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SUMMARYOF

DOCTRINES

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CASE DIGESTS

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Construction OF

INSURANCE CONTRACT

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PERFECTION OF

INSURANCE CONTRACTS

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SUBROGATION

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INSURABLE INTEREST

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CONCEALMENT

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PERSONS ENTITLED TO

RECOVER UNDER THE

POLICY

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INCONTESTABILITY

CLAUSE

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LIABILITY UNDER AN

OPEN POLICY

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PRESCRIPTION OF ACTION

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PREMIUM PAYMENTS

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DOUBLE INSURANCE

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LIFE INSURANCE

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CASH SURRENDER VALUE

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CLAIMS SETTLEMENT

(SECS 234 AND 244) AND

PROOF OF LOSS

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COMPULSORY MOTOR

VEHICLE LIABILITY

INSRANCE (CMVLI)

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JURISDICTION OF THE

INSURANCE COMMISSION

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BURDEN OF PROOF

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CASE DIGESTS

on

INSURANCE LAW

By: Ma. Berna Joyce M. Silvano

Section 2B

Professor: Dean Jose R. Sundiang, Sr.

March 8, 2012