1

Investor PresentationBRSA Bank Only Results

3rd Quarter, 2006November, 2006

2

History

Established in April 1954 under the special law “Türkiye Vakıflar Bankasi Türk Anonim OrtaklığıKanunu” to manage cash derived from revenues and expenditures of charitable organisationsset up during the Ottoman Empire period, conducting banking activities with branch offices in Ankara, Istanbul and IzmirIn 1957, made its first venture towards broadening its sevices by establishing Güneş InsuranceCompanyOver the next 20 years continued to expand its geographic presence in Turkey reaching 206 branches by 1977Since the early 1990s, Vakifbank has increased the scope of its retail banking and diversified its loan portfolio by including equipment financing, enterprise loans, auto loans, mortgage loans, and credit cards. In 2000, Vakifbank began offering internet banking servicesVakifbank is now a full service commercial and retail bank headquartered in Ankara, providing retail, commercial and investment banking services through a network of 306 branches, 116satellite branches and five mobile branches, covering 81 Turkish citiesInternationally, Vakifbank has subsidiaries in Austria (which operates a branch in Frankfurt anda branch in Köln) and the Turkish Republic of Northern Cyprus and two branches in New York and Bahrain.

3

52 years of evolving strategy and product innovation

Established in Ankara

Opens 10 branches

Reaches 206 branches

Reaches 269 branches

Focus on retail lendingInitiates overdraft facilities (Bankomat-724) and telephone bankingPOS project

Overhaul and modernisation of management structure

New York branch opens

Begins to issue Visa and MasterCard

Begins to grant housing loans with maturities up to 20 years

Expansion of retail savings products—mutual funds or foreign currency products

Syndicated loans of US$850m

Completion of very successfulIPO

Fitch and Moody’s upgrade credit rating

Company-wide restructuring programme to boost efficiency

US$750m diversified payment rights securitisation

19541956

19771984

19921995

1998

20032004

2005

2000

Internet banking launched

Upgrade of IT

Fitch and Moody’supgrade creditrating

Fitch upgrades credit rating

2006

US$ 915 million DPR securitisation issue

4

Following successful IPO in November 2005, c. 25% of Vakifbank of is now listed

Main Shareholders General Directorate of Foundations The GDF manages foundations owning 58.45% of the shares in the Bank (43.0% in the form of Class A shares and 15.45% in the form of Class B shares). The GDF was established in 1924 to administer and regulate existing and future Turkish charitable foundations as a state entity directly reporting to the Prime Minister. Non-Affiliated Foundations The non-affiliated foundations are independent foundations with separate boards of trustees. They currently hold Class B shares, constituting 0.19% of the Bank’s equity. Vakifbank Pension Fund The Vakifbank Pension Fund has a 16.10% stake in the Bank’s capital as a Class C shareholder. The Bank’s employees contribute to the Vakifbank Pension Fund as opposed to the mandatory social security coverage provided by the state Social Insurance Institution. Other Shareholders The other shareholders consist of individual or legal entities that together own 0.08% of the Bank’s equity as Class C Shareholders. Free Float Public domestic and international shareholders.

Ownership structure

General Directorate

of Foundations58,45%

VakifBankEmployee

Pension fund16,10%

Other0,27%

Free float25,18%

5

Vakıfbank: An Overview of 3Q2006 results & financial performance trends

Total Assets 34,861.8

Gross Loans 17,476.5

Securities 9,681.3

Total Deposits 23,322.2

Shareholders’ Equity 4,169.9

Net Interest Income 1,153.3

Net Profit 609.3

Branch Network 309

Customer Number Over 6 million

B/S mixIncreased share of loans in total assetsDecreasing securities portfolioIncreased funding from retail deposits

B/S growth

Strong asset growth driven primarily by rapid loan expansion (retail and SME loans)

Asset quality

Decreasing level of NPLs, stringent credit review/scoring systems100% NPL coverage

Capitalisation

Strong capitalisation levels, allowing for future growth

Revenue mix

Increased share of interest income from loans, rather than securitiesFocus on generating fee & commission income

Profitability Well managed cost base and efficient network

Million YTL

6

Financial performance 3rd Quarter 2006Performance highlights

Continued rapid expansion of credit portfolio supported by growth in deposits and fundsborrowed.

• Loan portfolio increased by 64.1% to YTL16.4bn YoY

• Deposits grew by 14.2% to YTL23.3bn YoY

• Significant growth in higher yielding YTL products: YTL loans grew by 53.1%; YTL deposits registered a 14.6% growth YoY

• Funds borrowed grew by 35.5% to YTL4.9bn YoY

Share of loans in total assets increased to 47.4% compared to 35.0% in 3Q2005, while the share of securities portfolio contracted to 27.7% from 35.7% in 3Q2005

Loan to deposit ratio reached 70.3% in 3rd Q 2006 compared to 49.0% in 3rd Q 2005

Prudent provisioning and improving loan quality: NPLs down to 6.1% of gross loan portfolio in 3rd Q 2006 and are fully provisioned

Net interest income grew by 15.1% to YTL1,153.3mm YoYNet profit reached to YTL609.3mm with an increase of 64.7% YoY

7

VakifBank is a market leader, particularly in retail and SME finance

Total market share (%) (30.09.2006)

7.9%

28.0%

8.9%

4.7%

8.0% 8.7%

3.2%

14.6%11.8%

4.8%

20.8%

6.1%

TotalDeposits

Publicsalary

accounts*

YTLdeposits

Mutualfunds

Total Loans Retailloans**

Credit Card

CommercialInstallment

Loans

ATMs Branches Debit Card #

Credit Card #

Deposits / Funding Credits Distribution

Source: BRSA weekly reports, Capital Markets Board* VakıfBank estimates** Includes home, auto and other. Credit card loans, overdrafts, and State Mass Housing Authority (TOKI) loans not included

8

Diversification of asset mix towards interest-earning assets

Breakdown of assets (YTLbn) Interest earning assets (YTLbn)

2.3 2.3 2.2

3.4 4.8 4.0

10.210.5

9.7

10.011.9 16.4

1.0

1.00.9

1.91.6

1.7

3Q05 2005 3Q06

Cash and central bank Interbank Securities LoansFixed assets Other

Strong growth in assets driven by rapid expansion of loan portfolioContinued diversification away from securities–from 35.7% of total assets in 3Q 2005 to 27.9% in 3Q 2006

Inte

rest

ear

ning

asse

ts: 8

6.5%

Inte

rest

ear

ning

asse

ts: 8

2.5%

22.0%

3.4 4.8 4.0

10.210.5 9.7

10.011.9 16.4

3Q05 2005 3Q06

Interbank Securities Loans

23.5%

23.6

27.2

30.1

34.8

28.6

6.3%

11.5%

27.9%

47.1%

2.6%4.6%

8.1%11.8%

35.7%

35.0%

3.5%5.9%

9

Expansion of loan portfolio continued…

2,426 2,533 2,966 3,253 4,2385,526 5,630

6,5377,524

7,9499,651

10,312

11,638 11,846

8,9639,787

10,915

12,904

14,549

17,164 17,476

Q1 Q2 Q3 Q4 Q1 Q2 Q3

FX YTL

Gross loans (YTLmm) Comments

Loan portfolio registered a CAGR of 40.0% increasein 3Q2006 from 1Q2005

Due to the fluctuation in 2Q2006, loan growthslowed down to 1.8% QoQ.

YTL loans grew by 49.0% while FX loans increased by 73.0% from 3Q2005 to3Q2006.

2005 2006

CAGR: 40.0%

+35.4%

32.2%

67.8%

10

Expansion of loan portfolio continued…But with much slower pace…

Strong growth on loan to deposit ratio with focus on profitability

27.5% 33.3% 36.8%47.1%

2003 2004 2005 3Q2006

Loan/Asset (%)Loan/Deposit (%)

37.1% 45.9% 51.9%70.4%

2003 2004 2005 3Q2006

11

…with strong focus on retail and SME lending…

Breakdown of loans by sector Comments

YE2005 1H2006 Good position in traditionally strong regions of central and eastern Turkey • Selective expansion in

Istanbul region To strengthen its retail franchise, VakifBank has 652SME portfolio managers, 407retail portfolio managers and477 marketing associates as of 3Q2006As a result of these initiatives, cross-selling ratio for SME portfolio managers is 2.13x and for retail portfoliomanagers is 1.98x in September 2006Sustainable growth rate of off-balance sheet

Commercial49.9%

SME20.0%

Mortgages11.6%

Auto1.4%

Other10.6%

Credit card3.9%

Overdraft2.6%

Overdraft 3.6%Credit card

5.8%

Mortgages 8.4%

Auto 2.2%

Other10.6%

SME21.5%

Commercial 47.9%

Guarantees and Commitments (million YTL)

3,595 3,7614,638

5,746

1,5362,675 2,971 2,919

2003 2004 2005 3Q2006

Guaratees Commitments

12

…and in particular on high margin products

4,4605,698

8,189

2,204

2,554

3,287

803

994

1,905

706

694

640

438

429

422

258

262

232

1,133

1,274

1,732

3Q2005 2005 3Q2006

Commercial SME Mortgages *Credit cards Overdraft AutoOther

64.1%

Retail, SME and COMM. loans (YTLmm) Comments

High yields in retail & SME lendingFor the 3Q2006; average yieldon YTL loans is 20.13%, average yield on FX loans is 6.77% where average cost on YTL deposits is 14.52% andaverage cost on FX deposits3.43%Loans grew by 37.8% in 3Q2006 comparing to the endof 2005 driven by commercialloans growth of 43.7%, SME loans growth of 28.7%, general purpose consumerloans growth of 35.9% andhousing loans growth of 91.6%.

16.407

11.905

10.002

*:Includes Housing Loans+TOKI. (YTLmm)

3Q2005: 663 Housing Loans+140 TOKI

2005:860 Housing Loans+134 TOKI

3Q2006: 1.775 Housing Loans+130 TOKI

13

Steady and significant improvement in asset quality

8.4% 7.7%6.1%

3Q2005 2005 3Q2006

Gross NPLs as % of gross loans Comments

Despite expansion of the loan portfolio, NPLscontinued to decrease reaching 6.1% of total gross loan portfolio in 3Q2006 compared to 8.4% in 3Q2005Since 2003, loan loss provisions cover 100% of NPLs

-2.3 p.p.

Gross NPLs and provisions (YTLmm)

913,215 998,927 1,069,596913,215 998,927 1,069,596

3Q2005 2005 3Q2006

Gross NPLs Provisions

14

Securities portfolio evolution

Securities 3Q 2006 (YTLmm)

1,090 879 469

8,526 9,275 9,212

581 361 46

3Q2005 2005 3Q2006

Trading securities portfolio Portfolio available for sale Securities held to maturity

10,198 10,515

5.7%

83.6%

10.7%

3.4%

88.2%

8,4 %

Security portfolio breakdown by interest 3Q 2006

9,6810.5 %

95.2%

4.8%

Comments

The securities portfolio decreased by 5% in YoYand its share in total assets continued to decline—from 35.7% in 3Q2005 to 27.8% in 3Q2006

Portfolio of securities available for sale stood at 95.2% of total securities portfolio in 3Q2006 compared to 83.6% in 3Q2005

For the 3rd quarter 2006; average yield on YTL security portfolio is 21.6% and average yield on FX security portfolio is

YTL FX

Fixed; 57.3%

Floating; 42.7%

Fixed; 43.2%

Floating; 56.8%

7.40%

15

Strong deposit growth is supporting the expansion of credit portfolio

19.522.3 23.2

3.8

3.75.1

0.9

0.7

0.1

0.6

0.60.5

1.3

0.8

1.8

26.128.1

30.7

3Q2005 2005 3Q2006

Customer deposits FundsInterbank ProvisionsOther

Breakdown of liabilities (YTLbn) Comments

Total liabilities grew by 17.6% in 3Q2006 comparingto 3Q2005, driven by continued expansion of deposit base and increase in external fundingCustomer deposits posted a 18.9% growth in 3Q2006 and accounted for 75.6% of total liabilities

17.6%

19.5 22.3 23.2

10.0 11.916.4

3Q2005 2005 3Q2006

Customer deposits Loans

Loans and customer deposits (YTLbn)

48.9% 53.3% 70.4%

Loans/Deposits

75.6%

5.9%1.6%0.3%

16.6%5.0%2.3%3.4%

14.6%

74.7%

2.8%2.1%2.5%

13.2%

79.4%

Note: Customer deposits exclude interbank depositsTotal liabilities excluding equity

16

Deposit base composition and evolution

YTL-term56.2%

FX-term26.8%

FX-demand

5.1%

YTL-demand11.9%

Customer deposit breakdown by type and currency Comments

Ensured strong profitability bymaintaining liquidity levels andcontrolling interest expensesthrough controlled increase of customer deposits.YTL Deposit growth was 14.6% YoY, 3.8% QoQ.YTL-term

58.3%

FX-demand

6.5%

FX-term24.2%

YTL-demand11.0%

Deposit composition by type

3Q2005Amount % Amount % %Amount

2005 3Q2006

¹ Represents deposits taken from retail customers² Represents deposits taken from government related corporates, SMEs and other entities which are not individuals³ Totals do not include Interbank deposits

(YTLmm)

Total: YTL20.4bn Total: YTL23.2bn

3Q2005 3Q2006

Saving deposits¹ 2,995 15.3% 3,664 16.4% 5,278 22.8%Demand 491 2.5% 548 2.4% 669 2.9%Term 2,504 12.8% 3,116 14.0% 4,609 19.9%Public and Commercial² 10,312 52.8% 12,262 54.9% 10,779 46.5%Demand 1,842 9.4% 2,282 10.2% 1,870 8.1%Term 8,470 43.3% 9,980 44.7% 8,909 38.4%Foreign currency 6,236 31.9% 6,398 28.7% 7,118 30.7%Demand 1,006 5.1% 778 3.5% 1,503 6.5%Term 5,230 26.8% 5,620 25.2% 5,615 24.2%

Total³ 19,543 100.0% 22,324 100.0% 23,175 100.0%

17

State deposits remained almost unchanged

State deposits (YTLmm) Comments

2,992

4,853

7,2846,785

7,1347,307

32.2%

24.8%20.7%

29.3%31.8%

27.6%

2003 2004 2005 1Q2006 1H2006 3Q2006

State Deposits Share of state depositsVakifBank did not experience a significant withdrawal of state deposits after IPOMuch less pressure feltafter two largest depositdepartures in Q3 2005 andQ1 2006Thanks to focus on retaildeposits and control on cost of deposits, share of state deposits decreasedand saving depositsincreased

18

Strengthened capitalisation to support rapid growth

Paid in share capital 1,000.0 1,279.0 1,279.0 Adjustment to paid-in capital 605.8 605.8 605.8Share premium 0 1,172.3 1,172.1

Reserves 326.9 326.9 423.9

Profit 370.0 535.2 609.3

Prior year income/loss 0 0 0

Total core capital 2,302.7 3,919.2 4,090.1Supplementary capital 674.0 540.2 308.2

Total capital 2,976.7 4,459.4 4,398.2Deductions (338.7) (403.0) (308.2)

Total shareholders’ equity 2,638.0 4,056.4 4,090.0

RWA 12,798.7 14,498.5 18,518.4Market risk 1,491.0 1,474.9 1,376.2

Capital adequacy ratios 18.5% 25.4% 20.1%

Capital position Comments

The bank successfully raised YTL1,45mm through an IPO in November 2005

In General Assembly, the bank has decided to pay YTL 399.4mm to theshareholders and YTL 100.5mm was paid to D Group shareholders (freefloat) in 2Q06.

Vakifbank applied to the BRSA and the CMB in 1st of November 2006, to increase the bank’s paid-in-capital from YTL-1,279,000,000 to YTL-2,500,000,000, which implies issuing 0.954652 new bonus shares per existing 1 share.

3Q2005 2005YE 3Q2006(YTLmm)

19

Net banking income posted healthy growth in 3Q2006

Net banking income grew by 10.9% over the last 1 year in 3Q2006 comparing to 3Q2005Continuous diversification from securities to more client-driven business

(YTLmm) 2004 2005 3Q05 3Q06 Net interest income 1,185 1,318 1,002 1,153

Net F&C income 250 294 217 218

Net trading income 117 176 119 (5)

Dividend income 4 3 3 6

Other operating income 246 129 103 208

Total operating income 1,801 1,919 1,444 1,580

Total operating expenses (-)

722 732 528 595

Operating profit 1,079 1,188 916 985

Provisions (-) 344 434 377 180

Tax provisions (-) 143 226 174 206

Income from investments and associates

48 7 4 10

Net monetary gain/loss (16) 0 0 0

Net income 624 535 370 609

10021153

217218119

-5

103208

3Q2005 3Q2006

Net interest income Net F&C income Net trading income Other

Net banking income composition (YTLmm)

1,4411,574

10.9%

20

Net fee and commission income growth sloweddown due to slow lending

Non-interest income composition (YTLmm) Net F&C income % of operating income

27.1% 29.4%

-1.2%

49.4% 49.1%

49.5%

23.5% 21.5%

51.3%

3Q2005 2005 3Q2006

Trading Income Net F&C Other

16.3% 15.3%13.2%

3Q2005 2005 3Q2006

439 599 421

Trading income is -5 mm YTL due to foreign exchange losses• Trading account securities gains : 28 mm YTL• Foreign exchange losses : -33 mm YTL

Increase in Other Income comes from FX gains in FX Loans&Security portfolio• FX Indexed Loans : 30 mm YTL• FX Indexed Securities : 40 mm YTL

21

Increasing interest income from loan activities

Net interest income up by 20.4% in 3Q2006 comparing to 3Q2005, despite slowdown in loan demand• increasing income from

lending activity

Net interest income(YTLmm)

Interest income (YTLmm)

372397352 341

309

385

315

1Q05 2Q05 3Q05 4Q05 1Q06 2Q06 3Q06

37.4% 36.6% 33.3% 32.5% 32.0%

52.2% 52.3% 52.2% 54.7% 56.2%

10.3% 11.1% 14.5% 12.8% 11.7%

3Q05 4Q05 1Q06 2Q06 3Q06

Securities Loans Money Market&Banks

911 1,039 1,081946 1,043

22

Increasing margins on securities

Further move toward higher margin loans in YTLHigher yields on YTL securities, thanks to repricing on August 2006.

Yield on loans and securities, cost of deposits (%)

25.1%

22.3%

20.9%

19.5% 20.1%

6.1% 6.0% 7.0% 7.6% 6.8%

21.6%

16.0%

15.1%

20.2% 21

.6%

7.0% 6.9% 7.3% 7.7% 7.4%

14.5%

14.1%

13.2%

12.7% 14

.5%

3.2% 3.4% 3.4% 3.6% 3.4%

3Q05 4Q05 1Q06 2Q06 3Q06

YTL Loans FX Loans YTL Securities

FX Securities YTL Deposits FX Deposits

23

Operating expenses under control

Virtually no growth in costs, despite going through restructuring at branch andheadquarter level.

2.9% 2.6%2.0% 2.4% 2.3%

3Q05 2005 1Q06 2Q06 3Q06

Operating expenses/average assets (%)Other expenses composition (YTLmm)

44.5% 44.3% 44.0% 43.1% 45.1%

8.4% 8.2% 9.0% 7.8% 7.9%

47.1% 47.5% 47.0% 49.1% 47.0%

3Q05 4Q05 1Q06 2Q06 3Q06Personnel Expenses Amortisation Other Expenses

167 204 193221181

24

Slight decrease on NIM and ROE, increase on C/I

NIM (%) Due to increase on cost of funding andslowdown on loan demand NIM decreasedby 48 bps, compared to 2Q06 in 3Q06Further growth in loans/assets expected to provide more support to Vakifbank’s NIM

7.10

6.36

5.274.97

5.51 5.525.04

1Q05 2Q05 3Q05 4Q05 1Q06 2Q06 3Q06

ROE (%) Cost/Income (%)

33.3

38.6 37.8

42.7

33.6

38.140.9

1Q05 2Q05 3Q05 4Q05 1Q06 2Q06 3Q06

33.2

4.2

25.6

15.5

20.9 22.1

17.9

1Q05 2Q05 3Q05 4Q05 1Q06 2Q06 3Q06

25

Performance in line with peer group in 3Q2006

4.08

4.934.56

5.04

Isbank Akbank Garanti Vakifbank

31.6

40.5

55.052.6

Isbank Akbank Garanti Vakifbank

NIM (%)

46.3543.98

49.65

40.89

Isbank Akbank Garanti Vakifbank

Net Profit/Number of Branches (thousandYTL)

Cost/Income (%)

1,122.6

1,835.81,671.5

1,952.9

Isbank Akbank Garanti Vakifbank

Loans/Number of Branches (mmYTL)

26

Tailored products in retail lending

With the help of strong capital Vakifbank annouced a newproduct to the market. “Declining Interest Rate Programme”• This is a new retail loan product which offers Housing

Loans, Auto Loans and General Purpose Consumer Loans.• In reflecting the fall in interests to consumers, the average

interest rates of the 5 biggest players (Banks) will be reference point. Any 10 bps drop in the average of the top 5, will be reflected to consumers as 5 bps. There will not be any extra fee and commission charges. Falling Interest Rate

Programme

Vakifbank reduced its housing loan interest rates for all the ongoing projects of TOKI (Mass Housing Agency) and Emlak GYO (Real Estate Investment Company) as of 21st of September 2006. The interest rates per month are upto 9 months 0.00 %, 5 years 1.29 % and 10 years 1.39 %. Thedifference with our base rate is madeup by the contractors.

This is your place

27

Balance Sheet Details for 3Q2006: Assets

(Thousand YTL) 2005 3Q2006 Growth %

Cash&Balances with Central Bank 1,655,677 1,488,105

2,736,951

1,250,000

469,412

9,211,890

45,666

16,406,949

584,245

872,204

1,796,380

34,861,802

Banks&Other FI 2,125,899

(10.1)

28.7

(52.8)

(46.6)

(0.7)

(87.3)

37.8

(4.6)

(13.4)

(6.1)

Money Market 2,649,000

Trading Securities 879,406

Available for Sale Portfolio 9,275,282

Held to Maturity Securities 360,767

Loans (net) 11,905,056

Subsidiaries&Associates 612,469

Premises&Equipment 1,006,918

Other Assets 1,912,326

Total Assets 32,382,800 7.7

28

Balance Sheet Details for 3Q2006: Liabilities

(Thousand YTL) 2005 3Q2006 Growth %

Deposits 22,945,691 23,322,188

996,758

4,916,400

145,937

61,316

469,676

4,169,857

779,670

Total Liability 32,382,800 34,861,802 7.7

Interbank Money Market (Repurchase) 108,046

1.6

822.5

40.0

(3.7)

37.1

(19.7)

(2.1)

Funds Borrowed 3,512,824

Funds 151,597

Taxes and Dues Payable 44,739

Provisions 584,636

Shareholder’s Equity 4,261,408

Other Liability 773,859 0.8

29

P&L for 3rd Quarter 2006

(Million YTL) 3Q2005 3Q2006 Growth %

Net Interest Income 1,002,299 1,153,279

217,624

(5,104)

208,009

1,580,184

(594,921)

(180,254)

(205,611)

Net Profit 370,017 609,290 64.7

Net F&C Income 216,927

15.1

0.3

(104.3)

101.7

9.4

12.7

(52.2)

Net Trading Income 118,680

Other Operating Income 103,120

Total Operating Income 1,444,398

Total Operating Expenses (527,835)

Provisions (376,809)

Tax Provisions (174,032) 18.1

30

Subsidiaries and affiliates

Türkiye Vakıflar BankasiT.A.O

Financial Subsidiaries Non-Financial Subsidiaries

Vakıf Yatırım Menkul Degerler A.Ş 99%

Vakifbank International A.G 90%

World Vakıf Off Shore Banking Ltd. 82%

Vakıf Finans Factoring Hizmetleri A.Ş 78%

Vakıf Deniz Finansal Kiralama A.Ş 69%

Vakıf Finansal Kiralama A.Ş 59%

Vakıf Emeklilik A.Ş 54%

Vakıf Girisim Sermayesi Yatırım Ortaklığı A.Ş 46%

Gunes Sigorta A.Ş 35%

Vakıf Gayrimenkul Yatırım Ortaklığı A.Ş 28%

Kıbrıs Vakıflar Bankası Ltd. 15%

Vakıf Menkul Kıymetler Yatırım Ortaklığı A.Ş 12%

Vakıf Sistem Paz.Yaz.Ser.Tic San A.Ş 73%

Vakıf Enerji ve Madencilik A.Ş 66%

Taksim Otelcilik A.Ş 51%

Ataköy Mağazacılık Ticaret A.Ş. 46%

İşkur İşçi İşadamı Kimya Kur. A.Ş. 25%

Vakıf Gayrimenkul Ekspertiz ve Deg. A.Ş 20%

Orta Dogu Yatırım Hizmetleri A.Ş 9%

31

THANK YOU

investor.relations@vakifbank.com.tr+90-212-3167120+90-212-3167121