INVESTING WITH THE CYCLE www.calnanflack.com

IMAGINE THE ECONOMIC

POSSIBILITIES

Imagine the economic possibilities if you could be forewarned of future economic movements.

But can anyone really foretell the economic future? Does the economy adhere to a definable and repeatable process?

The answers will surprise you and challenge your current thinking on how investment markets work.

Based on over 200 years of history, Calnan Flack can prove that there is a definable and repeatable economic process, underpinned by the economic drivers that the economy has followed in each and every cycle.

Combining the economic research of such greats as Ricardo, Hoyt, Wenzlick, Anderson and Vagg, Calnan Flack has revolutionised investing; turning economic theory into practical investment application.

The Calnan Flack Economic Cycle Action Plan provides the framework for a new generation of investors.

www.calnanflack.com

WHY INVEST WITH

THE CYCLE?

Investing with the cycle allows you to achieve your financial goals more efficiently.

It provides a roadmap for your investment approach allowing you to:

• Increase your opportunity to maximise returns

• Know WHEN you should be invested in Shares, Property or Cash

• Manage your debt levels as the cycle progresses

• Invest with increased safety and confidence

This philosophy was best explained by cycle investing great Roy Wenzlick in his 1936 book "The Coming Boom In Real-estate."

“There are NO safe permanent investments. The wise investor shifts his funds from one investment to another, striving each time to buy those things which, because of basic trends or local conditions, are probably undervalued. In certain periods this policy might indicate the purchase of certain types of bonds. In others shares. At present Real-estate.”

THE ADVANTAGES Typically, the emotions of Fear and Greed rule investors thinking. This leads to poor investment decisions buying assets at the peaks and selling at the lows.

Too often volatility and market declines fill investors with fear paralysing their ability to make rational and profitable investment decisions. The greed spawned by large asset price increases distorts investor’s decision making at the peak of any speculative boom leading to a rush of buying at over inflated prices near the top.

The Calnan Flack Economic Cycle Action Plan provides you with a precise roadmap of thinking enabling sound non-emotional investment decisions. Being Forewarned is being Forearmed.

You have the unique opportunity to utilise your understanding of the cyclical movement of investment markets.

This will enable you to invest with the long-term Economic and Credit Cycles; enhancing your superannuation and investment returns while reducing your investment risk.

Calnan Flack offer Share, Property and Lending solutions tailored to individuals to maximise the opportunity of investing with the cycle.

Whilst the underlying drivers remain in place, the Boom Bust cycle must continue.

Regardless of your actions, the cycle will continue.

Your choice is to use the cycle to improve your financial outcomes or be used by the cycle as the Boom Bust Pattern continues.

Your choice! Take advantage of the cycle Or let the cycle take advantage of you!

THE OPPORTUNITY

Disclaimer: Any opinions or recommendations expressed here do not purport to Financial Advice but rather should be considered General Advice and does not take into account your personal needs and objectives or your financial circumstances. You should therefore consider these matters yourself before deciding whether the advice is appropriate to you and whether you should act upon it. Should Financial Advice be sought, we suggest you seek such advice from an appropriately qualified advisor. While useful for identifying patterns, history and past performance are no guarantee for future performance and should not be relied upon for this purpose. Calnan Flack Pty Ltd is an Authorised Representative of PGW Financial Services Pty Ltd – AFSL 384713; Calnan Flack Finance Pty Ltd is an Authorised Representative of BLSSA Pty Ltd AFSL 391237.

For more information visit

www.calnanflack.com