Investment and Finance 12 (IAF12)Investment and Finance 12 (IAF12)Auburn Drive High SchoolAuburn Drive High School

Ms. Stewart Room 109

Contact Info: Email lstewart3@staff.ednet.ns.ca Phone # 462-6900 Ext 750-1109 Website: http://hrsbstaff.ednet.ns.ca/lstewart3/

Overview of Course:

Investment and Finance 12 will give you the opportunity to become a financially literate citizen who will learn to understand and deal with money as a life skill. You will learn to set financial goals, to understand how to make wise decisions when investing, and to know that you can influence your own financial future. You will accomplish the above understanding through independent research, group projects and individual assignments. Upon completion of this course, you will be able to comprehend a very broad range of investment options which are available in the market place. In addition, you will be able to apply the knowledge you receive from this course in making sound financial decisions and develop and apply lifetime financial skills which you can use repeatedly.

Investment and Finance 12 consists of five units of study:

Unit 1: Investing Basics and Types of Investments Demonstrate an understanding of investment math and banking required to make sounds

financial decisions. Understand and apply financial planning principles to intelligently manage and invest

money. Demonstrate a clear understanding of why bonds are a popular investment.

Unit 2: Financial Markets Demonstrate a clear understanding of the capital market and recognize how financial

products are bought and sold. Demonstrate a clear understanding of the need for and operation of the stock market. Demonstrate a clear understanding of why mutual funds are a popular and easy way to

invest in a portfolio of stocks, bonds, and other securities. Demonstrate an understanding of possible investment fraud and prevention strategies Work independently and/or with others to investigate investment strategies; develop a

portfolio of business investments; and develop a personal financial portfolio. Unit 3: Budgeting and Credit

Understand and demonstrate the need for personal budget for financial decision-making. Create and apply budgeting strategies to real world scenarios. Demonstrate how credit and debt can impact financial security. Understand the importance of building and maintaining a positive credit rating.

Unit 4: Real World Financial Planning Demonstrate a clear understanding of personal income tax including tax rates, different

types of tax and tax audits Investigate retirement financial options including RRSP’s and RRIF’s Investigate options for financing post-secondary education (RESP’s, Student Loans) Demonstrate a clear understanding of mortgage basics and finance options for purchasing

a home Investigate the options for financing a vehicle (loan vs lease) Demonstrate an understanding of insurance options (car, life and home)

Unit 5: Investment Research Scrapbook Demonstrate a clear understanding of the importance of researching strategies for

investing and financial management throughout one’s life.

Course Evaluation:

Unit 1: Investment Basics and Types of Investments

20%

Unit 2: Financial Markets 25%Unit 3: Budgeting and Credit 25%Unit 4: Real World Financial Planning 20%Unit 5: Investment Research Scrapbook 10%

Course evaluation will be based on an outcomes based approach of assessing student progress in terms of the units covered throughout the course. Evaluation for each unit will include assignments, quizzes, tests and projects. The Investment Research Scrapbook is an individual project which will be completed throughout the semester. Finally, a final exam at the end of the semester worth 30% will complete the final course mark.

Required Materials:Binder/ Loose-leafPens/Pencils

Student Expectations/Responsibilities:

Missed class time/evaluations: If a student misses a quiz, presentation or other in-class work, he/she will be expected to complete the missed component on the first day he/she returns to class. Students are responsible for getting the work they missed when they return (all class notes, assignments, homework). Please see my website as I will be updating daily and you can obtain any missing notes, assignments etc. from home.

Late assignments: Please see me ASAP if you feel you will be unable to meet an assignment due date so that we can make arrangements for an extension. Extensions will not be given to students who arrive the day an assignment is due and ask for further time, arrangements need to be made prior to the due date (with the exception of your one Life Happens! Coupon). Please note that assignments may not be accepted after they have been returned to the class marked. Late assignments will only be accepted if an extension form has been completed.

Plagiarism: Plagiarism constitutes a serious academic offence. Taking someone else’s work or quoting another person’s research/ writing without reference; copying and pasting from the Internet and cheating are all examples of academic dishonesty and will not be looked upon lightly. There are a number of consequences associated with this depending on the degree of offence, including receiving a zero for copied or plagiarised materials, admin referral and/or call home.

Disruptions:Students are expected to follow the discipline policy as outlined in the student agenda. Inappropriate behaviour could include arriving late for class, disrupting the class or activity, disrespectful behaviour, uncooperative attitude/defiance, being repeatedly unprepared for class, leaving class without permission, and inappropriate language. If a student chooses to disrupt the class, a phone call home or admin referral may be the consequence.

Cell Phones:Students are permitted to use their cell phones before morning classes, during 10 minute breaks in between classes, during lunch and after classes at the end of the day. Students are not permitted to use their cell phones in any capacity (checking the time, calculator, texting, etc) during classroom instructional time. If a student is using their cell phone during class, it will be taken and sent to the office for the remainder of the school day and will be logged as a minor referral. Students can obtain their phone from the office at days end. If the student continues to have their cell phone out in class, the above action will be taken, however it will then be logged as a major referral with contact being made to home and administration and consequences determined.

Students are expected to uphold the responsibilities that are discussed at the beginning of the semester. These responsibilities will ensure we have a safe and positive

environment to learn in andhave some fun throughout the semester!

Life Happens Coupon

ENT 12 IAF 12BUSM 12 June 14, 2012