For Plan Sponsor Use Only. Not for Public Distribution.

Introducing FutureFIT®

Only from VALIC

A Smarter and More Personalized Approach to Retirement Planning

Today, your employees across the generational spectrum—from Millennials to Boomers—are more tech-savvy than ever before. They are demanding a new type of retirement planning experience. And, they deserve a smarter solution.

A solution that:

The World has Changed. And We’re Changing with it.

At VALIC, we’re proud to bring you a smarter and more personalized way to help employees prepare for the future. One that’s simpler, easier to relate to, and that encourages people to take control of their futures.

All of these elements come together in one personalized, state-of-the-art, digital experience. We call it FutureFIT.

Our transformed approach:

• Sparks moments of clarity

• Connects with peopleon their terms

• Inspires employees totake action today

Combines high-touch advisor support with a strong mobile and digital self-service approach

Better motivates and engages employees

Offers easy access anytime, anywhere, 24/7

FutureFIT represents an attitude shift—from “Ready or not, here it comes” to “Ready? Set? Go get it!” It’s about changing the conversation, and it represents a true departure from the traditional way the industry talks about retirement and retirement planning.

At VALIC, we believe the process of preparing for the future should be easy and engaging. And, we want to motivate employees to take action not because it’s required, but because it’s desired.

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Get FutureFIT Freedom. Individually Tailored.®

#3 Best in Class Public Website2017 RANKINGS

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FutureFIT—our retirement readiness concept stands for “Freedom. Individually Tailored.” and it’s sharply focused on the employee. We have woven FutureFIT throughout our enhanced digital platform to help empower employees to:

• “Own” their future• Live tomorrow the way

they choose• Enjoy life the way they want

We’re putting the future directly in the hands of your employees with plenty of professional guidance and support along the way. Our cutting-edge, mobile-first design is perfectly suited for any device:

• Personal Computer (PC)• Tablet• Smartphone

And when combined with our industry-leading, high-touch advisor support model, we firmly believe VALIC now offers the best solution in the marketplace for helping employees achieve more positive retirement outcomes.

A Smarter Approach: Anytime. Anywhere.

Getting FutureFIT means helping employees take charge and take those critical first steps. Our digital experience offers employees:

• Easy enrollment—anytime,anywhere they choose

• Flexibility to get a little help withthe process, or complete enrollmenton their own

• Intelligent guidance when it comesto deciding how much to contributeeach paycheck and when adjustmentsmay be a good idea

• Ongoing messaging that encouragesthem to stick with their plan over thelong term to ensure they have the futuremonthly income that may be needed tolast a lifetime

We’re also committed to working with you to help further simplify and streamline the enrollment process. With your help and a few key default elections upfront, we can offer your employees the benefit of online Quick Enroll for near-instant participation.

With FutureFIT, we keep things friendly and easy to understand. And the whole experience feels personal and natural.

It Starts with Easy Enrollment

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FutureFIT offers employees a highly personalized experience. Once enrolled, they can dive right into their individually tailored workspace.

• Personalized messages appearright at the top of the screen, helpingparticipants see exactly where they stand

• Balance and performance are frontand center, but we put a significantfocus on what’s really important—estimated future monthly income

• The FutureFIT calculatorencourages immediate action andshows participants how to get—andstay—on track for their future

Most people use their monthly income to budget, so with FutureFIT, we put a special emphasis on helping participants think about their future goals in the same way.

A Personalized Workspace Encourages Action

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Educational Content Curated for Each ParticipantWe want every element of the FutureFIT experience to feel personal. This approach extends to our educational content offerings. Our smart technology is designed to recognize participants based on a range of pre-determined criteria—delivering content that is relevant and engaging.

We’re committed to providing participants with a truly unique and personalized digital experience that inspires and informs.

When it comes to managing contributions and making asset allocation decisions, we’ve simplified that too. Our smart technology and intuitive design help participants own their future by making it easy to allocate assets and update contributions.

Participants take charge, and our technology evolves with them. And if they have any questions or need help, award-winning participant support is just a call away.

The FutureFIT experience:

• Provides personalized tips andactionable steps to help each participantdecide how much to save and whereto invest

• Makes it easy to implementrecommended contribution changes—participants can choose when to makechanges, and they have the flexibilityto automatically phase in contributionincreases over time to help ease the impactto their paycheck

• Instills a sense of confidence in theparticipant’s decisions—encouragingthem to stick with their plan

• Helps participants identifyadjustments that may be warranted

We’ve Made it Easy to Save and Invest for the Future

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Of course, saving and investing for the future is only one component of achieving overall financial wellness. That’s why we offer a robust financial literacy program.

FutureFIT University delivers:

• Valuable educational contentand financial wellness toolsthat are fun, relevant, engagingand can be accessed by both non-participants and current participants

• Financial literacy for the entirefamily through curriculum availablefor grade school, high school andcollege students

Providing your employees with financial wellness tools is just one more way we’re helping them get and stay FutureFIT.

We’re Committed to Overall Employee Financial Wellness

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Achieving high levels of plan participation is a top priority. And, FutureFIT is supported by a robust, integrated communication and education campaign designed to raise plan awareness and increase employee enrollments.

The campaigns are built around a central theme, “Your Future is Calling. Meet It with Confidence.”

It includes multi-media employee outreach and on-site education designed to:

• Emphasize our unique focus on theindividual employee

• Drive home the key planning concepts ofempowerment and action

• Help employees feel positive and excitedabout the future

A Robust Communication Campaign Drives Increased Enrollments

Personalized introductory Video, e-Newsletters, Emails and On-site Seminars

Social media posts and intranet banners

On-site Special Events and Signage, Posters, Fliers, and Promotional Giveaways

Employee Statement Messaging

Your VALIC Team can help you design and implement a carefully coordinated, high-impact campaign to reach both participant and plan-eligible employees using a variety of communication strategies, including:

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Your Future is Calling. Meet It with Confidence.

FutureFIT. Only from VALIC.

A smarter and more personalized approach to retirement planning is here. And we look forward to helping your employees get FutureFIT.

Copyright © The Variable Annuity Life Insurance Company. All rights reserved.

VC 27628 (05/2018) J31702 ER

Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (“VFA”), member FINRA, SIPC and an SEC-registered investment advisor. VFA registered representatives offer securities and other products under retirement plans and IRAs, and to clients outside of such arrangements.

Annuities issued by The Variable Annuity Life Insurance Company (“VALIC”). Variable annuities distributed by its affiliate, AIG Capital Services, Inc. (“ACS”), member FINRA. VALIC, VFA and ACS are members of American International Group, Inc. (“AIG”).

American International Group, Inc. (AIG) is a leading global insurance organization. Founded in 1919, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement products and other financial services to customers in more than 80 countries and jurisdictions.

SAVING : INVESTING : PLANNING

Real strategies Let us put real retirement solutions to work for your organization and your employees

CALL 1-888-478-7020 CLICK VALIC.com

For Plan Sponsor Use Only. Not for Public Distribution.