Inter-American Development Bank

Haiti Remittance Survey

March 6, 2007

Sample Size: 1,724 Haitian adults

Dates of Interviews: November – December 2006

Language of Interviews:

Haitian Creole

Margin of Error: 2 percentage points

METHODOLOGY

Demographics of Remittance Recipients

Age

4%

12%

23%

27%

34%

0% 10% 20% 30% 40%

65 and Over

50 - 64

35 - 49

25 - 34

18 - 24

Education

19%

17%

42%

14%

4%

4%

0% 10% 20% 30% 40% 50%

University Graduateor Graduate Degree

Some University orTechnical School

Secondary School

Primary School

None- can read andwrite

None- can't read orwrite

Gender

53%47% Male

Female

Annual Household Income

32%

13%

11%

43%

0% 10% 20% 30% 40% 50%

More than$1000

$501-$1000

$200-$500

$200 or less

Departments Polled

Ouest: Port-Au-Prince Sud-Est: Jacmel Sud: Les Cayes Grand’ Anse / Nippes: Miragoâne Centre: Mirebalais Artibonite: Saint-Marc  Nord: Le Cap-Haïtien

Haiti Map

More than 90 percent of the Haitian population resides in the eight Haitian departments where polling was conducted.

No interviews were conducted in the Nord-Est and Nord-Ouest departments – where only 7 percent of the Haitian population resides.

1. Arbonite2. Centre 3. Grand’Anse4. Nippes5. Nord6. Nord-Est7. Nord-Ouest8. Ouest9. Sud-Est10. Sud

Remittances

Do you have any family members or relatives living in another country outside of Haiti?

45%

55%

YesNo

Have any of your family members or relatives living in another country outside of Haiti ever sent you money?

31%

14%

55%

Yes

No

Don't have family inother country

Remittance RecipientsBy Region

5%

29%

30%

33%

36%

55%

62%

0% 20% 40% 60% 80%

Nord

Sud-Est

Ouest

Artibonite

Grand'Anse / Nippes

Sud

Centre

Remittance RecipientsBy Education

56%

78%

44%

22%

0% 20% 40% 60% 80% 100%

Completedhigh school or

more

Some highschool or less

Yes

No

Major Findings

Thirty-one percent of Haitian adults – approximately 1.1 million people – received remittances on

a regular basis during 2006.

Remittance Recipients

2%

10%

16%

17%

24%

28%

31%

38%

0% 10% 20% 30% 40%

Brazil

Peru

Colombia

Mexico

Guatemala

El Salvador

Haiti

Dominican Republic

Haitian Remittance RecipientsIn which country does that family member or relative live?

USA 71%

Canada 14%

France 8%

Dominican Republic 2%

Bahamas 2%

Martinique 1%

Guyana 1%

Spain 1%

What is your relationship to the person who sends you money?

34%

14%

11%

24%

17%

0% 10% 20% 30% 40%

Cousin / Aunt /Uncle / Other

Son orDaughter

Husband orWife

Sister orBrother

Father orMother

How frequently does your family member or relative send you money?

11%

6%

23%

41%

19%

0% 10% 20% 30% 40% 50%

About once a year

Every 4 to 6 months

Every 2 to 3 months

Once a month

2 times a month or more

Major Findings

The average Haitian remittance recipient

receives money 10 times per year.

For how many years has this family member or relative been sending you money?

38%

22%

27%

12%

0% 10% 20% 30% 40%

More than 5Years

Between 3and 5 years

Between 1and 3 years

Less than 1year

How much money – on average – does your family member or relative send you each time?

5%

3%

7%

8%

33%

44%

0% 10% 20% 30% 40% 50%

More than $500

$401 to $500

$301 to $400

$201 to $300

$101 to $200

$100 or less

Major Findings

The average remittance to Haiti is US$150.

Major Findings

The IDB Survey indicates that Haiti received approximately US$1.65 billion during 2006.

The Remittance Process

How do you receive your remittance?

3%

4%

4%

6%

83%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90%

Family membertraveling to Haiti

Courier

By Mail

Bank

RemittanceCompany

How satisfied are you with the services of your remittance company or bank?

75%

18%

7%

Very Satisfied

SomewhatSatisfied

Not Satisfied

Approximately what portion of the money you receive do you spend on daily expenses?

3%

1%

5%

15%

31%

45%

0% 10% 20% 30% 40% 50%

DK/NA

None

Less than 1/4 of it

About 1/2 of it

About 3/4 of it

All of it

Major Findings

Haitian remittance recipients spend approximately 77 percent

of the money they receive on basic daily expenses such as

food, housing, clothes, utilities and medicine.

Investment Potential of Remittances

54%

47%

40%

40%

39%

32%

23%

23%

16%

0% 10% 20% 30% 40% 50% 60%

Brazil

Paraguay

Peru

Mexico

Ecuador

Guatemala

Haiti

Honduras

El Salvador

Other than daily expenses, what do you use the money for?

8%

5%

11%

22%

25%

29%

0% 5% 10% 15% 20% 25% 30% 35%

Other

Buy Health or LifeInsurance

Buy or Build a House

Open a SavingsAccount

Start a Business

Pay for Education

Major Findings

Haitian remittance recipients spent more than US$350 million

during 2006 on economic development investments such as starting a business, opening up a

savings account, building a house or paying for educational needs.

How often do you communicate with your family member or relative abroad?

12%

35%

42%

11%

0% 10% 20% 30% 40% 50%

A few times ayear

Once a month

Once a week

Everyday

Haitian Economy and Investments

Overall, how do you see your family’s personal economic situation in Haiti?

32%

44%

18%

5%

26%

33%

30%

9%

0% 10% 20% 30% 40% 50%

Bad

Mediocre

Good

Excellent

Remittancerecipients

Adultpopulation

Overall, do you have a positive or negative opinion of the banks in Haiti?

45%

14%

41%Positive

Negative

DK/NA

Interest in Financial Products

73%

76%

76%

82%

89%

0% 20% 40% 60% 80% 100%

Finance UniversityEducation

Open SavingsAccount

Mortgage/Loan toBuy House

Loan to FinanceBusiness

Health/ LifeInsurance