Jodie carey lyons risk mgmt

Jodie Carey-Lyons – Risk Management [email protected](720) 338-9068

Over 13 years of experience in Risk Management, analysis and marketing. Successful implementation of emerging programs using Enterprise Risk Management principles. Strengths include relationship building, writing and communication skills, statistical & theoretical analysis, and plan development. Results oriented, strong self-initiative, with the ability to achieve goals independently and within team environment. Strong analytical and risk mitigation skills resulting in reduced capital output and increased earnings. Open communicator and out of box thinker who flourishes in research, assessment, and objective resolution.

ExperienceRisk Programs CoordinatorColorado School District Self Insurance Pool Centennial, COJanuary 2011 – Present

Production Underwriter/Account Manager for growing existing network of School Districts, Charters, & BOCES.

Analysis of Member rating and coverage options for renewal/new property and casualty business.

Issuance of Endorsements, Certificates of Insurance, policy and contract reviews, coverage analysis and training.

Research emerging exposures and programs in consideration, providing consultative feedback on while working collaboratively to develop plan mitigating loss potential including planning and moderation of Enterprise Risk Management process with clients.

Author articles and provide coverage feedback to partnering departments for quarterly publication and risk bulletins on behalf of Pool.

Actively involved in software system conversion, working closely with production vendor to implement company-wide transition.

Lead on the development of reporting via Crystal providing internal training and system support.

Data Analyst - Independent ContractorMortgage due Diligence and Credit Risk ManagementJanuary 2010 – January 2011

Mortgage portfolios and data reviewed and verified of for the purpose of sale or securitization.

Provided feedback to banks and investors on portfolio quality, based on scope of review requested.

Re-verification of information submitted with original loan application to include re-underwrite

Analysis of servicing and payment history for modifications and foreclosures. Data integrity audits for the purpose of market performance analysis.

Commercial Client Services OfficerKey Bank - Real Estate Capital– Income Property Group Denver, CONovember 2007 – October 2009

Managed Commercial Interim and Construction loan portfolio of $650MM. Ensured loans set up in accordance with Key approved Construction Loan Agreement,

including Agreement audits.

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Integrated implementation of procedures to certify Key controlled accounts are maintained within Key and Agreement guidelines.

Account reconciliation leading to the discovery and collection of >$100K in uncollected fees.

Review and approval of leases supplied by developers for retail and office developments. Draw Analysis, including budget tracking, inspection, and title review. Covenant Compliance monitoring, act as liaison for internal and external clients. Client’s main point of contact for loan inquiries, rate selections, and cross-sale of

additional bank products and services. Involvement with syndicated and participation agreements to ensure compliance with

lending standards.

Master Servicing - Servicer BalancingLehman Brothers - Aurora Loan Services Lone Tree, CONovember 2006 – November 2007

Maintained Lehman Whole Loan Portfolio of $455MM. Worked with Servicers to reconcile differences in reporting vs. expectations. Audit Servicing Agreements, ensuring verbiage is acceptable for Lehman and Investor

standards. Coordination of receipt and remittance of funds within investor timeframes. Review Modification Agreements for compliance with investor requirements, including

coordination with Servicer to correct in the event of noncompliance.

Account ExecutiveCountrywide Wholesale Mortgage Greenwood Village, COApril 2006 – November 2006

Increased wholesale business from existing broker base by over 25% in assigned territory.

Provided solutions and helped business partners’ package loans to meet guidelines. Training and presentations for emerging products and programs. Developed new business through strategic sales calls, PowerPoint presentations and

networking with key contacts.

Branch Coordinator / Inside Account ExecutiveFirst Horizon Home Loan Corporation Denver, COJuly 2005 – April 2006

Inside sales contact for the purpose of assistance in status, conditions, and scenario and pricing.

Liaison between Account Executives and underwriting staff to maintain accounts during times of challenge.

This position also acted as back up in performing the duties as underwriting assistant, clearing conditions with brokers to get loans into funding.

Production Coordinator/Loan ProcessorMay 2003 – July 2005



Marketing and sales for residential mortgage brokerage. Solicit new business and take incoming borrower and Real Estate Agent requests for pre-

approvals. Process loans for approval including automated underwriting, order and review of title,

appraisal, and verification of information provided by borrowers. Work with lenders to obtain any documentation needed for loan funding. Screening and organizing relationships with potential lenders, including comparing rates

and service levels. Coordinate incoming marketing and advertising requests from external vendors,

including trade show arrangements and marketing campaigns.

CertificationsProperty & Casualty ProducerState of Colorado, License 387781October 2011

FEMA NFIP CertifiedFEMA National Flood Insurance ProgramNovember 2011

Business Foundations CertificationRed Rocks Community CollegeAugust 2011

EducationColorado State University – Global Campus – Public ManagementRed Rocks Community College – Lakewood, CO – Business Management & Psychology Everest College – Everett, WA – Nursing

Software & Systems Used

Windows Microsoft Office Microsoft Outlook Microsoft ExcelMicrosoft Word Power Point Pabblo Simple InsureRiskmaster Sortmaster Marshall & Swift E2ValueCrystal Reporting Business Objects LoanIQ SBO2000Calyx Point DO/DU LP Lotus NotesAssetwise MS Access


Jodie carey lyons risk mgmt

Career

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