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Invest Platform Social trustless copy-trading through API services, designed for beginning and experienced cryptocurrency traders.

Whitepaper

Version 2.0 February 2018

Author

Mateusz Fraczek CEO & Founder

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Legal disclaimer

Disclaimer: The information in this document is subject to change or

update without notice and should not be construed as a commitment by

Invest in Brokers. This document is for informational purposes only and

does not constitute an offer or solicitation to sell shares or securities in

investinbrokers.com or any related or associated company. Any such

offer or solicitation will be made only by means of a confidential offering

memorandum and in accordance with the terms of all applicable

securities and other laws.

Scope

This document provides a general and technical overview of Invest

Platform. It describes core elements of the service and provides readers

with an overview of the architectural design- and critical components of

the platform.

This document is for informational purposes only. The Invest Platform

may make improvements or changes to the products, architectural

design, or programs described in this document at any time without

notice.

Invest Platform Official Website: https://investinbrokers.com

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Table of contents

LEGAL DISCLAIMER 2

Executive summary 5

Market Analysis 7

Market Segment - Retail investors 7

Identifying the needs and wants of retail investors 8

Why do beginning traders lose money? 10

What do experienced investors lack? 11

Invest Platform 12

What is invest platform? 12

What sets Invest platform apart from the competition? 13

A first look at invest platform’s interface and functionality 15

Demo application 15

Cryptocurrency exchanges with which we cooperate 21

Developed technology 21

Invest (INV) Token 22

Value and utility 23

Rewarding contributions to Invest platform 24

Invest platform Architecture 25

Team 26

Our Advisors 28

Token sale 30

Token sale structure 30

Fund allocation 31

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Bounties 33

Cryptocurrency exchange listing 33

Roadmap 34

Contact 36

Token Sale - Contact Information 36

General Business Contact Information 36

Company details 36

Legal Disclaimer 37

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Executive summary

Ever since its conception; blockchain has presented itself as a revolutionary technological force

set out to disrupt and offer an improvement over the old paradigms which govern a vast array

of industries. In doing so, cryptocurrency; the lifeblood of blockchain technology, has quickly

established itself as one of the fastest growing asset classes in our recent history.

The opportunities blockchain technology has to offer have not gone unnoticed. This is

exemplified by the ever increasing number of established- and emerging companies employing

blockchain technology, as well as government bodies that are exploring its implementation on a

global scale.

While the tech savvy and attentive venture capitalists have long since discovered the

cryptocurrency market, there still are a lot of institutional and retail investors that have yet to

enter the market. Especially to note are the latter.

Presented with the prospects of making incredible returns on investments, fueled by popular

media and a relatively low barrier of entry, people from all over the world- and walks of life are

now taking their first steps into speculative investing through cryptocurrencies. Retail investors

are entering the market at such a staggering pace that many of the popular exchanges are

having troubles keeping up with demand. As a result of this influx many of these exchanges

have been forced to periodically halt new registrations, some even had to halt trading

altogether just to cope with the stress put on their servers. In light of this, one could say; the

future of cryptocurrency and blockchain technology does look very bright indeed.

The market segment Invest Platform is targeting with its services is that of beginning- and

experienced retail investors. From our preliminary market analysis we have identified several

pains present in this segment that we are resolved to tackle. It has come to our attention that

on the one hand, successful and experienced crypto-traders often lack the means or reach to

attract additional investment funds by offering their services. On the other hand, we have

inexperienced investors that are in desperate want for such services due to a lack of time, or

necessary technical- and psychological skills.

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To address this need Invest Platform offers its users a feeless platform

enabling trustless API-based copy-trading for experienced and beginner

cryptocurrency traders. Through an easy to use platform interface, users

will be able to copy experienced traders directly and without effort on the

exchange(s) of their preference, all the while keeping full control over

their funds and private keys.

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Market Analysis

Our market analysis serves to provide a very basic and general impression of the scope and

growth rate of the market segment that Invest platform will be targeting. Next we identify and

discuss the pains and challenges retail investors currently face, which Invest Platform is

resolved to tackle.

Market Segment - Retail investors

According to a news article published on November 2, 2017 by Bloomberg, the popular

exchange Coinbase Inc. added over 100,000 users in just 24 hours time. Instead of being an

exceptional occurrence we’ve since seen several such reports appearing on news websites.

Most notable were Binance’s record setting registration of 240,000 new users in the span of

one hour; And the most recent press release of Robinhood, boasting a 1,000,000 applicant

waiting list since they announced to be adding cryptocurrencies to their exchange.

These staggering numbers are reflected in the wallet statistics of the two

biggest cryptocurrencies (by market cap):

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The above is just a very small selection of news articles and possible data points intended to

illustrate the general point we want to make: the number of retail investors are increasing at an

unprecedented rate. As such we believe that this gives us an optimal opportunity to capitalize

on the needs and wants of this growing segment in the market.

Identifying the needs and wants of retail investors

Cryptocurrency, thanks to its open and decentralised nature, offers a relatively low barrier of

entry for anyone interested. Theoretically, anyone, regardless of socio-economical or

geological/ethnic background, who has access to the internet ,has the means to set up a

cryptocurrency wallet and begin trading.

And in 2014 we at Invest Platform did just that. We opened a wallet and began investing in

cryptocurrencies.

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However, as we all soon learned, trading isn’t as easy or straightforward as one would hope. As

we were taking our first steps it became apparent that it was nearly impossible for us to keep

track of all the information floating around about all the cryptocurrencies we were invested in.

Even today there still aren’t any services that aggregate this information into an ‘easy to digest’

format. Information is still spread all over social media, from the depths of reddit to some

comment on telegram. Even more difficult than browsing the social media we knew of was

finding information about cryptocurrencies who’s main targeted audience was China. As much

as we wanted to stay up to date, learning Chinese just wasn’t a realistic prospect.

Besides the issues we’ve experienced with simply finding and reading all the information out

there; we were still confronted with perhaps our biggest limitation: Time.

We simply didn’t have enough time to read it all! We all have full time jobs and responsibilities

outside of our jobs. Trying to squeeze the little free time we had for crypto-trading just didn’t

cut it. Especially considering this market is open 24/7. To our frustration we’ve watched our

profits melt away as we went to bed.

But it wasn’t all bad, we did make some profitable trades... only to realize that those trades may

have appeared profitable when expressed in USD, but looked quite depressing when expressed

in BTC or ETH.

Or that time we sold a crypto-asset that suddenly gained 20% after months of being down -5%.

Thinking we were geniuses who managed to cut their losses and even made some profits while

doing so! Only to revisit coinmarketcap a couple of weeks later and see that same crypto-asset

suddenly making its way up the top 100 list. You can imagine our frustration as we watched all

those potential profits go by.

Quite quickly it became painfully apparent to us that we were lacking the

technical- and psychological skills necessary to become a good trader.

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Why do beginning traders lose money?

If our story sounds familiar to you, it is because we’ve experienced all the

main reasons why beginning traders lose money:

They don’t have the time to properly research their investments.

They don’t have enough knowledge about technical analysis.

They don’t have enough experience with cryptocurrency exchanges.

They don’t have the right psychological mindset.

They don’t have the patience.

Put all these reasons together and you’ve got a recipe for lost opportunities and an even greater

loss of value.

On the other side of the story we have the experienced investors, which we will take a look at in

the following.

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What do experienced investors lack?

Experienced investors and traders possess all the necessary skills to thrive in the

cryptocurrency market. However, unlike the traditional market, they lack the availability to

maximally capitalize on their skills. While successful stock traders have the option to sell their

skills to financial institutions, we’ve found that crypto-traders do not have similar opportunities.

Oftentimes successful traders work relatively isolated, discussing and gathering information on

social media platforms with like minded people, but unable to monetize on their sharing of ideas

and strategies.

What experienced and successful crypto-investors lack can be condensed in one sentence:

They have very few options to sell their skills to those who would benefit from these skills.

By offering a feeless platform enabling trustless API-based copy-trading

Invest Platform offers a direct solution to the problems faced by

beginning- and experienced cryptocurrency traders.

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Invest Platform

What is invest platform?

The concept of Invest Platform is quite simple:

An experienced investor, who has a proven track-record, can choose to share his trading

strategy with other users. Beginners (or experienced traders who are in need of a break) can

then follow any trader that shares his strategy on our platform, simply by subscribing to that

particular trader.

Both the experienced trader and the user who subscribed to the trader are linked through an

API. This way any sell or buy order the experienced trader makes is automatically copied to your

account, on the exchange of your choice.

The main advantages of using an API service is that you remain in full control over your

funds, private keys and choice of exchange (e.g. Bittrex, Binance, GDAX, Poloniex, Bitifinex).

Our goal is to bring together beginning- and experienced traders in a win-win situation.

Because of our platform, each user increases the opportunity to maximize their profits. The

beginning trader does so by enjoying the skills and success of experienced traders; while

experienced traders do so by having the ability to offer their paid services to a large audience.

Amateur

Earn by investing in the same positions as

an experienced investor.

Gain valuable knowledge from experienced

investors.

Be able to discuss and ask questions

directly to an experienced investor in the

chat.

Experienced

Share knowledge with the users who are

subscribed.

Doesn’t pay any commission!

Grow their earnings, status and following

through our ranking system.

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Covesting Coindash Tradershub Invest Platform

No platform fees

No fees on profit

No internal wallet

Community members High Low Medium High

Transparent review system

Community chat

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What sets Invest platform apart from the competition?

In contrast to competitive platforms offering similar services, our

platform has several key advantages which we would like to highlight:

No hidden fees - Competitive systems are expensive and demand exuberant fees. The

Invest Platform offers a free platform based service that brings both beginning and

experienced traders together. Our platform is accessible through the staking of INV tokens

and only charges 10% on the profits made by users following a trader of their preference. For

a detailed discussion please refer to ‘Invest (INV) Token’.

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Safety - Competitive systems require users to deposit money into their own wallets. This

leaves users at risk of potential theft. Our platform has taken a different approach. By

connecting our users through an API, you keep access to your money at all times. Not only

will this save you valuable time from not having to send funds from and to wallets; more

importantly, you will not be exposed to theft. As an additional safety measure we have limited

the API intractability to only being able to open and close positions. Withdrawals will be

blocked at the API level. Our platform itself will be secured by Google two-factor

authentication, text-message authentication and IP whitelisting.

Community - Our platform is open to all traders. Each user will be able to acquire a ranking

which reflects his level or skill and trust on our platform. This opens the possibility to anyone,

who has the sufficient ranking, to gather subscribers and earn for offering their services. In

addition, each user will be able to share their ideas and technical analysis directly with their

subscribers via our chat.

Traders - The experienced investor assuming position, builds trust and ranking on our

platform. Each investor will be classified with our proprietary level system. The better

track-record the investor has, the higher level he gets. This allows the trader to attract a

greater potential following.

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A first look at invest platform’s interface and functionality

Dashboard

This is the main screen on our platform and contains the most important information about the

user’s account.

Statistics

A graph showing the user’s performance statistics in a week/month or year range.

Connections

The number of people who follow the user’s profile.

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Your Trades

List of open or closed positions and percentage of earnings or losses.

Successful traders

A section showing the highest performing investors in the last 30 days. The user can view each

of these investors and check the statistics.

Deposit

By combining API with your favourite cryptocurrency exchange, we can generate a preview of

your funds deposited on the exchange.

Profit in the last 30 days

Calculates the profit or loss of the last 30 days.

Chat

Allows users to communicate with other users.

Settings

Basic user profile settings, cryptocurrency exchange, APIs settings, two-factor authentication

security.

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Traders

Successful traders

The list of all traders registered in our system sorted by performance ranking; from best to

worst. Each profile has information about the current level of the user, the number of people

who follow his profile and statistics of earnings. Each user has access to archival statistics of

other users, but currently opened positions are available only to users who subscribe to the

selected profile.

Subscription level

This displays the subscription level of the user.

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Markets

The list of all supported cryptocurrency markets available on our platform.

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Market details

All data about the selected cryptocurrency.

The main screen from which every user can establish positions on the cryptocurrency market.

Here you can find all the necessary elements for trading. All elements are available thanks to the

connection of the API with the cryptocurrency exchanges.

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Mobile applications

Our platform will be also available for Android and iOS mobile devices.

Access to our platform at any time.

Demo application

Demo of our application will be available through pre-sale.

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Developed Technology

Our team uses popular development of technologies and databases like PHP, Ruby on Rails,

JavaScript, MySQL, Swift, Objective-C, Kotlin, Java.

To use the Invest Platform it will be necessary to have ERC20 token INV. Users will be motivated

to receive these tokens for their work and setting up positions that bring profit.

Currently, we are working on 1.0 version of our system, which will contains all the necessary

functionalities needed for proper use of the platform. The system will be connected to the

Bittrex exchange because it is the favourite cryptocurrency exchange of many traders.

In version 2.0 of the system, new functions will be included, including those proposed by our

users. The system will be combined with the next cryptocurrency exchanges Binance, GDAX,

Poloniex, Bitifiniex, Kraken, Bitstamp, Cryptopia.

Cryptocurrency exchanges that will be available on our copy-trading platform

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Invest (INV) Token

Invest token (INV) will serve as a means of staking and the main payment

unit on our platform, essentially functioning as an internal currency.

INV will be implemented as an ERC20 token on the Ethereum blockchain.

The Ethereum blockchain has been chosen for this project due to its

wide application and proven reputation as an industry standard for

issuing non-standard digital resources.

INV Token will:

Serve as an internal payment solution for access- and use of all functions and services on

the Invest platform.

Be used as a social reward and reputation system.

Be a payment instrument on the profits generated through the use of our platform.

INV Token will not:

Pay dividends or profits of any kind, including buyback.

Enable holders to vote on company matters.

Control the company or give/imply ownership in any way.

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Value and utility

VALUE FOR TOKEN HOLDERS AND PLATFORM USERS

INV is the base currency for our platform and will be used to pay all fees (subscription, profit fee)

on the platform. There will be a fixed supply of INV tokens in existence. After initial issuing, no

further INV tokens will ever be created.

Our platform users must stake INV tokens to access all functionalities on our platform.

Additionally, INV tokens will be used as an internal currency on our platform.

INV token use model

To access our platform users will have to stake a fixed amount of INV tokens. Staking INV

tokens allows access and use of all our services and functions on the platform.

Any INV tokens exceeding the fixed amount necessary for staking will be used as an internal

payment solution on our platform.

The user pays a total of 25% of the profits made through the use of our platform. No profits =

no cost. This means that anyone subscribing to our platform will never be charged on losses,

essentially using our platform for free. The 25% tax on profits will be divided in the following

manner: 15% will go to the trader which he/she is following. 10% will go to our platform. Of the

10% that goes to Invest platform, 1% will be burned. (This amounts to a total of 10% of the

invest platform earnings).

INV tokens are deflationary:

- As the users on our platform increase, less INV tokens will be in circulation due to our

staking mechanism.

- Because INV tokens have a fixed supply and 10% of our earnings will be burned, the

total circulating supply will further and permanently decrease.

INV tokens will be used by Invest platform as a reward for its users.

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Rewarding contributions to Invest platform

INV tokens will be used to reward the best investors who provide

effective signals and technical analysis. Invest platform will also reward

users who actively participate in the promotion of the platform.

Through its rewarding system Invest Platform will be giving back up to 10% of it’s total

earnings as a monthly reward to the best traders and content-value providers.

Invest platform will regularly organize competitions where traders can earn INV tokens.

Rewarding traders with the highest returns / lowest risk scores.

Reward traders and content creators with the largest number of followers.

Reward content creators for putting out high quality content.

Reward active users with highest referral score

Reward the best bloggers

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Invest Platform architecture

Safety We do not keep users’ funds, all funds stay on cryptocurrency exchange.

Subscription The whole subscription cost goes to the Investor, thanks to which the amateur trader also earns.

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Mateusz Fraczek Founder & CEO

XXXXXXXXXXXXXXX

Rafal Wlaz CTO and Security Expert Formerly: Coders Lab

Alex Kowalski Lead Backend Developer Formerly: GetResponse

XXXXXXXXXXXXXXX

Agnieszka Sasin Marketing Expert Formerly: Unilever

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

Team Meet our team that will revolutionize investments in the cryptocurrency

market.

We are an experienced and professional group of developers who have been working together since 2013, under the company Caviarsoft.com, creating web- and mobile applications for clients from all over the world. People working in our team have experience in large corporations e.g. Unilever, Samsung, Coders Lab, MailOnline. We understand crypto investments from personal experiences and feedback from the crypto community.

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Lukasz JackiewiczSenior UI/UX Designer Formerly: Subtl.

Pawel DedioAndroid Developer Formerly: Samsung

Jonas ZenoMobile Applications and Blockchain Developer Formerly: MailOnlineXXXXX

XXXXXXXXXX

Marcin KurzepaFrontend Developer Formerly: WebGood

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

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Jason Hung Strategy Advisor Expert at ICOBench.com

Our Advisors

Leaders of the best technological and financial institutions, such as Ebay, Sky, Barclays, IBM,

and advisers of well-known projects, e.g. Sapien, Zen, ETHLand, Experty, Friendz, BitRewards,

BetterBetting and many more.

Adnan Javed Blockchain Advisor Sapien, Zen, ETHLend Advisor

Simon Cocking Marketing Advisor Expert at ICOBench.com

David Drake Investor Relations Advisor Expert at ICOBench.com

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

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Anthony Ginsburg Technical Advisor Director of IT at Sky

Emma Adkins Investor Relations Advisor Head of Investor Relations at Ebay

Rumen Slavchov Marketing Advisor BitRewards, BetterBetting

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXX

XXXXX

Andrew McGlan Strategy Advisor Senior Business Analyst at Barclays

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60% Token Sale 20% Core Team 13% Reserve fund5% Advisors 2% Bounty

Token sale

Pre-sale

Pre-sale will start on 26th May and run until 15th July 2018.

Public token sale

Public sale will start on 15th August and run until 30th September 2018.

There will be a total of 210 million, of which 60% will be offered for sale at a base of 0.0002 ETH

(website: https://investinbrokers.com)

Soft Cap: 4000 ETH ($1 500 000)

Hard Cap: 21429 ETH ($8 000 000)

Unsold tokens will be burned.

The tokens will be allocated in the following manners:

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The Invest Platform team will be on a 2-year vesting schedule.

The team will receive 1⁄4 of their allocation 6 months after the end of the Public Sale. Every

month thereafter, the team will receive 1/24 of their allocation until the 2-year vesting schedule

is finished.

No one is exempt from this vesting schedule including co-founders and advisors.

For information on Pre-sale, join our Telegram channel:

https://t.me/investinbrokers

Fund allocation:

40% Development 40% Marketing 15% Operations2% Overhead 2% Bounty 1% Advisors

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Token Sale Bonus System

It is possible to take advantage of the following bonuses during token

sales:

Private pre-sale: 50%

Public pre-sale: 30%

Public Sale: 0%

59% Public sale 26% Public pre-sale 15% Private pre-sale

Token sale allocation, 60% of total supply:

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Bounties:

For our bounty campaign we will be offering INV tokens as a reward. Collectively, people will be able to earn up to 2% of our total token supply!

Bitcoin talk bounties details: https://bitcointalk.org/index.php?topic=3072574

Community Management — 2 000 000 INV Signature Campaign — 600 000 INV Translation Campaign — 1 000 000 INV Youtube Campaign — 1 500 000 INV Blog and Media Campaign — 1 000 000 INV Facebook Campaign — 1 500 000 INV Twitter Campaign — 1 500 000 INV Telegram Campaign — 400 000 INV

Bonuses earned during the bounty-campaign will be credited to the participants’ accounts within a week after the closing of the Public Token

Sale.

Cryptocurrency exchange listing

Tokens can be easily bought or sold on numerous cryptocurrency

exchange markets after the token sale campaign finishes.

The number of exchange markets will grow with the increase in the platform trade turnover and the users’ demand from different countries. Our team is planning to introduce INV tokens to more than 10 international cryptocurrency exchange markets.

It will be possible to buy and sell INV tokens for the most commonly traded cryptocurrency pairs such as ETH or BTC.

The INV token will be available on the first exchanges within few weeks of the end of public sale.

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Roadmap:

Q2-Q4 - 2017

Conceptual creation of Invest Platform

Market research and analysis

Strategic development of the business plan

Invest Platform proof of concept

Q1 - 2018

Publishing the Invest Platform white-paper

Creation of a dedicated website

Team expansion and strategic recruitments

Business plan finalisation

The introduction of the Invest Platform to potential traders

Start of a first marketing campaign

Building the Invest Platform community

The presentation of the project for early investors

Q2 - 2018

Launch second marketing campaign

The project presentation for all potential users

Smart contract implementation

Open registrations to Invest Platform

Create a traders database

Token Pre-sale

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Q3 - 2018

Launch third marketing campaign

Product v0.5 release and testing

Completion of Invest Platform demo

Public sale

Token distribution and unlocking

Exchange listings of INV token

Mobile application development

Q4 - 2018

Launch fourth marketing campaign

Adding further functionality to the platform. (e.g. Trading alerts)

Invest Platform product release v1.0

Q1 - 2019 and onward

Mobile application release

Further improve the platform adapting to specific needs and wants of our users

Further pursue strategic partnerships with traders and exchanges

Continue launching marketing campaigns to promote brand recognition and attract users

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Contact

General Business Contact Information

Website - https://investinbrokers.com

Email - support@investinbrokers.com

Token Sale - Contact Information

Website - https://investinbrokers.com

Email - support@investinbrokers.com

Telegram - https://t.me/investinbrokers

Twitter - https://twitter.com/investinbrokers

Facebook - https://facebook.com/Investinbrokers

BitconTalk forum - https://bitcointalk.org/index.php?topic=3072574

Company details

Caviarsoft Limited

IInd Floor,

40 Tooting High Street,

Tooting Broadway,

London, SW17 0RG,

United Kingdom

Company number: 08422047

Company website: https://caviarsoft.com

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This Token sale whitepaper and the documents attached therefore or associated with contain

forward-looking statements within the meaning of Section 27A of the Securities Act and

Section 21E of the Exchange Act, which are subject to the safe provisions of the Private

Securities Litigation Reform Act of 1995. These forward-looking statements, including, without

limitation, statements regarding anticipated use of proceeds from the Token sale, are based on

current expectations, estimates and projections about our industry, Company management’s

beliefs, and assumptions made by Company management. Words such as “anticipates,”

“expects,” “intends,” “plans,” “believes,” “seeks,” “estimates,” and variations of such words and

similar expressions are intended to identify such as forward-looking statements. These

statements are not guarantees of future performance and are subject to certain risks,

uncertainties and assumptions that are di cult to predict; therefore, actual results may be

different materially from those expressed or forecasted in any forward-looking statements due

to a variety of factors, including, without limitation, our ability to meet the minimum Token sale

amount, if any, unanticipated costs and expenses related to the Token sale, changes in

Company’s financial condition or business strategy that impact the use of proceeds from the

Token sale, and other factors. The risks and uncertainties include those noted in “Risk Factors”

document provided in connection with the Token sale (available on Token sale website).

Excessive reliance should not be placed on the statements in this whitepaper or any associated

materials, which are based on information available to Company on the date thereof. Company

undertakes no obligation to update any forward- looking statements, whether as a result of new

information, future events or otherwise, except to the grade that Company is required to do so

by law.

The grade of the Tokens sold in connection with this Token Sale may be securities under U.S.

Securities Act of 1933, these Tokens are offered only outside of the United States to non-U.S.

persons, pursuant to the provisions of Regulation S of the U.S. Securities Act of 1933, as

amended. These Tokens have not been and will not be registered under the Securities Act, and

may not be offered or sold in the United States or to U.S. Persons absent registration or under

an applicable exemption from the registration requirements and the purchasers should not

assume they will be able to resell their Tokens. Neither the Securities and Exchange

Commission nor any state regulator has passed upon the contribution or given its approval to

the Tokens, the terms of the Token Sale, or the accuracy or completeness of any associated

materials. Buying Tokens involves risks, and purchasers should be able to bear the loss of their

entire purchase. All purchasers should make their own determination of whether or not to make

any purchase, based on their own independent evaluation and analysis.