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Notice to third parties: This report is the exclusive property of InterCoastal Inspections, LLC, and the clients listed above, and isnot transferrable to any third parties. Our inspections and report have been performed with a written contract agreement thatlimits the scope and usefulness. Unauthorized users or recipients are therefore advised not to rely on this report, but rather retainthe services of a qualified inspector of their choice to provide them with their own inspection and report.
InterCoastal Inspections, LLCConfidential - Property Inspection Report - ConfidentialCover Page
314 Money Pit Cir, Ormond Beach, FL 32174Inspection prepared for: Seymore B. Thankful
Real Estate Agent: Sample Agent - Property Pros
Date of Inspection: 12/1/2015 Time: 9:00 AM Age of Home: 1998 Size: 1583
Inspector: Chris BarnardFL#HI4600 - NACBI #021702-FL56 - Level 1 Thermographer
Phone: (386)868-8375 / (904)325-9877Email: [email protected]
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 1 of 48
Report SummaryReport Summary
ExteriorPage 6 Item: 6 Exterior Doors • Rear french door stationary lower door pin is seized preventing operation of
the right side door. RepairPage 7 Item: 7 Exterior Cladding • Cracking observed in various areas at brick mortar joints in the field and on
either side of the window lintels. Recommend repairing and tuck pointingmortar joints. Repair• Cracking and movement observed in the brick veneer finish on the right sideof the home. Horizontal cracking can indicate settlement or installation issues.One spot in particular and movement in the wall was observed when the wallwas pushed upon by the inspector. Further evaluation recommended by alicensed contractor.
RoofingPage 11 Item: 3 Roof Covering • DEFERRED COST: These shingles appear to be in the last third of their life
cycle and approaching the end of its useful life cycle. Surface deteriorationobserved of the granular cover with exposed fiberglass substrate. Anticipatereplacement of the roof in the next 1-3 years. There were no active leaksobserved at time of inpspection.• Cracked shingle observed at the front hexagonal roof section. Repairdamaged shingles
Page 13 Item: 5 Roof Penetrations • Lead casings are damaged on various plumbing stacks. Water can intrude intothe interior attic space and damage components. Recommend repair by alicensed roofer.
Page 14 Item: 7 Roof DrainageSystem
• Missing downspouts observed at both rear corners of the gutter system. Thismay cause the side gutter runs to fill up quicker than the existing downspoutscan drain. Recommend installation of these end downspouts. Repair• Damaged and misdirected downspout extensions and splashblocks arecreating erosion around the perimeter of the home. Repair to prevent furthererosion. Repair
InteriorPage 19 Item: 3 Floor Surfaces • Crack observed in the tile floor in bath 2 that passes through into the shower
threshold. Repair of cracked tiles recommended especially on the shower side.Repair
ElectricalPage 28 Item: 4 Main Service
Panel(s)• "Double Tapping" observed on one of the circuit breakers--two wires onsingle breaker. These breakers appear not to be rated for double tapping.Qualified electrician should evaluate and repair as necessary. Surgesuppressors are not exempt from this requirement. Repair
Page 29 Item: 6 Service Grounding • Ground rod is corroded at ground level. It may be a good idea to replace thisground rod due to the appearance of the visible portion. Repair
Page 30 Item: 9 Lighting, Fixtures,Switches, Outlets
• Exterior rear porch light is connected to an extension cord that terminates atthe left rear corner flood lights. It was not operating at time of inspection, andextension cords are not recommended for powering exterior lighting. Repair• Various receptacle covers missing should be replaced to prevent contact withlive wiring. Repair• Light bulb is broken off inside the master bath shower light fixture. Removalof the damaged bulb is recommended by a qualified contractor. Repair
Page 32 Item: 10 GFCI - GroundFault CircuitInterrupter
• Damaged GFCI needs to be replaced at right side of kitchen sink. This is alsoleaving one other counter top outlet not operating. Replacementrecommended.
PlumbingPage 37 Item: 15 Other Components • Various sprinkler heads are in close proximity and misdirected towards the
side of the house and foundation. Monitor these areas and prevent the headsfrom spraying the cladding system. Recommend moving these sprinkler headsa minimum of 1 foot away from the perimeter to prevent undermining of thefoundation, and cladding damage.
Appliances
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Page 40 Item: 1 Dishwasher • Unit did not operate properly with unusually loud noise. Repair or replace
Page 42 Item: 8 Washer • Active leaking observed at the washer supply valve. Recommend repair orreplacement of the washer supply valve. Repair
Page 43 Item: 10 Dryer Vent • Dryer vent union observed leaking in the attic at the elbow connection.Dryer lint is being deposited in the attic space. Duct tape is not an approvedmaterial for connecting dryer vents. Recommend replacing with HVAC metaltape. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Conventions and Terms Used USE OF PHOTOS:Your report includes many photographs. Some pictures are informational and of a general view, to help you understand wherethe inspector has been, what was looked at, and the condition of the item or area at the time of the inspection. Some of thepictures may be of problem areas, these are to help you better understand what is documented in this report and to help you seeareas or items that you normally would not see. Not all problem areas or conditions will be supported with photos. TEXT COLOR SIGNIFICANCE: GREEN colored text: Denotes general/descriptive comments on the systems and components installed at the property.Limitations, if any, that restricted the inspection, associated with each area, are listed here as well. BLACK colored text: Denotes observations and information regarding the condition of the systems and components of thehome. These include comments of deficiencies which are less than significant; or comments which further expand on asignificant deficiency; or comments of recommendations, routine maintenance, tips, and other relevant resource information. BLUE colored text: Denotes a brief comment of significant deficient components or conditions which need relatively quickattention, repair, or replacement. These comments are also duplicated in the Report Summary page(s). (Minor, Moderate, andSignificant will be used on comments on the summary page to approximate cost of repair as a courtesy. We always suggesthaving your contractor provide estimates for more in depth costs of repair items.) COMMONLY USED TERMS: "SAFETY": A condition, system or component that is considered harmful or dangerous due its presence or absence."DEFERRED COST": Denotes a system or component that is near or has reached its normal service life expectancy or showsindications that it may require repair or replacement anytime within the next five (5) years."MAINTENANCE": Recommendations for the proper operation and routine maintenance of the home."IMPROVE": Denotes improvements which are recommended but not required. These may be items identified for upgrade tomodern construction and safety standards."FMI": For More Information: Includes additional reference information and/or web links to sites which expand on installedsystems and components and important consumer product information."FYI": For Your Information: Denotes a general information and/or explanation of conditions; Safety information; Cosmeticissues; and useful tips or suggestions for home ownership. KEY TO RATINGS: Inspect = INSPECTED: A system or component was visually examined. It was observed to be functioning normally or asoriginally intended, at the time of inspection, with no apparent deficiencies. A system may not be operationally tested due tolimitations, in which case, these limitations will be listed in this report. A system or component may show signs of normal wearand tear. NotInspect = NOT INSPECTED: A system or component was not ON or it was shut down at the time of inspection, and could notbe evaluated using normal control devices. A system or component was hidden from visual evaluation by items such asfurniture, personal property, or other coverings as indicated in this report. Reason for non inspection will be indicated on thisreport. NotPresnt = NOT PRESENT: A system or component did not exist or was not evident on this property at the time of inspection. RepairReplace = REPAIR or REPLACE: A system or component was not operating normally, or as designed, at the time of inspection.It may need further review and evaluation by an appropriate professional tradesperson to be repaired or replaced as needed. Itmay include a condition that is hazardous or unsafe and could result in personal injury or property damage.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Inspection and Site Details
1. Inspection TimeStart:• 10:00 AMEnd :• 12:30 PM
2. Attending Inspection• Buyer Agent present
3. Residence Type/Style• Single Family Home• Ranch Style
4. Garage• Attached 2-Car Garage
5. Age of Home or Year Built• Built in:• 1998 (17 years old)
6. Square Footage• Approx• 2373 SQFT total area• 1583 SQFT under air
7. Direction Of Front Entrance• For the purpose of this report the building orientation will be reported and always be referenced as ifyou were viewing it from the front of the home (Example: Front right room, or rear left room)
8. Bedroom # Designation - Location -- for the purposes of this report• #1 Bedroom - Master• #2 Bedroom
9. Bathroom # Designation - Location - Type -- for the purposes of this report• Bath #1 - Master• Bath #2
10. Occupancy• Vacant• The utilities were on at the time of inspection.• Gas was not available for the gas fireplace.
11. Weather Conditions• Clear, sunny sky• Temperature at the time of inspection approximately:• 65 degrees• 70 degrees
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Exterior This report describes the exterior wall coverings and trim. We will inspect the exterior wall coverings, flashing, trim, allexterior doors, the stoops, steps porches and their associated railings, any attached decks and balconies and eaves, soffits andfascias accessible from ground level. Inspectors shall also inspect adjacent or entryway walkways, patios, and driveways;vegetation, grading, surface drainage, and retaining walls that are likely to adversely affect the building. It is important tomaintain a property, including exterior wall surfaces, wood trim, and other hard surfaces. It is particularly important to keepwalls sealed, which provide the only barrier against deterioration, unsealed cracks around windows, doors, and thresholds canallow moisture intrusion, which is the principle cause of the deterioration of any surface. We do NOT determine if a windowseal has failed at any dual pane glass windows. If this is a condominium the exterior will be limited to the porches, doors,windows, and utility penetrations, as the HOA will be responsible for maintenance on the exteriors of multi-unit structures.
1. Driveway
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• ConcreteObservations:• IMPROVE: Typical cracking was observed at the concrete surfaces. Further deterioration will occuras water expands and contracts from freeze/thaw cycles, but more often water penetration can increasecracking and washout. Recommend sealing the cracks to prolong the life of the concrete.• Broken corner of driveway observed at the apron near the road. Repair
Broken corner of driveway observed at the apronnear the road. Repair
IMPROVE: Typical cracking was observed at theconcrete surfaces. Further deterioration will occur aswater expands and contracts from freeze/thaw cycles,
but more often water penetration can increasecracking and washout. Recommend sealing the
cracks to prolong the life of the concrete.
2. Garage/Carport Floor
InspectNot
InspectNot
PresntRepairReplac
XDescription:• ConcreteObservations:• Typical cracking was observed at the concrete garage floor. Additional cracking will occur.Recommend sealing the cracks to prolong the life of the concrete.
3. Walkways
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• ConcreteObservations:• IMPROVE: Typical cracking was observed at the concrete surfaces. Further deterioration will occuras water expands and contracts from freeze and thaw cycles. Recommend sealing the cracks to prolongthe life of the concrete.• Control joint backer rod was observed to be missing at a section of the front walkway. Recommendinstallation of the backer rod to help prevent further movement. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Control joint backer rod was observed to be missing at a section of the front walkway. Recommendinstallation of the backer rod to help prevent further movement. Repair
4. Stoop, Steps
InspectNot
InspectNot
PresntRepairReplac
X
5. Porch, Patio, Flatwork
InspectNot
InspectNot
PresntRepairReplac
XDescription:• LOCATION:• This porch was located at the rear of the home. Floor Material: Tile• Aluminum Framed Screened PorchObservations:• General overall condition appear satisfactory with painted surfaces in good condition, at time ofinspection.• MAINTENANCE: Caulk the seam where the patios and walkways intersect with the structure.
6. Exterior Doors
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Metal French Doors• Metal Solid Core• Aluminum Screen DoorsObservations:• Door hardware is not working properly on the front screen door. Repair• Rear french door stationary lower door pin is seized preventing operation of the right side door.Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Door hardware is not working properly on the frontscreen door. Repair
Rear french door stationary lower door pin is seizedpreventing operation of the right side door. Repair
7. Exterior Cladding
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Brick veneerObservations:• MAINTENANCE: Recommend exterior weather proofing as part of your regular maintenance planwhich will include caulking, sealing and painting exterior surfaces. This will extend the lifespan ofcladding such as stucco, plank siding, stucco board, wood, and all other paintable surfaces.• Cracking observed in various areas at brick mortar joints in the field and on either side of the windowlintels. Recommend repairing and tuck pointing mortar joints. Repair• Cracking and movement observed in the brick veneer finish on the right side of the home. Horizontalcracking can indicate settlement or installation issues. One spot in particular and movement in the wallwas observed when the wall was pushed upon by the inspector. Further evaluation recommended by alicensed contractor.
Cracking observed in various areasat brick mortar joints in the fieldand on either side of the windowlintels. Recommend repairing and
tuck pointing mortar joints.Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Movement Cracking and movement observedin the brick veneer finish on the
right side of the home. Horizontalcracking can indicate settlement or
installation issues. One spot inparticular and movement in the
wall was observed when the wallwas pushed upon by the inspector.Further evaluation recommended
by a licensed contractor.
8. Eaves, Soffits, Fascia and Trim
InspectNot
InspectNot
PresntRepairReplac
XDescription:• FASCIA:• Metal• SOFFIT:• VinylObservations:• Appeared to be in serviceable condition, at time of inspection.
9. Window/Door Frames and Trim
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Brick VeneerObservations:• MAINTENANCE: Keeping the caulking in good condition around windows and sillls will preventfurther cracking, and other damage due to water intrusion• Caulk around all windows and doors to prevent moisture intrusion. Open caulking seams observed atvarious windows. Any damaged mortar joints should be properly tuck pointed with new mortar.Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Caulk around all windows anddoors to prevent moisture
intrusion. Open caulking seamsobserved at various windows. Anydamaged mortar joints should beproperly tuck pointed with new
mortar. Repair
Hurricane shutters
10. Exterior Caulking
InspectNot
InspectNot
PresntRepairReplac
XComments:• The purpose of exterior caulking is to minimize air flow and moisture through cracks, seams, andutility penetrations/openings. Controlling air infiltration is one of the most cost effective energy-efficient measures in modern construction practices. A home that is not sealed will be uncomfortabledue to drafts and will use about 30% more energy than a relatively air-tight home. In addition, goodcaulking and sealing will reduce dust and dirt in the home and is one of the simplest energy efficientmeasures to install.• TIP: One of the better exterior caulk brands is: OSI Pro-Series QUAD Window, Siding, Gutter & RoofSealant. Can be found at home building centers.Observations:• MAINTENANCE: Caulking is recommended around windows/doors/masonry ledges/corners/utilitypenetrations to prevent moisture intrusion and unwanted pests. These areas should be evaluatedannually as part of your maintenance plan.
11. Grading and Surface Drainage
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Ground generally graded away from houseObservations:• MAINTENANCE: Lot grading and drainage have a significant impact on the building, simply becauseof the direct and indirect damage that moisture can have on the foundation. It is very important,therefore, that surface runoff water be adequately diverted away from the home. Lot grading shouldslope away and fall a minimum of one (1) inch every foot for a distance of six (6) feet around theperimeter of the building.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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12. Vegetation Affecting Structure
InspectNot
InspectNot
PresntRepairReplac
XDescription:• No Deficiencies ObservedObservations:• Vegetation too close to the building can cause harm through root damage to the foundation, branchesabrading the roof and siding, and leaves providing a path for moisture and insects into the home.• 18" Clearance of vegetation recommended around entire perimeter of structure so that wall claddingand foundation can have proper drying potential and less vulnerable to microbial growth, waterdamage, and pest intrusion
13. Limitations of Exterior Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.st-augustine-home-inspector.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Roofing In accordance with the Florida Standards of Practice pertaining to Roofing, this report describes the roof coverings and themethod used to inspect the roof. Inspectors are required to inspect the roof covering, roof drainage systems, flashings, skylights,chimneys, and roof penetrations. The following web sites are an excellent resource of information on roofs: http://www.gaf.com
1. Roof Style and Pitch• STYLE:• Gable• PITCH:• Steep slope: roof angle (pitch) more than 45 degrees
2. Method of Roof Inspection• Walked on Roof Surface
3. Roof Covering
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Dimensional (upgraded) architectural shingles - Dock• Plastic corrugated roofing - Rear PorchAge:• Appears to be original roof covering• Approx: 17 years oldObservations:• MAINTENACE: Once a roof reaches the ten (10) year mark, it is a good idea to have the roofinspected for any signs of aging every three years. A roof that has some routine maintenance in itssecond half of life will outperform those that are not maintained.• MAINTENANCE: Roof shingles should be attached to the drip edge around the entire perimeter withroofing cement to prevent wind uplift during heavy winds. As part of your maintenance plan evaluatethe roof annually for loose shingles and repair with roofing cement/blackjack.• Heavy algae growth observed on the North slope of the roof. Cleaning would be the usualrecommendation, but due to the age, money well spent would be in replacement.• DEFERRED COST: These shingles appear to be in the last third of their life cycle and approaching theend of its useful life cycle. Surface deterioration observed of the granular cover with exposed fiberglasssubstrate. Anticipate replacement of the roof in the next 1-3 years. There were no active leaksobserved at time of inpspection.• Cracked shingle observed at the front hexagonal roof section. Repair damaged shingles
Heavy algae growth observed onthe North slope of the roof.Cleaning would be the usual
recommendation, but due to theage, money well spent would be in
replacement.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Shingle detail DEFERRED COST: These shinglesappear to be in the last third of
their life cycle and approaching theend of its useful life cycle. Surface
deterioration observed of thegranular cover with exposed
fiberglass substrate. Anticipatereplacement of the roof in the next
1-3 years. There were no activeleaks observed at time of
inpspection.
Exposed nail
Cracked shingle observed at the front hexagonal roof section. Repair damaged shingles
4. Flashings
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• MetalObservations:• Visible areas appeared functional, at time of inspection
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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5. Roof Penetrations
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Bathroom Ventilation• Dryer Venting• Kitchen Exhaust• PVC piping for plumbing stack encased in leadObservations:• MAINTENANCE: Paint all metal vents periodically to prevent them from rusting from rain erosion,sun exposure, and the salt air environment.• Dryer vent on the roof was missing the flap that covers the hole inside the vent. Repair to preventpest intrusion into the dryer vent.• Lead casings are damaged on various plumbing stacks. Water can intrude into the interior attic spaceand damage components. Recommend repair by a licensed roofer.
Lead casings are damaged onvarious plumbing stacks. Water
can intrude into the interior atticspace and damage components.
Recommend repair by a licensedroofer.
Dryer vent on the roof was missing the flap that covers the hole inside the vent. Repair to prevent pestintrusion into the dryer vent.
6. Chimney(s)
InspectNot
InspectNot
PresntRepairReplac
X
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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7. Roof Drainage System
InspectNot
InspectNot
PresntRepairReplac
XDescription:• AluminumObservations:• MAINTENANCE: Downspouts which discharge onto the ground - above grade - should discharge agood distance away from the house -- four (4) to six (6) feet or more, if possible. The slope of theground in this area should be away from the house to direct water away from the foundation. Checkdownspout regularly to verify proper drainage.• Missing downspouts observed at both rear corners of the gutter system. This may cause the side gutterruns to fill up quicker than the existing downspouts can drain. Recommend installation of these enddownspouts. Repair• Damaged and misdirected downspout extensions and splashblocks are creating erosion around theperimeter of the home. Repair to prevent further erosion. Repair
Missing downspouts observed atboth rear corners of the gutter
system. This may cause the sidegutter runs to fill up quicker thanthe existing downspouts can drain.Recommend installation of these
end downspouts. Repair
Damaged and misdirecteddownspout extensions and
splashblocks are creating erosionaround the perimeter of the home.Repair to prevent further erosion.
Repair
Splash block facing the wrong way
8. Skylight(s)
InspectNot
InspectNot
PresntRepairReplac
XObservations:• MAINTENANCE: Skylights can leak. Monitor the flashings and ceilings and seal as needed.
9. Limitations of Roofing Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Structure In accordance with the Florida Standards of Practice pertaining to Structural Components, this report describes the foundation,floor, wall, ceiling and roof structures and the method used to inspect any accessible under floor crawlspace areas. Inspectors arerequired to inspect and probe the structural components of the home, including the foundation and framing, wheredeterioration is suspected or where clear indications of possible deterioration exist. Probing is not done when doing so willdamage finished surfaces or when no deterioration is visible or presumed to exist. Inspectors are NOT required to offer anopinion as to the structural adequacy of any structural systems or components or provide architectural services or anengineering or structural analysis of any kind. Despite all efforts, it is impossible for a home inspection to provide any guarantythat the foundation, and the overall structure and structural elements of the building is sound. InterCoastal Inspections suggeststhat if the client is at all uncomfortable with this condition or our assessment, a structural engineer be consulted toindependently evaluate any specific concern or condition, prior to making a final purchase decision.
1. Foundation Type• Slab on Grade
2. Foundation Walls
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Wood FrameObservations:• Siding obstructs view of the wood framing. No deficiencies were observed at the visible portions ofthe structural components of the home.
3. Foundation Floor
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Concrete slabObservations:• All concrete floor slabs experience some degree of cracking due to shrinkage in the drying process. Inmost instances floor coverings prevent recognition of cracks or settlement in all but the most severecases. Where carpeting and other floor coverings are installed, the materials and condition of theflooring underneath cannot be determined.• Limited review due to floor coverings.• Visible areas appear satisfactory
4. Under Floor Crawlspace(s)
InspectNot
InspectNot
PresntRepairReplac
X
5. Floor Structure
InspectNot
InspectNot
PresntRepairReplac
XDescription:• ConcreteObservations:• Not visible to inspect due to finishing materials.• No deficiencies noted on visible areas, at the time of inspection.
6. Wall Structure
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Interior Walls Wood frameObservations:• Limited view due to finishing materials. Visible portions appear satisfactory
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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7. Ceiling and Roof Structure
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Oriented Strand Board (OSB) sheathing• Engineered Truss SystemObservations:• Visible areas appear satisfactory, at time of inspection.
8. Limitations of Structure Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Attic and Insulation This report describes the method used to inspect any accessible attics; and describes the insulation and vapor retarders used inunfinished spaces when readily accessible and the absence of insulation in unfinished spaces at conditioned surfaces. We inspectinsulation and vapor retarders in unfinished spaces when accessible and passive/mechanical ventilation of attic areas, if present.The following web site is an excellent resource of information on commercial insulation:http://www.certainteed.com/products/insulation
1. Attic Access
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Pull Down Ladder located in:• GarageObservations:• Appeared to be in satisfactory condition
2. Method of Attic Inspection• Viewed and walked in the Attic
3. Insulation in Unfinished Spaces
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Fiberglass, loose fillDepth/R-Value:• APPROX:• 8-10 inches• This is approximately R-24-R-36Observations:• Insulation appears adequate.• IMPROVE: Areas over garage have no insulation. Recommend adding insulation as it decreases thechances of condensation on surfaces where cold air meets warm air, and increases energy efficiency.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 18 of 48
IMPROVE: Areas over garagehave no insulation. Recommendadding insulation as it decreasesthe chances of condensation onsurfaces where cold air meets
warm air, and increases energyefficiency.
4. Attic Ventilation
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Under eave soffit inlet vents• Ridge exhaust ventingObservations:• Ventilation appears to be satisfactory at time of inspection• Attic should be reviewed at least twice per year to ensure ventilation openings are clear and to ensuredevelopment of mold is kept in check. While there may be very little or no evidence of mold buildup inthe attic at time of inspection, it can reproduce and spread rapidly should conditions allow it to. Moldcan be potentially hazardous and will spread when moisture enters the attic cavity and is notadequately vented to the exterior. Any area of suspected mold should be reviewed by a qualifiedcontractor for analysis and removal.
5. Vent Piping Through Attic
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• PVC plumbing vents• Bathroom exhaust vent piping• Kitchen exhaust fan vent pipe• Dryer VentilationObservations:• No deficiencies noted on visible penetrations.
Kitchen Bath
6. Limitations of Attic and Insulation Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 19 of 48
Interior In accordance with the Florida Standards of Practice pertaining to Interiors, inspectors are required to inspect walls, ceilings andfloors, steps, stairways and railings, installed countertops and a representative number of installed cabinets, and representativenumber of doors and windows. Garage door(s) and automatic garage door operators are inspected for proper function and theoperation of installed safety features. If the home is occupied, the possessions of the owner necessarily conceal some areas/items.These are exempt from inspection. All reasonable attempt is made to more closely inspect behind the owner's possessions if anyhint of a problem is found or suspected.
1. Door Bell
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated normally when tested.
2. Walls and Ceilings
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• DrywallObservations:• Some cosmetic, common small cracks and typical flaws in drywall finish noted. This is normal wearfor age of home.
3. Floor Surfaces
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• Tile• CarpetObservations:• No deficiencies noted at time of inspection. Normal wear observed unless noted below.• Crack observed in the tile floor in bath 2 that passes through into the shower threshold. Repair ofcracked tiles recommended especially on the shower side. Repair
Crack observed in the tile floor in bath 2 that passes through into the shower threshold. Repair of crackedtiles recommended especially on the shower side. Repair
4. Windows
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Aluminum - single paneObservations:• In accordance with Florida Standards, we do not test every window in the house, and particularly if itis furnished. We do test every unobstructed window in every bedroom to ensure that at least oneprovides and emergency exit.• MAINTENANCE: Clean the lower window tracks as part of your maintenance routine as they tend tocollect debris and affect the functionality of the windows when opening and closing. Lubrication canalso be applied once cleaned for improved performance and protection.• Operated windows appeared functional, at time of inspection
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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5. Interior Doors
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Hollow core wood doors• Closet Doors - MirrorObservations:• Two door handles missing from the master bedroom closet doors. Repair
Two door handles missing from the master bedroom closet doors. Repair
6. Closets
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Appeared functional, no deficiencies noted at time of inspection.
7. Ceiling Fans
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated normally when tested, at time of inspection.
8. Cabinets and Vanities
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• LaminateObservations:• No deficiencies observed on all kitchen cabinets. Normal wear observed• Previous damage observed to the cabinet beneath the sink in bath 2. Repair as needed
No deficiencies observed on all kitchen cabinets.Normal wear observed
Previous damage observed to the cabinet beneath thesink in bath 2. Repair as needed
9. Countertops
InspectNot
InspectNot
PresntRepairReplac
XMaterials:• Laminate• Solid SurfaceObservations:• Appeared to in satisfactory condition at time of inspection
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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10. Garage Door(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• 18' ,steel panel, sectional roll-up doors• Wind RatedObservations:• Appeared to be in satisfactory condition at time of inspection• MAINTENANCE: Garage doors need regular lubrication along the tracks to keep them runningsmoothly. Paint as part of your regular maintenance as it will extend the lifespan of all garage doors.
11. Garage Door Opener(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• OVERHEAD DOOR• 1/2 HorsepowerObservations:• Appeared functional using normal controls, at time of inspection.
12. Garage Door Safety Features
InspectNot
InspectNot
PresntRepairReplac
XSafety Reverse:• PresentObservations:• Safety sensors operated normally, reversing the door when tested..
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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13. Garage Floor and Sill Plates
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Sill plates behind finished surfaces could not be viewed.• Typical cracking was observed at the concrete garage floor. Additional cracking will occur.Recommend sealing the cracks to prolong the life of the concrete.
14. Garage Firedoor
InspectNot
InspectNot
PresntRepairReplac
XMaterial:• PresentObservations:• Appeared satisfactory and functional, at time of inspection.• IMPROVE: There is no self-closing device on the door from the house leading to the garage. It isstrongly recommended that one be installed in order to protect the residence against garage originatedfires.
15. Garage Firewall and Ceiling
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Appeared satisfactory, at time of inspection.• Unable to determine fire rating due to finishing materials
16. Limitations of Interiors Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Heating and Air Conditioning In accordance with the Florida Standards of Practice pertaining to Heating and Air Conditioning (HVAC) systems, this reportdescribes the energy source and the distinguishing characteristics of the heating and cooling system(s). Inspectors are requiredto open readily openable access panels and visually inspect the installed heating equipment and associated vent systems, fluesand chimneys; and central air conditioning equipment and distribution systems. The HVAC system inspection is general andnot technically exhaustive. The inspector will test the heating and air conditioner using the thermostat and/or other normalcontrols. InterCoastal Inspections highly recommends that a standard, seasonal or yearly, Service and Maintenance Contractwith an HVAC contractor be obtained. This provides a more thorough investigation of the entire home's heating, airconditioning and filtering system as well as maintaining it at peak efficiency —thereby increasing service life.
1. Thermostat(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Digital - Non ProgrammableObservations:• No deficiencies noted.• IMPROVE: Non-programmable thermostats have no energy saving capabilities as do digital setback-type thermostats. Recommend an upgrade to a modern, digital programmable thermostat. This couldyield a saving of up to $180 per year in energy costs.
2. Heating System
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Electric Heat Pump SystemsAge and Capacity:• Air Handler/Coil: 1 year old• Average life of an air handler is 15-20 yearsObservations:• Appeared to be in serviceable condition at time of inspection• Annual/seasonal HVAC service contract highly recommended.• The plastic removable covers at the air handler are cracked in various areas around screws that holdthe panels in place. These are hand tighting screws, and it appears someone may have used a drill andover rotated these hand screws. Repair the cracks as needed perhaps with super glue.• Water damage observed to the wood box that the the air handler is sitting on. Damage appears to befrom the previous air handler leaking. Repair as needed.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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The plastic removable covers at theair handler are cracked in variousareas around screws that hold thepanels in place. These are handtighting screws, and it appears
someone may have used a drill andover rotated these hand screws.
Repair the cracks as neededperhaps with super glue.
Water damage observed to thewood box that the the air handler
is sitting on. Damage appears to befrom the previous air handler
leaking. Repair as needed.
3. Energy Source
InspectNot
InspectNot
PresntRepairReplac
XFor Heating:• ElectricFor Cooling:• ElectricObservations:• No deficiencies noted.
4. Cooling System
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Compressor/Condensing unit:• Trane brand• Air-source Heat PumpAge and Capacity:• Approximately: 1 year old• Cooling Capacity:• Approx 3 Tons• Refrigerant:• R-410A• Average air conditioner compressor unit lasts about 10-15 years. Rooftop units and units right on thebeach may be more in the 7-10 year lifespan range.Observations:• There was evidence of an animal burrowing beneath the exterior compressor slab. Repair as needed.• Annual/Seasonal professional HVAC inspection and cleaning service contract is recommended.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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There was evidence of an animalburrowing beneath the exterior
compressor slab. Repair as needed.
5. Fuse/Circuit Breaker Protection
InspectNot
InspectNot
PresntRepairReplac
XPlacard Max:• Breakers• 30 Amps• 35 AmpsObservations:• No deficiencies observed
6. Condensate Drain
InspectNot
InspectNot
PresntRepairReplac
XObservations:• MAINTENANCE: During the hot season--it is important to monitor condensate trap to insure it isclear of debris for proper draining to occur. Recommend keeping a bottle brush handy for this purpose.Also, pouring a small amount of white vinegar followed by hot water in the trap occasionally will keepit clear of bacteria.• Redirect the condensate line on the exterior as it is puddling against the foundation. Extending it 2feet is the recommended distance. Repair
Redirect the condensate line on the exterior as it ispuddling against the foundation. Extending it 2 feet
is the recommended distance. Repair
MAINTENANCE: During the hot season--it isimportant to monitor condensate trap to insure it is
clear of debris for proper draining to occur.Recommend keeping a bottle brush handy for this
purpose. Also, pouring a small amount of whitevinegar followed by hot water in the trapoccasionally will keep it clear of bacteria.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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7. Heating & Cooling Distribution
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Flex ducting in attic - ceiling registersObservations:• *********COOLING************• The typical temperature differential split between cooling supply and return air is 14 - 20 degrees F.This system responded and achieved an acceptable differential temperature of 16-18 degrees F.• Torn flex duct observed in the attic. The location would be where the garage attic steps up to thecathedral section. Repair.
8. Filter(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Fiberglass disposable filter(s) -• 16 x 20 x 1Observations:• MAINTENANCE: The air filter(s) should be inspected at least monthly and cleaned or replaced asrequired. There are two types of filters commonly used: (1) Washable filters, (constructed of aluminummesh, foam, or reinforced fibers) these may be cleaned by soaking in mild detergent and rising withwater. Or (2) Fiberglass disposable filters that must be REPLACED before they become clogged.Remember that dirty filters are the most common cause of inadequate heating or cooling performance.• Air handler filter is dirty. Needs replacement
Air handler filter is dirty. Needs replacement
9. Gas Fireplace(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Unvented Vent-free Gas LogsObservations:• LIMITATION: No gas available at time of inspection which prevented inspection of the fireplace.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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LIMITATION: No gas available at time of inspectionwhich prevented inspection of the fireplace.
10. Limitations of Heating and Air Conditioning Inspection• The heat pump was not operated in the heating mode. To test in the Heat Mode, the outside airtemperature must be below <65 degrees Fahrenheit. Turning on a heat pump to the heating mode at anoutside temperature higher than 65 degrees may result in excessive refrigerant pressure and can damageheat pump components which are not designed or intended to be subjected to this pressure.• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Electrical In accordance with the Florida Standards of Practice pertaining to Electrical Systems, this report describes the amperage andvoltage rating of the service, the location of the main disconnect and any sub panel(s), the presence of solid conductoraluminum branch circuit wiring, the presence or absence of smoke detectors and wiring methods. Inspectors are required toinspect the viewable portions of the service drop from the utility to the house, the service entrance conductors, cables andraceways, the service equipment and main disconnects, the service grounding, the interior components of the service panels andsub panels, the conductors, the over-current protection devices (fuses or breakers), ground fault circuit interrupters and arepresentative number of installed lighting fixtures, switches and receptacles. All issues or concerns listed in this Electricalsection should be construed as current and a potential personal safety or fire hazard. Repairs should be a priority, and should bemade by a qualified, licensed electrician.
1. Service Drop
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Underground service lateralObservations:• Appeared to be in serviceable condition
2. Service Entrance Wires
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Aluminum• 150 AmpsObservations:• No deficiencies noted.
3. Electrical Service Rating• 120/240 Volt, Single Phase, 150 Ampere rating
4. Main Service Panel(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Manufacturer:• Seimens• Location:• GarageObservations:• The wiring within the panel appeared satisfactory and functional.• "Double Tapping" observed on one of the circuit breakers--two wires on single breaker. Thesebreakers appear not to be rated for double tapping. Qualified electrician should evaluate and repair asnecessary. Surge suppressors are not exempt from this requirement. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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"Double Tapping" observed on one of the circuit breakers--two wires on single breaker. These breakersappear not to be rated for double tapping. Qualified electrician should evaluate and repair as necessary.
Surge suppressors are not exempt from this requirement. Repair
5. Main Disconnect
InspectNot
InspectNot
PresntRepairReplac
XLocation:• 150 Amp Breaker - Main Panel
6. Service Grounding
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Copper• Ground Rod Connection• Plumbing Bond PresentObservations:• Ground rod is corroded at ground level. It may be a good idea to replace this ground rod due to theappearance of the visible portion. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Ground rod is corroded at ground level. It may be a good idea to replace this ground rod due to theappearance of the visible portion. Repair
7. Sub Panel(s)
InspectNot
InspectNot
PresntRepairReplac
X
8. Distribution Wiring
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Copper• Wiring type: non-metallic sheathed cable "Romex"Observations:• Visible wiring appeared functional, at time of inspection.
9. Lighting, Fixtures, Switches, Outlets
InspectNot
InspectNot
PresntRepairReplac
XDescription:• GroundedObservations:• A representative number of receptacles,switches and lights were tested and are generally serviceable,unless otherwise noted.• Exterior garage carriage light sensor lenses are deteriorated. Repair or replace• One light not operating at the dining room chandelier. This is probably just a bulb. Repair• Exterior rear porch light is connected to an extension cord that terminates at the left rear corner floodlights. It was not operating at time of inspection, and extension cords are not recommended forpowering exterior lighting. Repair• Various receptacle covers missing should be replaced to prevent contact with live wiring. Repair• Light bulb is broken off inside the master bath shower light fixture. Removal of the damaged bulb isrecommended by a qualified contractor. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Exterior rear porch light isconnected to an extension cordthat terminates at the left rearcorner flood lights. It was not
operating at time of inspection, andextension cords are not
recommended for poweringexterior lighting. Repair
Rear light on extension cord Exterior garage carriage lightsensor lenses are deteriorated.
Repair or replace
Various receptacle covers missingshould be replaced to prevent
contact with live wiring. Repair
One light not operating at thedining room chandelier. This is
probably just a bulb. Repair
Light bulb is broken off inside the master bath shower light fixture. Removal of the damaged bulb isrecommended by a qualified contractor. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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10. GFCI - Ground Fault Circuit Interrupter
InspectNot
InspectNot
PresntRepairReplac
XDescription:• GFCI is an electrical safety device that cuts power to the individual outlet and/or entire circuit whenas little as .005 amps is detected leaking--this is faster than a person's nervous system can react!Kitchens, bathrooms. whirlpools/hot-tubs, unfinished basements, garages, and exterior circuits arenormally GFCI protected. This protection is from electrical shock.• Recommend review of the following web site: http://safeelectricity.org/index.php/information-center/library-of-articles/english-articles/55-home-safety/317-ground-fault-circuit-interrupters-gfcisLocations & Resets:• Present at:• Bathrooms• Kitchen• Exterior• GarageObservations:• Test GFCIs monthly to ensure proper operation.• Crack observed at one GFCI receptacle reset button in the kitchen. Repair as needed.• Damaged GFCI needs to be replaced at right side of kitchen sink. This is also leaving one othercounter top outlet not operating. Replacement recommended.
Damaged GFCI needs to be replaced at right side ofkitchen sink. This is also leaving one other counter
top outlet not operating. Replacementrecommended.
Crack observed at one GFCI receptacle reset buttonin the kitchen. Repair as needed.
11. AFCI - Arc Fault Circuit Interrupter
InspectNot
InspectNot
PresntRepairReplac
XDescription:• AFCI is an electrical safety device that helps protect against fires by detecting arc faults. An arc (orsparking) fault is an electrical problem that occurs when electricity moves from one one conductoracross an insulator to another conductor. This generates heat that can ignite nearby combustiblematerial, starting a fire. At a minimum, all bedroom circuits are normally AFCI protected. Soon ALLelectrical circuits in new homes will require AFCI protection.Locations & Resets:• Absent-Not required when house constructedObservations:• IMPROVE: Modern electrical codes require branch circuits at all bedrooms to be AFCI protected. Theelectrical code at the time this house was built may not have required AFCI protection at these circuits.Nonetheless, we strongly recommend they be added to all bedroom circuits as an extra preventive firesafety measure. Licensed electrician recommended.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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12. Smoke/Heat Detector(s)
InspectNot
InspectNot
PresntRepairReplac
XObservations:• MAINTENANCE: Periodic testing and changing batteries at daylight savings time to ensure properSmoke Alarm operation is required.• IMPROVE: Recommend installing one in each bedroom and one in adjoining hallways to bring up tomodern safety standards• Testing of smoke detectors is not included in this inspection. Pushing the "Test" button only verifiesthat there is power at the detector--either a battery or hard wired to the house power--and not theoperational workings of the detector. The operational check is done by filling the sensor with smokeand is beyond the scope of this inspection. Battery operated smoke alarms should be checked routinelyand the batteries changed frequently.
13. Limitations of Electrical Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.st-augustine-home-inspector.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Plumbing This report describes the water supply, drain, waste and vent piping materials and the water heating equipment, energy sourceand location of the main water and main fuel shut-off valves, when readily viewable or known. Inspectors are required toinspect the interior water supply and distribution systems, all fixtures and faucets, the drain waste and vent systems (includingall fixtures for conveying waste), the water heating equipment (vent systems, flues and chimneys of water heaters or boilerequipment), fuel storage and distributions systems for water heaters and/or boiler equipment and drainage sumps, sump pumpsand associated piping. Some simple plumbing repairs, such as a typical trap replacement, can be performed by a competenthandyman. However, any more complex issues such as incorrect venting or improperly sloped drains should be repaired by alicensed plumber. All gas related issues should only be repaired by a licensed plumbing contractor —since personal safety isinvolved.
1. Water Supply SourceSource:• Public municipal water supply
2. Service Piping Into The HouseMaterials:• Copper/Metal
3. Main Water Shut Off
InspectNot
InspectNot
PresntRepairReplac
XLocation:• Water Meter• Garage - Right WallObservations:• No deficiencies observed at the water meter or shut off.
Meter
4. Supply Branch Piping
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Readily visible water supply pipes are:• CopperObservations:• No deficiencies observed at the visible portions of the supply piping.
5. Exterior Hose Bibs/Spigots
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Anti Siphon Present• Standard hose bibsInterior Shutoffs:• NoneObservations:• Operated properly when tested
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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6. Water Flow and Pressure
InspectNot
InspectNot
PresntRepairReplac
XPressure:• 65 PSIObservations:• The water flow was overall functional. This was determined by running water in the bath sink andshower while toilet is flushed.
7. Faucets
InspectNot
InspectNot
PresntRepairReplac
XObservations:• No deficiencies noted.
8. Sinks
InspectNot
InspectNot
PresntRepairReplac
XObservations:• No deficiencies observed.
9. Traps and Drains
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Water was run through the fixtures and drains. Functional drainage was observed.
10. Waste SystemDescription:• Public sewage disposal system
11. Drainage, Wastewater & Vent Piping
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Visible waste piping in house:• Thermoplastic PVC (Polyvinyl Chloride) - normally white in colorObservations:• Visible piping appeared serviceable at time of inspection.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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12. Water Heater(s)Description:• A.O. Smith• Electric• Location: GarageCapacity:• Approx:• 40 Gallons
13. Water Heater(s) Condition
InspectNot
InspectNot
PresntRepairReplac
XAge:• 11 Years• Water heaters have a typical life expectancy of 12-15 years.Observations:• Tank appears to be in satisfactory condition -- no concerns.
14. Fuel Supply and Distribution
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Corrugated Stainless Steel Tubing (CSST) for branch/distribution serviceObservations:• No propane tank present at time of inspection.
No propane tank present at time of inspection.
15. Other Components
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Sprinkler SystemObservations:• The sprinkler system is beyond the scope of a home inspection. We do note in our report when wevisually see a broken sprinkler head, or irrigation affecting the structure.• Various sprinkler heads are in close proximity and misdirected towards the side of the house andfoundation. Monitor these areas and prevent the heads from spraying the cladding system.Recommend moving these sprinkler heads a minimum of 1 foot away from the perimeter to preventundermining of the foundation, and cladding damage.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Various sprinkler heads are in close proximity and misdirected towards the side of the house andfoundation. Monitor these areas and prevent the heads from spraying the cladding system. Recommend
moving these sprinkler heads a minimum of 1 foot away from the perimeter to prevent undermining of thefoundation, and cladding damage.
16. Limitations of Plumbing Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.st-augustine-home-inspector.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Bathrooms Bathrooms can consist of many features from whirlpool tubs and showers to toilets and bidets. Because of all the plumbinginvolved it is included here as a separate area. Fixtures and faucets, functional water flow, leaks, and cross connections arechecked. Moisture, water leaks, failed caulk and tile grout can cause mildew and other problems that may be undetectablewithin the walls or under flooring. It is important to routinely maintain all bathroom caulking and tile grout, because minorimperfections will result in water migration and damage behind finished surfaces.
1. Tub(s)
InspectNot
InspectNot
PresntRepairReplac
X
2. Shower(s)
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Surround is tileObservations:• Recommend all tile edges and tub/shower walls be periodically checked -- then caulked and sealed asnecessary to prevent moisture penetration.• FYI: Failure to keep shower walls sealed can cause deterioration and extensive moisture damage tothe interior walls and surrounding sub-flooring. This damage is not always visible or accessible to theinspector at the time of inspection.• Recommend all tile edges and tub/shower walls be caulked and sealed to prevent moisturepenetration.• Mount for the shower head is missing which is leaving the head dangling in the master shower.Repair
Recommend all tile edges andtub/shower walls be periodically
checked -- then caulked and sealedas necessary to prevent moisture
penetration.
Caulk
Mount for the shower head is missing which isleaving the head dangling in the master shower.
Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 39 of 48
3. Toilet(s)
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated when tested. No deficiencies noted.
4. Bidet(s)
InspectNot
InspectNot
PresntRepairReplac
X
5. Exhaust Fan(s)
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Appeared functional, at time of inspection.• FYI: Exhaust fans move water vapor from occupants taking hot showers. Moisture must be removedand prevented from saturating walls, and rusting metal fixtures such as lighting, towel racks, mirrorframes, etc. Proper fan ventilation will carry water vapor through a vent in the ceiling to a vent exitingthe roof or exterior.
6. A Word About Caulking and Bathrooms• Water intrusion from bathtubs and shower enclosures is a common cause of damage behind walls, subfloors, and ceilings below bathrooms. As such, periodic re-caulking and grouting of tub and showerareas is an ongoing maintenance task which should not be neglected.• Areas which should be examined periodically are vertical corners, horizontal corners/grout linesbetween walls and tubs/shower pans and at walls near floor areas. Also, the underside of shower curbs,the tub lip, tub spouts, faucet trim plates and any other areas mentioned in this report.• Chose a PVA (polyvinyl acetate) type caulk. These are much more mildew resistant, are longer lastingand can be more thoroughly removed from bathroom surfaces.One of the best is : POLYSEAMSEAL Tub and Tile Ultra Sealant caulk.For more information, go to: http://polyseamseal.com/ttultra.shtml• I highly recommend that any caulking issues/deficiencies listed in this inspection report, be addressedand corrected by the client (buyer) and not the seller. The reason is: Old caulk must be removed--thesurface meticulously cleaned--THEN new the caulk applied. A seller may not always have the bestinterest in mind for a thorough job--that may have to be re accomplished.
7. Limitations• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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Appliances Inspector observed and operated the basic functions of the following appliances: Permanently installed dishwasher(s), throughits normal cycle; Range, cook top, and permanently installed oven; Garbage disposal; Ventilation equipment or range hood;Permanently installed microwave oven; and Conveying laundry appliances. Interior refrigerator/freezer temperatures are nottested. Inspection of stand-alone freezers and secondary refrigerators are outside the scope of this inspection. No opinion isoffered as to the adequacy of dishwasher operation. Oven self or continuous cleaning operations, cooking functions, clocks,timing devices, lights and thermostat accuracy are not tested during this inspection. Appliances are not moved and thecondition of any walls or flooring hidden by them cannot be judged.
1. Dishwasher
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Unit did not operate properly with unusually loud noise. Repair or replace
Unit did not operate properly with unusually loud noise. Repair or replace
2. Garbage Disposal
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated - appeared functional at time of inspection.
3. Ranges, Ovens, Cooktops
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Cooktop: Electric coils• Oven(s): ElectricObservations:• All heating elements operated when tested.• Oven(s) operated when tested.• Anti-tip bracket is missing from range installation. See label inside oven door. All free-standing, slide-in ranges include an anti-tip device and is essential in the safe operation of the range. It providesprotection when excess force or weight is applied to an open oven door. Carried by home buildingcenters.
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 41 of 48
Anti-tip bracket is missing fromrange installation. See label insideoven door. All free-standing, slide-in ranges include an anti-tip device
and is essential in the safeoperation of the range. It providesprotection when excess force or
weight is applied to an open ovendoor. Carried by home building
centers.
Loose handle. Tighten screws.
4. Hood/Exhaust Fan
InspectNot
InspectNot
PresntRepairReplac
XDescription:• Under the microwaveObservations:• Functioned and operated normally when tested.• Vented to exterior• Filter is dirty/Clean or replace
Filter is dirty/Clean or replace
5. Microwave
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Cracks observed on the microwave door. Repair or replace
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 42 of 48
Cracks observed on the microwavedoor. Repair or replace
6. Refrigerator
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Water line for ice maker observed
7. Other Components
InspectNot
InspectNot
PresntRepairReplac
X
8. Washer
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated as designed using normal controls• Active leaking observed at the washer supply valve. Recommend repair or replacement of the washersupply valve. Repair
Active leaking observed at the washer supply valve.Recommend repair or replacement of the washer
supply valve. Repair
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
Page 43 of 48
9. Dryer
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Operated as designed using normal controls
10. Dryer Vent
InspectNot
InspectNot
PresntRepairReplac
XObservations:• Properly vented to exterior.• MAINTENANCE: Annual cleaning of dryer vent duct recommended, as fire safety.• Dryer vent union observed leaking in the attic at the elbow connection. Dryer lint is being depositedin the attic space. Duct tape is not an approved material for connecting dryer vents. Recommendreplacing with HVAC metal tape. Repair
Dryer vent union observed leaking in the attic at the elbow connection. Dryer lint is being deposited inthe attic space. Duct tape is not an approved material for connecting dryer vents. Recommend replacing
with HVAC metal tape. Repair
11. Limitations of Appliances Inspection• Limitations (additional limitations are located at the end of this report):Click here to Go to the InterNACHI Standards of Practice: http://www.port-orange-home-inspection.com//system/files/userfiles/InterNACHI%20SOP.pdf
InterCoastal Inspections, LLC 314 Money Pit Cir, Ormond Beach, FL
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LIMITATIONS OF THIS INSPECTION
As we have discussed and as described in your inspection contract, this is a visual inspection limited in scope by (but not restricted to) the following
conditions:
STRUCTURE
- Structural components concealed behind finished surfaces could not be inspected.
- Only a representatvie sampling of visible structural components were inspected
- Furniture and/or storage restricted access to some structural components.
- Engineering or architectural services such as calculation of structural capacities, adequacy, or integrity are not part of a building inspection.
- NOTICE: It is always wise to check with the building department for permit information, especially if additions or alterations have been performed or
disclosed by the seller. It is beyond the scope of this inspection to ascertain what is or is not an addition to the original structure.
- Detached structures are outside the scope of this inspection, unless specifically agreed-upon and documented in this report.
ATTIC
- Insulation/ventilation type and levels in concealed areas, like exterior walls, are not inspected.
- Potentially hazardous materials such as Asbestos and Urea Formaldehyde Foam Insulation (UFFI) cannot be positively identified without a detailed
inspection and laboratory analysis. This is beyond the scope of the inspection.
- Insulation and vapor barriers are not disturbed and no destructive tests (such as cutting openings in walls to look for insulation) are performed.
- Any estimates of insulation R values or depths are rough average values.
ROOF
Not all of the underside of the roof sheathing is inspected for evidence of leaks. Evidence of prior leaks may be disguised by interior finishes.
Estimates of remaining roof life are approximations only and do not preclude the possibility of leakage. Leakage can develop at any time and may
depend on rain intensity, wind direction, ice build-up, and other factors.
Antennae, chimney/flue interiors tha are not readily accessible are not inspected and could require repair.
Roof inspection may be limited by access, condition, weather, or other safety concerns.
The metal and/or canves patio roof is outside the scope of this inspection.
EXTERIOR
- A representative sample of exterior components was inspected rather than every occurrence of components
- The inspection does not include an assessment of geological, geotechnical, or hydrological conditions, or environmental hazards
- Seawalls are outside the scope of this inspection. A seawall inspection is recommended before closing if, one exists at the property
- Screening, shutters, hurricane shutters, awnings, or similar seasonal accessories, fences, recreational facilities, outbuildings, seawalls, break walls,
docks, erosion control and earth stabilization measures are not inspected unless specifically agreed-upon and documented in this report.
- The garage door opener reverse safety mechanism is not within the scope of this inspection the safety features should be tested regularly as a
door that doesn't reverse can injure someone or fall from the ceiling. There is a serious risk of injury, particularly to children
- Fountains, water ponds, and or equipment are outside the scope of this inspection
- Awnings and Canopies are outside the scope of this inspection
ELECTRICAL
- Electrical components concealed behind finished surfaces are not inspected
- Only a representative sampling of outlets and light fixtures were tested
- Furniture and /or storage restricted access to some electrical components, which may not be inspected
- Recessed light fixtures (sometimes referred to as "high hats") that are installed in insulated ceilings can represent a fire hazard if they are not
suitably rated. Determining the rating is beyond the scope of this inspection. If recessed light pictures are present to qualified licensed electrician should
be consulted to verify the safety of the system
- Main disconnects and meter rooms are not accessible and condominiums and townhomes and are not within the scope of this inspection
- Labeling of electric circuit locations on Main Electrical Panel are not checked for accuracy.
- Remote control devices, alarm systems and components, low voltage wiring, systems, and components, ancillary wiring, systems, and other
components which are not part of the primary electrical power distribution system are beyond the scope of this inspection. - Access was restricted in
various locations.
- Outlets and switches not opened
- Generators are outside the scope of this inspection
AIR-CONDITIONING &HEATING
- Window mount and air conditioning units are not inspected - Heat gain calculations, adequacy, efficiency, or the balanced distribution of air
throughout the home are not performed as part of a home inspection. These calculations are typically performed by designers to determine the required
size of HVAC systems. As a very rough rule of thumb -- Air conditioning adequacy is 600-800 sq. feet of living area per ton (12,000 BTU) of A/C cooling
capacity.
- Humidifiers, dehumidifiers, and electronic filters are not inspected. An annual HVAC service contract should include servicing these items.
- Determining the condition of oil tanks, whether exposed or buried, is beyond the scope of this inspection. Leaking oil tanks represent an
environmental hazard which sometimes can be very costly to remedy.
- To gain access and inspect the heat exchanger in Mid and High Efficiency furnaces requires a significant dismantling and disassembly of the unit
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and is therefore outside the scope of a home inspection.
- Firescreens, fireplace doors, appliance gaskets and seals, automatic fuel feed devices, mantles and fireplace surrounds, combustion make-up air
devices, and heat distribution assists (gravity or fan-assisted) are not inspected.
PLUMBING
- Portions of the plumbing system concealed by finishes and/or storage below sinks, etc., below the structure, or beneath the ground surfaces are
not inspected
- Water quantity and water quality are not tested unless explicitly contracted for and discussed in this or separate report
- Clothes washing machine connections are not inspected.
- Interiors of chimneys, which are not readily accessible, are not inspected.
- Water conditioning systems, solar water heaters, fire and lawn sprinklers systems, and private waste disposal systems are not inspected unless
explicitly contracted for and discussed in this or a separate report.
BATHROOMS
- Furniture, storage, appliances, and/or wall hangings are not moved to permit inspection and may block defects.
- Carpeting, window treatments, paint, wallpaper, and other finish treatments are not inspected.
- Notice to Buyer: Tile shower stalls, by their nature, have a limited life expectancy. The life of a shower stall usually varies from 3 to 20 years. This
depends on the quality of the installation and level of maintenance. This is usually not verifiable during a visual inspection. At some point, typically when
leaks occur, rebuilding the tile shower stall becomes necessary.
INTERIOR/APPLIANCES
- Furniture, wallpaper, suspended acoustic tile, paneling, artwork, storage, appliances, and/or wall hangings are not moved to permit inspection it
may block defects.
- Building Inspectors cannot determine the integrity of the thermal seal in double-glazed windows. Evidence of failed seals may be more or less
visible from one day to the next depending on the weather and inside conditions (temperature,humidity, sunlight, etc.)..
- Carpeting, window treatments, central vacuum systems, household appliances, recreational facilities, paint, wallpaper, and other finish treatments
are not inspected.
- Determining the heat resistance of firewalls is beyond the scope of this inspection.
- Thermostats, timers, ice makers, water dispensers, instant hot water dispensers, water filters, and other specialized features and controls, are not
tested, and are outside the scope of this inspection.
- The temperature calibration, functionality of timers, effectiveness, efficiency and overall performance of appliances is outside the scope of this
inspection.
- Drain lines and water supply lines serving clothes washing machines are not operated--as they may be subject to leak if turned.
- The condition of the flooring below carpets is not inspected.
- Personal ice makers and refrigerators not inspected - Portable dishwashers may not be operated as they require connection to facilitate testing.
- Interior walls and ceilings that appear to have been recently painted could indicate concealed historical data.
POOLS
- Any concealed components are not inspected
- Pool equipment valves are not turned during inspection. Ask the seller to disclose any leak history (see photo section). Valves are turned very
infrequently and doing so may inadvertently cause a leak or breakage. Only observations of present-day active leaks are within the scope of this
inspection.
-Heat pumps are not left running long enough to check for proper heating. Take temperatures after allowing to run for a minimum of 3 to 6 hours.
- Gas heaters are not lit if the pilot or gas is off.
- Diving boards and slides are outside the scope of this inspection.
- The pool floor drains are not accessible and therefore cannot be evaluated. Vortex trains are recommended for safety if not already installed.
- No leak tests are performed and no pending can be formed about whether a pool is actively leaking during a one-time inspection. Leak tests of any
and all cracks mentioned above are recommended.
- The adequate sizing of equipment is not determined during the inspection.
- Pool filter housings are not open during an inspection. Buried filters cannot be evaluated for leaks.
- The presence or absence of an electrical bonding wire on the electrical equipment is verified during an inspection. This wire usually continues
underground to its bonding connection and is not verifiable during a visual inspection. Have an electrician test further for proper bonding.
- Automatic chlorinating equipment, pulls sweep systems, floor returns, built-in fountains, and specialized equipment like ozone generating machines
are not within the scope of this inspection.
- If original 120 V lighting is present, it would be wise to convert it to low-voltage lighting for safety concerns. Some 120 V wiring may be disguised and
not identified during an inspection. Investigate further if no immediate upgrades are planned.
- The presence or absence of concrete pilings to support the pool is not determined during a one time inspection. Check with your local building
department.
Visit http://www.nachi.org/florida-life-expectancy.htm for a life expectancy chart for systems andcomponents of the home in Florida. These life expectancies should only be used for reference, andvary significantly based on your geographic location.
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Scope of Inspection All components designated for inspection in the InterNACHI “Standards of Practice” are inspected, except as noted in the “Limitations of Inspection”section at the end of this report or in the observation sections throughout the report.
IMPORTANT: THE “PHOTO” SECTION(S) OF THIS REPORT IS CONSIDERED PART OF THE REPORT. THERE MAY BEOBSERVATIONS REGARDING RECOMMENDATIONS, IMPROVEMENTS AND OR REPAIRS WRITTEN IN THE “PHOTO”SECTION, WHICH DO NOT APPEAR ANYWHERE ELSE ON THIS REPORT. PLEASE READ THE ENTIRE “PHOTO” SECTIONOF THIS REPORT.
IMPORTANT: INTERCOASTAL INSPECTIONS HAS A QUALITY CONTROL PROCEDURE AND REPORTS AREREVIEWED FOR ACCURACY AND CONSISTENCY. REPORTS ARE SUBMITTED TO THE CLIENT BEFORE QC REVIEW. REPORTS ARE QC REVIEWED WITHIN 24 HOURS. CHANGES OR AMENDMENTS ARE SOMETIMES RECOMMENDED ORREQUIRED. INTERCOASTAL INSPECTIONS RESERVES THE RIGHT TO AMEND THE REPORTS UP TO 48 HOURS AFTERINITIAL DELIVERY. BE AWARE THAT AN AMENDED REPORT NEEDS YOUR FULL REVIEW AGAIN. It is the goal of the inspection to put a property buyer in a better position to make a buying decision. Not all improvements will be identified during thisinspection. Unexpected repairs should still be anticipated. The inspection should not be considered a guarantee or warranty of any kind.
IMPORTANT: TRUE COST ASSESSMENTS OF THE REPAIRS OR REPLACEMENTS NEEDED SHOULD BEPROCURED FOR FURTHER, MORE EXPLORATORY, INVESTIGATIONS BY LICENSED PROFESSIONALS IN THEIRRESPECTED FIELDS. CONSULTING LICENSED CONTRACTORS, ROOFERS, ELECTRICIANS AND OR TECHNICIANS,BEFORE THE END OF THE INSPECTION PERIOD, TO PROVIDE EXACT REPAIR OR REPLACEMENT ESTIMATES ISRECOMMENDED. IT IS FURTHER RECOMMENDED THAT AN EXTENSION TO YOUR INSPECTION PERIOD BE REQUESTEDTO COMPLETE ANY FURTHER INVESTIGATIONS RECOMMENDED IN THIS REPORT.
IMPORTANT: THIS REPORT DOES NOT CONCENTRATE ON “IMPROVEMENT” ITEMS, RATHER IT CONCENTRATESON “SIGNIFICANT REPAIR, REPAIR AND SAFETY ISSUE” ITEMS. THIS MEANS THAT SMALLER, NON-SIGNIFICANT,OBSERVATIONS WILL NOT BE INCLUDED IN THIS REPORT. IT IS IMPORTANT THAT YOU AS A BUYER UNDERSTAND THATTHESE TRIVIAL ITEMS ARE NOT INCLUDED AND YOU, THE BUYER, SHOULD GO AROUND THE PROPERTY AND IDENTIFYSMALLER, LESS SIGNIFICANT ITEMS, WHICH MAY NEED IMPROVEMENT. This report contains technical information. If you were not present during this inspection, please call the office to arrange for a verbal consultation withyour inspector. If you choose not to consult with the inspector, InterCoastal Inspections will not be held liable for your understanding ormisunderstanding of this report’s contents. The presence of certain mold and mold spores can cause mild to severe health effects in humans and candeteriorate the building materials in the dwelling resulting in damage. Health effects include, but are not limited to: asthma, allergy symptoms, wateryeyes, sneezing, wheezing, difficulty breathing, sinus congestion, blurry vision, sore throat, dry cough, aches and pains, skin irritation, bleeding of thelungs, headaches, memory loss and fever. As humans vary greatly in their chemical make-up, so does the individual’s reaction to mold exposure. Forsome people, a small number of mold spores can cause ill effects. In others, it may take a longer exposure. Exclusive of any observations in this report,if water intrusion has occurred, or is currently occurring but not visible, it is conducive to mold growth. Mold can be present in areas not readily visible inthe building and air sampling with laboratory analysis is one method that can be used to detect it. It is always recommended that indoor and outdoor airsampling of the property be performed.
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When Things Go WrongThere may come a time when you discover something with the home that you feel may have been missing from the homeinspection.Here are some things we'd like you to keep in mind. · Intermittent Or Concealed Problems:Some problems can only be discovered by living in a house. They cannot be discovered during the few hours of a homeinspection. For example, some shower stalls leak when people are in the shower, but do not leak when you simply turnon the tap. Some roofs and basements only leak when specific conditions exist. Some problems will only be discoveredwhen carpets are lifted, furniture is moved or finishes are removed. · No Clues:These problems may have existed at the time of the inspection, but there were no clues as to their existence. Ourinspections are based on the past performance of the house. If there are no clues of a past problem, it is unfair to assumewe should foresee a future problem. · We Always Miss Some Minor Things:Our reports may identify some minor problems, but not others. The minor problems that are identified were discoveredwhile looking for more significant problems. We note them simply as a courtesy. The intent of the inspection is not tofind the $200 problems; it is to find the $2,000 problems. These are the things that affect people's decisions. · Contractor's Advice:A common source of dissatisfaction with home inspectors comes from comments made by contractors. Contractor'sopinions often differ from ours. Don't be surprised when three roofers all say the roof needs replacement, when we saidthat the roof would last a few more years with minor repairs. · Last Man In Theory:While our advice represents the most prudent thing to do, many contractors are reluctant to undertake these repairs. Thisis because of the last man in theory. The contractor fears that if he is the last person to work on the roof, he will getblamed if the roof leaks, regardless of whether or not the roof leak is his fault. Consequently, he won't want to do a minorrepair with high liability, when he could re-roof the entire house for more money and reduce his liability. This isunderstandable. · Most Recent Advice Is Best:There is more to the last man in theory. It suggests that it is human nature for homeowners to believe the last bit of expertadvice they receive, even if it is contrary to previous advice. As home inspectors, we unfortunately find ourselves in theposition of first man in and consequently it is our advice that is often disbelieved. · Why Didn't We See It?Contractors often say, I can't believe the inspector didn't find this problem. There are several reasons for these apparentoversights:Most Contractors Have No Clue What's Inside or Outside The Scope Of A Standard Home Inspection: All of ourinspections are conducted in accordance with the National Association of Certified Home Inspectors (NACHI). TheStandards of Practice specifically state what's included and excluded from the standard home inspection. Most contractors have no clue this document exists and many have a tendency to "blame the Home Inspector" for anyissue found, regardless of whether the issue is within the "scope" of the standard home inspection. · Conditions During The Inspection:It is difficult for homeowners to remember the circumstances in the house at the time of the inspection. Homeownersseldom remember that it was snowing, there was storage everywhere or that the furnace could not be turned on becausethe air conditioning was operating, etc. It's impossible for contractors to know what the circumstances were when theinspection was performed. · The Wisdom Of Hindsight:When the problem manifests itself, it is very easy to have 20/20 hindsight. Anybody can say that the basement is wetwhen there is 2 feet of water on the floor. Predicting the problem is a different story.
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· A Long Look:If we spent half an hour under the kitchen sink or 45 minutes disassembling the furnace, we'd find more problems, too. Unfortunately, the inspection would take days and would cost considerably more. We are generalists; we are notspecialists. The heating contractor may indeed have more heating expertise than we do. This is because we are expectedto have heating expertise and plumbing expertise, structural expertise, etc. · An Invasive Look: Problems often become apparent when carpets or plaster are removed, when fixtures or cabinets are pulled out, and soon. A home inspection is a visual examination. We don't perform invasive or destructive tests. · Not Insurance:In conclusion, a home inspection is designed to better your odds of not purchasing a "money pit". It is not designed toeliminate all risk. For that reason, a home inspection should not be considered an insurance policy. The premium that aninsurance company would have to charge for a policy with no deductible, no limit and an indefinite policy period wouldbe considerably more than the fee we charge. It would also not include the value added by the inspection.