid funds. FIIs remain net buyers in June month.

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S&P BSE SENSEX

Date Close Price Points Diff %age Change

31-May-19 39,714.20

3-Jun-19 40,267.62 553.42 1.39%

10-Jun-19 39,784.52 -483.10 -1.20%

17-Jun-19 38,960.79 -823.73 -2.07%

24-Jun-19 39,122.96 162.17 0.42%

Overall Change for the month -0.80%

NIFTY 50

Date Close Price Points Diff %age Change

31-May-19 11,922.80

3-Jun-19 12,088.55 165.75 1.39%

10-Jun-19 11,922.70 -165.85 -1.37%

17-Jun-19 11,672.15 -250.55 -2.10%

24-Jun-19 11,699.65 27.50 0.24%

Overall Change for the month -1.12%

MF Activity: (Month Between 01-Jun-2019 to 30-Jun-2019)

Equity

Date Gross Purchase (Cr.) Gross Sale (Cr.) Net (Cr.)

3-Jun-19 1,963.84 2,757.42 -793.58

10-Jun-19 1,680.61 1,471.35 209.26

17-Jun-19 3,451.24 1,897.48 1,553.76

24-Jun-19 2,530.31 1,271.83 1,258.48

Total 47,004.7 40,772.5 6,232.2

Debt


3-Jun-19 11,633.54 10,105.44 1,528.10

10-Jun-19 10,632.52 6,975.45 3,657.07

17-Jun-19 7,601.78 7,976.89 -375.11

24-Jun-19 7,848.42 8,399.35 -550.93

Total 192,460.3 149,176.3 43,278.6

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FII Activity: (Month Between 01-Jun-2019 to 30-Jun-2019)

Equity


3-Jun-19 9,541.23 8,547.42 993.81

10-Jun-19 3,029.92 3,414.80 -384.88

17-Jun-19 5,177.24 5,361.03 -183.79

24-Jun-19 11,011.32 12,013.15 -1,001.83

Total 104,877.38 102,281.86 2,595.52

Debt


3-Jun-19 2,590.35 670.16 1,920.19

10-Jun-19 2,788.81 595.54 2,193.27

17-Jun-19 5,537.02 6,278.80 -741.78

24-Jun-19 1,822.93 1,260.64 562.29

Total 44,313.15 35,993.81 8,319.34

-----------------------------------------------------------------------------------------------------------------------------------------------------------Source : ACE MF

Sensex & Nifty: (Month Between 31-May-2019 to 30-Jun-2019)


Karvy Investment Insight

Peace of mind and Wealth Creation ideas for long term

Karvy Insights brings to you investment wisdom to help you make sound investment decisions to reach your goals faster. These inputs may not help you become wealthy within a short span of time, but they would definitely bring you peace of mind and act as a roadmap for your financial journey.

3

Different Reasons to Start SIP ----------------------------------------------------------------------------------------------------------------------------------------------------------

Are you planning to save money? Are you looking to accumulate some amount to fulfill your financial dreams? Are you looking to get some amount saved in case of any contingencies? Are you planning your retirement?

If the answer to any or all of the above question is YES, then you are at the right place. You can do all that by start investing in Mutual Funds through SIPs.

SIP or Systematic Investment Plan is a way to invest your money in the Mutual Funds in the form of a fixed amount in a fixed period of intervals.

You can start investing in Mutual Funds with a SIP amount as low as Rs. 500 per month. Read below to know how SIP is beneficial for you.

To achieve your long-term financial goals

Everyone has something planned for their future whether it is buying a house, children’s education, or retirement, etc.

These things involve a huge amount of money and it is pretty difficult to have that much amount with you at once in a lump sum.

However, with small but regular investments through a Systematic Investment Plan you can accumulate a hefty amount of wealth which can be utilized in achieving your financial goals.

To simply develop a habit of saving

These days, people start earning at a comparatively younger age as compared to what it was a decade back. With the rising inflation, it is high time for the youngsters to start developing a sense of saving so that they can achieve their dreams and never feel short of finances.

The best way to develop a habit of saving is by investing in SIPs. This is will not only help you save regularly but the corpus that will be accumulated over time will be rewarding. Also, you can withdraw the amount from SIP anytime, whenever you want it, so there is no blockage of your saving as it happens in RDs or FDs.

To meet the contingent expenses

In modern times, we never know when urgency can arrive where we need a huge amount of money. To meet such urgencies and contingent liabilities it is necessary to save your income.

Though it is impossible to save a huge amount directly, saving and investing a small amount over a period of time

will be helpful to accumulate a sufficient amount to meet any unexpected expenses.

The benefit of SIP is that you can withdraw the amount in full or partial at any point of time without any loss of your return on investment.

To create wealth from your income

Incomes aren’t supposed to be just earning that meet our day-to-day expenses. Now with your current income, you can actually create wealth to secure your future.

Investing in SIP lets you enjoy the power of compounding which simply means that your interest earned is invested again to earn more interest, resulting in an exponential growth to your return on investment.

For example, if you start investing Rs. 1000 every month in an equity fund through SIP to meet a certain goal that is 10 years away, you would get Rs. 2,32,339 at the end of 10 years with an assumed rate of return as 12%.

However, if you invest Rs. 1500 for the same goal but just before 5 years, you would only get Rs. 1,23,729 as return after 5 years.

Thus, you can see that with the power of compounding that SIP holds, you can create wealth from your income in the long run.

To remain unaffected from the ups and downs of the market

It is a well-known fact that Mutual Funds are subjected to market risk. However, if you invest in them through SIP you can get the benefit of Rupee Cost Averaging.

Usually, it happens that we tend to avoid purchasing equity during the downfall of the market, but with SIP more units are purchased when the price is low and lesser units at a higher price. Hence, your investments remain protected from the market volatility and stay at best of its health.

Last WordsThese are not the only benefits that a SIP has for you. There are different types of SIPs with different types of benefits, but now you know that you can invest a minimum of Rs. 500 in Mutual Funds through SIP to reap these benefits based on your objective of the investment and what you want to get from it.

You can visit our website to know more about Mutual Funds and SIPs and also to start investing seamlessly and paperless.


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‘Tweets’ of the Month

Fund of The Month

UTI Mastershare-Reg(G)

Investment Objective:

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Portfolio:

Top 10 Companies Holdings

Name %age

HDFC Bank Ltd. 9.5

ICICI Bank Ltd. 8.2

Infosys Ltd. 7.3

Tata Consultancy Services Ltd. 5.8

ITC Ltd. 4.3

Larsen & Toubro Ltd. 3.4

Tech Mahindra Ltd. 3.4

Axis Bank Ltd. 3.1

Reliance Industries Ltd. 2.8

Kotak Mahindra Bank Ltd. 2.7

Top 10 Sector Wise Holding

Industry Name (%)

Bank - Private 26.5

IT - Software 16.4

Pharmaceuticals & Drugs 5.4

Cigarettes/Tobacco 4.3

Industrial Gases & Fuels 4.0

Automobiles - Passenger Cars 3.6

Engineering - Construction 3.4

Finance - Housing 3.4

Refineries 2.8

Automobile Two & Three 2.4 5 Wheelers 2.4

To read the full Information, Click Here

Indicates an increase or decrease or no change in holding since last profile. Indicates an increase or decrease in holding since last portfolio.

INVEST HERE

For Corporate Governance to excel, these six layers have to work

in tandem to maintain checks & balance -Executive Management -Board of Directors -Auditors- Internal & Statutory -Shareholders especially Institutional shareholders -Rating

Agency -Regulatory Framework

- Nilesh Shah @NileshShah68

Source : ACE MF

Confidence is the key. If you don’t believe in yourself, then nobody will.

- LIFE QUOTES @ItsLifeFact

A torn ten rupee note in wallet hurts us but few lacs in idle savings account of crisp

notes doesn’t bother us

- Kalpen Parekh @KalpenParekh

There is much to be gained with humility. All learning can happen if one is

humble - accepting that the teacher/mentor knows more and you have a lot to learn from

him/her Arrogance is sure to ensure that you get hurt one day!!

- Mahesh @invest_mutual


https://www.karvyonline.com/research/mf/fund-of-the-week/UTI-Mastershare-RegG


Readers Corner

5

LIKE US ON FACEBOOK

Karvy has always been focused on incorporating technology in its operations. With the surge in internet usage in India, Karvy is now letting you invest online without any hassle. The process is completely digital and paperless.

Our Online Investment Platform requires you to open an Online Investment Account (OIA) with Karvy.

Features of Online Investment AccountRobust Technology Platform : Our online platform at https://investment.karvyonline.com/ is one of the easiest and most user-friendly investment platforms available in the industry at present. Opening a Karvy OIA will help you invest, setting up SIP, and other transactions related to Mutual Funds completely paperless.

Ease of Fund Transfers : Many people feel that investing online is not secure in terms of making payments. Rest assured, our payment gateway is pretty simple and utterly safe and secure so that you can invest seamlessly. We have tie-ups with over 100 banks PAN India which makes the online investment with Karvy very convenient and hassle-free.

Portfolio Tracking : Once you have your Karvy OIA up and ready, you will be eligible to use our smart tracking tool to conveniently track your investment portfolio. It will help you examine your investments 24x7 and let you take the necessary option whenever you want.

Online Market Place : Your Karvy OIA will act as a one-stop marketplace where you can choose from numerous Mutual Fund schemes.

Cost Effective : With Karvy OIA you can manage your investments for a longer term without worrying about high fees and high account maintenance as everything is paperless and completely digitalized.

Benefits of opening a Karvy OIA : » A feature-packed online Mutual Fund platform for all your investment needs » Hassle-free paperless investment » Invest Online in less than 6 minutes » A wide range of Mutual Fund schemes to choose from » One time account opening process for all KYC-registered investors » Easy KYC completion for non-KYC compliant investors » Best ELSS and SIP schemes available on the go » Financial tools like calculators and comparison tables to help make a sound investment decision » One click Switch/Redeem » The choice to opt for Systematic Withdrawal Plan (SWP) or Systematic Transfer Plan (STP)

Mandatory Requirements to open Karvy OIA : » Single Individual Investor - Resident Indian and NRI (except US & Canada) » KYC-compliant » Personalized cheque leaf/bank statement/passbook front page is a must » HUF, Joint account holders and other individuals cannot open Karvy OIA

Opening a Karvy Online Investment Account is absolutely free of any cost. Just visit https://investment.karvyonline.com/ and click on Join for free!

With the world moving towards 100% digitalization, we at Karvy believe to stay up-to-date with the market trends and requirements. We will keep improving and doing better to serve our investors in the best possible way.

Karvy Online Mutual Fund Portal





Story of The Month

A crow lived a very satisfied life in a forest. But one day, he saw

a Swan. “This Swan is so white,” he thought, “and I am so black.

This swan must be the happiest bird in the world.”

He expressed his thoughts to the Swan. “Actually,” the Swan

replied, “I was feeling that I was the happiest bird around until

I saw a parrot, which has two colors. I now think the parrot is

the happiest bird in creation.” The crow then approached the

parrot. The parrot explained, “I lived a very happy life until I saw

a peacock. I have only two colors, but the peacock has multiple

colors.”

WHO IS HAPPY - THE PEACOCK AND THE CROW

MORAL OF THE STORY:

Courtesy : Karvy Learning Center

Direct Dil Se…

6

That’s our problem too. We make unnecessary comparison with others and become sad. We don’t value what God has given us. This all leads to the vicious cycle of unhappiness. Learn to be happy in what you have instead of looking at what you don’t have. There will always be someone who will have more or less than you have. Person who is satisfied with what he/she has, is the happiest person in the world.

The crow then visited a peacock in the zoo and saw that hundreds of people had gathered to see him.

After the people had left, the crow approached the peacock. “Dear peacock,” the crow said, “you are so

beautiful. Every day thousands of people come to see you. When people see me, they immediately shoo me

away. I think you are the happiest bird on the planet.”

The peacock replied, “I always thought that I was the most beautiful and happy bird on the planet. But

because of my beauty, I am entrapped in this zoo. I have examined the zoo very carefully, and I have

realized that the crow is the only bird not kept in a cage. So, for the past few days, I have been thinking

that if I were a crow, I could happily roam everywhere.”


S&P BSE SENSEXCurrent NAV (`)

3 Year SIP 5 Year SIP

Rs.36000 Rs.60000

Profit-SIP XIRR(%) Profit-SIP XIRR(%)

Large and Large and mid cap

Canara Rob Emerg Equities Fund-Reg(G) 96.50 5,401.00 9.79 22,894.89 13.28

Invesco India Growth Opp Fund(G) 34.89 6,416.82 11.54 20,318.53 11.97

Mirae Asset Emerging Bluechip-Reg(G) 55.12 7,604.61 13.54 30,334.91 16.87

Principal Emerging Bluechip Fund(G) 106.19 3,735.36 6.87 19,570.59 11.58

Sundaram Large and Mid Cap Fund(G) 35.65 6,865.43 12.30 22,221.44 12.94

Multi Cap

Canara Rob Equity Diver Fund-Reg(G) 139.32 7,637.95 13.60 20,324.71 11.97

ICICI Pru Multicap Fund(G) 302.49 5,538.46 10.03 18,975.10 11.27

Parag Parikh Long Term Equity Fund-Reg(G) 25.06 5,762.56 10.42 19,073.91 11.32

Reliance Multi Cap Fund(G) 102.39 6,837.06 12.25 17,717.65 10.60

Aditya Birla SL Equity Fund(G) 746.14 4,669.25 8.52 19,252.57 11.41

Mid Cap & Small Cap

Axis Midcap Fund(G) 37.31 7,197.25 12.86 20,503.17 12.06

HDFC Small Cap Fund-Reg(G) 43.86 5,437.77 9.85 23,518.23 13.59

L&T Emerging Businesses Fund-Reg(G) 24.38 2,193.70 4.09 19,966.83 11.79

Reliance Small Cap Fund(G) 41.20 3,612.75 6.65 20,963.63 12.30

SBI Small Cap Fund-Reg(G) 52.86 4,956.83 9.02 25,584.60 14.61

ELSS

Axis Long Term Equity Fund(G) 46.68 7,705.47 13.71 22,469.17 13.07

Mirae Asset Tax Saver Fund-Reg(G) 18.29 8,412.35 14.88 - 0.00

Aditya Birla SL Tax Relief '96(G) 31.97 4,826.37 8.79 18,690.58 11.12

HDFC TaxSaver(G) 538.85 4,124.43 7.56 14,331.62 8.76

Reliance Tax Saver (ELSS) Fund(G) 57.48 1,213.55 2.28 8,486.35 5.40

Sector

ICICI Pru Banking & Fin Serv Fund(G) 69.58 9,494.66 16.66 33,350.05 18.25

ICICI Pru FMCG Fund(G) 240.86 5,900.11 10.65 19,937.63 11.77

ICICI Pru Technology Fund(G) 58.98 9,403.14 16.51 20,710.67 12.17

SBI Banking & Financial Services Fund-Reg(G) 19.22 12,427.17 21.33 - 0.00

SBI Technology Opp Fund-Reg(G) 66.77 10,434.41 18.18 21,871.15 12.76

Index

HDFC Index Fund-Sensex(G) 356.14 9,017.91 15.88 22,468.42 13.07

IDFC Nifty Fund-Reg(G) 24.92 8,212.70 14.55 21,235.73 12.44

Reliance Index Fund - Sensex Plan(G) 19.77 8,592.69 15.18 20,790.32 12.21

Tata Index Fund-Sensex Plan(G) 98.79 8,843.62 15.59 21,484.19 12.57

As on 08th Jul’19

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Source : ACE MF

SIP Performance


Category Average Returns

Category Sub Category1 Week Return

1 Month Return

6 Month Return

1 Year Return

3 Year Return

5 Year Return

Since Inception

Market Cap

Large-cap -0.06 -1.08 7.88 7.69 10.64 9.40 10.60

Large and mid cap -0.43 -1.54 6.10 4.85 10.70 11.16 13.65

Mid-cap -0.89 -3.20 1.43 -0.95 8.07 10.77 8.27

Multi-cap -0.26 -1.95 5.44 2.32 10.24 10.01 7.87

Small-cap -0.84 -4.12 0.45 -5.98 7.25 11.34 3.80

Sector Funds

Banks & Financial Services 1.10 -0.14 15.08 15.67 17.08 14.09 16.58

Consumption -0.17 -1.83 1.32 -0.24 10.31 9.59 7.70

Energy & Power -1.34 -3.40 5.35 2.78 10.63 8.77 12.54

Infrastructure -0.84 -2.57 7.49 5.07 8.49 7.36 6.98

Pharma & Health Care -0.88 -2.29 -4.22 -3.36 -3.85 4.19 3.82

Service Industry -0.41 -1.08 7.52 0.05 6.84 11.28 13.14

TECk -1.15 -1.33 7.04 5.36 11.67 11.23 12.93

Speciality

Contra -0.45 -2.09 6.49 5.57 14.17 12.18 13.18

Dividend Yield -1.15 -2.59 2.14 -0.17 9.12 7.70 11.19

Global 1.27 5.69 14.57 6.71 11.46 6.98 9.02

MNC -0.53 -2.29 -1.44 -2.78 6.84 11.95 15.81

Equity Exchange Traded Funds 0.19 -1.68 8.59 10.63 13.54 8.02 9.97

Equity Linked Savings Scheme -0.31 -2.09 5.48 2.89 10.86 10.65 9.42

Equity Savings Scheme 0.12 -0.18 4.72 5.43 6.96 7.00 6.45

Focused Fund -0.18 -1.52 7.82 5.11 11.35 10.98 8.81

Index

Nifty 0.13 -1.77 9.88 9.53 12.53 9.01 11.28

Nifty Next 50 0.15 -2.05 -1.28 -2.15 9.34 9.84 5.39

Sensex 0.31 -1.24 10.80 11.28 13.55 9.01 12.89

Others -0.68 -2.48 2.09 0.12 7.70 7.08 11.30

Aggressive Hybrid Fund 0.00 -0.87 5.36 4.58 8.95 8.89 9.97

Balanced FundsBalanced advantage 0.05 -0.23 6.76 9.73 10.98 9.82 10.13

Balanced hybrid 6.40 -2.38 7.09 5.81 6.31 4.12 6.47

Capital Protection Funds 10.98 4.50 9.47 7.22 6.70 5.34 6.96

Conservative Hybrid Fund 17.53 -0.96 7.35 5.65 6.62 7.56 8.34

Dynamic Asset Allocation 0.15 -0.81 3.53 2.89 7.08 7.25 7.65

Multi Asset Allocation 0.20 0.27 5.44 6.53 7.30 7.36 10.49

Gold - FOF 20.00 67.85 15.22 9.49 0.00 1.76 1.58

Gold Exchange Traded Funds -0.09 6.06 7.38 11.91 1.10 2.96 4.96

Banking and PSU Fund 31.86 11.56 10.17 9.41 7.57 8.02 8.27

Corporate Bond 24.80 4.99 2.30 4.42 5.69 7.04 7.52

Credit Risk Fund 21.00 -22.27 -3.44 0.72 4.80 7.42 6.61

Dynamic Bond 37.23 17.91 8.93 9.06 6.94 8.04 7.74

Fixed Maturity Plans 18.56 6.92 7.96 7.89 7.79 8.05 8.45

GiltLong Term 70.60 35.93 17.86 16.99 9.86 10.67 8.64

Short and Medium term 51.91 30.58 15.55 13.79 8.26 9.29 8.46

Floating Rate 14.72 7.19 8.42 8.03 7.26 7.70 7.70

Duration

Long duration 90.28 48.58 21.71 16.07 9.41 9.84 15.62

Low Duration 12.63 10.02 -1.73 2.85 5.54 6.60 7.18

Medium Duration 27.27 10.85 2.85 4.88 6.40 7.55 7.69

Medium to Long Duration 43.53 19.18 9.53 9.29 6.58 7.70 8.24

Money Market 10.36 7.97 7.92 7.43 7.07 7.60 7.65

Overnight 5.44 5.48 5.90 6.03 5.98 6.65 6.18

Short Duration 22.67 5.05 2.51 4.87 6.01 6.95 7.32

Speciality-Debt

Interval Funds - Half Yearly 4.99 5.20 5.69 6.00 6.67 7.33 7.84

Interval Funds - Monthly 6.00 6.03 6.42 6.62 6.64 7.22 7.78

Interval Funds - Quarterly 6.45 6.07 6.67 6.98 6.91 7.44 8.03

Interval Funds - Yearly 8.81 4.23 5.87 6.24 6.85 7.53 8.04

Liquid 6.51 6.22 6.79 6.78 6.71 7.32 7.19

Ultra Short Term Plan 10.72 8.99 6.47 5.89 6.58 7.40 7.52

Note: Debt & Gold funds are annualised for less than 1 years returns.

Returns are as on 08th Jul’198

Source : ACE MF


Fixed Deposits Schemes

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FD Name Rating IndustryInterest Rate

* (Up to)

Bajaj Finance Ltd.FAAA by CRISILICRA MAAA

Bajaj Finserv is the most diversifed non-bank in the country, the largest financier of consumer durables in India and one of the most profitable firms in the category.

8.95%

Gruh Finance Ltd.MAAA by ICRA, FAAAby CRISIL

GRUH Finance Ltd is subsidiary of HDFC Ltd is housing finance company (HFC) recognized by National Housing Bank.

8.50%

HDFC Ltd.FAAA by CRISIL, MAAA by ICRA

A pioneer and leader in housing finance in India, since inception, HDFC has assisted more than 4.9 million customers to own a home of their own. HDFC is the Largest mobiliser of public deposits outside the banking system and the HDFC Group has a strong asset base of over Rs.2.97 trillion and a customer base of over 42.5 million.

8.18%

HUDCO‘tAA+(ind)’ by FITCH, ‘CARE AA+(FD)’ by CARE

HUDCO is a premier techno-financing company set up in 1970 by the Government of India to accelerate the pace of housing and urban development in the country.

7.75%

ICICI Home Finance Ltd

CARE FAAA, ICRA MAAA

ICICI Home Finance Company Limited is one of the leaders in the Indian mortgage finance and realty space.

8.60%

LIC Housing Finance Ltd.

FAAA / STABLE by CRISIL

One of India’s largest housing finance companies, having nation-wide network. Consistent record of dividend payments.

8.55%

Mahindra & Mahindra Financial Services Ltd

CRISIL FAAAMahindra and Mahindra Financial Services Limited (MMFSL) commenced its journey two decades back in the rural non-banking finance industry.

9.05%

PNB Housing Finance Ltd.

FAAA by CRISILPNB Housing Finance (PNBHF) is a subsidiary of Punjab National Bank and a partner of Destimoney Enterprises Pvt. Ltd. PNBHF was incorporated in 1988 and is based in New Delhi.

8.70%

Shriram City Union Finance Ltd.

IND +AA- CARE AA FD

As a deposit-accepting non-banking financial company (NBFC), Shriram City is today India’s premier financial services company specializing in retail finance.

9.50%

Shriram Unnati Deposits

FAAA/Stable by CRISIL, MAA+/Stable by ICRA

With a track record of about 30 years in this business, STFC is among the leading organized finance provider for the commercial vehicle industry

9.50%

Sundaram Home Finance Ltd.

ICRA MAA+Sundaram BNP Paribas Home Finance combines its expertise in Home Finance with the Service Orientiation of its promoter Sundaram Finance.

8.50%

* highest rate including additional interest for Senior citizens, employees etc. wherever applicable


Equity Funds Performance

Scheme NameLatest

NAV (`)

Absolute CAGR0

1 Year 3 Year 5 YearSINCE

INCEPTION

Market Cap

Aditya Birla SL Equity Fund(G) 725.45 4.08 12.37 11.25 22.79

HDFC Small Cap Fund-Reg(G) 42.06 -2.69 13.96 14.28 13.61

HDFC Top 100 Fund(G) 514.02 18.16 14.51 9.89 19.88

Mirae Asset Emerging Bluechip-Reg(G) 53.92 12.74 16.79 19.05 20.60

Reliance Large Cap Fund(G) 35.76 13.21 14.47 11.91 11.29

ELSS

Aditya Birla SL Tax Relief '96(G) 30.79 -1.25 10.76 12.86 10.56

Axis Long Term Equity Fund(G) 46.04 5.06 13.58 14.07 17.40

DSP Tax Saver Fund-Reg(G) 49.02 10.20 12.31 12.36 13.60

ICICI Pru LT Equity Fund (Tax Saving)(G) 384.35 8.35 10.36 9.80 20.14

Mirae Asset Tax Saver Fund-Reg(G) 18.01 11.77 18.40 - 18.19

Sector

ICICI Pru FMCG Fund(G) 240.91 6.83 11.64 13.57 16.99

ICICI Pru Technology Fund(G) 57.45 5.05 11.74 11.14 9.46

Reliance Pharma Fund(G) 140.12 -2.48 0.60 6.72 19.12

SBI Banking & Financial Services Fund-Reg(G) 19.15 21.51 21.23 - 16.09

Tata Digital India Fund-Reg(G) 14.79 6.05 13.78 - 11.76

Thematic

Canara Rob Consumer Trends Fund-Reg(G) 39.65 6.23 13.97 14.30 15.07

Invesco India Contra Fund(G) 47.84 4.06 13.99 13.59 13.64

Kotak India EQ Contra Fund(G) 53.18 6.30 14.36 10.80 12.73

Principal Dividend Yield Fund(G) 52.45 0.82 13.28 9.45 11.91

Sundaram Rural and Consumption Fund(G) 40.92 -1.38 9.58 13.36 11.30

Value

HDFC Capital Builder Value Fund(G) 289.94 0.63 11.32 11.03 14.15

IDFC Sterling Value Fund-Reg(G) 50.19 -6.00 11.22 10.87 15.30

JM Value Fund(G) 31.95 2.26 12.45 11.78 15.83

L&T India Value Fund-Reg(G) 36.22 2.96 10.79 13.11 14.52

Tata Equity P/E Fund(G) 134.82 -1.49 12.76 11.83 18.90

Index

HDFC Index Fund-NIFTY 50 Plan(G) 107.43 10.46 13.23 9.59 14.79

HDFC Index Fund-Sensex(G) 350.36 11.50 14.15 9.67 15.10

ICICI Pru Nifty Next 50 Index Fund(G) 24.20 -2.66 9.82 10.28 10.28

IDFC Nifty Fund-Reg(G) 24.39 10.49 13.20 9.57 10.19

UTI Nifty Index Fund-Reg(G) 77.11 10.64 13.36 9.65 11.13

Performance as on 08th Jul’19

10Source : ACE MF


Debt Funds Performance

Scheme NameLatest

NAV (`)

Absolute CAGR

1 Year 3 Year 5 YearSINCE

INCEPTION

Gilt Funds

Aditya Birla SL G-Sec Fund(G) 55.24 14.59 9.52 10.53 9.04

ICICI Pru Gilt Fund(G) 66.73 11.87 8.58 9.79 10.01

Reliance Gilt Securities Fund(G) 26.36 15.71 9.94 10.70 9.32

SBI Magnum Constant Maturity Fund(G) 43.20 15.70 10.55 10.68 8.21

UTI Gilt Fund-Reg(G) 43.41 13.58 9.97 10.47 8.77

Scheme NameLatest

NAV (`)

Absolute CAGR

1 Year 3 Year 5 Year SINCE INCEPTION

Balanced

Aditya Birla SL Balanced Advantage Fund(G) 53.68 7.64 9.14 8.97 9.14

HDFC Balanced Advantage Fund(G) 206.13 15.82 14.13 10.81 17.44

ICICI Pru Balanced Advantage Fund(G) 36.19 8.33 9.39 9.87 10.82

Reliance Balanced Advantage Fund(G) 92.48 8.74 11.37 9.45 16.40

Conservative Hybrid

Aditya Birla SL Regular Savings Fund(G) 39.68 3.54 7.30 9.43 9.54

DHFL Pramerica Hybrid Debt Fund(G) 22.95 6.52 7.16 7.09 7.37

HDFC Hybrid Debt Fund(G) 46.71 9.77 7.57 7.90 10.43

ICICI Pru Regular Savings Fund(G) 43.41 8.32 9.33 9.93 10.09

UTI Regular Savings Fund-Reg(G) 40.74 2.11 6.63 8.04 9.45

Liquid Funds Latest NAV (`) 1 Month 3 Months 6 Months 1 Year

Aditya Birla SL Liquid Fund(G) 304.75 0.56 1.77 3.61 7.48

Axis Liquid Fund(G) 2104.22 0.55 1.75 3.61 7.49

HDFC Liquid Fund(G) 3729.40 0.54 1.74 3.56 7.34

Reliance Liquid Fund(G) 4627.75 0.57 1.80 3.65 7.55

UTI Liquid Cash Plan-Reg(G) 3108.14 0.56 1.75 3.62 7.50

Arbitrage Latest NAV (`) 1 Month 3 Months 6 Months 1 Year

Edelweiss Arbitrage Fund-Reg(G) 13.99 0.58 2.09 3.28 6.54

ICICI Pru Equity-Arbitrage Fund(G) 24.88 0.51 2.09 3.22 6.51

Indiabulls Arbitrage Fund-Reg(G) 13.41 0.52 2.03 3.10 5.79

Kotak Equity Arbitrage Scheme(G) 26.91 0.54 2.05 3.25 6.62

Reliance Arbitrage Fund(G) 19.32 0.52 2.13 3.35 6.68

Gold-FOF Latest NAV (`) 6 Months 1 Year 3 Years SINCE INCEPTION

Axis Gold Fund(G) 10.62 5.37 9.52 0.70 0.78

Canara Rob Gold Savings Fund-Reg(G) 10.23 8.01 10.50 2.01 0.33

ICICI Pru Regular Gold Savings Fund(G) 11.56 7.59 10.99 1.62 1.90

Invesco India Gold Fund(G) 10.52 6.67 10.15 1.89 0.67

Kotak Gold Fund(G) 14.12 6.56 10.44 1.72 4.25

Performance as on 08th Jul’19

Hybrid Funds Performance

11Source : ACE MF


Global Markets at a Glance

12

Exhibit: Nifty

Exhibit: S&P 500

Exhibit: Euro Stoxx 50

Exhibit: Nikkei

Exhibit: Shanghai

Exhibit: INR

Exhibit: Dollar Index

Exhibit: Eur

Exhibit: JPY

Exhibit: CNY

Exhibit: India 10 Yr Yld %

Exhibit: US 10 Yr Yld %

Exhibit: Germany 10 Yr Yld %

Exhibit: Japan 10 Yr Yld %

Exhibit: China 10 Yr Yld %

Source: Bloomberg, Karvy Research

11840

11940

12040

12140

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n 69.00

69.20

69.40

69.60

69.80

70.00

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

6.906.957.007.057.107.157.20

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

2,740

2,760

2,780

2,800

2,820

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n 96.5

96.9

97.3

97.7

98.1

98.5

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

2.05

2.10

2.15

2.20

2.25

2.30

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

3,290

3,300

3,310

3,320

3,330

3,340

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

1.108

1.113

1.118

1.123

1.128

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

-0.210

-0.200

-0.190

-0.180

-0.170

-0.160

-0.150

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

20,200

20,400

20,600

20,800

21,000

21,200

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

107.5

108.0

108.5

109.0

109.5

110.0

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

-0.11

-0.10

-0.10

-0.09

-0.09

-0.08

-0.08

-0.07

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

2,8602,8702,8802,8902,9002,9102,920

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n

6.890

6.898

6.906

6.914

6.922

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n 3.22

3.24

3.26

3.28

3.30

3.32

29-M

ay

30-M

ay

3-Ju

n

4-Ju

n


Indices Watch

Index NameAs on

31-May-19As on

28-Jun-19%

Change

S&P BSE 100 12,044.07 11,909.67 -1.12%

S&P BSE 200 4,986.55 4,926.59 -1.20%

S&P BSE 500 15,517.90 15,291.70 -1.46%

S&P BSE AUTO Index 18,445.99 17,904.15 -2.94%

S&P BSE BANKEX 35,264.03 34,971.86 -0.83%

S&P BSE Capital Goods 19,939.33 19,855.41 -0.42%

S&P BSE Con Durables 24,700.46 26,128.00 5.78%

S&P BSE DOLLEX 30 4,670.47 4,684.85 0.31%

S&P BSE FMCG 11,518.09 11,361.92 -1.36%

S&P BSE GREENEX 2,836.57 2,808.16 -1.00%

S&P BSE Health Care 13,305.06 12,889.34 -3.12%

S&P BSE IT 15,781.62 15,654.11 -0.81%

S&P BSE METAL Index 10,756.40 11,107.22 3.26%

S&P BSE Mid-Cap 15,096.18 14,808.34 -1.91%

S&P BSE O & G Index 15,734.43 14,803.26 -5.92%

S&P BSE Power Index 2,010.12 2,093.86 4.17%

S&P BSE PSU 7,825.82 7,832.33 0.08%

S&P BSE Realty Index 2,200.74 2,201.44 0.03%

S&P BSE SENSEX 39,714.20 39,394.64 -0.80%

S&P BSE Small-Cap 14,867.04 14,239.33 -4.22%

S&P BSE TECk Index 7,767.07 7,674.21 -1.20%

Indian Indices:

Index NameAs on

31-May-19As on

28-Jun-19%

Change

NIFTY PHARMA 8,455.10 8,065.15 -4.61%

INDIA VIX 16.07 14.95 -6.94%

NIFTY IT 16,160.65 15,936.45 -1.39%

NIFTY SERV SECTOR 16,913.70 16,846.85 -0.40%

Nifty Financial Services 13,479.80 13,556.40 0.57%

NIFTY BANK 31,375.40 31,105.20 -0.86%

NIFTY 50 11,922.80 11,788.85 -1.12%

NIFTY FMCG 29,850.40 29,546.05 -1.02%

NIFTY 100 12,028.25 11,882.10 -1.22%

NIFTY CONSUMPTION 4,809.45 4,755.50 -1.12%

NIFTY 200 6,177.85 6,099.45 -1.27%

NIFTY MNC 13,153.95 13,044.10 -0.84%

NIFTY 500 9,805.05 9,657.95 -1.50%

NIFTY ENERGY 16,560.35 16,046.80 -3.10%

Nifty 500 Shariah 3,003.96 2,943.74 -2.00%

NIFTY DIV OPPS 50 2,701.75 2,668.85 -1.22%

NIFTY AUTO 8,175.50 7,928.05 -3.03%

Nifty Midcap 50 4,962.80 4,872.00 -1.83%

NIFTY PSU BANK 3,247.60 3,205.65 -1.29%

NIFTY MEDIA 2,204.05 2,039.80 -7.45%

NIFTY COMMODITIES 3,685.20 3,635.50 -1.35%

NIFTY METAL 2,900.40 2,980.20 2.75%

NIFTY INFRA 3,338.85 3,369.20 0.91%

NIFTY PSE 3,654.65 3,657.25 0.07%

NIFTY REALTY 283.95 284.80 0.30%

Global Indices:

Index NameAs on

31-May-19As on

28-Jun-19%

Change

All Ordinaries 6,491.80 6,699.20 3.19%

BEL-20 3,427.18 3,547.46 3.51%

Bovespa 97,030.32 100,967.00 4.06%

CAC 40 5,207.63 5,538.97 6.36%

DAX 11,726.84 12,398.80 5.73%

Dow Jones 24,815.04 26,599.96 7.19%

Hang Seng 26,901.09 28,542.62 6.10%

Nikkei 225 20,601.19 21,275.92 3.28%

NYSE 12,264.49 13,049.71 6.40%

S&P 500 2,752.06 2,941.76 6.89%

Straits Times 3,117.76 3,321.61 6.54%

Taiwan Weighted 10,498.49 10,730.83 2.21%

DisclaimerThe information and views presented in this report are prepared by Karvy Stock Broking Limited. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. While acting upon any information or analysis mentioned in this report, investors may please note that neither Karvy nor Karvy Stock Broking nor any person connected with any associate companies of Karvy accepts any liability arising from the use of this information and views mentioned in this document.

This report is intended for a restricted audience and we are not soliciting any action based on it.

For more information on MUTUAL FUNDS call1800 425 8282 or contact your nearest Karvy branch.

Contact PersonPF/MFNL/10072019/66

Karvy DistributionE-mail : [email protected]

Phone : 040 3321 7132

Production: Naga Babu K

13

Source : ACE MF

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