Jan Van Hoeymissen An Denis
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DE NOORDERKEMPEN. Jan Van Hoeymissen An Denis. Social Housing. DE NOORDERKEMPEN. OBJECTIVES: Affordable houses Good houses (technical, looks, image) Comfortable Good enviroment Good location Good neighbours Social control Integration of cultures For people who need it. - PowerPoint PPT Presentation
Transcript of Jan Van Hoeymissen An Denis
Jan Van Hoeymissen An Denis
Jan Van HoeymissenAn DenisSocial Housing
DE NOORDERKEMPENOBJECTIVES:Affordable housesGood houses (technical, looks, image)ComfortableGood enviromentGood locationGood neighboursSocial controlIntegration of cultures For people who need it
DE NOORDERKEMPENMake availableBest techniques, 2BuildBuy & renovateSellRentLong lease (trust)
DE NOORDERKEMPENLong lease: 1 experience houses 2 experiences with monestaries Many plans
DE NOORDERKEMPENMerksplas: kolonie 64 houses 56 in LTREnviromentCentralruins (examples)
DE NOORDERKEMPENTramps64 houses8 houses rentGouvermental - guards5166House trust66 houses
MERKSPLAS
Big housesGreat enviromentBig gardens; great community
DE NOORDERKEMPENBig housesGreat enviromentBig gardens; great community
DE NOORDERKEMPENGet the complete property in trust for 99 yearsEntry level premium (condition of the house)No price for the grounds (2% of )Annual trust fee : 200 - 700 Habitation duty: 10 20 yearsCompulsary works
DE NOORDERKEMPENGround + house11Advantages for the lease-hold-taker: Low price for a building with an enormous potential Priviliges of an owner Residential security More than one generation Excellent enviroment Can spread work and costs Adjust to own taste
DE NOORDERKEMPENIt gives the heritage-taker the possibility to kind of buy a house12Disadvantages for the lease-hold-taker:No ownerCompulsary worksNot possible to sell for several yearsPayment never stopsCost: 2% of of ground-priceStarting capitalUnclarities: Fiscal rules ?Loans ?
DE NOORDERKEMPENAdvantages for the lease-giver: Owner Building gets renovated Compulsary rules Maintenance of the houses
DE NOORDERKEMPENDisadvantages for the lease-giver: Pre-investment Low ROI Lease-takers are like owners (> 550 /mnth. during 30 yrs.=> 100 /mnth. during the rest of the lifetime
DE NOORDERKEMPENPropositionHeritage-giver: makes a profit (overheadcost & investment)Keeps a saying in the enviromentGets a house back after a life-time (in what condition?)Costs:Ground: 60,000 Basic house : f.i. 90,000 : recovers the money in 30 yrsFinishing the house : f.i. 90,000 : lends the money and recovers it in 30 yrs. (+ interest ?)
DE NOORDERKEMPENEnd of the lifetime:Ground remains propriety of DNKThe house is bought backPrice: original value of the basic house
DE NOORDERKEMPENcosts: ground: No basic investmentGround value: f.e. 60,000 2 % /year : 2,000 = 100 /mnth
DE NOORDERKEMPENHouse:Basic: 90,000 Payable on 30 (of more/less) years= max. 250 /mnth. (+ interest?)(depends on own investment)
DE NOORDERKEMPENFinishing the house:Own choiceDepending on financial and other possibilitiesWhenever convenient for the trust-taker
DE NOORDERKEMPENAfter a lifetime: 90,000 is payed to the enharitagesLand + house back to the trust-giver
DE NOORDERKEMPENIssues to be defined: fiscality possibilities to rent Definition of a life time
DE NOORDERKEMPENMain problem: different mentality in Flanders MarketingDNK will try to do as much as possible within the actual possibilities.
DE NOORDERKEMPEN
