Is fresh graduate income enough for them
-
Upload
thomas-chen -
Category
Documents
-
view
219 -
download
1
description
Transcript of Is fresh graduate income enough for them
IS FRESH GRADUATE INCOME ENOUGH
FOR THEM?
Thanks to the advancement of technology we are able to live comfortably
Wars are still happening around the world, but the peace treaty prevents major wars from happening and thus relief us from the war ordeal
With the world become more advance, our lifestyle and expenses also increase along with it
THE CHANGING WORLD
People are constantly looking for something better to improve their living standard
Improvement come with a price, the more they want, the more they have to work to pay for it
However, even the necessary stuffs like house and vehicle are costing more than the older days
People especially fresh graduate have been wondering is their income enough for them to carry out their daily living?
From daily meals to transportation fees, fresh graduates that are living separately from their parents seems to have problem in making end meets
However, some families have proven that it is possible to live with lower income
IS MY INCOME ENOUGH?
Do not overspend on computer device, clothes, shoes, eating luxury food or having gathering often at restaurants
Only get things that are necessary at a usable amount
We should avoid spending too much even if the specific item is on a discount
Only buy something when you really need it and not because of a sudden impulse
FINANCIAL PLANNING
Young couples can pool together their to live through the month
Even though their expenses will be more, their overall benefits will also be more than a single fresh graduate
For example, cooking meals for both instead of eating out
Travelling with 1 car instead of 2
Sharing the room rental if they live together
Do not follow the mobile phone trend
Cook own meals rather than eating outside
Make sure that one set up a budget and record down daily expenses
Set up strict rule to follow and set penalty if rule is not follow
Do not get more than 1 mobile phone
Get prepaid mobile plan if post-paid are too expensive
Learn to manage your mobile phone service usage
Do not apply for data mobile plan if you do not really need it
Work at hometown will incur less cost than working in other state in the same country
We do not need to pay for room rental, water and electric bills as well as meal
We can live comfortably in our own room
For more information on mobile plan, please visit https://www.imoney.my/mobile-plan-comparison
For more information on how to live cheaply, please go to http://www.drphil.com/articles/article/596 or http://www.wikihow.com/Live-Cheaply