JOHN D. STEINMETZThe success story buildupon values

PE

OP

LE F

IRS

T

THE VALUESBe prepared for uncertainty

Right mentorship is transformational

Accept the challenge

Acknowledge your weaknesses

Apply the right approach

People are the most valuable asset

Stand by your peers and subordinates

There is a genuine belief, top tobottom, bottom to top, thateveryone matters.

WORDS TO REFLECT ON

John D. Steinmetz

UNCERTAINTY

EXPECT THEZIGZAG

John Steinmetz chose an unpaid

internship with the white house over a

job with Bear Stearns, one of the top

10 investment banks, only to encounter

a hiring freeze in 2002. It led him to

another job, the foundation, for his

miraculous career in Banking.

MEN

TORS

HIP

FOUNDATION OF THE CAREER

In his first job with PlainsCapital Bank John D. Steinmetz had the

opportunity to work under the company chairman and CEO Alan White.

This mentorship played a crucial role in his career and proved to be the

foundation stone for his assignment with Vista Bank.

ACCEPTINGTHECHALLENGE

BEGINNING WITH VISTA BANK

Steinmetz encountered an unprecedented

challenge when a smaller, family-owned bank,

headquartered in a town of less than 2,000 people,

VISTA BANK, invited him to work with them. He

quit this large organization only to compete with

them with only a $950,000 legal lending limit in

hand. He accepted it.

WEA

KN

ESS

ACCEPT WHAT YOU DON'T KNOW

John Steinmetz recalling his early days with Vista Bank says "We

thought we knew everything there was to know. At 29, I realized

really quick how much we didn't know." He accepted where they

lagged and the vision was more clear about what needs to be done.

RIG

HT

APP

ROA

CH

MOVE IN THE RIGHT DIRECTION

John D. Steinmetz and his team after realizing the challenge before

them, collaborated with other banks. They also started adding

prestigious clients, which proved be a turning point in Bank's growth.

Steinmetz values how the growth has happened than

the growth of the bank itself. Since John and his

team started working for the Vista Bank, the

retention has been extraordinary with only less than

5 employees having quit the company.

PEOPLE AREASSET

HELP THEM TO

MOTIVATE THEM

Vista Bank and its leadership holds the beliefthat only motivated employees can generateprofit. They have set up a special fund to helptheir peers in need.

$40

MILLION CAPITALRAISED

5

5 YEARS AS CEO

THE NUMBERS

530%

BUSINESS GROWTH

TWITTER

https://twitter.com/johndsteinmetz

LINKED IN

https://www.linkedin.com/in/johndsteinmetz

WEBSITE

http://johndsteinmetz.com/

CONTACTINFORMATION