SLUM

SLUMINTRODUCTION:

•As per UN-habitant a slum is characterised by lack of durable housing, insufficient living area, and lack of access to clean water, inadequate sanitation and insecure tenure. •A slum is an area of a city where poor people live and the buildings are in bad condition. A slum is a densely populated area of substandard housing, usually in a city, characterized by unsanitary conditions and social disorganization.•A Slum has been defined as residential areas where dwellings are unfit for human habitation by reasons of dilapidation, overcrowding, faulty arrangements and design of such buildings, narrowness or faulty arrangement of street, lack of ventilation, light, or sanitation facilities or any combination of these factors which are detrimental to the safety and health.

As per the Census 2011- •All specified areas in a town or city notified as ‘Slum’ by State/Local Government and UT Administration under any Act including a ‘Slum Act’ 1956.•All areas recognized as ‘Slum’ by State/Local Government and UT Administration, Housing and Slum Boards, which may have not been formally notified as slum under any act.•A compact area of at least 300 populations and about 60-70 households of poorly built congested tenement, unhygienic environment, usually with inadequate in infrastructure and lacking- in proper sanitation and drinking water facilities.

SLUMCharacteristics of slums:•Over crowded area•Scattered development or unplanned area•Lack of sanitation and drainage and health facilities•Temporary housing•High rate of crime•Encroach public/ private land•Lack of basic infrastructure facilities•Socially isolated areas•Lower income groups•Lack of open spaces•Low literacy rates•Fire hazards•Diverse population

Causes of slums:•Employment or Economic Condition: Those people who are migrated from other cities of villages for jobs and work purpose they are stated living in the slum after not finding any jobs or works.•Shortage of Affordable housing: Basically the shortage of houses in Indian is the main cause of slums. For urbanization in urban areas and the shortage of affordable houses makes people to live in the slums.

•Rural-urban migration: Rural-urban migration is one of the causes attributed to the formation and expansion of slums. Because many people move to urban areas primarily because cities promise more jobs, better schools for poor's children, and diverse income opportunities than subsistence farming in rural areas.•Poverty: Urban poverty encourages the formation and demand for slums because slums are the only option for urban poor.•Natural Disaster: Major natural disasters in poor nations often lead to migration of disaster-affected families from areas crippled by the disaster to unaffected areas, the creation of temporary tent city and slums, or expansion of existing slums.•Industrialization: Most of the uneducated persons are working in industry. As per the high coast of land they are not eligible to buy land for home. And if the industry would placed distance from the city, poor people start living in slums near to the factory or industry. Basically more number of slums was placed near to the industrial areas.•Education/ literacy: Now a day, India’s literacy rate is too much low. Due to lack of education people’s source of income was low, that why they were living in the slums.

URBAN DEVELOPMENT PROGRAMMES AND SCHEMES

JnNURMINTRODUCTION:• It stands for Jawaharlal Nehru National Urban Renewal Mission and started on 3 rd December 2005 by Government of India.

AIM OF THE MISSION:•To encourage cities to initiate steps to bring about improvement in the existing service levels in a financially sustainable manner.

OBJECTIVES:i. To create economically productive, efficient, equitable and responsive cities.ii. Integrated development of infrastructure servicesiii. Planned development of cities including the peri-urban areas, outgrowths, and urban corridors.iv. Renewal and re-development of inner city areas.v. Universalization of urban services so as to ensure their availability to the urban poor.

MAJOR FOCUSED/ SUB-MISSION:1. Urban Infrastructure and Governance, under the ministry of Urban Development.2. Basic Services to Urban Poor, under the ministry of Urban poverty alleviation.

ELIGIBLE CITIES:• Category A : More than 4 million population – 7 cities• Category B: Million plus Cities between 1 to 4 million population – 28 cities • Category C: Cities / UAs with less than one million population – 28 cities

JnNURMFUNDING PATTERN:

BUDGET:•Total budget around 50000 Crores.

Category Population(2001 census)

No. of Cities

Funding Pattern (%)Grant State / ULB/Parastatal share,

Including Beneficiary Contribution Central Govt.

A > 4 Million 7 50 50

B 1-4 Million 28 50 50

C For cities in NE states & J&K

90 10

Other Selected Cities / UAs < 1 Million

28 80 20

Year BSUP IHSDP

2005-2006 334 Crore for both BSUP

And IHSDP

2006-2007 1000 Crore 500 Crore

2007-2008 1501 Crore 490 Crore

2008-2009 1880.35 Crore 613.84 Crore

2009-2010 2267.35 Crore 1113.85 Crore

Year wise central allocation for BSUP and IHSDP:

JnNURMDURATION OF PROGRAMME:• It was launched in 2005 for a seven-year period (up to March 2012) to encourage cities to initiate steps for bringing

phased improvements in their civic service levels.• But the government has extended the tenure of the mission for two years, i.e., from April 2012 to March 31, 2014.

COMPONENT:• Urban Infrastructure Development of Small & Medium Towns (UIDSSMT). Focus: Subsuming the schemes of Integrated Development of Small and Medium Towns (IDSMT) and Accelerated

Urban Water Supply Programme (AUWSP).• Integrated Housing and Slum Development Programme (IHSDP). Focus: Providing the entire population with safe and adequate water supply facilities. The program is mainly

implemented in towns with populations less than 20,000 as per the 1991 census.JNNURM PROJECTS FOR ODISHA:

1) Four projects sanctioned for Bhubaneswar city under JNNURM.i. City bus servicesii. Storm water drainageiii. Conservation of Bindusagariv. Integrated sewer systemv. BSUP project

2) Two projects for Puri under JNNURM.vi. 24x7 Piped Water Supply to Puri Townvii.Storm water drainage system for Puri town

JNNURM PROJECTS JNNURM PROJECTS FOR ODISHA:

1) Four projects sanctioned for Bhubaneswar city under JNNURM.i. City bus servicesii. Storm water drainageiii. Conservation of Bindusagariv. Integrated sewer systemv. BSUP project

2) Two projects for Puri under JNNURM.vi. 24x7 Piped Water Supply to Puri Townvii.Storm water drainage system for Puri town

Sub-Mission I (Urban Infrastructure and Governance):•Total number of projects sanctioned: 7 (2006-07: 2 nos, 2008-09: 4 nos, 2009-10: 1 nos)

FUNDS:•Total project cost : Rs. 83177.65 lakh•ACA component : Rs. 65296.51 lakh•State share : Rs. 8940.57 lakh•ULB share : Rs. 8940.57 lakh

Sub-Mission II (Basic Services to Urban Poor)•Mission cities in Odisha : Bhubaneswar and Puri•7 years GOI allocation : Rs. 58.74 crore•No of projects sanctioned: 6 ( 4 in Bhubaneswar and 2 in Puri) •Total 2508 dwelling units ( Bhubaneswar- 2153 D.Ws, Puri- 355 DWs) with infrastructure facilities.

FUND:•Total project cost: Rs. 68.00crore•ACA component: Rs. 54.27 crore•State share: Rs. 13.73 crore

Implementation status:•Out of 2508 dwelling units, work under progress for 563 units. Due to nil participation in tender even after repeated tenders, permitting NGOs to executive the works is approved.•Total Expenditure: Rs.4.27 crore

(Source: http://www.urbanodisha.gov.in/)

 ATAL MISSION FOR REJUVENATION AND URBAN TRANSFORMATION (AMRUT)

AMRUTINTRODUCTION:• After replacing the decade old planning commission with NITI Ayog, the Government of India planned to replace the

Jawaharlal Nehru National Urban Renewal Mission(JNNURM) to Atal Mission for Rejuvenation and  Urban Transformation(AMRUT).

• This scheme is named after former PM- Atal Bihari Vajpayee.• On 29-April-2015, Sri Narendra Modi approved the progrmmes. AIM OF PROGRAMME:• To focused on urban development in Indian cities and to focused on slum free city where 500 cities and town will be

rejuvenated.• AMRUT will primarily, include the major components of JNNURM scheme only with the inclusion of few new

additions.

FUNDING:1. AMRUT: 48,000 CRORE FOR 500 CITIES2. SMART CITY MISSION: 50,000 CRORE FOR 100 SMART CITIES.

FOCUSED AREA:3. Cities and towns each with a population of one lakh and above4. Some cities situated on stems of main rivers5. Capital cities and important cities located in hilly areas6.  Islands and tourist areas

102 and 296 projects under JnNURM respectively will get Central support for balance funding to complete these projects. 

Funding Criteria: 1. Central assistance will be to the extent of 50

percent of project cost for cities and towns with a population of up to 10 lakh

2. One-third of the project cost for those with a population of above 10 lakh.

3. Central assistance will be released in three instalments in the ratio of 20:40:40 based on achievement of milestones indicated in State Annual Action Plans.

HOUSING FOR ALL

HOUSING FOR ALLINTRODUCTION:• This scheme was launched by the Prime Minister Sri Narendra Modi on 17 th June 2015 at New Delhi.

AIM OF SCHEME: The aim of the scheme is to provided housing to all by 2022 with basic infrastructure facilities.

OBJECTIVES:1. Housing for all people such as; HIG, MIG, LIG, EWS, Urban Poor by 2022.2. Relief on loan for the urban poor to promote affordable homes.3. Rs 2.30 lakh loan to each urban poor and as a result this the monthly EMI would come down to Rs 2,852 per month.4. From 10.50 interest rate to 6.50 percent subsidy for other people. EMI- Rs 4,050 per month.5. Rs 1 lakh on an average per beneficiary would be provided to beneficiaries in slums for redevelopment.

AFFORDABLE HOUSING:• Housing loans for affordable housing would be available at only 4 percent.

FOCUSED AREA: Mission will be taken up in all the 4,041 cities and towns. Initially, focus would be on 500 cities and towns with a population of one lakh and above each, as they account for

about 75 percent of urban population.

PHASING: Hundred such cities will be included in Phase-1 (20015-March, 2017) and 200 cities in Phase-2 (April,

2017-March 2019) and the remaining would be covered during 2019-22.

National Slum Development Programme (NSDP)

NSDPINTRODUCTION:• The National Slum Development Programme (NSDP) was inaugurated and launched by the Prime Minister in 1 st

september 2006.

OBJECTIVES:• Upgradation of urban slums by providing physical amenities like water supply, storm water drains, community bath,

widening and paving of existing lanes, sewers, community latrines, street lights etc.• The programme also had a component of shelter up gradation or construction of new housing.• provision of community infrastructure and social amenities like pre school education, non formal education adult

education, child health and primary health care etc.

SPONSORED BY:• Central Government.

FUNDING PATTERN:• Funds are allocated to States on the basis of urban slum population.

BENEFICIARIES:• Individual, Family, Community.

NSDPPROVISIONS:1. Provision of physical amenities like water supply, storm water drains, community bath, widening and paving of existing

lanes, sewers, community latrines, street lights etc.2. Community Infrastructure: Provision of community centres to be used for pre-school education, non-formal

education, adult education, recreational activities etc.3. Community Primary Health Care Centre Buildings can be provided (It is proposed that after creation of infrastructure

facilities the concerned municipalities will seek the support of Registered Medical Practitioners/Government Doctors in the State/NGOs/CBOs/Philanthropic Associations to man these centres.

4. Social Amenities like Pre-school education, non-formal education, adult education, maternity, child health and Primary health care including immunisation etc.

5. Provision for shelter: The scheme must have a component of shelter upgradation or construction of new houses (including EWS) as may be required. This is a necessity if genuine slum improvement is to be done. Not less than 10% of the allocation to States under this assistance shall be utilized for construction and/or upgradation of houses for the urban poor.

Valmiki Ambedkar Awas Yojana(VAMBAY)

VAMBAY

The VAMBAY( Valmiki Ambedkar Awas Yojana) was started in December 2001, to improve the circumstances of the slum inhabitants in urban areas living under the poverty row lacking sufficient refuge.

This scheme was formally launched by the then Humble Prime Minister himself on 2nd December 2001, at Hyderabad. This is the first scheme of its kind meant exclusively for slum dwellers with a the Central Government gives a subsidy of fifty percent, the remaining fifty percent being approved by the Government of State.The State’s share may consist of funds from any source in the form of subsidy or loan from Housing and Urban Development Corporation Limited (HUDCO) or any other agency.The plan has the main aim of assist the building & up-gradation of house for slum residents & offering healthy & enabling urban surroundings by society toilets in the Nirmal BharatAbhiyan, a constituent of the proposal.During the year of 2003-04, Central financial support to the amount of 239 crore Rs. has been given. Since beginning up to 2004, May 522 crore Rs. has been given by Government of India.

INTRODUCTION OF VAMBAY

The objective of Valmiki Ambedkar Awas Yojana is primarily to provide shelter or upgrade the existing shelter for people living Below Poverty Line in Urban Slums, with a view to achieve the goal of “Shelter for All”.The objective is also to utilize this initiative to achieve the Habitat goal of slum less cities. To provide not just shelter for the urban poor but also a healthy and enabling urban environment, to help them to come out of their poverty level.

Housing in VAMBAY scheme

Housing under VAMBAY scheme in KCT Mill, Dharwad

AIM AND OBJECTIVES

VAMBAYTARGET GROUP

The target group under the VAMBAY are the slum dwellers in Urban areas who are below the poverty line including members of the EWS who do not posses adequate shelter.

NIRMAL BHARAT AVIYAN

To cover not only inadequacy of houses or tenements but also other basic amenities such as Water Supply, toilet facilities, disposal system etc., which make habitation livable and environment friendly.

ALLOCATION AND RELEASE OF FUNDS

Table: Allocation of funds in different years

(Source: Ministry of Housing & Urban Poverty Alleviation)

UPPER LIMITS OF CONSTRUCTION

VAMBAY house will be maximum Rs 40,000/- including provision for sanitary latrine for an area of not less than 15 Sq.mt.50% i.e. Rs 20,000/- is Central Subsidy and the remaining 50% may be either grant from State Government or loan from HUDCO.

Construction Type Normal areas

Difficult areas

Construction of house including sanitary latrine

35,000 37,500

Cost of providing infrastructure and common facilities

5,000 7,500

Total Rs. 40,000 45,000(Source: Ministry of Housing & Urban Poverty Alleviation)

RESERVATIONS FOR HOUSE

SC/ST : Not less than 50%Backward classes : 30%Other weaker Sections: 15% (OBC, BC, etc as defined by the State Govt.)Physically & Mentally disabled And handicapped persons : 5.

Table: Construction of houses for different areas

VAMBAY

ALLOTMENT OF HOUSE

Allotment of dwelling units shall be in the name of the female member of the household.It can be allotted in the name of husband and wife jointly.The title to the land will be in the name of the selected beneficiary.VAMBAY, say 20% may utilized also for upgrading existing houses in slums.50% of ceiling specified for construction of new houses20% of the total allocation under this VAMBAY will be used for infrastructure

TYPES OF DESIGN FOR VAMBAY HOUSE

No hard and fast type design is prescribed for VAMBAY dwelling units.A new house should normally be not less than 15 sq. meter.The lay out, size and type design of VAMBAY dwelling units would depend on the local condition and preferences of the beneficiary.

URBAN INFRASTRUCTURETo mobilize other resources for provision of water supply, sanitation electricity etc.Schools, hospitals, transport links etc are mandatory for sanction of VAMBAY projects.

Social infrastructure including green areas, open spaces and recreational areas must be an integral part of VAMBAY designing

DRINKING WATER SUPPLY

The availability of drinking water supply should be ensured by the concerned Urban Local Body.25% of the funds under the scheme will be spent in providing water & sanitation which includes 20% earmarked for Community Sanitation Project- Nirmal Bharat Abhiyan.

SANITATION & SANITARY LATRINES

Individual toilets are not possible or affordable, the community toilets as part of the Nirmal Bharat Abhiyan will be encouraged and established.The norms for Town and Country planning of the State Government and the rules and bye-laws of the Local Bodies, should be kept in view while the implementation of the scheme.No provision is made for Land acquisition in Valmiki Ambedkar Awas Yojana (VAMBAY).A new National City Sanitation Project under the title of “Nirmal Bharat Abhiyan” is an integral sub component of Valmiki Ambedkar Awas Yojana (VAMBAY)

VAMBAYCASE STUDY OFVAMBAY HOUSING PROGRAM IN

KARNATAKA

Valmiki Ambedkar Awas Yojana (VAMBAY) is a Centre-State partnership scheme to provide homes and improve the living conditions of the slum households. Karnataka Slum Clearance Board is the nodal agency in the State of Karnataka for implementing this program. KSCB has associated with KARNIK for construction of 2091 houses in the first phase covering 23 slums in 12 districts. The actual construction work was done through the network of district Nirmithi Kendras.The unit cost for each unit is Rs 40000.00 in all towns and Rs 60000.00 in Bangalore and the minimum plinth area to be provided is 150 Sq ft.  Houses are built as individual, twin or row houses depending on the site conditions.cost-saving construction practices such as Concrete blocks masonry, RCC door and window frames, GFRP shutters and organizing the production of building components at site.In the second phase 800 houses that were entrusted has also been completed. In Third phase work on 400 houses is in progress

 VAMBAY house in Bagalkot

 VAMBAY house in Siddappaji

Cross, Mysore

Tagore Road , Gadag 

KCT Mill , Dharwad

(Source: http://www.nirmithi.kar.nic.in/)

INDIRA AWAS YOJANA(IAY)

IAY

INDIRA AWAAS YOJANAIndira Awaas Yojana a social welfare programme, created by the Indian Government, to provide housing for the rural poor in India. It is one of the major flagship programs of the Rural Development Ministry to construct houses for BPL population in the villages.It was Started in 1985 as part of the Rural Landless Employment Guarantee Programme (RLEGP), Indira Awaas Yojana (IAY) was subsumed in Jawahar rojgar Yojana (JRY) in 1989 and has been operating as an independent scheme since 1996, 1st january. From 1995–96 the scheme has been further extended to widows or next-of-kin of defence personnel killed in action, ex-servicemen and retired members of the paramilitary forces ETC.

PURPOSE OF INDIRA AWAAS YOJANA

The broad purpose of the scheme is to provide financial assistance to some of the weakest sections of society for them to upgrade or construct a house of respectable quality for their personal living. The vision of the government is to replace all temporary (kutchcha) houses from Indian villages by 2017.

(Source: Ministry of Rural Development / http://iay.nic.in/)

TARGET GROUP

Scheduled Castes/Scheduled Tribes, freed bonded labourers, minorities and non-SC/ST rural households in the BPL category, widows and next-of-kin to defence personnel/paramilitary forces killed in action (irrespective of their income criteria), ex-servicemen and retired members of paramilitary forces residing in rural areas form the primary target group of eligible candidates for the IAY Scheme.

COMPONENTS OF THE SCHEME

IAY has the following components: Assistance for construction of a new house a. A new house‘ would mean a house constructed with a

minimum built up area of at least 20 sq. mts. excluding the toilet.

b. IAY house has to be pucca‘ in the sense that it should be able to withstand normal wear and tear due to usage and natural forces including climatic conditions, with reasonable maintenance, for at least 30 years.

Up gradation of kutcha or dilapidated houses Up gradation means improvement of such a

kutcha/dilapidated house to a standard similar to a new house.

IAYProvision of house sites:The District Collector should identify public lands available in the habitations and allot to the Land less person.Special projects:Five percent of IAY allocation retained at the Central level as reserve fund. Special Projects for utilizing the reserve fund can be posed by the States/UTs for the following purposes;A. Rehabilitation of BPL families affected by natural

calamities.B. Rehabilitation of BPL families affected by violence and

law and order problemsC. Settlement of freed bonded labourers and liberated

manual scavengers.D. Settlement of particularly vulnerable tribal groups.E. New technology demonstration – especially with focus on

affordable and green technologies.FUNDING PATTERN

The cost of the scheme except the component for provision of house sites would be shared between Government of India and State Governments in the ratio 75:25.In the case of North Eastern States the ratio is 90:10.

ALLOCATION OF FUNDS

95% of the total budget would be utilized for the components relating to new houses, up gradation of houses & 5% reserved for special projects.

AGENCIES FOR IMPLEMENTATION

At the district level the implementation should be entrusted to ZillaParishad.At the local level, the Village Panchayat, or its equivalent where the State has no Village Panchayats, would implement the programme.

FINANCIAL ASSISTANCE

Under the scheme, financial assistance worth Rs.70,000/- in plain areas and Rs.75,000/- in difficult areas (high land area) is provided for construction of houses.

ALLOTMENT OF HOUSE

Allotment of the IAY house shall be jointly in the name of husband and wife except in the case of a widow/unmarried /separated person.

CONSTRUCTION OF HOUSE

The construction should be carried out by the beneficiary himself/herself.No contractor should be involved in the construction of houses under IAY.Government departments or agencies can give technical assistance or arrange for coordinated supply of material such as cement, steel or

IAYOr prefabricated components if the beneficiaries so desire.construction may be entrusted to reputed agencies in the case of very old beneficiaries above sixty years of age and persons with disabilities who may not be able to stand the strain of supervisory construction and who request for such support in writing.DESIGN AND CONSTRUCTION STANDARDThere should not be any mandatory type design.A menu of options in respect of use of materials and building technologies as appropriate locally, may be provided to the beneficiary along with the cost implications and the choice should be left to the beneficiary.The layout of the house should also be decided by the beneficiary.the house should have, Adequate space for pursuing livelihood activities, A verandah, Stair case to go to the top of the house.

Table: Timelines for construction:STAGE LEVEL TIME LIMIT

Stage 1 Construction upto lintel level

Nine months from date ofrelease of first instalment

Stage 2 Completion Nine months from date ofrelease of second instalment

(Source: Ministry of Rural Development / http://iay.nic.in/)

APPROPRIATE BUILDING TECHNOLOGY

The State should proactively identify appropriate building technologies focusing on use of local materials.Appropriate good construction practices;A. Half Brick WallB. Rat-trap BondC. Jali WallD. Filler SlabsE. ArchesF. Frameless Doors And WindowsG. Rubble MasonryH. Bamboo ConstructionI. Mud ConstructionJ. Built-in Furniture

CONVERGENCE OF IAY

A. Toilet: For all IAY houses, construction of toilets under Nirmal Bharat Abhiyan (NBA) is mandatory.

B. Drinking water: Potable drinking water should be provided to all IAY households by converging the State and Central Government programmes relating to drinking water.

C. Electricity: Electrification should be provided under Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) or any State scheme and in areas where there is no electricity, solar lights should be provided.

IAYD. Land development: The Scheme is also be used for soil conservation and protection, bio-fencing, planting of avenue

trees, construction of playgrounds, etc.E. Connectivity: Connectivity may be provided in the form of paved pathways, roads or steps using MGNREGS and

relevant State schemes.

FUNDING PATTERN:

(Source: Ministry of Rural Development / http://iay.nic.in/)

Table: Funding pattern for IAY housing

BASIC SERVICES TO URBAN POOR(BSUP)

BSUPINTRODUCTION OF BSUP

Like National Slum Development Programme (NSDP) and Valmiki Ambedkar Awas Yojana (VAMBAY), BSUP also aim at an integrated development of slums, which includes slum-level infrastructure and housing. This scheme was officially inaugurated by Prime Minister Manmohan Singh on 3 December 2005.

OBJECTIVES OF BSUP

Focused attention to integrated development of basic services to the urban poor.Security of tenure at affordable price, improved housing, water supply, sanitation.Convergence of services in the fields of education, health and social security.Providing housing near the place of occupation of the urban poor.Effective linkage between asset creation and asset management to ensure efficiency.Scaling up delivery of civic amenities and provision of utilities with emphasis on universal access to urban poor.Ensuring adequate investment of funds to fulfill deficiencies in the basic services to the urban poor.

COMPONENTS OF BSUP

The basic components under BSUP such as:Integrated development of slums, i.e., housing and development of infrastructure projects in the slums in the identified cities.Projects for development/improvement/maintenance of basic services to urban poor; Slum improvement and rehabilitation projects.Projects on water supply/sewerage/drainage, community toilets/baths etc; Houses at affordable costs for slum dwellers/urban poor/EWS/LIG categories.Construction and improvements of drains/storm water drains; Environmental improvement of slums and solid waste managementStreet lightingCivic amenities, like, community halls, child care centers, etc.Operation and maintenance of assets created under this component.Convergence of health, education and social security schemes for the urban poor.

FUNDS RELEASE UNDER BSUP

(Source: mhupa.gov.in/ jnnurm.nic.in)

Cities with million plus: 50 % Centre share 50 % State/ULB/Beneficiary Share Cities/Towns in the North Eastern and Jammu & Kashmir : 90 % Centre share 10 % State/ULB/Beneficiary Share

BSUPCOVERAGE OF BSUP

The BSUP covers 65 cities and towns. These are such as;Seven cities having 4 million plus population as per the 2001 Census.28 cities having 1 million, but less than 4 million populations. 30 selected cities of religious/historic and tourist importance.

CASE STUDY: BSUP PROJECTS OF BHUBANESWAR CITY

The Ministry of Housing & Urban Poverty Alleviation has approved 5 projects under the Basic Services to the Urban Poor (BSUP) in Orissa. These projects have been approved by the Central Sanctioning and Monitoring Committee and Central Sanctioning Committee. Total project cost: 67.17 croreTotal dwelling units: 2316 dwelling unitsApproved money: Central Government-48.77 crore and State Government- 18.40 crore.The total Additional Central Assistance of  Rs. 12.19  crore has also been released by the Ministry of Finance.Nodal Agencies for project: BMC and BDA.Site Allocation for projects: Gadakan, Damana,Chandrasekharpur, Nayapali, Bharatpur and Dumdama.

Housing under BSUP in Gadakan

Housing under BSUP in Damana

Housing plan under BSUP in Gadakan

(Source: www.sparcnirman.org/.../BSUP)

RAJIV RINN YOJANA(RRN)

RRNINTRODUCTION:It is also formulated to channelize institutional credit to the poorer segments of the society and increasing home ownership in the country along with addressing housing shortage. RRY has been formulated by modifying the Interest Subsidy Scheme for Housing the Urban Poor (ISHUP) piloted in the 11th Plan period with enhanced scope and coverage. RRY is a Central Sector Scheme applicable in all the urban areas of the Country.

When was it launched: October 1, 2013

Aim:1 million (or 10 lakh) dwellings across country including slum and non-slum dwellers

OBJECTIVES:To channelize institutional credit to the poorer segments of the societyIncrease home ownership in the country and address housing shortageEnhance affordability of loansPrevent proliferation of slums and squatter settlementsAttracting private investment into the desired segments of housing and lead to a demand led growth in housing stock.

FEATURES:Purpose: Home loan with Central Government interest subsidy to EWS/LIG persons for acquisition/ construction of house.Eligibility: EWS (average annual income up to Rs. 1,00,000/-). LIG (average annual income up to 2,00,000/-)Loan amount admissible: EWS – Rs. 5,00,000; LIG – Rs. 8,00,000. Tenure: 15-20 years