Investment Options Nationwide Flexible Advantage · AmBcn MdCap Val Inst O BUVA 4321 0 0.9 ......

38
Investment Options Phone: 800-548-6436 • Fax: 877-634-0157 • nationwide.com For reference only. Complete an Investment Option Update Request form or Move Assets/Mass Exchange form to make changes to an account. Nationwide ® Flexible Advantage FUND NAME Fund Tier* VRU Code Total Fund Prospectus Gross Expense Ratio Fund Payments to Nationwide Fund Code AB Bd Infl Strat I O 5699 0.99 0.15 EEOA AB Core Oppr I O 4757 0.9 0.15 CNTA AB Disc Gr I O 1581 0.77 0.15 ABOA AB Disc Val I O 1582 0.86 0.15 ABPA AB Emrg Mkt Mult Asst I O 5102 1.6 0.15 DCPA AB Eq Inc I O 1583 0.77 0.15 ABQA AB Glbl Bd I O 4758 0.56 0.15 CNUA AB Glbl Rsk Alloc I O 1576 0.97 0.15 ABHA AB GlbRealEstInvmt I O 4759 0.98 0.15 CNVA AB Hi Inc I O 4760 0.54 0.15 CNWA AB Inc Adv O 5698 0.9 0.15 EENA AB Intmd Bd I O 4761 0.75 0.15 CNXA AB LgCap Gr I O 4763 0.75 0.15 CNZA AB Rel Val I O 1578 0.74 0.15 ABKA AB SmCap Gr Adv O 4249 0.94 0.15 BRAA AB Sustnbl Intl Thmtc I O 4762 1.06 0.15 CNYA Abrden Divrs Altrnatv I O 5016 2.24 0 CYMA Abrden Divrs Inc Inst O 3563 1.6 0 AAZA Abrden Dynmc Alloc Inst O 3564 1.69 0 ABWA Abrden Emrg Mkt Inst O 4489 1.13 0 CBVA Abrden Focs US Eq Inst O 3557 1.37 0 AAJA Abrden Glbl Eq Inst O 3558 1.32 0 AAOA Abrden Glbl Hi Inc I O 5017 0.91 0 CYNA Abrden Intl Eq Inst O 3560 1.02 0 AAQA Abrden Sel Intl Eq II Inst O 3987 1.4 0 BFGA Abrden US Eq Inst O 3565 1 0 ABYA Alger Cap App Focs Y O 6050 1.48 0 ETTA Alger Cap App I2 O 5072 0.94 0.1 DBDA Alger SmCap Focs Y O 5700 1.51 0 EEPA Alger SMdCap Focs Y O 6051 9.54 0 ETUA Alger Spectra Z O 5073 0.96 0 DBEA AllnzGI Focs Gr Inst O 3567 0.76 0 ACJA AllnzGI Intl SmCap I O 3568 1.43 0 ACNA AllnzGI MdCap Inst O 2360 0.78 0 PRCA PNN-1109.140(11/2018) *Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional Page 1 of 38 Investment Options - Flexible Advantage

Transcript of Investment Options Nationwide Flexible Advantage · AmBcn MdCap Val Inst O BUVA 4321 0 0.9 ......

Investment Options

Phone: 800-548-6436 • Fax: 877-634-0157 • nationwide.com

For reference only. Complete an Investment Option Update Request form or Move Assets/Mass Exchange form to make changes to an

account.

Nationwide® Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

AB Bd Infl Strat I O 5699 0.990.15EEOA

AB Core Oppr I O 4757 0.90.15CNTA

AB Disc Gr I O 1581 0.770.15ABOA

AB Disc Val I O 1582 0.860.15ABPA

AB Emrg Mkt Mult Asst I O 5102 1.60.15DCPA

AB Eq Inc I O 1583 0.770.15ABQA

AB Glbl Bd I O 4758 0.560.15CNUA

AB Glbl Rsk Alloc I O 1576 0.970.15ABHA

AB GlbRealEstInvmt I O 4759 0.980.15CNVA

AB Hi Inc I O 4760 0.540.15CNWA

AB Inc Adv O 5698 0.90.15EENA

AB Intmd Bd I O 4761 0.750.15CNXA

AB LgCap Gr I O 4763 0.750.15CNZA

AB Rel Val I O 1578 0.740.15ABKA

AB SmCap Gr Adv O 4249 0.940.15BRAA

AB Sustnbl Intl Thmtc I O 4762 1.060.15CNYA

Abrden Divrs Altrnatv I O 5016 2.240CYMA

Abrden Divrs Inc Inst O 3563 1.60AAZA

Abrden Dynmc Alloc Inst O 3564 1.690ABWA

Abrden Emrg Mkt Inst O 4489 1.130CBVA

Abrden Focs US Eq Inst O 3557 1.370AAJA

Abrden Glbl Eq Inst O 3558 1.320AAOA

Abrden Glbl Hi Inc I O 5017 0.910CYNA

Abrden Intl Eq Inst O 3560 1.020AAQA

Abrden Sel Intl Eq II Inst O 3987 1.40BFGA

Abrden US Eq Inst O 3565 10ABYA

Alger Cap App Focs Y O 6050 1.480ETTA

Alger Cap App I2 O 5072 0.940.1DBDA

Alger SmCap Focs Y O 5700 1.510EEPA

Alger SMdCap Focs Y O 6051 9.540ETUA

Alger Spectra Z O 5073 0.960DBEA

AllnzGI Focs Gr Inst O 3567 0.760ACJA

AllnzGI Intl SmCap I O 3568 1.430ACNA

AllnzGI MdCap Inst O 2360 0.780PRCA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 1 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

AllnzGI NFJ DivdVal Inst O 3571 0.760ACZA

AllnzGI NFJ Intl Val Inst O 3572 1.020ADCA

AllnzGI NFJ LgCapVal Inst O 3573 0.760ADFA

AllnzGI NFJ MdCapVal Inst O 3574 0.860ADHA

AllnzGI NFJSmCapVal Inst O 2249 0.910APXA

AllnzGI Tech Inst O 3576 1.220ADLA

ALPS Clough China I O 4690 1.830CKMA

ALPS CrComMgCpltComStrat I O 4665 1.170CJNA

ALPS RdRcks Listed Prvt Eq O 4666 1.680CJOA

ALPS RvrFrntAstAllcGrIn I O 4725 0.910CMLA

ALPS RvrFrntAstAllcInGr I O 4723 0.790CMJA

ALPS RvrFrntAstAllcMod I O 4731 0.810CMTA

ALPS RvrFrntAstAllocAggr I O 4729 0.950CMQA

ALPS RvrFrntAstAllocGr I O 4727 0.930CMOA

Amana Devl Wld Inv P 4888 1.310.35CTGA

Amana Gr Inv P 4890 1.080.35CTIA

Amana Inc Inv P 4892 1.10.35CTKA

Amana Partcptn Inst O 5997 0.620.1ERIA

AmBcn Bal Inst O 2514 0.60AADA

AmBcn BrdgwayLgCapVal Inv P 4668 1.060.35CJQA

AmBcn Intl Eq Inst O 2517 0.730AXIA

AmBcn LgCap Val Inst O 4320 0.60BUUA

AmBcn MdCap Val Inst O 4321 0.90BUVA

AmBcn SmCap Val Inst O 2723 0.830IAVA

AmBcn SP FlotngRtInc Inst O 5777 0.870EHXA

AmBcn StephnsMdCapGr Inv P 4670 1.240.35CJSA

AmBcn StephnsSmCapGr Inst O 4372 1.080BWVA

AmBcn Zebra SmCap Eq Inv P 4672 1.580.35CJUA

AmCent AC EqMktNutrl R5 O 5491 2.720.15DVYA

AmCent Bal R5 O 5492 0.710.15DVZA

AmCent Cor Pls R5 O 3577 0.470ADMA

AmCent Divrs Bd R6 O 5494 0.350DWBA

AmCent Dscpld Gr R5 O 5493 0.820.15DWAA

AmCent Emrg Mkt R6 O 5495 0.910DWCA

AmCent Eq Gr R5 O 5496 0.470.15DWDA

AmCent Eq Inc R6 O 5387 0.570DRGA

AmCent Glbl Gr R6 O 5497 0.730DWEA

AmCent Glbl RealEst R6 O 5498 0.770DWFA

AmCent GNMA R5 O 3580 0.350ADQA

AmCent Govt Bd R5 O 4205 0.270BPEA

AmCent Gr R6 O 5499 0.630DWGA

AmCent Hertg R6 O 5500 0.660DWHA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 2 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

AmCent Hi Yld R5 O 4898 0.660CTQA

AmCent In Rtrmt R6 O 5719 0.540EHMA

AmCent Inc Gr I O 1391 0.470.15AIGA

AmCent Infl Adj Bd R5 O 1392 0.270ANBA

AmCent Intl Bd R5 O 2556 0.60IDIA

AmCent Intl Gr R6 O 5502 0.820DWJA

AmCent Lg Co Val R6 O 5503 0.490DWKA

AmCent MdCap Val R6 O 5504 0.660DWLA

AmCent MultAsstRealRtn R5 O 5505 0.730.15DWMA

AmCent OneChoice2020 R6 O 5701 0.550EEQA

AmCent OneChoice2025 R6 O 5703 0.560EESA

AmCent OneChoice2030 R6 O 5705 0.590EEUA

AmCent OneChoice2035 R6 O 5707 0.610EEWA

AmCent OneChoice2040 R6 O 5709 0.630EEYA

AmCent OneChoice2045 R6 O 5711 0.650EFAA

AmCent OneChoice2050 R6 O 5713 0.670EFCA

AmCent OneChoice2055 R6 O 5715 0.680EFEA

AmCent OneChoice2060 R6 O 5717 0.680EFGA

AmCent RealEst R6 O 5506 0.80DWNA

AmCent Sel R6 O 5507 0.650DWOA

AmCent Shrt Dur R5 O 3597 0.390AFQA

AmCent ShtDrInflPrtBd R5 O 2555 0.370AIPA

AmCent SmCap Gr R6 O 5508 1.010DWPA

AmCent SmCap Val R6 O 5509 0.910DWQA

AmCent ST Govt R5 O 3598 0.350AFTA

AmCent Sustnbl Eq R5 O 5510 0.650.15DWRA

AmCent Ultra R6 O 5511 0.630DWSA

AmCent Util Inv P 2173 0.670.35ABUA

AmCent Val R6 O 5512 0.630DWTA

AmCent ZerCpn Bd 2025 Inv P 4798 0.550.25CPKA

AmFds 2010 TrgtDtRtrmt R6 O 2557 0.340RFTA

AmFds 2015 TrgtDtRtrmt R6 O 2558 0.330RFJA

AmFds 2020 TrgtDtRtrmt R6 O 2559 0.350RRCA

AmFds 2025 TrgtDtRtrmt R6 O 2560 0.370RFDA

AmFds 2030 TrgtDtRtrmt R6 O 2561 0.390RFEA

AmFds 2035 TrgtDtRtrmt R6 O 2562 0.40RFFA

AmFds 2040 TrgtDtRtrmt R6 O 2563 0.410RFGA

AmFds 2045 TrgtDtRtrmt R6 O 2564 0.410RFHA

AmFds 2050 TrgtDtRtrmt R6 O 2565 0.420RFIA

AmFds 2055 TrgtDtRtrmt R6 O 3967 0.420BEGA

AmFds 2060 TrgtDtRtrmt R6 O 4996 0.490CXSA

AmFds Am Bal R6 O 2550 0.280RLBA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 3 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

AmFds Am Hi Inc Tr R6 O 2566 0.350RITA

AmFds Am Mut R6 O 2567 0.30RMFA

AmFds AMCAP R6 O 2549 0.360RAFA

AmFds Bd Fd Am R6 O 2645 0.250RBFA

AmFds Cap Inc Bldr R6 O 2568 0.290RIRA

AmFds Cap Wld Bd R6 O 2569 0.530RCWA

AmFds Cap Wld Gr Inc R6 O 2570 0.450RWIA

AmFds Cnsrv Gr Inc R6 O 4997 0.320CXTA

AmFds Devl Wld Gr Inc R6 O 5892 0.890ENAA

AmFds EuroPacfc Gr R6 O 2583 0.490RERA

AmFds Fdmntl Inv R6 O 2587 0.30RFNA

AmFds Glbl Bal R6 O 4323 0.520BUXA

AmFds Gr Fd Am R6 O 2646 0.330RGAA

AmFds Inc Fd Am R6 O 2647 0.280RIDA

AmFds Infl Lnkd Bd R6 O 5893 0.380ENBA

AmFds Int Gr Inc R6 O 4342 0.570BVQA

AmFds Intmd Bd Fd Am R6 O 2594 0.270RBOA

AmFds Invmt Co Am R6 O 2648 0.30RICA

AmFds New Econ R6 O 2649 0.460RNGA

AmFds New Prspct R6 O 2604 0.450RNPA

AmFds New Wld R6 O 2605 0.640RNWA

AmFds Rtrmt Inc Cnsrv R6 O 5779 0.390EHZA

AmFds Rtrmt Inc Enhcd R6 O 5781 0.40EIBA

AmFds Rtrmt Inc Mod R6 O 5783 0.380EIEA

AmFds SmCap Wld R6 O 2638 0.70RLGA

AmFds ST Bd Fd Am R6 O 2637 0.350RMMA

AmFds US Govt Sec R6 O 2653 0.260RGVA

AmFds Wshngtn Mut Inv R6 O 2656 0.290RWMA

AMG Chi EqPtnrsBal Z O 4553 0.890CENA

AMG FQ Glbl RskBal Z O 4555 1.130CEPA

AMG TmSquareIntSmCap Z O 5236 0.990DJSA

AMGGW&K Cor Bd I O 4560 0.590.08CEUA

AMGGW&K Enhcd Cor Bd Z O 4935 0.760CVBA

AMGGW&K SmCap Cor I O 4557 0.950.08CERA

AMGGW&K SystmcMdCpVal Z O 4936 0.960CVCA

AMGMgrs BW Blue Fd I O 1565 1.20.08BLUA

AMGMgrs BW Fd I O 1566 1.120.08BRWA

AMGMgrs Cadence MdCap Z O 1432 0.730PMIA

AMGMgrs Dbline CorPlsBd I O 5237 0.780.08DJTA

AMGMgrs Frpt MdCap I O 3603 0.890.08AGJA

AMGMgrs Loomis Bd N P 4559 0.990.15CETA

AMGMgrs Mntg Cldwl Gr I O 3605 0.950.08AGPA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 4 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

AMGMgrs RealEst N P 4561 1.090.15CEVA

AMGMgrs Skyline Spec Eq N P 4569 1.190.15CFIA

AMGMgrs Spec Eq Z O 4904 1.160CTWA

AMGMgrs Ycktmn Fd I S 4507 0.760.08CCPA

AMGMgrs Ycktmn Focs I O 4506 1.10.08CCOA

AQR Eq Mkt Nutrl I O 5513 2.180.1DWUA

AQR Glbl Eq I O 5331 0.90.1DOGA

AQR Intl Defn Style I O 5332 0.680.1DOHA

AQR Intl Eq I O 5333 0.940.1DOJA

AQR LgCap Defn Style I O 5334 0.420.1DOKA

AQR Lng Shrt Eq I O 5335 2.110.1DOLA

AQR Mgd Ftr Strat I O 5103 1.220.1DCQA

Ariel App Inv P 4434 1.120.1BZHA

Ariel Fd Inv P 4436 1.010.1BZJA

Ariel Focs Inv P 4435 1.190.1BZIA

Artisan Intl Val Inst O 5392 1.020DRMA

AveMaria Bd O 2012 0.50AFVA

AveMaria Gr S 1841 0.970.4AVGA

AveMaria Ris Divd S 1842 0.930.4AVDA

AveMaria Val S 1840 1.210.4AVMA

Azzad Ethical P 6041 1.170.25ETIA

Azzad Wise Cap O 6042 1.420.15ETJA

Baird Aggregte Bd Inst O 4378 0.30BXBA

Baird Cor Pls Bd Inst O 5238 0.30DJUA

Baird Intmd Bd Inst O 4206 0.30BPFA

Baird MdCap Inst O 4490 0.840CBWA

Baird ST Bd Inst O 5239 0.30DJVA

Baron Asst Inst O 3606 1.040.15AGQA

Baron Disc Inst O 5515 1.230.15DWWA

Baron Emrg Mkt Inst O 5516 1.10.15DWXA

Baron Fifth Ave Gr Inst O 4519 0.840.15CDDA

Baron Gr Inst O 3607 1.040.15AGUA

Baron Oppr Inst O 3608 1.140.15AGYA

Baron Ptnrs Inst O 3609 1.530.15AGZA

Baron RealEst Inst O 4520 1.060.15CDEA

Baron SmCap Inst O 3610 1.050.15AHAA

BlkRk 20/80 TrgtAlloc K O 5721 0.560EFKA

BlkRk 40/60 TrgtAlloc K O 5722 0.550EFLA

BlkRk 80/20 TrgtAlloc Inst P 5199 0.550.25DHZA

BlkRk Advtg Glbl Inst P 3621 1.10.25AHOA

BlkRk Advtg LgCap Cor Inst P 3630 0.820.25AHZA

BlkRk Advtg LgCap Gr Inst P 3637 0.920.25AJAA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 5 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

BlkRk Advtg LgCapVal Inst P 3632 0.920.25AIJA

BlkRk Advtg SmCap Gr Inst O 2261 0.750.25BPGA

BlkRk AdvtgUSTtlMkt Inst P 3642 10.25AJFA

BlkRk Bal Cap Inst O 2515 0.940.25MCPA

BlkRk Basic Val Inst O 2509 0.540.25MBXA

BlkRk Cap App Inst P 5784 0.810.25EIFA

BlkRk Cap App K P 3613 0.670AHEA

BlkRk Cor Bd Port Inst P 5785 0.660.5EIHA

BlkRk Cor Bd Port K O 4185 0.540BOJA

BlkRk Emrg Mkt Inst P 3620 1.220.25AHNA

BlkRk Enrgy Rsrc Inst P 3614 1.040.25AHFA

BlkRk Eq Divd Inst P 3615 0.730.25AHGA

BlkRk Eurofd Inst P 3616 1.10.25AHHA

BlkRk Flotng Rt Inc Inst P 4673 0.680.25CJVA

BlkRk Glbl Alloc Inst P 3618 0.910.25AHKA

BlkRk Glbl Divd Inst P 4675 0.750.25CJXA

BlkRk Glbl LngShrt Eq Inst P 5018 1.930.25CYOA

BlkRk GNMA Inst P 5786 0.710.5EIIA

BlkRk GNMA K O 4180 0.630BOEA

BlkRk Hi Yld Bd Inst P 5787 0.630.25EIJA

BlkRk Hi Yld Bd Port K O 4181 0.540BOFA

BlkRk Hlth Scnc Oppr Inst P 2808 0.890.25SHSA

BlkRk Infl Prtct Bd Inst P 5788 0.530.25EIKA

BlkRk Infl Prtct Bd K O 4182 0.40BOGA

BlkRk Intl Divd Inst P 3628 1.070.25AHWA

BlkRk iS DvlRlEstIndx Inst O 5733 0.220.05EFXA

BlkRk iS MSCI TtlIntlInd K O 5243 0.110DJZA

BlkRk iS MSCITtIntInd Inst O 4801 0.160.05CPNA

BlkRk iS Rsl2000SmCpInd K O 5242 0.140DJYA

BlkRk iS RslSmMdCapIndx K O 5337 0.470DONA

BlkRk iS S P 500 Indx Inst O 4544 0.110.05CECA

BlkRk iS S P 500 Indx K O 5241 0.040DJXA

BlkRk iS TtlStkMkt Indx K O 5338 0.060DOOA

BlkRk iS USAggregtBdIndx K O 5339 0.060DOPA

BlkRk iSMSCI DevlWldIndx K O 5336 0.180DOMA

BlkRk iSMSCIEAFEIntInd K O 5517 0.060DWYA

BlkRk iSRsl1000LCpInd Inst O 4802 0.170.05CPOA

BlkRk iSRssll MdCapIndx K O 5240 0.080DJWA

BlkRk LgCap Focs Gr Inst P 3631 0.960.25AIHA

BlkRk LgCap Indx K P 5200 0.10DIBA

BlkRk Lng Hrizn Eq Inst P 3619 1.010.25AHMA

BlkRk Low Dur Bd Inst P 5789 0.460.25EILA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 6 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

BlkRk Low Dur Bd K O 4183 0.390BOHA

BlkRk Ltn Am Inst P 3633 1.310.25AIKA

BlkRk MdCap Divd Inst P 3635 0.90.25AIQA

BlkRk MdCap Gr Eq Inst P 3636 0.970.25AIWA

BlkRk Mult Asst Inc Inst P 4685 0.70.25CKHA

BlkRk Natrl Rsrc Tr Inst P 3638 0.850.25AJBA

BlkRk Strat Inc Oppr I P 4686 0.910.25CKIA

BlkRk Tctcl Oppr Inst P 3611 0.920.25AHBA

BlkRk Ttl Emrg Mkt Inst P 5394 1.090.25DROA

BlkRk Ttl Rtn Inst P 5790 0.740.25EIMA

BlkRk Ttl Rtn K O 4184 0.640BOIA

BroadView Oppr O 5245 1.250.15DKDA

Brwn Intl Eq Inv P 5998 1.770.35ERJA

Brwn Md Co Inv P 5999 2.010.35ERKA

BstnPrt LngShrtRsrch Inst O 5244 2.240DKAA

BTS Tctcl Fxd Inc I O 6000 1.550ERLA

Buf Divd Focs P 5340 0.950.35DOQA

Buf Gr S 2464 0.910.35BUGA

Buf Intl P 5341 1.050.35DORA

Calamos Evol Wld Gr Inst O 3989 1.410.1BFIA

Calamos Hi Inc Inst O 3990 1.080.1BFJA

Calamos Ttl Rtn Bd Inst O 3991 0.840.1BFKA

Calamos Val Inst O 3992 1.420.1BFLA

Calamos Glbl Eq I O 2856 1.280.1CIGA

Calamos Glbl Gr Inc I O 2858 1.290.1CGCA

Calamos Gr I O 2862 1.150.1CRXA

Calamos Gr Inc I O 2860 0.870.1CGIA

Calamos Intl Gr I O 2864 1.210.1CXGA

Calamos Mkt Nutrl Inc I O 2866 1.020.1CMNA

Calvert MdCap I O 4547 0.880.1CEFA

Cariln Eagle Cap App R5 O 3664 0.890.1AKCA

Cariln Eagle Gr Inc R6 O 5539 0.650DYCA

Cariln Eagle MdCap Gr I O 4208 0.780.1BPIA

Cariln Eagle SmCap Gr R6 O 5540 0.660DYDA

Cariln Reams Cor Bd I O 4655 0.660.1CJDA

Cariln Reams Cor Pls Bd I O 4656 0.590.1CJEA

Cariln Reams UncnstrndBd I O 4657 0.80.1CJFA

Clvrt Bal I O 4324 0.670.1BUYA

Clvrt Bd I O 3643 0.540.1AJGA

Clvrt Eq I O 1762 0.710.1CEYA

Clvrt Glbl Enrgy Soltns I O 3993 1.610.1BFMA

Clvrt Shrt Dur Inc Inst O 4438 0.530.1BZLA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 7 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Clvrt SmCap I O 2847 0.910.1CSVA

Clvrt Soc Indx I O 1761 0.350.03CISA

Cnstga Sm Cap Inst O 5342 1.120DOSA

CohenStrs Intl Real Inst O 3996 1.160.15BFPA

CohenStrs Prfrd Sec Inc I O 5292 0.870.1DMIA

CohenStrs RealEst Sec Inst O 5201 0.880.1DICA

CohenStrs RealEst Sec Z O 5396 0.80DRQA

Col Acorn Inst2 O 4803 0.910.1CPPA

Col Acorn Intl Inst2 O 4804 0.950.1CPQA

Col Acorn Sel Inst2 O 4883 1.080.1CTBA

Col Adptv Rsk Alloc Inst2 O 4820 0.880.1CQGA

Col Bal Inst2 O 4805 0.660.1CPRA

Col Contra Cor Inst3 O 5202 0.640DIDA

Col Conv Sec Inst2 O 4807 0.90.1CPTA

Col Corp Inc Inst2 O 4808 0.590.1CPUA

Col Divd Inc Inst2 O 4809 0.640.1CPVA

Col Divd Oppr Inst2 O 4810 0.680.1CPWA

Col Emrg Mkt Bd Inst2 O 4811 0.750.1CPXA

Col Flotng Rt Inst2 O 4812 0.760.1CPYA

Col Glbl Oppr Inst2 O 4813 0.90.1CPZA

Col Glbl Tech Adv P 6052 1.060.25ETVA

Col Hi Yld Bd Inst2 O 4814 0.710.1CQAA

Col Inc Bldr Inst2 O 4815 0.740.1CQBA

Col LgCap Enhcd Cor Inst2 O 4817 0.870.1CQDA

Col Ltd Dur Cr Inst2 O 4818 0.530.1CQEA

Col Ovrseas Val Inst2 O 5197 10.1DHWA

Col Sel LgCap Gr Inst2 O 4821 0.710.1CQHA

Col Sel LgCap Val Inst2 O 4822 0.850.1CQIA

Col Sel MdCap Val Inst2 O 4819 0.810.1CQFA

Col Sel SmCap Val Inst2 O 4823 0.960.1CQJA

Col SmCap Indx Inst2 P 5891 0.20.1EMZA

Col Strat Inc Inst2 O 4824 0.660.1CQKA

Col Thrmst Inst2 O 4825 0.630.1CQLA

Colu Qult Inc Inst2 O 4826 0.570.1CQMA

Congress LgCap Gr Rtl P 6053 0.990.35ETWA

Congress MdCap Gr Rtl P 6054 1.060.35ETXA

CrSuisseTr Comdty RtnStrat P 3997 1.080BFQA

Cvlier Adptv Inc Inst O 5791 4.140EIOA

Cvlier Dynmc Gr Inst O 5792 2.740EIPA

Cvlier Fdmntl Gr Inst O 5793 1.390EIQA

Cvlier Glbl Oppr Inst O 5794 2.160EIRA

Cvlier Hdg Hi Inc Inst O 5795 3.210EISA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 8 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Cvlier Mult Strat Inst O 5796 3.380EITA

Cvlier Tctcl Rotn Inst O 5797 1.460EIUA

Davis Fin Y O 3648 0.720.12AJMA

Davis NY Vntr Y O 2571 0.630.12DNVA

Davis Oppr Y O 3649 0.70.12AJNA

Davis RealEst Y O 3650 0.730.12AJOA

Dbline Cor Fxd Inc I O 5021 0.480CYRA

Dbline Enhcd CAPE I O 5538 0.560DYBA

Dbline Low Dur Bd I O 5022 0.430CYSA

Dbline Ttl Rtn Bd N P 4441 0.720.25BZOA

DE Corp Bd Inst O 4491 0.690.15CBXA

DE Divd Inc Inst O 3998 0.840.25BFRA

DE Divrs Inc Inst O 3651 0.640.15AJPA

DE Emrg Mkt Inst P 3999 1.410.25BFUA

DE Extnd Dur Bd Inst O 3652 0.750.15AJQA

DE Hi Yld Oppr Inst O 2536 0.90.15DHIA

DE HlthCare I P 5896 1.060.25ENEA

DE Intl SmCap Inst P 5798 2.230.25EIVA

DE Ltd Trm Divrs Inc Inst O 4325 0.690.15BUZA

DE REIT Inst P 3653 1.190.25AJRA

DE Sel Gr Inst P 3654 1.030.25AJSA

DE SmCap Val Inst P 3655 0.930.25AJTA

DE Smid Cap Gr Inst P 3656 0.920.25AJUA

DE Val Inst P 3657 0.70.25AJVA

DFA Comdty Strat Inst O 5204 0.330DIFA

DFA Emrg Mkt O 2362 0.580DXMA

DFA Emrg Mkt Cor Eq Inst O 4293 0.530BTMA

DFA Emrg Mkt SocCorEq Inst O 4379 0.550BXCA

DFA Emrg Mkt Val O 2364 0.670DFEA

DFA Five Yr Glbl Fxd Inc O 2365 0.270DGBA

DFA Glbl Alloc 25 75 Inst O 2502 0.420DGTA

DFA Glbl Alloc 60 40 Inst O 2503 0.490DGSA

DFA Glbl Eq Inst O 2504 0.570DGEA

DFA Glbl RealEst Sec Inst O 4294 0.370BTNA

DFA Infl Prtct Sec Inst O 4439 0.120BZMA

DFA Intl Cor Eq Inst O 4250 0.30BRCA

DFA Intl LgCap Gr O 6001 0.310ERMA

DFA Intl Sm Co Inst O 2367 0.530DFIA

DFA Intl SmCap Gr Inst O 5397 0.630DRRA

DFA Intl SmCap Val O 2366 0.680DISA

DFA Intl Soc Cor Eq Inst O 5799 0.360EIWA

DFA Intl Sustnbl Cor 1 O 4380 0.350BXDA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 9 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

DFA Intl Val O 2368 0.630DFVA

DFA Intl Vectr Eq Inst O 5800 0.490EIXA

DFA Intmd Govt FxdInc Inst O 2682 0.120DXGA

DFA Invmt Grd Fxd Inst O 4827 0.220CQNA

DFA LgCap Intl O 2369 0.240DFAA

DFA One Yr Fxd Inc O 2505 0.170DIHA

DFA RealEst Sec O 2370 0.190DRSA

DFA Soc Fxd Inc Inst O 5801 0.290EIYA

DFA ST Extnd Qulty Inst O 4440 0.220BZNA

DFA ST Govt O 2501 0.190DFYA

DFA Sustnbl Cor 1 O 4382 0.260BXFA

DFA TA Wld exUS CorEq Inst O 5104 0.360DCRA

DFA Two Yr Glbl Fxd Inc O 2371 0.170DXFA

DFA US Cor Eq I O 2372 0.190DFOA

DFA US Core Eq 2 Inst O 4295 0.220BTOA

DFA US Lg Co O 2772 0.080DXXA

DFA US LgCap Eq Inst O 4938 0.180CVEA

DFA US LgCap Gr Inst O 5536 0.190DXZA

DFA US LgCap Val Inst O 2374 0.370DFLA

DFA US Micro Cap Inst O 2506 0.520DSCA

DFA US SmCap Gr Inst O 5537 0.390DYAA

DFA US SmCap Inst O 2375 0.370DFTA

DFA US SmCap Val Inst O 2507 0.520DVUA

DFA US Soc Cor Eq 2 O 4381 0.280BXEA

DFA US Trgt Val Inst O 2376 0.370DFXA

DFA US Vectr Eq Inst O 4296 0.320BTPA

DFA WldexUS CorEq Inst O 5802 0.380EIZA

DFA WldexUS Trgt Val Inst O 5803 0.670EJAA

DFA WldexUS Val Inst O 5804 0.750EJBA

DFA WldexUSGovtFxdInc Inst O 5398 0.210DRTA

Diamond Hill LgCap I O 3658 0.670.1AJWA

Diamond Hill MdCap I O 4828 0.790.1CQOA

Diamond Hill SmCap I O 3659 0.990.1AJXA

Domini Impct Intl Eq Inst O 5730 1.040EFUA

Drey Bd Mkt Indx I O 2263 0.160DBTA

Drey Boston SmMdCap Gr I O 4774 0.750.15COLA

Drey Eq Inc I O 4767 0.850CODA

Drey Glbl RealEst Sec I O 4002 1.050.25BFXA

Drey Glbl Rtn I O 4768 0.90COFA

Drey Intl Bd I O 4004 0.650.2BGAA

Drey Oppr Fxd Inc I O 4769 0.760COGA

Drey Rsrch Gr I P 4770 0.860.25COHA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 10 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Drey Sel Mgr SmCap Gr I O 4771 0.990COIA

Drey Sel Mgr SmCap Val I O 4772 10COJA

Drey Stnd Glbl Fxd Inc I O 5344 0.530.15DOUA

Drey Ttl Emrg Mkt I O 4773 1.270COKA

Dtsch Cap Gr S P 5518 0.710.25DWZA

Dtsch Cor Eq S P 5519 0.580.25DXAA

Dtsch CROCI Intl S P 5019 0.90.25CYPA

Dtsch CROCI US S P 5520 0.670.25DXBA

Dtsch EnhcdComdtStrat Inst O 5521 1.130.1DXCA

Dtsch Flotng Rt Inst O 4829 0.990.1CQPA

Dtsch Flotng Rt S P 5523 1.120.25DXEA

Dtsch Fxd Inc Oppr S P 5522 0.890.25DXDA

Dtsch Glbl Hi Inc S P 5525 0.780.25DXJA

Dtsch Glbl Inc Bldr Inst O 4830 0.730.1CQQA

Dtsch Glbl Inc Bldr S P 5526 0.740.25DXKA

Dtsch Glbl Infr S P 5528 1.190.25DXOA

Dtsch Glbl Macro S P 5524 2.350.25DXHA

Dtsch Glbl SmCap Inst O 4007 1.090.1BGGA

Dtsch GlblRealEst Sec S P 5529 1.050.25DXQA

Dtsch GNMA S P 5530 0.560.25DXRA

Dtsch Hi Cnvctn Glbl Bd S O 4005 1.010.25BGCA

Dtsch Hi Inc S P 5531 0.80.25DXTA

Dtsch Ltn Am Eq S P 4009 1.60.25BGJA

Dtsch MdCap Val S P 5533 1.010.25DXVA

Dtsch MultSctr Inc S P 4550 0.920.25CEKA

Dtsch RREEF RealEsSec Inst O 1811 0.640.1PRXA

Dtsch RREEF RealEst Sec S P 4549 0.720.25CEJA

Dtsch Scnc Tech S P 5534 0.810.25DXWA

Dtsch SmCap Cor Inst O 5729 1.070.1EFSA

Dtsch SmCap Cor S P 5246 1.140.25DKEA

Dtsch SmCap Gr S P 5535 1.140.25DXYA

Dtsche Emrg Mkt Eq S P 5898 1.460.25ENGA

Dvnprt Cor P 5325 0.90.2DNXA

Dvnprt Eq Opp P 5324 0.910.2DNWA

Dvnprt SmCap Focs P 5724 10.2EFNA

Dvnprt Val Inc P 5326 0.90.2DNZA

Emerald Bk Fin Inst O 4444 1.120.1BZRA

Equinox Chspk Strat I P 6055 2.440.1ETYA

EV Atlnta Cap Focs Gr Inst O 4297 1.180.15BTQA

EV Comdty Strat Inst O 4011 2.350.15BGLA

EV Divd Bldr Inst O 4012 0.770.15BGMA

EV Divrs Curren Inc I O 4694 1.170.15CKQA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 11 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

EV Flotng Rt Hi Inc Inst O 4014 0.770.15BGQA

EV Flotng Rt Inst O 4013 0.790.15BGOA

EV Glbl Macro Abs Rtn Inst O 4326 0.740.15BVAA

EV Govt Oppr Inst O 5205 0.880.15DIJA

EV Gr I O 3667 0.840.15AKFA

EV Inc Fd of Boston Inst O 4015 0.750.15BGSA

EV Inc Fd of Boston R6 O 5399 0.660DRUA

EV LgCap Val l O 4016 0.810.15BGTA

EV Muni Oppr I O 5105 0.710DCSA

EV Pmetric Emrg Mkt Inst O 4862 1.120.15CSDA

EV Pmetric Intl Eq Inst O 4863 0.610.15CSEA

EV RichBrnstn EqStrat Inst P 4940 1.050.15CVHA

EV Shrt Dur Strat Inc I O 3669 0.860.15AKHA

EV SmCap I O 3668 1.260.15AKGA

Eventde Gilead I P 6002 1.210.2ERNA

Eventde MultAsst Inc I P 6003 1.480.22EROA

FAM Eq Inc Inv O 5541 1.260DYEA

FAM Val Inst O 5542 1.190DYFA

Fed Abs Rtn Inst O 3677 1.940.25AKUA

Fed Bd Inst O 3671 0.750.15AKJA

Fed Clover Sm Val Inst O 3673 1.160.25AKNA

Fed Eq Inc Inst O 4512 0.880.25CCUA

Fed Glbl Alloc Inst O 3670 1.070.25AKIA

Fed Gov Oblgtns Prmr O 5235 0.280DJRA

Fed Govt UltraShrtDur Inst O 2522 0.480.05FGUA

Fed Inst Hi Yld Bd Inst O 1768 0.580.05FIHA

Fed Intl Ldrs Inst O 4328 1.10.25BVCA

Fed IntlStratValDivd Inst O 4329 1.010.25BVDA

Fed Intmd Corp Bd Inst O 3676 0.980.1AKQA

Fed Kaufman LgCap Inst O 4330 0.950.25BVEA

Fed MDT LgCap Val Inst O 3678 0.990.1AKVA

Fed MDT MdCapGr Strat Inst O 4332 1.090.25BVGA

Fed MDT SmCap Cor Inst P 5901 1.290.1ENJA

Fed MDT SmCap Gr Inst O 4331 1.40.25BVFA

Fed Mrtg Inst O 2525 0.720.05FGMA

Fed Prudnt Bear Inst O 3679 3.110AKWA

Fed Shrt Trm Inc Inst O 4333 0.720.1BVHA

Fed ShrtIntmdTtlRtnBd Inst O 2523 0.580.05FGCA

Fed Strat Inc Inst O 3680 0.820.15AKXA

Fed Strat Val Divd Inst O 4299 0.940.25BTSA

Fed Ttl Rtn Bd Inst O 2526 0.460.1FGRA

Fed Ttl Rtn Govt Bd Inst O 2527 0.530.05FGGA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 12 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Fed Ultra Shrt Bd Inst O 2529 0.460.05FGLA

Fed US GovtSec 1 3 Yr Inst O 2528 0.840.05FGZA

Fed US GovtSec 2 5 Yr Inst O 4210 0.880.1BPKA

Fid Asst Mgr 20 I O 6056 0.570.25EUAA

Fid Asst Mgr 30 I O 6057 0.630.25EUBA

Fid Asst Mgr 40 I O 6058 0.580.25EUCA

Fid Asst Mgr 50 I O 6059 0.70.25EUDA

Fid Asst Mgr 60 I O 6060 0.770.25EUFA

Fid NSDQ Cmpst Indx O 5406 0.420DSBA

FidAdv Asst Mgr 70 Inst O 3682 0.760.25AKZA

FidAdv Asst Mgr 85 I P 6004 0.780.15ERPA

FidAdv Bal I O 2687 0.630.25FIOA

FidAdv Bio Inst P 5023 0.790.25CYTA

FidAdv Canada Inst O 3683 10.25ALFA

FidAdv China Reg Inst O 3684 1.010.25ALHA

FidAdv Cnsmr Discrtny Inst O 4017 0.840.25BGUA

FidAdv Cnsmr Stpls Inst P 4492 0.780.25CBYA

FidAdv Comm Equip Inst O 3685 1.420.25ALJA

FidAdv Conv Sec Inst P 4445 0.470.25BZSA

FidAdv Divd Gr Inst O 3686 0.610.25ALNA

FidAdv Divrs Intl I O 2688 0.930.25FVIA

FidAdv Divrs Stk Inst P 4696 0.640.25CKSA

FidAdv Emrg Asia Inst O 4018 1.080.25BGWA

FidAdv Emrg Mkt Inc I P 5805 0.820.25EJCA

FidAdv Emrg Mkt Z O 6005 0.980ERQA

FidAdv Enrgy I O 2725 0.830.25FIXA

FidAdv Eq Gr Inst P 1405 0.770.25FEXA

FidAdv Eq Inc Inst O 3687 0.710.25ALOA

FidAdv Euro Inst P 4795 0.980.25CPHA

FidAdv Flot Rt Hi Inc Inst O 3689 0.750.25ALUA

FidAdv Free 2005 Inst O 3690 0.490.25ALWA

FidAdv Free 2010 Inst O 3691 0.530.25ALYA

FidAdv Free 2015 Inst O 3699 0.570.25AMLA

FidAdv Free 2020 Inst O 3692 0.610.25ALZA

FidAdv Free 2025 Inst O 3693 0.660.25AMAA

FidAdv Free 2030 Inst O 3694 0.70.25AMDA

FidAdv Free 2035 Inst O 3695 0.740.25AMGA

FidAdv Free 2040 Inst O 3696 0.750.25AMHA

FidAdv Free 2045 Inst O 3697 0.750.25AMJA

FidAdv Free 2050 Inst O 3698 0.750.25AMKA

FidAdv Free 2055 Inst O 4301 0.750.25BTUA

FidAdv Free 2060 Inst P 4942 0.750.25CVJA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 13 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

FidAdv Free Inc Inst O 3700 0.470.25AMNA

FidAdv Glbl Cap App Inst O 3701 1.170.25AMPA

FidAdv Gr Inc Inst O 3702 0.70.25AMQA

FidAdv Gr Oppr Inst O 3703 0.630.25AMSA

FidAdv Hi Inc Advtg I P 4446 0.770.25BZTA

FidAdv HiInc Inst P 4447 0.80.25BZUA

FidAdv Intl Cap App Inst O 3705 1.090.25AMWA

FidAdv Intl Gr Inst P 4698 0.980.25CKUA

FidAdv Intl RealEst Inst O 3706 0.960.25AMYA

FidAdv Invmt Grd Bd Inst O 3707 0.50.25AMZA

FidAdv Jpn Inst O 3708 0.760.25ANCA

FidAdv Levr Co Stk I O 1612 0.810.25FAJA

FidAdv LgCap Inst O 3709 0.640.25ANEA

FidAdv MdCap II I O 2689 0.760.25FIMA

FidAdv MegCap Stk Inst P 4831 0.670.25CQRA

FidAdv Mrtg Sec I O 2690 0.490.25FMSA

FidAdv Mtrls I P 5400 0.790.15DRVA

FidAdv New Insghts I O 4019 0.680.25BGXA

FidAdv RealEst I O 2691 0.820.25FHEA

FidAdv RealEst Inc Inst P 6006 0.750.25ERRA

FidAdv SmCap I O 3711 0.780.25ANGA

FidAdv ST Bd I O 5288 0.510.15DMBA

FidAdv StkSel All Cap Inst P 4481 0.680.25CBMA

FidAdv StkSel MdCap Inst O 3710 0.630.25ANFA

FidAdv Strat Divd Inc Inst P 4336 0.780.25BVKA

FidAdv Strat Inc I O 2692 0.750.25FSRA

FidAdv Ttl Bd Inst P 4340 0.50.25BVOA

FidAdv Val Inst O 3713 0.870.25ANIA

FidAdv Val Strat Inst O 3714 0.670.25ANJA

FMI Intl Inst O 6061 0.770EUHA

Fnkln Bal Sht Invmt Adv O 3716 0.720.25ANMA

Fnkln DynaTech Adv P 6062 0.650.15EUIA

Fnkln Gold Prec Mtls Adv O 4852 0.730.25CRRA

Fnkln Gr Adv O 4023 0.630.25BHCA

Fnkln Gr Oppr Adv O 4024 0.740.25BHDA

Fnkln Inc Adv O 4025 0.480.25BHEA

Fnkln Low Dur Ttl Rtn Adv P 4998 0.720.25CXUA

Fnkln RealEst Sec Adv O 5948 0.80.15EPJA

Fnkln Ris Divd Adv O 4027 0.650.25BHGA

Fnkln SmCap Val Adv O 4029 0.820.25BHIA

Fnkln SmMd Cap Gr Adv O 3718 0.70.25ANOA

Fnkln Strat Inc Adv O 4030 0.680.25BHJA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 14 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Fnkln Ttl Rtn Adv P 4944 0.680.25CVNA

Fnkln US Govt Sec Adv O 4031 0.620.25BHKA

Fnkln Util Ser Adv O 3719 0.580.25ANPA

FnklnMSF Mut Becn Z O 4112 0.780.25BKUA

FnklnMSF Mut Euro Z O 4113 1.040.25BKVA

FnklnMSF Mut Glbl Disc Z O 3812 0.960.25AWDA

FnklnMSF Mut Shrs Z O 3813 0.780.25AWGA

FnklnTmp Devl Mkt Tr Adv O 3913 1.280.25BBUA

FnklnTmp Forgn Adv O 3914 0.940.25BBVA

FnklnTmp Glbl Bd Adv O 4466 0.780.25CAUA

FnklnTmp Glbl Bd R6 O 5445 0.630DUBA

FnklnTmp Glbl Ttl Rtn Adv P 4746 0.870.25CNIA

FnklnTmp Gr Adv O 3916 0.80.25BBXA

FnklnTmp Wld Adv P 5272 0.80.15DLJA

FPA Crsent Inst O 4383 1.10BXGA

FPA Int Val O 4448 1.290BZVA

FPA New Inc O 4943 0.590CVKA

Frost Gr Eq Inst O 4032 0.640.15BHLA

Frost Low Dur Bd Inst O 4034 0.460.05BHNA

Frost Ttl Rtn Bd Inst O 4035 0.510.05BHOA

Frost Val Eq Inst O 4033 0.650.15BHMA

FrstEgle Glbl R6 O 5668 0.780EDIA

FrstEgle Gold R6 O 5669 0.90EDJA

FrstInv CvrdCallStrat Inst O 5682 0.960EDXA

FrstInv Glbl Adv O 5677 1.090.1EDRA

FrstInv Intl Inst O 5678 1.090EDTA

FrstInv Oppr Inst O 5679 0.790EDUA

FrstInv Sel Gr Adv O 5680 0.840.1EDVA

FrstInv SpecSit Inst O 5681 0.870EDWA

FwrdSlnt Intl SmCp Inst O 4021 1.470.1BGZA

Gabelli Eq Inc Inst O 4384 1.140BXHA

Gabelli Gold Inst O 5001 1.270CXXA

Gabelli SmCap Gr Inst O 5000 1.130CXWA

Gabelli Val 25 Inst O 4385 10BXIA

GabelliTTONWstwd MtyMts I O 5645 1.160ECKA

GabelliTTONWstwdSmCpEqInst O 4036 1.490BHPA

GdHarbr LlndRealAsstOppr I O 4909 1.640.1CUBA

GdHarbr Tctcl Cor US I O 4853 1.740.1CRSA

Gdmn HiQultyFlotngRt Inst O 2274 0.410.05GSAA

GdmnScs Cap Gr Inst O 4038 0.820.15BHRA

GdmnScs Comdty Strat Inst O 2268 0.820.05GSBA

GdmnScs EmMktEqInsgts Inst O 5809 1.140.15EJGA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 15 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

GdmnScs Emrg Mkt Db Inst O 4908 0.90.05CUAA

GdmnScs Eq Inc Inst O 4040 0.830.15BHTA

GdmnScs Glbl Inc Inst O 2269 0.790.05GCXA

GdmnScs Govt Inc Inst O 4039 0.720.05BHSA

GdmnScs Gr Oppr Inst O 4041 0.960.15BHUA

GdmnScs Hi Yld Inst O 4042 0.750.05BHVA

GdmnScs Inc Bldr Inst O 2267 0.60.15GSXA

GdmnScs Infl PrtctSec Inst O 2534 0.410.05GSPA

GdmnScs InSmCpInsight Inst O 4777 0.940.15COOA

GdmnScs IntlEqInsght Inst O 5412 0.910.15DSNA

GdmnScs Invmt Grd Cr Inst O 2530 0.460.05GGDA

GdmnScs LgCap Val Inst O 4043 0.820.15BHWA

GdmnScs LgCapValInsghts R6 O 6064 0.620EUKA

GdmnScs MdCap Val Inst O 2704 0.770.15GSMA

GdmnScs RealEst Inst O 4044 1.010.15BHXA

GdmnScs Ris Divd Gr Inst O 4699 0.80.15CKVA

GdmnScs Shrt Dur Govt Inst O 2270 0.550.05GUIA

GdmnScs SmCap Val Inst O 3720 0.970.15ANQA

GdmnScs SmCpEqInsghts Inst O 4045 0.990.15BHYA

GdmnScs SmCpGrInshts Inst O 6008 0.970.15ERTA

GdmnScs SmCpValInshts Inst O 2730 1.050.15GITA

GdmnScs SmMDCap Gr Inst O 4386 0.910.15BXJA

GdmnScs Strat Inc Inst O 4701 0.610.05CKXA

GdmnScs US Mrtg Inst O 2273 0.530.05GSEA

GdmnScsSatelliteStratInst O 4251 1.020.15BRDA

GlnmdeQuanUSLgCpCorEq Adv P 5544 0.860.2DYHA

GlnmdeQuanUSLgCpGrEq Inst O 5731 0.660EFVA

Gughm Flotng Rt Strat Inst P 4703 0.830.25CKZA

Gughm Hi Yld Inst P 4282 0.940.25BTAA

Gughm Mgd Ftr Inst P 4285 1.580.25BTDA

Gughm MultHdgStrat Inst P 4287 2.110.25BTFA

Gughm SmCap Val Inst P 4288 1.540.25BTGA

Gughm Ttl Rtn Bd Inst P 5252 0.580.25DKKA

Gughm Wld Eq Inc Inst P 4286 1.090.25BTEA

GuidStn Defn Mkt Strat Inv O 6102 00.1EWHA

GuidStn Emrg Mkt Eq Inv O 6103 00.1EWIA

GuidStn Eq Indx Inv O 6104 00.1EWJA

GuidStn Glbl Bd - Inv O 6105 00.1EWKA

GuidStn Intl Eq Inv O 6106 00.1EWLA

GuidStn Med Dur Bd Inv O 6107 00.1EWMA

GuidStn Val Eq Inv O 6108 00.1EWNA

Harbor Bd Inst O 1812 0.630.05HABA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 16 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Harbor Cap App Inst O 1813 0.710.1HACA

Harbor DivrsIntlAllCp Inst O 6065 0.930.1EULA

Harbor Hi Yld Bd Inst O 4047 0.720.05BIAA

Harbor Intl Gr Inst O 1815 0.920.1HAXA

Harbor Intl Inst O 1814 0.810.1HAIA

Harbor LgCap Val Inst O 4048 0.720.1BICA

Harbor MdCap Gr Inst O 1816 0.890.1HAMA

Harbor MdCap Val Inst O 4049 0.870.1BIDA

Hartford Bal Inc R5 P 6009 0.710.2ERUA

Hartford MdCap Y O 5038 0.770.1CZIA

Heartland Sel Val Inst O 4050 1.010.15BIEA

Heartland Val Inst O 2813 0.910.15HNTA

Heartland Val Pls Inst O 4051 0.970.15BIFA

Henesy Focs Inst O 4911 1.120.1CUDA

Henesy Gas Util Indx Inv P 4912 1.010.3CUEA

HrdngLvner Emrg Mkts Adv O 5119 1.420.1DDIA

HrdngLvner Intl Eq Inst O 5206 0.820.1DIKA

HrdngLvnerFrntEmrMkts Inst O 5120 1.660.1DDJA

Hrzn Activ Asst Alloc Inst O 5545 1.430DYIA

Hrzn Activ Inc Inst O 5546 1.410DYJA

Hrzn Activ Rsk Asst Inst O 5547 1.410DYKA

Hssman Strat Ttl Rtn O 5296 0.860DMMA

HW Divrs Val Inst O 4052 0.970.15BIHA

HW LgCap Val Inst O 4053 0.950.15BIJA

HW MdCap Val I O 4054 0.990.15BIKA

Invsco Am Frnchs Y P 4545 0.810.25CEDA

Invsco Asia Pcfc Gr Y P 4056 1.240.25BIMA

Invsco Bal Rsk Alloc Y P 4343 1.120.25BVRA

Invsco Charter R5 P 4387 0.80.35BXKA

Invsco Comstk R5 P 3727 0.510.2AOAA

Invsco Conv Sec Y P 4057 0.690.25BIQA

Invsco Cor Pls Bd Y P 5548 0.640.25DYLA

Invsco Corp Bd R5 P 4190 0.530.2BOOA

Invsco Devl Mkt R5 O 2539 1.080.35GTDA

Invsco Divrs Divd R5 P 4389 0.540.35BXMA

Invsco Endvr R5 P 4390 1.010.35BXNA

Invsco Enrgy R5 P 4252 0.910.35BRFA

Invsco Eq Inc R5 P 3729 0.50.2AOCA

Invsco Eq Wgt S P 500 Y P 4344 0.280.25BVSA

Invsco Euro Gr Y P 3722 1.160.25ANTA

Invsco Flotng Rt R5 P 4705 0.840.35CLJA

Invsco Glbl RealEst R5 P 4392 0.930.35BXPA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 17 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Invsco Gold Prec Mtls Y P 4058 1.20.25BIRA

Invsco Gr Inc R5 P 3731 0.490.2AOEA

Invsco Hi Yld R5 P 2540 0.780.35AHIA

Invsco Hlth Care Y P 3724 1.120.25ANVA

Invsco Inc Alloc R5 O 2541 0.740.2ILAA

Invsco Intl Cor Eq R5 P 2542 1.150.35IBVA

Invsco Intl Gr R5 P 4395 10.35BXSA

Invsco MdCap Cor Eq R5 P 2543 0.920.35GTAA

Invsco RealEst R6 O 5670 0.80EDKA

Invsco Sel Co R5 P 5413 0.940.2DSOA

Invsco ShrtDurInflPrtct R5 O 2519 0.290.2SHTA

Invsco SmCap Disc I P 3733 1.150.25AOGA

Invsco SmCap Eq R5 P 2545 0.910.35SMEA

Invsco ST Bd R5 O 2544 0.40.2ISTA

Invsco US Govt R5 O 2546 0.580.2AGOA

Ivy Apollo Strat Inc I O 5551 0.950.1DYOA

Ivy ApolloMulAsstInc I O 5549 0.960.1DYMA

Ivy Asst Strat N O 5553 0.760DYQA

Ivy Bal N O 5554 0.720DYRA

Ivy Cor Eq I O 3736 0.830.1AOJA

Ivy Crsovr Cr I O 5555 0.830.1DYSA

Ivy Cundill GlblVal N O 5557 1.150DYUA

Ivy Emrg Mkt Eq I O 3751 1.10.1APDA

Ivy Enrgy N O 5559 0.940DYWA

Ivy Glbl Bd I O 3741 0.910.1AOOA

Ivy Glbl Eq Inc I O 5890 0.960.1EMYA

Ivy Glbl Eq Inc N O 5561 0.80DYYA

Ivy Glbl Gr N O 5563 0.940DZAA

Ivy Hi Inc N O 5565 0.570DZCA

Ivy IG Intl SmCap I O 5566 1.450.1DZDA

Ivy Intl Cor Eq N O 5568 0.790DZFA

Ivy LgCap Gr N O 5569 0.720DZGA

Ivy LSle Glbl RealEst I O 5570 1.410.1DZHA

Ivy Ltd Trm Bd N O 5574 0.50DZLA

Ivy MdCap Gr N O 5577 0.880DZOA

Ivy MdCap Inc Oppr I O 5578 1.120.1DZPA

Ivy Mgd Intl Oppr I O 3749 1.040.1AOYA

Ivy Natrl Rsrc N O 5580 0.950DZRA

Ivy Pct EmMkLclCrnDbt I O 5581 1.330.1DZSA

Ivy Pict Trgt Rtn Bd N O 5583 1.050DZUA

Ivy PS MSCI ACWI Indx I O 5586 1.180.1DZXA

Ivy Scnc Tech N O 5590 0.850EACA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 18 of 38Investment Options - Flexible Advantage

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Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Ivy Scrn Cor Bd I O 3735 0.740.1AOIA

Ivy Scrn RealEst Sec I O 3752 1.160.1APHA

Ivy SmCap Cor N O 5684 0.940EDZA

Ivy SmCap Gr N O 5591 0.910EADA

Ivy Val N O 5592 0.770EAEA

IvyPS IntRtHgHiYdInd I O 5585 0.890.1DZWA

IvyPS Rsl2000DvdGrInd I O 5587 0.940.1DZYA

IvyPS S&P500 Bd Indx I O 5588 0.540.1DZZA

IvyPS SP500DvArctsInd I O 5589 0.720.1EABA

James Bal Gldn Rnbw Inst O 5254 0.720.1DKMA

JnHnck Bal I O 4063 0.780.1BIXA

JnHnck Bd I O 5351 0.520.1DPJA

JnHnck Dscpid Val I O 5352 0.810.1DPLA

JnHnck Dscpid Val Intl I O 5353 1.010.1DPNA

JnHnck FdmntlLgCap Cor I O 4065 0.780.1BIZA

JnHnck Flotng Rt Inc Inst O 4706 0.840.1CLKA

JnHnck Grtr China Oppr I O 4064 1.550.1BIYA

JnHnck Hi Yld I O 5327 0.70.1DOAA

JnHnck Inc I O 4068 0.50.1BJCA

JnHnck Intl Gr I O 5354 0.990.1DPQA

JnHnck Strat Gr I O 5195 0.840.1DHUA

JnHnck US Glbl Ldrs Gr I O 4069 0.910.1BJDA

JnsHndrsn Bal N O 5122 0.580DDLA

JnsHndrsn Contra I O 4913 0.560CUFA

JnsHndrsn Contra N O 5906 0.510ENOA

JnsHndrsn Divrs Alt N O 5350 1.320DPHA

JnsHndrsn Flex Bd N O 5124 0.450DDNA

JnsHndrsn Frty N O 5125 0.680DDOA

JnsHndrsn Frty T P 5482 0.930.25DVOA

JnsHndrsn Glbl Lf Scnc I O 4914 0.770CUGA

JnsHndrsn Glbl Lf Scnc N O 5907 0.680ENPA

JnsHndrsn Glbl Rsrch I O 2672 0.650YJWA

JnsHndrsn Glbl Rsrch N O 5908 0.630ENQA

JnsHndrsn Glbl Tech N O 5414 0.690DSQA

JnsHndrsn GlblUncnstndBd N O 5127 0.710DDQA

JnsHndrsn Gr Inc I O 3757 0.710APZA

JnsHndrsn Gr Inc N O 5909 0.630ENRA

JnsHndrsn Hi Yld N O 5207 0.620DILA

JnsHndrsn Ovrseas N O 5128 0.470DDRA

JnsHndrsn Rsrch N O 5129 0.570DDTA

JnsHndrsn SmCap Val N O 5171 0.880DGJA

JnsHndrsn Triton N O 5130 0.670DDUA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 19 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

JnsHndrsn US Mgd Vltlty I O 4994 0.650CXQA

JnsHndrsn US Mgd Vltlty N O 5483 0.570DVPA

JnsHndrsn Vntr N O 5131 0.670DDVA

JOHCM Emrg Mkt Oppr I O 5379 1.390.1DQVA

JOHCM Intl Sel I O 5380 10DQWA

JPM Cor Bd R6 O 3762 0.40AQFA

JPM Cor Pls Bd R5 O 5415 0.580.1DSRA

JPM Cor Pls Bd R6 O 3763 0.420AQHA

JPM Emrg Mkt Eq R6 O 5594 1.010EAHA

JPM Eq Inc R5 O 5595 0.610.1EAIA

JPM Govt Bd R6 O 5596 0.430EAJA

JPM Gr Advtg R6 O 5597 0.750EAKA

JPM Hdg Eq R6 O 5735 0.420EFZA

JPM Hi Yld R6 O 3767 0.720AQMA

JPM Intl Eq R6 O 5598 0.810EAMA

JPM Intl Val R5 O 5419 4.010.1DSZA

JPM Intrepid Am R5 O 3769 0.60.1AQOA

JPM Intrepid Gr R5 O 3771 0.710.1AQTA

JPM Intrepid MdCap R6 O 5599 0.770EANA

JPM Intrepid Val R5 O 3774 0.620.1AQWA

JPM LgCap Gr R6 O 4313 0.60BUJA

JPM LgCap Val R5 O 4546 0.630.1CEEA

JPM Ltd Dur Bd R6 O 3776 0.390AQYA

JPM MdCap Gr R5 O 5601 0.860.1EAPA

JPM MdCap Val R6 O 5602 0.760EAQA

JPM Mrtg Bckd Sec R6 O 4579 0.470CFSA

JPM Shrt Dur Bd R6 O 3778 0.350ASWA

JPM SmartRet 2020 R6 O 5605 0.470EAUA

JPM SmartRet 2025 R6 O 5606 0.470EAVA

JPM SmartRet 2030 R6 O 5607 0.490EAWA

JPM SmartRet 2035 R6 O 5608 0.50EAXA

JPM SmartRet 2040 R6 O 5609 0.510EAYA

JPM SmartRet 2045 R6 O 5610 0.510EAZA

JPM SmartRet 2050 R6 O 5611 0.520EBAA

JPM SmartRet 2055 R6 O 5612 0.540EBBA

JPM SmartRet 2060 R6 O 5613 3.060EBDA

JPM SmartRet Inc R6 O 5683 0.450EDYA

JPM SmCap Eq R5 O 4854 0.870.1CRTA

JPM SmCap Gr R6 O 5603 0.830EARA

JPM SmCap Val R6 O 3779 0.760ATYA

JPM Strat Inc Oppr R5 O 3790 0.720.1AUNA

JPM Ttl Rtn R5 O 4855 0.620.1CRUA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 20 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

JPM UM BehVal Fd R6 O 5736 0.960EGBA

JPM US Eq R5 O 3791 0.610.1AUOA

JPM US LgCap Cor Pls R5 O 3792 1.950.1AUPA

JPM US Sm Co R6 O 5738 0.730EGDA

JPM Val Advtg R6 O 5617 0.750EBHA

JPMorgan USRsrchEnhcdEq R6 O 5002 0.340CXYA

Lazard Glbl ListdInfr Inst O 4778 0.960COQA

Lazard Intl Eq Inst O 4779 0.810CORA

Lazard Intl Eq Sel Inst O 4070 1.320BJEA

Lazard Intl SmCap Eq Inst O 4071 1.090BJFA

Lazard Intl Strat Eq Inst O 4072 0.80BJGA

Lazard US Real Eq Inst O 4780 1.070COSA

Lazard US SmMdCap Eq Inst O 4074 0.870BJIA

Lazard US Strat Eq Inst O 4075 0.90BJJA

LeggM BW Glbl Oppr Bd Inst O 4453 0.690.15CAAA

LeggM ClrBrdg Aggr Gr I O 4454 0.810.15CABA

LeggM ClrBrdg App I O 2695 0.690.18SAPA

LeggM ClrBrdg Divd Strat I O 4078 0.80.15BJMA

LeggM ClrBrdg Intl Gr I O 1527 0.980.15LMXA

LeggM ClrBrdg Intl Val I O 4766 0.990.15COCA

LeggM ClrBrdg IntlSmCap I O 4765 1.160.15COBA

LeggM ClrBrdg LgCap Gr I O 4080 0.780.15BJOA

LeggM ClrBrdg MdCap Cor I O 2694 0.890.15SBYA

LeggM ClrBrdg MdCap Cor IS O 4081 0.760BJPA

LeggM ClrBrdg MdCap Gr I O 4689 1.040.15CKLA

LeggM ClrBrdg SmCap Gr I O 2286 0.910.15LSPA

LeggM ClrBrdg SmCap Val I O 2287 1.010.15LSMA

LeggM ClrBrdgInvLgCapVal I O 2698 0.60.15AIFA

LeggM ClrBrdgSpcInvmt Tr I O 1526 0.980.15LMSA

LeggM EnTrPrmlAlt Cor I O 5900 1.330.15ENIA

LeggM QS Intl Eq Inst O 1529 1.020.15LGEA

LeggM WstrAs Cor Bd I O 2166 0.560.15WTXA

LeggM WstrAs CorPlsBd I O 1451 0.520.15WAPA

LeggM WstrAs GlblHiYldBd I O 4083 0.90.15BJRA

LeggM WstrAs Hi Yld I O 2167 0.750.15WAYA

LeggM WstrAs Inc I O 4085 0.710.15BJTA

LeggM WstrAs InfIndPlsBd I O 1531 0.390.15WIXA

LeggM WstrAs MrtgBckdSec I O 2285 0.670.15LSGA

LeggM WstrAs ShtDurHiInc I O 4748 0.730.15CNKA

LeggM WstrAs ST Bd IS O 4474 0.410CBEA

LeggMWstrAs EmrgMktDb Inst O 4470 0.930.15CBAA

LeggMWstrAsTlRtUncnst Inst O 4542 0.760.15CEAA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 21 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Loomis Bd Inst O 1401 0.660.2LSBA

Loomis Cor Pls Bd Y P 4948 0.480.2CVUA

Loomis Glbl Alloc Y P 5075 0.930.25DBHA

Loomis Glbl Bd Inst O 2598 0.780.2LBGA

Loomis LtdTrm Govt Agncy Y P 4591 0.550.2CGJA

LrdAbt Afltd R5 O 5132 0.450.15DDWA

LrdAbt Alpha Strat R5 O 5133 1.320.15DDXA

LrdAbt Bd Dbntr R5 O 5134 0.60.15DDYA

LrdAbt Cal Divd Gr R5 O 5135 0.720.15DDZA

LrdAbt Cal Lg Val I O 5004 0.720.1CYAA

LrdAbt Cal Lg Val R5 O 5136 0.720.15DEAA

LrdAbt Conv R5 O 5138 0.840.15DECA

LrdAbt Cor Fxd Inc I O 4091 0.430.1BJZA

LrdAbt Cor Fxd Inc R5 O 5139 0.430.15DEDA

LrdAbt Devl Gr R5 O 5140 0.710.15DEFA

LrdAbt Emrg Mkt Corp Db R5 O 5142 1.350.15DEIA

LrdAbt Emrg Mkt Curren R5 O 5143 0.740.15DEJA

LrdAbt Fdmntl Eq R5 O 5146 0.710.15DEOA

LrdAbt Flotng Rt R5 O 5145 0.590.15DENA

LrdAbt Gr Ldrs R5 O 5147 0.70.15DEPA

LrdAbt Gr Oppr R5 O 5148 1.010.15DEQA

LrdAbt Hi Yld R5 O 5149 0.690.15DERA

LrdAbt Inc R5 O 5150 0.580.15DESA

LrdAbt Infl Focs R5 O 5151 0.50.15DEUA

LrdAbt Intl Oppr R5 O 5152 0.970.15DEVA

LrdAbt MdCap Stk R5 O 5153 0.70.15DEWA

LrdAbt MdCap Val R5 O 5137 0.730.15DEBA

LrdAbt Mult Asst Gr R5 O 5156 0.980.15DEZA

LrdAbt Mult Asst Inc R5 O 5157 0.930.15DFBA

LrdAbt MultAsst BalOppr R5 O 5154 0.950.15DEXA

LrdAbt MultAsstGlblOppr R5 O 5155 1.250.15DEYA

LrdAbt Shrt Dur Inc R5 O 5158 0.390.15DFDA

LrdAbt SmCap Val R5 O 5159 0.930.15DFHA

LrdAbt Ttl Rtn R5 O 5160 0.480.15DFJA

LrdAbt Val Oppr R5 O 5161 0.90.15DFKA

LSV SmCap Val Inst O 5619 0.830EBJA

LSV Val Eq Inst O 5620 0.650EBKA

MassMut Sel Blue Chip Gr I O 5821 0.650EJSA

Meeder Mrfld Instl O 5362 1.060DQEA

Meeder Qntx Instl O 5363 1.220DQFA

MetWest Alpha Trak 500 O 1963 0.910MWAA

MetWest Hi Yld Bd I O 1964 0.630MWHA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 22 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

MetWest Intmd Bd I O 1965 0.460MWIA

MetWest Low Dur Bd I O 1966 0.410MWLA

MetWest Ttl Rtn Bd I O 1968 0.450MWTA

MetWest Ttl Rtn Bd M P 5366 0.670.35DQIA

MetWest Ultra Shrt Bd I O 1969 0.520MWUA

MFS Blnd Rsrch Cor Eq R4 O 2599 0.580.1MUEA

MFS Cor Eq R4 O 3797 0.770.1AUYA

MFS Corp Bd R4 O 4455 0.550.1CADA

MFS Divrs Inc R4 O 3798 0.740.1AUZA

MFS Emrg Mkt Db R4 O 4348 0.840.1BVWA

MFS Eq Oppr R4 O 3808 0.940.1AVVA

MFS Glbl Eq R4 O 4456 0.920.1CAFA

MFS Glbl Gr R4 O 3799 1.190.1AVCA

MFS Glbl Hi Yld R4 O 2600 0.920.1MHOA

MFS Glbl Ttl Rtn R4 O 3800 0.930.1AVHA

MFS Gr R4 O 3801 0.690.1AVIA

MFS Intl Divrs R4 O 3802 0.890.1AVJA

MFS Intl New Disc R6 O 5740 0.950EGGA

MFS Mass Inv Gr Stk R6 O 5621 0.390EBLA

MFS Mass Inv Tr R4 O 2399 0.470.1MTDA

MFS MdCap Gr R6 O 5428 0.850DTJA

MFS MdCap Val R6 O 5227 0.710DJJA

MFS New Disc R4 O 4109 1.10.1BKRA

MFS New Disc Val R6 O 6077 0.970EUZA

MFS Rsrch Intl R4 O 3807 0.860.1AVUA

MFS Rsrch R4 O 2602 0.580.1MFRA

MFS Ttl Rtn Bd R4 O 3806 0.580.1AVQA

MFS Ttl Rtn R4 O 2400 0.480.1MSFA

MFS Util R4 O 2710 0.760.1MMUA

MFS Val R6 O 5228 0.490DJKA

MnNpr Dscpld Val Ser I O 4534 0.570.1CDSA

MnNpr Ovrseas Ser I O 4535 0.760.1CDTA

MnNpr Rnier Intl Disc Z O 6066 1.170EUNA

MnNpr Unconstrnd Bd Ser I O 5257 0.50.1DKPA

MnNpr Unconstrnd Bd Ser S P 4533 0.750.3CDRA

MnSty Epch Intl Choice I O 4103 0.990.15BKLA

MnSty Epoch Glbl Choice I O 4099 1.050.15BKHA

MnSty Epoch Glbl Eq Yld I O 4100 0.890.15BKIA

MnSty Epoch US Eq Yld I O 5484 0.820.15DVQA

MnSty Inc Bldr I O 5426 0.760.15DTHA

MnSty LgCap Gr I O 4105 0.750.15BKNA

MnSty McKay Emrg Mkt Db I O 4101 0.970.15BKJA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 23 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

MnSty McKay HiYldCorpBd I O 5425 0.730.15DTFA

MnSty McKay Ttl Rtn Bd I O 4918 0.670.15CUKA

MnSty McKay UncnstrndBd I O 4919 0.880.15CULA

MnSty Mktfld I O 4599 2.680.15CGSA

MSIF Emrg Mkt Eq I O 4646 1.070CITA

MSIF Glbl Fxd Inc Oppr I O 4651 0.580CIZA

MSIF Glbl Oppr I O 5101 0.990DCOA

MSIF Inst Glbl Strat I O 4648 0.860CIWA

MSIF Inst Gr I O 4649 0.620CIXA

MSIF Inst Intl Eq I O 4650 0.990CIYA

MSIF MdCap Gr I O 2512 0.720MCGA

MSIF Sm Co Gr I O 4647 1.20CIUA

Natixis ASG MgdFtr Strat Y P 5027 1.50.25CYXA

Natixis Gateway Y P 4037 0.770.2BHQA

Natixis Loomis Strat Inc Y P 4086 0.710.2BJUA

Natixis LoomisInvmtGrdBd Y O 2391 0.570.15LSIA

NeuBer AbsRtn MultMgr Inst O 4641 2.720.1CIMA

NeuBer Cor Bd Inst O 3815 0.550.1AWJA

NeuBer Emrg Mkt Eq Inst O 3816 1.370.1AWKA

NeuBer Eq Inc Inst O 3817 0.690.1AWLA

NeuBer Genesis Inst O 2706 0.850.1NBBA

NeuBer Guardian Inst O 3818 0.720.1AWNA

NeuBer Hi Inc Bd Inst O 3819 0.710.1AWOA

NeuBer Intl Eq Inst O 5048 1.030.1CZSA

NeuBer Intl Eq R6 O 5434 0.950DTPA

NeuBer Intl Sel Inst O 3820 0.90.1AWQA

NeuBer Intrinsic Val Inst O 4264 1.040.1BRVA

NeuBer LgCp Val Inst O 3823 0.710.1AWUA

NeuBer Lng Shrt Inst O 4643 1.810.1CIPA

NeuBer MdCap Gr Inst O 3822 0.730.1AWTA

NeuBer MdCapIntrinVal Inst O 3824 1.060.1AWWA

NeuBer MultCap Oppr Inst O 4265 0.750.1BRYA

NeuBer RealEst Inst O 4266 1.050.1BRZA

NeuBer Shrt Dur Bd Inst O 3826 0.80.1AWZA

NeuBer Strat Inc inst O 3828 0.630.1AXNA

NeuBer Strat Inc R6 O 5435 0.560DTQA

NeuBer Sustnbl Eq Inst O 3827 0.670.1AXDA

NrthStr Divd I O 5369 1.420DQLA

Nuvn Divd Val I P 3829 0.830.25AXOA

Nuvn Glbl Infr R6 O 5624 1.020EBOA

Nuvn Infl Prtct Sec R6 O 5742 0.480EGJA

Nuvn Intl Gr I P 4860 0.990.25CSAA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 24 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Nuvn LgCap Cor R6 O 5743 0.740EGKA

Nuvn LgCap Gr I P 5745 0.940.25EGNA

Nuvn MdCap Gr Oppr I P 4115 0.980.25BKXA

Nuvn MdCap Val I P 3831 1.070.25AXUA

Nuvn NWQ Flex Inc R6 O 5746 0.80EGPA

Nuvn NWQ SmCap Val I P 4861 1.050.25CSBA

Nuvn RealAsst Inc R6 O 5747 0.810EGQA

Nuvn RealEst Sec R6 O 5748 0.870EGRA

Nuvn SmCap Sel I P 4116 1.160.25BKYA

Nuvn SmCap Val I P 5625 1.010.25EBPA

Nuvn ST Bd I O 2585 0.520.25FLTA

Nuvn Strat Inc I P 3832 0.680.25AXYA

Nuvn Symph Cr Oppr I P 4565 0.740.25CFCA

NW Amundi Glbl Hi Yld R6 O 5165 0.80DFUA

NW Amundi Strat Inc R6 O 5167 1.270DFZA

NW Bailard Cogn Val R6 O 4601 1.020CGUA

NW Bailard EmrgMktEq R6 O 4857 1.20CRWA

NW Bailard Int Eq R6 O 4604 0.850CGXA

NW BailardTchScnc R6 O 4607 0.950CHAA

NW Bd Indx R6 O 1412 0.260NBXA

NW Bd Inst Svc S 370 0.550.3NBZA

NW Bd R6 O 5430 0.490.1DTLA

NW Cor Plus Bd R6 O 4563 0.490CEXA

NW Dest 2010 R6 O 2057 0.380NWLA

NW Dest 2015 R6 O 2058 0.380NWMA

NW Dest 2020 R6 O 2059 0.390NWNA

NW Dest 2025 R6 O 2060 0.390NWOA

NW Dest 2030 R6 O 2061 0.390NWPA

NW Dest 2035 R6 O 2062 0.40NWQA

NW Dest 2040 R6 O 2063 0.390NWRA

NW Dest 2045 R6 O 2064 0.390NWSA

NW Dest 2050 R6 O 2065 0.390NWTA

NW Dest 2055 R6 O 2886 0.390VBXA

NW Dest 2060 R6 O 4952 0.390CVYA

NW DmndHll LgCap Cnctrd R6 O 4620 0.90CHNA

NW Dynmc US Gr R6 S 365 0.850.2NGZA

NW Emrg Mkt Db R6 O 5259 0.980DKRA

NW Fd Inst Svc S 385 0.710.35NFZA

NW Geneva MdCapGr Inst Svc O 4493 0.960.25CBZA

NW Geneva SmCapGr Inst Svc O 4494 10.25CCAA

NW Glbl Sustnbl Eq R6 O 4495 1.190CCBA

NW Infl Prtct Sec Inst Svc S 5772 0.470.25EHRA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 25 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

NW Infl Prtct Sec R6 O 5741 0.390EGHA

NW Intl Indx R6 O 1414 0.310NIXA

NW Intl SmCap R6 O 5433 1.050.1DTOA

NW Inv Dest Aggr R6 O 1616 0.50GIAA

NW Inv Dest Cnsrv R6 O 1617 0.490GICA

NW Inv Dest Mod Aggr R6 O 1619 0.520GIMA

NW Inv Dest Mod Cnsrv R6 O 1620 0.50GIDA

NW Inv Dest Mod R6 O 1618 0.480GMFA

NW LngShrt Eq R6 O 5912 3.190ENVA

NW Loomis AllCap Gr R6 O 5623 0.990EBNA

NW Loomis Cor Bd R6 O 4617 0.480CHKA

NW Loomis ST Bd R6 O 4626 0.450CHUA

NW MdCap Mkt Indx R6 O 1420 0.270NCXA

NW S P 500 Indx R6 O 1623 0.170NSXA

NW SmCap Indx R6 O 1697 0.290NSMA

NW US SmCap Val R6 O 2198 10.25NUIA

NW WCM Focs SmCap R6 O 4629 0.990CHXA

NW Zieg Eq Inc R6 O 4635 0.590CIFA

NW ZiegNYSArcTch100Idx R6 O 4638 0.440CIJA

Oak Ridge Mult Strat I P 3861 1.610.15AZKA

Oak Ridge SmCap Gr I P 3862 1.150.15AZLA

Okmrk Eq Inc I P 4118 0.880.3BLAA

Okmrk Fd I P 3833 0.90.3AXZA

Okmrk Glbl I P 4119 1.210.3BLBA

Okmrk Intl I P 2823 10.3OKKA

Okmrk Sel I P 1386 1.030.3KOAA

Opp Cap Inc Y P 3840 0.830.2AYHA

Opp Disc MdCap Gr Y O 2608 0.870.2OEGA

Opp Eq Inc Y P 4350 0.80.2BVYA

Opp Eq Inv Y O 2614 0.90.2OYAA

Opp Fdmntl Altrnatv Y P 4122 1.50.2BLIA

Opp Glbl Alloc Y P 3843 1.090.2AYKA

Opp Glbl Oppr Y O 2610 0.920.2OGIA

Opp Glbl Strat Inc Y O 2764 0.80.2OSYA

Opp Glbl Y O 2609 0.890.2OGLA

Opp Gold Spec Mnrls Y P 3844 0.920.2AYLA

Opp Intl Bd Y O 2611 0.770.2OIBA

Opp Intl Divrs Y P 4351 1.040.2BVZA

Opp Intl Gr Y O 2612 0.850.2OIGA

Opp Ltd Trm Bd Y P 4123 0.590.2BLJA

Opp Ltd Trm Govt Y P 3846 0.680.2AYNA

Opp MdCap Val Y O 2615 0.910.2QSCA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 26 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Opp Mn St MdCap Y O 1431 0.840.2POPA

Opp Mn St Sel Y P 4121 0.910.2BLHA

Opp Mn St SmCap Y P 5322 0.940.2DNTA

Opp Mn St Y O 2613 0.690.2MGYA

Opp Real Est Y P 5323 1.090.2DNUA

Opp Ris Divd Y P 4352 0.830.2BWBA

Opp Snr Flotng Rt Y P 4645 0.890.2CIRA

Opp Stlpth MLP Alpha Pls Y P 4955 3.020.2CWBA

Opp Stlpth MLP Alpha Y P 4756 1.930.2CNSA

Opp Stlpth MLP Inc Y P 4712 1.20.2CLUA

Opp Stlpth MLP Sel 40 Y P 4714 0.960.2CLYA

Opp Val Y O 2616 0.680.2CGRA

Oppr Ttl Rtn Bd Y P 4953 0.550.2CVZA

Parnassus Cor Eq O 2867 0.640.1ILXA

Parnassus Endvr Instl O 5437 0.720.1DTSA

Parnassus MdCap Inst O 5438 0.750.1DTTA

Pax Bal Inst O 2617 0.660.08PAIA

Pax EllevGlbWomenLdrs Inst O 5168 0.560.08DGAA

Pax ESG Beta Qulty Inst O 4416 0.650.08BYPA

Pax GlblEnvir Mkt Inst O 2472 1.020.08PGNA

Pax MSCEAFESGLdrIndx Inst O 5169 0.560.08DGDA

Pax SmCap Inst O 5170 0.950.08DGHA

Payden Cor Bd O 2618 0.560.25PYCA

Payden Emrg Mkt Bd P 4124 0.750.25BLKA

Payden Glbl Fxd Inc O 2619 0.810.25PYGA

Payden Glbl Low Dur Bd O 2620 0.660.25PYSA

Payden GNMA O 2621 0.690.25PYAA

Payden Low Dur Bd O 2624 0.540.25PYBA

Payden Ltd Mat O 2623 0.560.25PYLA

Payden US Govt O 2625 0.570.25PYUA

PearTre PlrFrgValSmCp Inst O 5628 1.270.1EBSA

Permanent Portfolio O 4315 0.820BUNA

PGIM Flotng Rt Inc R6 O 6010 0.80ERVA

PGIM Glbl RealEst R6 O 6012 0.80ERXA

PGIM Hi Yld R6 O 6015 0.410ESBA

PGIM Jnisn 2020 Focs R6 O 6016 0.960ESDA

PGIM Jnisn Eq Oppr R6 O 6017 0.720ESEA

PGIM Jnisn Focs Gr R6 O 6018 0.960ESFA

PGIM Jnisn Gr R6 O 6020 2.190ESJA

PGIM Jnisn Natrl Rsrc R6 O 6022 0.790ESLA

PGIM Jnisn Sm Co Z P 3875 0.810.25BABA

PGIM Jnisn Util R6 O 6024 2.050ESNA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 27 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

PGIM QMA MdCap Val R6 O 6025 0.770ESOA

PGIM QMA SmCap Val R6 O 5750 0.640EGUA

PGIM QMA Stk Indx R6 O 6027 1.780ESRA

PGIM ST Cor Bd R6 O 6029 0.420ESUA

PGIM Ttl Rtn Bd R6 O 5440 0.410DTVA

PIMCO All Asst Inst O 3848 1.1050AYPA

PIMCO AllAsstAllAthrityIns O 3847 2.350AYOA

PIMCO Divrs Inc Inst O 4496 0.770CCCA

PIMCO Emrg Curren Inst O 3849 0.870AYQA

PIMCO Emrg Local Bd Inst O 2778 0.920PELA

PIMCO EqS LngShrt Inst O 5173 1.870DGMA

PIMCO FdmntlAdvtgPLUS Inst O 4125 0.960BLLA

PIMCO Forgn UnHdg Inst O 4864 0.590CSFA

PIMCO Glbl Bd UnHdg Inst O 4784 0.650COWA

PIMCO Glbl Mult Asst Inst O 3850 1.440AYRA

PIMCO GNMA Govt Sec Inst O 3851 0.530AYSA

PIMCO Hi Yld Inst O 1433 0.570PHIA

PIMCO Hi Yld Spctrm Inst O 4718 0.620CMDA

PIMCO Inc Inst O 4497 0.740CCDA

PIMCO Intl BdUSDlrHdgInst O 4215 0.560BPPA

PIMCO InvmtGrdCorpBd Inst O 4498 0.590CCEA

PIMCO LngDur TtlRtn Inst O 4126 10BLMA

PIMCO Low Dur ESG Inst O 2290 0.50PDLA

PIMCO Low Dur Inc Inst O 6079 0.550EVCA

PIMCO Low Dur Inst O 1434 0.460PTLA

PIMCO LT Cr Inst O 4719 0.850CMEA

PIMCO LT US Gov Inst O 4865 0.7750CSGA

PIMCO RAE Fdmntl PLUS Inst O 4716 0.850CMBA

PIMCO RAE Glb ex US Inst O 6080 1.310EVDA

PIMCO RAE Intl Inst O 6081 0.610EVEA

PIMCO Real Rtn Inst O 1435 0.880PRIA

PIMCO RlEstRlRtnStrat Inst O 4567 1.260CFGA

PIMCO ST Inst O 4721 0.570CMHA

PIMCO Stk PLUS Sm Inst O 2291 0.790PXSA

PIMCO StkPLSIntDlrHdg Inst O 4536 0.840CDUA

PIMCO StkPLUS Lg Dur Inst O 5913 0.850ENWA

PIMCO StkPLUS Ttl Rtn Inst O 4537 0.710CDVA

PIMCO StkPLUSARShrtStrInst O 4127 0.660BLNA

PIMCO Ttl Rtn Inst O 1436 0.550PTTA

PIMCO Unconstrnd Bd Inst O 3852 0.880AYTA

PIMCOComdyRealRtnStratInst O 1699 1.390PCRA

Pionr Bd Y P 3853 0.590.25AYUA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 28 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Pionr Clsc Bal Y O 2626 1.080.25AYBA

Pionr Dscpld Val Y P 3854 0.840.25AYVA

Pionr Eq Inc Y P 3856 0.770.25AYXA

Pionr Fdmntl Gr K O 5439 0.660DTUA

Pionr Fdmntl Gr Y P 3857 0.770.25AYYA

Pionr Flex Oppr Y P 4459 0.990.25CAKA

Pionr Glbl Eq Y P 3858 1.10.25AYZA

Pionr Glbl Hi Yld Y P 3859 0.910.25AZIA

Pionr Hi Yld Y P 3860 0.870.25AZJA

Pionr Sel MdCap Gr Y O 2292 0.790.25PGRA

Pionr ST Inc Y O 2628 0.610.25PSTA

Pionr Strat Inc Y P 3863 0.740.25AZMA

PNC Bal Alloc I P 4128 2.070.25BLOA

PNC Intl Eq I O 3865 0.950.25AZOA

PNC Mult Fctr AllCap I P 4785 2.240.25COXA

PNC Mult Fctr LgCap Gr I P 4786 1.030.25COYA

PNC Mult Fctr LgCap Val I P 4787 10.25COZA

PNC Mult Fctr SmCap Cor I O 4789 0.930.25CPBA

PNC Mult Fctr SmCap Gr I O 4790 1.030.25CPCA

PNC Mult Fctr SmCap Val I P 4791 1.510.25CPDA

PNC SmCap I P 3867 1.070.25AZQA

PNC Ttl Rtn Advtg I O 3868 0.650.15AZUA

PNC Ultra Shrt Bd I O 4216 0.320.05BPQA

Port 21 Glbl Eq Fd Inst O 2629 1.080.1ORIA

PRIMECAP Odysy Gr O 5028 0.670CYYA

PRIMECAP Odysy Stk O 5229 0.670DJLA

Prncpl Cap App Inst O 2305 0.470.1PWCA

Prncpl Divrs Intl Inst O 4131 0.840.1BLRA

Prncpl Divrs RealAsst Inst O 5009 0.930.1CYFA

Prncpl Eq Inc I Inst O 2293 0.520.1PEXA

Prncpl Glbl Divrs Inc Inst O 5029 0.80.1CYZA

Prncpl Glbl RealEst Inst O 5030 0.960.1CZAA

Prncpl GovtHiQulty Bd Inst O 5031 0.530.1CZBA

Prncpl Hi Yld Inst O 2631 0.640.1PYTA

Prncpl Inc inst O 3869 0.50.1AZVA

Prncpl Infl Prtct Inst O 2294 0.390.1PIPA

Prncpl Int Emrg Mkt Inst O 4460 1.30.1CALA

Prncpl LgCap Gr Inst O 2632 0.680.1PGLA

Prncpl MdCap Gr Inst O 2298 0.780.1PWGA

Prncpl MdCap Val III Inst O 2299 0.670.1PVUA

Prncpl Prfrd Sec Inst O 3870 0.770.1AZWA

Prncpl RealEst Sec Inst O 5260 0.870.1DKSA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 29 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Prncpl SmCap Gr I Inst O 5032 1.120.1CZCA

Prncpl SmCap Val II Inst O 5033 1.090.1CZDA

Prncpl ST Inc Inst O 2796 0.430.1PHXA

Ptnm Abs Rtn 700 Y O 4499 0.830.25CCFA

Ptnm Cap Spctrm Y O 4500 0.410.25CCHA

Ptnm Conv Sec Y P 3877 0.820.25BAEA

Ptnm Divrs Inc Tr Y P 3878 0.750.25BAFA

Ptnm Dynmc AsstAlloc Gr Y P 6031 0.840.25ESWA

Ptnm Eq Inc Y P 3879 0.660.25BAGA

Ptnm Eq Spctrm Y O 4501 0.140.25CCIA

Ptnm Glbl Inc Y P 5174 0.970.25DGQA

Ptnm Gr Oppr Y P 3881 0.680.25BAIA

Ptnm Inc Y P 4568 0.630.25CFHA

Ptnm Intl Cap Oppr Y P 3882 1.040.25BAJA

Ptnm Intl Eq Y P 4134 0.980.25BLWA

Ptnm MultCapCor Y P 5996 0.770.25ERHA

Ptnm Shrt Dur Inc Y P 6032 0.450.25ESXA

Ptnm SmCap Gr Y P 3886 0.960.25BANA

Ptnm SmCap Val Y P 4867 1.230.25CSJA

Ptnm Sustnbl Ftr Y P 3885 0.820.25BAMA

Ptnm Sustnbl Ldrs Y P 3884 0.750.25BALA

Royce 100 Invmt O 3891 1.240.1BAUA

Royce Low Priced Stk Invmt O 4502 1.390.1CCJA

Royce Micro Cap Invmt O 4503 1.60.1CCKA

Royce Oppr Invmt O 4462 1.180.1CAPA

Royce Penn Mut Invmt O 4356 0.920.1BWFA

Royce Prmr Svc S 5381 1.530.35DQXA

Royce SmMdCap Prmr Invmt O 3892 0.990.1BAVA

Royce Spec Eq Invmt O 2770 1.170.1RXEA

Royce Ttl Rtn Invmt O 4463 1.210.1CAQA

Royce Val Invmt O 4464 1.250.1CARA

Royce Val Pls Invmt O 4465 1.190.1CATA

Rssll Emrg Mkt S P 4218 1.510.2BPVA

Rssll Glbl RealEst Sec S P 4219 1.140.2BPWA

Rssll Intl Devl Mkt S P 4220 1.010.2BPXA

Rssll Shrt Dur Bd S P 4221 0.780.2BPYA

Rssll Strat Bd S P 4222 0.760.2BPZA

Rssll US Core Eq S P 4223 0.860.2BQAA

Rssll US SmCap Eq S P 4224 10.2BQBA

Rtnl Divd Cptr Inst P 4303 1.40.25BTWA

Rtnl Dynmc Brnds Inst P 4308 1.690.25BUBA

SEI LgCap Gr A O 3897 0.980BBAA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 30 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

SEI LgCap Val A O 4225 0.930BQCA

SEI SmCap Val A O 4226 1.240BQDA

Semper MBS Ttl Rtn Inst O 5828 0.850EJZA

Semper Shrt Dur Inst O 5829 0.970EKCA

Sierra Tctcl All Asst Y O 4475 2.190.1CBJA

Sierra Tctcl Cor Inc R O 5037 1.80.1CZHA

SmthGrp LgCapCorGr Inst O 5442 1.180DTXA

SSgA Dynmc SmCap Inst P 4432 1.980.2BZFA

SSgA Intl Stk Sel Inst P 4146 1.240.2BMRA

Stadion Tctcl Gr I O 5270 1.640DLFA

Strlng Cap Md Val Inst O 5751 0.910.1EGVA

Stwrd Glbl Eq Inc Inst O 5371 0.680.1DQNA

Stwrd LgCapEnhcdIndx Inst O 5372 0.540.1DQOA

Stwrd SmMdCapEnhcIndx Inst O 5373 0.570.1DQPA

SummitGI US LowVltltyEq I O 5630 1.140EBUA

Swan Dfnd Rsk I O 5752 1.30EGWA

Tchstn Activ Bd Y O 5756 0.860.15EHBA

Tchstn Bal Y O 4142 0.820BMLA

Tchstn Flex Inc Y O 5758 0.870.15EHDA

Tchstn Intl Eq Y O 2212 1.040SIXA

Tchstn Lg Co Gr Y O 5833 1.120.15EKKA

Tchstn LgCap Focs Y O 4143 0.760BMNA

Tchstn MdCap Gr Inst O 5759 10EHEA

Tchstn MdCap Gr Y O 5834 1.030.15EKLA

Tchstn MdCap Val Y O 5835 1.060.15EKMA

Tchstn Sands Cap Inst Gr O 4274 0.80BSOA

Tchstn SandsCapEmrgMktGr Y O 5836 1.350.15EKNA

Tchstn Sm Co R6 O 5441 0.780DTWA

Tchstn Sm Co Y O 2165 0.860SIGA

Tchstn Sustnbl Impct Eq Y O 5760 0.960.15EHFA

Tchstn UltrShrtDurFxdInc A P 5761 0.90.25EHGA

TCW Emrg Mkt Inc I O 4157 0.870.1BNGA

TCW Rel Val Divd App I O 1822 0.780.1TGDA

TCW Rel Val MdCap I O 1826 0.890.1TXGA

TCW Sel Eq I O 1824 0.880.1TGCA

TCW ST Bd I O 2644 1.650.1TGSA

TCW Ttl Rtn Bd I O 1825 0.610.1TGLA

Third Ave RealEst Val Inst P 4923 1.110CUPA

Thmpsn Bd O 5646 0.710.1ECLA

Thrnbrg Cor Gr R5 P 4420 1.370.2BYTA

Thrnbrg Glbl Oppr R5 P 4421 1.190.2BYUA

Thrnbrg Intl Gr R5 P 4422 1.310.2BYVA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 31 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Thrnbrg Intl Val R5 P 4423 1.180.2BYWA

Thrnbrg Intl Val R6 O 4468 0.820CAYA

Thrnbrg Invmt Inc Bldr R5 P 4424 1.320.2BYXA

Thrnbrg Ltd Trm Inc R5 O 4505 0.70.05CCNA

TIAACRF Bd Inst O 5647 0.30ECMA

TIAACRF Bd Pls Inst O 5648 0.30ECNA

TIAACRF EnhcdIntEqInd Inst O 5273 0.410DLKA

TIAACRF EnhcLgCpGrInd Inst O 5274 0.330DLLA

TIAACRF EnhcLgCpVlInd Inst O 5275 0.330DLMA

TIAACRF Gr Inc Inst O 5276 0.410DLNA

TIAACRF Hi Yld Inst O 5753 0.360EGXA

TIAACRF Intl Eq Indx Inst O 5754 0.060EGYA

TIAACRF LfCycInd 2010 Inst O 5297 0.260DMOA

TIAACRF LfCycInd 2015 Inst O 5298 0.240DMPA

TIAACRF LfCycInd 2020 Inst O 5299 0.220DMQA

TIAACRF LfCycInd 2025 Inst O 5300 0.220DMUA

TIAACRF LfCycInd 2030 Inst O 5301 0.210DMWA

TIAACRF LfCycInd 2035 Inst O 5302 0.210DMXA

TIAACRF LfCycInd 2040 Inst O 5303 0.20DMYA

TIAACRF LfCycInd 2045 Inst O 5304 0.210DMZA

TIAACRF LfCycInd 2050 Inst O 5305 0.220DNBA

TIAACRF LfCycInd 2055 Inst O 5306 0.310DNCA

TIAACRF LfCycInd 2060 Inst O 5307 10DNDA

TIAACRF LfCycIndRtInc Inst O 5308 0.370DNEA

TIAACRF LgCap Gr Indx Inst O 5231 0.060DJNA

TIAACRF LgCap Gr Inst O 5649 0.430ECOA

TIAACRF LgCap ValIndx Inst O 5232 0.060DJOA

TIAACRF MdCap Val Inst O 5278 0.410DLPA

TIAACRF Mgd Alloc Inst O 5277 0.430DLOA

TIAACRF RealEst Sec Inst O 5279 0.510DLQA

TIAACRF SocChoice Bd Inst O 5280 0.390DLRA

TIAACRF SocChoice Bd Rtrmt P 5281 0.640.25DLSA

TIAACRF SocChoice Eq Inst O 5282 0.180DLUA

TIAACRF SocChoice Eq Rtrmt P 5283 0.430.25DLVA

TmthyPln Intl I O 6034 1.450.1ESZA

TmthyPln LgMdCap Val I O 6035 1.240.1ETAA

TmthyPln SmCap Val I O 6036 1.220.1ETBA

Trowe MultSctr Bd I O 5905 0.650ENNA

TRowePr Bal O 2639 0.640.15RPBA

TRowePr Blue Chip Gr O 4147 0.70.15BMSA

TRowePr Cap Oppr O 3898 0.710.15BBBA

TRowePr Comm Tech O 3901 0.780.15BBEA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 32 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

TRowePr Divd Gr O 4418 0.640.15BYRA

TRowePr Divd Gr I O 5830 0.510EKDA

TRowePr Emrg Mkt Bd O 4148 0.920.15BMTA

TRowePr Eq Inc O 3899 0.650.15BBCA

TRowePr Euro Stk O 4149 0.960.15BMWA

TRowePr Fin Svc O 4227 0.850.15BQEA

TRowePr Gr Inc O 4228 0.660.15BQFA

TRowePr Gr Stk O 1439 0.670.15TPRA

TRowePr Intl Stk Fd O 2312 0.820.15TPTA

TRowePr Intl Val Eq O 3900 0.830.15BBDA

TRowePr Jpn O 4151 0.980.15BMZA

TRowePr Ltn Am O 4152 1.310.15BNAA

TRowePr New Am Gr Fd O 3902 0.790.15BBFA

TRowePr New Asia O 3903 0.930.15BBGA

TRowePr New Era O 4230 0.690.15BQHA

TRowePr New Inc O 3904 0.550.15BBHA

TRowePr Ovrseas Stk O 6082 0.830.15EVHA

TRowePr Prsnl Strat Gr O 4921 0.880.15CUNA

TRowePr Prsnl Strat Inc O 2641 0.780.15PSRA

TRowePr PrsnlStratBal O 4920 0.860.15CUMA

TRowePr QM US SmCap Eq I O 5633 0.660EBXA

TRowePr Real Asst O 5444 0.820.15DUAA

TRowePr RealEst O 4231 0.730.15BQIA

TRowePr Rtrmt 2005 O 4153 0.540.15BNCA

TRowePr Rtrmt 2010 O 3905 0.540.15BBIA

TRowePr Rtrmt 2015 O 3906 0.570.15BBJA

TRowePr Rtrmt 2020 O 3907 0.610.15BBKA

TRowePr Rtrmt 2025 O 3908 0.670.15BBOA

TRowePr Rtrmt 2030 O 4154 0.670.15BNDA

TRowePr Rtrmt 2035 O 3909 0.720.15BBQA

TRowePr Rtrmt 2040 O 3910 0.720.15BBRA

TRowePr Rtrmt 2045 O 4155 0.720.15BNEA

TRowePr Rtrmt 2050 O 3911 0.740.15BBSA

TRowePr Rtrmt 2055 O 3912 0.740.15BBTA

TRowePr Rtrmt 2060 O 4922 0.740.15CUOA

TRowePr Rtrmt Bal O 4156 0.560.15BNFA

TRowePr Scnc Tech O 4232 0.80.15BQJA

TRowePr SmCap Val O 2642 0.910.15TPSA

TRowePr SmCap Val Instl O 5894 0.780ENCA

TRowePr Spctrm Gr O 4233 0.780.15BQKA

TRowePr Spctrm Inc O 1441 0.650.15TRPA

TRowePr ST Bd O 5271 0.460.15DLHA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 33 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

TRowePr Val O 4745 0.810.15CNHA

UBS Dynmc Alpha P P 4177 1.30.2BOBA

UBS US Allocation P P 3921 0.740.2BCFA

UBS US SmCap Gr P P 3922 1.230.2BCGA

USAA Cap Gr Inst O 5651 1.470.1ECQA

USAA Emrg Mkt Inst O 5652 1.290.1ECRA

USAA Govt Sec Inst O 5653 0.40.1ECSA

USAA Gr Inst O 5654 0.910.1ECTA

USAA Hi Inc Inst O 5655 0.770.1ECUA

USAA Inc Inst O 5656 0.430.1ECVA

USAA Inc Stk R6 O 5657 1.240ECWA

USAA Intl Inst O 5659 10.1ECYA

USAA IntmdTrm Bd R6 O 5658 1.070ECXA

USAA Nasdaq 100 Indx R6 O 5660 1.010ECZA

USAA SmCap Stk Inst O 5662 0.970.1EDCA

USAA ST Bd R6 O 5661 0.980EDAA

USAA Ultra ST Bd R6 O 5663 1.050EDDA

USAA Val Inst O 5664 0.880.1EDEA

VanEck CM Comdty Indx I O 4158 0.920.1BNHA

VanEck Emrg Mkt Inst O 3923 1.150.1BCHA

VanEck Glbl Hrd Asst Inst O 3924 1.060.1BCIA

VanEck Intl Inv Gold Inst O 3925 1.040.1BCJA

Vic Divrs Stk I O 4160 0.80.1BNJA

Vic Glbl Natrl Vic Rsrc Y O 4136 1.190.1BLYA

Vic Incore Fd For Inc I O 3927 0.610.1BCLA

Vic INCORE Low Dur Bd Y O 4737 0.650.1CMZA

Vic INCORE Qulty Bd Y O 4739 0.980.1CNBA

Vic Incore Ttl Rtn Bd Y O 2603 0.620.25MUCA

Vic Integrity SmCap Val Y P 4410 1.150.25BYJA

Vic Mndr MdCap Cor Gr Y P 4111 1.040.25BKTA

Vic RS Gr Y O 4733 0.970.1CMVA

Vic RS Inv Y O 4735 1.250.1CMXA

Vic RS LgCap Alpha Y O 4661 0.720.1CJJA

Vic RS MdCap Gr Y O 4137 1.060.1BLZA

Vic RS Ptnrs Y O 4138 1.210.1BMBA

Vic RS ScncTech Y O 4140 1.260.1BMJA

Vic RS Sel Gr Y O 4504 1.20.1CCMA

Vic RS SmCap Gr Y O 4139 1.180.1BMFA

Vic RS Val Y O 4141 1.060.1BMKA

Vic Sophs Emrg Mkt Y O 5897 1.330.1ENFA

Vic Strat Alloc I O 4159 1.450.1BNIA

Vic Triv Emrg Mkt SmCap Y P 5916 3.490.25ENZA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 34 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Vic Triv Intl Cor Eq Y P 5917 1.60.25EOBA

Vic Triv Intl SmCap Y P 5918 1.330.25EOCA

Villere Bal Inv P 5044 0.940.25CZOA

Virtus Crdex LgCpValEq R6 O 5034 0.830CZEA

Virtus Crdex MdCpValEq R6 O 5035 0.870CZFA

Virtus D&PGlbRealEst Sec I P 5850 1.240.4ELDA

Virtus KAR Intl SmCap I P 5851 1.440.4ELEA

Virtus KAR MdCap Cor I P 5852 1.230.4ELFA

Virtus KAR MdCap Gr I P 5853 1.240.4ELGA

Virtus KAR SmCap Gr I P 5855 1.210.4ELIA

Virtus KAR SmCap Val I P 5856 1.050.4ELJA

Virtus NF MultSctr ST Bd I P 4425 0.750.3BYYA

Virtus Rmprt Eq Trnd I P 4793 1.310.2CPFA

Virtus RmprtMultAsstTrnd I O 4540 1.590.2CDYA

Virtus Seix Cor Bd I O 3888 0.620.2BAPA

Virtus Seix Corp Bd I S 1108 1.250.2STXA

Virtus Seix Hi Inc I O 3887 0.910.2BAOA

Virtus Seix Hi Yld I O 2306 0.770.2SAMA

Virtus Seix ST Bd I O 2634 1.350.2SSTA

Virtus Seix Ttl Rtn Bd I O 2307 0.570.2SAFA

Virtus SlvntLgCpGr Stk R6 O 5230 0.950DJMA

Virtus Ultra Shrt Bd I O 4653 0.620.2CJBA

Virtus Vntbl Forgn Oppr I P 5858 1.170.4ELLA

Virtus Vntbl Glbl Oppr I P 5859 1.190.4ELMA

Virtus Von EmrgMkt Oppr I P 4276 1.290.4BSQA

Virtus Von EmrgMkt Oppr R6 O 5450 1.210DUGA

VirtusSeixFlotRTHiInc I O 4135 0.740.3BLXA

VirtusSeixUSGvScUltShBd I O 4885 0.50.2CTDA

Vngrd 500 Index Fd AS O 4869 0.040CSLA

Vngrd Bal Indx Adml O 4870 0.070CSNA

Vngrd Cnsmr Stpls Adml O 5284 0.10DLWA

Vngrd Devl Mkt Indx Adml O 4956 0.070CWCA

Vngrd Divd App Indx Adml O 4957 0.080CWDA

Vngrd Divrs Eq Inv O 2316 0.360VDEA

Vngrd Emrg Mkt StkIndxAdml O 4871 0.140CSOA

Vngrd Enrgy Adml O 4958 0.30CWEA

Vngrd Enrgy Indx Adml O 6037 0.10ETCA

Vngrd Eq Inc Adml O 4959 0.170CWFA

Vngrd Euro Stk Indx Adml O 4872 0.10CSPA

Vngrd Explr Adml O 4960 0.320CWGA

Vngrd Extnd Mkt Indx Adml O 4873 0.080CSQA

Vngrd Fin Indx Adml O 6038 0.10ETDA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 35 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Vngrd FTSE Soc Indx Inv O 1986 0.20VFXA

Vngrd Glbl Cap Cyc Inv O 2532 0.370VGPA

Vngrd Glbl Eq Inv O 2420 0.480VHGA

Vngrd Glbl Min Vol Adml O 5233 0.170DJPA

Vngrd GNMA Adml O 4961 0.110CWHA

Vngrd Gr Inc Adml O 4962 0.230CWIA

Vngrd Gr Indx Adml O 4874 0.050CSRA

Vngrd Hi Yld Corp Adml O 2850 0.130VEWA

Vngrd Hlth Care Adml O 4963 0.330CWJA

Vngrd Infl Prtct Sec Adml O 4964 0.10CWKA

Vngrd Info Tech Indx Adml O 6039 0.10ETFA

Vngrd IntdTrmTrsInd Adml O 5039 0.070CZJA

Vngrd Intl Explr Inv O 2874 0.380VNXA

Vngrd Intl Gr Adml O 4967 0.320CWNA

Vngrd Intl Val Inv O 2319 0.40VRTA

Vngrd Intmd Trm Trsry Adml O 4966 0.10CWMA

Vngrd IntmdTrm Bd IndxAdml O 5285 0.070DLXA

Vngrd IntmdTrmInvtGrd Adml O 4965 0.10CWLA

Vngrd LgCap Indx Adml O 5665 0.050EDFA

Vngrd LT Invmt Grd Adml O 4968 0.120CWOA

Vngrd LT Trsry Adml O 4969 0.10CWPA

Vngrd LT Trsry Indx Adml O 6040 0.070ETGA

Vngrd MdCap Gr Indx Adml O 4970 0.070CWQA

Vngrd MdCap Gr Inv O 2320 0.360VGIA

Vngrd MdCap Val Indx Adml O 4971 0.070CWRA

Vngrd Mid-Cap Idx Fd AS O 4875 0.050CSSA

Vngrd Mkt Nutrl Inv O 5040 1.540CZKA

Vngrd Mrgn Gr Adml O 4972 0.280CWSA

Vngrd Mtrls Indx Adml O 5666 0.10EDGA

Vngrd Pacfc Stk Indx Adml O 4876 0.10CSTA

Vngrd RealEst Indx Adml O 4877 0.120CSUA

Vngrd Sel Val Inv O 1988 0.390VSXA

Vngrd Sm Cap Indx Fd AS O 4879 0.050CSXA

Vngrd SmCap Gr Indx Adml O 4977 0.070CWYA

Vngrd SmCap Val Indx Adml O 4976 0.070CWXA

Vngrd ST Bd Indx Adml O 4878 0.070CSWA

Vngrd ST Corp Bd Indx Adml O 5041 0.070CZLA

Vngrd ST Fed Adml O 4973 0.10CWTA

Vngrd ST Invmt Grd Adml O 4974 0.10CWUA

Vngrd ST Trsry Adml O 4975 0.10CWWA

Vngrd STAR Inv O 2324 0.320VGTA

Vngrd STInflPrtSecInd Adml O 5763 0.060EHIA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 36 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

Vngrd Strat Eq Inv O 1512 0.180VSQA

Vngrd Strat SmCap Eq Inv O 2325 0.290VTCA

Vngrd TaxMgd SmCap Adml O 6083 0.090EVJA

Vngrd Trgt Rtrmt 2015 Inv O 2328 0.130VTXA

Vngrd Trgt Rtrmt 2020 Inv O 2329 0.130VTWA

Vngrd Trgt Rtrmt 2025 Inv O 2330 0.140VTTA

Vngrd Trgt Rtrmt 2030 Inv O 2331 0.140VTHA

Vngrd Trgt Rtrmt 2035 Inv O 2332 0.140VHTA

Vngrd Trgt Rtrmt 2040 Inv O 2333 0.150VFOA

Vngrd Trgt Rtrmt 2045 Inv O 2334 0.150VTIA

Vngrd Trgt Rtrmt 2050 Inv O 2335 0.150VFFA

Vngrd Trgt Rtrmt 2055 Inv O 2830 0.150VVXA

Vngrd Trgt Rtrmt 2060 Inv O 4357 0.150BWGA

Vngrd Trgt Rtrmt 2065 Inv O 5764 0.150EHJA

Vngrd Trgt Rtrmt Inc O 2336 0.130VTNA

Vngrd Ttl Bnd Mkt ldx Adm O 4880 0.050CSYA

Vngrd Ttl Intl Bd Idx Adml O 5042 0.110CZMA

Vngrd Ttl IntlStkIndx Adml O 4881 0.110CSZA

Vngrd Ttl StMkt Indx Fd AS O 4924 0.040CUQA

Vngrd Ttl Wld Stk Indx Inv O 5765 0.190EHKA

Vngrd US Gr Adml O 4978 0.30CWZA

Vngrd US Val Inv O 1513 0.230VUVA

Vngrd Val Indx Adml O 4882 0.050CTAA

Vngrd Wlsly Inc Adml O 4979 0.150CXAA

Vngrd Wndsr Adml O 4980 0.210CXBA

Vngrd Wndsr II Adml O 5043 0.260CZNA

WasatchFrntrEmgSmCntry Inv O 5286 2.360.15DLYA

WCM Focs Intl Gr Inst O 5926 1.060.15EOLA

Weitz Shrt Intmd Inc Inst P 5175 0.620.1DGRA

WF AbsRtn Inst O 5045 1.150.15CZPA

WF Adj Rt Govt Inst O 3928 0.470.1BCNA

WF Cap Gr Inst O 3931 0.910.1BCQA

WF CB LgCap Val Inst O 3929 0.910.1BCOA

WF CB MdCap Val Inst O 3930 0.980.1BCPA

WF Cmn Stk Inst O 3933 0.930.15BCTA

WF Cor Bd Inst O 3962 0.50.1BDZA

WF Disc Inst O 3937 0.880.15BCXA

WF Divrs Cap Bldr Inst O 3938 0.790.15BCYA

WF Divrs Intl Inst O 3939 1.460.15BCZA

WF Dscpld US Cor Inst O 3935 0.520.15BCVA

WF Emrg Gr Inst O 3940 1.030.15BDAA

WF Endvr Sel Inst O 3942 0.890.15BDCA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 37 of 38Investment Options - Flexible Advantage

FUND NAME Fund Tier* VRU Code

Total Fund

Prospectus

Gross Expense

Ratio

Fund

Payments to

Nationwide

Fund Code

WF Entrp Inst O 3943 0.930.15BDDA

WF Glbl SmCap Inst O 3945 1.220.15BDGA

WF Govt Sec Inst O 3946 0.540.1BDHA

WF Gr Inst O 3947 0.840.15BDIA

WF Hi Yld Bd Inst O 5290 0.690.1DMEA

WF Intl Bd Inst O 2702 0.70.1EICA

WF Intl Eq Inst O 2794 1.130.15WENA

WF Intrinsic Wld Eq Inst O 3949 1.140.15BDKA

WF Lg Co Gr Inst O 3950 0.830.1BDLA

WF Lg Co Val Inst O 4277 0.610.15BSTA

WF Oppr Inst O 3952 0.880.15BDOA

WF Prec Mtls Inst O 3953 0.880.15BDPA

WF Prmr Lg Co Gr Inst O 3954 0.810.1BDQA

WF Shrt Dur Govt Bd Inst O 3955 0.460.1BDRA

WF SmCap Val Inst O 3956 1.010.15BDSA

WF SmCo Val Inst O 3958 1.140.15BDUA

WF Spec MdCap Val Inst O 3960 0.850.15BDXA

WF Spec SmCap Val Inst O 4358 0.980.15BWHA

WF Trdtnal SmCap Gr Inst O 3963 1.210.15BEBA

WF Ultra ST Inc Inst O 2531 0.470.1SDXA

WF Util Telcom Inst O 3964 0.840.15BECA

WlmBlr Glbl Gr I O 4168 1.130.15BNRA

WlmBlr Gr I O 4169 0.920.15BNSA

WlmBlr Intl Gr I O 4170 1.140.15BNTA

WlmBlr Macro Alloc I O 5046 1.180.15CZQA

WlmBlr MdCap Gr I O 4171 1.230.15BNUA

WlmBlr Sm Md Gr I O 4174 1.160.15BNXA

WlmBlr SmCap Gr I O 4172 1.250.15BNVA

WlmBlr SmCap Val I O 4173 1.290.15BNWA

Wstwd Inc Oppr Inst O 4543 0.860CEBA

PNN-1109.140(11/2018)

*Fund Tier: V=Primary Value, S=Primary Plus, P=Primary, O=Optional

Page 38 of 38Investment Options - Flexible Advantage