Investing with Your Principles In Mind

Investing with

Your Principles In Mind

p r e s e n t e d b y :

Financial Professional’s NameFinancial Professional’s Title

Investing with Your Principles In Mind

Money Concepts Is A Worldwide Network Of Financial Planning Centres Keyed To Individual, Family And Business Financial Planning

Formed In 1979 With The Corporate Mission Of Providing Professional Financial Planning To Everyone

Money Concepts Is Associated With Money Concepts Capital Corp., A Broker Dealer And Member Of FINRA And SIPC

Money Concepts Is Associated With Money Concepts Capital Corp., A Broker Dealer And Member Of FINRA And SIPC

Who is Money Concepts?

Who is Lighthouse Investments?They Are Concerned Financial Advisors

Lighthouse Investments Was Founded

By Concerned Investors And Financial

Advisors. Its Objective Was To Do What

No Other Company Does . . .


Create Investment Tools That Invest

According To Family Values And

Socially Responsible Principles

Who is Lighthouse Investments?They Are Concerned Financial Advisors


A Warning To Those

Nearing The Shore

A Beacon Of Hope For

Those Lost At Sea

Why Lighthouse Investments?

A Lighthouse Symbolizes Two Things:



Lighthouse Investments Uses

The Lighthouse To Symbolize

Its Desire To Protect Its

Clients And Investors From

Investments Not Matching

Their Standards



They Want To Give

Hope To Those That Are

Looking To Invest In

Companies They Can

Have Confidence In



Evaluate Prospectuses

Screen Each Investment For

Model Violations

Evaluate Performance And

Risk Measures

Screen Investments Using Morningstar

Weighted Economic And Market Indicators

Target Allocation

There Are Five Important Factors That Make Up The Quarterly Allocations

The Factors

Weighted Market and Economic Indicators

• Institute for Supply Management monthly report

• Goldman Sachs Commodity Index (GSCI)

• 2 to 10 Year Treasury Note Spread

• Gold

• University of Michigan Consumer Sentiment

• Long Term Interest Rates

• Dollar Exchange Rate

• Federal Funds Rate

• Copper

Investing with Your Goals In Mind

A New Standard Of Screening

Using the market and Economic indicators four Portfolios are determined:



• Aggressive Growth

• Moderate Growth

• Conservative Growth

• Balanced

Weighted Market and Economic Indicators

Screen Investments Using MORNINGSTAR

“Morningstar is a trusted source for insightful information on investments. With operations in 19 countries, we currently provide data on more than 300,000 investment offerings worldwide.”


http://corporate.morningstar.com/US/asp/subject.aspx?xmlfile=177.xml, Accessed 5-15-09


Potential program investments are further evaluated to ensure risk and returns are suitable for inclusion. In addition, various internal features are judged for adherence to criteria determined by the current market and economic conditions.

A New Standard Of Screening Evaluate Performance and Risk Measures


Screen Each Investment For Model Violations

Investments are screened to match one of three models:



• Fundamental

• Socially Responsible (Green)

• Values

Fundamental Target AllocationHow it works


All The Screening Principles Talked About Earlier Are Utilized With One Exception



Model Violations


Risk Measures



Socially Responsible Target AllocationWhat is it?

A Model based on Socially Responsible principles also commonly referred to as “Green”


Socially Responsible Target AllocationScreening Criteria




Green Violations


Risk Measures




Values Target AllocationWhat Is It?

A Model Based On Common Family Values And Principles

Investing with Your Values In Mind

Screening Criteria





Values Violations


Risk Measures



Values Target Allocation

Screening Criteria• Abortion• Pornography• Anti-family Entertainment• Non-marriage Lifestyles• Alcohol• Tobacco• Gambling


Values Target Allocation


Each investment used is evaluated using the prospectuses from the investment and companies that make up that investment to ensure it matches the performance and values screening desired.




This Allows Them To Make An Investment Tool That Can Help Produce The Results You Are Looking For.



Target Allocation

The Same Process Used Initially to Screen Your Investments, Is Repeated Each Quarter

More

Quarterly Re-Allocation


Screen Each Investment for

Model Violations

Evaluate Performance and

Risk Measures


Weighted Economic and Market Indicators

Lighthouse Investments Is Steadfastly Committed To Invest Your Hard Earned Money Into Investments That Are Actively Pursuing The Investment Goals and Principles You Have Set

Their Commitment to You


• To Conduct Every Phase Of Their Business In An Honorable And Ethical Manner

• To Provide Their Investors With Quality Service

• To Retain The Confidence And Trust Of Their Investors Through Their Total Commitment To Honesty And Integrity In Managing Every Aspect Of Their Investments

Corporate Philosophy


• To Consistently Demonstrate Their Dedication To Professionalism And Excellence In Everything They Do

• To Communicate A Sincere, Caring Attitude Toward Every Investor Or Prospective Investor

• To Always Place Investors’ Financial Well-being Above Their Own.

Corporate Philosophy


Individuals Should Require Of Themselves The Accountability To Their Investments

And . . .Accountability To Their Financial Advisors To Heed Their Investment

Concerns

Are you ready?


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Will you decide it is time to invest your hard earned money in an investment tool that can produce the results you are looking for?

Will you continue living and investing the way you have for years? Or…

Are You Ready?


Questions?

Money Concepts International, Inc.11440 N. Jog Road

Palm Beach Gardens, FL 33418

Tel: 561.472.2000

www.moneyconcepts.com

All Securities through Money Concepts Capital Corp. Member FINRA/SIPCMoney Concepts Advisory Service is a Registered Investment Advisor with the SEC

All Non Securities and Non Advisory Products through Money Concepts International, Inc.

Providers of Financial Services Since 1979


Investing with Your Principles In Mind

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