1. November Adviser roadshows1

2. Transactions The 5 revenue lines of Fund Management Fund SponsorFund Management ACD Services Trading and DealingIndices and Assets19 3. Friday 4 November 20113 4. The CAERUS SAFEApproach toInvestment AdviceWe aim to provide Clients with Investments that are:-4 5. The Matrix CoreProtected MainstreamFocusedDiscretionaryFunds RangeFundsFunds25%Risk/Reward18%13%5% Cost/Charges0.5% Approx. 1.0% 1.5%+5 6. Dynamic Rebalanced Portfolios Simple Objectives Four risk-rated Funds Aligned to CAERUS Risk Profiles 3/4, 5/6, 7/8 and 9/10 Actively managed by Evercore Pan-Asset Multi-asset passive portfolios Market leading from a cost perspective - 0.25% AMC Investing in a portfolio of index tracking fund and Exchange Traded Funds (ETFs) Rebalanced daily as required Underlying Asset Allocation model reviewed quarterly 7. Performance slidesDRP vs. Newton vs. Sector average7 8. Performance slidesDRP vs. Newton vs. Omnis Balanced8 9. Performance slidesDRP vs. Omnis Advanced vs. Sector average9 10. Fund Comparison Software10 11. Our SIPP solutionCAERUS/Pointon York11 12. Pointon Yorks ExperienceOver 40 years experienceEstablished in 1971Launched our first SIPP in 1990Launched our first Corporate SIPP in 2004Provide a suite of solutions designed to meet the needs of all customersHighly specialised knowledge with a skilled team of technical specialistsStrong reputation in commercial propertySpecialist in alternative investmentsExcellent service reputationStrong technology with 24/7 secure online accessAwards: Money Marketing E-excellence Best Newcomer Award 2009 Best SIPP Provider - Professional Adviser 2008 Best SIPP Provider - Shares Magazine 2006 & 200712 13. CAERUS SIPP Products The new CAERUS SIPP products offer a range of solutions designed to meet the needs all of your customers.Separate Registered Pension Scheme. Allows Scheme Family Trust Pension and open market investment flexibility. IdealSophisticated SIPPfor families or close business associates with complexDowngradefinancial planning needs.Progression Unlimited number of investments as well as completethrough our Individual SIPP investment flexibility e.g. Gold, Forestry, Unquoted solutions. Shares, Commercial Property. Treated as aninternalinvestmentFor use with one asset e.g. a stockbroking account. switchSingle Investment SIPPThe Sterling Investment Account and SkandiaInvestment Account can be held in this product.UpgradeFor use with the CAERUS Investment Account which Simple SIPP e-SIPP provides access to a range of risk-rated funds andmodel portfolios. 13 14. ChargingPointon York has agreed preferential rates with CAERUS. We are a Retail DistributionReview (RDR) compliant provider which supports Customer Agreed Remuneration (CAR).e-SIPPSingle InvestmentIndividual SIPPType of Charge PY CAERUSPY Standard CAERUSPY StandardCAERUS Standard Pricing Pricing Pricing PricingPricing PricingEstablishmentNilNil 195Nil 160 NilAnnual 150 100300245630 445 For details on all charges please view the relevant fee schedule on the CAERUS microsite. All fees are plus VAT.14 15. SIPP vs. Personal Pension Since A-Day (6th April 2006) no longer any difference between PP and SIPP - only distinction is between Occupational and Personal Pensions Difference now down to the rules of the schemes and what the pension providers will allow - so depends upon the investment powers contained in the scheme rules15