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Transcript of Inhouse July 2006 Edition
02 inhouse july 06
inhouse
LAWLORSPROPERTY SERVICES
page contents
3 Elite Homes - Manor Road
4 Elite Homes - Blackbush Farm
5 Elite Homes - Merleswood
6 Bang & Olufsen
7 Savills Private Finance
8/9 Elite Homes
10 Sofa Design
11 Becket House
12 Higgins Homes
13/15 Lawlors International
16/17 Vantis plc
18/19 Loughton
20 Urban Interiors
21 Foskett, Marr, Gadsby & Head
22/23 Chigwell
24 Michael Edmeades
25 Bond Lovis
26/27 Woodford Green
28/29 Lettings
30 Urban Myth
31 BB Partnership Ltd
32 This months charity: The Lauren Page Trust
residential sales lettings new homes international investment
www.lawlors.co.uk
There can be few properties in the area that immediately suggest luxurious lifestyle and without doubt, this architect
designed six bedroom family residence offers a fabulous array of leisurely distractions.
This beautiful residence occupies a commanding position overlooking
Chigwell Golf Course. Our front cover features the magnificent heated
swimming pool complex which comes complete with jazucci, sauna
and even a spiral staircase from the master bedroom suite. There are
three alternative reception rooms with an additional office and state-
of-the-art Beechwood and Granite kitchen overlooking the swimming
pool. As well as generous family living accommodation there is a
separate one bedroom apartment ideal for staffing above the double
width detached garaging and games room facility.
MANOR ROAD, CHIGWELLPRICE GUIDE: £P.O.A. SOLE AGENT
LAWLORS• E L I T E H O M E S •
For more information, please contactour Chigwell office on
020 8281 0123july 06 inhouse 03
BLACKBUSH FARMLAMBOURNE ENDPRICE GUIDE: £P.O.A.
Stunning Grade II Listed farmhouse in idyllic semi-rural settings of approximately five acres with
additional two bedroom detached cottage. Planning consent for additional barn converstion, stables,
paddocks, heated swimming pool and hard tennis court.
Main Residence: Five bedrooms, three bathrooms/shower, three reception rooms, kitchen/breakfast room.
Cottage: Two bedrooms, two bathrooms, sitting room, study area, dining room.
MERLESWOODRODING LANECHIGWELLPRICE GUIDE: £P.O.A.
A magnificent country residence in mature private grounds of approximately four acres in prime
Chigwell village location.
Master suite with dressing room & en-suite, guest suite with bathroom, four further bedrooms, loft room,
dining room, family room, sitting room, study, kitchen/breakfast room, garage block, indoor swimming pool
complex with games room & hard tennis court.
For more information, pleasecontact our Chigwell office on
020 8281 0123
For more information, pleasecontact our Chigwell office on
020 8281 0123
LAWLORS• E L I T E H O M E S •
04 inhouse july 06 july 06 inhouse 05
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.There will be a separate fee for mortgage advice. The precise amount will depend on your circumstances. The information contained in this article is generic and does not constitute advice. Independent advice, which is specificto your circumstances, should be sought before making any decisions. The value of property may fall as well as rise. Savills Private Finance Limited (SPF) is authorised and regulated by the Financial Services Authority (FSA).
By WENDY DOCHERTY, consultant
SAVILLS PRIVATE FINANCE
This is where an independent mortgage broker
such as Savills Private Finance (SPF) can come into
its own. If you are considering splashing out on a
property in the £350,000-plus price bracket, it is
essential to seek expert advice on the best way of
financing your purchase. We specialise in
arranging six-and-seven-figure mortgages so we
understand the particular challenges at this end of
the market.
One of the main factors holding up a transaction is
obtaining the necessary finance but SPF has been
known to obtain a mortgage offer for a client
within seven days. Afterall, you can’t afford to
hang about if you’ve seen a property you want as
you may then miss out. Given that the average
property transaction in England and Wales takes
around 12 weeks, if you apply direct to the lender
it may take much longer than the vendor’s
deadline to obtain a big enough loan, process the
offer and exchange contracts.
Most lenders aren’t equipped to proceed more
quickly but a broker can help ensure that the
mortgage goes through in a restricted timeframe
so that you don’t miss out on your dream home.
It all depends on the client’s particular
circumstances, of course. But our strong
relationships with lenders, some of whom have
dedicated contacts who deal exclusively with SPF,
and our ability to instruct valuations, means we
can shave valuable time off the length of the
average mortgage application.
Although you could walk into the local branch of
your high-street bank and get a mortgage, you are
unlikely to enjoy such good service levels. And if,
like some purchasers at this level, you are hoping
to borrow as much as possible, this may not be
possible if you approach a lender direct.
The value of a broker such as SPF is that not only
can we turn round a mortgage offer
quickly, we can also obtain high levels
of funding – up to 95 per cent loan-
to-value in many instances, even on
properties in the £350,000 and
upwards bracket. We have
access to the mortgage
products on the market – as
well as some exclusive deals
– enabling us to select and
arrange suitable finance
for our clients.
Because your situation
may be far from
straightforward, a
cocktail of rates may be
more suitable – some floating,
some fixed – to tie in with your
future earning expectations, thereby
providing more flexibility, which can
be vital with a fluctuating income.
Two-year fixed rates start from 4.39 per
cent (the overall cost for comparison is 6.3
per cent APR), reverting to 6.59 per cent
after two years. If you prefer a variable rate, two-
year trackers start at 4.24 per cent (6.5 per cent
APR), reverting to 6.5 per cent after two years.
There is an early repayment charge to pay if you
switch to another lender on either product within
the first two years.
For more details of these, or any other
mortgage queries, please contact Wendy
Docherty on 020 7715 4183 or 07968 553377.
Top-end finance from specialist brokersSpeed is of the essence when it comes to a mortgage transaction – and nowhereis this more the case than at the top end of the housing market.
Demand in this market shows no signs of abating, with a shortage of good quality housing stock helpingpush up prices. With so much competition among buyers for the best properties, vendors can often callthe shots. They may accept your offer on their property but there is likely to be a proviso: you have toexchange contracts within a specified, sometimes limited, period of time.
july 06 inhouse 07
“our strong relationships with lenders…“
“We specialise in arranging six-and-seven-figure mortgages…“
Six Bedroom Spacious Corner Plot Detached
Property in one of the most sought after
locations in Chigwell. Many of the vast
qualities attached to this property are a
spacious.
Entrance hall, lounge, dining room, family room,
kitchen/breakfast room, master bedroom with en-
suite, bedroom three en-suite shower room, family
bathroom & detached garage.
STRADBROKE DRIVE, CHIGWELLPRICE GUIDE: £1,999,995
Unique Five Bedroom Detached family home
located in the Essex countryside with stunning
panoramic views. The property boasts over a
90ft frontage and we are informed by the
current vendors that the plot is approximately
1/3 of an acre.
Three reception rooms, kitchen/breakfast room,
utility room, cloakroom/WC, integral garage & two
bathrooms.
LONDON ROAD, STANDFORD RIVERSPRICE GUIDE: £925,000
MONKHAMS LANE,WOODFORD GREEN
PRICE GUIDE: £1,000,000
Offered to the market for the first time
in 48 years is this charming Six Bedroom
Detached family residence.
Morning room, kitchen, utility room/larder, lounge,
dining room, cloakroom/WC, sitting room,
conservatory, family bathroom, shower room &
two single garages.
For more information, please contact ourWoodford Green office on
020 8506 0828
For more information, please contact our Woodford Green office on
020 8506 0828For more information, please contact our Chigwell office on
020 8281 0123
ASH GROVELOUGHTONPRICE GUIDE: £2,250,000
A superb Grade II Listed family residence set
within private grounds in premier Loughton
location. Additional detached coach house
and indoor swimming pool complex.
Six Bedrooms, five bathrooms/showers, seven
reception rooms.
Coachouse/annexe: kitchen, sitting room,
bedroom/bathroom.
Three detached double garage blocks, approx 0.86
of an acre.
For more information, please contactour Loughton office on
020 8502 5588
LAWLORS• E L I T E H O M E S •
july 06 inhouse 0908 inhouse july 06
july 06 inhouse 11
LAWLORSI N T E R N AT I O N A L
july 06 inhouse 1312 inhouse july 06
Making a home abroad a
realityrealityMaking a home abroad a
Anyone who is serious about buying a home abroad
generally does a certain amount of research and
often visits the preferred location. However, these
days this is not always enough to protect you from
making a mistake. There are so many factors to take
into account it is almost impossible to ‘walk through
the minefield’ of information on your own and, at
some point, you need help. The question of who you
ask for help comes down to your interpretation of
who you trust to give you the best impartial advice.
Trust is the single most important factor when
embarking on any purchase in unfamiliar territory.
At Lawlors International we have stepped back from
the throng of wannabe estate agents who simply
follow a trend, and we have carefully selected the
market that we wish to be involved in. We have
taken the time to source the best people who have
in-depth knowledge of the market they are involved
with, and only put our name to developments that
we believe in ourselves.
july 06 inhouse 1514 inhouse july 06
Of course, we cannot expect to be experts in every
country, but we pride ourselves on establishing a
relationship with people who are. Our marketing
material will not blind you with a multitude of
confusing choices or unrealistic deals. It will simply
introduce you to the right people who will carefully
listen to your requirements and find you the best
possible property to suit your needs, whether it is
purely for leisure or for investment.
It is our aim to offer the same, high quality,
trustworthy service that you have been used to
with Lawlors Property Services in this area.
Lawlors International has secured the expertise of
two expects, Ian Liborwich and Julian Edwards,
both who have a wealth of property expertise in
Spain, Dubai, Morocco and Southern Cyprus. Ian,
locally based has lived in Loughton for 15 years and
now lives in Waltham Abbey. He has been
principally involved in international property for the
last 7 years as Managing Director of the successful
Property Platform working with financial advisors
finding properties abroad for their clients. By
joining forces with the considerable marketing
expertise of Lawlors Property Services, Ian will bring
much respected expertise to our clients. Ian is
constantly sourcing new areas and emerging new
markets, especially where there is an established
infrastructure, and sourcing hotspots for maximum
returns. Julian Edwards is part of Ian’s family and
takes care principally of the Spanish side of the
business. Julian has lived in Spain for the last 24
years, is fluent in Spanish and has detailed
knowledge of the Spanish property market systems
and customs. At Lawlors we have two negotiators
who have also had experience of the Spanish
market to liaise with our experts.
Together we will offer the kind of service that
discerning clients need to make a second home
purchase not only enjoyable but rewarding and
secure. Call us for an informal one to one
discussion of your requirements and let us set you
on the road to foreign lands.
It must seem that everybody knows somebody who is involved with selling property overseas.
Over the last few years there has been an explosion of locations for the investment abroad from
Barbados to Bulgaria and all the countries in-between. Fortunately, there is an insatiable
demand for second homes and the choice has widened but so has the risk.
L to R: James Lawlor and Ian Liborwich
“Together we will offer the kind of service
that discerning clients need to make a
second home purchase not only enjoyable
but rewarding and secure.”
LAWLORSI N T E R N AT I O N A L
Tax issues don’t often figure highly when theexcitement of that holiday home purchase getsunder way, but there are a large number of taxrelated areas which could potentially negate allyour hard work – and future enjoyment – of thatdream holiday home. In general, most countries
with large numbers of non-residents purchasingsecond homes, have tightened their laws toprevent tax avoidance in areas such as savings onStamp Duty, Wealth Taxes, Inheritance Tax andCapital Gains Tax, and especially via the use ofoffshore companies to own these second homes.
I’m not a resident, so why do I have to pay income tax?
A key question is whether the purchase and use of the property leads to anindividual being considered resident for tax purposes in the selected country. Ina number of European countries, residence is determined by the location of anindividual’s main home and defined as the country in which more than 183 daysis spent each year. At Vantis, we have encountered individuals who have spentso much time at their holiday home that they have unintentionally become
resident for tax purposes under the laws ofthat country. Understanding and beingaware of ‘dual residency’, as it’s known, isvital for anyone considering a second homeabroad so as to avoid unwelcome taxconsequences.
Many European countries, including France,Spain and Switzerland, now charge non-residents income tax on rental properties.This is an annual tax levied, for example, ona property owner who is not considered a
tax resident in that country but is considered to have taxable income (theannual rental value of the property they own for example). Rates of tax and anyallowable deductions vary from country to country though, so it is worthconsulting a specialist.
Buyers should also be aware that, in the event of a sale, the country in whichtheir property is located may seek to tax any capital gain, although it’s likelythat this tax will be relieved against any UK Capital Gains Tax.
I Don’t Qualify for a “Wealth Tax” … Do I?
Aside from the actual ownership of a property, an increasing number ofcountries - again driven by France, Spain and Switzerland, have a “Wealth Tax”which is an annual charge based on the value of the assets held by anindividual. For those non-tax residents only the value of the assets in thatcountry can be taken into account but given the nature of property purchasesand the strength of the property market, it can lead to a significant liability.
Inheritance Tax and Wills
The purchase of a holiday home may lead to an eventual Inheritance Tax liabilityfrom authorities in the overseas country. Generally based on the value of theproperty at the time of the owner’s death, rates and allowable deductions can vary,but the liability can be significant. There are circumstances where this can be offsetagainst UK liabilities but early planning is recommended to maximise the benefits.
An interesting legal concept operating in numerous European states, includingFrance and Spain, is that of ‘forced heirship’. Under this concept it is notpossible for a husband and wife to pass assets solely between themselves. Aproportion of the property must automatically pass to the children of themarriage. To many people this is understandable, but it is worth drafting a Willin advance if an individual has other ideas about the distribution of their assets.
Ok, but the home is abroad … so no taxes in the UK, right?
While we have briefly outlined the overseas issues that individuals may face,UK tax implications should also be factored into the equation. There may bea UK Capital Gains Tax charge arising in the event of any sale of a property anda UK Inheritance Tax charge to consider in the event of death. If the propertyis rented, then any rental income will need to be declared in the UK and ifthere is a potential of being taxed on the same asset and resulting income intwo countries, then steps must be taken to submit the relevant paperwork toavoid a double tax charge arising.
In Summary
This is by no means an exhaustive list of the issues involved, however, do bewarned that with the increasing amount of information passing betweenInland Revenue authorities in different countries, correct treatment of yourholiday home is essential. The key is not to be daunted! In most cases,potential liabilities can be addressed with careful and often relativelystraightforward tax planning at the time of purchasing the property.
We would strongly urge anyone looking to purchase abroad to take advicefrom a tax adviser familiar with the tax law of the country concerned. AtVantis we can offer this expertise and knowledge through our membership ofHLB International – which provides our clients with access to advisers in over100 countries worldwide, including North America and most of Europe.
It’s estimated that more than 1.5 million British Citizens have holiday homes overseas. France, Spain, Portugal and Switzerlandare the most popular followed closely by the US and South Africa. Maybe you already have a second home abroad, or possiblyyou’re considering such an investment at the moment? Either way, no doubt you’ve done your homework regarding location,local builders, estate agents, potential property values and rental income. What else could there be to worry about?
Previous Vantis articles can be read on-line at www.lawlors.co.uk/publications.asp
Vantis has a vibrant local office in Loughton,with a team of experts who know the areawell. As a top 14 firm of accountants, taxand business advisers, Vantis is a member ofthe HLB International network with officesin North America and most Europeancountries. We would be more than happyto discuss any issues surrounding yourexisting or potential holiday home, and talkyou through the tax implications from a UKand European perspective.
Call David Kirkwoodat Vantis inLoughton, on
020 8502 0411www.vantisplc.com/loughton
The content of this document is intended for general guidance only and, where relevant, represents ourunderstanding of current law and HM Revenue and Customs practice. Action should not be taken withoutseeking professional advice. No responsibility for loss by any person acting or refraining from action as a result ofthe material in this document can be accepted and we cannot assume legal liability for any errors or omissionsthis document may contain. © Vantis, July 2006. All rights reserved. Vantis Group Ltd, a Vantis plc groupcompany, is regulated by the Institute of Chartered Accountants in England and Wales for a range of investmentbusiness activities.
For instance, did you know that:• Depending on how much time you spend in your holiday home, you could be considered a resident in the overseas country for tax purposes?
• Many European countries now charge a non-resident income tax?
• An increasing number of countries levy an annual “Wealth Tax” based on the value of the assets held locally by an individual?
• You could be charged an eventual Inheritance Tax liability in the overseas country?
• A property purchase abroad could cause additional UK tax liability?
YOUR HOLIDAY HOME ABROAD
Lucrative Investment or
Tax Nightmare?
Vantis - Holiday Homes
16 inhouse july 06 july 06 inhouse 17
“Most countrieshave tightened
their laws toprevent tax
avoidance by non-residents”
“Forced Heirship means that husband & wifecan’t pass assets solely to each other”
David Kirkwood of local accountants, tax and business advisers Vantis, discussessome of the tax implications involved when buying a holiday home abroad.
Forest Heights, Loughton £280,000
Second Floor, One Bedroom Apartment situated within this
prestigious development. Video security entryphone,
kitchen, sitting room with adjoining dining area, cloakroom/
WC, master bedroom with en-suite & allocated parking.
Regents Place, Great Woodcote Park £425,000
Four Bedroom Semi-Detached property located within this
prestigious development. Cloakroom/WC, study/utility room,
lounge, dining room, kitchen, master bedroom with en-suite
shower room, family bathroom, garage & off-street parking.
Westbury Road, Buckhurst Hill £499,995
Situated on a corner plot with its front elevation on
Westbury Road. Offered chain free and boasting:
kitchen/morning room, cloakroom/WC, lounge, dining room,
family bathroom, off-street parking & landscaped garden.
july 06 inhouse 1918 inhouse july 06
LAWLORSPROPERTY SERVICES
A selection of properties currently for sale in Loughton and surrounding areas. Please call 020 8502 5588 for more information on these and many more.
165 High Road, Loughton,Essex, IG10 4LF
t: 020 8502 5588 f: 020 8502 5802e: [email protected]
The Lindens, Loughton £599,995
Executive Four Bedroom Detached residence. Offered Chain
Free & boasting: lounge, dining room, utility room,
cloakroom/WC, kitchen, double garage, master bedroom
with en-suite shower room & off-street parking.
Theydon Park Road, Theydon Bois £849,995
Four Bedroom double-fronted Victorian house. Property benefits
include: cloakroom/WC, kitchen, utility room, lounge, dining
room, master bedroom with En-Suite, three further bedrooms
two of which are en-suite, family bathroom and off-street parking
Thrifts Mead, Theydon Bois £555,000
A well presented four bedroom family residence situated
within this cul-de sac location. The property is ideally located
for the shopping facilities in the village and the central line
with its transport links to the city and the west end.
Baldwins Hill, Loughton £550,000
Offered with no on-ward chain is this Four Bedroom Detached
property. Cloakroom/WC, family room, sitting/dining room,
kitchen/breakfast room, master bedroom with en-suite, family
bathroom, single garage & off-street parking
Avenue Gate, Great Woodcote Park £699,996
Spacious, "executive design" Four Bedroom Detached property
offering: cloakroom/WC, dining room, lounge, kitchen, TV
room, master bedroom with en-suite, bedroom two with en-
suite, family bathroom, off-street parking & integral garage.
Warren Hall, Loughton £735,000
Three-bedroom penthouse apartment. Including: fitted
kitchen, sitting room/dining room with balcony, en-suite
shower room to bedroom three, family bathroom, 8 acres
of tranquil landscaped grounds, heated pool & garage.
Roebuck Heights, Buckhurst Hill, £475,000
A Stunning two bedroom ground floor executive apartment
in this prestigious development. The property is ideally
located for the shopping facilities of fashionable Queens
Road, and the Central Line to the City and West End.
Scotland Road, Buckhurst Hill £699,995
Five Bedroom family residence situated in this ever popular
road. Lounge, dining room, kitchen, breakfast area,
playroom/office, lobby area, cloakroom/WC, garage, two
family bathrooms & off-street parking.
Hill Hall, Theydon Mount
Hill Hall is set within 20 acres of grounds (to be confirmed).
It stands in an elevated position just south of Epping. We
have various properties available within this development
to offer. Prices range between £525,000 to £875,000
Forest Way, Loughton £285,000
Delightful Two Bedroom End-of-Terrace character cottage
situated within the sought-after conservation area of
Loughton. Property benefits include: lounge/diner, kitchen,
master bedroom, family bathroom and rear garden.
Petersen Court, Loughton £185,000
Well-maintained, two bedroom, first floor apartment
having been re-modernized and now has the benefits of a
fitted kitchen and gas central heating. Benefits include:
kitchen, lounge and bathroom.
Rush Drive, Waltham Abbey £675,000
Five Bedroom Detached family residence with views across open countryside.
Boasting: cloakroom/WC, study, lounge, dining room, kitchen/breakfast room,
garden room, utility room, integral double garage, off-street parking, master
bedroom with en-suite dressing & bathroom rooms, another two 'Jack 'n' Jill'
en-suites.
YOUR BATHROOM GONE DOWN THE DRAIN?Appealing, captivating design is fundamental to every bathroom.
At Urban Interior we showcase the work of the world’s finest and
well renowned designers. With these stunning designs, and our
exclusive stone products, we offer clients not only stimulation, but
exclusivity, style and innovation. With strong relations with many
of today’s leading designers including Philippe Starck, Antonio
Citterio, Alberto Alessi, and Phoenix Product Design, we offer a
vast range of products to give each bathroom character,
personifying that of its owner.
Urban Interior offers a full design and fitting service to suit its
clients needs. Using advanced computer aided design software
and our great expertise, we can walk you through all the aspects
of designing a new bathroom, allowing you to visualize your
bathroom before you buy it.
Thinking of washing your hands of your old bathroom? Make sure
to contact Urban Interior for the very best in stylish
contemporary bathrooms where you can be sure that the
designs you see, will be anything but ordinary.
july 06 inhouse 2120 inhouse july 06
Moving home is reported to be the third moststressful thing we do (it comes just belowbereavement and divorce) and a recent experienceleft me wondering whether it should be madecompulsory for Solicitors Estate Agents MortgageAdvisors and all those involved in the propertymarket to move house once a year. It was not thatI wanted to punish us all, or to help boost theeconomy. It just occurred to me that actuallyundergoing the process regularly would help usempathise with what our clients were goingthrough whilst moving home. Two years ago I hadto move into temporary accommodation. I didn’tneed to find a new house or a buyer of my own, Ididn’t need to make mortgage applications oranswer endless questionnaires, there was no needto wait for surveys, searches, chains to complete orfor everyone to be ready to exchange. All I had todo was pack up my belongings, watch them beingtransported and unpack them in a differentlocation at the end of the same day. I was surprisedhow exhausting the process was and made me lookagain at how my clients were feeling when I dealtwith them on completion day.
In its component parts the legal process of buyingor selling property is relatively straight forward. Thefirst part leads up to exchange of contracts. That isthe point when the parties formally committhemselves to buy and sell a house on a chosen day.Before exchange there is no obligation on eitherparty to the other, but immediately exchangeoccurs they are legally bound to each other. Thesecond part is completion, the day of the movewhen monies and title to the home are transferred.
If I am selling a house I need to obtain my clients
deeds, inspect them, draw up the contract for the
buyer, and attend to any enquiries raised before
exchange. When buying I need to receive that
package of documents from the sellers and
undertake various searches against the property.
When they are ready and the mortgage offer is to
hand I am ready to report to the client before
exchange. This is the most frustrating time as we
have to rely on third parties, mortgage companies,
landlords, local authorities and other statutory
bodies and our hands are tied until each element is
received. Whilst increased regulation (ID checks
increasing paperwork, the need to prove planning
and other consents have been obtained in the past)
add to the work, the major delay arises from chains
– as no matter how fast we move individually no
one can exchange until the whole chain is ready
and consequently everyone proceeds at the pace of
the slowest participant, usually someone several
places away in the chain who we have not met and
have no contact with
Exchange of contracts gives my clients peace of
mind and lets them concentrate on packing and
preparing for their move. By completion day all my
searches and checks are done and if it goes
smoothly it is semi automatic. Whilst Completion is
just one part of the process for me (I will already be
preparing to then deal with HM Revenue and
Customs and the Land Registry to finalise the post
completion work) it is the culmination of many
weeks of preparation for my client. Delay can occur
on the day of completion, when we have to wait for
the electronic transfer of purchase and mortgage
monies especially where they have to pass through
the numerous parties in a chain. The tension
increases with the competing interests. Mortgage
companies may have thousands of money transfers,
banks transferring the monies have similar volumes
to deal with and removal men who cannot start
unloading, begin tapping their watches if
completion has not taken place by midday.
Shortly we will benefit from electronicconveyancing, it will cut delay by speeding upsearches and will revolutionise the transfer ofmonies on completion day. It will help remove a lotof the anxiety of the process but still leaves myclient with that one critical and exhausting daywhen, at the end of it all they are presented with anew home and still have to unpack and settle inwhen everyone else has gone home
Many people criticise the English system but in theend you cannot avoid the day of the move. It couldbe worse. In Canada all short term residential leasesend on the same day which results in a large amountof the population trying to move all at the same time.
Duncan Gadsby: partner
Under PRESSURE
The following list should help:
• Contact Foskett Marr Gadsby & Head as soonas you have decided to move, so we canadvance as much of your sale as possible.This allows us to obtain title deeds, and checkfor any problems.
• Liaise with Lawlors Property Services in yoursale and their expert negotiators will ensurethat you sale runs smoothly and that allanticipated matters can be dealt with swiftly.
• Make sure that we have deposit funds placedwith us well in advance of exchange ofcontracts - so that we are not waiting for acheque to clear on the day of exchange.
• Let us have all your financial details as soonas possible. We can prepare a budget toensure that you have taken into account allthe costs involved with the move before youstart. It prevents that unpleasant surprise onthe day of completion, if certain expenseshave been forgotten.
“no one can exchange until thewhole chain is ready …“
“Completion is just one part of the process...“
By speaking the experts in advance, we can ensureyou are fully advised of the most efficient way tohandle your move, so it is as painless as possible.
22 inhouse july 06 july 06 inhouse 23
LAWLORSPROPERTY SERVICES
A selection of properties currently for sale in Chigwell and surrounding areas. Please call 020 8281 0123 for more information on these and many more.
116 High Road, Chigwell,Essex, IG7 5BJ
t: 020 8281 0123 f: 020 8281 0222e: [email protected]
New Farm Cottage, Abridge £725,000
Three Bedroom Detached property in a semi-rural location
which has planning permission to become a large Four
Bedroom Detached with four en-suites, a double garage,
three bay cart lodge & ménage, set on approx. 2.5 acres.
Regents Drive, Repton Park £939,995
Five Bedroom Detached residence located in a quiet private
turning. Offering en-suites to two bedrooms, additional family
bathroom and cloakroom/WC. There is a spacious kitchen/
breakfast room approx 24'6 x 19 and detached double garage.
Marlow House, Repton Park £389,995
Two Bedroom Top Floor Apartment with spacious lounge,
kitchen/dining room, en-suite, separate bathroom, two
allocated parking spaces & no ongoing chain.
Bracken Drive, Chigwell £695,000
Three Bedroom Bungalow beautifully presented throughout
with lounge, fitted kitchen/breakfast room, utility room,
carriage drive with double length garage, circular flower
beds, and is southerly facing.
The Boulevard, Repton Park £675,000
Four Bedroom Town House boasting four reception rooms,
four double bedrooms - two with en-suite facilities, integral
garage and offered with no-on going chain.
Chester Road, Chigwell £800,000
Five Bedroom Detached Property offering: family room, an
'L' shaped lounge/dining room, utility room, an attached
garage, kitchen/breakfast room & no on-going chain.
Mill Grove, High Ongar £475,000
Four Bedroom New-Build Property boasting beautiful views
over the countryside, master bedroom that has a walk-in
wardrobe and en-suite, three reception rooms, beautifully
decorated throughout & fully double glazed.
Kensington House, Repton Park £369,995
Two-Bedroom Ground Floor Apartment set in tranquil
surrounds, own Southerly facing patio garden, en-suite &
dressing area, kitchen/breakfast room, lounge, two
allocated underground parking spaces.
Dickens Rise, Chigwell £419,995
Three Bedroom Semi-Detached family residence offering two
receptions, cloakroom/WC, modern fitted kitchen/ breakfast
room, modern first floor bathroom, mature rear garden,
single garage, off-street parking & is offered chain-free.
Grange Crescent, Chigwell £455,000
Three Bedroom Semi-Detached Property boasting Oak
panelling to walls, exposed beams to ceilings, 22ft kitchen,
conservatory overlooking a delightful south facing
landscaped rear garden.
Fontayne Avenue, Chigwell £479,995
Three Bedroom Detached Property which has been
extended to the rear and offers a 20ft lounge, beautifully
decorated with Purgo laminated flooring & fitted kitchen.
Turpins Lane, Chigwell £349,995
A well presented Four Bedroom Mid-Terraced House with
through lounge, fitted kitchen conservatory, loft room
which is currently being used as a bedroom and family
bathroom.
Dacre Gate, Fyfield, £335,000
Gated development boasting Two Bedroom End-Of
Terraced Property. Lounge, kitchen/dining room, bathroom
including shower, cloakroom/WC, allocated space in
carport & further allocated space.
Chapel Mews, Repton Park £399,000
Within it's own private gated area lies this Two Bedroom
mews-style house, kitchen/breakfast room, cloakroom/WC,
en-suite to master, family bathroom & is offered chain free.
Taylors Farm House, Gravel Lane, Chigwell £1,850,000
Six Bedroom Detached residence within approx three acres of grounds,
wood crafted tree house with power, lighting & heating. Four receptions
rooms, kitchen/breakfast room, two en-suites, stunning views over Essex
countryside, gated, triple garage with the potential and scope to allow an
extra room above.
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july 06 inhouse 2726 inhouse july 06
LAWLORSPROPERTY SERVICES
A selection of properties currently for sale in Woodford Green and surrounding areas. Please call 020 8506 0828 for more information on these and many more.
457 High Road Woodford Green,Essex, IG8 0XE
t: 020 8506 0828 f: 020 8506 9101e: [email protected]
Friars Gate Close, Woodford Green £540,000
This Four Bedroom detached property benefits from,
lounge, dining area, kitchen, utiltiy room, cloakroom,
ensuite to master bedroom, family bathroom, double
length garage, off street parking and rear garden.
Kings Avenue, Woodford Green £545,000
This Four Bedroom semi detached residence benefits from
lounge, dining room, kitchen/diner, cloakroom, family
bathroom, shower room, off street parking, garage and
rear garden.
Sunset Avenue, Woodford Green £960,000
Benefits include four bedrooms, kitchen/breakfast room,
utility room, conservatory, dining room, lounge, study, four
bedrooms, en suite to master, walk in dressing room,
balcony, secure parking, double garage/sunroom.
Beresford Drive, Woodford Green £579,995
Situated in this sought after turning, this four bedroom semi
detached residence, benefits including: Lounge, dining room,
downstairs cloakroom, kitchen, family bathroom with separate
shower room, garage, off street parking, rear garden.
Snakes Lane West, Woodford Green £550,000
Three bedroom Detached Residence. Benefits include three
bedrooms, open plan style kitchen/diner, family room,
sitting room, downstairs cloakroom, off street parking and
detached garage to the rear.
Monkhams Ave, Woodford Green £POA
Circa 1870 Four Bedroom Terrace family property boasting
spacious accommodation over three floors. Situated on
the ever-sought after Monkhams Estate, immediate
viewing is encourage to avoid disappointment.
Forest Approach, Woodford Green £395,000
Three bedroom semi detached residence. Benefiting from
lounge, dining room, kitchen, family bathroom, garage, off
street parking and an approximately 75ft rear garden.
Parkmore Close, Woodford Green £250,000
Offered to market is this immaculate presented two bedroom
top floor apartment. Benefiting from family bathroom, good-
sized lounge/diner, kitchen with fitted appliances and balcony
with views over the local golf course.
Chapel on the Green, Woodford Green £POA
Steeped in local history and completely renovated is the
stunning luxury three bedrooms, Penthouse Apartment.
Boasting many original features including the clock tower
en suite bathroom, balcony, open planned lounge/kitchen
Clementine Walk, Woodford Green £275,000
Offered to the market is this modern spacious Two
Bedroom, Two Bathroom Top Floor Apartment with the
benefit of having balcony access from both bedrooms and
lounge/dining room. The Apartment is offered chain-free.
The Albany, Woodford Green £289,995
Three Double Bedroom Ground Floor Apartment opposite
Woodford Golf Course. Benefits include three bedrooms,
en suite to master, lounge/diner, kitchen, family bathroom,
garage en bloc, fantastic woodland location.
Pole Hill Road, Chingford £395,000
Three Bedroom Edwardian Home benefiting from
lounge/diner, family room, kitchen/breakfast room,
cloakroom/WC, family bathroom, rear garden in excess of
100ft & triple garage.
Grosvenor Garden, Woodford Green £449,995
A beautifully presented extended Three Bedroom Semi
Detached which is ideally located for Woodford Central Line.
Benefits include: extended kitchen/diner, lounge, dining
room, study, downstairs cloakroom and off street parking.
Regency Lodge, Buckhurst Hill £159,500
One bedroom ground floor retirement apartment benefits
include a communal lounge and gardens, security entrance
and the piece of mind of 24 hour assistance with the
house manager.
Monkhams Lane, Woodford Green £865,000
Circa 1900 four bedrooms detached family residence with two bonus rooms located
on the second floor. Benefiting from two receptions, kitchen/breakfast room,
downstairs cloakroom, en-suite to master bedroom and family bathroom, off street
parking and garage.
Boleyn Court, Buckhurst Hill• Three Bedrooms
• Gated development
• Allocated Parking
• Available Now
£1200 pcm
High Road, Chigwell• Three Bedrooms
• Semi Detached
• Unfurnished
• Stunning panoramic views
£1250 pcm
Grange Crescent, Chigwell • Four bedroom
• Bungalow
• Modern fully fitted kitchen
• Close to station
£1500 pcm
High Road, Chigwell• Four Bedroom
• Detached
• Victorian Lodge,
• A brick built summerhouse/studio
£2200 pcm
Cardinal Drive, Hainault• Four Bedroom End of Terrace House
• Conservatory
• Spacious
• En-suite to Master Bedroom
£1350 pcm
Underwood Road, Higham Park • Four bedroom
• Semi detached
• Tasteful decor throughout
• Garage
£1575 pcm
LATEST
LETTINGS
28 inhouse july 06
New Forest Lane, Chigwell £3,500 pcm
• Four Bedroom
• Heated Swimming Pool
• En-suite to Master Bedroom
• Unfurnished
Staples Road, Loughton £1200 pcm
• Three Bedrooms
• Semi Detached
• Close to Loughton High Road
• Close to Epping Forest
Manor Road, Chigwell £2000 pcm
• Three Bedroom Detached house
• Stunning Gold Course Views
• Refurbished
• Unfurnished
Hainault Road, Chigwell £6300 pcm
• Six Bedrooms
• Indoor Swimming Pool
• Cinema
• Outstanding Property
Regency, South Woodford £1200 pcm
• Two Bedroom Apartment
• New Build
• Furnished to a High Standard
• Close to Station
Central Court, Chigwell £1000 pcm
• Spacious newly built
• Two Bedroom,
• First Floor Apartment
• Allocated Parking
Addison Road, Woodford Green £1,650 pcm
• Four Bedrooms • Furnished or Unfurnished
• Excellent Condition • Close to Station
• En-suite to master Bedroom
Shorepoint, Buckhurst Hill £1,150 pcm
• Two Bedroom New Build Apartment
• En-suite to Master Bedroom
• Furnished or Unfurnished
• Stunning Views
Cedar Close, Buckhurst Hill £775 pcm
• Two Bedrooms • First Floor Apartment
• Close to Underground • Balcony
• Fitted Kitchen • Modern Decor
Hazelwood, Loughton £2000 pcm
• Four Bedroom Detached House
• Unfurnished
• Neutral Décor Throughout
• Viewing Recommended
Petersen Court, Loughton £800 pcm
• Two Bedrooms • Unfurnished
• Garage • Excellent Condition
• Refurbished • Available Now
Brandesbury Square, Repton Park £2,600 pcm
• Four Bedroom • Town House
• Outstanding Condition • Spacious
• Unfurnished • Viewing Recommending
Hetton House, Loughton £1,000 pcm
• Two Bedrooms • New Build
• Part Furnished • Two Bathrooms
• Balcony • Close to Station
High Road, Loughton £500 pcm
• Studio Apartment • Close to Station
• Close to Shops • Unfurnished
• Ideal Starter Home • Available Now
Woodcote Mews, Loughton £1400 pcm
• Three Bedrooms
• Modern Throughout
• En-suite to Master Bedroom
• Furnished or Unfurnished
A selection of properties available to let in West Essex and the surrounding areas. Please call 020 8502 3388 for more information on these and many more.
165 High Road, Loughton,Essex, IG10 4LF
t: 020 8502 3388 f: 020 8502 5802e: [email protected]
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30 inhouse july 06 july 06 inhouse 31
...more than a kitchen
Cabinet Way, London E4 8QF 020 8531 3413 www.urbanmyth.net
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