Interior decorating

Ms. Cromartie

Choosing a Place to Live

Which region Deciding factors Types of housing Special needs Ways to move

Deciding Factors

People with disabilities Working from home Leisure time climate

Region

Which part of the region do you want to live in? Community Neighborhood Population Site Zoning climate

Community

HOA- Homeowners Association Senior communities Public transportation

Neighborhood

Crime Urban Rural Suburban

Population

Densely populated Rural Town size (Townships)

Site

Subdivisions- undeveloped land owner by private investors called “developers”. Often the site of “NEW CONSTRUCTION” Hence the term ‘developments’

Zoning

What is the site zoned for (I.e. commercial properties, residential etc.)

What types of activities does the government permit on this land

Types of Housing

Multifamily Single family Assisted living Senior communities (50+)

Home Purchasing

Spending budget Buying Renting

Renting

More affordable Easy to relocate

Job school

Lease Shorter housing commitment

Credit/ Credit score the ability of a customer to obtain goods or

services before payment, based on the trust that payment will be made in the future

Buying/ Financing

Down payment credit Mortgage Mortgage rates

Amount of interest (rate of interest) to be paid on a mortgage loan (~4%)

Up-keep Association Lot size

Examples: condo, townhome, single family home.

Early Housing

Native Americans 1700’s/1800’s housing Urban housing

Native Americans

Early Native Americans were known as cliff dwellers Often used crude rocks or over hangs for

housing Occupied North America before European

settlers Tee-pees/ Wigwams

Colonists

Dirt floors were common. Houses often made from sod

Sod- grass covering Log cabins (around 1640)

Due to the abundance of trees in the northeast (Finnish and Swedish)

Sod-style homes

Finnish Style Homes

1700 and 1800’s Housing

Agrarian- people who make a living from the land

Sod style housing

Sod Style Homes

Urban Housing

Tenement houses- early style apartments Appeared in New York city around 1840 Mainly houses immigrants

Row housing- dwellings that are connected by side walls Many were built to house factory workers

Duplex/Two Family Homes Two identical apartments or homes adjacent to

one another

Tenement Housing

Row Housing

Duplex

Assignment- Hunting for Housing You all will be assigned 1 of 5 scenarios. Your responsibility is to find the

appropriate type of housing based on the parameters listed in the scenario.

Example

ex. You have just graduated from college and have accepted an entry-level job that pays $1100 monthly in Morris Plains, NJ. Your parents live too far from your job; so living with them is not an option. Your credit history is young, so the chances of getting approved for a mortgage loan are low. You are an active individual and prefer to ride a bicycle to and from work. Find housing that is suitable for this situation.